Mortgage Lenders and Brokers in Holtville, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Holtville, Alabama mortgage lenders include Trustmark BankTrustmark Bank111 E Market St, Athens, AL 35611A+5.0 ★Texas Ratio: 2.40%, Guardian Credit UnionGuardian Credit Union1215A Dr M L K Jr Expy, Andalusia, AL 36420 3431A+5.0 ★Texas Ratio: 5.47%, First Community Bank of Central AlabamaFirst Community Bank of Central Alabama1875 Kowaliga Rd, Eclectic, AL 36024A4.6 ★Texas Ratio: 2.08%, Renasant BankRenasant Bank1943 E Glenn Ave, Auburn, AL 36830A+5.0 ★Texas Ratio: 4.72%, River Bank & TrustRiver Bank & Trust3617 Highway 280, Alexander City, AL 35010A+5.0 ★Texas Ratio: 4.39%, Alabama State Employees CUAlabama State Employees CU1400 Woodfin Ln Ste D, Clanton, AL 35045 8746A+5.0 ★Texas Ratio: 1.25%, Regions BankRegions Bank55 S Colonial Dr, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.37%, Marion Community BankMarion Community Bank312 1st Street North, Clanton, AL 35045C3.8 ★Texas Ratio: 23.16%, CB&S BankCB&S Bank1901 E Glenn Ave, Auburn, AL 36830C3.6 ★Texas Ratio: 21.51%, and FirstbankFirstbank615 Quintard Ave, Anniston, AL 36201A5.0 ★Texas Ratio: 7.51%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Holtville, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Holtville are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Holtville, Alabama
Market share is the lender's share of all home loans closed in Holtville, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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111 E Market St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.40% |
Conventional, VA, HELOC | 7 +4 HELOCs |
4% | 87.5% | $303,571 | View |
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1215A Dr M L K Jr Expy, Andalusia, AL 36420 3431 A+5.0 ★Texas Ratio: 5.47% |
Conventional, HELOC | 5 +2 HELOCs |
2.9% | 62.5% | $257,000 | View |
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1875 Kowaliga Rd, Eclectic, AL 36024 A4.6 ★Texas Ratio: 2.08% |
Conventional | 5 | 2.9% | 71.4% | $261,000 | View |
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1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, USDA | 4 | 2.3% | 100% | $295,000 | View |
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3617 Highway 280, Alexander City, AL 35010 A+5.0 ★Texas Ratio: 4.39% |
Conventional | 4 | 2.3% | 100% | $375,000 | View |
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1400 Woodfin Ln Ste D, Clanton, AL 35045 8746 A+5.0 ★Texas Ratio: 1.25% |
Conventional | 4 | 2.3% | 100% | $85,000 | View |
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55 S Colonial Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 3 +4 HELOCs |
1.7% | 75% | $81,666 | View |
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312 1st Street North, Clanton, AL 35045 C3.8 ★Texas Ratio: 23.16% |
Conventional | 2 | 1.2% | 100% | $335,000 | View |
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1901 E Glenn Ave, Auburn, AL 36830 C3.6 ★Texas Ratio: 21.51% |
Conventional | 2 | 1.2% | 100% | $360,000 | View |
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615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51% |
Conventional | 2 | 1.2% | 60% | $110,000 | View |
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336 N Gay St, Auburn, AL 36830 3992 A+5.0 ★Texas Ratio: 2.18% |
Conventional, HELOC | 1 +6 HELOCs |
0.6% | 100% | $185,000 | View |
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500 Colonial Promenade Pkwy, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.6% | 100% | $205,000 | View |
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2204 Whitesburg Drive Sw, Huntsville, AL 35801 A5.0 ★Texas Ratio: 8.28% |
FHA | 1 | 0.6% | 100% | $435,000 | View |
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★ 1.7 stars, 3 reviews 10745 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 2340 Woodcrest Pl, Birmingham, AL 35209 A+5.0 ★Texas Ratio: 5.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2549 South Blvd, Brewton, AL 36426 A5.0 ★Texas Ratio: 6.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
CSL Financial, LLC
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Conventional | 3 | 1.7% | 100% | $121,666 | |
Hamilton Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $155,000 | |
Guild Mortgage Company
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Conventional, FHA, VA | 19 | 11% | 100% | $265,526 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 13 +2 HELOCs |
7.5% | 92.9% | $291,923 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 13 | 7.5% | 100% | $286,538 | |
Rocket Mortgage
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Conventional, FHA, VA | 7 | 4% | 100% | $247,857 | |
Mortgage Research Center
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VA | 7 | 4% | 100% | $335,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, USDA | 7 | 4% | 77.8% | $343,571 | |
21St Mortgage
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Conventional | 7 | 4% | 63.6% | $127,857 | |
Pennymac Loan Services LLC
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Conventional, VA, Jumbo | 4 | 2.3% | 80% | $490,000 | |
Towne Mortgage Company
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Conventional, FHA, VA | 4 | 2.3% | 100% | $322,500 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 1.7% | 100% | $321,666 | |
Movement Mortgage, LLC
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FHA, VA | 3 | 1.7% | 100% | $431,666 | |
Kind Lending, LLC
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Conventional | 2 | 1.2% | 100% | $340,000 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 1.2% | 40% | $330,000 | |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional | 2 | 1.2% | 83.3% | $175,000 | View |
Land Home Financial Services,
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Conventional | 2 | 1.2% | 100% | $135,000 | |
Peoples Mortgage Company
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Conventional | 2 | 1.2% | 100% | $100,000 | |
Southwest Stage Funding LLC
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Conventional | 2 | 1.2% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 5.42% |
Conventional | 2 | 1.2% | 100% | $375,000 | View |
Plaza Home Mortgage, Inc
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Conventional, FHA | 2 | 1.2% | 100% | $65,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
VA | 1 | 0.6% | 100% | $335,000 | View |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.6% | 100% | $95,000 | View |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.6% | 100% | $215,000 | |
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A4.6 ★Texas Ratio: 2.08% |
FHA | 1 | 0.6% | 100% | $175,000 | View |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.6% | 100% | $205,000 | |
Newrez LLC
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Conventional | 1 | 0.6% | 50% | $245,000 | |
Equity Prime Mortgage LLC
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USDA | 1 | 0.6% | 100% | $275,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.6% | 100% | $455,000 | View |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.6% | 100% | $165,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.6% | 100% | $275,000 | View |
Assurance Financial Group, L.L.C.
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Conventional | 1 | 0.6% | 100% | $515,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.6% | 100% | $365,000 | |
New Day Financial, LLC.
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VA | 1 | 0.6% | 100% | $265,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.6% | 100% | $305,000 | View |
Synovus Bank
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Conventional | 1 | 0.6% | 100% | $715,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.6% | 100% | $385,000 | View |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $295,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.6% | 100% | $335,000 | |
New American Funding, LLC.
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VA | 1 | 0.6% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
VA | 1 | 0.6% | 100% | $595,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.6% | 40% | $85,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.6% | 100% | $245,000 | |
Goprime Mortgage, Inc.
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VA | 1 | 0.6% | 100% | $305,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Holtville Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Holtville, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Holtville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Holtville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Holtville, AL
Use these to narrow the list above. Each category shows how many Holtville, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Holtville, AL
Independent mortgage companies closed 70.5 percent of home loans in Holtville, Alabama in 2025, banks 22.5 percent and credit unions 6.9 percent. CSL Financial, LLC was the largest mortgage company, Trustmark Bank the largest bank and Guardian Credit Union the largest credit union. Among lenders headquartered in Alabama, Guardian Credit Union led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Holtville, AL
By home loans closed in 2025, Trustmark Bank was the largest mortgage lender in Holtville, Alabama with 7 loans, about 4 percent of the market. The largest lender headquartered in Alabama was Guardian Credit Union with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Holtville, Alabama in 2025, led by CrossCountry Mortgage, LLC with 8. 18 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 6 credit unions closed home loans in Holtville, Alabama in 2025, alongside 37 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Holtville, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Holtville, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Holtville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
