Mortgage Lenders and Brokers in Crossville, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Crossville, Alabama mortgage lenders include Liberty BankLiberty Bank15053 Alabama Highway 68, Crossville, AL 35962A+5.0 ★Texas Ratio: 1.01%, Regions BankRegions Bank55 S Colonial Dr, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.37%, Renasant BankRenasant Bank1943 E Glenn Ave, Auburn, AL 36830A+5.0 ★Texas Ratio: 4.72%, Peoples Independent BankPeoples Independent Bank121 Billy B Dyar Boulevard, Boaz, AL 35957A+5.0 ★Texas Ratio: 1.40%, EvaBankEvaBank1001 N Brindlee Mountain Pkwy, Arab, AL 35016A5.0 ★Texas Ratio: 6.16%, Redstone Federal Credit UnionRedstone Federal Credit Union1069 N Main St, Arab, AL 35016A+5.0 ★Texas Ratio: 2.10%, First Southern BankFirst Southern Bank1720 Us Highway 431, Boaz, AL 35957F1.0 ★Texas Ratio: 85.21%, Wells Fargo Bank NAWells Fargo Bank NA500 Colonial Promenade Pkwy, Alabaster, AL 35007A+5.0 ★Texas Ratio: 5.36%, First Federal BankFirst Federal Bank5301 Highway 69 S, Tuscaloosa, AL 35405A+5.0 ★Texas Ratio: 2.80%, and Citizens Bank & TrustCitizens Bank & Trust324 N Broad St, Albertville, AL 35950A-4.3 ★Texas Ratio: 0.87%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Crossville, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Crossville are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Crossville, Alabama
Market share is the lender's share of all home loans closed in Crossville, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Crossville 15053 Alabama Highway 68, Crossville, AL 35962 A+5.0 ★Texas Ratio: 1.01% |
Conventional | 13 | 14.3% | 100% | $111,923 | View |
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55 S Colonial Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA | 3 | 3.3% | 60% | $158,333 | View |
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1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 2 | 2.2% | 100% | $270,000 | View |
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121 Billy B Dyar Boulevard, Boaz, AL 35957 A+5.0 ★Texas Ratio: 1.40% |
Conventional | 2 | 2.2% | 100% | $170,000 | View |
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1001 N Brindlee Mountain Pkwy, Arab, AL 35016 A5.0 ★Texas Ratio: 6.16% |
Conventional | 2 | 2.2% | 100% | $80,000 | View |
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1069 N Main St, Arab, AL 35016 A+5.0 ★Texas Ratio: 2.10% |
FHA, HELOC | 1 +1 HELOCs |
1.1% | 100% | $115,000 | View |
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1720 Us Highway 431, Boaz, AL 35957 F1.0 ★Texas Ratio: 85.21% |
Conventional | 1 | 1.1% | 100% | $195,000 | View |
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500 Colonial Promenade Pkwy, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.1% | 100% | $135,000 | View |
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5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80% |
VA | 1 | 1.1% | 100% | $375,000 | View |
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324 N Broad St, Albertville, AL 35950 A-4.3 ★Texas Ratio: 0.87% |
Conventional | 1 | 1.1% | 100% | $75,000 | View |
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2204 Whitesburg Drive Sw, Huntsville, AL 35801 A5.0 ★Texas Ratio: 8.28% |
FHA | 1 | 1.1% | 100% | $195,000 | View |
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7200 US Highway 431 Ste 350, Albertville, AL 35950 1250 A5.0 ★Texas Ratio: 8.94% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 629 E Main St, Albertville, AL 35950 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Tjc Mortgage Inc
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Conventional, FHA, USDA | 4 | 4.4% | 80% | $252,500 | |
CSL Financial, LLC
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Conventional | 3 | 3.3% | 100% | $65,000 | |
Hamilton Mortgage Corporation
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Conventional, FHA | 2 | 2.2% | 100% | $95,000 | |
Consumer First Mortgage, Inc.
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Conventional | 1 | 1.1% | 100% | $105,000 | |
Rocket Mortgage
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Conventional, FHA | 10 | 11% | 91.7% | $178,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 6 | 6.6% | 75% | $188,333 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 6 | 6.6% | 37.5% | $115,000 | |
Gmfs, LLC
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Conventional, FHA, USDA | 4 | 4.4% | 83.3% | $300,000 | |
Canopy Mortgage, LLC
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Conventional, FHA | 3 | 3.3% | 100% | $165,000 | |
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A4.6 ★Texas Ratio: 2.08% |
Conventional | 2 | 2.2% | 100% | $295,000 | View |
Kind Lending, LLC
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Conventional, FHA | 2 | 2.2% | 100% | $290,000 | |
Mortgage Research Center
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VA | 2 | 2.2% | 66.7% | $175,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 2.2% | 100% | $190,000 | |
Southwest Stage Funding LLC
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Conventional | 2 | 2.2% | 100% | $165,000 | |
21St Mortgage
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Conventional | 2 | 2.2% | 28.6% | $70,000 | |
Cornerstone First Mortgage, LLC
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FHA | 1 | 1.1% | 100% | $315,000 | |
Alameda Mortgage Corporation
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Conventional | 1 | 1.1% | 100% | $225,000 | |
Newrez LLC
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FHA | 1 | 1.1% | 33.3% | $155,000 | |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional | 1 | 1.1% | 60% | $105,000 | View |
Pennymac Loan Services LLC
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Conventional | 1 | 1.1% | 100% | $25,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 1.1% | 25% | $75,000 | |
New Day Financial, LLC.
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VA | 1 | 1.1% | 100% | $205,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 1.1% | 100% | $545,000 | |
Towne Mortgage Company
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VA | 1 | 1.1% | 100% | $185,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 1.1% | 100% | $345,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 1.1% | 50% | $45,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 1.1% | 100% | $355,000 |
Crossville Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Crossville, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Crossville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Crossville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Crossville, AL
Use these to narrow the list above. Each category shows how many Crossville, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Crossville, AL
Independent mortgage companies closed 65.9 percent of home loans in Crossville, Alabama in 2025, banks 33 percent and credit unions 1.1 percent. Tjc Mortgage Inc was the largest mortgage company, Liberty Bank the largest bank and Redstone Federal Credit Union the largest credit union. Among lenders headquartered in Alabama, Liberty Bank led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Crossville, AL
By home loans closed in 2025, Liberty Bank was the largest mortgage lender in Crossville, Alabama with 13 loans, about 14.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Crossville, Alabama in 2025, led by Rocket Mortgage with 5. 5 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 2 credit unions closed home loans in Crossville, Alabama in 2025, alongside 25 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Crossville, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Crossville, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Crossville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
