Mortgage Lenders and Brokers in Mountain Brook, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Mountain Brook, Alabama mortgage lenders include Renasant BankRenasant Bank1943 E Glenn Ave, Auburn, AL 36830A+5.0 ★Texas Ratio: 4.72%, Bryant BankBryant Bank286 Us Highway 31 S, Athens, AL 35611A+5.0 ★Texas Ratio: 2.46%, Wells Fargo Bank NAWells Fargo Bank NA2843 Cahaba Rd, Mountain Brook, AL 35223A+5.0 ★Texas Ratio: 5.36%, Pinnacle BankPinnacle Bank77 Church Street, Mountain Brook, AL 35223A+5.0 ★Texas Ratio: 3.04%, Regions BankRegions Bank55 S Colonial Dr, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.37%, Trustmark BankTrustmark Bank111 E Market St, Athens, AL 35611A+5.0 ★Texas Ratio: 2.40%, Southstate Bank, National AssociationSouthstate Bank, National Association1605 E University Dr, Auburn, AL 36830A+5.0 ★Texas Ratio: 2.27%, Servisfirst BankServisfirst Bank2320 Moores Mill Rd, Auburn, AL 36830A5.0 ★Texas Ratio: 8.75%, FirstbankFirstbank615 Quintard Ave, Anniston, AL 36201A5.0 ★Texas Ratio: 7.51%, and First Horizon BankFirst Horizon Bank100 Euclid Avenue, Mountain Brook, AL 35213A+5.0 ★Texas Ratio: 5.76%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mountain Brook, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mountain Brook are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Mountain Brook, Alabama
Market share is the lender's share of all home loans closed in Mountain Brook, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Mountain Brook 1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
Conventional, VA, Jumbo, HELOC | 9 +3 HELOCs |
3.3% | 100% | $816,111 | View |
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1 office in Mountain Brook 286 Us Highway 31 S, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.46% |
Conventional, Jumbo, HELOC | 2 +3 HELOCs |
0.7% | 100% | $1,070,000 | View |
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1 office in Mountain Brook 2843 Cahaba Rd, Mountain Brook, AL 35223 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.7% | 100% | $455,000 | View |
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2 offices in Mountain Brook 77 Church Street, Mountain Brook, AL 35223 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 0.4% | 100% | $785,000 | View |
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55 S Colonial Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.37% |
Conventional, Jumbo, HELOC | 28 +32 HELOCs |
10.3% | 75% | $638,571 | View |
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111 E Market St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.40% |
Conventional, Jumbo, HELOC | 16 +5 HELOCs |
5.9% | 100% | $791,875 | View |
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★ 5 stars, 1 review 1605 E University Dr, Auburn, AL 36830 A+5.0 ★Texas Ratio: 2.27% |
Conventional, Jumbo, HELOC | 9 +5 HELOCs |
3.3% | 100% | $742,777 | View |
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2320 Moores Mill Rd, Auburn, AL 36830 A5.0 ★Texas Ratio: 8.75% |
Conventional, Jumbo, HELOC | 8 +5 HELOCs |
3% | 88.9% | $602,500 | View |
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615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA, HELOC | 8 +4 HELOCs |
3% | 100% | $473,750 | View |
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★ 5 stars, 1 review 100 Euclid Avenue, Mountain Brook, AL 35213 A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo, HELOC | 5 +7 HELOCs |
1.8% | 100% | $1,815,000 | View |
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★ 1 stars, 1 review 629 E Main St, Albertville, AL 35950 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 5 +1 HELOCs |
1.8% | 100% | $927,000 | View |
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★ 1.7 stars, 3 reviews 10745 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo, HELOC | 4 +13 HELOCs |
1.5% | 80% | $1,217,500 | View |
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2629 Cahaba Rd, Mountain Brook, AL 35223 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 1.1% | 66.7% | $721,666 | View |
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9331 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 1.93% |
Conventional | 3 | 1.1% | 100% | $235,000 | View |
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475 Green Springs Hwy, Birmingham, AL 35209 4921 A+5.0 ★Texas Ratio: 3.41% |
Conventional, HELOC | 2 +9 HELOCs |
0.7% | 100% | $640,000 | View |
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3617 Highway 280, Alexander City, AL 35010 A+5.0 ★Texas Ratio: 4.39% |
Conventional, Jumbo, HELOC | 2 +4 HELOCs |
0.7% | 100% | $1,255,000 | View |
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5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80% |
Conventional | 2 | 0.7% | 100% | $435,000 | View |
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1263 West Main Street, Dothan, AL 36301 A+5.0 ★Texas Ratio: 4.80% |
Conventional | 2 | 0.7% | 100% | $550,000 | View |
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7 Office Park Circle, Mountain Brook, AL 35223 C3.6 ★Texas Ratio: 21.51% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $655,000 | View |
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4205 Balmoral Dr Sw, Huntsville, AL 35801 A+5.0 ★Texas Ratio: 0.03% |
Conventional | 1 | 0.4% | 100% | $535,000 | View |
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305 N Broad St, Albertville, AL 35950 A+5.0 ★Texas Ratio: 1.01% |
Conventional | 1 | 0.4% | 100% | $605,000 | View |
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1030 Lee St, Alexander City, AL 35010 2655 A+5.0 ★Texas Ratio: 1.18% |
Conventional, Jumbo | 1 | 0.4% | 100% | $855,000 | View |
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1501 31st Ave N, Birmingham, AL 35207 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.4% | 100% | $585,000 | View |
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225 E Three Notch St, Andalusia, AL 36420 A+5.0 ★Texas Ratio: 1.73% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,255,000 | View |
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646 Valley Cub Dr, Alexandria, AL 36250 A+5.0 ★Texas Ratio: 1.88% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,405,000 | View |
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810 Colonial Promenade Pkwy, Alabaster, AL 35007 A5.0 ★Texas Ratio: 7.13% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
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321 S Jefferson St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.25% |
Conventional, Jumbo | 1 | 0.4% | 100% | $905,000 | View |
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2204 Whitesburg Drive Sw, Huntsville, AL 35801 A5.0 ★Texas Ratio: 8.28% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
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337 Airport Rd Ste A, Auburn, AL 36830 A+5.0 ★Texas Ratio: 1.74% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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925 Quintard Ave, Anniston, AL 36201 A+5.0 ★Texas Ratio: 0.41% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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2121 Highland Ave S, Birmingham, AL 35205 A+5.0 ★Texas Ratio: 2.97% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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50 Jimmy Gould Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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813 Shades Creek Pkwy, Birmingham, AL 35209 A+5.0 ★Texas Ratio: 3.09% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
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1069 N Main St, Arab, AL 35016 A+5.0 ★Texas Ratio: 2.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2549 South Blvd, Brewton, AL 36426 A5.0 ★Texas Ratio: 6.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Tjc Mortgage Inc
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Conventional | 1 | 0.4% | 100% | $685,000 | |
America'S First Federal CU
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HELOC | 0 +11 HELOCs |
0% | n/a | ||
Fairway Independent Mort Corp
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Conventional, FHA, Jumbo | 19 | 7% | 100% | $690,263 | |
Cadence Bank
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Conventional, Jumbo, HELOC | 16 +20 HELOCs |
5.9% | 88.9% | $746,250 | |
Rocket Mortgage
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Conventional, FHA | 13 | 4.8% | 83.3% | $395,000 | |
Synovus Bank
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Conventional, Jumbo, HELOC | 9 +22 HELOCs |
3.3% | 81.8% | $827,222 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo | 9 | 3.3% | 100% | $1,589,444 | View |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 6 | 2.2% | 100% | $1,143,333 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 6 | 2.2% | 100% | $1,046,666 | View |
Pennymac Loan Services LLC
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Conventional, Jumbo | 4 | 1.5% | 80% | $447,500 | |
Guild Mortgage Company
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Conventional, VA, Jumbo | 4 | 1.5% | 100% | $940,000 | |
Nationstar Mortgage
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Conventional | 4 | 1.5% | 100% | $192,500 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, Jumbo | 4 | 1.5% | 80% | $360,000 | View |
United Wholesale Mortgage
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Conventional, VA, Jumbo | 3 | 1.1% | 75% | $548,333 | |
PHH Mortgage Corporation
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Conventional | 3 | 1.1% | 75% | $491,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 3 | 1.1% | 100% | $228,333 | |
Newrez LLC
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Conventional, FHA | 2 | 0.7% | 100% | $550,000 | |
Nbkc Bank
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Conventional | 2 | 0.7% | 100% | $485,000 | |
Kind Lending, LLC
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Conventional, Jumbo | 2 | 0.7% | 100% | $870,000 | |
Assurance Financial Group, L.L.C.
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Conventional | 2 | 0.7% | 100% | $490,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.7% | 66.7% | $555,000 | |
The Local Lender, LLC
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Conventional, Jumbo | 2 | 0.7% | 100% | $985,000 | |
Towne Mortgage Company
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Conventional | 2 | 0.7% | 100% | $365,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 2 | 0.7% | 100% | $430,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 0.7% | 100% | $500,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 2 | 0.7% | 100% | $1,600,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 1 +3 HELOCs |
0.4% | 100% | $245,000 | |
Genisys Credit Union
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Conventional, Jumbo | 1 | 0.4% | 100% | $1,795,000 | |
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A4.6 ★Texas Ratio: 2.08% |
FHA | 1 | 0.4% | 100% | $345,000 | View |
Freedom Mortgage Corporation
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VA | 1 | 0.4% | 50% | $285,000 | |
Primelending
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Conventional | 1 | 0.4% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,005,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.4% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.4% | 100% | $525,000 | View |
Sage Home Loans Corporation
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Conventional | 1 | 0.4% | 100% | $505,000 | |
Acrisure Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $545,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $785,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.4% | 100% | $605,000 | View |
Onpath Federal Credit Union
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Conventional, Jumbo | 1 | 0.4% | 100% | $1,835,000 | |
LoanFlight Lending, LLC.
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Conventional | 1 | 0.4% | 100% | $485,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.4% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.4% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 50% | $395,000 | View |
Stockton Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $525,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.4% | 100% | $265,000 | View |
Keystone Funding, Inc
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Conventional | 1 | 0.4% | 100% | $805,000 | |
New American Funding, LLC.
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Conventional, Jumbo | 1 | 0.4% | 100% | $505,000 | |
Gmfs, LLC
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Conventional | 1 | 0.4% | 100% | $805,000 | |
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A+5.0 ★Texas Ratio: 5.42% |
Conventional | 1 | 0.4% | 100% | $335,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.4% | 100% | $505,000 | View |
Nexera Holding LLC
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Conventional | 1 | 0.4% | 100% | $665,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +8 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.89% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Altra Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Baxter Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Mountain Brook Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Mountain Brook, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Mountain Brook? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mountain Brook in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Mountain Brook, AL
Use these to narrow the list above. Each category shows how many Mountain Brook, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Mountain Brook, AL
Independent mortgage companies closed 30.6 percent of home loans in Mountain Brook, Alabama in 2025, banks 65.7 percent and credit unions 3.7 percent. Tjc Mortgage Inc was the largest mortgage company, Renasant Bank the largest bank and Avadian Credit Union the largest credit union. Among lenders headquartered in Alabama, Bryant Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Mountain Brook, AL
By home loans closed in 2025, Renasant Bank was the largest mortgage lender in Mountain Brook, Alabama with 9 loans, about 3.3 percent of the market. The largest lender headquartered in Alabama was Bryant Bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Mountain Brook, Alabama in 2025, led by Rocket Mortgage with 2. 4 lenders closed VA loans, led by Guild Mortgage Company. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 49 banks and 14 credit unions closed home loans in Mountain Brook, Alabama in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mountain Brook, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mountain Brook, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mountain Brook. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
