Mortgage Lenders and Brokers in Vance, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Vance, Alabama mortgage lenders include First Federal BankFirst Federal Bank5301 Highway 69 S, Tuscaloosa, AL 35405A+5.0 ★Texas Ratio: 2.80%, Regions BankRegions Bank55 S Colonial Dr, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.37%, United Community BankUnited Community Bank2121 Highland Ave S, Birmingham, AL 35205A+5.0 ★Texas Ratio: 2.97%, Alabama ONE Credit UnionAlabama ONE Credit Union2549 South Blvd, Brewton, AL 36426A5.0 ★Texas Ratio: 6.53%, Southpoint BankSouthpoint Bank1096 N Brindlee Mountain Pkwy, Arab, AL 35016F2.8 ★Texas Ratio: 41.33%, Mutual Savings Credit UnionMutual Savings Credit Union1030 Lee St, Alexander City, AL 35010 2655A+5.0 ★Texas Ratio: 1.18%, BankFirst Financial ServicesBankFirst Financial Services30966 Highway 278, Addison, AL 35540A+5.0 ★Texas Ratio: 3.47%, Alabama Credit UnionAlabama Credit Union1 Mercedes Dr, Vance, AL 35490A+5.0 ★Texas Ratio: 5.72%, PNC Bank N.A.PNC Bank N.A.10745 Highway 119, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.24%, and Trustmark BankTrustmark Bank111 E Market St, Athens, AL 35611A+5.0 ★Texas Ratio: 2.40%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Vance, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Vance are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Vance, Alabama
Market share is the lender's share of all home loans closed in Vance, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80% |
Conventional, FHA | 6 | 5.2% | 100% | $193,333 | View |
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55 S Colonial Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 4 +2 HELOCs |
3.4% | 71.4% | $60,000 | View |
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2121 Highland Ave S, Birmingham, AL 35205 A+5.0 ★Texas Ratio: 2.97% |
Conventional, FHA, USDA | 4 | 3.4% | 100% | $157,500 | View |
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2549 South Blvd, Brewton, AL 36426 A5.0 ★Texas Ratio: 6.53% |
Conventional, HELOC | 3 +2 HELOCs |
2.6% | 100% | $98,333 | View |
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1096 N Brindlee Mountain Pkwy, Arab, AL 35016 F2.8 ★Texas Ratio: 41.33% |
Conventional, FHA | 2 | 1.7% | 100% | $140,000 | View |
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1030 Lee St, Alexander City, AL 35010 2655 A+5.0 ★Texas Ratio: 1.18% |
Conventional | 2 | 1.7% | 66.7% | $310,000 | View |
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30966 Highway 278, Addison, AL 35540 A+5.0 ★Texas Ratio: 3.47% |
Conventional | 1 | 0.9% | 100% | $445,000 | View |
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1 Mercedes Dr, Vance, AL 35490 A+5.0 ★Texas Ratio: 5.72% |
Conventional | 1 | 0.9% | 100% | $205,000 | View |
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★ 1.7 stars, 3 reviews 10745 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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111 E Market St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.40% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Consumer First Mortgage, Inc.
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FHA | 1 | 0.9% | 100% | $185,000 | |
America'S First Federal CU
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
DHI Mortgage Company, LTD.
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Conventional, FHA, VA, USDA | 43 | 37.1% | 78.2% | $253,139 | |
Movement Mortgage, LLC
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Conventional, FHA, USDA | 6 | 5.2% | 100% | $175,000 | |
Rocket Mortgage
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Conventional | 5 | 4.3% | 75% | $197,000 | |
Freedom Mortgage Corporation
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FHA, VA | 5 | 4.3% | 100% | $263,000 | |
United Wholesale Mortgage
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FHA, HELOC | 3 +1 HELOCs |
2.6% | 75% | $281,666 | |
Nfm, Inc
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Conventional | 2 | 1.7% | 100% | $175,000 | |
Nationstar Mortgage
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Conventional, FHA | 2 | 1.7% | 100% | $165,000 | |
Mortgage Research Center
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VA | 2 | 1.7% | 100% | $295,000 | |
Reliance First Capital, LLC
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FHA | 2 | 1.7% | 100% | $225,000 | |
Polaris Home Funding Corp.
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FHA | 1 | 0.9% | 100% | $175,000 | |
Cadence Bank
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FHA | 1 | 0.9% | 100% | $275,000 | |
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A4.6 ★Texas Ratio: 2.08% |
Conventional | 1 | 0.9% | 100% | $235,000 | View |
Royal United Mortgage LLC
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FHA | 1 | 0.9% | 100% | $205,000 | |
Goodleap, LLC
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FHA | 1 | 0.9% | 100% | $205,000 | |
Newrez LLC
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VA | 1 | 0.9% | 25% | $195,000 | |
CrossCountry Mortgage, LLC
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USDA | 1 | 0.9% | 50% | $285,000 | |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional | 1 | 0.9% | 66.7% | $105,000 | View |
Pennymac Loan Services LLC
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FHA | 1 | 0.9% | 100% | $245,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.9% | 50% | $55,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.9% | 100% | $215,000 | |
The Local Lender, LLC
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Conventional | 1 | 0.9% | 100% | $225,000 | |
Synovus Bank
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FHA | 1 | 0.9% | 50% | $275,000 | |
Stockton Mortgage Corporation
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VA | 1 | 0.9% | 100% | $255,000 | |
Towne Mortgage Company
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Conventional | 1 | 0.9% | 100% | $325,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.9% | 100% | $215,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.9% | 100% | $295,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.9% | 50% | $165,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.9% | 25% | $145,000 | |
Ark-La-Tex Financial Services LLC
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VA | 1 | 0.9% | 100% | $445,000 | |
Southwest Funding LP
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FHA | 1 | 0.9% | 100% | $365,000 | |
JMAC Lending, Inc.
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FHA | 1 | 0.9% | 100% | $415,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Vance Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Vance, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Vance? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Vance in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Vance, AL
Use these to narrow the list above. Each category shows how many Vance, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Vance, AL
Independent mortgage companies closed 77.6 percent of home loans in Vance, Alabama in 2025, banks 17.2 percent and credit unions 5.2 percent. Consumer First Mortgage, Inc. was the largest mortgage company, First Federal Bank the largest bank and Alabama ONE Credit Union the largest credit union. Among lenders headquartered in Alabama, First Federal Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Vance, AL
By home loans closed in 2025, First Federal Bank was the largest mortgage lender in Vance, Alabama with 6 loans, about 5.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
20 lenders closed FHA loans in Vance, Alabama in 2025, led by DHI Mortgage Company, LTD. with 24. 7 lenders closed VA loans, led by DHI Mortgage Company, LTD., and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 4 credit unions closed home loans in Vance, Alabama in 2025, alongside 29 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Vance, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Vance, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Vance. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
