Mortgage Lenders and Brokers in Pelham, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Pelham, Alabama mortgage lenders include Regions BankRegions Bank2964 Pelham Pkwy, Pelham, AL 35124A+5.0 ★Texas Ratio: 4.37%, Renasant BankRenasant Bank3513 Pelham Pkwy, Pelham, AL 35124A+5.0 ★Texas Ratio: 4.72%, PNC Bank N.A.PNC Bank N.A.3080 Pelham Pkwy, Pelham, AL 35124A+5.0 ★Texas Ratio: 4.24%, Wells Fargo Bank NAWells Fargo Bank NA2261 Highway 31 S, Pelham, AL 35124A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank2998 Pelham Pkwy, Pelham, AL 35124A+5.0 ★Texas Ratio: 2.87%, FirstbankFirstbank615 Quintard Ave, Anniston, AL 36201A5.0 ★Texas Ratio: 7.51%, Trustmark BankTrustmark Bank111 E Market St, Athens, AL 35611A+5.0 ★Texas Ratio: 2.40%, Southpoint BankSouthpoint Bank1096 N Brindlee Mountain Pkwy, Arab, AL 35016F2.8 ★Texas Ratio: 41.33%, Avadian Credit UnionAvadian Credit Union2723 Pelham Pkwy, Pelham, AL 35124 1704A+5.0 ★Texas Ratio: 3.41%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA185 N College St, Auburn, AL 36830A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Pelham, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Pelham are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Pelham, Alabama
Market share is the lender's share of all home loans closed in Pelham, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Pelham 2964 Pelham Pkwy, Pelham, AL 35124 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 20 +47 HELOCs |
3.6% | 75% | $173,500 | View |
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1 office in Pelham 3513 Pelham Pkwy, Pelham, AL 35124 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, VA, HELOC | 10 +1 HELOCs |
1.8% | 84.6% | $280,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Pelham 3080 Pelham Pkwy, Pelham, AL 35124 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 4 +6 HELOCs |
0.7% | 100% | $315,000 | View |
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1 office in Pelham 2261 Highway 31 S, Pelham, AL 35124 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.5% | 75% | $215,000 | View |
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★ 1 stars, 1 review 1 office in Pelham 2998 Pelham Pkwy, Pelham, AL 35124 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
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615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA, VA, HELOC | 19 +2 HELOCs |
3.4% | 100% | $307,105 | View |
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111 E Market St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.40% |
Conventional, FHA, HELOC | 12 +4 HELOCs |
2.2% | 100% | $275,000 | View |
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1096 N Brindlee Mountain Pkwy, Arab, AL 35016 F2.8 ★Texas Ratio: 41.33% |
Conventional, FHA, VA | 11 | 2% | 100% | $265,000 | View |
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2723 Pelham Pkwy, Pelham, AL 35124 1704 A+5.0 ★Texas Ratio: 3.41% |
Conventional, HELOC | 7 +21 HELOCs |
1.3% | 100% | $225,000 | View |
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185 N College St, Auburn, AL 36830 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 0.7% | 100% | $350,000 | View |
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2320 Moores Mill Rd, Auburn, AL 36830 A5.0 ★Texas Ratio: 8.75% |
Conventional, VA | 4 | 0.7% | 100% | $315,000 | View |
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★ 5 stars, 1 review 1605 E University Dr, Auburn, AL 36830 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 3 +1 HELOCs |
0.5% | 100% | $141,666 | View |
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810 Colonial Promenade Pkwy, Alabaster, AL 35007 A5.0 ★Texas Ratio: 7.13% |
Conventional | 3 | 0.5% | 100% | $48,333 | View |
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351 24th St N, Birmingham, AL 35203 3836 A+5.0 ★Texas Ratio: 5.72% |
Conventional | 2 | 0.4% | 100% | $415,000 | View |
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5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80% |
Conventional | 2 | 0.4% | 100% | $355,000 | View |
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1263 West Main Street, Dothan, AL 36301 A+5.0 ★Texas Ratio: 4.80% |
Conventional | 2 | 0.4% | 100% | $500,000 | View |
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3145 Highway 31 S, Pelham, AL 35124 A+5.0 ★Texas Ratio: 1.93% |
Conventional | 2 | 0.4% | 100% | $290,000 | View |
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★ 4 stars, 1 review 204 Kirkland St, Abbeville, AL 36310 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA | 2 | 0.4% | 100% | $370,000 | View |
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301 Huntley Pkwy, Pelham, AL 35124 A+5.0 ★Texas Ratio: 0.41% |
Conventional, HELOC | 1 +9 HELOCs |
0.2% | 100% | $365,000 | View |
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★ 5 stars, 1 review 2340 Woodcrest Pl, Birmingham, AL 35209 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $335,000 | View |
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286 Us Highway 31 S, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.46% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $305,000 | View |
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2121 Highland Ave S, Birmingham, AL 35205 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $95,000 | View |
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336 N Gay St, Auburn, AL 36830 3992 A+5.0 ★Texas Ratio: 2.18% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
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791 4th Pl SW, Alabaster, AL 35007 8878 A+5.0 ★Texas Ratio: 3.69% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
Liberty Mortgage Corporation
305 N Broad St, Albertville, AL 35950 |
FHA | 1 | 0.2% | 100% | $525,000 | |
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1501 31st Ave N, Birmingham, AL 35207 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
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4 3rd Ave Nw, Aliceville, AL 35442 A5.0 ★Texas Ratio: 7.03% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
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1901 E Glenn Ave, Auburn, AL 36830 C3.6 ★Texas Ratio: 21.51% |
Conventional | 1 | 0.2% | 100% | $425,000 | View |
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9064 Memorial Pkwy Sw, Huntsville, AL 35802 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
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2549 South Blvd, Brewton, AL 36426 A5.0 ★Texas Ratio: 6.53% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
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1001 N Brindlee Mountain Pkwy, Arab, AL 35016 A5.0 ★Texas Ratio: 6.16% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
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7200 US Highway 431 Ste 350, Albertville, AL 35950 1250 A5.0 ★Texas Ratio: 8.94% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1216 Wilmer Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 6.56% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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50 Jimmy Gould Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
America'S First Federal CU
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Conventional, HELOC | 7 +20 HELOCs |
1.3% | 100% | $283,571 | |
Tjc Mortgage Inc
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Conventional, VA | 4 | 0.7% | 100% | $392,500 | |
Hamilton Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $5,000 | |
Consumer First Mortgage, Inc.
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FHA | 1 | 0.2% | 100% | $485,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 47 | 8.5% | 83.1% | $279,042 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 39 | 7.1% | 92.9% | $275,512 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 29 +1 HELOCs |
5.3% | 87.9% | $354,655 | |
Guild Mortgage Company
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Conventional, FHA, VA | 22 | 4% | 100% | $203,636 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional, FHA, VA | 22 | 4% | 81.5% | $358,181 | |
Fairway Independent Mort Corp
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Conventional, FHA | 20 | 3.6% | 100% | $259,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 18 | 3.3% | 85.7% | $258,333 | |
Acrisure Mortgage, LLC
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Conventional, FHA | 17 | 3.1% | 100% | $426,764 | |
Freedom Mortgage Corporation
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FHA, VA | 10 | 1.8% | 85.7% | $408,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 10 | 1.8% | 90.9% | $301,000 | |
Assurance Financial Group, L.L.C.
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Conventional, FHA | 9 | 1.6% | 100% | $190,555 | |
Nationstar Mortgage
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Conventional, VA | 9 | 1.6% | 90% | $82,777 | |
Cadence Bank
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Conventional, FHA, HELOC | 8 +1 HELOCs |
1.4% | 100% | $397,500 | |
Newrez LLC
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Conventional, FHA, VA | 8 | 1.4% | 80% | $335,000 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, HELOC | 7 +1 HELOCs |
1.3% | 100% | $276,428 | |
Canopy Mortgage, LLC
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Conventional, FHA | 5 | 0.9% | 100% | $233,000 | |
The Local Lender, LLC
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Conventional, VA | 5 | 0.9% | 100% | $399,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 5 | 0.9% | 100% | $297,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 5 | 0.9% | 83.3% | $257,000 | |
The Loan Store, Inc
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Conventional, FHA, HELOC | 4 +1 HELOCs |
0.7% | 100% | $327,500 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 4 | 0.7% | 100% | $160,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 4 | 0.7% | 50% | $350,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 4 | 0.7% | 100% | $267,500 | |
New Day Financial, LLC.
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VA | 4 | 0.7% | 100% | $487,500 | |
Mortgage Research Center
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VA | 4 | 0.7% | 66.7% | $347,500 | |
Stockton Mortgage Corporation
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Conventional, VA | 4 | 0.7% | 100% | $350,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 4 | 0.7% | 100% | $397,500 | |
Cmg Mortgage Inc
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Conventional, FHA, HELOC | 3 +1 HELOCs |
0.5% | 100% | $411,666 | |
loanDepot.com LLC
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Conventional | 3 | 0.5% | 42.9% | $215,000 | |
Amerisave Mortgage Company
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Conventional, FHA, VA | 3 | 0.5% | 50% | $175,000 | |
Discover Bank
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Conventional | 3 | 0.5% | 75% | $135,000 | |
The Mortgage Firm
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Conventional, FHA | 3 | 0.5% | 75% | $255,000 | |
Mutual of Omaha Mortgage
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Conventional | 3 | 0.5% | 75% | $298,333 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 3 | 0.5% | 100% | $268,333 | View |
Spring Eq, LLC
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Conventional, HELOC | 2 +2 HELOCs |
0.4% | 33.3% | $75,000 | |
Cornerstone First Mortgage, LLC
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FHA, VA | 2 | 0.4% | 100% | $320,000 | |
Primelending
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FHA | 2 | 0.4% | 100% | $420,000 | |
Filo Mortgage, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $325,000 | |
Deephaven Mortgage LLC
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Conventional | 2 | 0.4% | 100% | $480,000 | |
Princeton Mortgage Corporation
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Conventional, FHA | 2 | 0.4% | 100% | $140,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.4% | 100% | $340,000 | View |
Premier Lending Inc.
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Conventional, FHA | 2 | 0.4% | 100% | $315,000 | |
Peoples Mortgage Company
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Conventional, FHA | 2 | 0.4% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 2 | 0.4% | 100% | $255,000 | View |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional, VA | 2 | 0.4% | 100% | $270,000 | View |
New American Funding, LLC.
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Conventional, VA | 2 | 0.4% | 66.7% | $460,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional | 2 | 0.4% | 100% | $225,000 | View |
Gmfs, LLC
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Conventional | 2 | 0.4% | 100% | $180,000 | |
Plaza Home Mortgage, Inc
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Conventional | 2 | 0.4% | 100% | $345,000 | |
Goodleap, LLC
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FHA, HELOC | 1 +1 HELOCs |
0.2% | 33.3% | $365,000 | |
Interlinc Mortgage Services, LLC
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Conventional | 1 | 0.2% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
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A4.6 ★Texas Ratio: 2.08% |
FHA | 1 | 0.2% | 100% | $185,000 | View |
Guaranteed Rate Affinity, LLC
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VA | 1 | 0.2% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 1.01% |
FHA | 1 | 0.2% | 100% | $485,000 | View |
Residential Wholesale Mortgage
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VA | 1 | 0.2% | 100% | $515,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $385,000 | |
Nbkc Bank
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Conventional | 1 | 0.2% | 100% | $405,000 | |
Kind Lending, LLC
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FHA | 1 | 0.2% | 100% | $295,000 | |
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D3.3 ★Texas Ratio: 35.11% |
VA | 1 | 0.2% | 100% | $475,000 | View |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.2% | 50% | $495,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.2% | 50% | $335,000 | |
AdvantageFirst Lending Inc
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Conventional | 1 | 0.2% | 100% | $425,000 | |
HomeBridge Financial Services, Inc
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.2% | 100% | $425,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.2% | 100% | $345,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.2% | 100% | $425,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Land Home Financial Services,
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FHA | 1 | 0.2% | 100% | $535,000 | |
Atlantic Bay Mortgage Group
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FHA | 1 | 0.2% | 100% | $185,000 | |
Credence Funding Corporation
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VA | 1 | 0.2% | 100% | $495,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.2% | 100% | $395,000 | |
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A5.0 ★Texas Ratio: 8.01% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
BoxCar Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $215,000 | |
Lendsure Mortgage Corp.
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Conventional, Jumbo | 1 | 0.2% | 100% | $935,000 | |
Towne Mortgage Company
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FHA | 1 | 0.2% | 100% | $225,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.2% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 0.96% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
Lower, LLC
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Conventional | 1 | 0.2% | 100% | $535,000 | |
DHI Mortgage Company, LTD.
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Conventional | 1 | 0.2% | 100% | $145,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.2% | 100% | $315,000 | |
Nexera Holding LLC
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Conventional | 1 | 0.2% | 100% | $85,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.2% | 37.5% | $385,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.2% | 50% | $195,000 | |
Village Capital & Investment
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FHA | 1 | 0.2% | 100% | $515,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Honda Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Synovus Bank
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a |
Pelham Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Pelham, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Pelham? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Pelham in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Pelham, AL
Use these to narrow the list above. Each category shows how many Pelham, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Pelham, AL
Independent mortgage companies closed 69.4 percent of home loans in Pelham, Alabama in 2025, banks 25.2 percent and credit unions 5.4 percent. Liberty Mortgage Corporation was the largest mortgage company, Regions Bank the largest bank and Avadian Credit Union the largest credit union. Among lenders headquartered in Alabama, Regions Bank led with 20 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Pelham, AL
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Pelham, Alabama with 20 loans, about 3.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
50 lenders closed FHA loans in Pelham, Alabama in 2025, led by United Wholesale Mortgage with 14. 31 lenders closed VA loans, led by Pennymac Loan Services LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 40 banks and 16 credit unions closed home loans in Pelham, Alabama in 2025, alongside 76 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Pelham, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Pelham, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Pelham. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
