Mortgage Lenders and Brokers in Wedowee, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Wedowee, Alabama mortgage lenders include First Bank of AlabamaFirst Bank of Alabama111 W Broad St, Wedowee, AL 36278C+4.0 ★Texas Ratio: 26.59%, FirstbankFirstbank117 Main St, Wedowee, AL 36278A5.0 ★Texas Ratio: 7.51%, Alabama ONE Credit UnionAlabama ONE Credit Union2549 South Blvd, Brewton, AL 36426A5.0 ★Texas Ratio: 6.53%, Southpoint BankSouthpoint Bank1096 N Brindlee Mountain Pkwy, Arab, AL 35016F2.8 ★Texas Ratio: 41.33%, Renasant BankRenasant Bank1943 E Glenn Ave, Auburn, AL 36830A+5.0 ★Texas Ratio: 4.72%, Aod Federal Credit UnionAod Federal Credit Union7 Frankford Ave Bldg 141, Anniston, AL 36201 4199, Wells Fargo Bank NAWells Fargo Bank NA500 Colonial Promenade Pkwy, Alabaster, AL 35007A+5.0 ★Texas Ratio: 5.36%, Regions BankRegions Bank55 S Colonial Dr, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.37%, All In Credit UnionAll In Credit Union609 Ozark Rd, Abbeville, AL 36310, and United Community BankUnited Community Bank2121 Highland Ave S, Birmingham, AL 35205A+5.0 ★Texas Ratio: 2.97%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Wedowee, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Wedowee are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Wedowee, Alabama
Market share is the lender's share of all home loans closed in Wedowee, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Wedowee 111 W Broad St, Wedowee, AL 36278 C+4.0 ★Texas Ratio: 26.59% |
Conventional | 6 | 5.9% | 88.9% | $106,666 | View |
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1 office in Wedowee 117 Main St, Wedowee, AL 36278 A5.0 ★Texas Ratio: 7.51% |
Conventional, HELOC | 2 +6 HELOCs |
2% | 66.7% | $210,000 | View |
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2549 South Blvd, Brewton, AL 36426 A5.0 ★Texas Ratio: 6.53% |
Conventional | 4 | 3.9% | 80% | $405,000 | View |
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1096 N Brindlee Mountain Pkwy, Arab, AL 35016 F2.8 ★Texas Ratio: 41.33% |
FHA | 1 | 1% | 100% | $535,000 | View |
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1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 1% | 100% | $105,000 | View |
Aod Federal Credit Union
7 Frankford Ave Bldg 141, Anniston, AL 36201 4199 |
Conventional | 1 | 1% | 100% | $245,000 | |
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500 Colonial Promenade Pkwy, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1% | 100% | $65,000 | View |
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55 S Colonial Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
All In Credit Union
609 Ozark Rd, Abbeville, AL 36310 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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2121 Highland Ave S, Birmingham, AL 35205 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 629 E Main St, Albertville, AL 35950 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
America'S First Federal CU
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA | 7 | 6.9% | 70% | $502,142 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 7 | 6.9% | 100% | $357,857 | |
Rocket Mortgage
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Conventional, FHA | 6 | 5.9% | 87.5% | $158,333 | |
Guild Mortgage Company
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Conventional, FHA | 4 | 3.9% | 100% | $167,500 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 2.9% | 60% | $341,666 | |
Delta Community Credit Union
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Conventional, Jumbo, HELOC | 2 +1 HELOCs |
2% | 100% | $620,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 2% | 100% | $460,000 | View |
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A4.6 ★Texas Ratio: 2.08% |
Conventional | 2 | 2% | 100% | $410,000 | View |
American Financial Resources LLC
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FHA | 2 | 2% | 100% | $255,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 2% | 100% | $320,000 | |
loanDepot.com LLC
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Conventional | 2 | 2% | 100% | $100,000 | |
Nationstar Mortgage
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Conventional | 2 | 2% | 100% | $255,000 | |
Mortgage Research Center
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VA | 2 | 2% | 100% | $360,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 2 | 2% | 100% | $1,030,000 | View |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional, FHA | 2 | 2% | 100% | $220,000 | View |
21St Mortgage
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Conventional | 2 | 2% | 100% | $145,000 | |
Paramount Residential Mortgage
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Conventional | 2 | 2% | 100% | $345,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 2 | 2% | 100% | $285,000 | |
Synovus Bank
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Conventional, HELOC | 1 +2 HELOCs |
1% | 100% | $445,000 | |
EMM Loans LLC
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FHA | 1 | 1% | 100% | $165,000 | |
Premier Mortgage Resources, LLC
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USDA | 1 | 1% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 1.01% |
Conventional | 1 | 1% | 100% | $455,000 | View |
Freedom Mortgage Corporation
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VA | 1 | 1% | 100% | $435,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 1% | 100% | $165,000 | |
Newrez LLC
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Conventional | 1 | 1% | 50% | $165,000 | |
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A5.0 ★Texas Ratio: 6.18% |
Conventional | 1 | 1% | 50% | $115,000 | View |
Nbkc Bank
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VA, Jumbo | 1 | 1% | 100% | $855,000 | |
Equity Prime Mortgage LLC
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Conventional | 1 | 1% | 100% | $555,000 | |
CrossCountry Mortgage, LLC
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VA | 1 | 1% | 100% | $225,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 1% | 50% | $145,000 | View |
Filo Mortgage, LLC
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Conventional | 1 | 1% | 100% | $275,000 | |
Assurance Financial Group, L.L.C.
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FHA | 1 | 1% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1% | 100% | $405,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 1% | 100% | $165,000 | View |
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C+4.1 ★Texas Ratio: 26.20% |
Conventional | 1 | 1% | 100% | $125,000 | View |
Das Acquisition Company, LLC
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FHA | 1 | 1% | 100% | $325,000 | |
Strong Home Mortgage, LLC
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Conventional | 1 | 1% | 100% | $295,000 | |
New Day Financial, LLC.
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VA | 1 | 1% | 100% | $165,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA, Jumbo | 1 | 1% | 100% | $1,025,000 | View |
Atlantic Bay Mortgage Group
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Conventional | 1 | 1% | 100% | $165,000 | |
Nations Lending Corporation
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FHA | 1 | 1% | 100% | $155,000 | |
Georgia United Credit Union
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Conventional | 1 | 1% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 0.93% |
Conventional | 1 | 1% | 100% | $675,000 | View |
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A+5.0 ★Texas Ratio: 4.01% |
Conventional | 1 | 1% | 100% | $535,000 | View |
TowneBank
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Conventional, Jumbo | 1 | 1% | 100% | $845,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 1% | 100% | $195,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 1% | 100% | $215,000 | |
Gmfs, LLC
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VA | 1 | 1% | 100% | $115,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 1% | 100% | $525,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 1% | 33.3% | $95,000 | |
Spring Eq, LLC
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Conventional | 1 | 1% | 100% | $55,000 | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Wedowee Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Wedowee, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Wedowee? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Wedowee in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Wedowee, AL
Use these to narrow the list above. Each category shows how many Wedowee, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Wedowee, AL
Independent mortgage companies closed 60.8 percent of home loans in Wedowee, Alabama in 2025, banks 29.4 percent and credit unions 9.8 percent. United Wholesale Mortgage was the largest mortgage company, First Bank of Alabama the largest bank and Alabama ONE Credit Union the largest credit union. Among lenders headquartered in Alabama, First Bank of Alabama led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Wedowee, AL
By home loans closed in 2025, First Bank of Alabama was the largest mortgage lender in Wedowee, Alabama with 6 loans, about 5.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Wedowee, Alabama in 2025, led by Guild Mortgage Company with 2. 9 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 9 credit unions closed home loans in Wedowee, Alabama in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Wedowee, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Wedowee, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Wedowee. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
