Mortgage Lenders and Brokers in Albertville, Alabama
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Albertville, Alabama mortgage lenders include Liberty BankLiberty Bank305 N Broad St, Albertville, AL 35950A+5.0 ★Texas Ratio: 1.01%, Regions BankRegions Bank7330 Us Highway 431, Albertville, AL 35950A+5.0 ★Texas Ratio: 4.37%, Peoples Bank of AlabamaPeoples Bank of Alabama7473 Us Highway 431, Albertville, AL 35950A+5.0 ★Texas Ratio: 3.77%, Citizens Bank & TrustCitizens Bank & Trust324 N Broad St, Albertville, AL 35950A-4.3 ★Texas Ratio: 0.87%, Wells Fargo Bank NAWells Fargo Bank NA203 W Main St, Albertville, AL 35950A+5.0 ★Texas Ratio: 5.36%, Truist BankTruist Bank629 E Main St, Albertville, AL 35950A+5.0 ★Texas Ratio: 2.87%, PNC Bank N.A.PNC Bank N.A.300 W Main St, Albertville, AL 35950A+5.0 ★Texas Ratio: 4.24%, Local BankLocal Bank2204 Whitesburg Drive Sw, Huntsville, AL 35801A5.0 ★Texas Ratio: 8.28%, Renasant BankRenasant Bank1943 E Glenn Ave, Auburn, AL 36830A+5.0 ★Texas Ratio: 4.72%, and Peoples Independent BankPeoples Independent Bank121 Billy B Dyar Boulevard, Boaz, AL 35957A+5.0 ★Texas Ratio: 1.40%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Albertville, Alabama in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Albertville are listed first, then lenders elsewhere in Alabama, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Albertville, Alabama
Market share is the lender's share of all home loans closed in Albertville, Alabama. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Albertville 305 N Broad St, Albertville, AL 35950 A+5.0 ★Texas Ratio: 1.01% |
Conventional | 34 | 8.4% | 100% | $203,823 | View |
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1 office in Albertville 7330 Us Highway 431, Albertville, AL 35950 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 10 +16 HELOCs |
2.5% | 63.2% | $137,000 | View |
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1 office in Albertville 7473 Us Highway 431, Albertville, AL 35950 A+5.0 ★Texas Ratio: 3.77% |
Conventional | 5 | 1.2% | 83.3% | $139,000 | View |
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1 office in Albertville 324 N Broad St, Albertville, AL 35950 A-4.3 ★Texas Ratio: 0.87% |
Conventional, Jumbo | 4 | 1% | 80% | $467,500 | View |
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1 office in Albertville 203 W Main St, Albertville, AL 35950 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.7% | 75% | $165,000 | View |
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★ 1 stars, 1 review 1 office in Albertville 629 E Main St, Albertville, AL 35950 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 100% | $105,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Albertville 300 W Main St, Albertville, AL 35950 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2204 Whitesburg Drive Sw, Huntsville, AL 35801 A5.0 ★Texas Ratio: 8.28% |
Conventional, FHA, USDA | 28 | 6.9% | 100% | $237,500 | View |
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1943 E Glenn Ave, Auburn, AL 36830 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, USDA | 11 | 2.7% | 92.3% | $230,454 | View |
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121 Billy B Dyar Boulevard, Boaz, AL 35957 A+5.0 ★Texas Ratio: 1.40% |
Conventional | 5 | 1.2% | 100% | $157,000 | View |
The HomeTown Bank of Alabama
18045 State Highway 160, Cleveland, AL 35049 |
Conventional | 5 | 1.2% | 100% | $285,000 | |
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5976 US Highway 431, Albertville, AL 35950 2008 A+5.0 ★Texas Ratio: 1.16% |
Conventional | 4 | 1% | 80% | $140,000 | View |
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5301 Highway 69 S, Tuscaloosa, AL 35405 A+5.0 ★Texas Ratio: 2.80% |
Conventional, FHA | 3 | 0.7% | 100% | $285,000 | View |
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1069 N Main St, Arab, AL 35016 A+5.0 ★Texas Ratio: 2.10% |
Conventional, USDA, HELOC | 2 +18 HELOCs |
0.5% | 100% | $135,000 | View |
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111 E Market St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.40% |
Conventional | 2 | 0.5% | 100% | $125,000 | View |
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1008 Portwood Dr, Albertville, AL 35951 7316 A+5.0 ★Texas Ratio: 4.02% |
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 66.7% | $25,000 | View |
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615 Quintard Ave, Anniston, AL 36201 A5.0 ★Texas Ratio: 7.51% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 25% | $365,000 | View |
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185 N College St, Auburn, AL 36830 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
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2320 Moores Mill Rd, Auburn, AL 36830 A5.0 ★Texas Ratio: 8.75% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
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475 Green Springs Hwy, Birmingham, AL 35209 4921 A+5.0 ★Texas Ratio: 3.41% |
Conventional | 1 | 0.2% | 100% | $265,000 | View |
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3512 US Highway 431, ALBERTVILLE, AL 35950 0204 A+5.0 ★Texas Ratio: 3.81% |
Conventional | 1 | 0.2% | 25% | $115,000 | View |
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321 S Jefferson St, Athens, AL 35611 A+5.0 ★Texas Ratio: 2.25% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
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35489 Ushwy 231, Ashville, AL 35953 A+5.0 ★Texas Ratio: 5.61% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
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1001 N Brindlee Mountain Pkwy, Arab, AL 35016 A5.0 ★Texas Ratio: 6.16% |
Conventional | 1 | 0.2% | 33.3% | $115,000 | View |
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7200 US Highway 431 Ste 350, Albertville, AL 35950 1250 A5.0 ★Texas Ratio: 8.94% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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925 Quintard Ave, Anniston, AL 36201 A+5.0 ★Texas Ratio: 0.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Tjc Mortgage Inc
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Conventional, FHA, VA, USDA | 25 | 6.2% | 100% | $241,400 | |
Hamilton Mortgage Corporation
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Conventional, FHA, USDA | 10 | 2.5% | 100% | $145,000 | |
Canopy Mortgage, LLC
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Conventional, FHA, VA, USDA | 36 | 8.9% | 100% | $233,611 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 28 | 6.9% | 90.3% | $260,714 | |
Rocket Mortgage
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Conventional, FHA | 24 | 6% | 65.8% | $142,500 | |
Gmfs, LLC
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Conventional, FHA, USDA | 11 | 2.7% | 100% | $247,727 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, USDA | 11 | 2.7% | 68.8% | $225,000 | |
21St Mortgage
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Conventional | 8 | 2% | 64.3% | $102,500 | |
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A4.6 ★Texas Ratio: 2.08% |
Conventional, FHA | 7 | 1.7% | 100% | $186,428 | View |
Alameda Mortgage Corporation
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Conventional, FHA, VA | 7 | 1.7% | 87.5% | $260,714 | |
Kind Lending, LLC
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Conventional, FHA, USDA | 7 | 1.7% | 53.8% | $272,142 | |
Mortgage Research Center
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VA | 7 | 1.7% | 87.5% | $286,428 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 7 | 1.7% | 18.9% | $127,857 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 6 | 1.5% | 85.7% | $141,666 | |
New American Funding, LLC.
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Conventional, FHA, VA | 6 | 1.5% | 100% | $150,000 | |
Towne Mortgage Company
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Conventional, FHA, USDA | 5 | 1.2% | 100% | $289,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 4 +1 HELOCs |
1% | 66.7% | $322,500 | |
Filo Mortgage, LLC
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FHA, VA | 4 | 1% | 100% | $182,500 | |
New Day Financial, LLC.
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VA | 4 | 1% | 80% | $242,500 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 4 | 1% | 100% | $295,000 | |
Synergy One Lending, Inc.
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Conventional, FHA, USDA | 3 | 0.7% | 100% | $228,333 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 3 | 0.7% | 100% | $251,666 | |
Nfm, Inc
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Conventional, VA | 3 | 0.7% | 100% | $171,666 | |
Nationstar Mortgage
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Conventional | 3 | 0.7% | 75% | $68,333 | |
The Loan Store, Inc
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FHA, HELOC | 2 +2 HELOCs |
0.5% | 100% | $210,000 | |
American Financial Resources LLC
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FHA | 2 | 0.5% | 100% | $225,000 | |
Guaranteed Rate, Inc.
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FHA | 2 | 0.5% | 100% | $260,000 | |
Freedom Mortgage Corporation
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Conventional, VA | 2 | 0.5% | 100% | $190,000 | |
Newrez LLC
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FHA, USDA | 2 | 0.5% | 66.7% | $185,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 0.5% | 100% | $135,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 2 | 0.5% | 100% | $145,000 | |
Mutual of Omaha Mortgage
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VA | 2 | 0.5% | 100% | $380,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 2 | 0.5% | 100% | $200,000 | |
Cadence Bank
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FHA, HELOC | 1 +10 HELOCs |
0.2% | 33.3% | $155,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $35,000 | |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $195,000 | |
Goodleap, LLC
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FHA | 1 | 0.2% | 100% | $115,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.2% | 33.3% | $35,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.2% | 100% | $265,000 | |
loanDepot.com LLC
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VA | 1 | 0.2% | 20% | $105,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.2% | 100% | $165,000 | View |
Guild Mortgage Company
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Conventional | 1 | 0.2% | 50% | $325,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
Cmg Mortgage Inc
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VA | 1 | 0.2% | 100% | $295,000 | |
American Financing Corporation
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FHA | 1 | 0.2% | 50% | $75,000 | |
Honda Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $455,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.2% | 100% | $315,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
Milend, Inc
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Conventional | 1 | 0.2% | 100% | $195,000 | |
Stockton Mortgage Corporation
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USDA | 1 | 0.2% | 100% | $235,000 | |
Pentagon Federal Credit Union
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FHA | 1 | 0.2% | 100% | $285,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.2% | 100% | $265,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.2% | 50% | $155,000 | View |
Hunt Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $295,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.2% | 20% | $75,000 | |
Loan Simple, Inc.
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USDA | 1 | 0.2% | 100% | $275,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.2% | 100% | $105,000 | |
Village Capital & Investment
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VA | 1 | 0.2% | 100% | $225,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Albertville Mortgage Rate Trends
Daily average mortgage rates for Alabama compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Albertville, Alabama
Looking for mortgage lenders near me or mortgage brokers near me in Albertville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Albertville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Albertville, AL
Use these to narrow the list above. Each category shows how many Albertville, AL lenders fit and what that kind of lender is usually best for.
Who Lends in Albertville, AL
Independent mortgage companies closed 64.5 percent of home loans in Albertville, Alabama in 2025, banks 31.8 percent and credit unions 3.7 percent. Tjc Mortgage Inc was the largest mortgage company, Liberty Bank the largest bank and Family Security Credit Union the largest credit union. Among lenders headquartered in Alabama, Liberty Bank led with 34 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Alabama. Deed recordation tax of $0.50 per $500 of value (0.10 percent) plus a mortgage recordation tax of $0.15 per $100 of debt (0.15 percent), Ala. Code 40-22-1 and 40-22-2.
More Alabama Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Albertville, AL
By home loans closed in 2025, Liberty Bank was the largest mortgage lender in Albertville, Alabama with 34 loans, about 8.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
36 lenders closed FHA loans in Albertville, Alabama in 2025, led by Canopy Mortgage, LLC with 18. 20 lenders closed VA loans, led by United Wholesale Mortgage, and 14 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 12 credit unions closed home loans in Albertville, Alabama in 2025, alongside 52 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Albertville, Alabama during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Albertville, Alabama for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Albertville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
