Best Money Market Rates in Waterfall, Pennsylvania (PA) - March 2026
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Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Waterfall, Pennsylvania and the surrounding area money market rates include The Huntington National BankThe Huntington National Bank671 3rd St, Beaver, PA 15009A+5.0 ★Texas Ratio: 4.60% High-Yield Money Market at 3.82% APY, Citizens BankCitizens Bank214 E College Ave, State College, PA 16801A5.0 ★Texas Ratio: 8.28% Citizens Private Client® Money Market at 3.75% APY, NexTier BankNexTier Bank222 Market St, Kittanning, PA 16201A+5.0 ★Texas Ratio: 1.45% Welcome Money Market Promo at 3.75% APY, Parke BankParke Bank1610 Spruce St, Philadelphia, PA 19103A5.0 ★Texas Ratio: 6.65% Parke Select Business Money Market and higher at 3.75% APY, and First Resource Bank Exton, PAFirst Resource Bank Exton, PA800 N Pottstown Pike, Exton, PA 19341A+5.0 ★Texas Ratio: 1.61% Non-Profit Money Market at 3.75% APY. Money market rates as of March 29, 2026 according to verified data from MonitorBankRates.
To see how these money market rates in Waterfall, Pennsylvania and the surrounding area compare, use our comprehensive tables below for side-by-side comparisons so you can find the best yields available. Rates in Waterfall, Pennsylvania (PA) are continually updated we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Waterfall, Pennsylvania and surrounding area. Last Updated and Verified: March 29, 2026
Compare the Best Money Market Rates Today in Waterfall, Pennsylvania & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Community State Bank of Orbisonia
Institution Rating:
A5.0 ★ Texas Ratio: 6.81%
Routes 655 And 913, Waterfall, PA 16689
Business Money Market
3.35%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Community State Bank of Orbisonia
Institution Rating:
A5.0 ★ Texas Ratio: 6.81%
Routes 655 And 913, Waterfall, PA 16689
Business Money Market
3.04%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
671 3rd St, Beaver, PA 15009
High-Yield Money Market
3.82%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 27, 2026
Details
Minimum of $25,000 not currently deposited at Huntington.
First Resource Bank Exton, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
800 N Pottstown Pike, Exton, PA 19341
Non-Profit Money Market
3.75%
$0
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
214 E College Ave, State College, PA 16801
Citizens Private Client® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $25,000.00
Everence Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.68%
2160 Lincoln Hwy E Ste 20, Lancaster, PA 17602
Indexed money market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Parke Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
1610 Spruce St, Philadelphia, PA 19103
Parke Select Money Market and higher
3.75%
$0
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
$50,000
Parke Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
1610 Spruce St, Philadelphia, PA 19103
Parke Select Business Money Market and higher
3.75%
$0
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
$50,000
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
214 E College Ave, State College, PA 16801
Citizens Quest® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Qualifying balance up to $25,000.00
NexTier Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
222 Market St, Kittanning, PA 16201
Welcome Money Market Promo
3.75%
$100,000
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMar 28, 2026
Details
New York Special Offers; Only available at our Rochester and Williamsville, New York locations.
Port Richmond Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
2522 E Allegheny Ave, Philadelphia, PA 19134
Money Market- Super Premium
3.74%
$1,000
▼
Rate3.67%
Min Deposit$1,000
Min Balance—
UpdatedMar 24, 2026
Details
Kish Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
4255 E Main St, Belleville, PA 17004
Municipal Advantage Money Market Account
3.66%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
671 3rd St, Beaver, PA 15009
Relationship Money Market Account
3.66%
$0
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
With Private Client Account****
Gold Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.05%
835 W Hamilton St, Allentown, PA 18101 2426
Elevate Money Market
3.65%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
671 3rd St, Beaver, PA 15009
Relationship Money Market Account
3.56%
$0
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
With Huntington Platinum Perks Checking***
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
630 Mill St, Danville, PA 17821
Promotional Money Market Account
3.55%
$10,000
▼
Rate—
Min Deposit$10,000
Min Balance—
UpdatedMar 26, 2026
Details
minimum new money deposit of $10,000
Fulton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
630 Mill St, Danville, PA 17821
Platinum Money Market Account
3.55%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Eligible for a preferred pricing rate bonus
Kish Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
4255 E Main St, Belleville, PA 17004
Municipal Advantage Money Market Account
3.51%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
671 3rd St, Beaver, PA 15009
Relationship Money Market Account
3.51%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
With Huntington Perks Checking**
Parke Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
1610 Spruce St, Philadelphia, PA 19103
Parke Select Money Market to $49,999.99
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
$0.01
Sharon Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
900 W Sproul Rd, Springfield, PA 19064
Borrower's Select Money Market
3.50%
$0
▼
Rate3.38%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
640 Baltimore Dr, Wilkes Barre, PA 18702 7943
Money Market Accounts
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Parke Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
1610 Spruce St, Philadelphia, PA 19103
Parke Select Business Money Market to $49,999.99
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
$0.01
Port Richmond Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
2522 E Allegheny Ave, Philadelphia, PA 19134
Money Market- Super Premium
3.49%
$1,000
▼
Rate3.43%
Min Deposit$1,000
Min Balance—
UpdatedMar 24, 2026
Details
Parkview Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
2100 Eden Park Blvd, McKeesport, PA 15132
Relationship Money Market
3.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
BEAVER VALLEY
Institution Rating:
A+5.0 ★
601 37th St, Beaver Falls, PA 15010
Relationship Money Market
3.45%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
671 3rd St, Beaver, PA 15009
Relationship Money Market Account
3.45%
$0
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Non-Relationship Rate
InFirst Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.81%
935 Philadelphia St, Indiana, PA 15701
Non-Profit Money Market
3.43%
$2,500
▼
Rate3.38%
Min Deposit$2,500
Min Balance—
UpdatedMar 27, 2026
Details
Kish Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
4255 E Main St, Belleville, PA 17004
Digital Money Market Account
3.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Kish Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
4255 E Main St, Belleville, PA 17004
Business Money Market Account
3.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
QNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
15 N 3rd St, Quakertown, PA 18951
Business High Yield Money Market
3.30%
$25
▼
Rate3.25%
Min Deposit$25
Min Balance—
UpdatedMar 28, 2026
Details
QNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
15 N 3rd St, Quakertown, PA 18951
Personal High Yield Money Market
3.30%
$25
▼
Rate3.25%
Min Deposit$25
Min Balance—
UpdatedMar 28, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
740 W Hamilton St, Allentown, PA 18101
Money Market Plus Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
640 Baltimore Dr, Wilkes Barre, PA 18702 7943
Money Market Accounts
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
QNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
15 N 3rd St, Quakertown, PA 18951
Personal High Yield Money Market
3.25%
$25
▼
Rate3.20%
Min Deposit$25
Min Balance—
UpdatedMar 28, 2026
Details
First Resource Bank Exton, PA
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
800 N Pottstown Pike, Exton, PA 19341
Non-Profit Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Sharon Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
900 W Sproul Rd, Springfield, PA 19064
Business Premiere Money Market
3.25%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Penn Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
118 Mill St, Bristol, PA 19007
Premium Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Peoples Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
1901 Sanderson Ave, Scranton, PA 18509
Business Relationship Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
QNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
15 N 3rd St, Quakertown, PA 18951
Business High Yield Money Market
3.25%
$25
▼
Rate3.20%
Min Deposit$25
Min Balance—
UpdatedMar 28, 2026
Details
Port Richmond Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
2522 E Allegheny Ave, Philadelphia, PA 19134
Money Market- Super Premium
3.24%
$1,000
▼
Rate3.19%
Min Deposit$1,000
Min Balance—
UpdatedMar 24, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
671 3rd St, Beaver, PA 15009
High-Yield Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 27, 2026
Details
Minimum of $25,000 not currently deposited at Huntington.
Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
4500 Pennell Rd, Aston, PA 19014 1862
Grow Money Market Account - New Money Only
3.20%
$2,500
▼
Rate3.15%
Min Deposit$2,500
Min Balance—
UpdatedMar 24, 2026
Details
QNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
15 N 3rd St, Quakertown, PA 18951
Personal High Yield Money Market
3.20%
$25
▼
Rate3.15%
Min Deposit$25
Min Balance—
UpdatedMar 28, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
4500 Pennell Rd, Aston, PA 19014 1862
Grow Business Money Market Account - New Money Only
3.20%
$2,500
▼
Rate3.15%
Min Deposit$2,500
Min Balance—
UpdatedMar 24, 2026
Details
QNB Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
15 N 3rd St, Quakertown, PA 18951
Business High Yield Money Market
3.20%
$25
▼
Rate3.15%
Min Deposit$25
Min Balance—
UpdatedMar 28, 2026
Details
Sun East Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.14%
4500 Pennell Rd, Aston, PA 19014 1862
GROW Money Market Account
3.20%
$2,500
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedMar 24, 2026
Details
Qualifying balance up to $2,500.00
Kish Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
4255 E Main St, Belleville, PA 17004
Business Money Market Account
3.17%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Jonestown Bank and Trust Company
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
2 W Market St, Jonestown, PA 17038
Personal Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
CLEARVIEW
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
8805 University Blvd, Moon Township, PA 15108 4212
Money Market Tier 5
3.05%
$0
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
The Honesdale National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
733 Main St, Honesdale, PA 18431
Premier Money Market Deposit
3.05%
$0
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
1510 Dekalb Pike, Blue Bell, PA 19422
Jumbo Money Market
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
P&G Mehoopany Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
2859 SR 309 HWY, Dallas, PA 18612
Money Market
3.03%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
CACL Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.30%
1800 W Market St, Pottsville, PA 17901
Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
640 Baltimore Dr, Wilkes Barre, PA 18702 7943
Money Market Accounts
3.00%
$0
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
First Harvest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.67%
1935 E 3rd St, Williamsport, PA 17701
Non-Profit Money Market
3.00%
$0
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
$1,000 - $99,999.99
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
40 E Market St, Wilkes Barre, PA 18711
Money Market
3.00%
$250,001
▼
Rate3.00%
Min Deposit$250,001
Min Balance—
UpdatedMar 25, 2026
Details
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
801 W Lancaster Ave, Bryn Mawr, PA 19010
High-Yield Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
Annual Percentage Yield (APY) is effective as of March 29, 2026 on balances of $100,000 or greater and is subject to change. Other tiers and APYs that are subject to change at any time are as follows: $0.01 - $9,999.99 = 0.03%, $10,000 - $24,999.99 = 1.50%, $25,000 - $49,999.99 = 1.75%, $50,000 - $99,999.99 = 2.00% and $100,000+ = 3.00%. Fees assessed to accounts may reduce earnings. Personal Accounts only.
The Bank of Princeton
Institution Rating:
A+5.0 ★ Texas Ratio: 2.91%
470 W Cheltenham Ave, Philadelphia, PA 19126
Premier Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Penn Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.41%
118 Mill St, Bristol, PA 19007
Premium Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Sharon Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
900 W Sproul Rd, Springfield, PA 19064
Borrower's Select Money Market
3.00%
$0
▼
Rate2.92%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
NET
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
1444 E Lackawanna St, Olyphant, PA 18447 2174
Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Compass Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.28%
111 Westinghouse Ave, Wilmerding, PA 15148
Money Market Plus Checking
3.00%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Port Richmond Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.92%
2522 E Allegheny Ave, Philadelphia, PA 19134
Money Market- Premium
2.99%
$1,000
▼
Rate2.95%
Min Deposit$1,000
Min Balance—
UpdatedMar 24, 2026
Details
Brentwood Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
411 Mcmurray Rd, Bethel Park, PA 15102
Select Money Market
2.95%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMar 25, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
300 Spring Garden St, Philadelphia, PA 19123
Money Market Account
2.90%
$0
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
1 Credit Union Pl, Harrisburg, PA 17110
Money Market
2.85%
$0
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Balances of $100,000.00 and over
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
1510 Dekalb Pike, Blue Bell, PA 19422
Jumbo Money Market
2.84%
$0
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
2060 Red Lion Rd, Philadelphia, PA 19115 1603
Platinum Money Market Account
2.80%
$0
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
New Alliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.83%
835 Merchant St, Ambridge, PA 15003
Money Market Fund - Tier 5
2.75%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
MC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.13%
390 Walnut St, Danville, PA 17821 1503
Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Dividends Posted Monthly
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
640 Baltimore Dr, Wilkes Barre, PA 18702 7943
Money Market Accounts
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Lanco Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.16%
349 W Roseville Rd, Lancaster, PA 17601
Money Market Savings Account
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
CACL Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.30%
1800 W Market St, Pottsville, PA 17901
Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
MC Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.13%
390 Walnut St, Danville, PA 17821 1503
Platinum Money Market
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Dividends Posted Monthly
New Alliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.83%
835 Merchant St, Ambridge, PA 15003
Money Market
2.75%
$1,000
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $1,000.00
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
2001 Museum Rd, Wyomissing, PA 19610 2859
Preferred Step-Up Money Market
2.66%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
300 Spring Garden St, Philadelphia, PA 19123
Money Market Account
2.65%
$0
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
1510 Dekalb Pike, Blue Bell, PA 19422
Jumbo Money Market
2.63%
$0
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
2001 Museum Rd, Wyomissing, PA 19610 2859
Preferred Step-Up Money Market
2.61%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
TruMark Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
335 Commerce Dr, Fort Washington, PA 19034 2701
Business Maximizer Money Market Special
2.60%
$0
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMar 29, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
2060 Red Lion Rd, Philadelphia, PA 19115 1603
VIP Money Market Account
2.60%
$0
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.80%
20102 Valley Forge Cir, King of Prussia, PA 19406 1179
Platinum Money Market
2.60%
$0
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Unlimited monthly withdraws, transfers, or deposits; Self-service transfers allowed!
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
1 Credit Union Pl, Harrisburg, PA 17110
Money Market
2.60%
$0
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Balances of $50,000.00 to $99,999.99
Eagle One Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.26%
7500 Lindbergh Blvd, Philadelphia, PA 19176
Money Market
2.60%
$0
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Reliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.80%
20102 Valley Forge Cir, King of Prussia, PA 19406 1179
Money Market-Platinum
2.60%
$0
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Bessemer System Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
106 Woodfield Dr, Greenville, PA 16125
Money Markets
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Ingersoll Rand Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.14%
199 N Main St, Athens, PA 18810 1707
Money Market
2.53%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Diamond Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
1600 Medical Dr, Pottstown, PA 19464 3242
Choice Money Market
2.51%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.62%
901 Arch St, Philadelphia, PA 19107 2404
IRA Money Markets-Traditional and Roth (S6/S12)
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Police And Fire Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.62%
901 Arch St, Philadelphia, PA 19107 2404
IRA Money Markets-Traditional and Roth
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Cross Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
640 Baltimore Dr, Wilkes Barre, PA 18702 7943
Money Market Accounts
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Riverfront Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.56%
2001 Museum Rd, Wyomissing, PA 19610 2859
Preferred Step-Up Money Market
2.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details
Grove City Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.35%
1 CREDIT UNION WAY, GROVE CITY, PA 16127
Money Market Accounts
2.50%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Citymark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
40 E Market St, Wilkes Barre, PA 18711
Money Market
2.50%
$10,000
▼
Rate2.50%
Min Deposit$10,000
Min Balance—
UpdatedMar 25, 2026
Details
American Heritage Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.69%
2060 Red Lion Rd, Philadelphia, PA 19115 1603
Money Market Account
2.45%
$0
▼
Rate2.42%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Pennsylvania State Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.69%
1 Credit Union Pl, Harrisburg, PA 17110
Money Market
2.45%
$0
▼
Rate2.42%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Balances of $20,000.00 to $49,999.99
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
1510 Dekalb Pike, Blue Bell, PA 19422
Jumbo Money Market
2.43%
$0
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
300 Spring Garden St, Philadelphia, PA 19123
Money Market Account
2.40%
$0
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
1510 Dekalb Pike, Blue Bell, PA 19422
Money Market
2.38%
$0
▼
Rate2.35%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Waterfall, Pennsylvania and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Waterfall, PA Money Market Rate Trends
Compare local Waterfall, PA MMA rate quotes against the statewide average
Weekly money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — PA Avg
1.454%
▲ 0.010 from last week
Pennsylvania high-yield MMA rates rose 0.010 points this week to 1.454% APY, up from 1.445% last week.
Standard MMA — PA Avg
1.280%
▲ 0.576 from last week
Pennsylvania standard MMA rates rose 0.576 points this week to 1.280% APY, up from 0.704% last week.
As of Mar 29, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Waterfall, Pennsylvania directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Waterfall, Pennsylvania. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in PA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Waterfall, Pennsylvania
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Pennsylvania.
Are Money Market accounts in Waterfall, Pennsylvania safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Pennsylvania up to $250,000 per depositor, per institution.
How often do MMA rates change in Waterfall, Pennsylvania?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Pennsylvania rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Waterfall, Pennsylvania
Here are some of the highest money market account APYs currently available in Waterfall, Pennsylvania and the surrounding area:
- The Huntington National Bank
High-Yield Money Market — 3.82% APY - Citizens Bank
Citizens Private Client® Money Market — 3.75% APY - NexTier Bank
Welcome Money Market Promo — 3.75% APY - Parke Bank
Parke Select Business Money Market and higher — 3.75% APY - First Resource Bank Exton, PA
Non-Profit Money Market — 3.75% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Waterfall, Pennsylvania. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 29, 2026
