Mortgage Lenders and Brokers in Tuscumbia, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Tuscumbia, Alabama mortgage lenders include First Metro BankFirst Metro Bank301 N Main St, Tuscumbia, AL 35674A+5.0 ★Texas Ratio: 1.01%, Valley Credit UnionValley Credit Union200 E 6TH ST, TUSCUMBIA, AL 35674A5.0 ★Texas Ratio: 8.00%, Bank IndependentBank Independent119 N Main St, Tuscumbia, AL 35674A+5.0 ★Texas Ratio: 1.45%, Trustmark BankTrustmark Bank111 E Market St, Athens, AL 35611A+5.0 ★Texas Ratio: 2.40%, Listerhill Credit UnionListerhill Credit Union22223 US 72, Athens, AL 35613A+5.0 ★Texas Ratio: 3.96%, Regions BankRegions Bank55 S Colonial Dr, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.37%, First Federal BankFirst Federal Bank5301 Highway 69 S, Tuscaloosa, AL 35405A+5.0 ★Texas Ratio: 2.80%, TVA Community Credit UnionTVA Community Credit Union211 E 6th St, Tuscumbia, AL 35674A+5.0 ★Texas Ratio: 0.70%, Alabama Central Credit UnionAlabama Central Credit Union3601 4th Ave S, Birmingham, AL 35222A+5.0 ★Texas Ratio: 2.87%, and Peoplestrust BankPeoplestrust Bank1131 Wills Ave, Florence, AL 35630A+5.0 ★Texas Ratio: 3.80%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Tuscumbia, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Tuscumbia are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Tuscumbia, Alabama
Market share is the lender's share of all home loans closed in Tuscumbia, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Tuscumbia 301 N Main St, Tuscumbia, AL 35674 A+5.0 ★Texas Ratio: 1.01% |
Conventional | 13 | 4.3% | 86.7% | $170,384 | View |
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200 E 6TH ST, TUSCUMBIA, AL 35674 A5.0 ★Texas Ratio: 8.00% |
Conventional | 5 | 1.7% | 100% | $87,000 | View |
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119 N Main St, Tuscumbia, AL 35674 A+5.0 ★Texas Ratio: 1.45% |
Conventional, FHA, VA, HELOC | 23 +7 HELOCs |
7.7% | 96% | $142,391 | View |
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111 E Market St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.40% |
Conventional, FHA, VA, HELOC | 23 +6 HELOCs |
7.7% | 100% | $218,043 | View |
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22223 US 72, Athens, AL 35613 A+5.0 ★Texas Ratio: 3.96% |
Conventional, HELOC | 22 +10 HELOCs |
7.4% | 100% | $144,090 | View |
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55 S Colonial Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 9 +7 HELOCs |
3% | 52.6% | $158,333 | View |
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5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80% |
Conventional, FHA | 9 | 3% | 100% | $152,777 | View |
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211 E 6th St, Tuscumbia, AL 35674 A+5.0 ★Texas Ratio: 0.70% |
Conventional, HELOC | 6 +1 HELOCs |
2% | 100% | $123,333 | View |
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3601 4th Ave S, Birmingham, AL 35222 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 5 | 1.7% | 83.3% | $137,000 | View |
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1131 Wills Ave, Florence, AL 35630 A+5.0 ★Texas Ratio: 3.80% |
Conventional | 4 | 1.3% | 100% | $85,000 | View |
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3617 Highway 280, Alexander City, AL 35010 A+5.0 ★Texas Ratio: 4.39% |
Conventional, HELOC | 3 +1 HELOCs |
1% | 100% | $301,666 | View |
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500 Colonial Promenade Pkwy, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA | 3 | 1% | 100% | $125,000 | View |
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1901 E Glenn Ave, Auburn, AL 36830 C3.6 ★Texas Ratio: 21.51% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $465,000 | View |
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★ 1.7 stars, 3 reviews 10745 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $305,000 | View |
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1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
FHA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $355,000 | View |
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30966 Highway 278, Addison, AL 35540 A+5.0 ★Texas Ratio: 3.47% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
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185 N College St, Auburn, AL 36830 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $385,000 | View |
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1720 Us Highway 431, Boaz, AL 35957 F1.0 ★Texas Ratio: 85.21% |
Conventional | 1 | 0.3% | 50% | $145,000 | View |
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351 24th St N, Birmingham, AL 35203 3836 A+5.0 ★Texas Ratio: 5.72% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
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★ 1 stars, 1 review 629 E Main St, Albertville, AL 35950 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.3% | 100% | $145,000 | View |
Consumer First Mortgage, Inc.
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FHA, VA | 3 | 1% | 75% | $161,666 | |
Cis Financial Services, Inc.
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Conventional, FHA | 2 | 0.7% | 100% | $135,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 23 | 7.7% | 73.5% | $168,478 | |
Assurance Financial Group, L.L.C.
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Conventional, FHA, VA, USDA | 21 | 7% | 91.3% | $211,190 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 11 | 3.7% | 91.7% | $260,454 | |
Towne Mortgage Company
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Conventional, FHA | 10 | 3.3% | 100% | $217,000 | |
Mortgage Research Center
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FHA, VA, USDA | 8 | 2.7% | 80% | $261,250 | |
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A+5.0 ★Texas Ratio: 5.42% |
Conventional, FHA, VA | 8 | 2.7% | 100% | $238,750 | View |
New American Funding, LLC.
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Conventional, FHA, VA | 6 | 2% | 85.7% | $195,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 5 | 1.7% | 83.3% | $129,000 | |
Newrez LLC
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Conventional, FHA, VA | 4 | 1.3% | 100% | $185,000 | |
Wolfe Financial Inc
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Conventional, FHA | 4 | 1.3% | 100% | $110,000 | |
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A4.6 ★Texas Ratio: 2.08% |
Conventional, FHA | 3 | 1% | 100% | $218,333 | View |
Movement Mortgage, LLC
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Conventional, FHA | 3 | 1% | 100% | $158,333 | |
PHH Mortgage Corporation
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Conventional, FHA | 3 | 1% | 100% | $191,666 | |
Guild Mortgage Company
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Conventional, FHA | 3 | 1% | 100% | $168,333 | |
Stockton Mortgage Corporation
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FHA, VA | 3 | 1% | 100% | $358,333 | |
Royal United Mortgage LLC
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Conventional | 2 | 0.7% | 66.7% | $70,000 | |
Freedom Mortgage Corporation
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FHA | 2 | 0.7% | 100% | $130,000 | |
CrossCountry Mortgage, LLC
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FHA | 2 | 0.7% | 100% | $155,000 | |
Kind Lending, LLC
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Conventional, FHA | 2 | 0.7% | 100% | $115,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 2 | 0.7% | 66.7% | $355,000 | |
New Day Financial, LLC.
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VA | 2 | 0.7% | 100% | $100,000 | |
Peoples Mortgage Company
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Conventional, FHA | 2 | 0.7% | 100% | $85,000 | |
Planet Home Lending, LLC
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FHA | 2 | 0.7% | 100% | $235,000 | |
21St Mortgage
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Conventional | 2 | 0.7% | 66.7% | $125,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
FHA, VA | 2 | 0.7% | 100% | $310,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.7% | 66.7% | $95,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 2 | 0.7% | 100% | $135,000 | |
Village Capital & Investment
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VA | 2 | 0.7% | 75% | $275,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $605,000 | View |
Amerisave Mortgage Company
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 25% | $55,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $65,000 | |
Everett Financial, Inc.
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FHA | 1 | 0.3% | 100% | $215,000 | |
MortgageOne, Inc
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FHA | 1 | 0.3% | 100% | $165,000 | |
loanDepot.com LLC
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FHA | 1 | 0.3% | 50% | $305,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.3% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.3% | 100% | $235,000 | View |
Union Home Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $185,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.3% | 100% | $375,000 | |
Land Home Financial Services,
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VA | 1 | 0.3% | 100% | $195,000 | |
Nationstar Mortgage
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FHA | 1 | 0.3% | 100% | $175,000 | |
Prosperity Home Mortgage, LLC
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VA | 1 | 0.3% | 100% | $215,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
Southwest Stage Funding LLC
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Conventional | 1 | 0.3% | 100% | $75,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.3% | 100% | $155,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.3% | 100% | $145,000 | |
Mason-McDuffie Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $405,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.3% | 100% | $135,000 | |
Goodleap, LLC
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HELOC | 0 +2 HELOCs |
0% | 100% | ||
Valon Mortgage
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Tuscumbia Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Tuscumbia, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Tuscumbia? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Tuscumbia in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Tuscumbia, AL
Use these to narrow the list above. Each category shows how many Tuscumbia, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Tuscumbia, AL
Independent mortgage companies closed 52.5 percent of home loans in Tuscumbia, Alabama in 2025, banks 34.1 percent and credit unions 13.4 percent. Consumer First Mortgage, Inc. was the largest mortgage company, First Metro Bank the largest bank and Valley Credit Union the largest credit union. Among lenders headquartered in Alabama, First Metro Bank led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Tuscumbia, AL
By home loans closed in 2025, First Metro Bank was the largest mortgage lender in Tuscumbia, Alabama with 13 loans, about 4.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
35 lenders closed FHA loans in Tuscumbia, Alabama in 2025, led by Trustmark Bank with 12. 19 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 6 credit unions closed home loans in Tuscumbia, Alabama in 2025, alongside 48 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Tuscumbia, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Tuscumbia, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Tuscumbia. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
