Mortgage Lenders and Brokers in Killen, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Killen, Alabama mortgage lenders include First Southern BankFirst Southern Bank1455 Highway 72, Killen, AL 35645F1.0 ★Texas Ratio: 85.21%, Bank IndependentBank Independent1081 Highway 72, Killen, AL 35645A+5.0 ★Texas Ratio: 1.45%, Trustmark BankTrustmark Bank111 E Market St, Athens, AL 35611A+5.0 ★Texas Ratio: 2.40%, Listerhill Credit UnionListerhill Credit Union300 Highway 43, Killen, AL 35645 9105A+5.0 ★Texas Ratio: 3.96%, TVA Community Credit UnionTVA Community Credit Union150 Brush Creek Rd, Killen, AL 35645 9117A+5.0 ★Texas Ratio: 0.70%, First Federal BankFirst Federal Bank5301 Highway 69 S, Tuscaloosa, AL 35405A+5.0 ★Texas Ratio: 2.80%, Regions BankRegions Bank55 S Colonial Dr, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.37%, Renasant BankRenasant Bank1943 E Glenn Ave, Auburn, AL 36830A+5.0 ★Texas Ratio: 4.72%, First Metro BankFirst Metro Bank309 W Washington St, Athens, AL 35611A+5.0 ★Texas Ratio: 1.01%, and United Community BankUnited Community Bank2121 Highland Ave S, Birmingham, AL 35205A+5.0 ★Texas Ratio: 2.97%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Killen, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Killen are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Killen, Alabama
Market share is the lender's share of all home loans closed in Killen, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Killen 1455 Highway 72, Killen, AL 35645 F1.0 ★Texas Ratio: 85.21% |
Conventional | 3 | 1% | 100% | $488,333 | View |
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1081 Highway 72, Killen, AL 35645 A+5.0 ★Texas Ratio: 1.45% |
Conventional, FHA, VA, USDA, HELOC | 33 +20 HELOCs |
11% | 97.1% | $272,272 | View |
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111 E Market St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.40% |
Conventional, FHA, VA, USDA, HELOC | 24 +4 HELOCs |
8% | 96% | $233,750 | View |
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300 Highway 43, Killen, AL 35645 9105 A+5.0 ★Texas Ratio: 3.96% |
Conventional, HELOC | 17 +12 HELOCs |
5.7% | 100% | $202,647 | View |
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150 Brush Creek Rd, Killen, AL 35645 9117 A+5.0 ★Texas Ratio: 0.70% |
Conventional, HELOC | 9 +2 HELOCs |
3% | 81.8% | $193,888 | View |
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5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80% |
Conventional, FHA, VA | 9 | 3% | 100% | $297,222 | View |
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55 S Colonial Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 6 +14 HELOCs |
2% | 50% | $115,000 | View |
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1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
Conventional, HELOC | 4 +1 HELOCs |
1.3% | 80% | $222,500 | View |
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309 W Washington St, Athens, AL 35611 A+5.0 ★Texas Ratio: 1.01% |
Conventional | 4 | 1.3% | 100% | $115,000 | View |
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2121 Highland Ave S, Birmingham, AL 35205 A+5.0 ★Texas Ratio: 2.97% |
Conventional, FHA, HELOC | 2 +7 HELOCs |
0.7% | 66.7% | $155,000 | View |
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5690 US Highway 72, Killen, AL 35645 C3.6 ★Texas Ratio: 21.51% |
Conventional, HELOC | 2 +5 HELOCs |
0.7% | 66.7% | $375,000 | View |
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★ 1 stars, 1 review 629 E Main St, Albertville, AL 35950 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 2 +2 HELOCs |
0.7% | 100% | $230,000 | View |
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1069 N Main St, Arab, AL 35016 A+5.0 ★Texas Ratio: 2.10% |
Conventional, HELOC | 2 +1 HELOCs |
0.7% | 100% | $220,000 | View |
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1131 Wills Ave, Florence, AL 35630 A+5.0 ★Texas Ratio: 3.80% |
Conventional | 2 | 0.7% | 66.7% | $335,000 | View |
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500 Colonial Promenade Pkwy, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.7% | 100% | $275,000 | View |
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185 N College St, Auburn, AL 36830 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
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14226 Highway 231 431 N, Hazel Green, AL 35750 F2.7 ★Texas Ratio: 42.60% |
FHA | 1 | 0.3% | 100% | $305,000 | View |
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351 24th St N, Birmingham, AL 35203 3836 A+5.0 ★Texas Ratio: 5.72% |
Conventional | 1 | 0.3% | 100% | $405,000 | View |
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★ 5 stars, 1 review 1605 E University Dr, Auburn, AL 36830 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.3% | 100% | $365,000 | View |
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321 S Jefferson St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.25% |
Conventional | 1 | 0.3% | 33.3% | $25,000 | View |
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3617 Highway 280, Alexander City, AL 35010 A+5.0 ★Texas Ratio: 4.39% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1216 Wilmer Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 6.56% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 10745 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Cis Financial Services, Inc.
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Conventional | 1 | 0.3% | 100% | $95,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 22 | 7.4% | 84.6% | $184,090 | |
Towne Mortgage Company
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Conventional, FHA, VA, USDA | 16 | 5.4% | 89.5% | $251,250 | |
Mortgage Research Center
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Conventional, VA | 11 | 3.7% | 78.6% | $275,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 9 | 3% | 81.8% | $168,333 | |
Assurance Financial Group, L.L.C.
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Conventional, FHA, USDA | 9 | 3% | 90% | $218,333 | |
Planet Home Lending, LLC
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Conventional, FHA | 6 | 2% | 85.7% | $258,333 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 5 | 1.7% | 85.7% | $303,000 | |
Newrez LLC
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Conventional, FHA, VA | 5 | 1.7% | 83.3% | $235,000 | |
Nationstar Mortgage
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Conventional, FHA | 5 | 1.7% | 83.3% | $151,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 4 | 1.3% | 100% | $257,500 | |
loanDepot.com LLC
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Conventional, FHA | 4 | 1.3% | 80% | $250,000 | |
Movement Mortgage, LLC
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FHA | 4 | 1.3% | 80% | $297,500 | |
Wolfe Financial Inc
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FHA | 4 | 1.3% | 100% | $232,500 | |
Fairway Independent Mort Corp
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Conventional, FHA | 4 | 1.3% | 100% | $430,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 4 | 1.3% | 80% | $325,000 | |
Spring Eq, LLC
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Conventional | 4 | 1.3% | 40% | $65,000 | |
Stockton Mortgage Corporation
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FHA, VA | 3 | 1% | 75% | $371,666 | |
Village Capital & Investment
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VA | 3 | 1% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 0.81% |
Conventional | 2 | 0.7% | 100% | $430,000 | View |
Canopy Mortgage, LLC
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Conventional | 2 | 0.7% | 100% | $150,000 | |
CrossCountry Mortgage, LLC
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FHA | 2 | 0.7% | 100% | $340,000 | |
PHH Mortgage Corporation
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Conventional | 2 | 0.7% | 100% | $190,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.7% | 40% | $150,000 | |
Guild Mortgage Company
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Conventional | 2 | 0.7% | 100% | $240,000 | |
Cmg Mortgage Inc
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Conventional, FHA | 2 | 0.7% | 100% | $335,000 | |
Discover Bank
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Conventional | 2 | 0.7% | 50% | $45,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA, Jumbo | 2 | 0.7% | 66.7% | $650,000 | View |
New American Funding, LLC.
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FHA, VA | 2 | 0.7% | 100% | $305,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 0.7% | 100% | $340,000 | View |
Plaza Home Mortgage, Inc
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Conventional, FHA | 2 | 0.7% | 50% | $120,000 | |
The Mortgage Link, Inc.
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Conventional | 2 | 0.7% | 100% | $225,000 | |
Southwest Funding LP
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Conventional, USDA | 2 | 0.7% | 50% | $285,000 | |
Cadence Bank
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Conventional, Jumbo | 1 | 0.3% | 100% | $875,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
American Portfolio Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $155,000 | |
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A4.6 ★Texas Ratio: 2.08% |
Conventional | 1 | 0.3% | 33.3% | $355,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional, Jumbo | 1 | 0.3% | 100% | $1,455,000 | |
Msu Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $115,000 | |
Residential Wholesale Mortgage
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FHA | 1 | 0.3% | 100% | $295,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $45,000 | |
Primelending
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Everett Financial, Inc.
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FHA | 1 | 0.3% | 100% | $175,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.3% | 50% | $75,000 | |
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D3.3 ★Texas Ratio: 35.11% |
VA | 1 | 0.3% | 100% | $325,000 | View |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.3% | 100% | $265,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.3% | 100% | $245,000 | |
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A5.0 ★Texas Ratio: 13.21% |
FHA | 1 | 0.3% | 100% | $225,000 | View |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.3% | 100% | $255,000 | View |
Milend, Inc
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VA | 1 | 0.3% | 100% | $315,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $215,000 | |
Legacy Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 5.42% |
Conventional | 1 | 0.3% | 100% | $385,000 | View |
21St Mortgage
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Conventional | 1 | 0.3% | 33.3% | $105,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.3% | 50% | $135,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Killen Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Killen, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Killen? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Killen in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Killen, AL
Use these to narrow the list above. Each category shows how many Killen, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Killen, AL
Independent mortgage companies closed 51.2 percent of home loans in Killen, Alabama in 2025, banks 37.5 percent and credit unions 11.4 percent. Cis Financial Services, Inc. was the largest mortgage company, First Southern Bank the largest bank and Listerhill Credit Union the largest credit union. Among lenders headquartered in Alabama, First Southern Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Killen, AL
By home loans closed in 2025, First Southern Bank was the largest mortgage lender in Killen, Alabama with 3 loans, about 1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
28 lenders closed FHA loans in Killen, Alabama in 2025, led by Rocket Mortgage with 8. 20 lenders closed VA loans, led by Mortgage Research Center, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 7 credit unions closed home loans in Killen, Alabama in 2025, alongside 44 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Killen, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Killen, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Killen. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
