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BROWARD HEALTHCARE Rates & Review September 2026

BROWARD HEALTHCARE's 60 Month CD rates are at 3.85%, 60 Month CD rates are at 3.75%, 24 Month CD rates are at 3.65%, 24 Month CD rates are at 3.55%, 12 Month CD rates are at 3.50%. BROWARD HEALTHCARE's money market rates are at 0.80%. BROWARD HEALTHCARE's Personal Loan Rates are as low as 10.24%. BROWARD HEALTHCARE's Credit Card Rates are at 8.49%. MonitorBankRates evaluates the financial stability of BROWARD HEALTHCARE with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.98%. Rates last updated and verified on 09/14/2026.

BROWARD HEALTHCARE money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at BROWARD HEALTHCARE? Share your experience about BROWARD HEALTHCARE by leaving a review below, or read customer reviews before you decide to use BROWARD HEALTHCARE.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.98%
Excellent Lower than avg
Health Trend ?
Worsening 12 quarters
Full history ›
BROWARD HEALTHCARE
MAIN OFFICE
2350 W COMMERCIAL BLVD
FORT LAUDERDALE, FL 33309
http://www.bhcfcu.org
Member NCUA

BROWARD HEALTHCARE CD Rates

Product Rate APY Term View More
60 Month Certificate 3.78% 3.85% 60 Month
Min Balance $1,000
Details Call for weekly rates and information. Early withdrawal penalties apply.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.98%
60 Month Certificate 3.69% 3.75% 60 Month
Min Balance $1,000
Details Call for weekly rates and information. Early withdrawal penalties apply.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.98%
24 Month Certificate 3.59% 3.65% 24 Month
Min Balance $1,000
Details Call for weekly rates and information. Early withdrawal penalties apply.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.98%
24 Month Certificate 3.49% 3.55% 24 Month
Min Balance $1,000
Details Call for weekly rates and information. Early withdrawal penalties apply.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.98%
12 Month Certificate 3.45% 3.50% 12 Month
Min Balance $1,000
Details Call for weekly rates and information. Early withdrawal penalties apply.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.98%
6 Month Certificate 3.40% 3.45% 6 Month
Min Balance $1,000
Details Call for weekly rates and information. Early withdrawal penalties apply.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.98%
12 Month Certificate 3.35% 3.40% 12 Month
Min Balance $1,000
Details Call for weekly rates and information. Early withdrawal penalties apply.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.98%
6 Month Certificate 3.30% 3.35% 6 Month
Min Balance $1,000
Details Call for weekly rates and information. Early withdrawal penalties apply.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.98%

BROWARD HEALTHCARE Savings Rates

Product Rate APY View More
Club Accounts 0.05% 0.05%
Min Balance $100
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.98%

BROWARD HEALTHCARE Money Market Rates

Product Rate APY View More
Money Market Accounts 1.34% 1.35%
Min Balance $50,000
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.98%
Money Market Accounts 1.29% 1.30%
Min Balance $25,000
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.98%
Money Market Accounts 1.24% 1.25%
Min Balance $10,000
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.98%
Money Market Accounts 1.04% 1.05%
Min Balance $2,500
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.98%
Money Market Accounts 0.80% 0.80%
Min Balance $2,500
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.98%

BROWARD HEALTHCARE Checking Rates

Product Rate APY View More
Rewards Checking 1.00% 1.00%
Min Balance $0
Details Additional requirements must be met to earn dividends. Fees could reduce the earnings on the account. Call or email for more information.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.98%
Rewards Checking 0.25% 0.25%
Min Balance $25,000
Details Additional requirements must be met to earn dividends. Fees could reduce the earnings on the account. Call or email for more information.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.98%
Classic Checking 0.05% 0.05%
Min Balance $750
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.98%

BROWARD HEALTHCARE Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity MasterCard - - 8.49%
Details Introductory APR for Purchases: 8.49% to 17.99% when you open your account, based on your creditworthiness. Regular APR for Cash Advances: 17.99%. Regular APR for Balance Transfers: 8.49% to 17.99% when you open your account, based on your creditworthiness. Minimum Interest Charge: $1.00. How to Avoid Paying Interest on Purchases: Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.98%

BROWARD HEALTHCARE Auto Loan Rates

Product Rate Points APR Term View More
New Vehicles Loan - - 4.99%
Details As Low As; Extended Terms Available; (2025-2026 under 36,000 miles)
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.98%
Pre-Owned Vehicles Loan - - 5.49%
Details As Low As; Extended Terms Available; (2020-2024 under 100,000 miles)
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.98%

BROWARD HEALTHCARE RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Boats - New Loan - 6.00%
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.98%
Titled RVs Loan - 6.00%
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.98%
Motorcycles - New Loan - 6.49%
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.98%
Boats - Used Loan - 7.00%
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.98%
Motorcycles - Used Loan - 7.49%
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.98%

BROWARD HEALTHCARE Credit Card Rates

Product Rate APR View More
Home Equity MasterCard - 8.49%
Details Introductory APR for Purchases: 8.49% to 17.99% when you open your account, based on your creditworthiness. Regular APR for Cash Advances: 17.99%. Regular APR for Balance Transfers: 8.49% to 17.99% when you open your account, based on your creditworthiness. Minimum Interest Charge: $1.00. How to Avoid Paying Interest on Purchases: Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.98%
MasterCard - 8.49%
Details As Low As
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.98%

BROWARD HEALTHCARE Personal Loan Rates

Product APR Term View More
Personal Line of Credit Loans 10.24%
No additional details.
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.98%

BROWARD HEALTHCARE Other Rates

Product Rate Points APY/APR Term View More
IRA's - Regular & Roth 1.09% - 1.10%
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.98%
Shares 0.05% - 0.05%
Last Updated 09/14/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.98%

Financial Health History

BROWARD HEALTHCARE’s Texas Ratio rose from 0.13% in Q2 2023 to 3.98% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.3% 2.0★ 2.7% 3.0★ 4% 4.0★ 5.4% 5.0★ Healthy zone – entire history below the 15% limit 0.13% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 3.98% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$135M3.98%5.0A+
December 31, 2025$97M2.16%5.0A+
September 30, 2025$96M1.43%5.0A+
June 30, 2025$96M1.89%5.0A+
March 31, 2025$97M0.40%5.0A+
December 31, 2024$94M1.20%5.0A+
September 30, 2024$98M0.93%5.0A+
June 30, 2024$95M0.49%5.0A+
March 31, 2024$96M0.81%5.0A+
December 31, 2023$95M0.61%5.0A+
September 30, 2023$97M0.54%5.0A+
June 30, 2023$99M0.13%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for BROWARD HEALTHCARE is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather BROWARD HEALTHCARE rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with BROWARD HEALTHCARE's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name BROWARD HEALTHCARE
Address 2350 W COMMERCIAL BLVD, FORT LAUDERDALE, FL 33309
Phone 954-625-3660
Fax 954-730-0357
President JAMI MAHON
CEO Daniel Walker
Full-Time Employees 24
Part-Time Employees 0
Branch Locations 5
ATM Locations 4
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.98%
Return on Assets (ROA)
0.4950%
Return on Equity (ROE)
5.0855%
Non-Performing Loans Ratio (NPL)
1.02%
Total Assets
134,599,260
Total Amount of Shares and Deposits
125,553,808
Total Shares and Deposits < 1 Year
116,792,954
Total Shares and Deposits 1 3 Years
8,080,162
Total Shares and Deposits > 3 Years
680,692
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
5,159,624
Total Uninsured Shares and Deposits > $250K (F+J)
5,159,624
Total Insured Shares and Deposits > $250K (item 17 less item K)
120,394,184
Total Interest Expense (Sum of items 6 8)
330,604
Share Certificates
1,144
Number of Accounts for Share Drafts
6,860
IRA KEOGH Accounts
217
Number of Accounts for Regular Shares
12,952
Money Market Shares
784
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
12,857,821
Total Liabilities
126,877,997
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

BROWARD HEALTHCARE earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/broward-healthcare-rates-review-11746">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About BROWARD HEALTHCARE

How many branches does BROWARD HEALTHCARE operate?

BROWARD HEALTHCARE currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join BROWARD HEALTHCARE?

Yes, to access services at BROWARD HEALTHCARE, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, BROWARD HEALTHCARE does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, BROWARD HEALTHCARE provides members with tools to manage their accounts and build a solid financial history.

Does BROWARD HEALTHCARE offer online and mobile banking?

Most modern institutions like BROWARD HEALTHCARE provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.bhcfcu.org.

Current BROWARD HEALTHCARE Rates

  • 12-Month CD3.40%
  • 24-Month CD3.55%
  • 60-Month CD3.75%
  • MMA0.80%
Retrieved from our database of financial products. Rates subject to change.