Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
Adventhealth Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 13, 2026
Adventhealth Credit Union's top rates as of October 13, 2026 are 4.25% APY on its 4-Month CD, 0.15% APY on savings, 3.00% APY on money market accounts, personal loans from 10.99% APR, and credit cards from 13.50% APR, according to rates verified by MonitorBankRates. Other Adventhealth Credit Union CD rates include CD of Deposit Specials - 4-month CD at 4.25%, 12 Month CD of Deposit at 4.00%, and 24 Month CD of Deposit at 4.00%. MonitorBankRates evaluates the financial stability of Adventhealth Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.12%. Rates last updated and verified on 10/13/2026.
Adventhealth Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Adventhealth Credit Union? Share your experience about Adventhealth Credit Union by leaving a review below, or read customer reviews before you decide to use Adventhealth Credit Union.
Adventhealth Credit Union has earned an overall safety grade of A+ (Exceptional, Score: 100/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Adventhealth Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
0.12%
ExcellentLower than avg
Adventhealth Credit Union Texas Ratio
Adventhealth Credit Union's Texas Ratio is 0.12%, which is considered excellent and is lower than the national average of 6.13%.
Adventhealth Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
1.28% to 0.12% over 12 quarters, improvingFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this credit union has improved and is now very strong since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.
Adventhealth Credit Union CD Rates
Product
Rate
APY
Term
View More
4-Month Certificate
-
4.25%
4 months
Min Deposit$1,000
DetailsCertificate Special; limited time offer, subject to change or termination at any time; interest credited monthly; early withdrawal penalties apply
Last Updated10/13/2026
Rate History
1 change since Sep 14, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00%
Oct 5, 20264.25%▲ from 4.00%
Sep 14, 20264.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.12%
Certificate of Deposit Specials - 4-month Certificate
No change since Sep 14, 2026 · 0.20% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.12%
IRA Savings
-
0.15%
Min Balance$50
DetailsBalance: $50+
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.12%
Primary Savings
-
0.15%
Min Balance$50
DetailsBalance: $50+
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 0.15% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.12%
Adventhealth Credit Union Money Market Rates
Product
Rate
APY
View More
Money Market
-
3.00%
Min Balance$250,000
DetailsBalance: $250,000 and up
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.12%
Money Market
-
1.00%
Min Balance$100,000
DetailsBalance: $100,000 - $249,999.99
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 1.00% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.12%
Money Market
-
0.90%
Min Balance$50,000
DetailsBalance: $50,000-$99,999.99
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 0.90% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.12%
Money Market
-
0.80%
Min Balance$10,000
DetailsBalance: $10,000-$49,999.99
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 0.80% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.12%
Money Market
-
0.75%
Min Balance$5,000
DetailsBalance: $5,000-$9,999.99
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 0.75% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.12%
Money Market
-
0.70%
Min Balance$2,000
DetailsBalance: $2,000-$4,999.99
Last Updated10/13/2026
Rate History
No change since Sep 18, 2026 · 0.70% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.12%
Adventhealth Credit Union Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
Fixed Rate HELOC
-
-
6.75%
DetailsAs Low As
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 6.75% APR · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.12%
Adventhealth Credit Union Auto Loan Rates
Product
Rate
Points
APR
Term
View More
Cars & Trucks - New Car Loan
-
-
5.24%
up to 48 Months
DetailsAs Low As; Starting at; Rates vary by individual credit, collateral and term of loan; includes 0.50% rate discount for automatic payments from AHCU Checking with direct deposit
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 5.24% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.12%
Cars & Trucks - New Car Loan
-
-
5.49%
49-60 Months
DetailsAs Low As; Starting at; Rates vary by individual credit, collateral and term of loan; includes 0.50% rate discount for automatic payments from AHCU Checking with direct deposit
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 5.49% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.12%
Cars & Trucks - Used Car Loan
-
-
5.49%
up to 48 Months
DetailsAs Low As; Starting at; Rates vary by individual credit, collateral and term of loan; includes 0.50% rate discount for automatic payments from AHCU Checking with direct deposit
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 5.49% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.12%
Cars & Trucks - New Car Loan
-
-
5.74%
61-72 Months
DetailsAs Low As; Starting at; Rates vary by individual credit, collateral and term of loan; includes 0.50% rate discount for automatic payments from AHCU Checking with direct deposit
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 5.74% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.12%
Cars & Trucks - Used Car Loan
-
-
5.74%
49-60 Months
DetailsAs Low As; Starting at; Rates vary by individual credit, collateral and term of loan; includes 0.50% rate discount for automatic payments from AHCU Checking with direct deposit
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 5.74% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.12%
Cars & Trucks - New Car Loan
-
-
5.99%
73-84 Months
DetailsAs Low As; Starting at; Rates vary by individual credit, collateral and term of loan; includes 0.50% rate discount for automatic payments from AHCU Checking with direct deposit
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 5.99% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.12%
Cars & Trucks - Used Car Loan
-
-
5.99%
61-72 Months
DetailsAs Low As; Starting at; Rates vary by individual credit, collateral and term of loan; includes 0.50% rate discount for automatic payments from AHCU Checking with direct deposit
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 5.99% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.12%
Cars & Trucks - Used Car Loan
-
-
6.24%
73-84 Months
DetailsAs Low As; Starting at; Rates vary by individual credit, collateral and term of loan; includes 0.50% rate discount for automatic payments from AHCU Checking with direct deposit
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 6.24% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.12%
Adventhealth Credit Union RV, Boat and Powersport Loan Rates
DetailsAs Low As; New APR; Starting at rate; Rates vary by individual credit, collateral and term of loan. Rate includes 0.50% discount for automatic payments from an AHCU Checking account with direct deposit
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 6.74% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.12%
Motorcycles, Campers, Boats & RVs Loan
-
6.74%
49-60 Months
DetailsAs Low As; New APR; includes 0.50% rate discount for automatic payments from an AHCU Checking account with direct deposit
DetailsAs Low As; New APR; Starting at rate; Rates vary by individual credit, collateral and term of loan. Rate includes 0.50% discount for automatic payments from an AHCU Checking account with direct deposit
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 6.99% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.12%
Motorcycles, Campers, Boats & RVs Loan
-
6.99%
61-72 Months
DetailsAs Low As; New APR; includes 0.50% rate discount for automatic payments from an AHCU Checking account with direct deposit
DetailsAs Low As; Used APR; Starting at rate; Rates vary by individual credit, collateral and term of loan. Rate includes 0.50% discount for automatic payments from an AHCU Checking account with direct deposit
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 7.24% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.12%
Motorcycles, Campers, Boats & RVs Loan
-
7.24%
49-60 Months
DetailsAs Low As; Used APR; includes 0.50% rate discount for automatic payments from an AHCU Checking account with direct deposit
DetailsAs Low As; Used APR; Starting at rate; Rates vary by individual credit, collateral and term of loan. Rate includes 0.50% discount for automatic payments from an AHCU Checking account with direct deposit
DetailsAs Low As; New APR; Starting at rate; Rates vary by individual credit, collateral and term of loan. Rate includes 0.50% discount for automatic payments from an AHCU Checking account with direct deposit
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 7.49% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.12%
Motorcycles, Campers, Boats & RVs Loan
-
7.49%
61-72 Months
DetailsAs Low As; Used APR; includes 0.50% rate discount for automatic payments from an AHCU Checking account with direct deposit
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 7.49% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.12%
Motorcycles, Campers, Boats & RVs Loan
-
7.49%
73-84 Months
DetailsAs Low As; New APR; includes 0.50% rate discount for automatic payments from an AHCU Checking account with direct deposit
DetailsAs Low As; Used APR; Starting at rate; Rates vary by individual credit, collateral and term of loan. Rate includes 0.50% discount for automatic payments from an AHCU Checking account with direct deposit
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 7.99% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.12%
Motorcycles, Campers, Boats & RVs Loan
-
7.99%
73-84 Months
DetailsAs Low As; Used APR; includes 0.50% rate discount for automatic payments from an AHCU Checking account with direct deposit
Last Updated10/13/2026
Rate History
No change since Oct 13, 2026 · 7.99% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.12%
Adventhealth Credit Union Credit Card Rates
Product
Rate
APR
View More
Cash Back Rewards Visa
-
13.50%
DetailsAs Low As; Variable; Annual Fee:
Last Updated10/13/2026
Rate History
1 change since Sep 14, 2026 · 13.75% → 13.50% ▼ 0.25 pts · high 13.75% / low 13.50%
Oct 5, 202613.50%▼ from 13.75%
Sep 14, 202613.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.12%
Classic Visa
-
14.99%
DetailsAnnual Fee:
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 14.99% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.12%
Adventhealth Credit Union Personal Loan Rates
Product
APR
Term
View More
Personal Loan
10.99%
DetailsAs Low As; APR starting at 10.99%; includes 0.50% rate discount for automatic payments from an AHCU Checking account with direct deposit
Last Updated10/13/2026
Rate History
1 change since Sep 14, 2026 · 10.49% → 10.99% ▲ 0.50 pts · high 10.99% / low 10.49%
Oct 5, 202610.99%▲ from 10.49%
Sep 14, 202610.49%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.12%
Adventhealth Credit Union Other Rates
Product
Rate
Points
APY/APR
Term
View More
12-12-12 Holiday Loan
-
-
12.00%
DetailsAs Low As; APR starting at 12.00%
Last Updated10/13/2026
Rate History
No change since Sep 14, 2026 · 12.00% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.12%
Financial Health History
Adventhealth Credit Union’s Texas Ratio fell from 1.28% in Q3 2023 to 0.12% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$125M
0.12%
5.0
A+
March 31, 2026
$127M
3.93%
5.0
A+
December 31, 2025
$122M
4.44%
5.0
A+
September 30, 2025
$121M
4.34%
5.0
A+
June 30, 2025
$117M
0.48%
5.0
A+
March 31, 2025
$118M
5.25%
5.0
A+
December 31, 2024
$110M
1.20%
5.0
A+
September 30, 2024
$109M
1.27%
5.0
A+
June 30, 2024
$105M
1.10%
5.0
A+
March 31, 2024
$103M
1.74%
5.0
A+
December 31, 2023
$101M
2.52%
5.0
A+
September 30, 2023
$99M
1.28%
5.0
A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for Adventhealth Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Adventhealth Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Adventhealth Credit Union's official website for the most current offers and terms.
Address
351 S State Road 434,
Altamonte Springs, FL 32714
Phone407-303-1527
Fax407-303-5299
PresidentPatrick Deegan
CEOAdam Neusaenger
Full-Time Employees30
Part-Time Employees0
Branch Locations2
ATM Locations2
NCUA Insured✓ Yes, up to $250,000 per depositor
Financials
MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.12%
Return on Assets (ROA)
0.4455%
Return on Equity (ROE)
4.5505%
Non-Performing Loans Ratio (NPL)
0.02%
Total Assets
125,181,521
Total Amount of Shares and Deposits
110,891,109
Total Shares and Deposits < 1 Year
105,603,800
Total Shares and Deposits 1 3 Years
4,932,056
Total Shares and Deposits > 3 Years
355,253
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,236,684
Total Uninsured Shares and Deposits > $250K (F+J)
1,236,684
Total Insured Shares and Deposits > $250K (item 17 less item K)
109,654,425
Total Interest Expense (Sum of items 6 8)
1,053,904
Share Certificates
990
Number of Accounts for Share Drafts
8,247
IRA KEOGH Accounts
43
Number of Accounts for Regular Shares
15,218
Non Member Deposits
23
Money Market Shares
397
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
8,540,076
Total Liabilities
114,852,081
Source: NCUA — Last Updated 06/30/2026
Q2 2026 MBR Health & Safety Badge
Adventhealth Credit Union earned the Top 100 Healthiest badge
Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.
<a href="https://www.monitorbankrates.com/credit-unions/adventhealth-credit-union-rates-review-67349">
<img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-s-2026-q2.svg"
alt="Ranked #37 in MonitorBankRates Top 100 Healthiest Small Credit Unions Q2 2026"
width="160" height="160">
</a>
There are no reviews for Adventhealth Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Adventhealth Credit Union
Frequently Asked Questions About Adventhealth Credit Union
How many branches does Adventhealth Credit Union operate?
Adventhealth Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join Adventhealth Credit Union?
Yes, to access services at Adventhealth Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, Adventhealth Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Adventhealth Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does Adventhealth Credit Union offer online and mobile banking?
Most modern institutions like Adventhealth Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://adventhealthcreditunion.org/.
Current Adventhealth Credit Union Rates
12-Month CD4.00%
24-Month CD4.00%
60-Month CD3.90%
Savings0.15%
MMA3.00%
Retrieved from our database of financial products. Rates subject to change.