What are the best CD rates in Glen Burnie, Maryland?

Here are recent top rates found for this area: Arundel Federal Savings Bank : 3.65% APY (6-Month CD) Five Star of Maryland Federal Credit Union : 3.03% APY (IRA & Education Share Certificates 48 Months) The Bank of Glen Burnie : 2.53% APY (18 Month IRA Certificates) Glen Burnie MSB : 2.53% APY (18 Month IRA Certificates) Wells Fargo : 1.51% APY (1 year Standard Fixed Rate CD) U S POSTAL SERVICE : 4.25% APY (IRA Certificates 1 Year Starter Add-On) Tower Federal Credit Union : 4.20% APY (2 year Regular and Special Share Certificates) WEPCO Federal Credit Union : 4.06% APY (60 Months Share Certificate) Partners 1st Federal Credit Union : 4.00% APY (12-month savings certificate) Vantage Point Federal Credit Union : 3.97% APY (Share & IRA Share Certificate (60 month term))

A CD ladder involves opening multiple CDs with staggered maturity dates — for example, 3-month, 6-month, 1-year, and 2-year CDs. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

MonitorBankRates

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iAdvertiser Disclosure

CD Rates Glen Burnie, Maryland (MD) for April 2026

Q: Can I withdraw my money early from a CD?

You can, but most institutions charge an early withdrawal penalty — often a number of months of interest (e.g., 3 or 6 months). Specifics vary by institution.

Q: What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs typically require a higher minimum deposit (often $100,000 or more) and may offer slightly higher APYs than standard CDs available in Glen Burnie, Maryland.

Q: Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the entire term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start lower.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | CD Rates Last Updated and Verified: April 22, 2026

Current Glen Burnie, Maryland CD rates include Arundel Federal Savings BankArundel Federal Savings Bank655 Crain Hwy S, Glen Burnie, MD 21061A5.0 ★Texas Ratio: 6.48%Real return: +0.85%APY minus CPI (February 2026) offering 6-Month CD at 3.65% APY, Five Star of Maryland Federal Credit UnionFive Star of Maryland Federal Credit Union301 Hospital Dr, Glen Burnie, MD 21061 5803A+5.0 ★Texas Ratio: 0.22%Real return: +0.23%APY minus CPI (February 2026) offering IRA & Education Share Certificates 48 Months at 3.03% APY, The Bank of Glen BurnieThe Bank of Glen Burnie101 Crain Hwy S, Glen Burnie, MD 21061A+5.0 ★Texas Ratio: 4.44%Real return: -0.27%APY minus CPI (February 2026) offering 18 Month IRA Certificates at 2.53% APY, Glen Burnie MSBGlen Burnie MSB1 Crain Hwy S, Glen Burnie, MD 21061A5.0 ★Texas Ratio: 9.65%Real return: -0.27%APY minus CPI (February 2026) offering 18 Month IRA Certificates at 2.53% APY, and Wells FargoWells Fargo7700 Ritchie Hwy, Glen Burnie, MD 21061A5.0 ★Texas Ratio: 7.44%Real return: -1.29%APY minus CPI (February 2026) offering 1 year Standard Fixed Rate CD at 1.51% APY. CD rates as of April 22, 2026 according to verified data from MonitorBankRates.

We compared 46 CD rates from 6 banks and credit unions with local branches in Glen Burnie, Maryland. You can also compare 634 CD rates from 59 banks and credit unions available to Maryland residents, including national online banks.

Glen Burnie has 18 local institutions in our database, with CD rates as high as 3.65% APY from Arundel Federal Savings Bank at 655 Crain Hwy S, Glen Burnie, MD 21061. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Maryland area. Rates are continually updated — we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 22, 2026

Compare Best CD Rates in Glen Burnie, Maryland & the Surrounding Area

Source: Verified CD Rate Data provided by MonitorBankRates

Institution

Product

Min Deposit

APY

Profile

Wells Fargo

Institution Rating:

A5.0 ★Texas Ratio: 7.44%

7700 Ritchie Hwy, Glen Burnie, MD 21061

3 month Standard Fixed Rate CD

$2,500

0.06%

View

▼

Rate0.06%

Min Deposit$2,500

Min Balance—

UpdatedApr 22, 2026

Details

Early withdrawal penalties may apply

Mid-Atlantic Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 6.64%

3 Month Regular Certificates

3.80%

View

▼

Rate3.73%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Peoples Bank Chestertown, MD

Institution Rating:

A+5.0 ★Texas Ratio: 1.95%

3 Month IRA Share Certificate

3.75%

View

▼

Rate3.68%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Penalty: Loss of 90 days' dividends

NATIONAL INSTITUTES OF HEALTH

Institution Rating:

A+5.0 ★Texas Ratio: 2.03%

3 Month Certificate

$500

3.75%

View

▼

Rate—

Min Deposit$500

Min Balance—

UpdatedApr 22, 2026

Details

Cecil County School Employees Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 5.43%

3-Month Certificate Special

$500

3.55%

View

▼

Rate—

Min Deposit$500

Min Balance—

UpdatedApr 22, 2026

Details

$500 New Money Minimum

FedFinancial Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.03%

Share & IRA Share Certificates 3 months

2.98%

View

▼

Rate2.94%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Aberdeen Proving Ground FCU

Institution Rating:

A+5.0 ★

Jumbo Certificate 3 months

2.95%

View

▼

Rate2.91%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Market USA Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 6.88%

Regular, IRA, & ESA Certificate 3 Months

2.60%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

LM Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.29%

IRA 3 Month Certificate

2.10%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Patriot Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.86%

3 Month Share Certificate - Traditional IRA or Roth IRA

$250,000

1.70%

View

▼

Rate—

Min Deposit$250,000

Min Balance—

UpdatedApr 22, 2026

Details

Jefferson Security Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.24%

CD/IRA 3 Months

$500

1.00%

View

▼

Rate1.00%

Min Deposit$500

Min Balance—

UpdatedApr 22, 2026

Details

Tower Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.36%

Jumbo Share Certificates 30 - 90 days

$100,000

1.00%

View

▼

Rate1.00%

Min Deposit$100,000

Min Balance—

UpdatedApr 22, 2026

Details

Baxter Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 7.73%

3-month term Standard CDs

0.60%

View

▼

Rate0.60%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Presidential Bank

Institution Rating:

A5.0 ★Texas Ratio: 9.69%

90 Day CD

0.10%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Northwest Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.21%

IRA Certificates 3 months

$1,000

0.05%

View

▼

Rate0.05%

Min Deposit$1,000

Min Balance—

UpdatedApr 22, 2026

Details

Signal Financial Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.69%

3 Months Share Certificate

$500

0.02%

View

▼

Rate0.02%

Min Deposit$500

Min Balance—

UpdatedApr 22, 2026

Details

Source: Verified CD Rate Data provided by MonitorBankRates

Institution

Product

Min Deposit

APY

Profile

Arundel Federal Savings Bank

Institution Rating:

A5.0 ★Texas Ratio: 6.48%

655 Crain Hwy S, Glen Burnie, MD 21061

6-Month CD

3.65%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Wells Fargo

Institution Rating:

A5.0 ★Texas Ratio: 7.44%

7700 Ritchie Hwy, Glen Burnie, MD 21061

6 month Standard Fixed Rate CD

$2,500

0.06%

View

▼

Rate0.06%

Min Deposit$2,500

Min Balance—

UpdatedApr 22, 2026

Details

Early withdrawal penalties may apply

EagleBank

Institution Rating:

A+5.0 ★Texas Ratio: 5.93%

6 Month CD

3.95%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

APY accurate as of 04/01/2026; Minimum deposit of $1,000 required to open the CD.

Signal Financial Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.69%

6 Months Share Certificate

$500

3.82%

View

▼

Rate3.75%

Min Deposit$500

Min Balance—

UpdatedApr 22, 2026

Details

Homewood Federal SB

Institution Rating:

A+5.0 ★Texas Ratio: 1.39%

6 Month Certificate of Deposit

$7,500

3.80%

View

▼

Rate3.68%

Min Deposit$7,500

Min Balance—

UpdatedApr 22, 2026

Details

Jefferson Security Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.24%

CD/IRA 6 Months

$500

3.80%

View

▼

Rate3.75%

Min Deposit$500

Min Balance—

UpdatedApr 22, 2026

Details

Mid-Atlantic Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 6.64%

6 Month Regular & IRA Certificates

3.80%

View

▼

Rate3.73%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

LM Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.29%

IRA 6 Month Certificate

3.70%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Harford Bank

Institution Rating:

A5.0 ★Texas Ratio: 11.55%

6 Month Certificate

$1,000

3.70%

View

▼

Rate3.65%

Min Deposit$1,000

Min Balance—

UpdatedApr 22, 2026

Details

Minimum Deposit $1,000

Nymeo Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 10.40%

IRA Certificates 6 Months

3.68%

View

▼

Rate3.62%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Northrop Grumman Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.91%

Bonus Certificates 6 Month

3.60%

View

▼

Rate3.55%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Aberdeen Proving Ground FCU

Institution Rating:

A+5.0 ★

Jumbo Certificate 6 months

3.60%

View

▼

Rate3.55%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Johns Hopkins Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.57%

JUMBO CERTIFICATES 6 months

3.58%

View

▼

Rate3.53%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Peoples Bank Chestertown, MD

Institution Rating:

A+5.0 ★Texas Ratio: 1.95%

6 Month IRA Share Certificate

3.50%

View

▼

Rate3.44%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Penalty: Loss of 90 days' dividends

SkyPoint Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 11.30%

6 Month Certificates

3.50%

View

▼

Rate3.44%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Freedom Of Maryland Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 9.35%

Regular Share, Youth and IRA Certificates 6-Month

$300

3.50%

View

▼

Rate3.46%

Min Deposit$300

Min Balance—

UpdatedApr 22, 2026

Details

U S POSTAL SERVICE

Institution Rating:

A+5.0 ★Texas Ratio: 2.27%

Money Market Add-On Certificate 6 Months (182 Days)

3.40%

View

▼

Rate3.35%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Jarrettsville Federal S&L

Institution Rating:

A+5.0 ★Texas Ratio: 1.25%

6 Month CD

$2,500

3.30%

View

▼

Rate3.25%

Min Deposit$2,500

Min Balance—

UpdatedApr 22, 2026

Details

Market USA Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 6.88%

Regular, IRA, & ESA Certificate 6 Months

3.25%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Vantage Point Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 6.90%

Share & IRA Share Certificates (6 month term)

3.14%

View

▼

Rate3.10%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

FedChoice Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.41%

6 Months Mini-Jumbo Share Certificate

$50,000

3.05%

View

▼

Rate—

Min Deposit$50,000

Min Balance—

UpdatedApr 22, 2026

Details

FedFinancial Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.03%

Share & IRA Share Certificates 6 months

3.00%

View

▼

Rate2.96%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

WSSC Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 11.05%

6 Month Certificate

$500

2.78%

View

▼

Rate2.75%

Min Deposit$500

Min Balance—

UpdatedApr 22, 2026

Details

Democracy Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.72%

Youth Savings Certificate 6 Month Certificate

$25

2.50%

View

▼

Rate2.47%

Min Deposit$25

Min Balance—

UpdatedApr 22, 2026

Details

Chessie Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 5.80%

6 months Share Certificates

2.27%

View

▼

Rate2.25%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Patriot Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.86%

6 Month Share Certificate

$250,000

2.25%

View

▼

Rate—

Min Deposit$250,000

Min Balance—

UpdatedApr 22, 2026

Details

Baxter Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 7.73%

6-month term Standard CDs

1.35%

View

▼

Rate1.34%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Tower Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.36%

6 month Regular and Special Share Certificates

$500

1.35%

View

▼

Rate1.34%

Min Deposit$500

Min Balance—

UpdatedApr 22, 2026

Details

Dexsta Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.79%

IRA/ESA 6 months

0.85%

View

▼

Rate0.85%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

InFirst Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.55%

Youth Share Certificates 6 Month - Certificate

$100

0.75%

View

▼

Rate0.75%

Min Deposit$100

Min Balance—

UpdatedApr 22, 2026

Details

POCU of Maryland

Institution Rating:

A+5.0 ★

6-Month Term Regular & IRA Certificates

0.60%

View

▼

Rate0.60%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Northwest Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.21%

IRA Certificates 6 months

$1,000

0.11%

View

▼

Rate0.11%

Min Deposit$1,000

Min Balance—

UpdatedApr 22, 2026

Details

First Citizens Bank

Institution Rating:

A+5.0 ★Texas Ratio: 5.24%

6-month automatic saver CD

0.01%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Source: Verified CD Rate Data provided by MonitorBankRates

Institution

Product

Min Deposit

APY

Profile

Glen Burnie MSB

Institution Rating:

A5.0 ★Texas Ratio: 9.65%

1 Crain Hwy S, Glen Burnie, MD 21061

Fixed Rate 12 Month IRA Certificates

$250

2.53%

View

▼

Rate2.50%

Min Deposit$250

Min Balance—

UpdatedApr 22, 2026

Details

The Bank of Glen Burnie

Institution Rating:

A+5.0 ★Texas Ratio: 4.44%

101 Crain Hwy S, Glen Burnie, MD 21061

Fixed Rate 12 Month IRA Certificates

$250

2.53%

View

▼

Rate2.50%

Min Deposit$250

Min Balance—

UpdatedApr 22, 2026

Details

Five Star of Maryland Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 0.22%

301 Hospital Dr, Glen Burnie, MD 21061 5803

IRA & Education Share Certificates 12 Months

2.52%

View

▼

Rate2.50%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Wells Fargo

Institution Rating:

A5.0 ★Texas Ratio: 7.44%

7700 Ritchie Hwy, Glen Burnie, MD 21061

1 year Standard Fixed Rate CD

$2,500

1.51%

View

▼

Rate1.50%

Min Deposit$2,500

Min Balance—

UpdatedApr 22, 2026

Details

Early withdrawal penalties may apply

U S POSTAL SERVICE

Institution Rating:

A+5.0 ★Texas Ratio: 2.27%

IRA Certificates 1 Year Starter Add-On

4.25%

View

▼

Rate4.18%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Tower Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.36%

1 year Regular and Special Share Certificates

$500

4.15%

View

▼

Rate4.07%

Min Deposit$500

Min Balance—

UpdatedApr 22, 2026

Details

Partners 1st Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.82%

12-month savings certificate

4.00%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Get more from your tax return.

APL Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.83%

12 Months CD

3.95%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

EagleBank

Institution Rating:

A+5.0 ★Texas Ratio: 5.93%

12 Month CD

3.95%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

APY accurate as of 04/01/2026; Minimum deposit of $1,000 required to open the CD.

Northrop Grumman Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.91%

Bonus Certificate 12-Month

3.84%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Signal Financial Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.69%

12 Months Share Certificate

$500

3.82%

View

▼

Rate3.75%

Min Deposit$500

Min Balance—

UpdatedApr 22, 2026

Details

Cedar Point Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.92%

All IRA Certificate Accounts 12 months

$500

3.80%

View

▼

Rate3.75%

Min Deposit$500

Min Balance—

UpdatedApr 22, 2026

Details

Homewood Federal SB

Institution Rating:

A+5.0 ★Texas Ratio: 1.39%

12 Month Certificate of Deposit

$500

3.80%

View

▼

Rate3.68%

Min Deposit$500

Min Balance—

UpdatedApr 22, 2026

Details

Mid-Atlantic Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 6.64%

1 Year Regular & IRA Certificates

3.80%

View

▼

Rate3.73%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

CFG Bank

Institution Rating:

A5.0 ★Texas Ratio: 10.06%

12 Month CD Online and In Branch

$500

3.80%

View

▼

Rate3.74%

Min Deposit$500

Min Balance—

UpdatedApr 22, 2026

Details

No additional deposits after initial deposit

Lafayette Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 10.75%

1-Year Share Certificate

3.76%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Market USA Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 6.88%

Regular, IRA, & ESA Certificate 12 Months

3.75%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

SkyPoint Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 11.30%

12 Month Certificates

3.75%

View

▼

Rate3.68%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Johns Hopkins Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.57%

JUMBO CERTIFICATES 12 months

3.72%

View

▼

Rate3.67%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Aberdeen Proving Ground FCU

Institution Rating:

A+5.0 ★

MyTimes Plus (members 65 and over) Certificate 12 Months

3.70%

View

▼

Rate3.64%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Jarrettsville Federal S&L

Institution Rating:

A+5.0 ★Texas Ratio: 1.25%

12 Month CD/IRA

$500

3.65%

View

▼

Rate3.58%

Min Deposit$500

Min Balance—

UpdatedApr 22, 2026

Details

with one-time bump up

Nymeo Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 10.40%

IRA Certificates 12 Months

3.62%

View

▼

Rate3.56%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

LM Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.29%

IRA 12 Month Certificate

3.60%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

WEPCO Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.70%

12 Months Share Certificate

3.55%

View

▼

Rate3.50%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Freedom Of Maryland Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 9.35%

Regular Share, Youth and IRA Certificates 12-Month

$300

3.55%

View

▼

Rate3.50%

Min Deposit$300

Min Balance—

UpdatedApr 22, 2026

Details

FedChoice Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.41%

12 Months Mini-Jumbo Share Certificate

$50,000

3.55%

View

▼

Rate—

Min Deposit$50,000

Min Balance—

UpdatedApr 22, 2026

Details

WSSC Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 11.05%

12 Month Certificate

$500

3.55%

View

▼

Rate3.50%

Min Deposit$500

Min Balance—

UpdatedApr 22, 2026

Details

Peoples Bank Chestertown, MD

Institution Rating:

A+5.0 ★Texas Ratio: 1.95%

12 Month IRA Share Certificate

3.50%

View

▼

Rate3.44%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Penalty: Loss of 90 days' dividends

SPECTRA

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

IRA 12 months

3.50%

View

▼

Rate3.44%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Northwest Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.21%

IRA Certificates 1 year

$100,000

3.50%

View

▼

Rate3.45%

Min Deposit$100,000

Min Balance—

UpdatedApr 22, 2026

Details

Vantage Point Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 6.90%

Share & IRA Share Certificates (12 month term)

3.45%

View

▼

Rate3.40%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Democracy Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.72%

12 Month Certificate

3.45%

View

▼

Rate3.40%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Harford Bank

Institution Rating:

A5.0 ★Texas Ratio: 11.55%

12 Month Certificate

$1,000

3.45%

View

▼

Rate3.41%

Min Deposit$1,000

Min Balance—

UpdatedApr 22, 2026

Details

Minimum Deposit $1,000

Presidential Bank

Institution Rating:

A5.0 ★Texas Ratio: 9.69%

1 Year CD

3.25%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Dexsta Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.79%

IRA/ESA 12 months

3.04%

View

▼

Rate3.00%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

FedFinancial Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.03%

Share & IRA Share Certificates 12 months

3.02%

View

▼

Rate2.98%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Jefferson Security Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.24%

CD/IRA 12 Months

$500

2.83%

View

▼

Rate2.80%

Min Deposit$500

Min Balance—

UpdatedApr 22, 2026

Details

Chessie Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 5.80%

12 months Share Certificates

2.53%

View

▼

Rate2.50%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Patriot Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.86%

12 Month Share Certificate - Traditional IRA or Roth IRA

$250,000

2.35%

View

▼

Rate—

Min Deposit$250,000

Min Balance—

UpdatedApr 22, 2026

Details

Money One Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 10.79%

Certificates 1 year

2.07%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

InFirst Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.55%

1 Year - Certificate or IRA Certificate

$1,000

1.76%

View

▼

Rate1.75%

Min Deposit$1,000

Min Balance—

UpdatedApr 22, 2026

Details

Washington County Teachers Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 0.90%

12 Month Term Share Certificates (CDs)

1.50%

View

▼

Rate1.49%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Dividends are compounded monthly and paid monthly or on maturity. Minimum balance of $1,000 is required to open and maintain a certificate account. Once a certificate is opened, no additions can be made until maturity. Early Withdrawal Penalty - The penalty we may impose is 5% of the amount withdrawn. The APYs assume that dividends are retained in the certificate.

Baxter Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 7.73%

12-month term Standard CDs

1.40%

View

▼

Rate1.39%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

POCU of Maryland

Institution Rating:

A+5.0 ★

12-Month Term Regular & IRA Certificates

0.80%

View

▼

Rate0.80%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

First Citizens Bank

Institution Rating:

A+5.0 ★Texas Ratio: 5.24%

1-year convertible CD

0.02%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Source: Verified CD Rate Data provided by MonitorBankRates

Institution

Product

Min Deposit

APY

Profile

Glen Burnie MSB

Institution Rating:

A5.0 ★Texas Ratio: 9.65%

1 Crain Hwy S, Glen Burnie, MD 21061

18 Month IRA Certificates

$250

2.53%

View

▼

Rate2.50%

Min Deposit$250

Min Balance—

UpdatedApr 22, 2026

Details

The Bank of Glen Burnie

Institution Rating:

A+5.0 ★Texas Ratio: 4.44%

101 Crain Hwy S, Glen Burnie, MD 21061

18 Month IRA Certificates

$250

2.53%

View

▼

Rate2.50%

Min Deposit$250

Min Balance—

UpdatedApr 22, 2026

Details

WEPCO Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.70%

18 Months Share Certificate

3.80%

View

▼

Rate3.75%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Tower Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.36%

18 month Regular and Special Share Certificates

$500

3.80%

View

▼

Rate3.73%

Min Deposit$500

Min Balance—

UpdatedApr 22, 2026

Details

EagleBank

Institution Rating:

A+5.0 ★Texas Ratio: 5.93%

18 Month CD

3.80%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

APY accurate as of 04/01/2026; Minimum deposit of $1,000 required to open the CD.

CFG Bank

Institution Rating:

A5.0 ★Texas Ratio: 10.06%

18 Month CD Online and In Branch

$500

3.70%

View

▼

Rate3.64%

Min Deposit$500

Min Balance—

UpdatedApr 22, 2026

Details

No additional deposits after initial deposit

InFirst Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.55%

Youth Month Certificate Special - 18 Month Term

$100

3.69%

View

▼

Rate3.64%

Min Deposit$100

Min Balance—

UpdatedApr 22, 2026

Details

Signal Financial Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.69%

18 Months Share Certificate

$500

3.67%

View

▼

Rate3.60%

Min Deposit$500

Min Balance—

UpdatedApr 22, 2026

Details

Lafayette Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 10.75%

IRA Variable-Rate Certificate 18-month term

$50

3.66%

View

▼

Rate3.60%

Min Deposit$50

Min Balance—

UpdatedApr 22, 2026

Details

Democracy Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.72%

18 Month Certificate

3.65%

View

▼

Rate3.60%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Mid-Atlantic Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 6.64%

18 Month Regular & IRA Accumulator Certificates

3.65%

View

▼

Rate3.58%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Homewood Federal SB

Institution Rating:

A+5.0 ★Texas Ratio: 1.39%

18 Month Certificate of Deposit

$500

3.60%

View

▼

Rate3.50%

Min Deposit$500

Min Balance—

UpdatedApr 22, 2026

Details

Freedom Of Maryland Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 9.35%

Regular Share, Youth and IRA Certificates 18-Month SPECIAL

$300

3.55%

View

▼

Rate3.50%

Min Deposit$300

Min Balance—

UpdatedApr 22, 2026

Details

LM Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.29%

IRA 18 Month Certificate

3.50%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Market USA Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 6.88%

Regular, IRA, & ESA Certificate 18 Months

3.50%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Johns Hopkins Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.57%

IRA Rollover Share Certificate - 18 Months

3.47%

View

▼

Rate3.41%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Jarrettsville Federal S&L

Institution Rating:

A+5.0 ★Texas Ratio: 1.25%

18 Month CD/IRA

$500

3.45%

View

▼

Rate3.39%

Min Deposit$500

Min Balance—

UpdatedApr 22, 2026

Details

FedChoice Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.41%

18 Month IRA Term Certificates Mini-Jumbo FedPerks

$50,000

3.40%

View

▼

Rate—

Min Deposit$50,000

Min Balance—

UpdatedApr 22, 2026

Details

$50,000 Minimum Opening Balance

Nymeo Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 10.40%

IRA Certificates 18 Months

3.35%

View

▼

Rate3.30%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Baxter Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 7.73%

18-month term

3.30%

View

▼

Rate3.25%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Aberdeen Proving Ground FCU

Institution Rating:

A+5.0 ★

Standard and IRA Certificate 18 months

3.30%

View

▼

Rate3.25%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Peoples Bank Chestertown, MD

Institution Rating:

A+5.0 ★Texas Ratio: 1.95%

18 Month IRA Share Certificate

3.25%

View

▼

Rate3.20%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Penalty: Loss of 180 days' dividends

Harford Bank

Institution Rating:

A5.0 ★Texas Ratio: 11.55%

18 Month Certificate

$1,000

3.25%

View

▼

Rate3.21%

Min Deposit$1,000

Min Balance—

UpdatedApr 22, 2026

Details

Minimum Deposit $1,000

WSSC Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 11.05%

18 Month Certificate

$500

3.03%

View

▼

Rate3.00%

Min Deposit$500

Min Balance—

UpdatedApr 22, 2026

Details

Northwest Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.21%

IRA Certificates 18 months

$100,000

3.00%

View

▼

Rate2.96%

Min Deposit$100,000

Min Balance—

UpdatedApr 22, 2026

Details

Dexsta Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.79%

IRA/ESA 18 months

2.99%

View

▼

Rate2.95%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Jefferson Security Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.24%

CD/IRA 18 Months

$500

2.52%

View

▼

Rate2.50%

Min Deposit$500

Min Balance—

UpdatedApr 22, 2026

Details

Patriot Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.86%

18 Month Share Certificate - Traditional IRA or Roth IRA

2.45%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Money One Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 10.79%

Certificates 18 months

2.07%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

POCU of Maryland

Institution Rating:

A+5.0 ★

18-Month Term Regular & IRA Certificates

1.05%

View

▼

Rate1.04%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Source: Verified CD Rate Data provided by MonitorBankRates

Institution

Product

Min Deposit

APY

Profile

Glen Burnie MSB

Institution Rating:

A5.0 ★Texas Ratio: 9.65%

1 Crain Hwy S, Glen Burnie, MD 21061

24 Month IRA Certificates

$250

1.00%

View

▼

Rate1.00%

Min Deposit$250

Min Balance—

UpdatedApr 22, 2026

Details

The Bank of Glen Burnie

Institution Rating:

A+5.0 ★Texas Ratio: 4.44%

101 Crain Hwy S, Glen Burnie, MD 21061

24 Month IRA Certificates

$250

1.00%

View

▼

Rate1.00%

Min Deposit$250

Min Balance—

UpdatedApr 22, 2026

Details

Tower Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.36%

2 year Regular and Special Share Certificates

$500

4.20%

View

▼

Rate4.11%

Min Deposit$500

Min Balance—

UpdatedApr 22, 2026

Details

WEPCO Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.70%

24 Months Share Certificate

4.06%

View

▼

Rate4.00%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Democracy Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.72%

24 Month CD

3.85%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Northrop Grumman Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.91%

Bonus Certificates 24 Month

3.75%

View

▼

Rate3.69%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

EagleBank

Institution Rating:

A+5.0 ★Texas Ratio: 5.93%

24 Month CD

3.75%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

APY accurate as of 04/01/2026; Minimum deposit of $1,000 required to open the CD.

Lafayette Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 10.75%

2-year term

$500

3.71%

View

▼

Rate3.65%

Min Deposit$500

Min Balance—

UpdatedApr 22, 2026

Details

Signal Financial Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.69%

24 Months Share Certificate

$500

3.67%

View

▼

Rate3.60%

Min Deposit$500

Min Balance—

UpdatedApr 22, 2026

Details

Mid-Atlantic Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 6.64%

2 Year Regular & IRA Certificates

3.60%

View

▼

Rate3.54%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

SkyPoint Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 11.30%

24 Month Certificates

3.60%

View

▼

Rate3.54%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Freedom Of Maryland Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 9.35%

Regular Share, Youth and IRA Certificates 24-Month

$300

3.60%

View

▼

Rate3.55%

Min Deposit$300

Min Balance—

UpdatedApr 22, 2026

Details

U S POSTAL SERVICE

Institution Rating:

A+5.0 ★Texas Ratio: 2.27%

IRA Certificates 2 Years

3.60%

View

▼

Rate3.55%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Vantage Point Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 6.90%

Share & IRA Share Certificates (24 month term)

3.56%

View

▼

Rate3.50%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Market USA Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 6.88%

Regular, IRA, & ESA Certificate 24 Months

3.55%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Cedar Point Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.92%

All IRA Certificate Accounts 24 months

$500

3.55%

View

▼

Rate3.50%

Min Deposit$500

Min Balance—

UpdatedApr 22, 2026

Details

Johns Hopkins Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.57%

JUMBO CERTIFICATES 24 months

3.51%

View

▼

Rate3.46%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

SPECTRA

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

IRA 24 months

3.45%

View

▼

Rate3.39%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

FedChoice Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.41%

24 Months Mini-Jumbo Share Certificate

$50,000

3.40%

View

▼

Rate—

Min Deposit$50,000

Min Balance—

UpdatedApr 22, 2026

Details

Aberdeen Proving Ground FCU

Institution Rating:

A+5.0 ★

Standard and IRA Certificate 24 months

3.30%

View

▼

Rate3.25%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Peoples Bank Chestertown, MD

Institution Rating:

A+5.0 ★Texas Ratio: 1.95%

24 Month IRA Share Certificate

3.25%

View

▼

Rate3.20%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Penalty: Loss of 180 days' dividends

LM Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.29%

IRA 24 Month Certificate

3.25%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Nymeo Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 10.40%

IRA Certificates 24 Months

3.18%

View

▼

Rate3.13%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

FedFinancial Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.03%

Share & IRA Share Certificates 24 months

3.13%

View

▼

Rate3.09%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Chessie Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 5.80%

24 months Share Certificates

3.04%

View

▼

Rate3.00%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

WSSC Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 11.05%

24 Month Certificate

$500

3.03%

View

▼

Rate3.00%

Min Deposit$500

Min Balance—

UpdatedApr 22, 2026

Details

Harford Bank

Institution Rating:

A5.0 ★Texas Ratio: 11.55%

24 Month Certificate

$1,000

3.00%

View

▼

Rate2.97%

Min Deposit$1,000

Min Balance—

UpdatedApr 22, 2026

Details

Minimum Deposit $1,000

Northwest Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.21%

IRA Certificates 2 years

$100,000

3.00%

View

▼

Rate2.96%

Min Deposit$100,000

Min Balance—

UpdatedApr 22, 2026

Details

Homewood Federal SB

Institution Rating:

A+5.0 ★Texas Ratio: 1.39%

24 Month Certificate of Deposit

$500

3.00%

View

▼

Rate2.93%

Min Deposit$500

Min Balance—

UpdatedApr 22, 2026

Details

Jarrettsville Federal S&L

Institution Rating:

A+5.0 ★Texas Ratio: 1.25%

24 Month CD/IRA

$500

3.00%

View

▼

Rate2.96%

Min Deposit$500

Min Balance—

UpdatedApr 22, 2026

Details

Dexsta Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.79%

IRA/ESA 24 months

2.89%

View

▼

Rate2.85%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

InFirst Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.55%

2 Year - Certificate or IRA Certificate

$1,000

2.78%

View

▼

Rate2.75%

Min Deposit$1,000

Min Balance—

UpdatedApr 22, 2026

Details

Patriot Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.86%

24 Month Share Certificate - Traditional IRA or Roth IRA

$250,000

2.75%

View

▼

Rate—

Min Deposit$250,000

Min Balance—

UpdatedApr 22, 2026

Details

Presidential Bank

Institution Rating:

A5.0 ★Texas Ratio: 9.69%

2 Year CD

2.75%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Baxter Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 7.73%

24-month term Standard CDs

2.60%

View

▼

Rate2.57%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Money One Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 10.79%

Certificates 2 years

2.04%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Washington County Teachers Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 0.90%

24 Month Term Share Certificates (CDs)

2.00%

View

▼

Rate1.98%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Jefferson Security Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.24%

CD/IRA 24 Months

$500

1.51%

View

▼

Rate1.50%

Min Deposit$500

Min Balance—

UpdatedApr 22, 2026

Details

POCU of Maryland

Institution Rating:

A+5.0 ★

24-Month Term Regular & IRA Certificates

1.13%

View

▼

Rate1.12%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Source: Verified CD Rate Data provided by MonitorBankRates

Institution

Product

Min Deposit

APY

Profile

Glen Burnie MSB

Institution Rating:

A5.0 ★Texas Ratio: 9.65%

1 Crain Hwy S, Glen Burnie, MD 21061

36 Month IRA Certificates

$250

1.26%

View

▼

Rate1.25%

Min Deposit$250

Min Balance—

UpdatedApr 22, 2026

Details

The Bank of Glen Burnie

Institution Rating:

A+5.0 ★Texas Ratio: 4.44%

101 Crain Hwy S, Glen Burnie, MD 21061

36 Month IRA Certificates

$250

1.26%

View

▼

Rate1.25%

Min Deposit$250

Min Balance—

UpdatedApr 22, 2026

Details

U S POSTAL SERVICE

Institution Rating:

A+5.0 ★Texas Ratio: 2.27%

3 Years Add-On Certificate

4.15%

View

▼

Rate4.09%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

WEPCO Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.70%

36 Months Share Certificate

4.06%

View

▼

Rate4.00%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Tower Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.36%

3 year Regular and Special Share Certificates

$500

3.85%

View

▼

Rate3.78%

Min Deposit$500

Min Balance—

UpdatedApr 22, 2026

Details

Signal Financial Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.69%

36 Months Share Certificate

$500

3.82%

View

▼

Rate3.75%

Min Deposit$500

Min Balance—

UpdatedApr 22, 2026

Details

Vantage Point Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 6.90%

Share & IRA Share Certificates (36 month term)

3.76%

View

▼

Rate3.70%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Northrop Grumman Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.91%

Bonus Certificates 36 Month

3.71%

View

▼

Rate3.65%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Lafayette Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 10.75%

Fixed-Rate Jumbo 3-year term

$100,000

3.71%

View

▼

Rate3.65%

Min Deposit$100,000

Min Balance—

UpdatedApr 22, 2026

Details

Freedom Of Maryland Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 9.35%

Regular Share, Youth and IRA Certificates 36-Month

$300

3.70%

View

▼

Rate3.65%

Min Deposit$300

Min Balance—

UpdatedApr 22, 2026

Details

Patriot Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.86%

36 Month Share Certificate - Traditional IRA or Roth IRA

3.70%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Cedar Point Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.92%

All IRA Certificate Accounts 36 months

$500

3.65%

View

▼

Rate3.60%

Min Deposit$500

Min Balance—

UpdatedApr 22, 2026

Details

SkyPoint Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 11.30%

36 Month Certificates

3.60%

View

▼

Rate3.54%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Mid-Atlantic Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 6.64%

3 Year Regular & IRA Certificates

3.60%

View

▼

Rate3.54%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Aberdeen Proving Ground FCU

Institution Rating:

A+5.0 ★

MyTimes (members 50 and over) Certificate 36 Months

3.55%

View

▼

Rate3.50%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Peoples Bank Chestertown, MD

Institution Rating:

A+5.0 ★Texas Ratio: 1.95%

36 Month IRA Share Certificate

3.50%

View

▼

Rate3.44%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Penalty: Loss of 180 days' dividends

Johns Hopkins Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.57%

JUMBO CERTIFICATES 36 months

3.50%

View

▼

Rate3.45%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

SPECTRA

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

IRA 36 months

3.45%

View

▼

Rate3.39%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

CFG Bank

Institution Rating:

A5.0 ★Texas Ratio: 10.06%

36 Month CD Online and In Branch

$500

3.35%

View

▼

Rate3.30%

Min Deposit$500

Min Balance—

UpdatedApr 22, 2026

Details

No additional deposits after initial deposit

Nymeo Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 10.40%

IRA Certificates 36 Months

3.26%

View

▼

Rate3.21%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

LM Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.29%

IRA 36 Month Certificate

3.25%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Market USA Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 6.88%

Regular, IRA, & ESA Certificate 36 Months

3.25%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Democracy Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.72%

36 Month Certificate

3.20%

View

▼

Rate3.16%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

FedChoice Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.41%

36 Months Mini-Jumbo Share Certificate

$50,000

3.20%

View

▼

Rate—

Min Deposit$50,000

Min Balance—

UpdatedApr 22, 2026

Details

FedFinancial Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.03%

Share & IRA Share Certificates 36 months

3.19%

View

▼

Rate3.14%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Chessie Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 5.80%

36 months Share Certificates

3.14%

View

▼

Rate3.10%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

WSSC Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 11.05%

36 Month Certificate

$500

3.03%

View

▼

Rate3.00%

Min Deposit$500

Min Balance—

UpdatedApr 22, 2026

Details

Northwest Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.21%

IRA Certificates 3 years

$100,000

3.00%

View

▼

Rate2.96%

Min Deposit$100,000

Min Balance—

UpdatedApr 22, 2026

Details

Dexsta Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.79%

IRA/ESA 36 months

2.78%

View

▼

Rate2.75%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Baxter Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 7.73%

36-month term Standard CDs

2.75%

View

▼

Rate2.72%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Homewood Federal SB

Institution Rating:

A+5.0 ★Texas Ratio: 1.39%

36 Month Certificate of Deposit

$500

2.60%

View

▼

Rate2.54%

Min Deposit$500

Min Balance—

UpdatedApr 22, 2026

Details

Harford Bank

Institution Rating:

A5.0 ★Texas Ratio: 11.55%

36 Month Certificate

$1,000

2.55%

View

▼

Rate2.53%

Min Deposit$1,000

Min Balance—

UpdatedApr 22, 2026

Details

Minimum Deposit $1,000

InFirst Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.55%

Youth Share Certificates 3 Year - Certificate

$100

2.52%

View

▼

Rate2.50%

Min Deposit$100

Min Balance—

UpdatedApr 22, 2026

Details

Presidential Bank

Institution Rating:

A5.0 ★Texas Ratio: 9.69%

3 Year CD

2.50%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Washington County Teachers Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 0.90%

36 Month Term Share Certificates (CDs)

2.00%

View

▼

Rate1.98%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Money One Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 10.79%

Certificates 3 Years

1.86%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Jefferson Security Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.24%

CD/IRA 36 Months

$500

1.36%

View

▼

Rate1.35%

Min Deposit$500

Min Balance—

UpdatedApr 22, 2026

Details

POCU of Maryland

Institution Rating:

A+5.0 ★

36-Month Term Regular & IRA Certificates

1.19%

View

▼

Rate1.18%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Source: Verified CD Rate Data provided by MonitorBankRates

Institution

Product

Min Deposit

APY

Profile

Five Star of Maryland Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 0.22%

301 Hospital Dr, Glen Burnie, MD 21061 5803

IRA & Education Share Certificates 48 Months

3.03%

View

▼

Rate3.00%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Glen Burnie MSB

Institution Rating:

A5.0 ★Texas Ratio: 9.65%

1 Crain Hwy S, Glen Burnie, MD 21061

48 Month IRA Certificates

$250

1.51%

View

▼

Rate1.50%

Min Deposit$250

Min Balance—

UpdatedApr 22, 2026

Details

The Bank of Glen Burnie

Institution Rating:

A+5.0 ★Texas Ratio: 4.44%

101 Crain Hwy S, Glen Burnie, MD 21061

48 Month IRA Certificates

$250

1.51%

View

▼

Rate1.50%

Min Deposit$250

Min Balance—

UpdatedApr 22, 2026

Details

WEPCO Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.70%

48 Months Share Certificate

4.06%

View

▼

Rate4.00%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Tower Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.36%

4 year Mini-Jumbo IRA Share Certificates

$20,000

4.05%

View

▼

Rate3.97%

Min Deposit$20,000

Min Balance—

UpdatedApr 22, 2026

Details

Vantage Point Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 6.90%

Share & IRA Share Certificates (48 month term)

3.87%

View

▼

Rate3.80%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Signal Financial Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.69%

48 Months Share Certificate

$500

3.82%

View

▼

Rate3.75%

Min Deposit$500

Min Balance—

UpdatedApr 22, 2026

Details

Freedom Of Maryland Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 9.35%

Regular Share, Youth and IRA Certificates 48-Month

$300

3.80%

View

▼

Rate3.75%

Min Deposit$300

Min Balance—

UpdatedApr 22, 2026

Details

Northrop Grumman Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.91%

Bonus Certificates 48 Month

3.76%

View

▼

Rate3.70%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Lafayette Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 10.75%

Fixed-Rate Jumbo 4-year term

$100,000

3.66%

View

▼

Rate3.60%

Min Deposit$100,000

Min Balance—

UpdatedApr 22, 2026

Details

SkyPoint Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 11.30%

48 Month Certificates

3.60%

View

▼

Rate3.54%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Aberdeen Proving Ground FCU

Institution Rating:

A+5.0 ★

Member Rewards Gold Certificate 48 months

3.55%

View

▼

Rate3.50%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Mid-Atlantic Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 6.64%

4 Year Regular & IRA Certificates

3.55%

View

▼

Rate3.49%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Peoples Bank Chestertown, MD

Institution Rating:

A+5.0 ★Texas Ratio: 1.95%

48 Month IRA Share Certificate

3.50%

View

▼

Rate3.44%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Penalty: Loss of 180 days' dividends

Cedar Point Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.92%

All IRA Certificate Accounts 48 months

$500

3.44%

View

▼

Rate3.40%

Min Deposit$500

Min Balance—

UpdatedApr 22, 2026

Details

SPECTRA

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

Share 48 months

3.40%

View

▼

Rate3.34%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Market USA Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 6.88%

Regular, IRA, & ESA Certificate 48 Months

3.35%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Johns Hopkins Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.57%

JUMBO CERTIFICATES 48 months

3.32%

View

▼

Rate3.28%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Patriot Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.86%

48 Month Share Certificate - Traditional IRA or Roth IRA

3.30%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Democracy Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.72%

48 Month Certificate

3.25%

View

▼

Rate3.21%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

FedFinancial Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.03%

Share & IRA Share Certificates 48 months

3.25%

View

▼

Rate3.20%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Chessie Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 5.80%

48 months Share Certificates

3.20%

View

▼

Rate3.15%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Northwest Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.21%

IRA Certificates 4 years

$100,000

3.00%

View

▼

Rate2.96%

Min Deposit$100,000

Min Balance—

UpdatedApr 22, 2026

Details

Baxter Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 7.73%

48-month term Standard CDs

2.90%

View

▼

Rate2.86%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

FedChoice Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.41%

48 Months Mini-Jumbo Share Certificate

$50,000

2.90%

View

▼

Rate—

Min Deposit$50,000

Min Balance—

UpdatedApr 22, 2026

Details

Dexsta Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.79%

IRA/ESA 48 months

2.78%

View

▼

Rate2.75%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Jarrettsville Federal S&L

Institution Rating:

A+5.0 ★Texas Ratio: 1.25%

48 Month CD/IRA

$500

2.75%

View

▼

Rate2.71%

Min Deposit$500

Min Balance—

UpdatedApr 22, 2026

Details

Homewood Federal SB

Institution Rating:

A+5.0 ★Texas Ratio: 1.39%

48 Month Certificate of Deposit

$500

2.75%

View

▼

Rate2.69%

Min Deposit$500

Min Balance—

UpdatedApr 22, 2026

Details

Harford Bank

Institution Rating:

A5.0 ★Texas Ratio: 11.55%

48 Month (Step-Up) Certificate

$1,000

2.75%

View

▼

Rate2.72%

Min Deposit$1,000

Min Balance—

UpdatedApr 22, 2026

Details

Minimum Deposit $1,000

Nymeo Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 10.40%

IRA Certificates 48 Months

2.53%

View

▼

Rate2.50%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

InFirst Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.55%

Youth Share Certificates 4 Year - Certificate

$100

2.42%

View

▼

Rate2.40%

Min Deposit$100

Min Balance—

UpdatedApr 22, 2026

Details

Money One Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 10.79%

Certificates 4 years

1.79%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Jefferson Security Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.24%

CD/IRA 48 Months

$500

1.41%

View

▼

Rate1.40%

Min Deposit$500

Min Balance—

UpdatedApr 22, 2026

Details

Source: Verified CD Rate Data provided by MonitorBankRates

Institution

Product

Min Deposit

APY

Profile

Glen Burnie MSB

Institution Rating:

A5.0 ★Texas Ratio: 9.65%

1 Crain Hwy S, Glen Burnie, MD 21061

60 Month IRA Certificates

$250

1.76%

View

▼

Rate1.75%

Min Deposit$250

Min Balance—

UpdatedApr 22, 2026

Details

The Bank of Glen Burnie

Institution Rating:

A+5.0 ★Texas Ratio: 4.44%

101 Crain Hwy S, Glen Burnie, MD 21061

60 Month IRA Certificates

$250

1.76%

View

▼

Rate1.75%

Min Deposit$250

Min Balance—

UpdatedApr 22, 2026

Details

Tower Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.36%

5 year Mini-Jumbo IRA Share Certificates

$20,000

4.10%

View

▼

Rate4.02%

Min Deposit$20,000

Min Balance—

UpdatedApr 22, 2026

Details

WEPCO Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.70%

60 Months Share Certificate

4.06%

View

▼

Rate4.00%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Vantage Point Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 6.90%

Share & IRA Share Certificate (60 month term)

3.97%

View

▼

Rate3.90%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Signal Financial Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.69%

60 Months Share Certificate

$500

3.82%

View

▼

Rate3.75%

Min Deposit$500

Min Balance—

UpdatedApr 22, 2026

Details

Freedom Of Maryland Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 9.35%

Regular Share, Youth and IRA Certificates 60-Month

$300

3.80%

View

▼

Rate3.75%

Min Deposit$300

Min Balance—

UpdatedApr 22, 2026

Details

Northrop Grumman Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.91%

Bonus Certificates 60 Month

3.76%

View

▼

Rate3.70%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

U S POSTAL SERVICE

Institution Rating:

A+5.0 ★Texas Ratio: 2.27%

IRA Certificates 5 Years

3.70%

View

▼

Rate3.65%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Lafayette Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 10.75%

Fixed-Rate Jumbo 5-year term

$100,000

3.61%

View

▼

Rate3.55%

Min Deposit$100,000

Min Balance—

UpdatedApr 22, 2026

Details

SkyPoint Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 11.30%

60 Month Certificates

3.60%

View

▼

Rate3.54%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Aberdeen Proving Ground FCU

Institution Rating:

A+5.0 ★

Member Rewards Gold Certificate 60 months

3.55%

View

▼

Rate3.50%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Mid-Atlantic Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 6.64%

5 Year Regular & IRA Certificates

3.55%

View

▼

Rate3.49%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Cedar Point Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.92%

All IRA Certificate Accounts 60 months

$500

3.55%

View

▼

Rate3.50%

Min Deposit$500

Min Balance—

UpdatedApr 22, 2026

Details

Peoples Bank Chestertown, MD

Institution Rating:

A+5.0 ★Texas Ratio: 1.95%

60 Month Golden Year Share Certificate

$5,000

3.50%

View

▼

Rate3.44%

Min Deposit$5,000

Min Balance—

UpdatedApr 22, 2026

Details

must be 62 years of age or older; No penalty for 1 withdrawal. Each additional withdrawal incurs a penalty equal to 180 days' dividends.

Johns Hopkins Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.57%

JUMBO CERTIFICATES 60 months

3.50%

View

▼

Rate3.45%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Market USA Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 6.88%

Regular, IRA, & ESA Certificate 60 Months

3.45%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

SPECTRA

Institution Rating:

A+5.0 ★Texas Ratio: 0.00%

Share 60 months

3.40%

View

▼

Rate3.34%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

CFG Bank

Institution Rating:

A5.0 ★Texas Ratio: 10.06%

60 Month CD Online and In Branch

$500

3.35%

View

▼

Rate3.30%

Min Deposit$500

Min Balance—

UpdatedApr 22, 2026

Details

No additional deposits after initial deposit

Patriot Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 1.86%

60 Month Share Certificate - Traditional IRA or Roth IRA

3.35%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

FedFinancial Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.03%

Share & IRA Share Certificates 60 months

3.31%

View

▼

Rate3.26%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Chessie Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 5.80%

60 months Share Certificates

3.30%

View

▼

Rate3.25%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Democracy Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.72%

60 Month Certificate

3.30%

View

▼

Rate3.25%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Northwest Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 2.21%

IRA Certificates 5 years

$100,000

3.25%

View

▼

Rate3.20%

Min Deposit$100,000

Min Balance—

UpdatedApr 22, 2026

Details

$100,000 to $249,999

Baxter Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 7.73%

60-month term Standard CDs

3.10%

View

▼

Rate3.06%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

FedChoice Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.41%

60 Month IRA Term Certificates Mini-Jumbo FedPerks

$50,000

3.05%

View

▼

Rate—

Min Deposit$50,000

Min Balance—

UpdatedApr 22, 2026

Details

$50,000 Minimum Opening Balance

Jarrettsville Federal S&L

Institution Rating:

A+5.0 ★Texas Ratio: 1.25%

60 Month CD/IRA

$500

2.85%

View

▼

Rate2.81%

Min Deposit$500

Min Balance—

UpdatedApr 22, 2026

Details

Harford Bank

Institution Rating:

A5.0 ★Texas Ratio: 11.55%

60 Month Certificate

$1,000

2.85%

View

▼

Rate2.82%

Min Deposit$1,000

Min Balance—

UpdatedApr 22, 2026

Details

Minimum Deposit $1,000

Dexsta Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 8.79%

IRA/ESA 60 months

2.78%

View

▼

Rate2.75%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Homewood Federal SB

Institution Rating:

A+5.0 ★Texas Ratio: 1.39%

60 Month Certificate of Deposit

$500

2.75%

View

▼

Rate2.69%

Min Deposit$500

Min Balance—

UpdatedApr 22, 2026

Details

Nymeo Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 10.40%

IRA Certificates 60 Months

2.58%

View

▼

Rate2.55%

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Presidential Bank

Institution Rating:

A5.0 ★Texas Ratio: 9.69%

5 Year CD

2.50%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

InFirst Federal Credit Union

Institution Rating:

A+5.0 ★Texas Ratio: 3.55%

Youth Share Certificates 5 Year - Certificate

$100

2.42%

View

▼

Rate2.40%

Min Deposit$100

Min Balance—

UpdatedApr 22, 2026

Details

Money One Federal Credit Union

Institution Rating:

A5.0 ★Texas Ratio: 10.79%

Certificates 5 years

1.89%

View

▼

Rate—

Min Deposit$0

Min Balance—

UpdatedApr 22, 2026

Details

Jefferson Security Bank

Institution Rating:

A+5.0 ★Texas Ratio: 0.24%

CD/IRA 60 Months

$500

1.51%

View

▼

Rate1.50%

Min Deposit$500

Min Balance—

UpdatedApr 22, 2026

Details

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

Top CD Rates from Glen Burnie, Maryland Institutions

Highest verified APYs available today — updated April 22, 2026

B Top 5 Bank Rates

Arundel Federal Savings Bank

6-Month CD

A 5.0 ★ TX: 6.48%

Min: $0

3.65%

The Bank of Glen Burnie

18 Month IRA Certificates

A+ 5.0 ★ TX: 4.44%

Min: $250

2.53%

Glen Burnie MSB

18 Month IRA Certificates

A 5.0 ★ TX: 9.65%

Min: $250

2.53%

Wells Fargo

1 year Standard Fixed Rate CD

A 5.0 ★ TX: 7.44%

Min: $2,500

1.51%

U S POSTAL SERVICE

IRA Certificates 1 Year Starter Add-On

A+ 5.0 ★ TX: 2.27%

Min: $0

4.25%

CU Top 5 Credit Union Rates

Five Star of Maryland Federal Credit Union

IRA & Education Share Certificates 48 Months

A+ 5.0 ★ TX: 0.22%

Min: $0

3.03%

Tower Federal Credit Union

2 year Regular and Special Share Certificates

A+ 5.0 ★ TX: 1.36%

Min: $500

4.20%

WEPCO Federal Credit Union

60 Months Share Certificate

A+ 5.0 ★ TX: 3.70%

Min: $0

4.06%

Partners 1st Federal Credit Union

12-month savings certificate

A+ 5.0 ★ TX: 3.82%

Min: $0

4.00%

Vantage Point Federal Credit Union

Share & IRA Share Certificate (60 month term)

A 5.0 ★ TX: 6.90%

Min: $0

3.97%

Rates verified April 22, 2026 — Click an institution name to view its full profile, safety ratings, and all CD terms.

Glen Burnie, MD CD Rate Trends

Compare local Glen Burnie, MD CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Maryland CD Trends →

12-Month CD — MD Avg

2.642%

▼ 0.273 vs 7 days ago

Maryland 12-month CD rates fell 0.273 points over the past 7 days to 2.642% APY.

6-Month CD — MD Avg

1.869%

▼ 0.516 vs 7 days ago

Maryland 6-month CD rates fell 0.516 points over the past 7 days to 1.869% APY.

As of Apr 22, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

MD CD Rate Forecast — Next 12 Months

Where are Maryland CD rates headed through April 2027?

Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.

MD 12-Month Avg APY

2.642%

6-Month Forecast

2.642%

Range: 2.44% – 2.79%

12-Month Forecast

2.392%

Range: 2.19% – 2.54%

What Your Savings Earn at MD CD Rates Today

Annual interest earnings at today’s Maryland average APYs. State average used where available; national average as fallback.

CD Term	MD Avg APY	$5,000	$10,000	$25,000	$50,000
3-Month CD	1.190%	$59.51	$119.02	$297.55	$595.10
6-Month CD	1.869%	$93.44	$186.88	$467.20	$934.40
12-Month CD	2.642%	$132.11	$264.22	$660.55	$1,321.10
18-Month CD	2.855%	$142.76	$285.52	$713.80	$1,427.60
24-Month CD	2.924%	$146.22	$292.43	$731.08	$1,462.15
36-Month CD	2.890%	$144.48	$288.96	$722.40	$1,444.80
48-Month CD	3.201%	$160.03	$320.05	$800.13	$1,600.25
60-Month CD	3.057%	$152.83	$305.65	$764.13	$1,528.25
Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of April 22, 2026.

Sample CD Ladder for Glen Burnie, Maryland Savers

$25,000 split equally across 5 terms using today’s Maryland average rates. As each CD matures, reinvest at the 36-month rung.

Build Your Ladder →

Rung	Term	Deposit	MD Avg APY	Annual Earnings
1	3-Month CD	$5,000	1.190%	$59.51
2	6-Month CD	$5,000	1.869%	$93.44
3	12-Month CD	$5,000	2.642%	$132.11
4	24-Month CD	$5,000	2.924%	$146.22
5	36-Month CD	$5,000	2.890%	$144.48
Total ($25,000 invested)		$25,000	2.303% blended	$575.76/yr

Ladder example uses equal $5,000 rungs and Maryland average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.

634

CD Rates
Tracked in Glen Burnie, Maryland

17 Banks 31 Credit Unions

About Our Glen Burnie, Maryland CD Rate Database

MonitorBankRates tracks 634 CD rates from 17 banks and 31 credit unions with locations in Glen Burnie, Maryland, plus national online institutions available to Maryland residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.

Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.

Current top rate: Arundel Federal Savings Bank offers a CD at 3.65% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Glen Burnie, Maryland.

How to Find the Best CD Rates in Glen Burnie, Maryland

What to compare when shopping for a CD in Glen Burnie, Maryland

To find the best APYs in Glen Burnie, Maryland, start with credit unions and online-only banks — Glen Burnie, Maryland has 31 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.

Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.

Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.

When a CD Makes Sense in Glen Burnie, Maryland

You have a planned expense coming up and want your savings to earn while you wait
You expect rates to fall and want to lock in today’s rate
You want FDIC or NCUA protection with a guaranteed fixed return
You prefer banking with an institution that has a local branch in Glen Burnie, Maryland — 48 institutions here report CD rates

Consider an Alternative If…

You may need funds within 30 days → Glen Burnie, Maryland savings rates
Rates are rising and you want to benefit → Variable-rate savings or MMA
You want check-writing access → Glen Burnie, Maryland money market rates

Glen Burnie, Maryland Financial Snapshot

Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024

Population 65+

15.1%

National avg: 17.3%

Median Individual Earnings

$51,710

National avg: $47,340

Poverty Rate

9.3%

National avg: 11.1%

Unemployment Rate

4.6%

National avg: 4.8%

CD Earnings on 10% of Salary

$137/yr

At MD 12-mo avg 2.642% APY

15.1% of residents are 65 or older — below the national average of 17.3%. At today’s MD 12-month CD average of 2.642%, saving 10% of the local median salary ($5,171/year) and putting it in a CD would earn an additional $137 annually in interest.

Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.

CD Rates vs. Other Savings Options in Glen Burnie, Maryland

What to compare when choosing between a CD and other deposit accounts

Feature	CD	High-Yield Savings	Money Market	6-Month CD
Rate Type	Fixed APY	Variable APY	Variable APY	Fixed APY
Liquidity	Locked for term	Anytime	Anytime	Locked 6 months
Early Withdrawal	Penalty (months of interest)	None	None	Penalty (90–180 days interest)
FDIC / NCUA Insured	Yes (up to $250K)	Yes (up to $250K)	Yes (up to $250K)	Yes (up to $250K)
Check / Debit Access	No	Usually no	Often yes	No
Best For	Known savings goal, CD ladder	Emergency fund, flexible savings	Liquid savings with check-writing	Slightly higher yield, less urgency

Frequently Asked Questions about CD Rates in Glen Burnie, Maryland

Are CD rates in Glen Burnie, Maryland FDIC insured?

Yes, most established banks in Glen Burnie, Maryland are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in Glen Burnie, Maryland?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Glen Burnie, Maryland.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Glen Burnie, Maryland may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in Glen Burnie, Maryland?

Here are recent top rates found for this area:

Arundel Federal Savings Bank: 3.65% APY (6-Month CD)
Five Star of Maryland Federal Credit Union: 3.03% APY (IRA & Education Share Certificates 48 Months)
The Bank of Glen Burnie: 2.53% APY (18 Month IRA Certificates)
Glen Burnie MSB: 2.53% APY (18 Month IRA Certificates)
Wells Fargo: 1.51% APY (1 year Standard Fixed Rate CD)
U S POSTAL SERVICE: 4.25% APY (IRA Certificates 1 Year Starter Add-On)
Tower Federal Credit Union: 4.20% APY (2 year Regular and Special Share Certificates)
WEPCO Federal Credit Union: 4.06% APY (60 Months Share Certificate)
Partners 1st Federal Credit Union: 4.00% APY (12-month savings certificate)
Vantage Point Federal Credit Union: 3.97% APY (Share & IRA Share Certificate (60 month term))

Rates reflect recent verified offers available in Glen Burnie, Maryland. Last Updated: April 22, 2026

CD Calculators for Glen Burnie, Maryland

Glen Burnie, Maryland CD Calculator

At today’s MD top rate of 3.65% APY, a $10,000 deposit earns $365 in the first year. Enter your amount to see your exact return.

Glen Burnie, Maryland CD Ladder

MD CD rates currently range from 1.190% (3-month) to 2.890% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.

Early Withdrawal Penalty

Before locking into a Glen Burnie, Maryland CD at 3.65% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.

CD vs. High-Yield Savings

Maryland’s average 12-month CD is 2.642% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.

Methodology & Data Sources

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Glen Burnie, Maryland directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Glen Burnie, Maryland. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in MD.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 22, 2026

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