Mortgage Lenders and Brokers in West Point, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
West Point, Alabama mortgage lenders include Traditions BankTraditions Bank19 Helicon Rd, Arley, AL 35541A5.0 ★Texas Ratio: 10.74%, Premier Bank of the SouthPremier Bank of the South30710 Us 278, Addison, AL 35540A+5.0 ★Texas Ratio: 0.00%, First Federal BankFirst Federal Bank5301 Highway 69 S, Tuscaloosa, AL 35405A+5.0 ★Texas Ratio: 2.80%, EvaBankEvaBank1001 N Brindlee Mountain Pkwy, Arab, AL 35016A5.0 ★Texas Ratio: 6.16%, Redstone Federal Credit UnionRedstone Federal Credit Union1069 N Main St, Arab, AL 35016A+5.0 ★Texas Ratio: 2.10%, BankFirst Financial ServicesBankFirst Financial Services30966 Highway 278, Addison, AL 35540A+5.0 ★Texas Ratio: 3.47%, Regions BankRegions Bank55 S Colonial Dr, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.37%, Renasant BankRenasant Bank1943 E Glenn Ave, Auburn, AL 36830A+5.0 ★Texas Ratio: 4.72%, Ameris BankAmeris Bank204 Kirkland St, Abbeville, AL 36310A+5.0 ★Texas Ratio: 1.82%, and Southpoint BankSouthpoint Bank1096 N Brindlee Mountain Pkwy, Arab, AL 35016F2.8 ★Texas Ratio: 41.33%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in West Point, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in West Point are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in West Point, Alabama
Market share is the lender's share of all home loans closed in West Point, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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19 Helicon Rd, Arley, AL 35541 A5.0 ★Texas Ratio: 10.74% |
Conventional | 18 | 7.5% | 100% | $163,333 | View |
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30710 Us 278, Addison, AL 35540 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 14 | 5.8% | 100% | $92,142 | View |
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5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80% |
Conventional, FHA | 13 | 5.4% | 92.9% | $248,076 | View |
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1001 N Brindlee Mountain Pkwy, Arab, AL 35016 A5.0 ★Texas Ratio: 6.16% |
Conventional | 9 | 3.7% | 90% | $31,666 | View |
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1069 N Main St, Arab, AL 35016 A+5.0 ★Texas Ratio: 2.10% |
Conventional, VA, USDA, HELOC | 6 +2 HELOCs |
2.5% | 54.5% | $230,000 | View |
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30966 Highway 278, Addison, AL 35540 A+5.0 ★Texas Ratio: 3.47% |
Conventional, FHA | 4 | 1.7% | 100% | $367,500 | View |
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55 S Colonial Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, VA, HELOC | 3 +1 HELOCs |
1.2% | 66.7% | $271,666 | View |
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1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 3 | 1.2% | 60% | $315,000 | View |
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★ 4 stars, 1 review 204 Kirkland St, Abbeville, AL 36310 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 2 | 0.8% | 100% | $210,000 | View |
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1096 N Brindlee Mountain Pkwy, Arab, AL 35016 F2.8 ★Texas Ratio: 41.33% |
Conventional | 1 | 0.4% | 100% | $145,000 | View |
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185 N College St, Auburn, AL 36830 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 100% | $235,000 | View |
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2320 Moores Mill Rd, Auburn, AL 36830 A5.0 ★Texas Ratio: 8.75% |
Conventional, Jumbo | 1 | 0.4% | 100% | $945,000 | View |
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30966 Highway 278, Addison, AL 35540 A+5.0 ★Texas Ratio: 4.65% |
Conventional | 1 | 0.4% | 100% | $115,000 | View |
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791 4th Pl SW, Alabaster, AL 35007 8878 A+5.0 ★Texas Ratio: 3.69% |
Conventional | 1 | 0.4% | 100% | $25,000 | View |
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22223 US 72, Athens, AL 35613 A+5.0 ★Texas Ratio: 3.96% |
Conventional | 1 | 0.4% | 100% | $15,000 | View |
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5976 US Highway 431, Albertville, AL 35950 2008 A+5.0 ★Texas Ratio: 1.16% |
Conventional | 1 | 0.4% | 50% | $55,000 | View |
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7473 Us Highway 431, Albertville, AL 35950 A+5.0 ★Texas Ratio: 3.77% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
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500 Colonial Promenade Pkwy, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 100% | $225,000 | View |
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111 E Market St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.40% |
VA | 1 | 0.4% | 100% | $75,000 | View |
The HomeTown Bank of Alabama
18045 State Highway 160, Cleveland, AL 35049 |
Conventional | 1 | 0.4% | 100% | $55,000 | |
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2121 Highland Ave S, Birmingham, AL 35205 A+5.0 ★Texas Ratio: 2.97% |
FHA | 1 | 0.4% | 100% | $165,000 | View |
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336 N Gay St, Auburn, AL 36830 3992 A+5.0 ★Texas Ratio: 2.18% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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925 Quintard Ave, Anniston, AL 36201 A+5.0 ★Texas Ratio: 0.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1901 E Glenn Ave, Auburn, AL 36830 C3.6 ★Texas Ratio: 21.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
America'S First Federal CU
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Conventional, HELOC | 4 +12 HELOCs |
1.7% | 100% | $340,000 | |
Hamilton Mortgage Corporation
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Conventional, FHA | 3 | 1.2% | 100% | $238,333 | |
Tjc Mortgage Inc
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Conventional | 2 | 0.8% | 66.7% | $105,000 | |
CSL Financial, LLC
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Conventional | 2 | 0.8% | 100% | $115,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 19 | 7.9% | 67.9% | $224,473 | |
Guild Mortgage Company
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Conventional, FHA, USDA | 13 | 5.4% | 86.7% | $167,307 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 12 | 5% | 41.4% | $100,833 | |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional | 9 | 3.7% | 62.5% | $146,111 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 8 | 3.3% | 88.9% | $258,750 | |
loanDepot.com LLC
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Conventional, FHA | 7 | 2.9% | 77.8% | $123,571 | |
Mortgage Research Center
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VA | 7 | 2.9% | 63.6% | $326,428 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 6 | 2.5% | 100% | $291,666 | |
21St Mortgage
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Conventional | 5 | 2.1% | 35.7% | $135,000 | |
Stockton Mortgage Corporation
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Conventional, FHA, USDA | 4 | 1.7% | 100% | $227,500 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 3 | 1.2% | 100% | $271,666 | View |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 1.2% | 75% | $291,666 | |
Towne Mortgage Company
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Conventional, FHA, USDA | 3 | 1.2% | 100% | $145,000 | |
Southwest Stage Funding LLC
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Conventional | 3 | 1.2% | 100% | $125,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 1.2% | 75% | $331,666 | |
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A+5.0 ★Texas Ratio: 5.42% |
Conventional, USDA | 3 | 1.2% | 100% | $238,333 | View |
The Loan Store, Inc
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Conventional, HELOC | 2 +1 HELOCs |
0.8% | 100% | $180,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 2 | 0.8% | 100% | $270,000 | |
First Colony Mortgage Corporat
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Conventional | 2 | 0.8% | 100% | $580,000 | |
New Day Financial, LLC.
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VA | 2 | 0.8% | 100% | $285,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 2 | 0.8% | 100% | $225,000 | View |
Land Home Financial Services,
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Conventional | 2 | 0.8% | 100% | $140,000 | |
Synovus Bank
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VA, USDA | 2 | 0.8% | 100% | $310,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 0.8% | 40% | $135,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $95,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.4% | 100% | $85,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.4% | 50% | $135,000 | |
Canopy Mortgage, LLC
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USDA | 1 | 0.4% | 100% | $145,000 | |
Newrez LLC
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FHA | 1 | 0.4% | 50% | $125,000 | |
Kind Lending, LLC
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USDA | 1 | 0.4% | 100% | $225,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $135,000 | |
Filo Mortgage, LLC
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VA | 1 | 0.4% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.4% | 100% | $165,000 | View |
Sun West Mortgage Company, Inc
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VA | 1 | 0.4% | 100% | $245,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.4% | 100% | $315,000 | |
Premier Lending Inc.
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FHA | 1 | 0.4% | 100% | $235,000 | |
BoxCar Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $185,000 | |
First South Farm Credit, ACA
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Conventional | 1 | 0.4% | 100% | $25,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.4% | 100% | $315,000 | |
Pike Creek Mortgage Services, Inc.
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USDA | 1 | 0.4% | 100% | $255,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.4% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 0.47% |
Conventional | 1 | 0.4% | 100% | $355,000 | View |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $195,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.4% | 50% | $165,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.4% | 100% | $515,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.4% | 25% | $465,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Cadence Bank
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HELOC | 0 +1 HELOCs |
0% | 0% |
West Point Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in West Point, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in West Point? The list below shows the banks, credit unions and mortgage brokers that closed home loans in West Point in 2025, with lenders based there listed first.
Types of Mortgage Lenders in West Point, AL
Use these to narrow the list above. Each category shows how many West Point, AL lenders fit and what that kind of lender is usually best for.
Who Lends in West Point, AL
Independent mortgage companies closed 58.9 percent of home loans in West Point, Alabama in 2025, banks 35.3 percent and credit unions 5.8 percent. Hamilton Mortgage Corporation was the largest mortgage company, Traditions Bank the largest bank and Redstone Federal Credit Union the largest credit union. Among lenders headquartered in Alabama, Traditions Bank led with 18 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in West Point, AL
By home loans closed in 2025, Traditions Bank was the largest mortgage lender in West Point, Alabama with 18 loans, about 7.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
22 lenders closed FHA loans in West Point, Alabama in 2025, led by Rocket Mortgage with 8. 13 lenders closed VA loans, led by Mortgage Research Center, and 9 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 8 credit unions closed home loans in West Point, Alabama in 2025, alongside 42 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in West Point, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in West Point, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up West Point. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
