Calera, Alabama mortgage lenders include Central State BankCentral State Bank57 County Road 87, Calera, AL 35040A+5.0 ★Texas Ratio: 1.93%, FirstbankFirstbank615 Quintard Ave, Anniston, AL 36201A5.0 ★Texas Ratio: 7.51%, Regions BankRegions Bank55 S Colonial Dr, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.37%, Trustmark BankTrustmark Bank111 E Market St, Athens, AL 35611A+5.0 ★Texas Ratio: 2.40%, Renasant BankRenasant Bank1943 E Glenn Ave, Auburn, AL 36830A+5.0 ★Texas Ratio: 4.72%, Southpoint BankSouthpoint Bank1096 N Brindlee Mountain Pkwy, Arab, AL 35016F2.8 ★Texas Ratio: 41.33%, Southstate Bank, National AssociationSouthstate Bank, National Association1605 E University Dr, Auburn, AL 36830A+5.0 ★Texas Ratio: 2.27%, Avadian Credit UnionAvadian Credit Union475 Green Springs Hwy, Birmingham, AL 35209 4921A+5.0 ★Texas Ratio: 3.41%, Legacy Community Federal Credit UnionLegacy Community Federal Credit Union810 Colonial Promenade Pkwy, Alabaster, AL 35007A5.0 ★Texas Ratio: 7.13%, and Wells Fargo Bank NAWells Fargo Bank NA500 Colonial Promenade Pkwy, Alabaster, AL 35007A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Calera, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Calera are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Calera, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
57 County Road 87, Calera, AL 35040 A+5.0 ★Texas Ratio: 1.93% |
Conventional, Jumbo | 9 | 1.3% | 92.9% | $293,888 | View |
|
615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA, VA, USDA | 34 | 5% | 81% | $209,117 | View |
|
55 S Colonial Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, VA, HELOC | 28 +37 HELOCs |
4.1% | 70.5% | $175,000 | View |
|
111 E Market St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.40% |
Conventional, FHA, USDA, HELOC | 13 +3 HELOCs |
1.9% | 100% | $314,230 | View |
|
1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, VA | 11 | 1.6% | 100% | $213,181 | View |
|
1096 N Brindlee Mountain Pkwy, Arab, AL 35016 F2.8 ★Texas Ratio: 41.33% |
Conventional, FHA | 10 | 1.5% | 83.3% | $173,000 | View |
|
★ 5 stars, 1 review 1605 E University Dr, Auburn, AL 36830 A+5.0 ★Texas Ratio: 2.27% |
Conventional, FHA | 4 | 0.6% | 66.7% | $120,000 | View |
|
475 Green Springs Hwy, Birmingham, AL 35209 4921 A+5.0 ★Texas Ratio: 3.41% |
Conventional, FHA, HELOC | 3 +14 HELOCs |
0.4% | 100% | $198,333 | View |
|
810 Colonial Promenade Pkwy, Alabaster, AL 35007 A5.0 ★Texas Ratio: 7.13% |
Conventional | 3 | 0.4% | 100% | $155,000 | View |
|
500 Colonial Promenade Pkwy, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.4% | 100% | $141,666 | View |
|
5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80% |
FHA | 3 | 0.4% | 100% | $175,000 | View |
|
1501 31st Ave N, Birmingham, AL 35207 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 2 | 0.3% | 100% | $250,000 | View |
|
50 Jimmy Gould Dr, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 2 | 0.3% | 100% | $150,000 | View |
|
★ 4 stars, 1 review 204 Kirkland St, Abbeville, AL 36310 A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA | 2 | 0.3% | 100% | $180,000 | View |
|
★ 1.7 stars, 3 reviews 10745 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +4 HELOCs |
0.1% | 50% | $175,000 | View |
|
1215A Dr M L K Jr Expy, Andalusia, AL 36420 3431 A+5.0 ★Texas Ratio: 5.47% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $685,000 | View |
|
★ 5 stars, 1 review 2340 Woodcrest Pl, Birmingham, AL 35209 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.1% | 100% | $295,000 | View |
|
2320 Moores Mill Rd, Auburn, AL 36830 A5.0 ★Texas Ratio: 8.75% |
Conventional | 1 | 0.1% | 100% | $535,000 | View |
|
286 Us Highway 31 S, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.46% |
Conventional | 1 | 0.1% | 100% | $235,000 | View |
|
791 4th Pl SW, Alabaster, AL 35007 8878 A+5.0 ★Texas Ratio: 3.69% |
Conventional | 1 | 0.1% | 100% | $85,000 | View |
|
1400 Woodfin Ln Ste D, Clanton, AL 35045 8746 A+5.0 ★Texas Ratio: 1.25% |
Conventional | 1 | 0.1% | 100% | $45,000 | View |
|
5976 US Highway 431, Albertville, AL 35950 2008 A+5.0 ★Texas Ratio: 1.16% |
Conventional | 1 | 0.1% | 100% | $185,000 | View |
|
1100 Quintard Ave, Anniston, AL 36201 C+4.0 ★Texas Ratio: 26.59% |
Conventional | 1 | 0.1% | 100% | $195,000 | View |
|
3512 US Highway 431, ALBERTVILLE, AL 35950 0204 A+5.0 ★Texas Ratio: 3.81% |
Conventional | 1 | 0.1% | 50% | $225,000 | View |
|
2121 Highland Ave S, Birmingham, AL 35205 A+5.0 ★Texas Ratio: 2.97% |
Conventional | 1 | 0.1% | 100% | $235,000 | View |
|
9064 Memorial Pkwy Sw, Huntsville, AL 35802 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.1% | 100% | $165,000 | View |
|
2549 South Blvd, Brewton, AL 36426 A5.0 ★Texas Ratio: 6.53% |
Conventional | 1 | 0.1% | 100% | $295,000 | View |
|
1001 N Brindlee Mountain Pkwy, Arab, AL 35016 A5.0 ★Texas Ratio: 6.16% |
Conventional | 1 | 0.1% | 50% | $115,000 | View |
|
3700 Dauphin St, Mobile, AL 36608 A5.0 ★Texas Ratio: 6.66% |
Conventional | 1 | 0.1% | 100% | $425,000 | View |
|
925 Quintard Ave, Anniston, AL 36201 A+5.0 ★Texas Ratio: 0.41% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
|
1216 Wilmer Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 6.56% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Tjc Mortgage Inc
|
Conventional, FHA | 5 | 0.7% | 100% | $171,000 | |
Hamilton Mortgage Corporation
|
Conventional, FHA, VA | 4 | 0.6% | 100% | $172,500 | |
CSL Financial, LLC
|
Conventional | 1 | 0.1% | 100% | $75,000 | |
America'S First Federal CU
|
HELOC | 0 +23 HELOCs |
0% | 0% | ||
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA, USDA | 76 | 11.1% | 75.2% | $280,657 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 39 +2 HELOCs |
5.7% | 82% | $237,051 | |
Rocket Mortgage
|
Conventional, FHA, VA | 35 | 5.1% | 77.8% | $157,285 | |
Acrisure Mortgage, LLC
|
Conventional, FHA, VA, USDA | 30 | 4.4% | 100% | $289,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA, USDA | 22 | 3.2% | 100% | $254,090 | |
Movement Mortgage, LLC
|
Conventional, FHA, VA, HELOC | 20 +1 HELOCs |
2.9% | 100% | $224,500 | |
Guild Mortgage Company
|
Conventional, FHA | 18 | 2.6% | 86.4% | $190,000 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 16 | 2.3% | 89.5% | $220,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 14 | 2% | 80% | $189,285 | |
Mortgage Research Center
|
VA | 14 | 2% | 73.7% | $292,857 | |
Lennar Mortgage, LLC
|
Conventional, FHA, USDA | 11 | 1.6% | 84.6% | $226,818 | |
Nationstar Mortgage
|
Conventional, FHA, VA | 10 | 1.5% | 83.3% | $140,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 10 | 1.5% | 76.9% | $313,000 | |
Cadence Bank
|
Conventional, FHA, VA, HELOC | 9 +2 HELOCs |
1.3% | 100% | $218,333 | |
Assurance Financial Group, L.L.C.
|
Conventional, FHA, USDA | 8 | 1.2% | 100% | $336,250 | |
Lendlo Mortgage, LLC
|
Conventional, FHA, VA, USDA | 8 | 1.2% | 88.9% | $243,750 | |
New American Funding, LLC.
|
Conventional, FHA, VA | 8 | 1.2% | 100% | $163,750 | |
Guaranteed Rate, Inc.
|
Conventional, FHA | 7 | 1% | 77.8% | $172,142 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA, VA | 7 | 1% | 100% | $285,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional, FHA, VA | 7 | 1% | 100% | $232,142 | |
Union Home Mortgage Corp.
|
Conventional, FHA, VA, HELOC | 6 +1 HELOCs |
0.9% | 100% | $248,333 | |
CrossCountry Mortgage, LLC
|
Conventional, VA | 6 | 0.9% | 100% | $246,666 | |
Cmg Mortgage Inc
|
FHA, VA, USDA | 6 | 0.9% | 100% | $275,000 | |
Carrington Mortgage Services LLC
|
Conventional, FHA, VA | 6 | 0.9% | 60% | $196,666 | |
Newrez LLC
|
FHA, VA, USDA | 5 | 0.7% | 83.3% | $187,000 | |
Stockton Mortgage Corporation
|
FHA, USDA | 5 | 0.7% | 85.7% | $229,000 | |
Kind Lending, LLC
|
Conventional, FHA, USDA | 4 | 0.6% | 100% | $210,000 | |
Nfm, Inc
|
Conventional, FHA | 4 | 0.6% | 100% | $225,000 | |
Synovus Bank
|
Conventional, FHA, VA, USDA | 4 | 0.6% | 100% | $185,000 | |
The Mortgage Firm
|
Conventional, FHA | 4 | 0.6% | 100% | $177,500 | |
The Loan Store, Inc
|
Conventional, FHA | 4 | 0.6% | 100% | $190,000 | |
Mutual of Omaha Mortgage
|
FHA, VA, USDA | 4 | 0.6% | 66.7% | $235,000 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 4 | 0.6% | 100% | $187,500 | View |
Hunt Mortgage Corporation
|
Conventional, FHA, VA | 4 | 0.6% | 80% | $242,500 | |
Gmfs, LLC
|
Conventional, FHA | 4 | 0.6% | 100% | $205,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 4 | 0.6% | 23.5% | $137,500 | |
Leaderone Financial Corp.
|
Conventional, FHA | 4 | 0.6% | 44.4% | $225,000 | |
Cornerstone First Mortgage, LLC
|
Conventional, FHA | 3 | 0.4% | 100% | $335,000 | |
AmeriHome Mortgage Company, LLC
|
FHA, VA | 3 | 0.4% | 60% | $245,000 | |
Premier Lending Inc.
|
Conventional, FHA, VA | 3 | 0.4% | 100% | $158,333 | |
|
A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 2 +2 HELOCs |
0.3% | 100% | $235,000 | View |
Spring Eq, LLC
|
Conventional, HELOC | 2 +1 HELOCs |
0.3% | 28.6% | $30,000 | |
|
A4.6 ★Texas Ratio: 2.08% |
FHA | 2 | 0.3% | 100% | $285,000 | View |
Lakeview Loan Servicing, LLC
|
Conventional, FHA | 2 | 0.3% | 30% | $140,000 | |
Canopy Mortgage, LLC
|
FHA, VA | 2 | 0.3% | 100% | $200,000 | |
Equity Prime Mortgage LLC
|
FHA, VA | 2 | 0.3% | 66.7% | $230,000 | |
Amerisave Mortgage Company
|
Conventional | 2 | 0.3% | 33.3% | $50,000 | |
|
A5.0 ★Texas Ratio: 8.01% |
Conventional, FHA | 2 | 0.3% | 100% | $215,000 | View |
AdvantageFirst Lending Inc
|
VA | 2 | 0.3% | 66.7% | $345,000 | |
American Financial Network, Inc.
|
FHA, VA | 2 | 0.3% | 100% | $205,000 | |
Valley West Corporation
|
FHA | 2 | 0.3% | 100% | $240,000 | |
Success Mortgage Partners, Inc
|
Conventional, FHA | 2 | 0.3% | 100% | $95,000 | |
New Day Financial, LLC.
|
VA | 2 | 0.3% | 50% | $300,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 0.3% | 100% | $280,000 | View |
BoxCar Mortgage, LLC
|
Conventional, FHA | 2 | 0.3% | 66.7% | $180,000 | |
Mortgage Solutions of Colorado
|
VA | 2 | 0.3% | 100% | $270,000 | |
Lower, LLC
|
Conventional, FHA | 2 | 0.3% | 66.7% | $215,000 | |
21St Mortgage
|
Conventional | 2 | 0.3% | 40% | $85,000 | |
Plaza Home Mortgage, Inc
|
FHA, USDA | 2 | 0.3% | 66.7% | $220,000 | |
Village Capital & Investment
|
VA | 2 | 0.3% | 83.3% | $335,000 | |
Goodleap, LLC
|
VA, HELOC | 1 +1 HELOCs |
0.1% | 100% | $245,000 | |
loanDepot.com LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 16.7% | $55,000 | |
|
A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $275,000 | View |
EMM Loans LLC
|
FHA | 1 | 0.1% | 100% | $195,000 | |
|
A+5.0 ★Texas Ratio: 1.01% |
Conventional | 1 | 0.1% | 100% | $455,000 | View |
American Financial Resources LLC
|
FHA | 1 | 0.1% | 100% | $275,000 | |
|
A-4.9 ★Texas Ratio: 16.48% |
FHA | 1 | 0.1% | 100% | $215,000 | View |
Envoy Mortgage, Ltd
|
FHA | 1 | 0.1% | 100% | $255,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.1% | 100% | $325,000 | View |
|
A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.1% | 100% | $165,000 | View |
Princeton Mortgage Corporation
|
FHA | 1 | 0.1% | 100% | $325,000 | |
HomeXpress Mortgage Corp.
|
Conventional | 1 | 0.1% | 50% | $165,000 | |
Discover Bank
|
Conventional | 1 | 0.1% | 50% | $45,000 | |
Oceanside Mortgage Company
|
FHA | 1 | 0.1% | 100% | $205,000 | |
Click n' Close, Inc.
|
FHA | 1 | 0.1% | 100% | $245,000 | |
ClearPath Lending
|
VA | 1 | 0.1% | 100% | $285,000 | |
First Colony Mortgage Corporat
|
Conventional | 1 | 0.1% | 66.7% | $175,000 | |
Land Home Financial Services,
|
FHA | 1 | 0.1% | 100% | $305,000 | |
Atlantic Bay Mortgage Group
|
FHA | 1 | 0.1% | 100% | $205,000 | |
|
A+5.0 ★Texas Ratio: 1.48% |
Conventional | 1 | 0.1% | 100% | $275,000 | View |
Credence Funding Corporation
|
VA | 1 | 0.1% | 100% | $295,000 | |
Churchill Mortgage Corporation
|
FHA | 1 | 0.1% | 100% | $175,000 | |
Planet Home Lending, LLC
|
FHA | 1 | 0.1% | 100% | $215,000 | |
The Local Lender, LLC
|
Conventional | 1 | 0.1% | 100% | $255,000 | |
Mortgage Equity Partners LLC
|
Conventional | 1 | 0.1% | 100% | $195,000 | |
American Pacific Mortgage Corporation
|
Conventional | 1 | 0.1% | 100% | $135,000 | |
Victorian Finance, LLC
|
FHA | 1 | 0.1% | 100% | $225,000 | |
Acopia, LLC
|
FHA | 1 | 0.1% | 100% | $185,000 | |
Endeavor Capital, LLC
|
FHA | 1 | 0.1% | 100% | $145,000 | |
Citadel Servicing Corporation
|
Conventional | 1 | 0.1% | 100% | $255,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.1% | 100% | $225,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.1% | 100% | $75,000 | View |
Angel Oak Mortgage Solutions LLC
|
Conventional, Jumbo | 1 | 0.1% | 50% | $1,905,000 | |
Reliance First Capital, LLC
|
FHA | 1 | 0.1% | 100% | $285,000 | |
Top Flite Financial, Inc.
|
FHA | 1 | 0.1% | 100% | $155,000 | |
Tomo Mortgage LLC
|
Conventional | 1 | 0.1% | 100% | $475,000 | |
Figure Lending LLC
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Quorum Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
|
HELOC | 0 +1 HELOCs |
0% | 0% |
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Calera? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Calera in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Calera, AL lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 73 percent of home loans in Calera, Alabama in 2025, banks 23.4 percent and credit unions 3.7 percent. Tjc Mortgage Inc was the largest mortgage company, Central State Bank the largest bank and Avadian Credit Union the largest credit union. Among lenders headquartered in Alabama, Central State Bank led with 9 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
By home loans closed in 2025, Central State Bank was the largest mortgage lender in Calera, Alabama with 9 loans, about 1.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Calera, Alabama, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 75.2 percent, against a 81.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
74 lenders closed FHA loans in Calera, Alabama in 2025, led by DHI Mortgage Company, LTD. with 41. 41 lenders closed VA loans, led by Mortgage Research Center, and 15 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 35 banks and 15 credit unions closed home loans in Calera, Alabama in 2025, alongside 86 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Calera, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Calera, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Calera. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.