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Mortgage Lenders and Brokers in Calera, Alabama

Calera, Alabama mortgage lenders include Central State BankCentral State Bank57 County Road 87, Calera, AL 35040A+5.0 ★Texas Ratio: 1.93%, FirstbankFirstbank615 Quintard Ave, Anniston, AL 36201A5.0 ★Texas Ratio: 7.51%, Regions BankRegions Bank55 S Colonial Dr, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.37%, Trustmark BankTrustmark Bank111 E Market St, Athens, AL 35611A+5.0 ★Texas Ratio: 2.40%, Renasant BankRenasant Bank1943 E Glenn Ave, Auburn, AL 36830A+5.0 ★Texas Ratio: 4.72%, Southpoint BankSouthpoint Bank1096 N Brindlee Mountain Pkwy, Arab, AL 35016F2.8 ★Texas Ratio: 41.33%, Southstate Bank, National AssociationSouthstate Bank, National Association1605 E University Dr, Auburn, AL 36830A+5.0 ★Texas Ratio: 2.27%, Avadian Credit UnionAvadian Credit Union475 Green Springs Hwy, Birmingham, AL 35209 4921A+5.0 ★Texas Ratio: 3.41%, Legacy Community Federal Credit UnionLegacy Community Federal Credit Union810 Colonial Promenade Pkwy, Alabaster, AL 35007A5.0 ★Texas Ratio: 7.13%, and Wells Fargo Bank NAWells Fargo Bank NA500 Colonial Promenade Pkwy, Alabaster, AL 35007A+5.0 ★Texas Ratio: 5.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Calera, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Calera are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Calera, Alabama

Market share is the lender's share of all home loans closed in Calera, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
57 County Road 87, Calera, AL 35040
A+5.0 ★Texas Ratio: 1.93%
Conventional, Jumbo 9 1.3% 92.9% $293,888 View
615 Quintard Ave, Anniston, AL 36201
A5.0 ★Texas Ratio: 7.51%
Conventional, FHA, VA, USDA 34 5% 81% $209,117 View
55 S Colonial Dr, Alabaster, AL 35007
A+5.0 ★Texas Ratio: 4.37%
Conventional, FHA, VA, HELOC 28
+37 HELOCs
4.1% 70.5% $175,000 View
111 E Market St, Athens, AL 35611
A+5.0 ★Texas Ratio: 2.40%
Conventional, FHA, USDA, HELOC 13
+3 HELOCs
1.9% 100% $314,230 View
1943 E Glenn Ave, Auburn, AL 36830
A+5.0 ★Texas Ratio: 4.72%
Conventional, FHA, VA 11 1.6% 100% $213,181 View
1096 N Brindlee Mountain Pkwy, Arab, AL 35016
F2.8 ★Texas Ratio: 41.33%
Conventional, FHA 10 1.5% 83.3% $173,000 View
★ 5 stars, 1 review
1605 E University Dr, Auburn, AL 36830
A+5.0 ★Texas Ratio: 2.27%
Conventional, FHA 4 0.6% 66.7% $120,000 View
475 Green Springs Hwy, Birmingham, AL 35209 4921
A+5.0 ★Texas Ratio: 3.41%
Conventional, FHA, HELOC 3
+14 HELOCs
0.4% 100% $198,333 View
810 Colonial Promenade Pkwy, Alabaster, AL 35007
A5.0 ★Texas Ratio: 7.13%
Conventional 3 0.4% 100% $155,000 View
500 Colonial Promenade Pkwy, Alabaster, AL 35007
A+5.0 ★Texas Ratio: 5.36%
Conventional 3 0.4% 100% $141,666 View
5301 Highway 69 S, Tuscaloosa, AL 35405
A+5.0 ★Texas Ratio: 2.80%
FHA 3 0.4% 100% $175,000 View
1501 31st Ave N, Birmingham, AL 35207
A+5.0 ★Texas Ratio: 0.89%
Conventional 2 0.3% 100% $250,000 View
50 Jimmy Gould Dr, Alabaster, AL 35007
A+5.0 ★Texas Ratio: 5.76%
Conventional 2 0.3% 100% $150,000 View
★ 4 stars, 1 review
204 Kirkland St, Abbeville, AL 36310
A+5.0 ★Texas Ratio: 1.82%
Conventional, FHA 2 0.3% 100% $180,000 View
★ 1.7 stars, 3 reviews
10745 Highway 119, Alabaster, AL 35007
A+5.0 ★Texas Ratio: 4.24%
Conventional, HELOC 1
+4 HELOCs
0.1% 50% $175,000 View
1215A Dr M L K Jr Expy, Andalusia, AL 36420 3431
A+5.0 ★Texas Ratio: 5.47%
Conventional, HELOC 1
+1 HELOCs
0.1% 100% $685,000 View
★ 5 stars, 1 review
2340 Woodcrest Pl, Birmingham, AL 35209
A+5.0 ★Texas Ratio: 5.76%
Conventional 1 0.1% 100% $295,000 View
2320 Moores Mill Rd, Auburn, AL 36830
A5.0 ★Texas Ratio: 8.75%
Conventional 1 0.1% 100% $535,000 View
286 Us Highway 31 S, Athens, AL 35611
A+5.0 ★Texas Ratio: 2.46%
Conventional 1 0.1% 100% $235,000 View
791 4th Pl SW, Alabaster, AL 35007 8878
A+5.0 ★Texas Ratio: 3.69%
Conventional 1 0.1% 100% $85,000 View
1400 Woodfin Ln Ste D, Clanton, AL 35045 8746
A+5.0 ★Texas Ratio: 1.25%
Conventional 1 0.1% 100% $45,000 View
5976 US Highway 431, Albertville, AL 35950 2008
A+5.0 ★Texas Ratio: 1.16%
Conventional 1 0.1% 100% $185,000 View
1100 Quintard Ave, Anniston, AL 36201
C+4.0 ★Texas Ratio: 26.59%
Conventional 1 0.1% 100% $195,000 View
3512 US Highway 431, ALBERTVILLE, AL 35950 0204
A+5.0 ★Texas Ratio: 3.81%
Conventional 1 0.1% 50% $225,000 View
2121 Highland Ave S, Birmingham, AL 35205
A+5.0 ★Texas Ratio: 2.97%
Conventional 1 0.1% 100% $235,000 View
9064 Memorial Pkwy Sw, Huntsville, AL 35802
A+5.0 ★Texas Ratio: 3.22%
Conventional 1 0.1% 100% $165,000 View
2549 South Blvd, Brewton, AL 36426
A5.0 ★Texas Ratio: 6.53%
Conventional 1 0.1% 100% $295,000 View
1001 N Brindlee Mountain Pkwy, Arab, AL 35016
A5.0 ★Texas Ratio: 6.16%
Conventional 1 0.1% 50% $115,000 View
3700 Dauphin St, Mobile, AL 36608
A5.0 ★Texas Ratio: 6.66%
Conventional 1 0.1% 100% $425,000 View
925 Quintard Ave, Anniston, AL 36201
A+5.0 ★Texas Ratio: 0.41%
HELOC 0
+4 HELOCs
0% n/a View
1216 Wilmer Ave, Anniston, AL 36201
A5.0 ★Texas Ratio: 6.56%
HELOC 0
+1 HELOCs
0% n/a View
Tjc Mortgage Inc
Conventional, FHA 5 0.7% 100% $171,000
Hamilton Mortgage Corporation
Conventional, FHA, VA 4 0.6% 100% $172,500
CSL Financial, LLC
Conventional 1 0.1% 100% $75,000
America'S First Federal CU
HELOC 0
+23 HELOCs
0% 0%
DHI Mortgage Company, LTD.
Conventional, FHA, VA, USDA 76 11.1% 75.2% $280,657
United Wholesale Mortgage
Conventional, FHA, VA, HELOC 39
+2 HELOCs
5.7% 82% $237,051
Rocket Mortgage
Conventional, FHA, VA 35 5.1% 77.8% $157,285
Acrisure Mortgage, LLC
Conventional, FHA, VA, USDA 30 4.4% 100% $289,000
Fairway Independent Mort Corp
Conventional, FHA, VA, USDA 22 3.2% 100% $254,090
Movement Mortgage, LLC
Conventional, FHA, VA, HELOC 20
+1 HELOCs
2.9% 100% $224,500
Guild Mortgage Company
Conventional, FHA 18 2.6% 86.4% $190,000
Freedom Mortgage Corporation
Conventional, FHA, VA 16 2.3% 89.5% $220,000
Pennymac Loan Services LLC
Conventional, FHA, VA 14 2% 80% $189,285
Mortgage Research Center
VA 14 2% 73.7% $292,857
Lennar Mortgage, LLC
Conventional, FHA, USDA 11 1.6% 84.6% $226,818
Nationstar Mortgage
Conventional, FHA, VA 10 1.5% 83.3% $140,000
A5.0 ★Texas Ratio: 8.14%
Conventional, VA 10 1.5% 76.9% $313,000
Cadence Bank
Conventional, FHA, VA, HELOC 9
+2 HELOCs
1.3% 100% $218,333
Assurance Financial Group, L.L.C.
Conventional, FHA, USDA 8 1.2% 100% $336,250
Lendlo Mortgage, LLC
Conventional, FHA, VA, USDA 8 1.2% 88.9% $243,750
New American Funding, LLC.
Conventional, FHA, VA 8 1.2% 100% $163,750
Guaranteed Rate, Inc.
Conventional, FHA 7 1% 77.8% $172,142
Prosperity Home Mortgage, LLC
Conventional, FHA, VA 7 1% 100% $285,000
Ark-La-Tex Financial Services LLC
Conventional, FHA, VA 7 1% 100% $232,142
Union Home Mortgage Corp.
Conventional, FHA, VA, HELOC 6
+1 HELOCs
0.9% 100% $248,333
CrossCountry Mortgage, LLC
Conventional, VA 6 0.9% 100% $246,666
Cmg Mortgage Inc
FHA, VA, USDA 6 0.9% 100% $275,000
Carrington Mortgage Services LLC
Conventional, FHA, VA 6 0.9% 60% $196,666
Newrez LLC
FHA, VA, USDA 5 0.7% 83.3% $187,000
Stockton Mortgage Corporation
FHA, USDA 5 0.7% 85.7% $229,000
Kind Lending, LLC
Conventional, FHA, USDA 4 0.6% 100% $210,000
Nfm, Inc
Conventional, FHA 4 0.6% 100% $225,000
Synovus Bank
Conventional, FHA, VA, USDA 4 0.6% 100% $185,000
The Mortgage Firm
Conventional, FHA 4 0.6% 100% $177,500
The Loan Store, Inc
Conventional, FHA 4 0.6% 100% $190,000
Mutual of Omaha Mortgage
FHA, VA, USDA 4 0.6% 66.7% $235,000
B-4.3 ★Texas Ratio: 23.12%
Conventional 4 0.6% 100% $187,500 View
Hunt Mortgage Corporation
Conventional, FHA, VA 4 0.6% 80% $242,500
Gmfs, LLC
Conventional, FHA 4 0.6% 100% $205,000
Vanderbilt Mortgage and Finance, Inc
Conventional 4 0.6% 23.5% $137,500
Leaderone Financial Corp.
Conventional, FHA 4 0.6% 44.4% $225,000
Cornerstone First Mortgage, LLC
Conventional, FHA 3 0.4% 100% $335,000
AmeriHome Mortgage Company, LLC
FHA, VA 3 0.4% 60% $245,000
Premier Lending Inc.
Conventional, FHA, VA 3 0.4% 100% $158,333
A+5.0 ★Texas Ratio: 4.14%
Conventional, HELOC 2
+2 HELOCs
0.3% 100% $235,000 View
Spring Eq, LLC
Conventional, HELOC 2
+1 HELOCs
0.3% 28.6% $30,000
A4.6 ★Texas Ratio: 2.08%
FHA 2 0.3% 100% $285,000 View
Lakeview Loan Servicing, LLC
Conventional, FHA 2 0.3% 30% $140,000
Canopy Mortgage, LLC
FHA, VA 2 0.3% 100% $200,000
Equity Prime Mortgage LLC
FHA, VA 2 0.3% 66.7% $230,000
Amerisave Mortgage Company
Conventional 2 0.3% 33.3% $50,000
A5.0 ★Texas Ratio: 8.01%
Conventional, FHA 2 0.3% 100% $215,000 View
AdvantageFirst Lending Inc
VA 2 0.3% 66.7% $345,000
American Financial Network, Inc.
FHA, VA 2 0.3% 100% $205,000
Valley West Corporation
FHA 2 0.3% 100% $240,000
Success Mortgage Partners, Inc
Conventional, FHA 2 0.3% 100% $95,000
New Day Financial, LLC.
VA 2 0.3% 50% $300,000
B-3.5 ★Texas Ratio: 6.80%
Conventional, VA 2 0.3% 100% $280,000 View
BoxCar Mortgage, LLC
Conventional, FHA 2 0.3% 66.7% $180,000
Mortgage Solutions of Colorado
VA 2 0.3% 100% $270,000
Lower, LLC
Conventional, FHA 2 0.3% 66.7% $215,000
21St Mortgage
Conventional 2 0.3% 40% $85,000
Plaza Home Mortgage, Inc
FHA, USDA 2 0.3% 66.7% $220,000
Village Capital & Investment
VA 2 0.3% 83.3% $335,000
Goodleap, LLC
VA, HELOC 1
+1 HELOCs
0.1% 100% $245,000
loanDepot.com LLC
Conventional, HELOC 1
+1 HELOCs
0.1% 16.7% $55,000
A+5.0 ★Texas Ratio: 5.44%
Conventional, HELOC 1
+1 HELOCs
0.1% 100% $275,000 View
EMM Loans LLC
FHA 1 0.1% 100% $195,000
A+5.0 ★Texas Ratio: 1.01%
Conventional 1 0.1% 100% $455,000 View
American Financial Resources LLC
FHA 1 0.1% 100% $275,000
A-4.9 ★Texas Ratio: 16.48%
FHA 1 0.1% 100% $215,000 View
Envoy Mortgage, Ltd
FHA 1 0.1% 100% $255,000
D3.3 ★Texas Ratio: 35.11%
Conventional 1 0.1% 100% $325,000 View
A+5.0 ★Texas Ratio: 4.11%
FHA 1 0.1% 100% $165,000 View
Princeton Mortgage Corporation
FHA 1 0.1% 100% $325,000
HomeXpress Mortgage Corp.
Conventional 1 0.1% 50% $165,000
Discover Bank
Conventional 1 0.1% 50% $45,000
Oceanside Mortgage Company
FHA 1 0.1% 100% $205,000
Click n' Close, Inc.
FHA 1 0.1% 100% $245,000
ClearPath Lending
VA 1 0.1% 100% $285,000
First Colony Mortgage Corporat
Conventional 1 0.1% 66.7% $175,000
Land Home Financial Services,
FHA 1 0.1% 100% $305,000
Atlantic Bay Mortgage Group
FHA 1 0.1% 100% $205,000
A+5.0 ★Texas Ratio: 1.48%
Conventional 1 0.1% 100% $275,000 View
Credence Funding Corporation
VA 1 0.1% 100% $295,000
Churchill Mortgage Corporation
FHA 1 0.1% 100% $175,000
Planet Home Lending, LLC
FHA 1 0.1% 100% $215,000
The Local Lender, LLC
Conventional 1 0.1% 100% $255,000
Mortgage Equity Partners LLC
Conventional 1 0.1% 100% $195,000
American Pacific Mortgage Corporation
Conventional 1 0.1% 100% $135,000
Victorian Finance, LLC
FHA 1 0.1% 100% $225,000
Acopia, LLC
FHA 1 0.1% 100% $185,000
Endeavor Capital, LLC
FHA 1 0.1% 100% $145,000
Citadel Servicing Corporation
Conventional 1 0.1% 100% $255,000
Zillow Home Loans, LLC
Conventional 1 0.1% 100% $225,000
A+5.0 ★Texas Ratio: 0.51%
Conventional 1 0.1% 100% $75,000 View
Angel Oak Mortgage Solutions LLC
Conventional, Jumbo 1 0.1% 50% $1,905,000
Reliance First Capital, LLC
FHA 1 0.1% 100% $285,000
Top Flite Financial, Inc.
FHA 1 0.1% 100% $155,000
Tomo Mortgage LLC
Conventional 1 0.1% 100% $475,000
Figure Lending LLC
HELOC 0
+3 HELOCs
0% n/a
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+2 HELOCs
0% n/a View
HomeBridge Financial Services, Inc
HELOC 0
+1 HELOCs
0% 0%
Quorum Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Better Mortgage Corporation
HELOC 0
+1 HELOCs
0% 0%
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 6, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Calera, Alabama

Looking for mortgage lenders near me or mortgage brokers near me in Calera? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Calera in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Calera, AL

Use these to narrow the list above. Each category shows how many Calera, AL lenders fit and what that kind of lender is usually best for.

Who Lends in Calera, AL

Independent mortgage companies closed 73 percent of home loans in Calera, Alabama in 2025, banks 23.4 percent and credit unions 3.7 percent. Tjc Mortgage Inc was the largest mortgage company, Central State Bank the largest bank and Avadian Credit Union the largest credit union. Among lenders headquartered in Alabama, Central State Bank led with 9 loans.

73%
Mortgage companies
23.4%
Banks
3.7%
Credit unions
36%
FHA loans
15%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.

More Alabama Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Calera, AL

Who is the largest mortgage lender in Calera, AL?

By home loans closed in 2025, Central State Bank was the largest mortgage lender in Calera, Alabama with 9 loans, about 1.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Calera, AL have the highest approval rates?

Among lenders with meaningful volume in Calera, Alabama, DHI Mortgage Company, LTD. approved the highest share of completed applications in 2025 at 75.2 percent, against a 81.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Calera, AL mortgage lenders offer FHA, VA and USDA loans?

74 lenders closed FHA loans in Calera, Alabama in 2025, led by DHI Mortgage Company, LTD. with 41. 41 lenders closed VA loans, led by Mortgage Research Center, and 15 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Calera, AL lender list?

Yes. 35 banks and 15 credit unions closed home loans in Calera, Alabama in 2025, alongside 86 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Calera, AL ranked on this page?

Lenders are ranked only by the number of home loans they closed in Calera, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Calera, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Calera. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.