Mortgage Lenders and Brokers in Ider, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ider, Alabama mortgage lenders include First Jackson Bank, IncFirst Jackson Bank, Inc50550 Al Highway 277, Bridgeport, AL 35740A+5.0 ★Texas Ratio: 1.03%, Regions BankRegions Bank55 S Colonial Dr, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.37%, Redstone Federal Credit UnionRedstone Federal Credit Union1069 N Main St, Arab, AL 35016A+5.0 ★Texas Ratio: 2.10%, PNC Bank N.A.PNC Bank N.A.10745 Highway 119, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.24%, BankFirst Financial ServicesBankFirst Financial Services30966 Highway 278, Addison, AL 35540A+5.0 ★Texas Ratio: 3.47%, Renasant BankRenasant Bank1943 E Glenn Ave, Auburn, AL 36830A+5.0 ★Texas Ratio: 4.72%, Peoples Independent BankPeoples Independent Bank121 Billy B Dyar Boulevard, Boaz, AL 35957A+5.0 ★Texas Ratio: 1.40%, WinSouth Credit UnionWinSouth Credit Union3512 US Highway 431, ALBERTVILLE, AL 35950 0204A+5.0 ★Texas Ratio: 3.81%, FirstbankFirstbank615 Quintard Ave, Anniston, AL 36201A5.0 ★Texas Ratio: 7.51%, and Family Savings Credit UnionFamily Savings Credit Union7200 US Highway 431 Ste 350, Albertville, AL 35950 1250A5.0 ★Texas Ratio: 8.94%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ider, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ider are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ider, Alabama
Market share is the lender's share of all home loans closed in Ider, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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50550 Al Highway 277, Bridgeport, AL 35740 A+5.0 ★Texas Ratio: 1.03% |
Conventional | 3 | 3.7% | 100% | $128,333 | View |
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55 S Colonial Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 2 +1 HELOCs |
2.5% | 33.3% | $145,000 | View |
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1069 N Main St, Arab, AL 35016 A+5.0 ★Texas Ratio: 2.10% |
Conventional, HELOC | 1 +4 HELOCs |
1.2% | 33.3% | $165,000 | View |
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★ 1.7 stars, 3 reviews 10745 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
1.2% | 50% | $135,000 | View |
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30966 Highway 278, Addison, AL 35540 A+5.0 ★Texas Ratio: 3.47% |
FHA | 1 | 1.2% | 100% | $165,000 | View |
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1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 1.2% | 100% | $255,000 | View |
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121 Billy B Dyar Boulevard, Boaz, AL 35957 A+5.0 ★Texas Ratio: 1.40% |
Conventional | 1 | 1.2% | 100% | $35,000 | View |
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3512 US Highway 431, ALBERTVILLE, AL 35950 0204 A+5.0 ★Texas Ratio: 3.81% |
Conventional | 1 | 1.2% | 50% | $35,000 | View |
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615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 1.2% | 14.3% | $125,000 | View |
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7200 US Highway 431 Ste 350, Albertville, AL 35950 1250 A5.0 ★Texas Ratio: 8.94% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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A-4.3 ★Texas Ratio: 0.87% |
Conventional | 15 | 18.5% | 100% | $84,333 | View |
Rocket Mortgage
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Conventional, FHA, VA | 9 | 11.1% | 69.2% | $179,444 | |
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A-4.4 ★Texas Ratio: 2.48% |
Conventional | 9 | 11.1% | 100% | $97,222 | View |
Highlands Residential Mortgage, Ltd.
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FHA | 4 | 4.9% | 100% | $177,500 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 4 | 4.9% | 100% | $227,500 | |
Mortgage Research Center
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VA | 3 | 3.7% | 42.9% | $341,666 | |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional | 2 | 2.5% | 100% | $155,000 | View |
Nationstar Mortgage
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Conventional | 2 | 2.5% | 40% | $130,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 2.5% | 66.7% | $90,000 | |
Tennessee Valley Federal C U
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Conventional, HELOC | 1 +1 HELOCs |
1.2% | 100% | $105,000 | |
Cadence Bank
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Conventional | 1 | 1.2% | 50% | $345,000 | |
United Wholesale Mortgage
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Conventional | 1 | 1.2% | 100% | $265,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
FHA | 1 | 1.2% | 100% | $215,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 1.2% | 100% | $55,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 1.2% | 100% | $115,000 | |
loanDepot.com LLC
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Conventional | 1 | 1.2% | 14.3% | $105,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 1.2% | 50% | $255,000 | |
Reliant Home Funding, Inc
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Conventional | 1 | 1.2% | 100% | $655,000 | |
New Day Financial, LLC.
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VA | 1 | 1.2% | 100% | $545,000 | |
Planet Home Lending, LLC
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VA | 1 | 1.2% | 100% | $525,000 | |
Victorian Finance, LLC
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FHA | 1 | 1.2% | 100% | $225,000 | |
Stockton Mortgage Corporation
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VA | 1 | 1.2% | 100% | $255,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 1.2% | 100% | $315,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 1.2% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 5.42% |
Conventional | 1 | 1.2% | 100% | $255,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 1.2% | 14.3% | $75,000 | |
Spring Eq, LLC
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Conventional | 1 | 1.2% | 50% | $45,000 | |
Village Capital & Investment
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FHA | 1 | 1.2% | 100% | $305,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
First Savings Bank
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HELOC | 0 +1 HELOCs |
0% | n/a |
Ider Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ider, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Ider? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ider in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ider, AL
Use these to narrow the list above. Each category shows how many Ider, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Ider, AL
Independent mortgage companies closed 51.9 percent of home loans in Ider, Alabama in 2025, banks 44.4 percent and credit unions 3.7 percent. Rocket Mortgage was the largest mortgage company, First Jackson Bank, Inc the largest bank and Redstone Federal Credit Union the largest credit union. Among lenders headquartered in Alabama, First Jackson Bank, Inc led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ider, AL
By home loans closed in 2025, First Jackson Bank, Inc was the largest mortgage lender in Ider, Alabama with 3 loans, about 3.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Ider, Alabama in 2025, led by Highlands Residential Mortgage, Ltd. with 4. 7 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 4 credit unions closed home loans in Ider, Alabama in 2025, alongside 23 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ider, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ider, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ider. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
