Mortgage Lenders and Brokers in Elkmont, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Elkmont, Alabama mortgage lenders include FirstbankFirstbank615 Quintard Ave, Anniston, AL 36201A5.0 ★Texas Ratio: 7.51%, Redstone Federal Credit UnionRedstone Federal Credit Union1069 N Main St, Arab, AL 35016A+5.0 ★Texas Ratio: 2.10%, First National Bank of PulaskiFirst National Bank of Pulaski321 S Jefferson St, Athens, AL 35611A+5.0 ★Texas Ratio: 2.25%, Listerhill Credit UnionListerhill Credit Union22223 US 72, Athens, AL 35613A+5.0 ★Texas Ratio: 3.96%, First Metro BankFirst Metro Bank309 W Washington St, Athens, AL 35611A+5.0 ★Texas Ratio: 1.01%, CB&S BankCB&S Bank1901 E Glenn Ave, Auburn, AL 36830C3.6 ★Texas Ratio: 21.51%, Bank IndependentBank Independent22015 Us Highway 72, Athens, AL 35613A+5.0 ★Texas Ratio: 1.45%, United Community BankUnited Community Bank2121 Highland Ave S, Birmingham, AL 35205A+5.0 ★Texas Ratio: 2.97%, Southpoint BankSouthpoint Bank1096 N Brindlee Mountain Pkwy, Arab, AL 35016F2.8 ★Texas Ratio: 41.33%, and Bank of FrankewingBank of Frankewing14226 Highway 231 431 N, Hazel Green, AL 35750F2.7 ★Texas Ratio: 42.60%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Elkmont, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Elkmont are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Elkmont, Alabama
Market share is the lender's share of all home loans closed in Elkmont, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA, USDA | 7 | 5.1% | 100% | $262,142 | View |
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1069 N Main St, Arab, AL 35016 A+5.0 ★Texas Ratio: 2.10% |
Conventional, FHA, HELOC | 5 +11 HELOCs |
3.6% | 100% | $179,000 | View |
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321 S Jefferson St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.25% |
Conventional, USDA | 5 | 3.6% | 83.3% | $259,000 | View |
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22223 US 72, Athens, AL 35613 A+5.0 ★Texas Ratio: 3.96% |
Conventional | 3 | 2.2% | 100% | $235,000 | View |
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309 W Washington St, Athens, AL 35611 A+5.0 ★Texas Ratio: 1.01% |
Conventional | 2 | 1.4% | 66.7% | $125,000 | View |
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1901 E Glenn Ave, Auburn, AL 36830 C3.6 ★Texas Ratio: 21.51% |
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 100% | $285,000 | View |
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22015 Us Highway 72, Athens, AL 35613 A+5.0 ★Texas Ratio: 1.45% |
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 100% | $95,000 | View |
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2121 Highland Ave S, Birmingham, AL 35205 A+5.0 ★Texas Ratio: 2.97% |
USDA, HELOC | 1 +1 HELOCs |
0.7% | 100% | $235,000 | View |
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1096 N Brindlee Mountain Pkwy, Arab, AL 35016 F2.8 ★Texas Ratio: 41.33% |
VA | 1 | 0.7% | 100% | $145,000 | View |
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14226 Highway 231 431 N, Hazel Green, AL 35750 F2.7 ★Texas Ratio: 42.60% |
FHA | 1 | 0.7% | 100% | $225,000 | View |
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475 Green Springs Hwy, Birmingham, AL 35209 4921 A+5.0 ★Texas Ratio: 3.41% |
Conventional | 1 | 0.7% | 100% | $455,000 | View |
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1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.7% | 100% | $185,000 | View |
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3617 Highway 280, Alexander City, AL 35010 A+5.0 ★Texas Ratio: 4.39% |
Conventional | 1 | 0.7% | 100% | $235,000 | View |
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5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80% |
Conventional | 1 | 0.7% | 100% | $425,000 | View |
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★ 5 stars, 1 review 1605 E University Dr, Auburn, AL 36830 A+5.0 ★Texas Ratio: 2.27% |
FHA | 1 | 0.7% | 100% | $315,000 | View |
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★ 1 stars, 1 review 629 E Main St, Albertville, AL 35950 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.7% | 100% | $365,000 | View |
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55 S Colonial Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +3 HELOCs |
0% | 33.3% | View | |
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111 E Market St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.40% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 10745 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
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337 Airport Rd Ste A, Auburn, AL 36830 A+5.0 ★Texas Ratio: 1.74% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Hamilton Mortgage Corporation
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Conventional, FHA | 4 | 2.9% | 100% | $130,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 7 | 5.1% | 77.8% | $129,285 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 6 | 4.3% | 85.7% | $311,666 | |
Synovus Bank
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Conventional, USDA | 6 | 4.3% | 100% | $176,666 | |
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A4.6 ★Texas Ratio: 2.08% |
Conventional, FHA, VA, USDA | 5 | 3.6% | 100% | $253,000 | View |
Canopy Mortgage, LLC
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Conventional, FHA | 5 | 3.6% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 5.42% |
Conventional, VA | 5 | 3.6% | 100% | $469,000 | View |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 4 | 2.9% | 100% | $272,500 | |
Newrez LLC
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VA, USDA | 4 | 2.9% | 66.7% | $280,000 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 3 | 2.2% | 100% | $268,333 | View |
Assurance Financial Group, L.L.C.
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Conventional, VA | 3 | 2.2% | 100% | $365,000 | |
Mortgage Research Center
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VA | 3 | 2.2% | 75% | $291,666 | |
Fairway Independent Mort Corp
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Conventional, FHA, USDA | 3 | 2.2% | 100% | $211,666 | |
21St Mortgage
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Conventional | 3 | 2.2% | 100% | $105,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 3 | 2.2% | 33.3% | $191,666 | |
MortgageOne, Inc
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Conventional, FHA | 2 | 1.4% | 100% | $125,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 2 | 1.4% | 100% | $205,000 | |
CrossCountry Mortgage, LLC
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FHA | 2 | 1.4% | 100% | $170,000 | |
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A5.0 ★Texas Ratio: 13.85% |
Conventional, FHA | 2 | 1.4% | 100% | $160,000 | View |
Pennymac Loan Services LLC
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FHA | 2 | 1.4% | 100% | $175,000 | |
Princeton Mortgage Corporation
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Conventional, FHA | 2 | 1.4% | 100% | $125,000 | |
Atlantic Bay Mortgage Group
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Conventional, FHA | 2 | 1.4% | 100% | $110,000 | |
Victorian Finance, LLC
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Conventional, VA | 2 | 1.4% | 100% | $275,000 | |
Stockton Mortgage Corporation
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VA | 2 | 1.4% | 100% | $250,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 1.4% | 66.7% | $150,000 | |
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A+5.0 ★Texas Ratio: 1.01% |
Conventional | 1 | 0.7% | 100% | $255,000 | View |
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A+5.0 ★Texas Ratio: 4.98% |
VA | 1 | 0.7% | 100% | $655,000 | View |
Primelending
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Conventional | 1 | 0.7% | 100% | $245,000 | |
Kind Lending, LLC
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VA | 1 | 0.7% | 100% | $525,000 | |
Allied Mortgage Group, Inc
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Conventional | 1 | 0.7% | 100% | $335,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.7% | 33.3% | $45,000 | |
Fortera Federal Credit Union
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VA | 1 | 0.7% | 100% | $595,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.7% | 100% | $455,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 0.7% | 100% | $325,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.7% | 100% | $155,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $275,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.7% | 100% | $155,000 | |
First South Farm Credit, ACA
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Conventional | 1 | 0.7% | 100% | $425,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.7% | 100% | $45,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $245,000 | |
Gmfs, LLC
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FHA | 1 | 0.7% | 100% | $355,000 | |
Ascend Federal Credit Union
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Conventional | 1 | 0.7% | 50% | $305,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.7% | 100% | $475,000 | |
Carrington Mortgage Services LLC
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VA | 1 | 0.7% | 100% | $415,000 | |
Plaza Home Mortgage, Inc
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VA | 1 | 0.7% | 100% | $275,000 | |
Southwest Funding LP
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USDA | 1 | 0.7% | 100% | $175,000 | |
Cadence Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
The Loan Store, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Elkmont Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Elkmont, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Elkmont? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Elkmont in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Elkmont, AL
Use these to narrow the list above. Each category shows how many Elkmont, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Elkmont, AL
Independent mortgage companies closed 60.1 percent of home loans in Elkmont, Alabama in 2025, banks 30.4 percent and credit unions 9.4 percent. Hamilton Mortgage Corporation was the largest mortgage company, Firstbank the largest bank and Redstone Federal Credit Union the largest credit union. Among lenders headquartered in Alabama, Redstone Federal Credit Union led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Elkmont, AL
By home loans closed in 2025, Firstbank was the largest mortgage lender in Elkmont, Alabama with 7 loans, about 5.1 percent of the market. The largest lender headquartered in Alabama was Redstone Federal Credit Union with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Elkmont, Alabama in 2025, led by Canopy Mortgage, LLC with 3. 18 lenders closed VA loans, led by Newrez LLC, and 8 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 7 credit unions closed home loans in Elkmont, Alabama in 2025, alongside 38 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Elkmont, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Elkmont, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Elkmont. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
