Mortgage Lenders and Brokers in Homewood, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Homewood, Alabama mortgage lenders include Regions BankRegions Bank1 Independence Plz, Homewood, AL 35209A+5.0 ★Texas Ratio: 4.37%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA333 Green Springs Hwy, Homewood, AL 35209A+5.0 ★Texas Ratio: 3.68%, Truist BankTruist Bank1900 29th Ave S, Homewood, AL 35209A+5.0 ★Texas Ratio: 2.87%, Bryant BankBryant Bank286 Us Highway 31 S, Athens, AL 35611A+5.0 ★Texas Ratio: 2.46%, Trustmark BankTrustmark Bank111 E Market St, Athens, AL 35611A+5.0 ★Texas Ratio: 2.40%, Renasant BankRenasant Bank2728 19th Pl S, Homewood, AL 35209A+5.0 ★Texas Ratio: 4.72%, River Bank & TrustRiver Bank & Trust3617 Highway 280, Alexander City, AL 35010A+5.0 ★Texas Ratio: 4.39%, FirstbankFirstbank615 Quintard Ave, Anniston, AL 36201A5.0 ★Texas Ratio: 7.51%, Liberty Mortgage CorporationLiberty Mortgage Corporation305 N Broad St, Albertville, AL 35950, and Southstate Bank, National AssociationSouthstate Bank, National Association1605 E University Dr, Auburn, AL 36830A+5.0 ★Texas Ratio: 2.27%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Homewood, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Homewood are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Homewood, Alabama
Market share is the lender's share of all home loans closed in Homewood, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Homewood 1 Independence Plz, Homewood, AL 35209 A+5.0 ★Texas Ratio: 4.37% |
Conventional, Jumbo, HELOC | 27 +25 HELOCs |
9.1% | 83.8% | $602,407 | View |
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1 office in Homewood 333 Green Springs Hwy, Homewood, AL 35209 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 3 +2 HELOCs |
1% | 100% | $528,333 | View |
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★ 1 stars, 1 review 1 office in Homewood 1900 29th Ave S, Homewood, AL 35209 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +5 HELOCs |
0.3% | 100% | $525,000 | View |
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1 office in Homewood 286 Us Highway 31 S, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.46% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $765,000 | View |
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111 E Market St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.40% |
Conventional, FHA, Jumbo, HELOC | 17 +3 HELOCs |
5.7% | 94.4% | $407,352 | View |
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2728 19th Pl S, Homewood, AL 35209 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, Jumbo, HELOC | 14 +4 HELOCs |
4.7% | 87.5% | $533,571 | View |
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3617 Highway 280, Alexander City, AL 35010 A+5.0 ★Texas Ratio: 4.39% |
Conventional, Jumbo, HELOC | 5 +4 HELOCs |
1.7% | 100% | $1,003,000 | View |
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615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51% |
Conventional, Jumbo, HELOC | 5 +3 HELOCs |
1.7% | 100% | $875,000 | View |
Liberty Mortgage Corporation
305 N Broad St, Albertville, AL 35950 |
Conventional | 5 | 1.7% | 100% | $385,000 | |
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★ 5 stars, 1 review 1605 E University Dr, Auburn, AL 36830 A+5.0 ★Texas Ratio: 2.27% |
Conventional, Jumbo, HELOC | 4 +3 HELOCs |
1.3% | 100% | $545,000 | View |
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475 Green Springs Hwy, Birmingham, AL 35209 4921 A+5.0 ★Texas Ratio: 3.41% |
Conventional, HELOC | 3 +15 HELOCs |
1% | 100% | $391,666 | View |
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★ 5 stars, 1 review 2340 Woodcrest Pl, Birmingham, AL 35209 A+5.0 ★Texas Ratio: 5.76% |
Conventional, Jumbo, HELOC | 3 +6 HELOCs |
1% | 100% | $731,666 | View |
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5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80% |
Conventional | 3 | 1% | 100% | $361,666 | View |
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★ 1.7 stars, 3 reviews 198 Green Springs Hwy, Homewood, AL 35209 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +19 HELOCs |
0.7% | 100% | $475,000 | View |
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2320 Moores Mill Rd, Auburn, AL 36830 A5.0 ★Texas Ratio: 8.75% |
Conventional, Jumbo, HELOC | 2 +7 HELOCs |
0.7% | 100% | $1,065,000 | View |
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1720 28th Avenue South, Homewood, AL 35209 F2.8 ★Texas Ratio: 41.33% |
Conventional | 2 | 0.7% | 100% | $280,000 | View |
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810 Colonial Promenade Pkwy, Alabaster, AL 35007 A5.0 ★Texas Ratio: 7.13% |
Conventional | 2 | 0.7% | 100% | $375,000 | View |
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1725 28th Ave S, Homewood, AL 35209 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.7% | 100% | $265,000 | View |
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2121 Highland Ave S, Birmingham, AL 35205 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 1 +4 HELOCs |
0.3% | 50% | $205,000 | View |
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813 Shades Creek Pkwy, Birmingham, AL 35209 A+5.0 ★Texas Ratio: 3.09% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.3% | 100% | $1,145,000 | View |
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30966 Highway 278, Addison, AL 35540 A+5.0 ★Texas Ratio: 3.47% |
Conventional | 1 | 0.3% | 100% | $705,000 | View |
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112 N Jefferson St, Athens, AL 35611 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
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180 MAIN ST, CHEROKEE, AL 35616 A5.0 ★Texas Ratio: 8.00% |
Conventional | 1 | 0.3% | 100% | $405,000 | View |
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337 Airport Rd Ste A, Auburn, AL 36830 A+5.0 ★Texas Ratio: 1.74% |
Conventional | 1 | 0.3% | 100% | $805,000 | View |
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1901 E Glenn Ave, Auburn, AL 36830 C3.6 ★Texas Ratio: 21.51% |
Conventional | 1 | 0.3% | 100% | $425,000 | View |
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2204 Whitesburg Drive Sw, Huntsville, AL 35801 A5.0 ★Texas Ratio: 8.28% |
Conventional | 1 | 0.3% | 100% | $465,000 | View |
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9331 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 1.93% |
Conventional | 1 | 0.3% | 100% | $385,000 | View |
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2549 South Blvd, Brewton, AL 36426 A5.0 ★Texas Ratio: 6.53% |
Conventional | 1 | 0.3% | 100% | $95,000 | View |
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925 Quintard Ave, Anniston, AL 36201 A+5.0 ★Texas Ratio: 0.41% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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1216 Wilmer Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 6.56% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
Tjc Mortgage Inc
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Conventional | 2 | 0.7% | 66.7% | $280,000 | |
America'S First Federal CU
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HELOC | 0 +19 HELOCs |
0% | n/a | ||
Cadence Bank
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Conventional, VA, Jumbo, HELOC | 23 +12 HELOCs |
7.7% | 100% | $727,608 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, Jumbo | 18 | 6% | 94.7% | $614,444 | |
Rocket Mortgage
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Conventional, FHA | 17 | 5.7% | 81% | $233,823 | |
United Wholesale Mortgage
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Conventional, FHA, Jumbo | 10 | 3.4% | 91.7% | $452,000 | |
The Loan Store, Inc
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Conventional, FHA | 10 | 3.4% | 100% | $469,000 | |
Guild Mortgage Company
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Conventional, FHA | 8 | 2.7% | 100% | $442,500 | |
Union Home Mortgage Corp.
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Conventional | 7 | 2.3% | 80% | $390,714 | |
Prosperity Home Mortgage, LLC
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Conventional, Jumbo | 6 | 2% | 85.7% | $456,666 | |
Nationstar Mortgage
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Conventional | 5 | 1.7% | 83.3% | $99,000 | |
Synovus Bank
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Conventional, Jumbo, HELOC | 4 +6 HELOCs |
1.3% | 100% | $662,500 | |
Assurance Financial Group, L.L.C.
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Conventional, HELOC | 4 +2 HELOCs |
1.3% | 100% | $485,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 4 | 1.3% | 80% | $425,000 | |
Filo Mortgage, LLC
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Conventional, Jumbo | 4 | 1.3% | 100% | $672,500 | |
Gmfs, LLC
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Conventional | 4 | 1.3% | 100% | $362,500 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 3 | 1% | 100% | $801,666 | View |
Newrez LLC
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Conventional | 3 | 1% | 100% | $301,666 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo | 3 | 1% | 100% | $785,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 3 | 1% | 100% | $528,333 | View |
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A4.6 ★Texas Ratio: 2.08% |
Conventional | 2 | 0.7% | 100% | $205,000 | View |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 2 | 0.7% | 100% | $345,000 | View |
Nbkc Bank
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Conventional | 2 | 0.7% | 100% | $325,000 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 2 | 0.7% | 100% | $710,000 | |
PHH Mortgage Corporation
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Conventional | 2 | 0.7% | 100% | $150,000 | |
Pennymac Loan Services LLC
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Conventional | 2 | 0.7% | 100% | $400,000 | |
AdvantageFirst Lending Inc
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Conventional | 2 | 0.7% | 100% | $555,000 | |
First Colony Mortgage Corporat
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Conventional, FHA | 2 | 0.7% | 100% | $405,000 | |
Hunt Mortgage Corporation
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Conventional | 2 | 0.7% | 100% | $605,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.7% | 66.7% | $285,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $425,000 | View |
Arc Home LLC
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Conventional | 1 | 0.3% | 100% | $125,000 | |
Genisys Credit Union
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Conventional | 1 | 0.3% | 100% | $635,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo | 1 | 0.3% | 60% | $465,000 | View |
Goodleap, LLC
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Conventional | 1 | 0.3% | 100% | $385,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.3% | 50% | $45,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.3% | 100% | $545,000 | |
Acrisure Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $435,000 | |
Pacific Lending LLC
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VA | 1 | 0.3% | 100% | $545,000 | |
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A+5.0 ★Texas Ratio: 3.08% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
Amerisave Mortgage Company
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Conventional | 1 | 0.3% | 50% | $145,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.3% | 100% | $555,000 | View |
Discover Bank
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Conventional | 1 | 0.3% | 100% | $75,000 | |
Highlands Residential Mortgage, Ltd.
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FHA | 1 | 0.3% | 100% | $535,000 | |
The Local Lender, LLC
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Conventional | 1 | 0.3% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.3% | 100% | $665,000 | View |
The Mortgage Firm
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Conventional | 1 | 0.3% | 100% | $395,000 | |
Acopia, LLC
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FHA | 1 | 0.3% | 100% | $445,000 | |
Stockton Mortgage Corporation
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VA | 1 | 0.3% | 100% | $385,000 | |
Pentagon Federal Credit Union
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VA | 1 | 0.3% | 50% | $735,000 | |
Iserve Residential Lending
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FHA | 1 | 0.3% | 100% | $505,000 | |
Citadel Servicing Corporation
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Conventional, Jumbo | 1 | 0.3% | 100% | $815,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.3% | 100% | $655,000 | View |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.3% | 100% | $775,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.3% | 100% | $725,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.3% | 100% | $145,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.3% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 0.3% | 100% | $705,000 | View |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Guaranteed Rate, Inc.
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Connexus Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Homewood Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Homewood, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Homewood? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Homewood in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Homewood, AL
Use these to narrow the list above. Each category shows how many Homewood, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Homewood, AL
Independent mortgage companies closed 45.6 percent of home loans in Homewood, Alabama in 2025, banks 51 percent and credit unions 3.4 percent. Liberty Mortgage Corporation was the largest mortgage company, Regions Bank the largest bank and Avadian Credit Union the largest credit union. Among lenders headquartered in Alabama, Regions Bank led with 27 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Homewood, AL
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Homewood, Alabama with 27 loans, about 9.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Homewood, Alabama in 2025, led by Trustmark Bank with 2. 5 lenders closed VA loans, led by Fairway Independent Mort Corp. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 42 banks and 12 credit unions closed home loans in Homewood, Alabama in 2025, alongside 43 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Homewood, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Homewood, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Homewood. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
