Mortgage Lenders and Brokers in Lanett, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lanett, Alabama mortgage lenders include Ameris BankAmeris Bank204 Kirkland St, Abbeville, AL 36310A+5.0 ★Texas Ratio: 1.82%, Southstate Bank, National AssociationSouthstate Bank, National Association1605 E University Dr, Auburn, AL 36830A+5.0 ★Texas Ratio: 2.27%, PNC Bank N.A.PNC Bank N.A.10745 Highway 119, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.24%, Servisfirst BankServisfirst Bank2320 Moores Mill Rd, Auburn, AL 36830A5.0 ★Texas Ratio: 8.75%, Regions BankRegions Bank55 S Colonial Dr, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.37%, Liberty Mortgage CorporationLiberty Mortgage Corporation305 N Broad St, Albertville, AL 35950, Valley National BankValley National Bank50 Jimmy Gould Dr, Alabaster, AL 35007A+5.0 ★Texas Ratio: 5.76%, Alabama ONE Credit UnionAlabama ONE Credit Union2549 South Blvd, Brewton, AL 36426A5.0 ★Texas Ratio: 6.53%, AuburnBankAuburnBank819 E Glenn Ave Ste 110, Auburn, AL 36830A+5.0 ★Texas Ratio: 0.07%, and River Bank & TrustRiver Bank & Trust3617 Highway 280, Alexander City, AL 35010A+5.0 ★Texas Ratio: 4.39%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lanett, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lanett are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lanett, Alabama
Market share is the lender's share of all home loans closed in Lanett, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 4 stars, 1 review 204 Kirkland St, Abbeville, AL 36310 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA | 3 | 4.3% | 100% | $178,333 | View |
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★ 5 stars, 1 review 1605 E University Dr, Auburn, AL 36830 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 1 +6 HELOCs |
1.4% | 100% | $65,000 | View |
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★ 1.7 stars, 3 reviews 10745 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
1.4% | 100% | $255,000 | View |
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2320 Moores Mill Rd, Auburn, AL 36830 A5.0 ★Texas Ratio: 8.75% |
Conventional | 1 | 1.4% | 100% | $185,000 | View |
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55 S Colonial Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 1.4% | 100% | $25,000 | View |
Liberty Mortgage Corporation
305 N Broad St, Albertville, AL 35950 |
Conventional | 1 | 1.4% | 100% | $285,000 | |
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50 Jimmy Gould Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 1.4% | 100% | $215,000 | View |
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2549 South Blvd, Brewton, AL 36426 A5.0 ★Texas Ratio: 6.53% |
Conventional | 1 | 1.4% | 50% | $35,000 | View |
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819 E Glenn Ave Ste 110, Auburn, AL 36830 A+5.0 ★Texas Ratio: 0.07% |
Conventional | 1 | 1.4% | 33.3% | $55,000 | View |
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3617 Highway 280, Alexander City, AL 35010 A+5.0 ★Texas Ratio: 4.39% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Equity Prime Mortgage LLC
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Conventional, FHA, USDA | 9 | 13% | 100% | $186,111 | |
United Wholesale Mortgage
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Conventional, FHA | 4 | 5.8% | 100% | $357,500 | |
Rocket Mortgage
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Conventional, FHA | 4 | 5.8% | 50% | $235,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 5.8% | 80% | $77,500 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 4.3% | 100% | $188,333 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 3 | 4.3% | 100% | $215,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 2 | 2.9% | 100% | $180,000 | |
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A+5.0 ★Texas Ratio: 2.55% |
Conventional | 2 | 2.9% | 100% | $180,000 | View |
Amerisave Mortgage Company
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Conventional | 2 | 2.9% | 50% | $45,000 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 2.9% | 100% | $140,000 | |
Cmg Mortgage Inc
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Conventional, FHA | 2 | 2.9% | 100% | $190,000 | |
Southeast Mortgage of Georgia, Inc.
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Conventional, FHA | 2 | 2.9% | 100% | $65,000 | |
Keystone Funding, Inc
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FHA | 2 | 2.9% | 100% | $255,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
FHA, USDA | 2 | 2.9% | 100% | $235,000 | View |
EMM Loans LLC
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Conventional | 1 | 1.4% | 100% | $445,000 | |
American Financial Resources LLC
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FHA | 1 | 1.4% | 100% | $85,000 | |
Primelending
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VA | 1 | 1.4% | 50% | $175,000 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 1.4% | 50% | $215,000 | View |
Movement Mortgage, LLC
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FHA | 1 | 1.4% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 0.79% |
Conventional | 1 | 1.4% | 100% | $105,000 | View |
Mortgage Research Center
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VA | 1 | 1.4% | 50% | $515,000 | |
Stockton Mortgage Corporation
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VA | 1 | 1.4% | 100% | $165,000 | |
Towne Mortgage Company
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USDA | 1 | 1.4% | 100% | $195,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 1.4% | 100% | $105,000 | |
New American Funding, LLC.
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FHA | 1 | 1.4% | 100% | $295,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 1.4% | 100% | $105,000 | |
Paramount Residential Mortgage
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FHA | 1 | 1.4% | 100% | $175,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 1.4% | 9.1% | $185,000 | |
Village Capital & Investment
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FHA | 1 | 1.4% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Lanett Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lanett, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Lanett? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lanett in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lanett, AL
Use these to narrow the list above. Each category shows how many Lanett, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Lanett, AL
Independent mortgage companies closed 75.4 percent of home loans in Lanett, Alabama in 2025, banks 23.2 percent and credit unions 1.4 percent. Liberty Mortgage Corporation was the largest mortgage company, Ameris Bank the largest bank and Alabama ONE Credit Union the largest credit union. Among lenders headquartered in Alabama, Servisfirst Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lanett, AL
By home loans closed in 2025, Ameris Bank was the largest mortgage lender in Lanett, Alabama with 3 loans, about 4.3 percent of the market. The largest lender headquartered in Alabama was Servisfirst Bank with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Lanett, Alabama in 2025, led by United Wholesale Mortgage with 2. 5 lenders closed VA loans, led by Freedom Mortgage Corporation, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 2 credit unions closed home loans in Lanett, Alabama in 2025, alongside 25 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lanett, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lanett, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lanett. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
