Mortgage Lenders and Brokers in Scottsboro, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Scottsboro, Alabama mortgage lenders include Regions BankRegions Bank510 E Laurel St, Scottsboro, AL 35768A+5.0 ★Texas Ratio: 4.37%, PNC Bank N.A.PNC Bank N.A.402 E Laurel St, Scottsboro, AL 35768A+5.0 ★Texas Ratio: 4.24%, Redstone Federal Credit UnionRedstone Federal Credit Union23149 John T Reid Pkwy, Scottsboro, AL 35768A+5.0 ★Texas Ratio: 2.10%, Renasant BankRenasant Bank1943 E Glenn Ave, Auburn, AL 36830A+5.0 ★Texas Ratio: 4.72%, First Jackson Bank, IncFirst Jackson Bank, Inc408 E Laurel St, Scottsboro, AL 35768A+5.0 ★Texas Ratio: 1.03%, Peoples Independent BankPeoples Independent Bank820 S Broad St, Scottsboro, AL 35768A+5.0 ★Texas Ratio: 1.40%, FirstbankFirstbank615 Quintard Ave, Anniston, AL 36201A5.0 ★Texas Ratio: 7.51%, Family Savings Credit UnionFamily Savings Credit Union24661 John T Reid Pkwy, Scottsboro, AL 35768 2333A5.0 ★Texas Ratio: 8.94%, Southstate Bank, National AssociationSouthstate Bank, National Association1605 E University Dr, Auburn, AL 36830A+5.0 ★Texas Ratio: 2.27%, and Local BankLocal Bank2204 Whitesburg Drive Sw, Huntsville, AL 35801A5.0 ★Texas Ratio: 8.28%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Scottsboro, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Scottsboro are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Scottsboro, Alabama
Market share is the lender's share of all home loans closed in Scottsboro, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Scottsboro 510 E Laurel St, Scottsboro, AL 35768 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 10 +6 HELOCs |
3.5% | 70% | $82,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Scottsboro 402 E Laurel St, Scottsboro, AL 35768 A+5.0 ★Texas Ratio: 4.24% |
FHA, VA, HELOC | 2 +3 HELOCs |
0.7% | 100% | $140,000 | View |
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23149 John T Reid Pkwy, Scottsboro, AL 35768 A+5.0 ★Texas Ratio: 2.10% |
Conventional, FHA, VA, HELOC | 23 +41 HELOCs |
8% | 88.5% | $171,521 | View |
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1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, VA | 22 | 7.6% | 100% | $250,909 | View |
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408 E Laurel St, Scottsboro, AL 35768 A+5.0 ★Texas Ratio: 1.03% |
Conventional | 10 | 3.5% | 91.7% | $120,000 | View |
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820 S Broad St, Scottsboro, AL 35768 A+5.0 ★Texas Ratio: 1.40% |
Conventional | 6 | 2.1% | 100% | $163,333 | View |
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615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA | 4 | 1.4% | 100% | $137,500 | View |
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24661 John T Reid Pkwy, Scottsboro, AL 35768 2333 A5.0 ★Texas Ratio: 8.94% |
Conventional, HELOC | 2 +4 HELOCs |
0.7% | 100% | $50,000 | View |
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★ 5 stars, 1 review 1605 E University Dr, Auburn, AL 36830 A+5.0 ★Texas Ratio: 2.27% |
VA | 2 | 0.7% | 100% | $455,000 | View |
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2204 Whitesburg Drive Sw, Huntsville, AL 35801 A5.0 ★Texas Ratio: 8.28% |
FHA | 2 | 0.7% | 100% | $345,000 | View |
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185 N College St, Auburn, AL 36830 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $405,000 | View |
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1096 N Brindlee Mountain Pkwy, Arab, AL 35016 F2.8 ★Texas Ratio: 41.33% |
FHA | 1 | 0.3% | 100% | $285,000 | View |
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286 Us Highway 31 S, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.46% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
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7473 Us Highway 431, Albertville, AL 35950 A+5.0 ★Texas Ratio: 3.77% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
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337 Airport Rd Ste A, Auburn, AL 36830 A+5.0 ★Texas Ratio: 1.74% |
Conventional | 1 | 0.3% | 100% | $795,000 | View |
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111 E Market St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.40% |
Conventional, Jumbo | 1 | 0.3% | 100% | $925,000 | View |
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3810 Governors Drive Nw, Huntsville, AL 35805 A+5.0 ★Texas Ratio: 0.43% |
Conventional | 1 | 0.3% | 100% | $405,000 | View |
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2121 Highland Ave S, Birmingham, AL 35205 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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22015 Us Highway 72, Athens, AL 35613 A+5.0 ★Texas Ratio: 1.45% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Tjc Mortgage Inc
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VA | 2 | 0.7% | 100% | $290,000 | |
Consumer First Mortgage, Inc.
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FHA | 1 | 0.3% | 100% | $175,000 | |
Canopy Mortgage, LLC
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Conventional, FHA, VA, USDA | 26 | 9% | 100% | $210,384 | |
Rocket Mortgage
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Conventional, FHA, VA | 20 | 6.9% | 58.8% | $175,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, USDA | 14 | 4.8% | 100% | $187,857 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 10 +1 HELOCs |
3.5% | 83.3% | $235,000 | |
Mortgage Research Center
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Conventional, VA | 10 | 3.5% | 66.7% | $295,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 9 | 3.1% | 100% | $221,666 | |
loanDepot.com LLC
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Conventional, FHA | 9 | 3.1% | 69.2% | $145,000 | |
DHI Mortgage Company, LTD.
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Conventional, VA | 7 | 2.4% | 87.5% | $227,857 | |
Amerisave Mortgage Company
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Conventional, FHA | 6 | 2.1% | 42.9% | $83,333 | |
Pennymac Loan Services LLC
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FHA, VA | 4 | 1.4% | 57.1% | $302,500 | |
New American Funding, LLC.
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Conventional, FHA | 4 | 1.4% | 100% | $147,500 | |
Atlantic Bay Mortgage Group
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Conventional, FHA | 3 | 1% | 100% | $295,000 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 1% | 60% | $198,333 | |
Towne Mortgage Company
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Conventional | 3 | 1% | 100% | $425,000 | |
Mortgage Solutions of Colorado
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VA | 3 | 1% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 5.42% |
Conventional, USDA | 3 | 1% | 100% | $205,000 | View |
Cadence Bank
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Conventional, HELOC | 2 +5 HELOCs |
0.7% | 66.7% | $205,000 | |
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A4.6 ★Texas Ratio: 2.08% |
Conventional, FHA | 2 | 0.7% | 100% | $540,000 | View |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 2 | 0.7% | 40% | $135,000 | |
Kind Lending, LLC
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FHA | 2 | 0.7% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional | 2 | 0.7% | 60% | $60,000 | View |
American Financing Corporation
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Conventional, FHA | 2 | 0.7% | 66.7% | $195,000 | |
Union Home Mortgage Corp.
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Conventional, VA | 2 | 0.7% | 100% | $610,000 | |
Synovus Bank
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FHA | 2 | 0.7% | 100% | $255,000 | |
21St Mortgage
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Conventional | 2 | 0.7% | 66.7% | $100,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.7% | 66.7% | $100,000 | |
Spring Eq, LLC
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Conventional | 2 | 0.7% | 40% | $80,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 2 | 0.7% | 66.7% | $180,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $375,000 | View |
Polaris Home Funding Corp.
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FHA | 1 | 0.3% | 100% | $155,000 | |
EMM Loans LLC
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FHA | 1 | 0.3% | 100% | $345,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.3% | 100% | $635,000 | View |
Consumer Real Estate Finance Co DBA Society Mortgage
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USDA | 1 | 0.3% | 100% | $125,000 | |
Goodleap, LLC
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FHA | 1 | 0.3% | 100% | $115,000 | |
Greenstate Credit Union
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Conventional | 1 | 0.3% | 100% | $165,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.3% | 100% | $195,000 | View |
Newrez LLC
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VA | 1 | 0.3% | 100% | $505,000 | |
Movement Mortgage, LLC
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VA | 1 | 0.3% | 100% | $655,000 | |
Filo Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $435,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 0.3% | 100% | $295,000 | |
Assurance Financial Group, L.L.C.
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FHA | 1 | 0.3% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.3% | 100% | $135,000 | View |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $275,000 | |
Success Mortgage Partners, Inc
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Conventional | 1 | 0.3% | 100% | $405,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 25% | $65,000 | |
VanDyk Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $115,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional | 1 | 0.3% | 100% | $255,000 | |
Tennessee Valley Federal C U
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Nfm, Inc
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VA | 1 | 0.3% | 100% | $165,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 50% | $545,000 | View |
Sierra Pacific Mortgage Co. Inc
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FHA | 1 | 0.3% | 100% | $285,000 | |
Milend, Inc
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Conventional | 1 | 0.3% | 50% | $275,000 | |
Stockton Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
The Loan Store, Inc
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Conventional | 1 | 0.3% | 100% | $195,000 | |
Lower, LLC
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FHA | 1 | 0.3% | 50% | $215,000 | |
Nmsi, Inc.
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Conventional | 1 | 0.3% | 100% | $255,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.3% | 100% | $595,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.3% | 100% | $195,000 | View |
Southwest Stage Funding LLC
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Conventional | 1 | 0.3% | 100% | $155,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.3% | 100% | $435,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 0.3% | 100% | $515,000 | View |
Loan Simple, Inc.
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USDA | 1 | 0.3% | 100% | $255,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.3% | 100% | $235,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.3% | 100% | $305,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Wellworth Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Scottsboro Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Scottsboro, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Scottsboro? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Scottsboro in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Scottsboro, AL
Use these to narrow the list above. Each category shows how many Scottsboro, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Scottsboro, AL
Independent mortgage companies closed 62.6 percent of home loans in Scottsboro, Alabama in 2025, banks 27.7 percent and credit unions 9.7 percent. Tjc Mortgage Inc was the largest mortgage company, Regions Bank the largest bank and Redstone Federal Credit Union the largest credit union. Among lenders headquartered in Alabama, Regions Bank led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Scottsboro, AL
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Scottsboro, Alabama with 10 loans, about 3.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
35 lenders closed FHA loans in Scottsboro, Alabama in 2025, led by Canopy Mortgage, LLC with 8. 20 lenders closed VA loans, led by Mortgage Research Center, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 31 banks and 6 credit unions closed home loans in Scottsboro, Alabama in 2025, alongside 55 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Scottsboro, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Scottsboro, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Scottsboro. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
