Mortgage Lenders and Brokers in Fayette, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Fayette, Alabama mortgage lenders include BankFirst Financial ServicesBankFirst Financial Services100 Temple Ave S, Fayette, AL 35555A+5.0 ★Texas Ratio: 3.47%, Regions BankRegions Bank205 2nd Ave Ne, Fayette, AL 35555A+5.0 ★Texas Ratio: 4.37%, First Federal BankFirst Federal Bank5301 Highway 69 S, Tuscaloosa, AL 35405A+5.0 ★Texas Ratio: 2.80%, Alabama ONE Credit UnionAlabama ONE Credit Union1678 Temple Ave N, Fayette, AL 35555 1319A5.0 ★Texas Ratio: 6.53%, West Alabama Bank & TrustWest Alabama Bank & Trust305 2nd St Ne, Fayette, AL 35555A5.0 ★Texas Ratio: 7.03%, Avadian Credit UnionAvadian Credit Union475 Green Springs Hwy, Birmingham, AL 35209 4921A+5.0 ★Texas Ratio: 3.41%, First National BankFirst National Bank31900 1st Ave Nw, Carbon Hill, AL 35549, Bank of FrankewingBank of Frankewing14226 Highway 231 431 N, Hazel Green, AL 35750F2.7 ★Texas Ratio: 42.60%, Wells Fargo Bank NAWells Fargo Bank NA500 Colonial Promenade Pkwy, Alabaster, AL 35007A+5.0 ★Texas Ratio: 5.36%, and Alabama Credit UnionAlabama Credit Union2305 Temple Ave N, Fayette, AL 35555A+5.0 ★Texas Ratio: 5.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fayette, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fayette are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Fayette, Alabama
Market share is the lender's share of all home loans closed in Fayette, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Fayette 100 Temple Ave S, Fayette, AL 35555 A+5.0 ★Texas Ratio: 3.47% |
Conventional, FHA | 8 | 6.3% | 80% | $86,250 | View |
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2 offices in Fayette 205 2nd Ave Ne, Fayette, AL 35555 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 7 +2 HELOCs |
5.6% | 53.3% | $83,571 | View |
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5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80% |
Conventional, FHA, VA | 13 | 10.3% | 81.2% | $190,384 | View |
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1678 Temple Ave N, Fayette, AL 35555 1319 A5.0 ★Texas Ratio: 6.53% |
Conventional, HELOC | 6 +6 HELOCs |
4.8% | 100% | $81,666 | View |
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305 2nd St Ne, Fayette, AL 35555 A5.0 ★Texas Ratio: 7.03% |
Conventional | 2 | 1.6% | 100% | $40,000 | View |
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475 Green Springs Hwy, Birmingham, AL 35209 4921 A+5.0 ★Texas Ratio: 3.41% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $265,000 | View |
First National Bank
31900 1st Ave Nw, Carbon Hill, AL 35549 |
Conventional | 1 | 0.8% | 100% | $105,000 | |
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14226 Highway 231 431 N, Hazel Green, AL 35750 F2.7 ★Texas Ratio: 42.60% |
Conventional | 1 | 0.8% | 100% | $355,000 | View |
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500 Colonial Promenade Pkwy, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.8% | 50% | $95,000 | View |
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2305 Temple Ave N, Fayette, AL 35555 A+5.0 ★Texas Ratio: 5.72% |
Conventional | 1 | 0.8% | 100% | $65,000 | View |
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2121 Highland Ave S, Birmingham, AL 35205 A+5.0 ★Texas Ratio: 2.97% |
FHA | 1 | 0.8% | 100% | $115,000 | View |
First State Bank of the South, Inc
1319 Us Highway 72 E, Athens, AL 35611 |
Conventional | 1 | 0.8% | 100% | $95,000 | |
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1001 N Brindlee Mountain Pkwy, Arab, AL 35016 A5.0 ★Texas Ratio: 6.16% |
Conventional | 1 | 0.8% | 100% | $35,000 | View |
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1216 Wilmer Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 6.56% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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337 Airport Rd Ste A, Auburn, AL 36830 A+5.0 ★Texas Ratio: 1.74% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1069 N Main St, Arab, AL 35016 A+5.0 ★Texas Ratio: 2.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Consumer First Mortgage, Inc.
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Conventional | 2 | 1.6% | 100% | $140,000 | |
America'S First Federal CU
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Leaderone Financial Corp.
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FHA, VA, USDA | 11 | 8.7% | 78.6% | $158,636 | |
Rocket Mortgage
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Conventional, FHA, VA | 8 | 6.3% | 56.2% | $170,000 | |
Movement Mortgage, LLC
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Conventional, FHA, VA, USDA | 8 | 6.3% | 100% | $120,000 | |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional | 7 | 5.6% | 81.8% | $122,142 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 3 | 2.4% | 75% | $205,000 | |
Mortgage Research Center
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VA | 3 | 2.4% | 100% | $148,333 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 3 | 2.4% | 27.3% | $51,666 | |
Newrez LLC
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Conventional | 2 | 1.6% | 50% | $70,000 | |
Equity Prime Mortgage LLC
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FHA, USDA | 2 | 1.6% | 66.7% | $120,000 | |
loanDepot.com LLC
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Conventional | 2 | 1.6% | 100% | $145,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 2 | 1.6% | 66.7% | $140,000 | |
Prosperity Home Mortgage, LLC
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Conventional, USDA | 2 | 1.6% | 100% | $140,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 1.6% | 100% | $40,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 1.6% | 100% | $200,000 | |
21St Mortgage
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Conventional | 2 | 1.6% | 40% | $95,000 | |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.8% | 100% | $55,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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USDA | 1 | 0.8% | 100% | $165,000 | |
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A4.6 ★Texas Ratio: 2.08% |
USDA | 1 | 0.8% | 100% | $165,000 | View |
Guaranteed Rate, Inc.
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VA | 1 | 0.8% | 100% | $215,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.8% | 100% | $445,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.8% | 50% | $115,000 | |
CrossCountry Mortgage, LLC
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USDA | 1 | 0.8% | 100% | $175,000 | |
Guild Mortgage Company
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USDA | 1 | 0.8% | 100% | $135,000 | |
American Financing Corporation
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VA | 1 | 0.8% | 100% | $245,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.8% | 100% | $185,000 | |
New Day Financial, LLC.
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VA | 1 | 0.8% | 50% | $105,000 | |
Premier Lending Inc.
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FHA | 1 | 0.8% | 100% | $265,000 | |
Peoples Mortgage Company
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USDA | 1 | 0.8% | 100% | $195,000 | |
Nationstar Mortgage
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FHA | 1 | 0.8% | 100% | $125,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $155,000 | |
Iserve Residential Lending
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FHA | 1 | 0.8% | 100% | $145,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 0.8% | 100% | $145,000 | View |
Carrington Mortgage Services LLC
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USDA | 1 | 0.8% | 100% | $155,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.8% | 100% | $265,000 | View |
Southwest Funding LP
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FHA | 1 | 0.8% | 100% | $285,000 | |
Village Capital & Investment
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VA | 1 | 0.8% | 100% | $435,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Fayette Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Fayette, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Fayette? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fayette in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Fayette, AL
Use these to narrow the list above. Each category shows how many Fayette, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Fayette, AL
Independent mortgage companies closed 61.1 percent of home loans in Fayette, Alabama in 2025, banks 31 percent and credit unions 7.9 percent. Consumer First Mortgage, Inc. was the largest mortgage company, BankFirst Financial Services the largest bank and Alabama ONE Credit Union the largest credit union. Among lenders headquartered in Alabama, Regions Bank led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Fayette, AL
By home loans closed in 2025, BankFirst Financial Services was the largest mortgage lender in Fayette, Alabama with 8 loans, about 6.3 percent of the market. The largest lender headquartered in Alabama was Regions Bank with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Fayette, Alabama in 2025, led by First Federal Bank with 11. 13 lenders closed VA loans, led by Mortgage Research Center, and 10 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 7 credit unions closed home loans in Fayette, Alabama in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fayette, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fayette, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fayette. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
