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Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Woodland, Alabama

Woodland, Alabama mortgage lenders include First Bank of AlabamaFirst Bank of Alabama24514 Highway 48, Woodland, AL 36280C+4.0 ★Texas Ratio: 26.59%, FirstbankFirstbank615 Quintard Ave, Anniston, AL 36201A5.0 ★Texas Ratio: 7.51%, Alabama ONE Credit UnionAlabama ONE Credit Union2549 South Blvd, Brewton, AL 36426A5.0 ★Texas Ratio: 6.53%, Truist BankTruist Bank629 E Main St, Albertville, AL 35950A+5.0 ★Texas Ratio: 2.87%, Das Acquisition Company, LLC, 21St Mortgage, Rocket Mortgage, Vanderbilt Mortgage and Finance, Inc, United Wholesale Mortgage, and Premier Mortgage Resources, LLC. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Woodland, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Woodland are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Woodland, Alabama

Market share is the lender's share of all home loans closed in Woodland, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1 office in Woodland
24514 Highway 48, Woodland, AL 36280
C+4.0 ★Texas Ratio: 26.59%
Conventional 5 7.2% 54.5% $175,000 View
615 Quintard Ave, Anniston, AL 36201
A5.0 ★Texas Ratio: 7.51%
Conventional 3 4.3% 57.1% $135,000 View
2549 South Blvd, Brewton, AL 36426
A5.0 ★Texas Ratio: 6.53%
Conventional 3 4.3% 100% $178,333 View
★ 1 stars, 1 review
629 E Main St, Albertville, AL 35950
A+5.0 ★Texas Ratio: 2.87%
HELOC 0
+1 HELOCs
0% n/a View
Das Acquisition Company, LLC
Conventional, FHA, VA, USDA 6 8.7% 100% $290,000
21St Mortgage
Conventional 6 8.7% 60% $140,000
Rocket Mortgage
Conventional 5 7.2% 83.3% $125,000
Vanderbilt Mortgage and Finance, Inc
Conventional 5 7.2% 33.3% $127,000
United Wholesale Mortgage
Conventional, VA 4 5.8% 100% $267,500
Premier Mortgage Resources, LLC
Conventional, FHA, VA, Jumbo 3 4.3% 100% $395,000
Freedom Mortgage Corporation
FHA, VA 3 4.3% 75% $241,666
Guild Mortgage Company
Conventional, FHA 3 4.3% 100% $161,666
CrossCountry Mortgage, LLC
Conventional, FHA 2 2.9% 100% $385,000
C+4.1 ★Texas Ratio: 26.20%
Conventional, FHA 2 2.9% 100% $345,000 View
Southwest Stage Funding LLC
Conventional 2 2.9% 100% $310,000
EMM Loans LLC
Conventional 1 1.4% 100% $235,000
A+5.0 ★Texas Ratio: 4.11%
Conventional 1 1.4% 100% $275,000 View
A+5.0 ★Texas Ratio: 2.85%
Conventional 1 1.4% 100% $255,000 View
Kind Lending, LLC
FHA 1 1.4% 100% $185,000
A+5.0 ★Texas Ratio: 5.29%
Conventional 1 1.4% 100% $335,000 View
Pennymac Loan Services LLC
Conventional 1 1.4% 100% $35,000
Amerisave Mortgage Company
Conventional 1 1.4% 50% $265,000
loanDepot.com LLC
Conventional 1 1.4% 100% $75,000
American Financial Network, Inc.
FHA 1 1.4% 100% $145,000
Cmg Mortgage Inc
VA 1 1.4% 100% $385,000
Cardinal Financial Company, Li
FHA 1 1.4% 100% $245,000
Mortgage Research Center
VA 1 1.4% 100% $475,000
Towne Mortgage Company
Conventional 1 1.4% 100% $115,000
Keystone Funding, Inc
USDA 1 1.4% 100% $185,000
Mutual of Omaha Mortgage
FHA 1 1.4% 50% $365,000
A5.0 ★Texas Ratio: 8.14%
Conventional 1 1.4% 100% $105,000
Paramount Residential Mortgage
Conventional 1 1.4% 100% $555,000
A+5.0 ★Texas Ratio: 2.15%
HELOC 0
+1 HELOCs
0% n/a View
Synovus Bank
HELOC 0
+1 HELOCs
0% n/a
Bank Ozk
HELOC 0
+1 HELOCs
0% n/a
Pentagon Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 6, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Woodland, Alabama

Looking for mortgage lenders near me or mortgage brokers near me in Woodland? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Woodland in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Woodland, AL

Use these to narrow the list above. Each category shows how many Woodland, AL lenders fit and what that kind of lender is usually best for.

Who Lends in Woodland, AL

Independent mortgage companies closed 76.8 percent of home loans in Woodland, Alabama in 2025, banks 17.4 percent and credit unions 5.8 percent. Das Acquisition Company, LLC was the largest mortgage company, First Bank of Alabama the largest bank and Alabama ONE Credit Union the largest credit union. Among lenders headquartered in Alabama, First Bank of Alabama led with 5 loans.

76.8%
Mortgage companies
17.4%
Banks
5.8%
Credit unions
19%
FHA loans
12%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.

More Alabama Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Woodland, AL

Who is the largest mortgage lender in Woodland, AL?

By home loans closed in 2025, First Bank of Alabama was the largest mortgage lender in Woodland, Alabama with 5 loans, about 7.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Woodland, AL mortgage lenders offer FHA, VA and USDA loans?

10 lenders closed FHA loans in Woodland, Alabama in 2025, led by Das Acquisition Company, LLC with 2. 6 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Woodland, AL lender list?

Yes. 9 banks and 3 credit unions closed home loans in Woodland, Alabama in 2025, alongside 24 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Woodland, AL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Woodland, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Woodland, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Woodland. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.