Mortgage Lenders and Brokers in Woodstock, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Woodstock, Alabama mortgage lenders include First Federal BankFirst Federal Bank5301 Highway 69 S, Tuscaloosa, AL 35405A+5.0 ★Texas Ratio: 2.80%, Regions BankRegions Bank55 S Colonial Dr, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.37%, United Community BankUnited Community Bank2121 Highland Ave S, Birmingham, AL 35205A+5.0 ★Texas Ratio: 2.97%, Alabama ONE Credit UnionAlabama ONE Credit Union2549 South Blvd, Brewton, AL 36426A5.0 ★Texas Ratio: 6.53%, Avadian Credit UnionAvadian Credit Union475 Green Springs Hwy, Birmingham, AL 35209 4921A+5.0 ★Texas Ratio: 3.41%, Acipco Federal Credit UnionAcipco Federal Credit Union1501 31st Ave N, Birmingham, AL 35207A+5.0 ★Texas Ratio: 0.89%, Trustmark BankTrustmark Bank111 E Market St, Athens, AL 35611A+5.0 ★Texas Ratio: 2.40%, First Financial BankFirst Financial Bank28802 Highway 5, Woodstock, AL 35188A+5.0 ★Texas Ratio: 4.65%, eCO Credit UnioneCO Credit Union791 4th Pl SW, Alabaster, AL 35007 8878A+5.0 ★Texas Ratio: 3.69%, and Alabama Central Credit UnionAlabama Central Credit Union3601 4th Ave S, Birmingham, AL 35222A+5.0 ★Texas Ratio: 2.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Woodstock, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Woodstock are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Woodstock, Alabama
Market share is the lender's share of all home loans closed in Woodstock, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80% |
Conventional, FHA, USDA | 9 | 7.2% | 100% | $209,444 | View |
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55 S Colonial Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 3 +5 HELOCs |
2.4% | 66.7% | $115,000 | View |
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2121 Highland Ave S, Birmingham, AL 35205 A+5.0 ★Texas Ratio: 2.97% |
Conventional, USDA | 3 | 2.4% | 100% | $248,333 | View |
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2549 South Blvd, Brewton, AL 36426 A5.0 ★Texas Ratio: 6.53% |
Conventional, HELOC | 2 +2 HELOCs |
1.6% | 66.7% | $150,000 | View |
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475 Green Springs Hwy, Birmingham, AL 35209 4921 A+5.0 ★Texas Ratio: 3.41% |
Conventional | 2 | 1.6% | 100% | $240,000 | View |
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1501 31st Ave N, Birmingham, AL 35207 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 2 | 1.6% | 100% | $180,000 | View |
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111 E Market St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.40% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $265,000 | View |
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28802 Highway 5, Woodstock, AL 35188 A+5.0 ★Texas Ratio: 4.65% |
Conventional | 1 | 0.8% | 100% | $245,000 | View |
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791 4th Pl SW, Alabaster, AL 35007 8878 A+5.0 ★Texas Ratio: 3.69% |
Conventional | 1 | 0.8% | 100% | $155,000 | View |
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3601 4th Ave S, Birmingham, AL 35222 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.8% | 100% | $175,000 | View |
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615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.8% | 75% | $145,000 | View |
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1001 N Brindlee Mountain Pkwy, Arab, AL 35016 A5.0 ★Texas Ratio: 6.16% |
Conventional | 1 | 0.8% | 100% | $185,000 | View |
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1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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925 Quintard Ave, Anniston, AL 36201 A+5.0 ★Texas Ratio: 0.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Tjc Mortgage Inc
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FHA | 2 | 1.6% | 100% | $275,000 | |
America'S First Federal CU
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Conventional, HELOC | 1 +11 HELOCs |
0.8% | 100% | $245,000 | |
loanDepot.com LLC
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Conventional, FHA, VA | 9 | 7.2% | 90% | $176,111 | |
Movement Mortgage, LLC
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Conventional, FHA | 8 | 6.4% | 100% | $197,500 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, Jumbo | 6 | 4.8% | 100% | $423,333 | |
United Wholesale Mortgage
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FHA, VA | 5 | 4% | 71.4% | $381,000 | |
Rocket Mortgage
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Conventional, FHA | 5 | 4% | 71.4% | $93,000 | |
Mortgage Research Center
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VA | 5 | 4% | 62.5% | $359,000 | |
New American Funding, LLC.
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Conventional, FHA, VA | 5 | 4% | 100% | $277,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 5 | 4% | 40% | $169,000 | |
Guild Mortgage Company
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Conventional, FHA | 4 | 3.2% | 57.1% | $135,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 3 | 2.4% | 100% | $271,666 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 2 | 1.6% | 100% | $115,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
FHA | 2 | 1.6% | 100% | $320,000 | View |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 2 | 1.6% | 66.7% | $210,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 2 | 1.6% | 66.7% | $390,000 | |
Securitynational Mortgage Company
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Conventional, FHA | 2 | 1.6% | 100% | $155,000 | |
Stockton Mortgage Corporation
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Conventional, FHA | 2 | 1.6% | 100% | $245,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 2 | 1.6% | 66.7% | $130,000 | |
Village Capital & Investment
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VA | 2 | 1.6% | 100% | $365,000 | |
American Financial Resources LLC
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FHA | 1 | 0.8% | 100% | $95,000 | |
Goodleap, LLC
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Conventional | 1 | 0.8% | 100% | $125,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.8% | 100% | $425,000 | |
Success Lending, LLC
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VA | 1 | 0.8% | 100% | $305,000 | |
Newrez LLC
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Conventional | 1 | 0.8% | 33.3% | $115,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.8% | 100% | $285,000 | |
CrossCountry Mortgage, LLC
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VA | 1 | 0.8% | 50% | $275,000 | |
Kind Lending, LLC
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FHA | 1 | 0.8% | 100% | $355,000 | |
Amerisave Mortgage Company
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FHA | 1 | 0.8% | 20% | $245,000 | |
Das Acquisition Company, LLC
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FHA | 1 | 0.8% | 100% | $325,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.8% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 5.26% |
Conventional | 1 | 0.8% | 100% | $285,000 | View |
Cardinal Financial Company, Li
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FHA | 1 | 0.8% | 100% | $175,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.8% | 50% | $65,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.8% | 100% | $55,000 | |
The Mortgage Firm
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Conventional | 1 | 0.8% | 100% | $105,000 | |
Towne Mortgage Company
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Conventional | 1 | 0.8% | 100% | $105,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $115,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.8% | 100% | $75,000 | |
Lower, LLC
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Conventional | 1 | 0.8% | 100% | $75,000 | |
DHI Mortgage Company, LTD.
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VA | 1 | 0.8% | 100% | $315,000 | |
21St Mortgage
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Conventional | 1 | 0.8% | 100% | $95,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.8% | 50% | $45,000 | |
Leaderone Financial Corp.
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VA | 1 | 0.8% | 100% | $375,000 | |
Cadence Bank
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HELOC | 0 +2 HELOCs |
0% | n/a |
Woodstock Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Woodstock, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Woodstock? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Woodstock in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Woodstock, AL
Use these to narrow the list above. Each category shows how many Woodstock, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Woodstock, AL
Independent mortgage companies closed 74.4 percent of home loans in Woodstock, Alabama in 2025, banks 18.4 percent and credit unions 7.2 percent. Tjc Mortgage Inc was the largest mortgage company, First Federal Bank the largest bank and Alabama ONE Credit Union the largest credit union. Among lenders headquartered in Alabama, First Federal Bank led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Woodstock, AL
By home loans closed in 2025, First Federal Bank was the largest mortgage lender in Woodstock, Alabama with 9 loans, about 7.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
22 lenders closed FHA loans in Woodstock, Alabama in 2025, led by First Federal Bank with 4. 11 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 7 credit unions closed home loans in Woodstock, Alabama in 2025, alongside 40 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Woodstock, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Woodstock, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Woodstock. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
