Brian McKay
Current Westport, Pennsylvania and the surrounding area money market deposit account rates include United Federal Credit UnionUnited Federal Credit UnionA+5.0 ★Texas Ratio: 3.23%Real return: +1.20%APY minus 2.8% CPI (February 2026) Money Market Special at 4.00% APY, First Resource Bank Exton, PAFirst Resource Bank Exton, PAA+5.0 ★Texas Ratio: 1.26%Real return: +0.95%APY minus 2.8% CPI (February 2026) Business Non-Profit Money Market at 3.75% APY, Everence Federal Credit UnionEverence Federal Credit UnionA+5.0 ★Texas Ratio: 4.19%Real return: +0.95%APY minus 2.8% CPI (February 2026) Indexed money market at 3.75% APY, Port Richmond SavingsPort Richmond SavingsA5.0 ★Texas Ratio: 6.39%Real return: +0.94%APY minus 2.8% CPI (February 2026) Money Market- Super Premium at 3.74% APY, and Kish BankKish BankA+5.0 ★Texas Ratio: 5.80%Real return: +0.86%APY minus 2.8% CPI (February 2026) Business Municipal Advantage Money Market Account at 3.66% APY. Money market rates as of September 16, 2026 according to verified data from MonitorBankRates.
Westport is a smaller community with no bank or credit union branches currently in our database. 150 institutions serving the Pennsylvania area are available to Westport residents, with money market rates as high as 4.00% APY from United Federal Credit Union. Rates are continually updated, so we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Westport, Pennsylvania and surrounding area. Last Updated and Verified: September 16, 2026
APY is accurate as of 9/1/2026 and is subject to change without notice. The special rate of up to 4.00% APY is available only on new Money Market Special accounts opened on or after 9/1/2026 and applies for the first 6 months following account opening. After 6 months, the account will automatically convert to a standard Elevate Money Market account and earn standard Elevate Money Market rates thereafter. Members who currently have, or previously had in the last 12 months, any opened money market account at United are not eligible for this offer. Fees may reduce earnings. Rates may change after account is opened.
Balance: $2,500,000 - $4,999,999.99; no Annual Percentage Yield (APY)
no Annual Percentage Yield (APY)
no Annual Percentage Yield (APY)
Balance: $25,000.00 to $2,000,000.99; With Huntington Perks Checking**
Enjoy unlimited withdrawals with no penalties, no minimum balance requirements, and competitive tiered rates that reward higher balances.
Balance: $25,000.00 to $2,000,000.99; Non-Relationship Rate
Balance: $500,000 - $4,999,999.99; no Annual Percentage Yield (APY)
Money Market Tier Balances: $100,000 +
Earn premium rates while maintaining easy access to your money. Competitive rates on lower balances. Earn bonus rates with a qualifying checking account. No monthly fee when you maintain a $10,000 daily balance.
Balances of $100,000.00 and over
Balance: $150,000.00
Rates based on zip code. Variable rate. Fees may reduce earnings. When your balance falls into a specific rate tier, your entire balance will earn the applicable rate in effect for that tier. Offer is limited to one per household. Not valid with any other offer. New Money required.
Balance: $75,000.01 and Over; August 2026 Declared APR: 2.50%; August 2026 Declared APY*: 2.53%; September 2026 Anticipated APR: 2.50%; September 2026 Anticipated APY*: 2.53%
Balances of $50,000.00 to $99,999.99
Balance: $10,000.00 and Over; August 2026 Declared APR: 2.55%; September 2026 Anticipated APR: 2.55%
Balance: $20,000.00 - $75,000.00; August 2026 Declared APR: 2.50%; August 2026 Declared APY*: 2.53%; September 2026 Anticipated APR: 2.50%; September 2026 Anticipated APY*: 2.53%
Balance: $2,500.00 - $10,000.00; August 2026 Declared APR: 2.50%; September 2026 Anticipated APR: 2.50%
Balance: $2,000.00 - $20,000.00; August 2026 Declared APR: 2.50%; August 2026 Declared APY*: 2.53%; September 2026 Anticipated APR: 2.50%; September 2026 Anticipated APY*: 2.53%
No Commitments. Withdraw anytime. The more you deposit, the higher your rate. $10,000 Minimum To Receive Promotional Rates. New Money Only. Available for Consumer & Business. To open a Business Account, visit your local branch or reach out to Commercial Lender. Annual Percentage Yield (APY) shown is accurate as of 12/15/2025. This is a limited time offer and may be discontinued without prior notice. Offer good for the initial term only. CD is automatically renewed for a 3-month term. The renewal rate is determined based on the published rate for the CD, excluding CD specials. Advertised rate and APY are offered at the bank's discretion and may change daily. Actual earnings may vary. $5,000 minimum and $1,000,000 maximum CD funding amount is required with funds not currently on deposit at OceanFirst Bank. Fees may reduce earnings. A penalty may be imposed for early withdrawal. IRA eligible. Additional restrictions may apply.
Bonus APY with qualifying Ultra Checking activities.
Balances of $20,000.00 to $49,999.99
First $100 earns rate equal to $2500 - $9,999.99 tier paid for High Yield Money Market.
Balances of $5,000.00 to $19,999.99
No Commitments. Withdraw anytime. The more you deposit, the higher your rate. $10,000 Minimum To Receive Promotional Rates. New Money Only. Available for Consumer & Business. To open a Business Account, visit your local branch or reach out to Commercial Lender. Annual Percentage Yield (APY) shown is accurate as of 12/15/2025. This is a limited time offer and may be discontinued without prior notice. Offer good for the initial term only. CD is automatically renewed for a 3-month term. The renewal rate is determined based on the published rate for the CD, excluding CD specials. Advertised rate and APY are offered at the bank's discretion and may change daily. Actual earnings may vary. $5,000 minimum and $1,000,000 maximum CD funding amount is required with funds not currently on deposit at OceanFirst Bank. Fees may reduce earnings. A penalty may be imposed for early withdrawal. IRA eligible. Additional restrictions may apply.
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Balance: $20,000 - $499,999.99; no Annual Percentage Yield (APY)
Performance
No Commitments. Withdraw anytime. The more you deposit, the higher your rate. $10,000 Minimum To Receive Promotional Rates. New Money Only. Available for Consumer & Business. To open a Business Account, visit your local branch or reach out to Commercial Lender. Annual Percentage Yield (APY) shown is accurate as of 12/15/2025. This is a limited time offer and may be discontinued without prior notice. Offer good for the initial term only. CD is automatically renewed for a 3-month term. The renewal rate is determined based on the published rate for the CD, excluding CD specials. Advertised rate and APY are offered at the bank's discretion and may change daily. Actual earnings may vary. $5,000 minimum and $1,000,000 maximum CD funding amount is required with funds not currently on deposit at OceanFirst Bank. Fees may reduce earnings. A penalty may be imposed for early withdrawal. IRA eligible. Additional restrictions may apply.
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Money Market Tier Balances: $50,000 - $99,999
Compare local Westport, PA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions, updated every evening.
Pennsylvania high-yield MMA rates currently average 3.037% APY.
Pennsylvania standard MMA rates rose 0.003 points over the past 7 days to 0.753% APY.
Money market rates move with Federal Reserve policy. Our model uses the current PA high-yield MMA average and a Fed funds spread to project the likely rate trajectory for 2026–2027.
Money market account rates are variable and move in close correlation with the Federal Reserve’s federal funds rate target. Our 12-month forecast is derived from the current PA high-yield money market average of 3.037% APY and a Fed funds spread model calibrated to the historical relationship between policy rate changes and deposit rate adjustments at banks and credit unions.
Key assumptions: the Federal Reserve holds the federal funds rate at its current level over the next 12 months, with the possibility of one 25 basis point increase; deposit rates at banks and credit unions track policy-rate changes within 60–90 days. High-yield money market rates tend to adjust faster than standard branch-based accounts.
Important notice: This forecast is for informational purposes only and should not be used as the sole basis for financial decisions. Rate forecasts carry significant uncertainty. The actual trajectory will depend on Federal Reserve decisions, economic conditions, and competitive dynamics among financial institutions in Westport, Pennsylvania.
Annual interest earnings at current PA average APYs, based on the high-yield and standard money market averages tracked in our database. Balances reflect the higher minimums typical of money market accounts. Compounding assumed monthly.
| Balance | HY Money Market (3.037% APY) | Monthly Earnings | Standard MMA (0.753% APY) | Monthly Earnings |
|---|---|---|---|---|
| $10,000 | $303.65 / year | $25.30 | $75.27 / year | $6.27 |
| $25,000 | $759.13 / year | $63.26 | $188.18 / year | $15.68 |
| $50,000 | $1,518.25 / year | $126.52 | $376.35 / year | $31.36 |
| $100,000 | $3,036.50 / year | $253.04 | $752.70 / year | $62.73 |
| Earnings estimates use daily compounding. Actual earnings depend on exact rate, compounding frequency, rate tier, and daily balance maintained. Rates are variable and subject to change. Source: Westport, Pennsylvania money market rate averages as of September 16, 2026. | ||||
MonitorBankRates tracks money market rate offers from 56 banks and credit unions available to Westport, Pennsylvania residents via statewide and national offers. No branch locations physically in Westport are currently in our database, but all listed offers are open to Westport depositors. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website, no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio, objective financial health metrics calculated from FDIC and NCUA regulatory data, so you can compare yield and institutional safety in one place.
Current top rate: United Federal Credit Union offers a money market account at 4.00% APY with a minimum deposit of $15,000. Use the rate table above to compare all current offers in Westport, Pennsylvania.
What to compare when shopping for a money market account in Westport, Pennsylvania
To find the best money market APYs in Westport, Pennsylvania, start with credit unions and online-only banks: Westport, Pennsylvania has 35 credit unions in our database, and they consistently offer some of the highest yields because they are member-owned nonprofits with lower overhead than traditional banks.
Always compare the APY (Annual Percentage Yield), not just the interest rate, and pay close attention to balance tiers. Many money market accounts only pay their advertised top rate above a minimum balance of $1,000–$25,000, with lower rates (or monthly fees) below that threshold. The current PA high-yield money market average is 3.037% but top local institutions are offering as high as 4.00%, so shopping around pays off.
Unlike a CD, money market rates are variable. Your rate can change at any time with Federal Reserve policy. Also check check-writing and debit card limits: most MMAs allow a set number of withdrawals per month, and exceeding the limit can trigger fees. Review your account periodically to ensure your APY remains competitive.
Local demographics and economic context for savers . Source: U.S. Census Bureau (state-level data shown; city data not available)
19.5% of residents are 65 or older, in line with the national average of 17.3%. At today’s PA high-yield money market average of 3.037%, saving 10% of the local median salary ($4,667/year) would earn an additional $142 annually in interest.
Data: U.S. Census Bureau and U.S. Bureau of Labor Statistics.
How money market deposit accounts compare to other deposit products available at banks and credit unions in Westport, Pennsylvania.
| Feature | Money Market | High-Yield Savings | Standard Savings | CD (12-Month) |
|---|---|---|---|---|
| Current PA Avg APY | 3.037% | View Savings Rates | 0.753%(Standard MMA) | View CD Rates |
| Rate Type | Variable | Variable | Variable | Fixed for term |
| FDIC / NCUA Insured | ✓ Up to $250K | ✓ Up to $250K | ✓ Up to $250K | ✓ Up to $250K |
| Withdraw Anytime | ✓ Yes | ✓ Yes | ✓ Yes | ✗ Penalty applies |
| Check Writing | ✓ Often yes | ✗ No | ✗ No | ✗ No |
| Debit / ATM Card | ✓ Often yes | Some institutions | ✗ Rarely | ✗ No |
| Typical Min Deposit | $0 – $2,500 | $0 – $100 | $25 – $100 | $500 – $1,000 |
| Rate Risk | Variable, moves with Fed policy | Variable, moves with Fed policy | Variable, moves with Fed policy | None, locked for term |
| Best For | Active savers wanting flexibility + check writing | Emergency fund, short-term goals, parking cash | Everyday saving, low-balance accounts | Locking in a rate for a defined period |
APY data reflects Westport, Pennsylvania averages tracked in our database as of September 16, 2026. Rates are variable and may differ by institution. See individual product pages for full details.
See how much a money market account can earn you. Enter your deposit, monthly contribution, and time frame, or click any current Westport, Pennsylvania rate on the right to apply it instantly. Interest compounds monthly.
Assumes monthly compounding and a constant APY for the full period. Money market rates are variable and can change at any time, so actual earnings will differ. Estimates are for informational purposes only.
At PA’s top money market rate of 4.00% from United Federal Credit Union, a $10,000 deposit earns $400 annually. Enter your balance to see your exact return.
Savings Goal CalculatorA 3-month emergency fund for the median Westport, Pennsylvania earner is roughly $11,700. At 3.037% APY in a money market account, saving $970/month gets you there in about 12 months. Set your target and see your exact timeline.
CD vs. Liquid Deposit AccountPennsylvania’s high-yield money market average is 3.037% APY, variable, always accessible, and often with check-writing. A local CD may offer a higher fixed yield in exchange for locking in your deposit. Compare both side-by-side to find the better fit for your timeline.
Budget CalculatorBefore you can grow your savings, you need to know how much you can set aside each month. The median Westport, Pennsylvania earner makes $46,676/year. Track your income vs. expenses to find your monthly surplus, then put it to work at 3.037% APY.
Retirement PlannerA $25,000 money market balance earning 3.037% APY grows to roughly $45,474 over 20 years with compounding. See how your current savings trajectory lines up with your retirement income needs.
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Westport, Pennsylvania money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Westport, Pennsylvania directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Westport, Pennsylvania. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in PA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.