Mortgage Lenders and Brokers in West Blocton, Alabama
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
West Blocton, Alabama mortgage lenders include First Federal BankFirst Federal Bank5301 Highway 69 S, Tuscaloosa, AL 35405A+5.0 ★Texas Ratio: 2.80%, FirstbankFirstbank615 Quintard Ave, Anniston, AL 36201A5.0 ★Texas Ratio: 7.51%, First Financial BankFirst Financial Bank1212 Main St, West Blocton, AL 35184A+5.0 ★Texas Ratio: 4.65%, Regions BankRegions Bank55 S Colonial Dr, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.37%, Alabama ONE Credit UnionAlabama ONE Credit Union2549 South Blvd, Brewton, AL 36426A5.0 ★Texas Ratio: 6.53%, Renasant BankRenasant Bank1943 E Glenn Ave, Auburn, AL 36830A+5.0 ★Texas Ratio: 4.72%, River Bank & TrustRiver Bank & Trust3617 Highway 280, Alexander City, AL 35010A+5.0 ★Texas Ratio: 4.39%, West Alabama Bank & TrustWest Alabama Bank & Trust4 3rd Ave Nw, Aliceville, AL 35442A5.0 ★Texas Ratio: 7.03%, First US BankFirst US Bank3291 Highway 280 E, Birmingham, AL 35243A+5.0 ★Texas Ratio: 1.34%, and United Community BankUnited Community Bank2121 Highland Ave S, Birmingham, AL 35205A+5.0 ★Texas Ratio: 2.97%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in West Blocton, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in West Blocton are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in West Blocton, Alabama
Market share is the lender's share of all home loans closed in West Blocton, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80% |
Conventional, FHA | 7 | 7.1% | 100% | $225,000 | View |
|
615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51% |
Conventional | 4 | 4% | 76.9% | $90,000 | View |
|
1212 Main St, West Blocton, AL 35184 A+5.0 ★Texas Ratio: 4.65% |
Conventional | 3 | 3% | 83.3% | $158,333 | View |
|
55 S Colonial Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 2 +3 HELOCs |
2% | 40% | $105,000 | View |
|
2549 South Blvd, Brewton, AL 36426 A5.0 ★Texas Ratio: 6.53% |
Conventional | 2 | 2% | 66.7% | $310,000 | View |
|
1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 50% | $235,000 | View |
|
3617 Highway 280, Alexander City, AL 35010 A+5.0 ★Texas Ratio: 4.39% |
Conventional | 1 | 1% | 100% | $255,000 | View |
|
4 3rd Ave Nw, Aliceville, AL 35442 A5.0 ★Texas Ratio: 7.03% |
Conventional | 1 | 1% | 100% | $75,000 | View |
|
3291 Highway 280 E, Birmingham, AL 35243 A+5.0 ★Texas Ratio: 1.34% |
Conventional | 1 | 1% | 100% | $45,000 | View |
|
2121 Highland Ave S, Birmingham, AL 35205 A+5.0 ★Texas Ratio: 2.97% |
USDA | 1 | 1% | 100% | $135,000 | View |
|
475 Green Springs Hwy, Birmingham, AL 35209 4921 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
1216 Wilmer Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 6.56% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
America'S First Federal CU
|
Conventional, HELOC | 1 +8 HELOCs |
1% | 33.3% | $235,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 15 | 15.2% | 51.5% | $113,666 | |
Movement Mortgage, LLC
|
Conventional, FHA, VA | 10 | 10.1% | 100% | $159,000 | |
Rocket Mortgage
|
Conventional, FHA | 7 | 7.1% | 75% | $119,285 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 6 +1 HELOCs |
6.1% | 85.7% | $171,666 | |
|
A+5.0 ★Texas Ratio: 1.51% |
Conventional | 4 | 4% | 78.6% | $160,000 | View |
21St Mortgage
|
Conventional | 4 | 4% | 66.7% | $187,500 | |
Freedom Mortgage Corporation
|
FHA, VA | 3 | 3% | 100% | $178,333 | |
Guild Mortgage Company
|
Conventional, FHA | 3 | 3% | 100% | $318,333 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 3 | 3% | 100% | $191,666 | |
Newrez LLC
|
Conventional | 2 | 2% | 100% | $70,000 | |
Towne Mortgage Company
|
Conventional | 2 | 2% | 100% | $325,000 | |
Southwest Stage Funding LLC
|
Conventional | 2 | 2% | 100% | $145,000 | |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $125,000 | View |
Spring Eq, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
1% | 50% | $95,000 | |
Canopy Mortgage, LLC
|
Conventional | 1 | 1% | 100% | $95,000 | |
Pennymac Loan Services LLC
|
FHA | 1 | 1% | 66.7% | $305,000 | |
Amerisave Mortgage Company
|
FHA | 1 | 1% | 50% | $195,000 | |
Land Home Financial Services,
|
Conventional | 1 | 1% | 100% | $195,000 | |
Premier Lending Inc.
|
FHA | 1 | 1% | 100% | $105,000 | |
Peoples Mortgage Company
|
FHA | 1 | 1% | 100% | $285,000 | |
The Local Lender, LLC
|
Conventional | 1 | 1% | 100% | $235,000 | |
Nationstar Mortgage
|
VA | 1 | 1% | 100% | $235,000 | |
Mortgage Research Center
|
VA | 1 | 1% | 50% | $215,000 | |
Prosperity Home Mortgage, LLC
|
FHA | 1 | 1% | 100% | $145,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 1% | 33.3% | $235,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional | 1 | 1% | 100% | $185,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
loanDepot.com LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
West Blocton Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in West Blocton, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in West Blocton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in West Blocton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in West Blocton, AL
Use these to narrow the list above. Each category shows how many West Blocton, AL lenders fit and what that kind of lender is usually best for.
Who Lends in West Blocton, AL
Independent mortgage companies closed 74.7 percent of home loans in West Blocton, Alabama in 2025, banks 22.2 percent and credit unions 3 percent. Vanderbilt Mortgage and Finance, Inc was the largest mortgage company, First Federal Bank the largest bank and Alabama ONE Credit Union the largest credit union. Among lenders headquartered in Alabama, First Federal Bank led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in West Blocton, AL
By home loans closed in 2025, First Federal Bank was the largest mortgage lender in West Blocton, Alabama with 7 loans, about 7.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in West Blocton, Alabama in 2025, led by Movement Mortgage, LLC with 5. 5 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 4 credit unions closed home loans in West Blocton, Alabama in 2025, alongside 27 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in West Blocton, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in West Blocton, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up West Blocton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
