Mortgage Lenders and Brokers in Centre, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Centre, Alabama mortgage lenders include Regions BankRegions Bank110 W Main St, Centre, AL 35960A+5.0 ★Texas Ratio: 4.37%, Peoples Bank of AlabamaPeoples Bank of Alabama1285 Chestnut Bypass, Centre, AL 35960A+5.0 ★Texas Ratio: 3.77%, Farmers and Merchants BankFarmers and Merchants Bank1225 Chesnut Byp, Centre, AL 35960A+5.0 ★Texas Ratio: 3.75%, Trustmark BankTrustmark Bank111 E Market St, Athens, AL 35611A+5.0 ★Texas Ratio: 2.40%, First Federal BankFirst Federal Bank5301 Highway 69 S, Tuscaloosa, AL 35405A+5.0 ★Texas Ratio: 2.80%, Emblem Credit UnionEmblem Credit Union1440 Chesnut Byp, Centre, AL 35960 2815A+5.0 ★Texas Ratio: 4.02%, Liberty BankLiberty Bank305 N Broad St, Albertville, AL 35950A+5.0 ★Texas Ratio: 1.01%, Wells Fargo Bank NAWells Fargo Bank NA500 Colonial Promenade Pkwy, Alabaster, AL 35007A+5.0 ★Texas Ratio: 5.36%, Ameris BankAmeris Bank204 Kirkland St, Abbeville, AL 36310A+5.0 ★Texas Ratio: 1.82%, and Renasant BankRenasant Bank1943 E Glenn Ave, Auburn, AL 36830A+5.0 ★Texas Ratio: 4.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Centre, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Centre are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Centre, Alabama
Market share is the lender's share of all home loans closed in Centre, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Centre 110 W Main St, Centre, AL 35960 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 5 +11 HELOCs |
3.4% | 31.6% | $109,000 | View |
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1 office in Centre 1285 Chestnut Bypass, Centre, AL 35960 A+5.0 ★Texas Ratio: 3.77% |
Conventional | 3 | 2% | 100% | $245,000 | View |
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1 office in Centre 1225 Chesnut Byp, Centre, AL 35960 A+5.0 ★Texas Ratio: 3.75% |
Conventional | 1 | 0.7% | 100% | $265,000 | View |
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111 E Market St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.40% |
Conventional | 7 | 4.8% | 87.5% | $165,000 | View |
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5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80% |
Conventional, FHA | 6 | 4.1% | 100% | $158,333 | View |
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1440 Chesnut Byp, Centre, AL 35960 2815 A+5.0 ★Texas Ratio: 4.02% |
Conventional, HELOC | 3 +3 HELOCs |
2% | 66.7% | $108,333 | View |
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305 N Broad St, Albertville, AL 35950 A+5.0 ★Texas Ratio: 1.01% |
Conventional | 3 | 2% | 100% | $145,000 | View |
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500 Colonial Promenade Pkwy, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 2% | 75% | $118,333 | View |
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★ 4 stars, 1 review 204 Kirkland St, Abbeville, AL 36310 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA | 3 | 2% | 100% | $231,666 | View |
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1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA | 2 | 1.4% | 100% | $245,000 | View |
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2121 Highland Ave S, Birmingham, AL 35205 A+5.0 ★Texas Ratio: 2.97% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $255,000 | View |
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500 Cedar Bluff Rd, Centre, AL 35960 A5.0 ★Texas Ratio: 6.53% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 33.3% | $35,000 | View |
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1501 31st Ave N, Birmingham, AL 35207 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.7% | 100% | $205,000 | View |
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7200 US Highway 431 Ste 350, Albertville, AL 35950 1250 A5.0 ★Texas Ratio: 8.94% |
Conventional | 1 | 0.7% | 33.3% | $75,000 | View |
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★ 5 stars, 1 review 1605 E University Dr, Auburn, AL 36830 A+5.0 ★Texas Ratio: 2.27% |
Conventional | 1 | 0.7% | 100% | $705,000 | View |
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★ 1.7 stars, 3 reviews 10745 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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3617 Highway 280, Alexander City, AL 35010 A+5.0 ★Texas Ratio: 4.39% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
America'S First Federal CU
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Conventional | 1 | 0.7% | 100% | $225,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA, Jumbo | 20 | 13.6% | 95.2% | $304,000 | |
Rocket Mortgage
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Conventional, FHA | 10 | 6.8% | 91.7% | $205,000 | |
loanDepot.com LLC
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Conventional, FHA | 7 | 4.8% | 66.7% | $126,428 | |
Kind Lending, LLC
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Conventional, FHA, VA | 5 | 3.4% | 62.5% | $271,000 | |
Stockton Mortgage Corporation
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FHA, USDA | 4 | 2.7% | 80% | $177,500 | |
21St Mortgage
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Conventional | 4 | 2.7% | 71.4% | $145,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 4 | 2.7% | 23.5% | $155,000 | |
CrossCountry Mortgage, LLC
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FHA | 3 | 2% | 100% | $301,666 | |
Pennymac Loan Services LLC
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FHA, VA | 2 | 1.4% | 100% | $320,000 | |
Union Home Mortgage Corp.
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Conventional, USDA | 2 | 1.4% | 100% | $175,000 | |
Cardinal Financial Company, Li
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FHA, USDA | 2 | 1.4% | 80% | $95,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.4% | 100% | $150,000 | |
Mortgage Research Center
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VA | 2 | 1.4% | 50% | $230,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 1.4% | 66.7% | $255,000 | |
Fairway Independent Mort Corp
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Conventional, Jumbo | 2 | 1.4% | 100% | $515,000 | |
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A+5.0 ★Texas Ratio: 5.42% |
Conventional | 2 | 1.4% | 100% | $305,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 2 | 1.4% | 100% | $95,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.7% | 100% | $245,000 | View |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.7% | 100% | $805,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.7% | 33.3% | $35,000 | |
Nbkc Bank
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Conventional | 1 | 0.7% | 100% | $245,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.7% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional | 1 | 0.7% | 33.3% | $155,000 | View |
Movement Mortgage, LLC
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FHA | 1 | 0.7% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.7% | 100% | $435,000 | View |
Amerisave Mortgage Company
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FHA | 1 | 0.7% | 14.3% | $95,000 | |
Assurance Financial Group, L.L.C.
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FHA | 1 | 0.7% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.7% | 100% | $175,000 | View |
Direct Lenders, LLC.
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FHA | 1 | 0.7% | 100% | $135,000 | |
Discover Bank
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Conventional | 1 | 0.7% | 100% | $205,000 | |
First National Community Bank
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Conventional, Jumbo | 1 | 0.7% | 100% | $975,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.7% | 50% | $135,000 | |
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A5.0 ★Texas Ratio: 7.27% |
Conventional | 1 | 0.7% | 100% | $525,000 | View |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.7% | 100% | $375,000 | View |
Direct Mortgage Loans, LLC
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Conventional | 1 | 0.7% | 100% | $285,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $235,000 | |
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A5.0 ★Texas Ratio: 7.72% |
VA | 1 | 0.7% | 100% | $215,000 | View |
Victorian Finance, LLC
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Conventional | 1 | 0.7% | 100% | $165,000 | |
Towne Mortgage Company
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FHA | 1 | 0.7% | 100% | $295,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.7% | 100% | $95,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 0.7% | 100% | $235,000 | |
Lower, LLC
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FHA | 1 | 0.7% | 100% | $85,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.7% | 100% | $245,000 | View |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.7% | 100% | $805,000 | |
Goprime Mortgage, Inc.
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VA | 1 | 0.7% | 100% | $245,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.7% | 100% | $495,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.7% | 100% | $325,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Centre Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Centre, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Centre? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Centre in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Centre, AL
Use these to narrow the list above. Each category shows how many Centre, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Centre, AL
Independent mortgage companies closed 62.6 percent of home loans in Centre, Alabama in 2025, banks 30.6 percent and credit unions 6.8 percent. United Wholesale Mortgage was the largest mortgage company, Regions Bank the largest bank and Emblem Credit Union the largest credit union. Among lenders headquartered in Alabama, Regions Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Centre, AL
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Centre, Alabama with 5 loans, about 3.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Centre, Alabama in 2025, led by United Wholesale Mortgage with 5. 6 lenders closed VA loans, led by United Wholesale Mortgage, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 7 credit unions closed home loans in Centre, Alabama in 2025, alongside 36 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Centre, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Centre, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Centre. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
