Mortgage Lenders and Brokers in Morrison Crossroads, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Morrison Crossroads, Alabama mortgage lenders include First Bank of AlabamaFirst Bank of Alabama1100 Quintard Ave, Anniston, AL 36201C+4.0 ★Texas Ratio: 26.59%, FirstbankFirstbank615 Quintard Ave, Anniston, AL 36201A5.0 ★Texas Ratio: 7.51%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA185 N College St, Auburn, AL 36830A+5.0 ★Texas Ratio: 3.68%, Guardian Credit UnionGuardian Credit Union1215A Dr M L K Jr Expy, Andalusia, AL 36420 3431A+5.0 ★Texas Ratio: 5.47%, Renasant BankRenasant Bank1943 E Glenn Ave, Auburn, AL 36830A+5.0 ★Texas Ratio: 4.72%, Emblem Credit UnionEmblem Credit Union1008 Portwood Dr, Albertville, AL 35951 7316A+5.0 ★Texas Ratio: 4.02%, Metro BankMetro Bank35489 Ushwy 231, Ashville, AL 35953A+5.0 ★Texas Ratio: 5.61%, United Community BankUnited Community Bank2121 Highland Ave S, Birmingham, AL 35205A+5.0 ★Texas Ratio: 2.97%, Alabama ONE Credit UnionAlabama ONE Credit Union2549 South Blvd, Brewton, AL 36426A5.0 ★Texas Ratio: 6.53%, and Ameris BankAmeris Bank204 Kirkland St, Abbeville, AL 36310A+5.0 ★Texas Ratio: 1.82%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Morrison Crossroads, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Morrison Crossroads are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Morrison Crossroads, Alabama
Market share is the lender's share of all home loans closed in Morrison Crossroads, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1100 Quintard Ave, Anniston, AL 36201 C+4.0 ★Texas Ratio: 26.59% |
Conventional | 6 | 7.9% | 100% | $75,000 | View |
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615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51% |
Conventional, HELOC | 1 +2 HELOCs |
1.3% | 50% | $115,000 | View |
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185 N College St, Auburn, AL 36830 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.3% | 100% | $85,000 | View |
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1215A Dr M L K Jr Expy, Andalusia, AL 36420 3431 A+5.0 ★Texas Ratio: 5.47% |
Conventional | 1 | 1.3% | 100% | $335,000 | View |
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1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 1.3% | 100% | $315,000 | View |
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1008 Portwood Dr, Albertville, AL 35951 7316 A+5.0 ★Texas Ratio: 4.02% |
Conventional | 1 | 1.3% | 100% | $55,000 | View |
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35489 Ushwy 231, Ashville, AL 35953 A+5.0 ★Texas Ratio: 5.61% |
Conventional | 1 | 1.3% | 100% | $35,000 | View |
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2121 Highland Ave S, Birmingham, AL 35205 A+5.0 ★Texas Ratio: 2.97% |
Conventional | 1 | 1.3% | 100% | $325,000 | View |
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2549 South Blvd, Brewton, AL 36426 A5.0 ★Texas Ratio: 6.53% |
Conventional | 1 | 1.3% | 100% | $405,000 | View |
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★ 4 stars, 1 review 204 Kirkland St, Abbeville, AL 36310 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 1.3% | 100% | $515,000 | View |
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★ 1 stars, 1 review 629 E Main St, Albertville, AL 35950 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Tjc Mortgage Inc
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Conventional | 1 | 1.3% | 100% | $345,000 | |
Rocket Mortgage
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Conventional, FHA | 9 | 11.8% | 90% | $208,333 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional, FHA, USDA | 7 | 9.2% | 100% | $285,000 | View |
United Wholesale Mortgage
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Conventional, VA | 3 | 3.9% | 100% | $468,333 | |
21St Mortgage
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Conventional | 3 | 3.9% | 100% | $148,333 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 2.6% | 100% | $355,000 | View |
loanDepot.com LLC
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Conventional, FHA | 2 | 2.6% | 66.7% | $115,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 2.6% | 100% | $150,000 | |
Planet Home Lending, LLC
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FHA, VA | 2 | 2.6% | 100% | $325,000 | |
Southwest Stage Funding LLC
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Conventional, FHA | 2 | 2.6% | 100% | $155,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 2 | 2.6% | 100% | $260,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 2.6% | 33.3% | $115,000 | |
Premier Mortgage Resources, LLC
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FHA | 1 | 1.3% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 1.01% |
Conventional | 1 | 1.3% | 100% | $485,000 | View |
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A5.0 ★Texas Ratio: 6.18% |
VA | 1 | 1.3% | 100% | $365,000 | View |
Nbkc Bank
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Conventional | 1 | 1.3% | 100% | $185,000 | |
Loansteady LLC
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FHA | 1 | 1.3% | 100% | $505,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 1.3% | 100% | $365,000 | View |
Das Acquisition Company, LLC
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Conventional | 1 | 1.3% | 100% | $355,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 1.3% | 100% | $355,000 | |
Calcon Mutual Mortgage LLC
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FHA | 1 | 1.3% | 100% | $275,000 | |
Delta Community Credit Union
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Conventional | 1 | 1.3% | 100% | $85,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 1.3% | 100% | $145,000 | View |
Land Home Financial Services,
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Conventional | 1 | 1.3% | 100% | $145,000 | |
Southeast Mortgage of Georgia, Inc.
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FHA | 1 | 1.3% | 100% | $155,000 | |
Peoples Mortgage Company
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Conventional | 1 | 1.3% | 100% | $125,000 | |
Baxter Credit Union
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Conventional | 1 | 1.3% | 100% | $55,000 | |
Nationstar Mortgage
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Conventional | 1 | 1.3% | 100% | $285,000 | |
Mortgage Research Center
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VA | 1 | 1.3% | 33.3% | $275,000 | |
Stockton Mortgage Corporation
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Conventional | 1 | 1.3% | 100% | $205,000 | |
Towne Mortgage Company
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Conventional | 1 | 1.3% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 4.01% |
Conventional | 1 | 1.3% | 100% | $555,000 | View |
Keystone Funding, Inc
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FHA | 1 | 1.3% | 100% | $155,000 | |
The Loan Store, Inc
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Conventional | 1 | 1.3% | 100% | $475,000 | |
Gmfs, LLC
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Conventional | 1 | 1.3% | 100% | $165,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 1.3% | 100% | $485,000 | |
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Morrison Crossroads Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Morrison Crossroads, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Morrison Crossroads? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Morrison Crossroads in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Morrison Crossroads, AL
Use these to narrow the list above. Each category shows how many Morrison Crossroads, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Morrison Crossroads, AL
Independent mortgage companies closed 57.9 percent of home loans in Morrison Crossroads, Alabama in 2025, banks 34.2 percent and credit unions 7.9 percent. Tjc Mortgage Inc was the largest mortgage company, First Bank of Alabama the largest bank and Guardian Credit Union the largest credit union. Among lenders headquartered in Alabama, First Bank of Alabama led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Morrison Crossroads, AL
By home loans closed in 2025, First Bank of Alabama was the largest mortgage lender in Morrison Crossroads, Alabama with 6 loans, about 7.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Morrison Crossroads, Alabama in 2025, led by Magnolia Bank with 2. 4 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 8 credit unions closed home loans in Morrison Crossroads, Alabama in 2025, alongside 26 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Morrison Crossroads, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Morrison Crossroads, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Morrison Crossroads. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
