Mortgage Lenders and Brokers in Bessemer, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Bessemer, Alabama mortgage lenders include Regions BankRegions Bank1290 Greenmor Dr, Bessemer, AL 35022A+5.0 ★Texas Ratio: 4.37%, PNC Bank N.A.PNC Bank N.A.1719 4th Ave N, Bessemer, AL 35020A+5.0 ★Texas Ratio: 4.24%, First Financial BankFirst Financial Bank1630 4th Ave N, Bessemer, AL 35020A+5.0 ★Texas Ratio: 4.65%, Wells Fargo Bank NAWells Fargo Bank NA4901 Promenade Pkwy, Bessemer, AL 35022A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank200 18th St N, Bessemer, AL 35020A+5.0 ★Texas Ratio: 2.87%, Southstate Bank, National AssociationSouthstate Bank, National Association1605 E University Dr, Auburn, AL 36830A+5.0 ★Texas Ratio: 2.27%, eCO Credit UnioneCO Credit Union791 4th Pl SW, Alabaster, AL 35007 8878A+5.0 ★Texas Ratio: 3.69%, FirstbankFirstbank615 Quintard Ave, Anniston, AL 36201A5.0 ★Texas Ratio: 7.51%, Southpoint BankSouthpoint Bank1096 N Brindlee Mountain Pkwy, Arab, AL 35016F2.8 ★Texas Ratio: 41.33%, and Trustmark BankTrustmark Bank111 E Market St, Athens, AL 35611A+5.0 ★Texas Ratio: 2.40%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Bessemer, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bessemer are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Bessemer, Alabama
Market share is the lender's share of all home loans closed in Bessemer, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3 offices in Bessemer 1290 Greenmor Dr, Bessemer, AL 35022 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 12 +18 HELOCs |
3.4% | 37% | $142,500 | View |
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★ 1.7 stars, 3 reviews 1 office in Bessemer 1719 4th Ave N, Bessemer, AL 35020 A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA, VA, HELOC | 3 +4 HELOCs |
0.9% | 60% | $161,666 | View |
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1630 4th Ave N, Bessemer, AL 35020 A+5.0 ★Texas Ratio: 4.65% |
Conventional | 3 | 0.9% | 75% | $155,000 | View |
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1 office in Bessemer 4901 Promenade Pkwy, Bessemer, AL 35022 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.6% | 40% | $45,000 | View |
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★ 1 stars, 1 review 1 office in Bessemer 200 18th St N, Bessemer, AL 35020 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 1605 E University Dr, Auburn, AL 36830 A+5.0 ★Texas Ratio: 2.27% |
Conventional, FHA, VA | 21 | 6% | 80.8% | $132,619 | View |
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791 4th Pl SW, Alabaster, AL 35007 8878 A+5.0 ★Texas Ratio: 3.69% |
Conventional, HELOC | 5 +1 HELOCs |
1.4% | 100% | $93,000 | View |
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615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51% |
Conventional, FHA, HELOC | 5 +1 HELOCs |
1.4% | 83.3% | $211,000 | View |
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1096 N Brindlee Mountain Pkwy, Arab, AL 35016 F2.8 ★Texas Ratio: 41.33% |
Conventional, FHA, VA | 5 | 1.4% | 100% | $295,000 | View |
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111 E Market St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.40% |
Conventional, FHA, HELOC | 4 +1 HELOCs |
1.1% | 80% | $250,000 | View |
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★ 5 stars, 1 review 2340 Woodcrest Pl, Birmingham, AL 35209 A+5.0 ★Texas Ratio: 5.76% |
Conventional, FHA | 3 | 0.9% | 75% | $225,000 | View |
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5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80% |
Conventional, FHA | 3 | 0.9% | 100% | $108,333 | View |
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475 Green Springs Hwy, Birmingham, AL 35209 4921 A+5.0 ★Texas Ratio: 3.41% |
Conventional, HELOC | 2 +8 HELOCs |
0.6% | 50% | $400,000 | View |
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185 N College St, Auburn, AL 36830 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.6% | 100% | $285,000 | View |
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1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 2 | 0.6% | 50% | $225,000 | View |
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4681 Bell Hill Rd, Bessemer, AL 35022 6946 A5.0 ★Texas Ratio: 7.13% |
Conventional | 2 | 0.6% | 100% | $70,000 | View |
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2320 Moores Mill Rd, Auburn, AL 36830 A5.0 ★Texas Ratio: 8.75% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $235,000 | View |
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1216 Wilmer Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 6.56% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $455,000 | View |
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2549 South Blvd, Brewton, AL 36426 A5.0 ★Texas Ratio: 6.53% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $225,000 | View |
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112 N Jefferson St, Athens, AL 35611 A+5.0 ★Texas Ratio: 3.04% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
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3617 Highway 280, Alexander City, AL 35010 A+5.0 ★Texas Ratio: 4.39% |
Conventional | 1 | 0.3% | 100% | $475,000 | View |
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1400 Woodfin Ln Ste D, Clanton, AL 35045 8746 A+5.0 ★Texas Ratio: 1.25% |
Conventional | 1 | 0.3% | 100% | $45,000 | View |
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1501 31st Ave N, Birmingham, AL 35207 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
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4 3rd Ave Nw, Aliceville, AL 35442 A5.0 ★Texas Ratio: 7.03% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
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5976 US Highway 431, Albertville, AL 35950 2008 A+5.0 ★Texas Ratio: 1.16% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
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312 1st Street North, Clanton, AL 35045 C3.8 ★Texas Ratio: 23.16% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
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351 24th St N, Birmingham, AL 35203 3836 A+5.0 ★Texas Ratio: 5.72% |
Conventional | 1 | 0.3% | 100% | $355,000 | View |
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716 Richard Arrington Jr Blvd N, Birmingham, AL 35203 A5.0 ★Texas Ratio: 6.14% |
Conventional | 1 | 0.3% | 100% | $45,000 | View |
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2121 Highland Ave S, Birmingham, AL 35205 A+5.0 ★Texas Ratio: 2.97% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
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9331 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 1.93% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
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819 E Glenn Ave Ste 110, Auburn, AL 36830 A+5.0 ★Texas Ratio: 0.07% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
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1001 N Brindlee Mountain Pkwy, Arab, AL 35016 A5.0 ★Texas Ratio: 6.16% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
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★ 4 stars, 1 review 204 Kirkland St, Abbeville, AL 36310 A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
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925 Quintard Ave, Anniston, AL 36201 A+5.0 ★Texas Ratio: 0.41% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1069 N Main St, Arab, AL 35016 A+5.0 ★Texas Ratio: 2.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
America'S First Federal CU
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Conventional, HELOC | 3 +19 HELOCs |
0.9% | 75% | $81,666 | |
Tjc Mortgage Inc
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Conventional, FHA | 3 | 0.9% | 100% | $151,666 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 34 | 9.8% | 94.4% | $288,823 | |
Rocket Mortgage
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Conventional, FHA | 23 | 6.6% | 65.7% | $148,913 | |
Acrisure Mortgage, LLC
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Conventional, FHA, VA | 16 | 4.6% | 100% | $291,875 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 15 | 4.3% | 93.8% | $177,000 | |
loanDepot.com LLC
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Conventional, FHA, VA | 14 | 4% | 77.8% | $257,857 | |
Mortgage Research Center
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Conventional, FHA, VA | 13 | 3.7% | 61.9% | $281,923 | |
Cadence Bank
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Conventional, FHA, VA | 8 | 2.3% | 61.5% | $316,250 | |
Freedom Mortgage Corporation
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FHA, VA | 8 | 2.3% | 68.8% | $275,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 8 | 2.3% | 66.7% | $232,500 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA, VA, Jumbo | 7 | 2% | 87.5% | $307,857 | |
Synovus Bank
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Conventional, FHA, VA, HELOC | 5 +3 HELOCs |
1.4% | 100% | $205,000 | |
Newrez LLC
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Conventional, FHA | 5 | 1.4% | 45.5% | $201,000 | |
Stockton Mortgage Corporation
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Conventional, FHA | 5 | 1.4% | 71.4% | $191,000 | |
Amerisave Mortgage Company
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FHA | 4 | 1.1% | 30.8% | $117,500 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 3 +3 HELOCs |
0.9% | 50% | $245,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 3 | 0.9% | 100% | $428,333 | |
CrossCountry Mortgage, LLC
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FHA, VA | 3 | 0.9% | 100% | $171,666 | |
Guild Mortgage Company
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Conventional, FHA | 3 | 0.9% | 75% | $225,000 | |
Nfm, Inc
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Conventional, FHA | 3 | 0.9% | 75% | $201,666 | |
Peoples Mortgage Company
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Conventional, FHA | 3 | 0.9% | 100% | $178,333 | |
Nationstar Mortgage
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Conventional, FHA | 3 | 0.9% | 80% | $85,000 | |
Spring Eq, LLC
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Conventional | 3 | 0.9% | 57.1% | $48,333 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA | 3 | 0.9% | 100% | $181,666 | |
Better Mortgage Corporation
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Conventional, HELOC | 2 +1 HELOCs |
0.6% | 66.7% | $145,000 | |
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A4.6 ★Texas Ratio: 2.08% |
Conventional | 2 | 0.6% | 100% | $200,000 | View |
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A+5.0 ★Texas Ratio: 1.01% |
FHA | 2 | 0.6% | 100% | $240,000 | View |
Royal United Mortgage LLC
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Conventional | 2 | 0.6% | 100% | $125,000 | |
Everett Financial, Inc.
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Conventional, FHA | 2 | 0.6% | 100% | $75,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 0.6% | 100% | $85,000 | |
AdvantageFirst Lending Inc
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VA | 2 | 0.6% | 66.7% | $285,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.6% | 50% | $175,000 | |
Atlantic Bay Mortgage Group
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Conventional, FHA | 2 | 0.6% | 100% | $145,000 | |
New American Funding, LLC.
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FHA | 2 | 0.6% | 33.3% | $245,000 | |
The Loan Store, Inc
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Conventional, VA | 2 | 0.6% | 100% | $260,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 2 | 0.6% | 100% | $145,000 | View |
Hunt Mortgage Corporation
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Conventional, VA | 2 | 0.6% | 100% | $375,000 | |
American Financial Resources LLC
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VA | 1 | 0.3% | 100% | $195,000 | |
Residential Wholesale Mortgage
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FHA | 1 | 0.3% | 100% | $165,000 | |
Greenstate Credit Union
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Conventional | 1 | 0.3% | 100% | $365,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
VA | 1 | 0.3% | 100% | $165,000 | View |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.3% | 100% | $335,000 | View |
Canopy Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $275,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.3% | 50% | $335,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.3% | 100% | $295,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.3% | 50% | $55,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional | 1 | 0.3% | 100% | $715,000 | View |
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A5.0 ★Texas Ratio: 13.85% |
Conventional | 1 | 0.3% | 100% | $415,000 | View |
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A5.0 ★Texas Ratio: 8.01% |
Conventional | 1 | 0.3% | 50% | $295,000 | View |
Assurance Financial Group, L.L.C.
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Conventional | 1 | 0.3% | 100% | $415,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.3% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
Success Mortgage Partners, Inc
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FHA | 1 | 0.3% | 100% | $245,000 | |
Bay Equity LLC
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FHA | 1 | 0.3% | 100% | $455,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.3% | 100% | $235,000 | |
The Local Lender, LLC
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Conventional | 1 | 0.3% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
FHA | 1 | 0.3% | 100% | $315,000 | View |
Union Savings Bank
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Conventional | 1 | 0.3% | 100% | $345,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.3% | 100% | $225,000 | |
Endeavor Capital, LLC
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FHA | 1 | 0.3% | 100% | $235,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 50% | $115,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.3% | 100% | $405,000 | |
Lower, LLC
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Conventional | 1 | 0.3% | 100% | $105,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.3% | 100% | $265,000 | View |
Nexera Holding LLC
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Conventional | 1 | 0.3% | 50% | $295,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.3% | 37.5% | $135,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.3% | 16.7% | $155,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
Southwest Funding LP
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FHA | 1 | 0.3% | 100% | $135,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.3% | 100% | $245,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Bessemer Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Bessemer, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Bessemer? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bessemer in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Bessemer, AL
Use these to narrow the list above. Each category shows how many Bessemer, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Bessemer, AL
Independent mortgage companies closed 63.5 percent of home loans in Bessemer, Alabama in 2025, banks 29 percent and credit unions 7.5 percent. Tjc Mortgage Inc was the largest mortgage company, Regions Bank the largest bank and eCO Credit Union the largest credit union. Among lenders headquartered in Alabama, Regions Bank led with 12 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Bessemer, AL
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Bessemer, Alabama with 12 loans, about 3.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
44 lenders closed FHA loans in Bessemer, Alabama in 2025, led by United Wholesale Mortgage with 16. 23 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 37 banks and 18 credit unions closed home loans in Bessemer, Alabama in 2025, alongside 55 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Bessemer, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bessemer, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bessemer. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
