Mortgage Lenders and Brokers in Hartselle, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Hartselle, Alabama mortgage lenders include Regions BankRegions Bank610 Main St W, Hartselle, AL 35640A+5.0 ★Texas Ratio: 4.37%, Peoples Bank of AlabamaPeoples Bank of Alabama501 Highway 31 Sw, Hartselle, AL 35640A+5.0 ★Texas Ratio: 3.77%, PNC Bank N.A.PNC Bank N.A.589 Highway 31 Nw, Hartselle, AL 35640A+5.0 ★Texas Ratio: 4.24%, Redstone Federal Credit UnionRedstone Federal Credit Union1415 Main St E, Hartselle, AL 35640A+5.0 ★Texas Ratio: 2.10%, Bank IndependentBank Independent902 Highway 31 Nw, Hartselle, AL 35640A+5.0 ★Texas Ratio: 1.45%, Southpoint BankSouthpoint Bank1096 N Brindlee Mountain Pkwy, Arab, AL 35016F2.8 ★Texas Ratio: 41.33%, Traditions BankTraditions Bank19 Helicon Rd, Arley, AL 35541A5.0 ★Texas Ratio: 10.74%, Renasant BankRenasant Bank1943 E Glenn Ave, Auburn, AL 36830A+5.0 ★Texas Ratio: 4.72%, First Federal BankFirst Federal Bank5301 Highway 69 S, Tuscaloosa, AL 35405A+5.0 ★Texas Ratio: 2.80%, and Family Security Credit UnionFamily Security Credit Union1305 Highway 31 SW, Hartselle, AL 35640A+5.0 ★Texas Ratio: 1.16%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hartselle, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hartselle are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Hartselle, Alabama
Market share is the lender's share of all home loans closed in Hartselle, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Hartselle 610 Main St W, Hartselle, AL 35640 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 25 +14 HELOCs |
5% | 83.3% | $155,400 | View |
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1 office in Hartselle 501 Highway 31 Sw, Hartselle, AL 35640 A+5.0 ★Texas Ratio: 3.77% |
Conventional | 6 | 1.2% | 100% | $190,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Hartselle 589 Highway 31 Nw, Hartselle, AL 35640 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 5 +11 HELOCs |
1% | 83.3% | $195,000 | View |
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1415 Main St E, Hartselle, AL 35640 A+5.0 ★Texas Ratio: 2.10% |
Conventional, VA, HELOC | 30 +48 HELOCs |
6% | 96.8% | $184,666 | View |
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902 Highway 31 Nw, Hartselle, AL 35640 A+5.0 ★Texas Ratio: 1.45% |
Conventional, FHA, HELOC | 9 +7 HELOCs |
1.8% | 90% | $186,111 | View |
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1096 N Brindlee Mountain Pkwy, Arab, AL 35016 F2.8 ★Texas Ratio: 41.33% |
Conventional, FHA | 8 | 1.6% | 88.9% | $207,500 | View |
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19 Helicon Rd, Arley, AL 35541 A5.0 ★Texas Ratio: 10.74% |
Conventional, Jumbo | 8 | 1.6% | 100% | $268,750 | View |
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1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
Conventional, VA | 6 | 1.2% | 100% | $316,666 | View |
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5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80% |
Conventional, FHA, VA | 6 | 1.2% | 100% | $200,000 | View |
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1305 Highway 31 SW, Hartselle, AL 35640 A+5.0 ★Texas Ratio: 1.16% |
Conventional | 5 | 1% | 83.3% | $159,000 | View |
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185 N College St, Auburn, AL 36830 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 0.8% | 100% | $205,000 | View |
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500 Colonial Promenade Pkwy, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA | 4 | 0.8% | 100% | $190,000 | View |
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★ 5 stars, 1 review 2340 Woodcrest Pl, Birmingham, AL 35209 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 3 | 0.6% | 100% | $218,333 | View |
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111 E Market St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.40% |
Conventional, FHA | 3 | 0.6% | 100% | $211,666 | View |
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3617 Highway 280, Alexander City, AL 35010 A+5.0 ★Texas Ratio: 4.39% |
Conventional, HELOC | 2 +6 HELOCs |
0.4% | 100% | $250,000 | View |
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1901 E Glenn Ave, Auburn, AL 36830 C3.6 ★Texas Ratio: 21.51% |
Conventional, HELOC | 2 +3 HELOCs |
0.4% | 100% | $245,000 | View |
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14226 Highway 231 431 N, Hazel Green, AL 35750 F2.7 ★Texas Ratio: 42.60% |
Conventional | 2 | 0.4% | 100% | $215,000 | View |
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22223 US 72, Athens, AL 35613 A+5.0 ★Texas Ratio: 3.96% |
Conventional | 2 | 0.4% | 100% | $160,000 | View |
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309 W Washington St, Athens, AL 35611 A+5.0 ★Texas Ratio: 1.01% |
Conventional | 2 | 0.4% | 100% | $170,000 | View |
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615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51% |
Conventional | 2 | 0.4% | 40% | $145,000 | View |
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1001 N Brindlee Mountain Pkwy, Arab, AL 35016 A5.0 ★Texas Ratio: 6.16% |
Conventional | 2 | 0.4% | 66.7% | $85,000 | View |
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2121 Highland Ave S, Birmingham, AL 35205 A+5.0 ★Texas Ratio: 2.97% |
FHA, HELOC | 1 +2 HELOCs |
0.2% | 100% | $245,000 | View |
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2320 Moores Mill Rd, Auburn, AL 36830 A5.0 ★Texas Ratio: 8.75% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
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925 Quintard Ave, Anniston, AL 36201 A+5.0 ★Texas Ratio: 0.41% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
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★ 5 stars, 1 review 1605 E University Dr, Auburn, AL 36830 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.2% | 100% | $385,000 | View |
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3810 Governors Drive Nw, Huntsville, AL 35805 A+5.0 ★Texas Ratio: 0.43% |
Conventional | 1 | 0.2% | 100% | $75,000 | View |
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475 Green Springs Hwy, Birmingham, AL 35209 4921 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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112 N Jefferson St, Athens, AL 35611 A+5.0 ★Texas Ratio: 3.04% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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10835 Shaw Rd # BFT 2C, Athens, AL 35611 A+5.0 ★Texas Ratio: 0.70% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 629 E Main St, Albertville, AL 35950 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Consumer First Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $135,000 | |
America'S First Federal CU
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA | 52 | 10.4% | 85.2% | $176,346 | |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 37 +3 HELOCs |
7.4% | 94.9% | $213,378 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 34 | 6.8% | 92.3% | $295,000 | |
Mortgage Research Center
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Conventional, FHA, VA | 15 | 3% | 88.2% | $269,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 14 | 2.8% | 86.4% | $254,285 | |
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C-3.6 ★Texas Ratio: 31.27% |
Conventional, FHA, VA | 12 | 2.4% | 100% | $270,000 | View |
Stockton Mortgage Corporation
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Conventional, FHA | 10 | 2% | 90.9% | $207,000 | |
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A+5.0 ★Texas Ratio: 5.42% |
Conventional, FHA | 10 | 2% | 100% | $405,000 | View |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 9 | 1.8% | 100% | $222,777 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 8 +1 HELOCs |
1.6% | 100% | $285,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 8 | 1.6% | 66.7% | $211,250 | |
Synovus Bank
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Conventional, FHA, VA, USDA, HELOC | 7 +1 HELOCs |
1.4% | 87.5% | $240,714 | |
loanDepot.com LLC
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Conventional, FHA, VA | 7 | 1.4% | 70% | $230,714 | |
Nationstar Mortgage
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Conventional, VA | 7 | 1.4% | 77.8% | $166,428 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 7 | 1.4% | 31.2% | $149,285 | |
Newrez LLC
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Conventional, FHA, VA | 6 | 1.2% | 75% | $198,333 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 6 | 1.2% | 85.7% | $210,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA, VA | 6 | 1.2% | 85.7% | $190,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, Jumbo, HELOC | 5 +1 HELOCs |
1% | 62.5% | $407,000 | |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional | 5 | 1% | 73.3% | $137,000 | View |
21St Mortgage
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Conventional | 5 | 1% | 35.7% | $147,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 5 | 1% | 83.3% | $155,000 | |
Kind Lending, LLC
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FHA, VA | 4 | 0.8% | 50% | $272,500 | |
Atlantic Bay Mortgage Group
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Conventional, VA | 4 | 0.8% | 100% | $170,000 | |
Planet Home Lending, LLC
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Conventional, FHA | 4 | 0.8% | 100% | $232,500 | |
Goodleap, LLC
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Conventional, HELOC | 3 +1 HELOCs |
0.6% | 80% | $118,333 | |
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A4.6 ★Texas Ratio: 2.08% |
FHA | 3 | 0.6% | 75% | $308,333 | View |
AmeriHome Mortgage Company, LLC
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Conventional | 3 | 0.6% | 75% | $315,000 | |
New Day Financial, LLC.
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VA | 3 | 0.6% | 27.3% | $245,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 3 | 0.6% | 100% | $448,333 | View |
Spring Eq, LLC
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Conventional | 3 | 0.6% | 100% | $45,000 | |
Primelending
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Conventional | 2 | 0.4% | 100% | $475,000 | |
Canopy Mortgage, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $295,000 | |
Movement Mortgage, LLC
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Conventional, VA | 2 | 0.4% | 100% | $465,000 | |
Princeton Mortgage Corporation
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Conventional, FHA | 2 | 0.4% | 66.7% | $105,000 | |
Assurance Financial Group, L.L.C.
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Conventional | 2 | 0.4% | 66.7% | $295,000 | |
HomeXpress Mortgage Corp.
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Conventional, Jumbo | 2 | 0.4% | 50% | $700,000 | |
Cardinal Financial Company, Li
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FHA | 2 | 0.4% | 100% | $235,000 | |
Land Home Financial Services,
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Conventional, FHA | 2 | 0.4% | 100% | $190,000 | |
Acopia, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $85,000 | |
Mortgage Solutions of Colorado
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VA | 2 | 0.4% | 100% | $210,000 | |
Cadence Bank
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Conventional, HELOC | 1 +5 HELOCs |
0.2% | 33.3% | $245,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Neighborhood Loans, Inc
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Conventional | 1 | 0.2% | 33.3% | $15,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.2% | 100% | $435,000 | View |
Everett Financial, Inc.
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Conventional | 1 | 0.2% | 100% | $195,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.2% | 100% | $175,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $395,000 | |
United Trust Bank
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VA | 1 | 0.2% | 100% | $215,000 | |
Resicentral LLC
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Conventional | 1 | 0.2% | 100% | $355,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.2% | 25% | $45,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 0.2% | 100% | $235,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 25% | $65,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.2% | 100% | $225,000 | |
Intercoastal Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $285,000 | |
Community Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $195,000 | |
Wolfe Financial Inc
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FHA | 1 | 0.2% | 100% | $145,000 | |
Milend, Inc
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FHA | 1 | 0.2% | 100% | $395,000 | |
Victorian Finance, LLC
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VA | 1 | 0.2% | 50% | $425,000 | |
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A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.2% | 100% | $335,000 | View |
Pike Creek Mortgage Services, Inc.
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FHA | 1 | 0.2% | 100% | $185,000 | |
First Continental Mortgage, Ltd.
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FHA | 1 | 0.2% | 100% | $435,000 | |
TowneBank
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Conventional | 1 | 0.2% | 100% | $245,000 | |
The Loan Store, Inc
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FHA | 1 | 0.2% | 100% | $185,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 0.2% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
Reliance First Capital, LLC
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FHA | 1 | 0.2% | 100% | $145,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 100% | $605,000 | View |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.2% | 100% | $105,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.2% | 100% | $195,000 | |
Southwest Funding LP
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FHA | 1 | 0.2% | 100% | $235,000 | |
Village Capital & Investment
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VA | 1 | 0.2% | 60% | $395,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Hartselle Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Hartselle, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Hartselle? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hartselle in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Hartselle, AL
Use these to narrow the list above. Each category shows how many Hartselle, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Hartselle, AL
Independent mortgage companies closed 65.9 percent of home loans in Hartselle, Alabama in 2025, banks 25.5 percent and credit unions 8.6 percent. Consumer First Mortgage, Inc. was the largest mortgage company, Regions Bank the largest bank and Redstone Federal Credit Union the largest credit union. Among lenders headquartered in Alabama, Regions Bank led with 25 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Hartselle, AL
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Hartselle, Alabama with 25 loans, about 5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Hartselle, Alabama, Rocket Mortgage approved the highest share of completed applications in 2025 at 85.2 percent, against a 81.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
41 lenders closed FHA loans in Hartselle, Alabama in 2025, led by Rocket Mortgage with 16. 31 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 39 banks and 8 credit unions closed home loans in Hartselle, Alabama in 2025, alongside 62 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hartselle, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hartselle, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hartselle. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
