☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results

Home / Mortgage Lenders / Alabama / Prattville

iAdvertiser Disclosure

Mortgage Lenders and Brokers in Prattville, Alabama

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Prattville, Alabama mortgage lenders include Trustmark BankTrustmark Bank1916 Cobbs Ford Rd, Prattville, AL 36066A+5.0 ★Texas Ratio: 2.40%, Regions BankRegions Bank1805 Fairview Ave, Prattville, AL 36066A+5.0 ★Texas Ratio: 4.37%, AmeriFirst BankAmeriFirst Bank1799 Fairview Ave, Prattville, AL 36066A+5.0 ★Texas Ratio: 5.61%, Wells Fargo Bank NAWells Fargo Bank NA2783 Legends Pkwy, Prattville, AL 36066A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank704 E Main St, Prattville, AL 36067A+5.0 ★Texas Ratio: 2.87%, PNC Bank N.A.PNC Bank N.A.1882 E Main St, Prattville, AL 36066A+5.0 ★Texas Ratio: 4.24%, Hancock Whitney BankHancock Whitney Bank1881 E Main St, Prattville, AL 36066A+5.0 ★Texas Ratio: 3.41%, Renasant BankRenasant Bank1943 E Glenn Ave, Auburn, AL 36830A+5.0 ★Texas Ratio: 4.72%, Max Credit UnionMax Credit Union2309 Cobbs Ford Rd, Prattville, AL 36066A+5.0 ★Texas Ratio: 2.18%, and Guardian Credit UnionGuardian Credit Union102 Interstate Ct, Prattville, AL 36066 7363A+5.0 ★Texas Ratio: 5.47%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Prattville, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Prattville are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Prattville, Alabama

Market share is the lender's share of all home loans closed in Prattville, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Trustmark Bank 2 offices in Prattville 1916 Cobbs Ford Rd, Prattville, AL 36066 A+5.0 ★Texas Ratio: 2.40%	Conventional, FHA, VA, HELOC	71 +32 HELOCs	6.8%	97.3%	$240,774	View
Regions Bank 2 offices in Prattville 1805 Fairview Ave, Prattville, AL 36066 A+5.0 ★Texas Ratio: 4.37%	Conventional, FHA, VA, HELOC	34 +23 HELOCs	3.3%	62.5%	$120,000	View
AmeriFirst Bank 1 office in Prattville 1799 Fairview Ave, Prattville, AL 36066 A+5.0 ★Texas Ratio: 5.61%	Conventional	6	0.6%	100%	$146,666	View
Wells Fargo Bank NA 1 office in Prattville 2783 Legends Pkwy, Prattville, AL 36066 A+5.0 ★Texas Ratio: 5.36%	Conventional, VA	5	0.5%	83.3%	$203,000	View
Truist Bank ★ 1 stars, 1 review 1 office in Prattville 704 E Main St, Prattville, AL 36067 A+5.0 ★Texas Ratio: 2.87%	Conventional, HELOC	4 +2 HELOCs	0.4%	100%	$167,500	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 1 office in Prattville 1882 E Main St, Prattville, AL 36066 A+5.0 ★Texas Ratio: 4.24%	Conventional, FHA, HELOC	2 +11 HELOCs	0.2%	100%	$195,000	View
Hancock Whitney Bank ★ 4 stars, 3 reviews 1 office in Prattville 1881 E Main St, Prattville, AL 36066 A+5.0 ★Texas Ratio: 3.41%	HELOC	0 +1 HELOCs	0%	0%		View
Renasant Bank 1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72%	Conventional, FHA, VA, HELOC	37 +3 HELOCs	3.5%	100%	$315,540	View
Max Credit Union 2309 Cobbs Ford Rd, Prattville, AL 36066 A+5.0 ★Texas Ratio: 2.18%	Conventional, HELOC	21 +81 HELOCs	2%	77.8%	$244,047	View
Guardian Credit Union 102 Interstate Ct, Prattville, AL 36066 7363 A+5.0 ★Texas Ratio: 5.47%	Conventional, HELOC	21 +13 HELOCs	2%	44%	$205,952	View
River Bank & Trust 612 S Memorial Dr, Prattville, AL 36067 A+5.0 ★Texas Ratio: 4.39%	Conventional, HELOC	10 +24 HELOCs	1%	90.9%	$204,000	View
Southpoint Bank 1096 N Brindlee Mountain Pkwy, Arab, AL 35016 F2.8 ★Texas Ratio: 41.33%	Conventional, FHA	10	1%	90.9%	$176,000	View
Alabama State Employees CU 2132 Cobbs Ford Rd, Prattville, AL 36066 7700 A+5.0 ★Texas Ratio: 1.25%	Conventional, HELOC	8 +2 HELOCs	0.8%	100%	$98,750	View
Marion Community Bank 312 1st Street North, Clanton, AL 35045 C3.8 ★Texas Ratio: 23.16%	Conventional	5	0.5%	100%	$123,000	View
First Community Bank of Central Alabama 1761 E Main St, Prattville, AL 36066 A4.6 ★Texas Ratio: 2.08%	Conventional	5	0.5%	83.3%	$131,000	View
Firstbank 615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51%	Conventional, FHA	4	0.4%	66.7%	$170,000	View
JPMorgan Chase Bank, NA 185 N College St, Auburn, AL 36830 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA	3	0.3%	100%	$158,333	View
Servisfirst Bank 2320 Moores Mill Rd, Auburn, AL 36830 A5.0 ★Texas Ratio: 8.75%	FHA, HELOC	1 +1 HELOCs	0.1%	50%	$195,000	View
Avadian Credit Union 475 Green Springs Hwy, Birmingham, AL 35209 4921 A+5.0 ★Texas Ratio: 3.41%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$165,000	View
CB&S Bank 1901 E Glenn Ave, Auburn, AL 36830 C3.6 ★Texas Ratio: 21.51%	VA, HELOC	1 +1 HELOCs	0.1%	100%	$295,000	View
Alabama ONE Credit Union 2549 South Blvd, Brewton, AL 36426 A5.0 ★Texas Ratio: 6.53%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$25,000	View
First Horizon Bank ★ 5 stars, 1 review 2340 Woodcrest Pl, Birmingham, AL 35209 A+5.0 ★Texas Ratio: 5.76%	VA	1	0.1%	100%	$325,000	View
Legacy Community Federal Credit Union 810 Colonial Promenade Pkwy, Alabaster, AL 35007 A5.0 ★Texas Ratio: 7.13%	Conventional	1	0.1%	100%	$115,000	View
Ameris Bank ★ 4 stars, 1 review 204 Kirkland St, Abbeville, AL 36310 A+5.0 ★Texas Ratio: 1.82%	FHA	1	0.1%	100%	$395,000	View
Southern Energy Credit Union 925 Quintard Ave, Anniston, AL 36201 A+5.0 ★Texas Ratio: 0.41%	HELOC	0 +1 HELOCs	0%	n/a		View
Hamilton Mortgage Corporation	Conventional, USDA	2	0.2%	100%	$220,000
Tjc Mortgage Inc	FHA	1	0.1%	100%	$265,000
America'S First Federal CU	HELOC	0 +1 HELOCs	0%	n/a
Guild Mortgage Company	Conventional, FHA, VA	96	9.2%	97.1%	$261,250
Rocket Mortgage	Conventional, FHA, VA	83	7.9%	78.3%	$218,855
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	54 +3 HELOCs	5.2%	85.1%	$290,925
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	44 +2 HELOCs	4.2%	97.8%	$285,681
Mortgage Research Center	FHA, VA	42	4%	84%	$330,714
DHI Mortgage Company, LTD.	Conventional, FHA, VA	42	4%	80.8%	$306,428
Fairway Independent Mort Corp	Conventional, FHA, VA, USDA	37	3.5%	95%	$279,594
Movement Mortgage, LLC	Conventional, FHA, VA, HELOC	28 +1 HELOCs	2.7%	100%	$278,928
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, HELOC	24 +1 HELOCs	2.3%	100%	$225,416
Pennymac Loan Services LLC	Conventional, FHA, VA	24	2.3%	89.7%	$315,000
Union Home Mortgage Corp.	Conventional, FHA, VA	23	2.2%	92%	$301,521
Newrez LLC	Conventional, FHA, VA	21	2%	64.7%	$206,428
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA, HELOC	20 +3 HELOCs	1.9%	76.9%	$247,500
Freedom Mortgage Corporation	Conventional, FHA, VA	17	1.6%	95%	$281,470
loanDepot.com LLC	Conventional, FHA, VA	15	1.4%	75%	$160,333
SIRVA Mortgage, Inc.	Conventional, VA	15	1.4%	100%	$300,333
New Day Financial, LLC.	VA	13	1.2%	78.9%	$264,230
First Community Mortgage, Inc. A4.6 ★Texas Ratio: 2.08%	Conventional, FHA, VA	12	1.1%	92.9%	$233,333	View
Nationstar Mortgage	Conventional, FHA, VA	12	1.1%	85.7%	$198,333
21St Mortgage	Conventional	10	1%	50%	$129,000
Vanderbilt Mortgage and Finance, Inc	Conventional	7	0.7%	28%	$96,428
Carrington Mortgage Services LLC	Conventional, FHA, VA	7	0.7%	69.2%	$170,714
Towne Mortgage Company	Conventional, FHA, VA	6	0.6%	100%	$268,333
Goodleap, LLC	Conventional, FHA, HELOC	5 +2 HELOCs	0.5%	100%	$185,000
AmeriHome Mortgage Company, LLC	Conventional, FHA	5	0.5%	100%	$235,000
New American Funding, LLC.	Conventional, FHA, VA	5	0.5%	83.3%	$163,000
Gmfs, LLC	FHA	5	0.5%	100%	$215,000
Synovus Bank	Conventional, VA, HELOC	4 +1 HELOCs	0.4%	50%	$220,000
The Loan Store, Inc	Conventional, HELOC	4 +1 HELOCs	0.4%	100%	$215,000
Assurance Financial Group, L.L.C.	Conventional, FHA, VA	4	0.4%	100%	$195,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	4	0.4%	71.4%	$242,500	View
Primelending	Conventional, FHA	3	0.3%	100%	$295,000
Amerisave Mortgage Company	Conventional, VA	3	0.3%	12%	$195,000
Securitynational Mortgage Company	Conventional, FHA	3	0.3%	100%	$98,333
Peoples Mortgage Company	Conventional, FHA, VA	3	0.3%	100%	$208,333
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	VA	3	0.3%	80%	$421,666	View
Endeavor Capital, LLC	Conventional, FHA	3	0.3%	100%	$155,000
Village Capital & Investment	VA	3	0.3%	81.8%	$258,333
Spring Eq, LLC	Conventional, HELOC	2 +2 HELOCs	0.2%	40%	$65,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA, Jumbo	2	0.2%	100%	$650,000	View
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional	2	0.2%	66.7%	$115,000	View
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional, VA	2	0.2%	100%	$305,000	View
Guaranteed Rate, Inc.	VA	2	0.2%	66.7%	$415,000
Royal United Mortgage LLC	Conventional	2	0.2%	100%	$165,000
Lakeview Loan Servicing, LLC	Conventional, VA	2	0.2%	42.9%	$235,000
Nbkc Bank	VA	2	0.2%	100%	$400,000
Triad Financial Services, Inc. A+5.0 ★Texas Ratio: 1.51%	Conventional	2	0.2%	71.4%	$80,000	View
PHH Mortgage Corporation	Conventional	2	0.2%	100%	$265,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	VA	2	0.2%	66.7%	$285,000	View
American Financial Network, Inc.	Conventional, FHA	2	0.2%	100%	$140,000
HomeBridge Financial Services, Inc	VA	2	0.2%	66.7%	$190,000
Discover Bank	Conventional	2	0.2%	40%	$95,000
American Financing Corporation	Conventional	2	0.2%	75%	$90,000
Mutual of Omaha Mortgage	Conventional, VA	2	0.2%	66.7%	$230,000
Southwest Stage Funding LLC	Conventional	2	0.2%	80%	$135,000
Texana Bank	VA	2	0.2%	100%	$315,000
Pentagon Federal Credit Union	VA, HELOC	1 +1 HELOCs	0.1%	100%	$175,000
Ruoff Mortgage Company	Conventional	1	0.1%	100%	$105,000
Guaranteed Rate Affinity, LLC	Conventional	1	0.1%	100%	$165,000
Canopy Mortgage, LLC	FHA	1	0.1%	100%	$245,000
Equity Prime Mortgage LLC	VA	1	0.1%	33.3%	$455,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	FHA	1	0.1%	25%	$265,000	View
United Federal Credit Union A+5.0 ★Texas Ratio: 2.15%	Conventional	1	0.1%	100%	$155,000	View
Loanunited.Com, LLC	VA	1	0.1%	100%	$195,000
Primis Bank A5.0 ★Texas Ratio: 13.21%	FHA	1	0.1%	100%	$225,000	View
Onward Home Mortgage, LLC	VA	1	0.1%	100%	$525,000
Valley West Corporation	FHA	1	0.1%	100%	$345,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	1	0.1%	100%	$265,000
Sun West Mortgage Company, Inc	VA	1	0.1%	50%	$415,000
Ally Bank A5.0 ★Texas Ratio: 8.00%	Conventional	1	0.1%	100%	$195,000	View
Mid-Continent Funding, Inc.	VA	1	0.1%	100%	$285,000
Weichert Financial Services	VA	1	0.1%	100%	$495,000
Ameritrust Mortgage Corporation	FHA	1	0.1%	100%	$215,000
Nfm, Inc	FHA	1	0.1%	100%	$435,000
Land Home Financial Services,	Conventional	1	0.1%	100%	$95,000
Southeast Mortgage of Georgia, Inc.	VA	1	0.1%	100%	$295,000
Transportation Federal Credit Union	Conventional	1	0.1%	100%	$55,000
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$415,000	View
Beeline Loans, Inc.	Conventional	1	0.1%	100%	$185,000
Planet Home Lending, LLC	VA	1	0.1%	100%	$195,000
Sierra Pacific Mortgage Co. Inc	Conventional	1	0.1%	100%	$365,000
American Pacific Mortgage Corporation	VA	1	0.1%	100%	$445,000
Milend, Inc	FHA	1	0.1%	100%	$165,000
First South Farm Credit, ACA	Conventional	1	0.1%	100%	$375,000
Victorian Finance, LLC	VA	1	0.1%	100%	$115,000
Stockton Mortgage Corporation	USDA	1	0.1%	100%	$215,000
University Bank A+5.0 ★Texas Ratio: 3.82%	FHA	1	0.1%	100%	$175,000	View
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0.1%	100%	$105,000	View
ClearEdge Lending LLC	Conventional	1	0.1%	100%	$205,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	1	0.1%	100%	$305,000	View
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	VA	1	0.1%	100%	$295,000	View
Hope Federal Credit Union A+5.0 ★Texas Ratio: 4.07%	Conventional	1	0.1%	50%	$155,000	View
Mld Mortgage, Inc.Dba the Money Store	Conventional	1	0.1%	100%	$155,000
Mortgage Investors Group A+5.0 ★Texas Ratio: 5.42%	FHA	1	0.1%	100%	$165,000	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	1	0.1%	50%	$305,000	View
Reliance First Capital, LLC	Conventional	1	0.1%	100%	$125,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	FHA	1	0.1%	100%	$335,000	View
Plaza Home Mortgage, Inc	VA	1	0.1%	33.3%	$665,000
Ark-La-Tex Financial Services LLC	FHA	1	0.1%	100%	$245,000
Servbank, N.A. A+5.0 ★Texas Ratio: 3.26%	VA	1	0.1%	50%	$245,000	View
Southwest Funding LP	FHA	1	0.1%	100%	$235,000
Cadence Bank	HELOC	0 +3 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +3 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +3 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +3 HELOCs	0%	n/a
Bank of America NA A+5.0 ★Texas Ratio: 4.14%	HELOC	0 +2 HELOCs	0%	n/a		View
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +1 HELOCs	0%	n/a		View
Valon Mortgage	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 6, 2026.

Prattville Mortgage Rate Trends

Daily average mortgage rates for Alabama compared with the national average, updated every evening.

30-Year Fixed AL Avg

7.159%

▲ 0.056 vs 7 days ago

15-Year Fixed AL Avg

6.723%

▲ 0.014 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Prattville, Alabama

Looking for mortgage lenders near me or mortgage brokers near me in Prattville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Prattville in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Prattville, AL

Use these to narrow the list above. Each category shows how many Prattville, AL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 80 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 43 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 13 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 51 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 58 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 4 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 1 lenders. Loans above the conforming limit for higher priced homes Local lenders based in AL 18 lenders headquartered in Alabama, the closest thing to a mortgage lender near you

Who Lends in Prattville, AL

Independent mortgage companies closed 69 percent of home loans in Prattville, Alabama in 2025, banks 23.6 percent and credit unions 7.4 percent. Hamilton Mortgage Corporation was the largest mortgage company, Trustmark Bank the largest bank and Max Credit Union the largest credit union. Among lenders headquartered in Alabama, Regions Bank led with 34 loans.

69%

Mortgage companies

23.6%

Banks

7.4%

Credit unions

21%

FHA loans

31%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.

More Alabama Mortgage Lender Pages

All Alabama lenders 790 lenders Huntsville 310 lenders Mobile 230 lenders Montgomery 208 lenders Hoover 215 lenders Tuscaloosa 212 lenders Birmingham 194 lenders Auburn 201 lenders Athens 171 lenders Dothan 154 lenders Daphne 186 lenders Foley 186 lenders Phenix City 125 lenders

Frequently Asked Questions About Mortgage Lenders in Prattville, AL

Who is the largest mortgage lender in Prattville, AL?

By home loans closed in 2025, Trustmark Bank was the largest mortgage lender in Prattville, Alabama with 71 loans, about 6.8 percent of the market. The largest lender headquartered in Alabama was Regions Bank with 34 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Prattville, AL have the highest approval rates?

Among lenders with meaningful volume in Prattville, Alabama, Trustmark Bank approved the highest share of completed applications in 2025 at 97.3 percent, against a 81.1 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Prattville, AL mortgage lenders offer FHA, VA and USDA loans?

51 lenders closed FHA loans in Prattville, Alabama in 2025, led by Guild Mortgage Company with 35. 58 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Prattville, AL lender list?

Yes. 43 banks and 13 credit unions closed home loans in Prattville, Alabama in 2025, alongside 80 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Prattville, AL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Prattville, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Prattville, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Prattville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.