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Mortgage Lenders and Brokers in Orange Beach, Alabama

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Orange Beach, Alabama mortgage lenders include Regions BankRegions Bank4100 Orange Beach Blvd, Orange Beach, AL 36561A+5.0 ★Texas Ratio: 4.37%, Renasant BankRenasant Bank25556 Canal Rd, Orange Beach, AL 36561A+5.0 ★Texas Ratio: 4.72%, Bryant BankBryant Bank24847 Commercial Ave, Orange Beach, AL 36561A+5.0 ★Texas Ratio: 2.46%, Centennial BankCentennial Bank25051 Canal Rd, Orange Beach, AL 36561A+5.0 ★Texas Ratio: 3.14%, Community Bank of MississippiCommunity Bank of Mississippi813 Shades Creek Pkwy, Birmingham, AL 35209A+5.0 ★Texas Ratio: 3.09%, Southstate Bank, National AssociationSouthstate Bank, National Association1605 E University Dr, Auburn, AL 36830A+5.0 ★Texas Ratio: 2.27%, First Horizon BankFirst Horizon Bank2340 Woodcrest Pl, Birmingham, AL 35209A+5.0 ★Texas Ratio: 5.76%, Trustmark BankTrustmark Bank111 E Market St, Athens, AL 35611A+5.0 ★Texas Ratio: 2.40%, FirstbankFirstbank615 Quintard Ave, Anniston, AL 36201A5.0 ★Texas Ratio: 7.51%, and Servisfirst BankServisfirst Bank2320 Moores Mill Rd, Auburn, AL 36830A5.0 ★Texas Ratio: 8.75%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Orange Beach, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Orange Beach are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Orange Beach, Alabama

Market share is the lender's share of all home loans closed in Orange Beach, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Regions Bank 1 office in Orange Beach 4100 Orange Beach Blvd, Orange Beach, AL 36561 A+5.0 ★Texas Ratio: 4.37%	Conventional, Jumbo, HELOC	9 +17 HELOCs	2.4%	77.8%	$523,888	View
Renasant Bank 1 office in Orange Beach 25556 Canal Rd, Orange Beach, AL 36561 A+5.0 ★Texas Ratio: 4.72%	Conventional, Jumbo, HELOC	7 +3 HELOCs	1.8%	100%	$887,857	View
Bryant Bank 1 office in Orange Beach 24847 Commercial Ave, Orange Beach, AL 36561 A+5.0 ★Texas Ratio: 2.46%	Conventional, HELOC	6 +8 HELOCs	1.6%	100%	$336,666	View
Centennial Bank 1 office in Orange Beach 25051 Canal Rd, Orange Beach, AL 36561 A+5.0 ★Texas Ratio: 3.14%	Conventional, HELOC	1 +2 HELOCs	0.3%	100%	$145,000	View
Community Bank of Mississippi 813 Shades Creek Pkwy, Birmingham, AL 35209 A+5.0 ★Texas Ratio: 3.09%	Conventional, Jumbo, HELOC	20 +4 HELOCs	5.2%	95.5%	$651,000	View
Southstate Bank, National Association ★ 5 stars, 1 review 1605 E University Dr, Auburn, AL 36830 A+5.0 ★Texas Ratio: 2.27%	Conventional, VA, Jumbo, HELOC	15 +2 HELOCs	3.9%	100%	$636,333	View
First Horizon Bank ★ 5 stars, 1 review 2340 Woodcrest Pl, Birmingham, AL 35209 A+5.0 ★Texas Ratio: 5.76%	Conventional, Jumbo, HELOC	8 +4 HELOCs	2.1%	100%	$1,075,000	View
Trustmark Bank 111 E Market St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.40%	Conventional, Jumbo, HELOC	7 +2 HELOCs	1.8%	87.5%	$666,428	View
Firstbank 615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51%	Conventional	6	1.6%	100%	$615,000	View
Servisfirst Bank 2320 Moores Mill Rd, Auburn, AL 36830 A5.0 ★Texas Ratio: 8.75%	Conventional, Jumbo, HELOC	4 +1 HELOCs	1%	100%	$885,000	View
JPMorgan Chase Bank, NA 185 N College St, Auburn, AL 36830 A+5.0 ★Texas Ratio: 3.68%	Conventional, VA, Jumbo	4	1%	66.7%	$585,000	View
First Cahawba Bank 144 Cove Ave, Gulf Shores, AL 36542 A+5.0 ★Texas Ratio: 0.96%	Conventional, Jumbo	4	1%	100%	$747,500	View
Alabama Credit Union 24254 Canal Rd, Orange Beach, AL 36561 A+5.0 ★Texas Ratio: 5.72%	Conventional	4	1%	100%	$492,500	View
United Bank 164 Lindbert Avenue, Atmore, AL 36502 A+5.0 ★Texas Ratio: 2.15%	Conventional	4	1%	100%	$317,500	View
Truist Bank ★ 1 stars, 1 review 629 E Main St, Albertville, AL 35950 A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo	4	1%	100%	$510,000	View
New Horizons Credit Union 7146 Stone Dr, Daphne, AL 36526 4825 A+5.0 ★Texas Ratio: 2.51%	Conventional	2	0.5%	100%	$580,000	View
Century Bank 861 Edwards Ave, Fairhope, AL 36532 A+5.0 ★Texas Ratio: 4.56%	Conventional, Jumbo	2	0.5%	100%	$1,350,000	View
River Bank & Trust 3617 Highway 280, Alexander City, AL 35010 A+5.0 ★Texas Ratio: 4.39%	Conventional, Jumbo	2	0.5%	66.7%	$585,000	View
West Alabama Bank & Trust 4 3rd Ave Nw, Aliceville, AL 35442 A5.0 ★Texas Ratio: 7.03%	Conventional	2	0.5%	100%	$340,000	View
Metro Bank 35489 Ushwy 231, Ashville, AL 35953 A+5.0 ★Texas Ratio: 5.61%	Conventional	2	0.5%	100%	$160,000	View
Bankplus 1263 West Main Street, Dothan, AL 36301 A+5.0 ★Texas Ratio: 4.80%	Conventional, Jumbo	2	0.5%	100%	$1,165,000	View
All In Credit Union 609 Ozark Rd, Abbeville, AL 36310	Conventional, HELOC	1 +3 HELOCs	0.3%	100%	$705,000
PNC Bank N.A. ★ 1.7 stars, 3 reviews 10745 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +2 HELOCs	0.3%	100%	$145,000	View
Smartbank 337 Airport Rd Ste A, Auburn, AL 36830 A+5.0 ★Texas Ratio: 1.74%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.3%	100%	$1,555,000	View
Southpoint Bank 1096 N Brindlee Mountain Pkwy, Arab, AL 35016 F2.8 ★Texas Ratio: 41.33%	Conventional	1	0.3%	100%	$345,000	View
BankFirst Financial Services 30966 Highway 278, Addison, AL 35540 A+5.0 ★Texas Ratio: 3.47%	Conventional, Jumbo	1	0.3%	100%	$1,565,000	View
Heritage South Credit Union 3553 US Hwy 280, Alexander City, AL 35010 A+5.0 ★Texas Ratio: 5.95%	Conventional	1	0.3%	100%	$495,000	View
Emblem Credit Union 1008 Portwood Dr, Albertville, AL 35951 7316 A+5.0 ★Texas Ratio: 4.02%	Conventional	1	0.3%	100%	$565,000	View
BankSouth 100 N Court Sq, Abbeville, AL 36310 A5.0 ★Texas Ratio: 6.18%	Conventional	1	0.3%	100%	$715,000	View
Investar Bank 120 Big Valley Dr, Alexandria, AL 36250 A+5.0 ★Texas Ratio: 5.42%	Conventional	1	0.3%	100%	$195,000	View
Robertson Banking Company 1801 5th Ave N, Birmingham, AL 35203 A+5.0 ★Texas Ratio: 0.79%	Conventional	1	0.3%	100%	$525,000	View
First Bank of Alabama 1100 Quintard Ave, Anniston, AL 36201 C+4.0 ★Texas Ratio: 26.59%	Conventional	1	0.3%	100%	$705,000	View
First Southern Bank 1720 Us Highway 431, Boaz, AL 35957 F1.0 ★Texas Ratio: 85.21%	Conventional	1	0.3%	100%	$305,000	View
First Nation Bank and Trust 104 Lindberg Ave, Atmore, AL 36502	Conventional, Jumbo	1	0.3%	100%	$1,685,000
AmeriFirst Bank 2694 Hilton Garden Drive, Auburn, AL 36830 A+5.0 ★Texas Ratio: 5.61%	Conventional	1	0.3%	100%	$305,000	View
Wells Fargo Bank NA 500 Colonial Promenade Pkwy, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 5.36%	Conventional	1	0.3%	33.3%	$545,000	View
First Federal Bank 5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80%	Conventional	1	0.3%	100%	$395,000	View
First National Bank of Pulaski 321 S Jefferson St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.25%	Conventional, Jumbo	1	0.3%	100%	$1,755,000	View
Traditions Bank 19 Helicon Rd, Arley, AL 35541 A5.0 ★Texas Ratio: 10.74%	Conventional	1	0.3%	100%	$635,000	View
Local Bank 2204 Whitesburg Drive Sw, Huntsville, AL 35801 A5.0 ★Texas Ratio: 8.28%	Conventional	1	0.3%	100%	$605,000	View
Central State Bank 9331 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 1.93%	Conventional	1	0.3%	100%	$205,000	View
Alabama ONE Credit Union 2549 South Blvd, Brewton, AL 36426 A5.0 ★Texas Ratio: 6.53%	Conventional	1	0.3%	100%	$245,000	View
Troy Bank and Trust 6 Atlantic St, Ariton, AL 36311 A5.0 ★Texas Ratio: 7.44%	Conventional	1	0.3%	100%	$315,000	View
Southern Energy Credit Union 925 Quintard Ave, Anniston, AL 36201 A+5.0 ★Texas Ratio: 0.41%	HELOC	0 +2 HELOCs	0%	n/a		View
Hancock Whitney Bank ★ 4 stars, 3 reviews 1712 Us Highway 98, Daphne, AL 36526 A+5.0 ★Texas Ratio: 3.41%	HELOC	0 +1 HELOCs	0%	0%		View
TVA Community Credit Union 10835 Shaw Rd # BFT 2C, Athens, AL 35611 A+5.0 ★Texas Ratio: 0.70%	HELOC	0 +1 HELOCs	0%	n/a		View
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.3%	100%	$655,000	View
America'S First Federal CU	HELOC	0 +1 HELOCs	0%	n/a
Rocket Mortgage	Conventional, FHA, VA, Jumbo	24	6.3%	78.8%	$265,416
DHI Mortgage Company, LTD.	Conventional, FHA, VA	15	3.9%	57.7%	$301,666
Movement Mortgage, LLC	Conventional, Jumbo, HELOC	13 +2 HELOCs	3.4%	86.7%	$532,692
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, FHA, Jumbo, HELOC	11 +9 HELOCs	2.9%	91.7%	$577,727	View
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo	10	2.6%	64.7%	$561,000
Cadence Bank	Conventional, VA, Jumbo, HELOC	9 +4 HELOCs	2.4%	100%	$676,111
Nationstar Mortgage	Conventional, FHA	8	2.1%	88.9%	$262,500
CrossCountry Mortgage, LLC	Conventional, Jumbo	7	1.8%	100%	$515,000
Deephaven Mortgage LLC	Conventional, Jumbo	6	1.6%	85.7%	$620,000
Synergy One Lending, Inc.	Conventional, VA, Jumbo	6	1.6%	85.7%	$446,666
Cornerstone First Mortgage, LLC	Conventional, Jumbo	5	1.3%	100%	$755,000
Newrez LLC	Conventional, Jumbo	5	1.3%	71.4%	$671,000
Kind Lending, LLC	Conventional, FHA	5	1.3%	83.3%	$429,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	5	1.3%	100%	$291,000	View
Navy Federal Credit Union A5.0 ★Texas Ratio: 8.14%	Conventional, VA	5	1.3%	83.3%	$305,000
Mortgage Research Center	VA, Jumbo	4	1%	57.1%	$587,500
Freedom Mortgage Corporation	VA	3	0.8%	100%	$515,000
Pennymac Loan Services LLC	Conventional	3	0.8%	50%	$398,333
Guild Mortgage Company	Conventional	3	0.8%	66.7%	$591,666
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	3	0.8%	100%	$401,666	View
Union Home Mortgage Corp.	Conventional, VA	3	0.8%	100%	$311,666
Bank of America NA A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0.5%	100%	$1,255,000	View
Guaranteed Rate, Inc.	Conventional	2	0.5%	100%	$365,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	2	0.5%	66.7%	$1,275,000	View
Everett Financial, Inc.	Conventional, VA	2	0.5%	100%	$715,000
AmeriHome Mortgage Company, LLC	Conventional, FHA	2	0.5%	100%	$555,000
HomeXpress Mortgage Corp.	Conventional	2	0.5%	50%	$610,000
Citadel Servicing Corporation	Conventional, Jumbo	2	0.5%	100%	$505,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional	2	0.5%	100%	$380,000	View
New American Funding, LLC.	Conventional, FHA	2	0.5%	100%	$465,000
Bank Of Yazoo A+5.0 ★Texas Ratio: 0.05%	Conventional, Jumbo	2	0.5%	100%	$1,100,000	View
Lower, LLC	Conventional, Jumbo	2	0.5%	100%	$870,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	2	0.5%	100%	$385,000	View
Vista Point Mortgage, LLC	Conventional	2	0.5%	100%	$555,000
Gulf Winds Credit Union	Conventional, Jumbo, HELOC	1 +1 HELOCs	0.3%	100%	$1,005,000
Arc Home LLC	Conventional, Jumbo	1	0.3%	100%	$905,000
Verus	Conventional, Jumbo	1	0.3%	100%	$1,445,000
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional	1	0.3%	100%	$55,000	View
First Community Mortgage, Inc. A4.6 ★Texas Ratio: 2.08%	Conventional	1	0.3%	100%	$305,000	View
American Financial Resources LLC	FHA	1	0.3%	100%	$405,000
Primelending	Conventional	1	0.3%	100%	$215,000
b1BANK A5.0 ★Texas Ratio: 9.53%	Conventional	1	0.3%	100%	$805,000	View
Liberty Capital Bank	Conventional, Jumbo	1	0.3%	100%	$1,025,000
Lakeview Loan Servicing, LLC	VA	1	0.3%	50%	$285,000
Countryplace Mortgage, Ltd.	Conventional	1	0.3%	100%	$105,000
North American Savings Bank A+5.0 ★Texas Ratio: 4.31%	Conventional, Jumbo	1	0.3%	100%	$1,255,000	View
Citizens National Bank of Meridian	Conventional	1	0.3%	100%	$605,000
Nbkc Bank	Conventional	1	0.3%	100%	$605,000
Keybank National Association A+5.0 ★Texas Ratio: 4.81%	Conventional, Jumbo	1	0.3%	100%	$1,455,000	View
loanDepot.com LLC	Conventional	1	0.3%	25%	$585,000
United Trust Bank	VA	1	0.3%	100%	$315,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional, Jumbo	1	0.3%	100%	$1,005,000	View
Capital City Home Loans, LLC A+5.0 ★Texas Ratio: 2.55%	Conventional	1	0.3%	50%	$585,000	View
Amerisave Mortgage Company	Conventional	1	0.3%	50%	$55,000
American Financial Network, Inc.	VA	1	0.3%	100%	$575,000
Eustis Mortgage Corp	Conventional	1	0.3%	100%	$435,000
Homestead Funding Corp.	Conventional	1	0.3%	100%	$275,000
Redwood Residential Acquisition Corporation	Conventional, Jumbo	1	0.3%	100%	$975,000
FirstTrust Home Loans	Conventional	1	0.3%	100%	$365,000
Discover Bank	Conventional	1	0.3%	100%	$35,000
Intercoastal Mortgage, LLC	Conventional	1	0.3%	100%	$675,000
Northwest Federal Credit Union	Conventional	1	0.3%	100%	$445,000
Shamrock Bank N.A. A+5.0 ★Texas Ratio: 2.08%	Conventional	1	0.3%	100%	$495,000	View
Citizens Equity First Credit U	Conventional	1	0.3%	100%	$665,000
Acu	Conventional	1	0.3%	100%	$235,000
Great Southern Bank A5.0 ★Texas Ratio: 7.29%	Conventional	1	0.3%	100%	$335,000	View
Tennessee Valley Federal C U	Conventional	1	0.3%	100%	$55,000
Rayne State Bank & Trust Co A+5.0 ★Texas Ratio: 2.57%	Conventional, Jumbo	1	0.3%	100%	$1,275,000	View
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	1	0.3%	50%	$585,000	View
DSLD Mortgage LLC	Conventional	1	0.3%	100%	$365,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	1	0.3%	50%	$615,000	View
Nations Lending Corporation	Conventional, Jumbo	1	0.3%	100%	$975,000
Direct Mortgage Loans, LLC	Conventional	1	0.3%	100%	$265,000
Hometown Equity Mortgage, LLC	Conventional, Jumbo	1	0.3%	100%	$1,125,000
Lendsure Mortgage Corp.	Conventional	1	0.3%	100%	$305,000
United Bank A+5.0 ★Texas Ratio: 2.15%	Conventional	1	0.3%	100%	$575,000	View
Gardner Financial Services	Conventional	1	0.3%	100%	$315,000
Synovus Bank	Conventional	1	0.3%	100%	$445,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.3%	100%	$295,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	1	0.3%	100%	$275,000	View
First South Farm Credit, ACA	Conventional	1	0.3%	100%	$555,000
Empeople Credit Union	Conventional	1	0.3%	100%	$385,000
The First National Bank of Carmi	Conventional	1	0.3%	100%	$325,000
Stockton Mortgage Corporation	Conventional	1	0.3%	100%	$525,000
Louisiana National Bank B+4.8 ★Texas Ratio: 16.90%	Conventional	1	0.3%	100%	$145,000	View
PenAir Credit Union	Conventional	1	0.3%	100%	$125,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	Conventional	1	0.3%	100%	$445,000	View
Red River Bank A+5.0 ★Texas Ratio: 0.70%	Conventional	1	0.3%	100%	$505,000	View
Mld Mortgage, Inc.Dba the Money Store	Conventional	1	0.3%	100%	$535,000
Compass Mortgage, Inc.	Conventional	1	0.3%	100%	$515,000
West Point Bank A5.0 ★Texas Ratio: 9.97%	Conventional	1	0.3%	100%	$585,000	View
The Citizens Bank A+5.0 ★Texas Ratio: 5.44%	Conventional	1	0.3%	100%	$765,000	View
Mortgage Investors Group A+5.0 ★Texas Ratio: 5.42%	Conventional	1	0.3%	100%	$385,000	View
Paramount Residential Mortgage	Conventional	1	0.3%	100%	$325,000
Vanderbilt Mortgage and Finance, Inc	Conventional	1	0.3%	100%	$385,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, Jumbo	1	0.3%	50%	$1,205,000	View
Ark-La-Tex Financial Services LLC	Conventional	1	0.3%	100%	$465,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo	1	0.3%	100%	$2,255,000	View
First State Bank A5.0 ★Texas Ratio: 10.01%	Conventional	1	0.3%	100%	$145,000	View
HomeBridge Financial Services, Inc	HELOC	0 +3 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +2 HELOCs	0%	n/a
Tower Federal Credit Union A+5.0 ★Texas Ratio: 4.27%	HELOC	0 +1 HELOCs	0%	n/a		View
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +1 HELOCs	0%	n/a		View
Gulf Coast Bank and Trust	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 6, 2026.

Orange Beach Mortgage Rate Trends

Daily average mortgage rates for Alabama compared with the national average, updated every evening.

30-Year Fixed AL Avg

7.159%

▲ 0.056 vs 7 days ago

15-Year Fixed AL Avg

6.723%

▲ 0.014 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Orange Beach, Alabama

Looking for mortgage lenders near me or mortgage brokers near me in Orange Beach? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Orange Beach in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Orange Beach, AL

Use these to narrow the list above. Each category shows how many Orange Beach, AL lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 55 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 79 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 18 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 9 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 16 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 46 lenders. Loans above the conforming limit for higher priced homes Local lenders based in AL 29 lenders headquartered in Alabama, the closest thing to a mortgage lender near you

Who Lends in Orange Beach, AL

Independent mortgage companies closed 43.7 percent of home loans in Orange Beach, Alabama in 2025, banks 50.5 percent and credit unions 5.8 percent. Rocket Mortgage was the largest mortgage company, Regions Bank the largest bank and Alabama Credit Union the largest credit union. Among lenders headquartered in Alabama, Regions Bank led with 9 loans.

43.7%

Mortgage companies

50.5%

Banks

5.8%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.

More Alabama Mortgage Lender Pages

All Alabama lenders 790 lenders Huntsville 310 lenders Mobile 230 lenders Montgomery 208 lenders Hoover 215 lenders Tuscaloosa 212 lenders Birmingham 194 lenders Auburn 201 lenders Athens 171 lenders Dothan 154 lenders Daphne 186 lenders Foley 186 lenders Phenix City 125 lenders

Frequently Asked Questions About Mortgage Lenders in Orange Beach, AL

Who is the largest mortgage lender in Orange Beach, AL?

By home loans closed in 2025, Regions Bank was the largest mortgage lender in Orange Beach, Alabama with 9 loans, about 2.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Orange Beach, AL mortgage lenders offer FHA, VA and USDA loans?

9 lenders closed FHA loans in Orange Beach, Alabama in 2025, led by Rocket Mortgage with 2. 16 lenders closed VA loans, led by DHI Mortgage Company, LTD.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Orange Beach, AL lender list?

Yes. 79 banks and 18 credit unions closed home loans in Orange Beach, Alabama in 2025, alongside 55 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Orange Beach, AL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Orange Beach, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Orange Beach, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Orange Beach. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.