Mortgage Lenders and Brokers in Alexander City, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Alexander City, Alabama mortgage lenders include Regions BankRegions Bank3961 Highway 280, Alexander City, AL 35010A+5.0 ★Texas Ratio: 4.37%, Wells Fargo Bank NAWells Fargo Bank NA4316 Highway 280, Alexander City, AL 35010A+5.0 ★Texas Ratio: 5.36%, Valley National BankValley National Bank4643 Highway 280, Alexander City, AL 35010A+5.0 ★Texas Ratio: 5.76%, Truist BankTruist Bank2055 Cherokee Rd, Alexander City, AL 35010A+5.0 ★Texas Ratio: 2.87%, River Bank & TrustRiver Bank & Trust3617 Highway 280, Alexander City, AL 35010A+5.0 ★Texas Ratio: 4.39%, Renasant BankRenasant Bank1943 E Glenn Ave, Auburn, AL 36830A+5.0 ★Texas Ratio: 4.72%, Central State BankCentral State Bank3105 Alabama Highway 63 S, Alexander City, AL 35010A+5.0 ★Texas Ratio: 1.93%, Heritage South Credit UnionHeritage South Credit Union3553 US Hwy 280, Alexander City, AL 35010A+5.0 ★Texas Ratio: 5.95%, Redstone Federal Credit UnionRedstone Federal Credit Union1069 N Main St, Arab, AL 35016A+5.0 ★Texas Ratio: 2.10%, and PNC Bank N.A.PNC Bank N.A.10745 Highway 119, Alabaster, AL 35007A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Alexander City, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Alexander City are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Alexander City, Alabama
Market share is the lender's share of all home loans closed in Alexander City, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Alexander City 3961 Highway 280, Alexander City, AL 35010 A+5.0 ★Texas Ratio: 4.37% |
Conventional, Jumbo, HELOC | 5 +6 HELOCs |
2% | 50% | $929,000 | View |
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1 office in Alexander City 4316 Highway 280, Alexander City, AL 35010 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 5 | 2% | 100% | $111,000 | View |
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2 offices in Alexander City 4643 Highway 280, Alexander City, AL 35010 A+5.0 ★Texas Ratio: 5.76% |
Conventional, FHA, HELOC | 4 +2 HELOCs |
1.6% | 100% | $125,000 | View |
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★ 1 stars, 1 review 1 office in Alexander City 2055 Cherokee Rd, Alexander City, AL 35010 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 1 +4 HELOCs |
0.4% | 100% | $2,005,000 | View |
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3617 Highway 280, Alexander City, AL 35010 A+5.0 ★Texas Ratio: 4.39% |
Conventional, Jumbo, HELOC | 16 +11 HELOCs |
6.3% | 89.5% | $190,000 | View |
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1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA | 4 | 1.6% | 100% | $245,000 | View |
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3105 Alabama Highway 63 S, Alexander City, AL 35010 A+5.0 ★Texas Ratio: 1.93% |
Conventional, Jumbo | 4 | 1.6% | 100% | $705,000 | View |
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3553 US Hwy 280, Alexander City, AL 35010 A+5.0 ★Texas Ratio: 5.95% |
Conventional | 2 | 0.8% | 100% | $65,000 | View |
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1069 N Main St, Arab, AL 35016 A+5.0 ★Texas Ratio: 2.10% |
Conventional | 2 | 0.8% | 100% | $90,000 | View |
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★ 1.7 stars, 3 reviews 10745 Highway 119, Alabaster, AL 35007 A+5.0 ★Texas Ratio: 4.24% |
Conventional, Jumbo | 2 | 0.8% | 50% | $1,655,000 | View |
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2320 Moores Mill Rd, Auburn, AL 36830 A5.0 ★Texas Ratio: 8.75% |
Conventional | 1 | 0.4% | 100% | $705,000 | View |
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1400 Woodfin Ln Ste D, Clanton, AL 35045 8746 A+5.0 ★Texas Ratio: 1.25% |
Conventional | 1 | 0.4% | 100% | $45,000 | View |
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351 24th St N, Birmingham, AL 35203 3836 A+5.0 ★Texas Ratio: 5.72% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,905,000 | View |
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111 E Market St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.40% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,605,000 | View |
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1290 S Donahue Dr, Auburn, AL 36832 6330 A+5.0 ★Texas Ratio: 3.49% |
Conventional | 1 | 0.4% | 50% | $45,000 | View |
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★ 5 stars, 1 review 1605 E University Dr, Auburn, AL 36830 A+5.0 ★Texas Ratio: 2.27% |
VA | 1 | 0.4% | 100% | $225,000 | View |
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615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.4% | 50% | $375,000 | View |
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2549 South Blvd, Brewton, AL 36426 A5.0 ★Texas Ratio: 6.53% |
Conventional | 1 | 0.4% | 100% | $175,000 | View |
Tjc Mortgage Inc
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Conventional, Jumbo | 2 | 0.8% | 100% | $1,680,000 | |
CSL Financial, LLC
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Conventional | 1 | 0.4% | 100% | $75,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA | 28 | 11% | 93.3% | $230,714 | |
Peoples Mortgage Company
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Conventional, FHA, VA, USDA | 18 | 7.1% | 100% | $178,888 | |
Rocket Mortgage
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Conventional, FHA | 17 | 6.7% | 85% | $152,647 | |
Newrez LLC
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Conventional, FHA, VA, USDA | 11 | 4.3% | 84.6% | $193,181 | |
PHH Mortgage Corporation
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Conventional, VA | 11 | 4.3% | 92.3% | $164,090 | |
Mortgage Research Center
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FHA, VA | 9 | 3.5% | 90% | $208,333 | |
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A4.6 ★Texas Ratio: 2.08% |
FHA, USDA | 8 | 3.1% | 64.3% | $162,500 | View |
Kind Lending, LLC
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Conventional, FHA | 7 | 2.8% | 87.5% | $180,714 | |
Guild Mortgage Company
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Conventional, FHA, VA | 6 | 2.4% | 100% | $348,333 | |
Equity Prime Mortgage LLC
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FHA, VA, USDA | 5 | 2% | 83.3% | $225,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 2% | 62.5% | $239,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 5 | 2% | 71.4% | $283,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 4 | 1.6% | 54.5% | $195,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, Jumbo | 4 | 1.6% | 100% | $592,500 | |
loanDepot.com LLC
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Conventional, FHA | 4 | 1.6% | 57.1% | $155,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 4 | 1.6% | 25% | $135,000 | |
Cadence Bank
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Conventional, Jumbo | 3 | 1.2% | 75% | $2,068,333 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 3 | 1.2% | 100% | $291,666 | |
Resicentral LLC
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Conventional | 3 | 1.2% | 100% | $258,333 | |
Amerisave Mortgage Company
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Conventional | 3 | 1.2% | 33.3% | $68,333 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 3 | 1.2% | 100% | $155,000 | View |
21St Mortgage
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Conventional | 3 | 1.2% | 30% | $111,666 | |
American Financial Network, Inc.
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VA | 2 | 0.8% | 100% | $285,000 | |
Cmg Mortgage Inc
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Conventional, FHA | 2 | 0.8% | 100% | $290,000 | |
New Day Financial, LLC.
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VA | 2 | 0.8% | 40% | $365,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.8% | 66.7% | $45,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 2 | 0.8% | 100% | $1,815,000 | View |
Paramount Residential Mortgage
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FHA | 2 | 0.8% | 100% | $125,000 | |
Top Flite Financial, Inc.
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FHA | 2 | 0.8% | 100% | $105,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional | 1 | 0.4% | 100% | $125,000 | View |
Movement Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $125,000 | |
Filo Mortgage, LLC
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VA | 1 | 0.4% | 100% | $135,000 | |
Homeowners Financial Group, LLC
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FHA | 1 | 0.4% | 100% | $205,000 | |
Delta Community Credit Union
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Conventional | 1 | 0.4% | 100% | $165,000 | |
Cardinal Financial Company, Li
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VA | 1 | 0.4% | 100% | $315,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
Atlantic Bay Mortgage Group
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FHA | 1 | 0.4% | 100% | $205,000 | |
The Local Lender, LLC
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VA | 1 | 0.4% | 100% | $325,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,515,000 | View |
First South Farm Credit, ACA
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Conventional | 1 | 0.4% | 50% | $215,000 | |
Towne Mortgage Company
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FHA | 1 | 0.4% | 100% | $225,000 | |
Keystone Funding, Inc
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FHA | 1 | 0.4% | 100% | $175,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.4% | 50% | $505,000 | |
New American Funding, LLC.
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FHA | 1 | 0.4% | 50% | $145,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.4% | 100% | $455,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.4% | 100% | $345,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.4% | 100% | $205,000 | View |
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Synovus Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Alexander City Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Alexander City, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Alexander City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Alexander City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Alexander City, AL
Use these to narrow the list above. Each category shows how many Alexander City, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Alexander City, AL
Independent mortgage companies closed 68.5 percent of home loans in Alexander City, Alabama in 2025, banks 26 percent and credit unions 5.5 percent. Tjc Mortgage Inc was the largest mortgage company, Regions Bank the largest bank and Heritage South Credit Union the largest credit union. Among lenders headquartered in Alabama, Regions Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Alexander City, AL
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Alexander City, Alabama with 5 loans, about 2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
26 lenders closed FHA loans in Alexander City, Alabama in 2025, led by United Wholesale Mortgage with 12. 16 lenders closed VA loans, led by Mortgage Research Center, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 9 credit unions closed home loans in Alexander City, Alabama in 2025, alongside 42 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Alexander City, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Alexander City, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Alexander City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
