Mortgage Lenders and Brokers in McCalla, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
McCalla, Alabama mortgage lenders include Regions BankRegions Bank55 S Colonial Dr, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.37%, Southstate Bank, National AssociationSouthstate Bank, National Association1605 E University Dr, Auburn, AL 36830A+5.0 ★Texas Ratio: 2.27%, FirstbankFirstbank615 Quintard Ave, Anniston, AL 36201A5.0 ★Texas Ratio: 7.51%, Trustmark BankTrustmark Bank111 E Market St, Athens, AL 35611A+5.0 ★Texas Ratio: 2.40%, Southpoint BankSouthpoint Bank1096 N Brindlee Mountain Pkwy, Arab, AL 35016F2.8 ★Texas Ratio: 41.33%, First Federal BankFirst Federal Bank5301 Highway 69 S, Tuscaloosa, AL 35405A+5.0 ★Texas Ratio: 2.80%, United Community BankUnited Community Bank2121 Highland Ave S, Birmingham, AL 35205A+5.0 ★Texas Ratio: 2.97%, Renasant BankRenasant Bank1943 E Glenn Ave, Auburn, AL 36830A+5.0 ★Texas Ratio: 4.72%, eCO Credit UnioneCO Credit Union791 4th Pl SW, Alabaster, AL 35007 8878A+5.0 ★Texas Ratio: 3.69%, and Avadian Credit UnionAvadian Credit Union475 Green Springs Hwy, Birmingham, AL 35209 4921A+5.0 ★Texas Ratio: 3.41%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in McCalla, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in McCalla are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in McCalla, Alabama
Market share is the lender's share of all home loans closed in McCalla, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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55 S Colonial Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 24 +9 HELOCs |
5.2% | 64.3% | $174,583 | View |
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★ 5 stars, 1 review 1605 E University Dr, Auburn, AL 36830 A+5.0 ★Texas Ratio: 2.27% |
Conventional, VA | 19 | 4.1% | 82.6% | $169,210 | View |
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615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA, VA, Jumbo | 12 | 2.6% | 63.2% | $304,166 | View |
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111 E Market St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.40% |
Conventional, FHA, HELOC | 6 +1 HELOCs |
1.3% | 100% | $228,333 | View |
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1096 N Brindlee Mountain Pkwy, Arab, AL 35016 F2.8 ★Texas Ratio: 41.33% |
Conventional, FHA | 6 | 1.3% | 100% | $250,000 | View |
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5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80% |
Conventional, FHA | 5 | 1.1% | 100% | $343,000 | View |
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2121 Highland Ave S, Birmingham, AL 35205 A+5.0 ★Texas Ratio: 2.97% |
Conventional, FHA, HELOC | 4 +1 HELOCs |
0.9% | 100% | $237,500 | View |
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1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, USDA | 4 | 0.9% | 100% | $277,500 | View |
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791 4th Pl SW, Alabaster, AL 35007 8878 A+5.0 ★Texas Ratio: 3.69% |
Conventional, HELOC | 3 +1 HELOCs |
0.7% | 100% | $175,000 | View |
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475 Green Springs Hwy, Birmingham, AL 35209 4921 A+5.0 ★Texas Ratio: 3.41% |
Conventional, HELOC | 2 +9 HELOCs |
0.4% | 100% | $275,000 | View |
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4 3rd Ave Nw, Aliceville, AL 35442 A5.0 ★Texas Ratio: 7.03% |
Conventional | 2 | 0.4% | 100% | $215,000 | View |
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9331 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 1.93% |
Conventional | 2 | 0.4% | 100% | $260,000 | View |
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★ 5 stars, 1 review 2340 Woodcrest Pl, Birmingham, AL 35209 A+5.0 ★Texas Ratio: 5.76% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $225,000 | View |
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286 Us Highway 31 S, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.46% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
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30966 Highway 278, Addison, AL 35540 A+5.0 ★Texas Ratio: 4.65% |
Conventional | 1 | 0.2% | 25% | $95,000 | View |
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312 1st Street North, Clanton, AL 35045 C3.8 ★Texas Ratio: 23.16% |
Conventional, Jumbo | 1 | 0.2% | 100% | $935,000 | View |
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810 Colonial Promenade Pkwy, Alabaster, AL 35007 A5.0 ★Texas Ratio: 7.13% |
Conventional | 1 | 0.2% | 100% | $195,000 | View |
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500 Colonial Promenade Pkwy, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 100% | $235,000 | View |
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351 24th St N, Birmingham, AL 35203 3836 A+5.0 ★Texas Ratio: 5.72% |
Conventional | 1 | 0.2% | 100% | $415,000 | View |
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2549 South Blvd, Brewton, AL 36426 A5.0 ★Texas Ratio: 6.53% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
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110 W Williams St, Abbeville, AL 36310 A5.0 ★Texas Ratio: 6.29% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
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★ 1.7 stars, 3 reviews 10745 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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925 Quintard Ave, Anniston, AL 36201 A+5.0 ★Texas Ratio: 0.41% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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813 Shades Creek Pkwy, Birmingham, AL 35209 A+5.0 ★Texas Ratio: 3.09% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1216 Wilmer Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 6.56% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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50 Jimmy Gould Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
America'S First Federal CU
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Conventional, HELOC | 3 +33 HELOCs |
0.7% | 100% | $251,666 | |
Consumer First Mortgage, Inc.
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Conventional, FHA | 3 | 0.7% | 100% | $235,000 | |
Hamilton Mortgage Corporation
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Conventional, FHA | 2 | 0.4% | 100% | $85,000 | |
Tjc Mortgage Inc
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Conventional | 2 | 0.4% | 100% | $65,000 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA, USDA | 61 | 13.3% | 77.5% | $296,967 | |
Rocket Mortgage
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Conventional, FHA, VA | 32 | 7% | 73.3% | $165,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 20 | 4.3% | 73.3% | $321,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 13 | 2.8% | 86.7% | $270,384 | |
Freedom Mortgage Corporation
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FHA, VA | 12 | 2.6% | 83.3% | $296,666 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 11 | 2.4% | 100% | $225,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA | 11 | 2.4% | 92.3% | $215,909 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 10 | 2.2% | 68.8% | $201,000 | |
Nationstar Mortgage
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Conventional, VA | 10 | 2.2% | 90.9% | $142,000 | |
Mortgage Research Center
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VA | 9 | 2% | 81.8% | $321,666 | |
Synovus Bank
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Conventional, FHA, HELOC | 7 +6 HELOCs |
1.5% | 77.8% | $193,571 | |
Cadence Bank
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Conventional, FHA, HELOC | 7 +1 HELOCs |
1.5% | 87.5% | $335,000 | |
Stockton Mortgage Corporation
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Conventional, FHA, USDA | 7 | 1.5% | 87.5% | $255,000 | |
Canopy Mortgage, LLC
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Conventional, FHA, VA | 6 | 1.3% | 100% | $276,666 | |
Movement Mortgage, LLC
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Conventional, FHA, VA | 6 | 1.3% | 100% | $323,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 5 +2 HELOCs |
1.1% | 62.5% | $211,000 | |
loanDepot.com LLC
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Conventional, FHA | 5 | 1.1% | 83.3% | $203,000 | |
Guild Mortgage Company
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Conventional, FHA | 5 | 1.1% | 100% | $201,000 | |
Planet Home Lending, LLC
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Conventional, FHA, VA | 5 | 1.1% | 100% | $307,000 | |
BoxCar Mortgage, LLC
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Conventional, FHA, VA | 5 | 1.1% | 100% | $229,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 4 | 0.9% | 100% | $250,000 | |
AmeriHome Mortgage Company, LLC
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FHA, VA | 4 | 0.9% | 100% | $260,000 | |
Assurance Financial Group, L.L.C.
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Conventional, FHA | 4 | 0.9% | 100% | $335,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 4 | 0.9% | 80% | $187,500 | |
The Loan Store, Inc
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Conventional, FHA, VA, USDA | 4 | 0.9% | 100% | $282,500 | |
21St Mortgage
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Conventional | 4 | 0.9% | 44.4% | $160,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 3 +1 HELOCs |
0.7% | 100% | $281,666 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional, FHA | 3 | 0.7% | 100% | $265,000 | View |
Newrez LLC
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FHA, VA | 3 | 0.7% | 50% | $241,666 | |
Acrisure Mortgage, LLC
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Conventional, FHA | 3 | 0.7% | 100% | $248,333 | |
Amerisave Mortgage Company
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Conventional, VA | 3 | 0.7% | 25% | $115,000 | |
Click n' Close, Inc.
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Conventional, FHA | 3 | 0.7% | 100% | $201,666 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 3 | 0.7% | 100% | $471,666 | View |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 3 | 0.7% | 100% | $231,666 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $215,000 | |
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A4.6 ★Texas Ratio: 2.08% |
FHA | 2 | 0.4% | 100% | $295,000 | View |
Equity Prime Mortgage LLC
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FHA, VA | 2 | 0.4% | 100% | $325,000 | |
Kind Lending, LLC
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FHA, USDA | 2 | 0.4% | 100% | $295,000 | |
ClearPath Lending
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VA | 2 | 0.4% | 100% | $310,000 | |
First Colony Mortgage Corporat
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Conventional | 2 | 0.4% | 100% | $215,000 | |
Premier Lending Inc.
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Conventional, FHA | 2 | 0.4% | 100% | $170,000 | |
Iserve Residential Lending
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Conventional, FHA | 2 | 0.4% | 100% | $270,000 | |
New American Funding, LLC.
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Conventional | 2 | 0.4% | 40% | $220,000 | |
Hunt Mortgage Corporation
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Conventional, FHA | 2 | 0.4% | 100% | $300,000 | |
Gmfs, LLC
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Conventional | 2 | 0.4% | 100% | $195,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional, FHA | 2 | 0.4% | 18.8% | $235,000 | |
Carrington Mortgage Services LLC
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Conventional, VA | 2 | 0.4% | 25% | $180,000 | |
Pentagon Federal Credit Union
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FHA, HELOC | 1 +1 HELOCs |
0.2% | 100% | $275,000 | |
American Financial Resources LLC
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FHA | 1 | 0.2% | 100% | $285,000 | |
Primelending
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FHA | 1 | 0.2% | 100% | $365,000 | |
MortgageOne, Inc
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FHA | 1 | 0.2% | 100% | $325,000 | |
Norwich Commercial Group Inc
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VA | 1 | 0.2% | 100% | $365,000 | |
United Trust Bank
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VA | 1 | 0.2% | 100% | $405,000 | |
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A5.0 ★Texas Ratio: 8.01% |
FHA | 1 | 0.2% | 100% | $335,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.2% | 100% | $375,000 | View |
Cmg Mortgage Inc
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FHA | 1 | 0.2% | 100% | $465,000 | |
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A5.0 ★Texas Ratio: 8.47% |
FHA | 1 | 0.2% | 100% | $435,000 | View |
Success Mortgage Partners, Inc
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USDA | 1 | 0.2% | 100% | $175,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 20% | $75,000 | |
Eastman Credit Union
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Conventional | 1 | 0.2% | 100% | $385,000 | |
First Heritage Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Nfm, Inc
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FHA | 1 | 0.2% | 100% | $325,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $185,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 40% | $375,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 33.3% | $275,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $245,000 | |
The Local Lender, LLC
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Conventional | 1 | 0.2% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 1.41% |
Conventional | 1 | 0.2% | 100% | $175,000 | View |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
Milend, Inc
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FHA | 1 | 0.2% | 33.3% | $175,000 | |
Towne Mortgage Company
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VA | 1 | 0.2% | 100% | $285,000 | |
Better Mortgage Corporation
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FHA | 1 | 0.2% | 50% | $335,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.2% | 50% | $105,000 | View |
Lower, LLC
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VA | 1 | 0.2% | 100% | $355,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.2% | 100% | $245,000 | View |
Keesler Federal Credit Union
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VA | 1 | 0.2% | 100% | $175,000 | |
Leaderone Financial Corp.
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FHA | 1 | 0.2% | 33.3% | $275,000 | |
Village Capital & Investment
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FHA | 1 | 0.2% | 75% | $335,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
McCalla Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in McCalla, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in McCalla? The list below shows the banks, credit unions and mortgage brokers that closed home loans in McCalla in 2025, with lenders based there listed first.
Types of Mortgage Lenders in McCalla, AL
Use these to narrow the list above. Each category shows how many McCalla, AL lenders fit and what that kind of lender is usually best for.
Who Lends in McCalla, AL
Independent mortgage companies closed 69.1 percent of home loans in McCalla, Alabama in 2025, banks 26.7 percent and credit unions 4.1 percent. Consumer First Mortgage, Inc. was the largest mortgage company, Regions Bank the largest bank and eCO Credit Union the largest credit union. Among lenders headquartered in Alabama, Regions Bank led with 24 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in McCalla, AL
By home loans closed in 2025, Regions Bank was the largest mortgage lender in McCalla, Alabama with 24 loans, about 5.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in McCalla, Alabama, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 77.5 percent, against a 75.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
57 lenders closed FHA loans in McCalla, Alabama in 2025, led by DHI Mortgage Company, LTD. with 38. 32 lenders closed VA loans, led by United Wholesale Mortgage, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 37 banks and 13 credit unions closed home loans in McCalla, Alabama in 2025, alongside 64 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in McCalla, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in McCalla, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up McCalla. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
