Mortgage Lenders and Brokers in Millbrook, Alabama
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Millbrook, Alabama mortgage lenders include Regions BankRegions Bank3940 Highway 14, Millbrook, AL 36054A+5.0 ★Texas Ratio: 4.37%, Valley National BankValley National Bank3740 Highway 14 At Highway 143, Millbrook, AL 36054A+5.0 ★Texas Ratio: 5.76%, Trustmark BankTrustmark Bank111 E Market St, Athens, AL 35611A+5.0 ★Texas Ratio: 2.40%, Renasant BankRenasant Bank1943 E Glenn Ave, Auburn, AL 36830A+5.0 ★Texas Ratio: 4.72%, Max Credit UnionMax Credit Union3441 Highway 14, Millbrook, AL 36054A+5.0 ★Texas Ratio: 2.18%, Guardian Credit UnionGuardian Credit Union1215A Dr M L K Jr Expy, Andalusia, AL 36420 3431A+5.0 ★Texas Ratio: 5.47%, Southpoint BankSouthpoint Bank1096 N Brindlee Mountain Pkwy, Arab, AL 35016F2.8 ★Texas Ratio: 41.33%, First Community Bank of Central AlabamaFirst Community Bank of Central Alabama3300 Highway 14, Millbrook, AL 36054A4.6 ★Texas Ratio: 2.08%, Alabama State Employees CUAlabama State Employees CU74 Dudley Dr, Millbrook, AL 36054A+5.0 ★Texas Ratio: 1.25%, and FirstbankFirstbank615 Quintard Ave, Anniston, AL 36201A5.0 ★Texas Ratio: 7.51%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Millbrook, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Millbrook are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Millbrook, Alabama
Market share is the lender's share of all home loans closed in Millbrook, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Millbrook 3940 Highway 14, Millbrook, AL 36054 A+5.0 ★Texas Ratio: 4.37% |
Conventional, VA, HELOC | 8 +10 HELOCs |
1.8% | 61.5% | $181,250 | View |
|
1 office in Millbrook 3740 Highway 14 At Highway 143, Millbrook, AL 36054 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $55,000 | View |
|
111 E Market St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.40% |
Conventional, FHA, VA, HELOC | 39 +10 HELOCs |
8.8% | 97.5% | $255,256 | View |
|
1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, VA | 12 | 2.7% | 92.3% | $240,000 | View |
|
3441 Highway 14, Millbrook, AL 36054 A+5.0 ★Texas Ratio: 2.18% |
Conventional, HELOC | 9 +38 HELOCs |
2% | 81.8% | $202,777 | View |
|
1215A Dr M L K Jr Expy, Andalusia, AL 36420 3431 A+5.0 ★Texas Ratio: 5.47% |
Conventional, HELOC | 8 +5 HELOCs |
1.8% | 50% | $268,750 | View |
|
1096 N Brindlee Mountain Pkwy, Arab, AL 35016 F2.8 ★Texas Ratio: 41.33% |
Conventional, FHA, VA | 6 | 1.4% | 100% | $193,333 | View |
|
3300 Highway 14, Millbrook, AL 36054 A4.6 ★Texas Ratio: 2.08% |
Conventional | 6 | 1.4% | 100% | $205,000 | View |
|
74 Dudley Dr, Millbrook, AL 36054 A+5.0 ★Texas Ratio: 1.25% |
Conventional, HELOC | 5 +1 HELOCs |
1.1% | 100% | $115,000 | View |
|
615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA, VA | 4 | 0.9% | 66.7% | $135,000 | View |
|
★ 1.7 stars, 3 reviews 10745 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +7 HELOCs |
0.5% | 100% | $155,000 | View |
|
312 1st Street North, Clanton, AL 35045 C3.8 ★Texas Ratio: 23.16% |
Conventional | 2 | 0.5% | 100% | $110,000 | View |
|
500 Colonial Promenade Pkwy, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.5% | 100% | $195,000 | View |
|
3111 Alabama Hwy 14, Millbrook, AL 36054 A+5.0 ★Texas Ratio: 4.39% |
Conventional, HELOC | 1 +6 HELOCs |
0.2% | 100% | $225,000 | View |
|
185 N College St, Auburn, AL 36830 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
|
2320 Moores Mill Rd, Auburn, AL 36830 A5.0 ★Texas Ratio: 8.75% |
VA | 1 | 0.2% | 100% | $265,000 | View |
|
2694 Hilton Garden Drive, Auburn, AL 36830 A+5.0 ★Texas Ratio: 5.61% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
|
3390 Highway 14, Millbrook, AL 36054 A5.0 ★Texas Ratio: 6.53% |
Conventional | 1 | 0.2% | 50% | $125,000 | View |
|
6 Atlantic St, Ariton, AL 36311 A5.0 ★Texas Ratio: 7.44% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
|
★ 1 stars, 1 review 629 E Main St, Albertville, AL 35950 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Hamilton Mortgage Corporation
|
FHA | 1 | 0.2% | 100% | $245,000 | |
Consumer First Mortgage, Inc.
|
FHA | 1 | 0.2% | 100% | $135,000 | |
Guild Mortgage Company
|
Conventional, FHA, VA | 48 | 10.9% | 94.5% | $235,833 | |
Rocket Mortgage
|
Conventional, FHA, VA | 41 | 9.3% | 87.5% | $182,073 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 29 +1 HELOCs |
6.6% | 81.1% | $319,827 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, HELOC | 25 +1 HELOCs |
5.7% | 100% | $246,600 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 19 | 4.3% | 100% | $233,947 | |
Mortgage Research Center
|
VA | 18 | 4.1% | 75% | $301,666 | |
Movement Mortgage, LLC
|
Conventional, FHA, VA, HELOC | 12 +1 HELOCs |
2.7% | 100% | $234,166 | |
Newrez LLC
|
Conventional, FHA, VA | 9 | 2% | 81.8% | $249,444 | |
loanDepot.com LLC
|
Conventional, FHA, VA, HELOC | 8 +2 HELOCs |
1.8% | 100% | $165,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 8 +2 HELOCs |
1.8% | 80% | $172,500 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 7 | 1.6% | 81.8% | $276,428 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 7 | 1.6% | 80% | $160,714 | |
PHH Mortgage Corporation
|
Conventional | 6 | 1.4% | 100% | $236,666 | |
Towne Mortgage Company
|
Conventional, FHA | 6 | 1.4% | 100% | $285,000 | |
AdvantageFirst Lending Inc
|
FHA, VA | 5 | 1.1% | 100% | $253,000 | |
Nationstar Mortgage
|
Conventional, FHA | 5 | 1.1% | 100% | $133,000 | |
Amerisave Mortgage Company
|
Conventional, FHA | 4 | 0.9% | 44.4% | $140,000 | |
Union Home Mortgage Corp.
|
Conventional, FHA, VA | 4 | 0.9% | 100% | $295,000 | |
Mortgage Solutions of Colorado
|
VA | 4 | 0.9% | 100% | $265,000 | |
Equity Prime Mortgage LLC
|
FHA, VA | 3 | 0.7% | 100% | $295,000 | |
Cmg Mortgage Inc
|
Conventional, FHA | 3 | 0.7% | 100% | $241,666 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 3 | 0.7% | 60% | $258,333 | View |
21St Mortgage
|
Conventional | 3 | 0.7% | 60% | $128,333 | |
|
A4.6 ★Texas Ratio: 2.08% |
FHA | 2 | 0.5% | 100% | $250,000 | View |
Royal United Mortgage LLC
|
Conventional, FHA | 2 | 0.5% | 100% | $100,000 | |
All Credit Considered Mortgage, Inc.
|
Conventional | 2 | 0.5% | 100% | $175,000 | |
Nbkc Bank
|
VA | 2 | 0.5% | 100% | $305,000 | |
AmeriHome Mortgage Company, LLC
|
FHA, VA | 2 | 0.5% | 66.7% | $280,000 | |
Assurance Financial Group, L.L.C.
|
VA | 2 | 0.5% | 100% | $285,000 | |
Southeast Mortgage of Georgia, Inc.
|
Conventional, FHA | 2 | 0.5% | 100% | $160,000 | |
|
A+5.0 ★Texas Ratio: 4.81% |
VA | 2 | 0.5% | 100% | $335,000 | View |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 0.5% | 100% | $360,000 | View |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 2 | 0.5% | 15.4% | $90,000 | |
Carrington Mortgage Services LLC
|
Conventional, FHA | 2 | 0.5% | 18.2% | $105,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 25% | $35,000 | |
EMM Loans LLC
|
FHA | 1 | 0.2% | 100% | $205,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.2% | 100% | $285,000 | View |
|
A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
Primelending
|
Conventional | 1 | 0.2% | 100% | $295,000 | |
Goodleap, LLC
|
FHA | 1 | 0.2% | 100% | $125,000 | |
Everett Financial, Inc.
|
VA | 1 | 0.2% | 100% | $305,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 0.2% | 10% | $75,000 | |
Kind Lending, LLC
|
FHA | 1 | 0.2% | 100% | $245,000 | |
|
A+5.0 ★Texas Ratio: 3.21% |
VA | 1 | 0.2% | 100% | $315,000 | View |
Valon Mortgage
|
Conventional | 1 | 0.2% | 100% | $255,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
FHA | 1 | 0.2% | 100% | $325,000 | View |
|
A+5.0 ★Texas Ratio: 0.96% |
Conventional | 1 | 0.2% | 100% | $45,000 | |
New Wave Lending Group Inc
|
Conventional | 1 | 0.2% | 100% | $265,000 | |
Builders Choice Mortgage LLC
|
VA | 1 | 0.2% | 100% | $335,000 | |
Click n' Close, Inc.
|
FHA | 1 | 0.2% | 100% | $405,000 | |
SIRVA Mortgage, Inc.
|
FHA | 1 | 0.2% | 100% | $215,000 | |
Cardinal Financial Company, Li
|
FHA | 1 | 0.2% | 100% | $275,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.2% | 25% | $425,000 | |
Credence Funding Corporation
|
VA | 1 | 0.2% | 100% | $405,000 | |
Planet Home Lending, LLC
|
VA | 1 | 0.2% | 100% | $395,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.2% | 100% | $195,000 | View |
|
A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
Milend, Inc
|
FHA | 1 | 0.2% | 100% | $145,000 | |
Acopia, LLC
|
FHA | 1 | 0.2% | 100% | $225,000 | |
Zillow Home Loans, LLC
|
VA | 1 | 0.2% | 100% | $415,000 | |
Mutual of Omaha Mortgage
|
FHA | 1 | 0.2% | 100% | $235,000 | |
New American Funding, LLC.
|
Conventional | 1 | 0.2% | 100% | $165,000 | |
Gmfs, LLC
|
FHA | 1 | 0.2% | 100% | $195,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $95,000 | View |
Figure Lending LLC
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lafayette Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Synovus Bank
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Millbrook Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Millbrook, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Millbrook? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Millbrook in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Millbrook, AL
Use these to narrow the list above. Each category shows how many Millbrook, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Millbrook, AL
Independent mortgage companies closed 68.9 percent of home loans in Millbrook, Alabama in 2025, banks 23.8 percent and credit unions 7.3 percent. Hamilton Mortgage Corporation was the largest mortgage company, Regions Bank the largest bank and Max Credit Union the largest credit union. Among lenders headquartered in Alabama, Regions Bank led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Millbrook, AL
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Millbrook, Alabama with 8 loans, about 1.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
40 lenders closed FHA loans in Millbrook, Alabama in 2025, led by Guild Mortgage Company with 24. 36 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 7 credit unions closed home loans in Millbrook, Alabama in 2025, alongside 55 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Millbrook, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Millbrook, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Millbrook. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
