Mortgage Lenders and Brokers in Piedmont, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Piedmont, Alabama mortgage lenders include Farmers and Merchants BankFarmers and Merchants Bank112 E Ladiga St, Piedmont, AL 36272A+5.0 ★Texas Ratio: 3.75%, Regions BankRegions Bank55 S Colonial Dr, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.37%, Metro BankMetro Bank35489 Ushwy 231, Ashville, AL 35953A+5.0 ★Texas Ratio: 5.61%, Ameris BankAmeris Bank204 Kirkland St, Abbeville, AL 36310A+5.0 ★Texas Ratio: 1.82%, Aod Federal Credit UnionAod Federal Credit Union7 Frankford Ave Bldg 141, Anniston, AL 36201 4199, Renasant BankRenasant Bank1943 E Glenn Ave, Auburn, AL 36830A+5.0 ★Texas Ratio: 4.72%, NobleBank & TrustNobleBank & Trust201 N Main St, Piedmont, AL 36272A+5.0 ★Texas Ratio: 1.88%, Redstone Federal Credit UnionRedstone Federal Credit Union1069 N Main St, Arab, AL 35016A+5.0 ★Texas Ratio: 2.10%, Alabama ONE Credit UnionAlabama ONE Credit Union2549 South Blvd, Brewton, AL 36426A5.0 ★Texas Ratio: 6.53%, and Family Savings Credit UnionFamily Savings Credit Union7200 US Highway 431 Ste 350, Albertville, AL 35950 1250A5.0 ★Texas Ratio: 8.94%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Piedmont, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Piedmont are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Piedmont, Alabama
Market share is the lender's share of all home loans closed in Piedmont, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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112 E Ladiga St, Piedmont, AL 36272 A+5.0 ★Texas Ratio: 3.75% |
Conventional | 5 | 2.6% | 100% | $119,000 | View |
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55 S Colonial Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 8 +9 HELOCs |
4.2% | 81.8% | $71,250 | View |
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35489 Ushwy 231, Ashville, AL 35953 A+5.0 ★Texas Ratio: 5.61% |
Conventional | 6 | 3.1% | 100% | $163,333 | View |
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★ 4 stars, 1 review 204 Kirkland St, Abbeville, AL 36310 A+5.0 ★Texas Ratio: 1.82% |
Conventional, VA | 4 | 2.1% | 100% | $240,000 | View |
Aod Federal Credit Union
7 Frankford Ave Bldg 141, Anniston, AL 36201 4199 |
Conventional | 3 | 1.6% | 75% | $145,000 | |
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1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA | 2 | 1% | 100% | $165,000 | View |
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201 N Main St, Piedmont, AL 36272 A+5.0 ★Texas Ratio: 1.88% |
Conventional | 2 | 1% | 100% | $55,000 | View |
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1069 N Main St, Arab, AL 35016 A+5.0 ★Texas Ratio: 2.10% |
Conventional, VA | 2 | 1% | 100% | $240,000 | View |
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2549 South Blvd, Brewton, AL 36426 A5.0 ★Texas Ratio: 6.53% |
Conventional | 2 | 1% | 100% | $135,000 | View |
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7200 US Highway 431 Ste 350, Albertville, AL 35950 1250 A5.0 ★Texas Ratio: 8.94% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $85,000 | View |
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★ 4 stars, 3 reviews 1712 Us Highway 98, Daphne, AL 36526 A+5.0 ★Texas Ratio: 3.41% |
Conventional | 1 | 0.5% | 100% | $245,000 | View |
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1008 Portwood Dr, Albertville, AL 35951 7316 A+5.0 ★Texas Ratio: 4.02% |
Conventional | 1 | 0.5% | 33.3% | $65,000 | View |
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500 Colonial Promenade Pkwy, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 100% | $55,000 | View |
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5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80% |
VA | 1 | 0.5% | 100% | $355,000 | View |
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9064 Memorial Pkwy Sw, Huntsville, AL 35802 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.5% | 100% | $55,000 | View |
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★ 1 stars, 1 review 629 E Main St, Albertville, AL 35950 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.5% | 100% | $145,000 | View |
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1216 Wilmer Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 6.56% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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185 N College St, Auburn, AL 36830 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 10745 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
America'S First Federal CU
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Conventional, HELOC | 2 +1 HELOCs |
1% | 100% | $250,000 | |
CSL Financial, LLC
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Conventional | 2 | 1% | 100% | $105,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 21 | 10.9% | 65.6% | $154,523 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 13 +1 HELOCs |
6.8% | 68.4% | $241,923 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, USDA | 9 | 4.7% | 100% | $182,777 | |
Mortgage Research Center
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Conventional, VA | 8 | 4.2% | 100% | $247,500 | |
Towne Mortgage Company
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Conventional, FHA, VA, USDA | 7 | 3.6% | 100% | $177,857 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 7 | 3.6% | 36.8% | $140,714 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 6 | 3.1% | 100% | $210,000 | |
21St Mortgage
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Conventional | 6 | 3.1% | 50% | $100,000 | |
Success Mortgage Partners, Inc
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Conventional, FHA, USDA | 4 | 2.1% | 100% | $150,000 | |
CrossCountry Mortgage, LLC
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Conventional, USDA | 3 | 1.6% | 100% | $138,333 | |
Guild Mortgage Company
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Conventional, FHA, USDA | 3 | 1.6% | 100% | $178,333 | |
New Day Financial, LLC.
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VA | 3 | 1.6% | 60% | $265,000 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 1.6% | 100% | $121,666 | |
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A+5.0 ★Texas Ratio: 5.42% |
Conventional | 3 | 1.6% | 100% | $265,000 | View |
loanDepot.com LLC
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Conventional, FHA, HELOC | 2 +1 HELOCs |
1% | 40% | $55,000 | |
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A4.6 ★Texas Ratio: 2.08% |
Conventional, USDA | 2 | 1% | 100% | $220,000 | View |
American Financial Resources LLC
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FHA | 2 | 1% | 100% | $195,000 | |
Newrez LLC
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Conventional | 2 | 1% | 66.7% | $135,000 | |
Milend, Inc
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FHA | 2 | 1% | 100% | $200,000 | |
Nationstar Mortgage
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Conventional, FHA | 2 | 1% | 75% | $315,000 | |
Acopia, LLC
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FHA | 2 | 1% | 100% | $240,000 | |
Stockton Mortgage Corporation
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FHA | 2 | 1% | 100% | $100,000 | |
Southwest Funding LP
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VA, USDA | 2 | 1% | 100% | $240,000 | |
Everett Financial, Inc.
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FHA | 1 | 0.5% | 100% | $95,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.5% | 100% | $105,000 | |
Canopy Mortgage, LLC
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VA | 1 | 0.5% | 100% | $195,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.5% | 100% | $525,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.5% | 100% | $235,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.5% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional | 1 | 0.5% | 42.9% | $75,000 | View |
Movement Mortgage, LLC
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FHA | 1 | 0.5% | 100% | $225,000 | |
American Financial Network, Inc.
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USDA | 1 | 0.5% | 100% | $175,000 | |
HomeBridge Financial Services, Inc
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Conventional | 1 | 0.5% | 100% | $305,000 | |
Bayshore Mortgage Funding
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USDA | 1 | 0.5% | 100% | $85,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.5% | 100% | $105,000 | |
Das Acquisition Company, LLC
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VA | 1 | 0.5% | 100% | $555,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.5% | 100% | $75,000 | |
Atlantic Bay Mortgage Group
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VA | 1 | 0.5% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.5% | 100% | $515,000 | View |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.5% | 100% | $125,000 | |
Atlanta Postal Credit Union
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Conventional | 1 | 0.5% | 100% | $175,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.5% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
FHA | 1 | 0.5% | 100% | $515,000 | View |
Better Mortgage Corporation
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FHA | 1 | 0.5% | 100% | $385,000 | |
Mortgage Solutions of Colorado
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FHA | 1 | 0.5% | 100% | $255,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.5% | 100% | $195,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
USDA | 1 | 0.5% | 100% | $155,000 | View |
Hunt Mortgage Corporation
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FHA | 1 | 0.5% | 100% | $265,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.5% | 100% | $225,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 0.5% | 100% | $105,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
FHA | 1 | 0.5% | 100% | $315,000 | View |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.5% | 100% | $195,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.5% | 100% | $75,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.5% | 100% | $215,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.5% | 100% | $305,000 | |
Tomo Mortgage LLC
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FHA | 1 | 0.5% | 100% | $105,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Honda Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Piedmont Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Piedmont, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Piedmont? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Piedmont in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Piedmont, AL
Use these to narrow the list above. Each category shows how many Piedmont, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Piedmont, AL
Independent mortgage companies closed 73.4 percent of home loans in Piedmont, Alabama in 2025, banks 19.8 percent and credit unions 6.8 percent. CSL Financial, LLC was the largest mortgage company, Farmers and Merchants Bank the largest bank and Aod Federal Credit Union the largest credit union. Among lenders headquartered in Alabama, Farmers and Merchants Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Piedmont, AL
By home loans closed in 2025, Farmers and Merchants Bank was the largest mortgage lender in Piedmont, Alabama with 5 loans, about 2.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
31 lenders closed FHA loans in Piedmont, Alabama in 2025, led by Rocket Mortgage with 8. 16 lenders closed VA loans, led by Mortgage Research Center, and 10 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 10 credit unions closed home loans in Piedmont, Alabama in 2025, alongside 52 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Piedmont, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Piedmont, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Piedmont. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
