Best Money Market Rates in Fort Lauderdale, Florida (FL) - April 2026
Content reviewed by
Brian McKay
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Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Fort Lauderdale, Florida and the surrounding area money market rates include Community First Credit Union Of FloridaCommunity First Credit Union Of FloridaA+5.0 ★Texas Ratio: 4.11% Business Money Market at 4.50% APY, Total Direct BankTotal Direct Bank450 E Las Olas Blvd, Fort Lauderdale, FL 33301A5.0 ★Texas Ratio: 6.04% Money Market Account at 4.01% APY, Blue Coast Federal Credit UnionBlue Coast Federal Credit UnionA+5.0 ★Texas Ratio: 4.37% Business Money Market Account at 4.00% APY, RadiFi Credit UnionRadiFi Credit UnionA+5.0 ★Texas Ratio: 1.96% Tidal Wave Money Market Account at 4.00% APY, and LMCU Lake Michigan Credit UnionLMCU Lake Michigan Credit UnionA+5.0 ★Texas Ratio: 2.47% Max Money Market at 4.00% APY. Money market rates as of April 14, 2026 according to verified data from MonitorBankRates.
Fort Lauderdale has 9 local institutions in our database, with money market rates as high as 4.01% APY from Total Direct Bank at 450 E Las Olas Blvd, Fort Lauderdale, FL 33301. Use the table below to compare all available offers, including options from institutions serving the broader Florida area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Fort Lauderdale, Florida and surrounding area. Last Updated and Verified: April 14, 2026
Compare the Best Money Market Rates Today in Fort Lauderdale, Florida & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Total Direct Bank
Institution Rating:
A5.0 ★ Texas Ratio: 6.04%
450 E Las Olas Blvd, Fort Lauderdale, FL 33301
Money Market Account
4.01%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details
Qualifying balance up to $2,500.00
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
350 E Las Olas Blvd, Fort Lauderdale, FL 33301
Citizens Quest® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Qualifying balance up to $25,000.00
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
350 E Las Olas Blvd, Fort Lauderdale, FL 33301
Citizens Private Client® Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Qualifying balance up to $25,000.00
EverBank
Institution Rating:
B4.5 ★ Texas Ratio: 20.65%
2521 E Commercial Blvd, Fort Lauderdale, FL 33308
Business Money Market
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Brightstar Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
600 SE 3rd Ave, Fort Lauderdale, FL 33301
Money Market Products
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
$500,000 & up
Brightstar Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
600 SE 3rd Ave, Fort Lauderdale, FL 33301
Money Market
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
$500,000 & up
Brightstar Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
600 SE 3rd Ave, Fort Lauderdale, FL 33301
Business Money Market Products
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
$500,000 & up
We Florida Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.62%
634 NE 3rd Ave, Fort Lauderdale, FL 33304
Money Market - Personal & Business
3.25%
$2,500
▼
Rate3.20%
Min Deposit$2,500
Min Balance—
UpdatedApr 12, 2026
Details
Qualifying balance up to $10,000.00
Brightstar Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
600 SE 3rd Ave, Fort Lauderdale, FL 33301
Business Money Market Products
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Up to $2,499
Brightstar Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
600 SE 3rd Ave, Fort Lauderdale, FL 33301
Money Market Products
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
$250,000 - $499,999
Brightstar Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
600 SE 3rd Ave, Fort Lauderdale, FL 33301
Money Market
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
$250,000 - $499,999
Locality Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1400 S Andrews Ave, Fort Lauderdale, FL 33316
Money Market
2.20%
$0
▼
Rate2.17%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
BROWARD HEALTHCARE
Institution Rating:
A5.0 ★ Texas Ratio: 7.57%
2350 W COMMERCIAL BLVD, FORT LAUDERDALE, FL 33309
Money Market Accounts
1.35%
$0
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
BROWARD HEALTHCARE
Institution Rating:
A5.0 ★ Texas Ratio: 7.57%
2350 W COMMERCIAL BLVD, FORT LAUDERDALE, FL 33309
Money Market Accounts
1.30%
$0
▼
Rate1.29%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
BROWARD HEALTHCARE
Institution Rating:
A5.0 ★ Texas Ratio: 7.57%
2350 W COMMERCIAL BLVD, FORT LAUDERDALE, FL 33309
Money Market Accounts
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
EverBank
Institution Rating:
B4.5 ★ Texas Ratio: 20.65%
2521 E Commercial Blvd, Fort Lauderdale, FL 33308
Business Money Market
1.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
BROWARD HEALTHCARE
Institution Rating:
A5.0 ★ Texas Ratio: 7.57%
2350 W COMMERCIAL BLVD, FORT LAUDERDALE, FL 33309
Money Market Accounts
1.05%
$0
▼
Rate1.04%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
BROWARD HEALTHCARE
Institution Rating:
A5.0 ★ Texas Ratio: 7.57%
2350 W COMMERCIAL BLVD, FORT LAUDERDALE, FL 33309
Money Market Accounts
0.80%
$0
▼
Rate0.80%
Min Deposit$0
Min Balance—
UpdatedApr 14, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
450 E Las Olas Blvd, Fort Lauderdale, FL 33301
TotalView Money Market Savings
0.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
450 E Las Olas Blvd, Fort Lauderdale, FL 33301
TotalView Money Market Savings
0.60%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
450 E Las Olas Blvd, Fort Lauderdale, FL 33301
TotalView Money Market Savings
0.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
450 E Las Olas Blvd, Fort Lauderdale, FL 33301
Money Market Savings
0.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
350 E Las Olas Blvd, Fort Lauderdale, FL 33301
Citizens Private Client® Money Market
0.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
First Horizon
Institution Rating:
A+5.0 ★ Texas Ratio: 5.08%
450 E Las Olas Blvd, Fort Lauderdale, FL 33301
Money Market Savings
0.10%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
350 E Las Olas Blvd, Fort Lauderdale, FL 33301
Citizens Quest® Money Market
0.03%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
350 E Las Olas Blvd, Fort Lauderdale, FL 33301
Personal Money Market
0.01%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
Business Money Market
4.50%
$0
▼
Rate4.41%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
Business Money Market
4.25%
$0
▼
Rate4.17%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Public Funds Money Market
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Blue Coast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
Business Money Market
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
$10,000 or more
LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Max Money Market
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
Business Money Market
4.00%
$0
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Max Money Market Accounts
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
No minimum balance fees; Access to your money anytime through online banking and the mobile app; Qualifying balance up to $1,000,000.00
Blue Coast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
Business Money Market Account
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
RadiFi Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
Tidal Wave Money Market Account
4.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Climate First Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Impact Money Market
3.96%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.82%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details
Minimum of $25,000 not currently deposited at Huntington.
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market
3.82%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Gulf Coast Business Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
MONEY MARKET
3.82%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Money Market (IRA)
3.75%
$0
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
New money only
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
New money only
Everence Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.68%
Indexed money market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details
Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
Business Money Market
3.75%
$0
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Public Funds Money Market
3.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Premier Money Market
3.70%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
$15,000+ Intro rate
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
High-Yield Money Market Tiers*
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Newtek Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
Business Money Market Account
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Publix Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
High-Yield Money Market Tiers
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special Intro rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
$15,000+
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Platinum Money Market
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
RadiFi Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
Tidal Wave Money Market Account
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
3.40%
$0
▼
Rate3.36%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Plus Account
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Qualifying balance up to $1,000.00
LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Max Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
$250,000 - $999,999
Community First Credit Union Of Florida
Institution Rating:
A+5.0 ★ Texas Ratio: 4.11%
Business Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Plus
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Premier Money Market
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Public Funds Money Market
3.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 13, 2026
Details
Axiom Bank
Institution Rating:
A-4.9 ★ Texas Ratio: 16.62%
Axiom® Select Money Market
3.25%
$1,000
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 11, 2026
Details
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.20%
$25,000
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details
Minimum of $25,000 not currently deposited at Huntington.
The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market
3.20%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
Enhanced Money Market Savings
3.20%
$10,000
▼
Rate3.15%
Min Deposit$10,000
Min Balance—
UpdatedApr 5, 2026
Details
Minimum to open is $10,000
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Premier Money Market
3.15%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
3.05%
$0
▼
Rate3.02%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
FLC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Money Market Accounts (Personal and Business)
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 3, 2026
Details
Alabama Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.17%
Daily Money Market
3.03%
$100,000
▼
Rate3.00%
Min Deposit$100,000
Min Balance—
UpdatedApr 12, 2026
Details
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
Signature Money Market
3.00%
$500,000
▼
Rate—
Min Deposit$500,000
Min Balance—
UpdatedApr 11, 2026
Details
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
Money Market million
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details
$1
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
Money Market Savings
3.00%
$2,500
▼
Rate2.96%
Min Deposit$2,500
Min Balance—
UpdatedApr 5, 2026
Details
Minimum to open is $2,500
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
Business Insured Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 12, 2026
Details
LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
Max Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details
$100,000 - $249,999
Adventhealth Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.53%
Money Market
3.00%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details
Suncoast Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.47%
High Yield Money Market Account
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 9, 2026
Details
Qualifying balance up to $24,999.00; High yield checking required
RadiFi Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.96%
Tidal Wave Money Market Account
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Gold Coast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
MORE Money Market Savings Account
3.00%
$50,000
▼
Rate2.96%
Min Deposit$50,000
Min Balance—
UpdatedApr 11, 2026
Details
Kinecta Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
Signature Money Market (Personal)
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Gold Coast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.46%
MORE Money Market Savings
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Qualifying balance up to $50,000.00
Wilmington Savings Fund Society (WSFS)
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
High-Yield Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
FLC Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Money Market Accounts (Personal and Business)
2.66%
$0
▼
Rate2.63%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
BayFirst National Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.71%
BayLive Money Market
2.59%
$100
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details
Qualifications Required: direct deposit of payroll, SSI, or other income and 10 electronic debit transactions, including ACH debits, debit card point-of-sale, checks, and BillPay per monthly statement cycle; Active BayLive checking account required
Nicolet Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
MVP Money Market Account (MVP MMA)
2.55%
$0
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
IncredibleBank
Institution Rating:
A5.0 ★ Texas Ratio: 11.55%
InFocusPersonal Money Market
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
MVP Money Market Account (MVP MMA)
2.35%
$0
▼
Rate2.33%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
IncredibleBank
Institution Rating:
A5.0 ★ Texas Ratio: 11.55%
InFocusPersonal Money Market
2.28%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details
Nicolet Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
MVP Money Market Account (MVP MMA)
2.10%
$0
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
First Bank Clewiston, FL
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
Money Market Account
2.07%
$100
▼
Rate2.05%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Fort Lauderdale, Florida and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Fort Lauderdale, FL Money Market Rate Trends
Compare local Fort Lauderdale, FL money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — FL Avg
3.531%
▲ 2.326 vs 7 days ago
Florida high-yield MMA rates rose 2.326 points over the past 7 days to 3.531% APY.
Standard MMA — FL Avg
0.546%
▼ 0.574 vs 7 days ago
Florida standard MMA rates fell 0.574 points over the past 7 days to 0.546% APY.
As of Apr 16, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Fort Lauderdale, Florida directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Fort Lauderdale, Florida. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in FL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Fort Lauderdale, Florida
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Florida.
Are Money Market accounts in Fort Lauderdale, Florida safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Florida up to $250,000 per depositor, per institution.
How often do MMA rates change in Fort Lauderdale, Florida?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Florida rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Fort Lauderdale, Florida
Here are some of the highest money market account APYs currently available in Fort Lauderdale, Florida and the surrounding area:
- Community First Credit Union Of Florida
Business Money Market — 4.50% APY - Total Direct Bank
Money Market Account — 4.01% APY - Blue Coast Federal Credit Union
Business Money Market Account — 4.00% APY - RadiFi Credit Union
Tidal Wave Money Market Account — 4.00% APY - LMCU Lake Michigan Credit Union
Max Money Market — 4.00% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Fort Lauderdale, Florida. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 14, 2026
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