Mortgage Lenders and Brokers in Guntersville, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Guntersville, Alabama mortgage lenders include Regions BankRegions Bank2025 Gunter Ave, Guntersville, AL 35976A+5.0 ★Texas Ratio: 4.37%, Liberty BankLiberty Bank1302 Gunter Ave, Guntersville, AL 35976A+5.0 ★Texas Ratio: 1.01%, Citizens Bank & TrustCitizens Bank & Trust711 Gunter Ave, Guntersville, AL 35976A-4.3 ★Texas Ratio: 0.87%, Peoples Bank of AlabamaPeoples Bank of Alabama14340 Us Highway 431, Guntersville, AL 35976A+5.0 ★Texas Ratio: 3.77%, Local BankLocal Bank2204 Whitesburg Drive Sw, Huntsville, AL 35801A5.0 ★Texas Ratio: 8.28%, Redstone Federal Credit UnionRedstone Federal Credit Union600 Gunter Ave, Guntersville, AL 35976A+5.0 ★Texas Ratio: 2.10%, Renasant BankRenasant Bank1943 E Glenn Ave, Auburn, AL 36830A+5.0 ★Texas Ratio: 4.72%, Peoples Independent BankPeoples Independent Bank121 Billy B Dyar Boulevard, Boaz, AL 35957A+5.0 ★Texas Ratio: 1.40%, First Federal BankFirst Federal Bank5301 Highway 69 S, Tuscaloosa, AL 35405A+5.0 ★Texas Ratio: 2.80%, and Wells Fargo Bank NAWells Fargo Bank NA500 Colonial Promenade Pkwy, Alabaster, AL 35007A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Guntersville, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Guntersville are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Guntersville, Alabama
Market share is the lender's share of all home loans closed in Guntersville, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Guntersville 2025 Gunter Ave, Guntersville, AL 35976 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, VA, HELOC | 17 +17 HELOCs |
3.7% | 69.2% | $150,882 | View |
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1 office in Guntersville 1302 Gunter Ave, Guntersville, AL 35976 A+5.0 ★Texas Ratio: 1.01% |
Conventional, Jumbo | 14 | 3.1% | 100% | $251,428 | View |
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711 Gunter Ave, Guntersville, AL 35976 A-4.3 ★Texas Ratio: 0.87% |
Conventional, Jumbo | 6 | 1.3% | 100% | $875,000 | View |
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1 office in Guntersville 14340 Us Highway 431, Guntersville, AL 35976 A+5.0 ★Texas Ratio: 3.77% |
Conventional | 4 | 0.9% | 66.7% | $292,500 | View |
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2204 Whitesburg Drive Sw, Huntsville, AL 35801 A5.0 ★Texas Ratio: 8.28% |
Conventional, FHA, VA, USDA | 27 | 5.9% | 100% | $377,222 | View |
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600 Gunter Ave, Guntersville, AL 35976 A+5.0 ★Texas Ratio: 2.10% |
Conventional, VA, HELOC | 19 +38 HELOCs |
4.1% | 95% | $242,368 | View |
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1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, VA, Jumbo, HELOC | 15 +2 HELOCs |
3.3% | 93.8% | $414,333 | View |
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121 Billy B Dyar Boulevard, Boaz, AL 35957 A+5.0 ★Texas Ratio: 1.40% |
Conventional, Jumbo | 7 | 1.5% | 87.5% | $399,285 | View |
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5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80% |
Conventional, FHA, USDA | 5 | 1.1% | 100% | $171,000 | View |
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500 Colonial Promenade Pkwy, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA | 4 | 0.9% | 80% | $327,500 | View |
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★ 1 stars, 1 review 629 E Main St, Albertville, AL 35950 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 3 +3 HELOCs |
0.7% | 100% | $598,333 | View |
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3512 US Highway 431, ALBERTVILLE, AL 35950 0204 A+5.0 ★Texas Ratio: 3.81% |
Conventional | 3 | 0.7% | 100% | $305,000 | View |
The HomeTown Bank of Alabama
18045 State Highway 160, Cleveland, AL 35049 |
Conventional | 3 | 0.7% | 100% | $131,666 | |
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1001 N Brindlee Mountain Pkwy, Arab, AL 35016 A5.0 ★Texas Ratio: 6.16% |
Conventional | 3 | 0.7% | 75% | $61,666 | View |
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1008 Portwood Dr, Albertville, AL 35951 7316 A+5.0 ★Texas Ratio: 4.02% |
Conventional, HELOC | 2 +4 HELOCs |
0.4% | 75% | $115,000 | View |
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3617 Highway 280, Alexander City, AL 35010 A+5.0 ★Texas Ratio: 4.39% |
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 100% | $375,000 | View |
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475 Green Springs Hwy, Birmingham, AL 35209 4921 A+5.0 ★Texas Ratio: 3.41% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $415,000 | View |
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12844 Us Highway 431, Guntersville, AL 35976 A5.0 ★Texas Ratio: 7.51% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 50% | $435,000 | View |
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★ 5 stars, 1 review 2340 Woodcrest Pl, Birmingham, AL 35209 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 2 | 0.4% | 100% | $420,000 | View |
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★ 5 stars, 1 review 1605 E University Dr, Auburn, AL 36830 A+5.0 ★Texas Ratio: 2.27% |
Conventional, VA | 2 | 0.4% | 100% | $485,000 | View |
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9064 Memorial Pkwy Sw, Huntsville, AL 35802 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 2 | 0.4% | 100% | $240,000 | View |
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★ 1.7 stars, 3 reviews 10745 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $205,000 | View |
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185 N College St, Auburn, AL 36830 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
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14226 Highway 231 431 N, Hazel Green, AL 35750 F2.7 ★Texas Ratio: 42.60% |
FHA | 1 | 0.2% | 100% | $305,000 | View |
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2320 Moores Mill Rd, Auburn, AL 36830 A5.0 ★Texas Ratio: 8.75% |
Conventional | 1 | 0.2% | 50% | $485,000 | View |
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2002 Gunter Ave, Guntersville, AL 35976 A+5.0 ★Texas Ratio: 1.16% |
Conventional | 1 | 0.2% | 50% | $145,000 | View |
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1720 Us Highway 431, Boaz, AL 35957 F1.0 ★Texas Ratio: 85.21% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
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813 Shades Creek Pkwy, Birmingham, AL 35209 A+5.0 ★Texas Ratio: 3.09% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,635,000 | View |
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50550 Al Highway 277, Bridgeport, AL 35740 A+5.0 ★Texas Ratio: 1.03% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
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111 E Market St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.40% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
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1901 E Glenn Ave, Auburn, AL 36830 C3.6 ★Texas Ratio: 21.51% |
Conventional | 1 | 0.2% | 100% | $605,000 | View |
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321 S Jefferson St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.25% |
Conventional | 1 | 0.2% | 100% | $95,000 | View |
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7170 6th Ave, Altoona, AL 35952 A+5.0 ★Texas Ratio: 0.17% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
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1263 West Main Street, Dothan, AL 36301 A+5.0 ★Texas Ratio: 4.80% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
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3810 Governors Drive Nw, Huntsville, AL 35805 A+5.0 ★Texas Ratio: 0.43% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,215,000 | View |
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7200 US Highway 431 Ste 350, Albertville, AL 35950 1250 A5.0 ★Texas Ratio: 8.94% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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286 Us Highway 31 S, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.46% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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925 Quintard Ave, Anniston, AL 36201 A+5.0 ★Texas Ratio: 0.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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22015 Us Highway 72, Athens, AL 35613 A+5.0 ★Texas Ratio: 1.45% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Tjc Mortgage Inc
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Conventional, FHA | 9 | 2% | 100% | $281,666 | |
Hamilton Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $225,000 | |
CSL Financial, LLC
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Conventional | 1 | 0.2% | 100% | $175,000 | |
America'S First Federal CU
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Conventional | 1 | 0.2% | 100% | $115,000 | |
Canopy Mortgage, LLC
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Conventional, FHA, VA, USDA, Jumbo | 44 | 9.6% | 100% | $260,227 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 34 | 7.4% | 77.3% | $228,529 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 28 | 6.1% | 90.9% | $284,642 | |
Mortgage Research Center
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VA | 12 | 2.6% | 80% | $285,833 | |
21St Mortgage
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Conventional | 12 | 2.6% | 57.1% | $163,333 | |
Freedom Mortgage Corporation
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FHA, VA | 9 | 2% | 100% | $308,333 | |
loanDepot.com LLC
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Conventional, FHA, VA | 9 | 2% | 75% | $208,333 | |
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A4.6 ★Texas Ratio: 2.08% |
Conventional, FHA, USDA | 8 | 1.7% | 100% | $368,750 | View |
Pennymac Loan Services LLC
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Conventional, FHA | 8 | 1.7% | 100% | $238,750 | |
Nationstar Mortgage
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Conventional, FHA | 7 | 1.5% | 77.8% | $196,428 | |
Fairway Independent Mort Corp
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Conventional, FHA | 5 | 1.1% | 83.3% | $161,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 5 | 1.1% | 17.6% | $175,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 4 +3 HELOCs |
0.9% | 80% | $245,000 | |
Alameda Mortgage Corporation
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Conventional, FHA | 4 | 0.9% | 100% | $422,500 | |
Everett Financial, Inc.
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Conventional, FHA, USDA | 4 | 0.9% | 100% | $175,000 | |
Kind Lending, LLC
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Conventional, VA, USDA | 4 | 0.9% | 100% | $270,000 | |
Gmfs, LLC
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Conventional, FHA | 4 | 0.9% | 100% | $410,000 | |
Amerisave Mortgage Company
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Conventional, HELOC | 3 +1 HELOCs |
0.7% | 60% | $85,000 | |
Newrez LLC
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Conventional, VA | 3 | 0.7% | 42.9% | $378,333 | |
Lennar Mortgage, LLC
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Conventional | 3 | 0.7% | 100% | $348,333 | |
Towne Mortgage Company
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Conventional, VA | 3 | 0.7% | 75% | $471,666 | |
Southwest Stage Funding LLC
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Conventional | 3 | 0.7% | 100% | $158,333 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 3 | 0.7% | 100% | $271,666 | |
Cadence Bank
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Conventional, HELOC | 2 +14 HELOCs |
0.4% | 66.7% | $130,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $165,000 | View |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $115,000 | View |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.4% | 100% | $1,180,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
Conventional, Jumbo | 2 | 0.4% | 100% | $780,000 | View |
Lakeview Loan Servicing, LLC
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Conventional, VA | 2 | 0.4% | 40% | $280,000 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $410,000 | |
Cmg Mortgage Inc
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FHA, VA | 2 | 0.4% | 66.7% | $235,000 | |
Churchill Mortgage Corporation
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Conventional | 2 | 0.4% | 100% | $240,000 | |
Synovus Bank
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Conventional, Jumbo | 2 | 0.4% | 100% | $745,000 | |
First South Farm Credit, ACA
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Conventional | 2 | 0.4% | 100% | $305,000 | |
Stockton Mortgage Corporation
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Conventional, USDA | 2 | 0.4% | 100% | $260,000 | |
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A+5.0 ★Texas Ratio: 5.42% |
Conventional, FHA, Jumbo | 2 | 0.4% | 66.7% | $1,040,000 | View |
Carrington Mortgage Services LLC
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FHA, VA | 2 | 0.4% | 66.7% | $195,000 | |
Reliance First Capital, LLC
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FHA | 2 | 0.4% | 100% | $250,000 | |
Spring Eq, LLC
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Conventional | 2 | 0.4% | 50% | $65,000 | |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.2% | 50% | $375,000 | |
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A+5.0 ★Texas Ratio: 1.01% |
Conventional | 1 | 0.2% | 100% | $395,000 | View |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
Acrisure Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $265,000 | |
Movement Mortgage, LLC
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VA | 1 | 0.2% | 100% | $305,000 | |
Synergy One Lending, Inc.
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VA, Jumbo | 1 | 0.2% | 100% | $1,925,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.2% | 100% | $195,000 | |
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★ 5 stars, 1 review A5.0 ★Texas Ratio: 7.54% |
Conventional | 1 | 0.2% | 100% | $365,000 | View |
Iaa Credit Union
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Conventional | 1 | 0.2% | 100% | $365,000 | |
City 1st Mortgage Services, LC
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VA | 1 | 0.2% | 100% | $305,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.2% | 100% | $295,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 0.2% | 100% | $275,000 | |
Cardinal Financial Company, Li
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VA | 1 | 0.2% | 50% | $235,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 50% | $365,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.2% | 50% | $265,000 | View |
Premier Lending Inc.
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VA | 1 | 0.2% | 100% | $595,000 | |
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A5.0 ★Texas Ratio: 10.43% |
Conventional | 1 | 0.2% | 100% | $305,000 | View |
Planet Home Lending, LLC
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FHA | 1 | 0.2% | 100% | $405,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.2% | 100% | $95,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $335,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA, Jumbo | 1 | 0.2% | 100% | $825,000 | View |
Milend, Inc
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FHA | 1 | 0.2% | 100% | $175,000 | |
Megastar Finanacial Corp
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Conventional | 1 | 0.2% | 100% | $805,000 | |
Better Mortgage Corporation
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VA | 1 | 0.2% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 1 | 0.2% | 100% | $885,000 | View |
Summit Funding.Inc
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VA | 1 | 0.2% | 100% | $475,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.2% | 100% | $805,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.2% | 50% | $235,000 | |
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A+5.0 ★Texas Ratio: 2.31% |
Conventional | 1 | 0.2% | 100% | $415,000 | View |
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C-3.6 ★Texas Ratio: 31.27% |
Conventional | 1 | 0.2% | 100% | $475,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.2% | 100% | $515,000 | View |
Toyota Financial Savings Bank
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Conventional | 1 | 0.2% | 100% | $445,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.2% | 100% | $485,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.2% | 50% | $345,000 | View |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.2% | 100% | $265,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.2% | 100% | $165,000 | |
Village Capital & Investment
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VA | 1 | 0.2% | 100% | $315,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | 0% |
Guntersville Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Guntersville, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Guntersville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Guntersville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Guntersville, AL
Use these to narrow the list above. Each category shows how many Guntersville, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Guntersville, AL
Independent mortgage companies closed 57.5 percent of home loans in Guntersville, Alabama in 2025, banks 35.1 percent and credit unions 7.4 percent. Tjc Mortgage Inc was the largest mortgage company, Regions Bank the largest bank and Redstone Federal Credit Union the largest credit union. Among lenders headquartered in Alabama, Regions Bank led with 17 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Guntersville, AL
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Guntersville, Alabama with 17 loans, about 3.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
32 lenders closed FHA loans in Guntersville, Alabama in 2025, led by Canopy Mortgage, LLC with 15. 31 lenders closed VA loans, led by Mortgage Research Center, and 8 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 51 banks and 12 credit unions closed home loans in Guntersville, Alabama in 2025, alongside 61 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Guntersville, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Guntersville, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Guntersville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
