CD Rates Colorado (CO) for April 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Colorado CD rates include United Fidelity BankUnited Fidelity Bank2480 W Alameda Ave, Denver, CO 80223A+5.0 ★Texas Ratio: 0.81%Real return: +1.40%APY minus CPI (February 2026) offering 6-Month CD Term at 4.20% APY, Clean Energy Federal Credit UnionClean Energy Federal Credit Union116 Inverness Dr E, Englewood, CO 80112A+5.0 ★Texas Ratio: 2.17%Real return: +1.38%APY minus CPI (February 2026) offering IRA Certificate of Deposit (CD) 6 months at 4.18% APY, On Tap Credit UnionOn Tap Credit Union816 Washington Ave, Golden, CO 80401A5.0 ★Texas Ratio: 9.08%Real return: +1.30%APY minus CPI (February 2026) offering JUMBO certificates 60 Months at 4.10% APY, The Dolores State BankThe Dolores State Bank101 S 6th St, Dolores, CO 81323A+5.0 ★Texas Ratio: 3.67%Real return: +1.26%APY minus CPI (February 2026) offering 6 Month Certificates of Deposit at 4.06% APY, and Colorado Federal Savings BankColorado Federal Savings Bank8400 E Prentice Ave, Greenwood Village, CO 80111A+5.0 ★Texas Ratio: 0.27%Real return: +1.20%APY minus CPI (February 2026) offering 6 Month CD at 4.00% APY. CD rates as of April 21, 2026 according to verified data from MonitorBankRates.
Use the tables below to compare CD rates across all terms in Colorado side-by-side. Colorado CD rates currently reach as high as 4.20% APY from United Fidelity Bank at 2480 W Alameda Ave, Denver, CO 80223. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 21, 2026
Compare Best CD Rates in Colorado
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
685 Citadel Dr E Ste 290 9, Colorado Springs, CO 80909
Certificates of Deposit 3 Month
$0
3.91%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
minimum balance of $1,000 is required for all CDs, and an early withdrawal penalty will apply for all CDs not held to maturity.
Gateway First Bank
Institution Rating:
F1.8 ★Texas Ratio: 53.47%
155 Boardwalk Dr, Fort Collins, CO 80525
3 months CD
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Minimum Balance $500
Colorado Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
8400 E Prentice Ave, Greenwood Village, CO 80111
3 Month CD
$5,000
3.50%
▼
Rate3.44%
Min Deposit$5,000
Min Balance—
UpdatedApr 21, 2026
Details
Westminster Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.31%
9053 Harlan St Ste 10, Westminster, CO 80031 2908
IRA Savings 3-Month
$500
3.50%
▼
Rate3.44%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
North Valley Bank Thornton, CO
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
9001 Washington St, Thornton, CO 80229
3 Month CD
$1,000
3.44%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Credit Union of The Rockies
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
1010 Johnson Rd Ste 120, Golden, CO 80401 6041
3 Month Certificate
$500
3.40%
▼
Rate3.36%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1075 Acoma St, Denver, CO 80204 4326
3 Months Certificates of Deposit
$100
3.30%
▼
Rate3.25%
Min Deposit$100
Min Balance—
UpdatedApr 21, 2026
Details
Pikes Peak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
720 W Midland Ave, Woodland Park, CO 80863 3025
3-Month IRA Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
101 W Denver St, Holyoke, CO 80734 1427
3 month CD's
$500
3.19%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Grand Valley Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.80%
452 S Maple St, Fruita, CO 81521
Time Certificates of Deposit 3 Months
$0
3.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
.25% bonus for Star and Senior Accounts!
Yampa Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
600 S Lincoln Ave, Steamboat Springs, CO 80487
Time Certificates - Fixed Rate 3 months
$0
2.80%
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Horizons North Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
13559 Huron St, Westminster, CO 80234 1161
Share Certificates 3 Month
$0
2.75%
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
$50,000+
Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
7600 E Orchard Rd, Greenwood Village, CO 80111
Business CDs 3 Months
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Integrity Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 8.24%
1275 Village Ridge Pt, Monument, CO 80132
3 Month Certificate of Deposit
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
2960 Diagonal Highway, Boulder, CO 80301 1412
3 Month Certificate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Min Balance: Regular/Business $500, IRA/HSA $100
San Luis Valley Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
401 Edison Ave, Alamosa, CO 81101
3 Months CD
$100,000
2.29%
▼
Rate2.27%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details
Foothills Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.50%
7990 W Alameda Ave, Lakewood, CO 80226
3 Month Certificate of Deposit
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Delta County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
100 Circle Dr, Delta, CO 81416
3 Month Share Certificates/CD's
$250
2.02%
▼
Rate2.00%
Min Deposit$250
Min Balance—
UpdatedApr 21, 2026
Details
(youth members only)
FlatIrons Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
1095 Canyon Blvd, Boulder, CO 80302
3 Month CD
$10,000
2.00%
▼
Rate1.98%
Min Deposit$10,000
Min Balance—
UpdatedApr 21, 2026
Details
Westerra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
3700 E Alameda Ave, Denver, CO 80209
3 Month Certificates of Deposit (CDs)
$500
1.85%
▼
Rate1.83%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Credit Union Of Colorado
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
1275 Tremont Pl, Denver, CO 80204 2118
90 Day Add-on Certificate
$0
1.70%
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Equitable Savings and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
221 N 3rd St, Sterling, CO 80751
Jumbo Certificate 3 MONTH
$100,000
0.95%
▼
Rate0.95%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details
Century SLA
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
233 E Main St, Trinidad, CO 81082
3 Mo Jumbo Certificates of Deposit
$100,000
0.65%
▼
Rate0.45%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details
FirstOak Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1419 W Us Highway 50, Pueblo, CO 81008
3 Months Certificate of Deposit
$0
0.55%
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
FNB of Hugo
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
321 4th St, Hugo, CO 80821
3 Month CD - Hugo/Limon
$100,000
0.11%
▼
Rate0.11%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
751 Chambers Rd, Aurora, CO 80011 7151
Regular Term Certificates 3 Month Certificate
$500
0.10%
▼
Rate0.10%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
1242 Pearl St, Boulder, CO 80302
3 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedApr 21, 2026
Details
Early withdrawal penalties may apply
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
United Fidelity Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
2480 W Alameda Ave, Denver, CO 80223
6-Month CD Term
$1,000
4.20%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
116 Inverness Dr E, Englewood, CO 80112
IRA Certificate of Deposit (CD) 6 months
$0
4.18%
▼
Rate4.10%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
The Dolores State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
101 S 6th St, Dolores, CO 81323
6 Month Certificates of Deposit
$1,000
4.06%
▼
Rate4.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Colorado Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
8400 E Prentice Ave, Greenwood Village, CO 80111
6 Month CD
$5,000
4.00%
▼
Rate3.92%
Min Deposit$5,000
Min Balance—
UpdatedApr 21, 2026
Details
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
1615 E Evans Ave, Pueblo, CO 81004 3418
6 Month Share Certificates
$50,000
3.91%
▼
Rate3.85%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
Columbine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.00%
4902 E Dry Creek Rd, Centennial, CO 80122
Regular Share Certificates 6 Months
$1,000
3.90%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
7600 E Orchard Rd, Greenwood Village, CO 80111
Business CDs 6 Months
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Bankers Bank of the West
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1099 18th St, Denver, CO 80202
Fixed-rate Certificate of Deposit 6 months
$50,000
3.87%
▼
Rate3.87%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
Westminster Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.31%
9053 Harlan St Ste 10, Westminster, CO 80031 2908
IRA Savings 6-Month
$500
3.85%
▼
Rate3.78%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
North Valley Bank Thornton, CO
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
9001 Washington St, Thornton, CO 80229
6 Month CD
$1,000
3.79%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Pikes Peak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
720 W Midland Ave, Woodland Park, CO 80863 3025
6-Month IRA Certificate
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
5080 W 60th Ave, Arvada, CO 80003 6919
6-Months IRA Certificate
$1,000
3.72%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
123 N College Ave, Fort Collins, CO 80524
6-month CD
$1,000
3.70%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
2380 E Bridge St, Brighton, CO 80601
6 month CD
$0
3.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Horizons North Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
13559 Huron St, Westminster, CO 80234 1161
Share Certificates 6 Month
$0
3.65%
▼
Rate3.58%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
$50,000+
Credit Union Of Denver Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
9305 W ALAMEDA AVE, LAKEWOOD, CO 80226
IRA 6 Month Certificate
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Metrum Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
6980 S Holly Cir, Centennial, CO 80112 1018
6 MONTHS Certificate of Deposit
$500
3.65%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Foothills Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.50%
7990 W Alameda Ave, Lakewood, CO 80226
6 Month Certificate of Deposit
$1,000
3.65%
▼
Rate3.60%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
On Tap Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.08%
816 Washington Ave, Golden, CO 80401
JUMBO certificates 6 Months
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
17455 E Exposition Dr, Aurora, CO 80017
Bonus Certificates 6 Month
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1075 Acoma St, Denver, CO 80204 4326
6 Months* Certificates of Deposit
$100
3.60%
▼
Rate3.54%
Min Deposit$100
Min Balance—
UpdatedApr 21, 2026
Details
NuVista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
2711 Commercial Way, Montrose, CO 81401
6 Month Certificate
$500
3.55%
▼
Rate3.49%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Aurora Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
15151 E Alameda Pkwy, Aurora, CO 80012
Super Jumbo Certificates ** 6 Month
$50,000
3.55%
▼
Rate3.50%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
$50,000
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
1520 E Mulberry St, Fort Collins, CO 80524 3501
6 Month Certificate of Deposit (IRA)
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Peoples Credit Union Springfield, CO
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
125 Main St, Springfield, CO 81073
6 Month Certificate of Deposit
$100
3.53%
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedApr 21, 2026
Details
Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
685 Citadel Dr E Ste 290 9, Colorado Springs, CO 80909
Certificates of Deposit 6 Month
$0
3.53%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
minimum balance of $1,000 is required for all CDs, and an early withdrawal penalty will apply for all CDs not held to maturity.
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
5505 Arapahoe Ave, Boulder, CO 80303
Share and IRA Certificates min. 6 Months
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
$500
Gateway First Bank
Institution Rating:
F1.8 ★Texas Ratio: 53.47%
155 Boardwalk Dr, Fort Collins, CO 80525
6 months CD
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Minimum Balance $500
HAXTUN COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
229 S Colorado Ave, Haxtun, CO 80731 5018
6 month Share Certificates / CDs
$1,000
3.46%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Yampa Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
600 S Lincoln Ave, Steamboat Springs, CO 80487
Time Certificates - Fixed Rate 6 months
$0
3.46%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
8205 Wellington Blvd, Wellington, CO 80549
6 months Certificates and IRA Share Certificates
$500
3.45%
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Credit Union of The Rockies
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
1010 Johnson Rd Ste 120, Golden, CO 80401 6041
6 Month Baby-Jumbo Certificate
$50,000
3.40%
▼
Rate3.35%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
Sunflower Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.67%
101 Adams St, Monte Vista, CO 81144
6-Month CD Special
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
101 W Denver St, Holyoke, CO 80734 1427
6 month CD's
$2,500
3.39%
▼
Rate3.35%
Min Deposit$2,500
Min Balance—
UpdatedApr 21, 2026
Details
Integrity Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 8.24%
1275 Village Ridge Pt, Monument, CO 80132
6 Month Certificate of Deposit
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Sterling Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
822 W Main St, Sterling, CO 80751
6 month Share Certificates / CDs
$1,000
3.25%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Credit Union Of Colorado
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
1275 Tremont Pl, Denver, CO 80204 2118
6 Month Add-on Certificate
$0
3.20%
▼
Rate3.16%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Farmers State Bank of Calhan
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
1500 8th St, Calhan, CO 80808
6 Months Certificates of Deposit (CDs)
$500
3.17%
▼
Rate3.13%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Equitable Savings and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
221 N 3rd St, Sterling, CO 80751
IRA Fixed 6 MONTH IRA
$2,000
3.15%
▼
Rate3.10%
Min Deposit$2,000
Min Balance—
UpdatedApr 21, 2026
Details
Grand Valley Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.80%
452 S Maple St, Fruita, CO 81521
Time Certificates of Deposit 6 Months
$0
3.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
.25% bonus for Star and Senior Accounts!
Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
1601 Wewatta St Ste 300, Denver, CO 80202 6478
6-Month Certificate
$0
3.05%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
2960 Diagonal Highway, Boulder, CO 80301 1412
6 Month Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Min Balance: Regular/Business $500, IRA/HSA $100
FlatIrons Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
1095 Canyon Blvd, Boulder, CO 80302
6 Month CD
$10,000
2.75%
▼
Rate2.73%
Min Deposit$10,000
Min Balance—
UpdatedApr 21, 2026
Details
FNB of Hugo
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
321 4th St, Hugo, CO 80821
6 Month CD - Hugo/Limon
$100,000
2.52%
▼
Rate2.50%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details
5Star Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
104 S Cascade Ave, Colorado Springs, CO 80903
6 Month CD
$1,000
2.45%
▼
Rate2.42%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Coloramo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
516 28 Rd, Grand Junction, CO 81501
6-Month Certificate
$0
2.40%
▼
Rate2.38%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
751 Chambers Rd, Aurora, CO 80011 7151
Jumbo Term Certificates 6 Month Certificate
$50,000
2.10%
▼
Rate2.08%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
Delta County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
100 Circle Dr, Delta, CO 81416
6 Month Share Certificates/CD's
$2,500
2.02%
▼
Rate2.00%
Min Deposit$2,500
Min Balance—
UpdatedApr 21, 2026
Details
Westerra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
3700 E Alameda Ave, Denver, CO 80209
6 Month Certificates of Deposit (CDs)
$500
1.70%
▼
Rate1.69%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
San Luis Valley Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
401 Edison Ave, Alamosa, CO 81101
6 Months CD
$100,000
1.70%
▼
Rate1.69%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
116 Inverness Dr E, Englewood, CO 80112
IRA Certificate of Deposit (CD) 1 year
$0
4.07%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Colorado Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
8400 E Prentice Ave, Greenwood Village, CO 80111
12 Month CD
$5,000
3.90%
▼
Rate3.83%
Min Deposit$5,000
Min Balance—
UpdatedApr 21, 2026
Details
Bankers Bank of the West
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1099 18th St, Denver, CO 80202
Fixed-rate Certificate of Deposit 12 months
$50,000
3.87%
▼
Rate3.87%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
1615 E Evans Ave, Pueblo, CO 81004 3418
1 Year Share Certificates
$50,000
3.86%
▼
Rate3.80%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
17455 E Exposition Dr, Aurora, CO 80017
Bonus Certificate 12-Month
$0
3.84%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Columbine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.00%
4902 E Dry Creek Rd, Centennial, CO 80122
Jumbo Share Certificates 1 Year
$0
3.80%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
The Dolores State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
101 S 6th St, Dolores, CO 81323
1 Year Certificates of Deposit
$1,000
3.80%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Peoples Credit Union Springfield, CO
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
125 Main St, Springfield, CO 81073
12 Month Certificate of Deposit
$100
3.79%
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedApr 21, 2026
Details
Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1075 Acoma St, Denver, CO 80204 4326
12 Months Certificates of Deposit
$100
3.75%
▼
Rate3.69%
Min Deposit$100
Min Balance—
UpdatedApr 21, 2026
Details
Pikes Peak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
720 W Midland Ave, Woodland Park, CO 80863 3025
12-Month IRA Certificate
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Westminster Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.31%
9053 Harlan St Ste 10, Westminster, CO 80031 2908
IRA Certificates 1 Year
$0
3.75%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
On Tap Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.08%
816 Washington Ave, Golden, CO 80401
JUMBO certificates 12 Months
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Metrum Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
6980 S Holly Cir, Centennial, CO 80112 1018
12 MONTHS Certificate of Deposit
$100,000
3.70%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
7600 E Orchard Rd, Greenwood Village, CO 80111
Youth CD 12 Months
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
5080 W 60th Ave, Arvada, CO 80003 6919
Share & IRA Certificates 12 Month Term- Jumbo
$0
3.67%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
North Valley Bank Thornton, CO
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
9001 Washington St, Thornton, CO 80229
1 Year CD
$1,000
3.65%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Horizons North Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
13559 Huron St, Westminster, CO 80234 1161
Share Certificates 12 Month
$0
3.60%
▼
Rate3.57%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
$50,000+
Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
2380 E Bridge St, Brighton, CO 80601
12 month CD
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Credit Union of The Rockies
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
1010 Johnson Rd Ste 120, Golden, CO 80401 6041
12 Month First Tracks Certificate
$250
3.60%
▼
Rate3.55%
Min Deposit$250
Min Balance—
UpdatedApr 21, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
1520 E Mulberry St, Fort Collins, CO 80524 3501
12 Month Certificate of Deposit (IRA)
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
8250 Razorback Rd, Colorado Springs, CO 80920
12-Month Certificate of Deposit
$500
3.55%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Aurora Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
15151 E Alameda Pkwy, Aurora, CO 80012
1-Year CD Rate
$0
3.55%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Rates as high as
Foothills Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.50%
7990 W Alameda Ave, Lakewood, CO 80226
12 Month Certificate of Deposit
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
123 N College Ave, Fort Collins, CO 80524
12-month CD
$1,000
3.55%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
HAXTUN COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
229 S Colorado Ave, Haxtun, CO 80731 5018
12 month Share Certificates / CDs
$1,000
3.51%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
7250 Campus Dr, Colorado Springs, CO 80920 6517
12 Month Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Northern Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
2901 S 27TH AVE, GREELEY, CO 80631
12 MONTH IRA CERT
$1,000
3.50%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Fellowship Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.92%
803 E Olive St, Lamar, CO 81052
Certificate of Deposit 12 Months
$500
3.50%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
5505 Arapahoe Ave, Boulder, CO 80303
Share and IRA Certificates min. 12 Months
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
$500
Credit Union Of Denver Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
9305 W ALAMEDA AVE, LAKEWOOD, CO 80226
IRA 12 Month Certificate
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Coloramo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
516 28 Rd, Grand Junction, CO 81501
12-Month Certificate
$0
3.40%
▼
Rate3.36%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
101 W Denver St, Holyoke, CO 80734 1427
Kid's CD - 12 Month (0-18 yrs old) CD's
$200
3.40%
▼
Rate3.40%
Min Deposit$200
Min Balance—
UpdatedApr 21, 2026
Details
Yampa Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
600 S Lincoln Ave, Steamboat Springs, CO 80487
IRAs (Roth & Traditional) - Fixed Rate 12 month
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
NuVista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
2711 Commercial Way, Montrose, CO 81401
12 Month Certificate
$500
3.34%
▼
Rate3.29%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Integrity Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 8.24%
1275 Village Ridge Pt, Monument, CO 80132
12 Month Certificate of Deposit
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Gateway First Bank
Institution Rating:
F1.8 ★Texas Ratio: 53.47%
155 Boardwalk Dr, Fort Collins, CO 80525
12 months CD
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Minimum Balance $500
Sterling Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
822 W Main St, Sterling, CO 80751
12 month Share Certificates / CDs
$1,000
3.30%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
8205 Wellington Blvd, Wellington, CO 80549
12 months Certificates and IRA Share Certificates
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Equitable Savings and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
221 N 3rd St, Sterling, CO 80751
IRA Fixed 12 MONTH IRA
$2,000
3.25%
▼
Rate3.20%
Min Deposit$2,000
Min Balance—
UpdatedApr 21, 2026
Details
Grand Valley Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.80%
452 S Maple St, Fruita, CO 81521
Time Certificates of Deposit 12 Months
$0
3.20%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
.25% bonus for Star and Senior Accounts!
Gunnison S&L
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
303 N Main St, Gunnison, CO 81230
1 Year IRA Certificates
$500
3.05%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
685 Citadel Dr E Ste 290 9, Colorado Springs, CO 80909
Certificates of Deposit 12 Month
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
minimum balance of $1,000 is required for all CDs, and an early withdrawal penalty will apply for all CDs not held to maturity.
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
2960 Diagonal Highway, Boulder, CO 80301 1412
12 Month Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Min Balance: Regular/Business $500, IRA/HSA $100
Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
1601 Wewatta St Ste 300, Denver, CO 80202 6478
12-Month Certificate
$0
2.95%
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
FirsTier Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.87%
120 S Wilcox St, Castle Rock, CO 80104
Step-Up 12 Month CD
$0
2.95%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
You may step up your rate one time to the current rate of the equivalent term. Certificate will automatically renew to a fixed rate CD of the equivalent term with the current rate at renewal.
Farmers State Bank of Calhan
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
1500 8th St, Calhan, CO 80808
12 Months Certificates of Deposit (CDs)
$500
2.93%
▼
Rate2.90%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
FNB of Hugo
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
321 4th St, Hugo, CO 80821
1 Year CD - Leadville
$100,000
2.83%
▼
Rate2.80%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details
Arapahoe Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.57%
3999 E Arapahoe Rd, Centennial, CO 80122 2076
12 Month CD
$0
2.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
5Star Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
104 S Cascade Ave, Colorado Springs, CO 80903
1 Year CD/IRA
$1,000
2.55%
▼
Rate2.52%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
FlatIrons Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
1095 Canyon Blvd, Boulder, CO 80302
12 Month CD
$10,000
2.25%
▼
Rate2.23%
Min Deposit$10,000
Min Balance—
UpdatedApr 21, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Colorado Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
8400 E Prentice Ave, Greenwood Village, CO 80111
18 Month CD
$5,000
3.85%
▼
Rate3.78%
Min Deposit$5,000
Min Balance—
UpdatedApr 21, 2026
Details
Bankers Bank of the West
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1099 18th St, Denver, CO 80202
Fixed-rate Certificate of Deposit 18 months
$50,000
3.72%
▼
Rate3.72%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
2380 E Bridge St, Brighton, CO 80601
18 month CD
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
HAXTUN COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
229 S Colorado Ave, Haxtun, CO 80731 5018
18 month Share Certificates / CDs
$1,000
3.56%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
The Dolores State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
101 S 6th St, Dolores, CO 81323
18 Month Certificates of Deposit
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Credit Union of The Rockies
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
1010 Johnson Rd Ste 120, Golden, CO 80401 6041
18 Month Certificate
$500
3.50%
▼
Rate3.46%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Foothills Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.50%
7990 W Alameda Ave, Lakewood, CO 80226
18 Month Certificate of Deposit
$1,000
3.50%
▼
Rate3.45%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
5505 Arapahoe Ave, Boulder, CO 80303
Share and IRA Certificates min. 18 Months
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
$500
Sterling Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
822 W Main St, Sterling, CO 80751
18 month Share Certificates / CDs
$1,000
3.35%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Northern Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
2901 S 27TH AVE, GREELEY, CO 80631
18 MONTH IRA CERT
$1,000
3.35%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
1520 E Mulberry St, Fort Collins, CO 80524 3501
18 Month Certificate of Deposit (IRA)
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Gunnison S&L
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
303 N Main St, Gunnison, CO 81230
18 Month (Variable Rate) IRA Certificates
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
101 W Denver St, Holyoke, CO 80734 1427
18 month CD's
$50,000
3.29%
▼
Rate3.25%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
Peoples Credit Union Springfield, CO
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
125 Main St, Springfield, CO 81073
18 Month Certificate of Deposit
$100
3.27%
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedApr 21, 2026
Details
Horizons North Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
13559 Huron St, Westminster, CO 80234 1161
IRA Share Certificates 18 Month
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
$50,000+
Equitable Savings and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
221 N 3rd St, Sterling, CO 80751
IRA 18 MONTH CD
$100
3.25%
▼
Rate3.20%
Min Deposit$100
Min Balance—
UpdatedApr 21, 2026
Details
Penalty: 6 MO
Integrity Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 8.24%
1275 Village Ridge Pt, Monument, CO 80132
18 Month Certificate of Deposit
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Aurora Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
15151 E Alameda Pkwy, Aurora, CO 80012
Super Jumbo Certificates ** 18 Month
$50,000
3.20%
▼
Rate3.16%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
$50,000
Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
8205 Wellington Blvd, Wellington, CO 80549
18 months Certificates and IRA Share Certificates
$500
3.20%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
8250 Razorback Rd, Colorado Springs, CO 80920
18-Month Certificate of Deposit
$500
3.10%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Gateway First Bank
Institution Rating:
F1.8 ★Texas Ratio: 53.47%
155 Boardwalk Dr, Fort Collins, CO 80525
18 months CD
$0
3.05%
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Minimum Balance $500
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
2960 Diagonal Highway, Boulder, CO 80301 1412
18 Month Certificate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Min Balance: Regular/Business $500, IRA/HSA $100
5Star Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
104 S Cascade Ave, Colorado Springs, CO 80903
18 Month CD/IRA
$1,000
2.45%
▼
Rate2.42%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
7600 E Orchard Rd, Greenwood Village, CO 80111
Smart Move 18 Month CD
$0
2.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
751 Chambers Rd, Aurora, CO 80011 7151
Regular Term Certificates 18 Month Certificate
$500
2.05%
▼
Rate2.03%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
FlatIrons Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
1095 Canyon Blvd, Boulder, CO 80302
18 Month CD
$10,000
2.00%
▼
Rate1.98%
Min Deposit$10,000
Min Balance—
UpdatedApr 21, 2026
Details
Delta County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
100 Circle Dr, Delta, CO 81416
18 Month Share Certificates/CD's
$2,500
1.76%
▼
Rate1.75%
Min Deposit$2,500
Min Balance—
UpdatedApr 21, 2026
Details
FirstOak Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1419 W Us Highway 50, Pueblo, CO 81008
18 Months Certificate of Deposit
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Century SLA
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
233 E Main St, Trinidad, CO 81082
18 Mo IRA Certificates of Deposit
$1,000
0.70%
▼
Rate0.70%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
First National Bank in Trinidad
Institution Rating:
B+4.8 ★Texas Ratio: 17.17%
100 E Main St, Trinidad, CO 81082
18 Month CD
$1,000
0.60%
▼
Rate0.60%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
On Deposits up to $100,000
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
116 Inverness Dr E, Englewood, CO 80112
IRA Certificate of Deposit (CD) 2 years
$0
3.92%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
On Tap Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.08%
816 Washington Ave, Golden, CO 80401
JUMBO certificates 24 Months
$0
3.85%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Colorado Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
8400 E Prentice Ave, Greenwood Village, CO 80111
24 Month CD
$5,000
3.80%
▼
Rate3.73%
Min Deposit$5,000
Min Balance—
UpdatedApr 21, 2026
Details
5Star Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
104 S Cascade Ave, Colorado Springs, CO 80903
24 Month Variable IRA
$250
3.79%
▼
Rate3.72%
Min Deposit$250
Min Balance—
UpdatedApr 21, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
17455 E Exposition Dr, Aurora, CO 80017
Bonus Certificates 24 Month
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Bankers Bank of the West
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1099 18th St, Denver, CO 80202
Fixed-rate Certificate of Deposit 24 months
$50,000
3.70%
▼
Rate3.70%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
5080 W 60th Ave, Arvada, CO 80003 6919
Share & IRA Certificates 24 Month Term- Jumbo
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Columbine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.00%
4902 E Dry Creek Rd, Centennial, CO 80122
Jumbo Share Certificates 2 Years
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
1615 E Evans Ave, Pueblo, CO 81004 3418
2 Years Share Certificates
$50,000
3.60%
▼
Rate3.55%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
7600 E Orchard Rd, Greenwood Village, CO 80111
Business CDs 24 Months
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
The Dolores State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
101 S 6th St, Dolores, CO 81323
2 Year Certificates of Deposit
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Westminster Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.31%
9053 Harlan St Ste 10, Westminster, CO 80031 2908
IRA Certificates 2 Year
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
5505 Arapahoe Ave, Boulder, CO 80303
Share and IRA Certificates min. 24 Months
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
$500
North Valley Bank Thornton, CO
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
9001 Washington St, Thornton, CO 80229
2 Year CD
$1,000
3.50%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Credit Union of The Rockies
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
1010 Johnson Rd Ste 120, Golden, CO 80401 6041
24 Month Baby-Jumbo Certificate
$50,000
3.50%
▼
Rate3.45%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
Pikes Peak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
720 W Midland Ave, Woodland Park, CO 80863 3025
24-Month IRA Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Metrum Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
6980 S Holly Cir, Centennial, CO 80112 1018
24 MONTHS Certificate of Deposit
$100,000
3.50%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details
Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
2380 E Bridge St, Brighton, CO 80601
24 month CD
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Foothills Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.50%
7990 W Alameda Ave, Lakewood, CO 80226
24 Month Certificate of Deposit
$1,000
3.45%
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Coloramo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
516 28 Rd, Grand Junction, CO 81501
24-Month Certificate
$0
3.40%
▼
Rate3.36%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1075 Acoma St, Denver, CO 80204 4326
24 Months Certificates of Deposit
$100
3.40%
▼
Rate3.35%
Min Deposit$100
Min Balance—
UpdatedApr 21, 2026
Details
Credit Union Of Denver Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
9305 W ALAMEDA AVE, LAKEWOOD, CO 80226
IRA 24 Month Certificate
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Equitable Savings and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
221 N 3rd St, Sterling, CO 80751
IRA Fixed 24 MONTH IRA
$2,000
3.35%
▼
Rate3.30%
Min Deposit$2,000
Min Balance—
UpdatedApr 21, 2026
Details
Peoples Credit Union Springfield, CO
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
125 Main St, Springfield, CO 81073
24 Month Certificate of Deposit
$100
3.32%
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedApr 21, 2026
Details
Gunnison S&L
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
303 N Main St, Gunnison, CO 81230
2 Years IRA Certificates
$500
3.31%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
1520 E Mulberry St, Fort Collins, CO 80524 3501
24 Month Certificate of Deposit (IRA)
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Northern Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
2901 S 27TH AVE, GREELEY, CO 80631
24 MONTH IRA CERT
$1,000
3.26%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Fellowship Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.92%
803 E Olive St, Lamar, CO 81052
Certificate of Deposit 24 Months
$500
3.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
HAXTUN COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
229 S Colorado Ave, Haxtun, CO 80731 5018
24 month Share Certificates / CDs
$1,000
3.21%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Aurora Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
15151 E Alameda Pkwy, Aurora, CO 80012
IRA 24 Month CD
$0
3.20%
▼
Rate3.16%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
101 W Denver St, Holyoke, CO 80734 1427
24 month CD's
$50,000
3.14%
▼
Rate3.10%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
8250 Razorback Rd, Colorado Springs, CO 80920
24-Month Certificate of Deposit
$500
3.10%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
8205 Wellington Blvd, Wellington, CO 80549
24 months Certificates and IRA Share Certificates
$500
3.10%
▼
Rate3.06%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Integrity Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 8.24%
1275 Village Ridge Pt, Monument, CO 80132
2 Year Certificate of Deposit
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Horizons North Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
13559 Huron St, Westminster, CO 80234 1161
Share Certificates 24 Month
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
$50,000+
Yampa Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
600 S Lincoln Ave, Steamboat Springs, CO 80487
IRAs (Roth & Traditional) - Fixed Rate 24 months
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Gateway First Bank
Institution Rating:
F1.8 ★Texas Ratio: 53.47%
155 Boardwalk Dr, Fort Collins, CO 80525
24 months CD
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Minimum Balance $500
Grand Valley Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.80%
452 S Maple St, Fruita, CO 81521
Time Certificates of Deposit 24 Months
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
.25% bonus for Star and Senior Accounts!
Farmers State Bank of Calhan
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
1500 8th St, Calhan, CO 80808
2 Years Certificates of Deposit (CDs)
$500
2.96%
▼
Rate2.93%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Sterling Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
822 W Main St, Sterling, CO 80751
24 month Share Certificates / CDs
$1,000
2.94%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
1601 Wewatta St Ste 300, Denver, CO 80202 6478
24-Month Certificate
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
FirsTier Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.87%
120 S Wilcox St, Castle Rock, CO 80104
Step-Up 24 Month CD
$0
2.75%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
You may step up your rate one time to the current rate of the equivalent term. Certificate will automatically renew to a fixed rate CD of the equivalent term with the current rate at renewal.
FNB of Hugo
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
321 4th St, Hugo, CO 80821
2 Year CD - Leadville
$100,000
2.72%
▼
Rate2.70%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
2960 Diagonal Highway, Boulder, CO 80301 1412
24 Month Certificate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Min Balance: Regular/Business $500, IRA/HSA $100
NuVista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
2711 Commercial Way, Montrose, CO 81401
High Balance Share Certificate Accounts 24 Month Certificate
$50,000
2.27%
▼
Rate2.25%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
751 Chambers Rd, Aurora, CO 80011 7151
Jumbo Term Certificates 24 Month Certificate
$50,000
2.25%
▼
Rate2.23%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
FlatIrons Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
1095 Canyon Blvd, Boulder, CO 80302
24 Month CD
$10,000
2.00%
▼
Rate1.98%
Min Deposit$10,000
Min Balance—
UpdatedApr 21, 2026
Details
Delta County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
100 Circle Dr, Delta, CO 81416
2 Year Share Certificates/CD's
$2,500
1.86%
▼
Rate1.85%
Min Deposit$2,500
Min Balance—
UpdatedApr 21, 2026
Details
Westerra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
3700 E Alameda Ave, Denver, CO 80209
24 Month Certificates of Deposit (CDs)
$500
1.55%
▼
Rate1.54%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Weld Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
2555 47th Ave, Greeley, CO 80634 3722
Regular and IRA Certificates of Deposit 24 Month Term
$500
1.25%
▼
Rate1.24%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
$500 Minimum Opening Deposit Required. Maximum total CD Deposit: $500,000 per person.
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
On Tap Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.08%
816 Washington Ave, Golden, CO 80401
JUMBO certificates 36 Months
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
5Star Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
104 S Cascade Ave, Colorado Springs, CO 80903
36 Month Variable IRA
$250
3.78%
▼
Rate3.71%
Min Deposit$250
Min Balance—
UpdatedApr 21, 2026
Details
Colorado Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
8400 E Prentice Ave, Greenwood Village, CO 80111
36 Month CD
$5,000
3.75%
▼
Rate3.68%
Min Deposit$5,000
Min Balance—
UpdatedApr 21, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
17455 E Exposition Dr, Aurora, CO 80017
Bonus Certificates 36 Month
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1075 Acoma St, Denver, CO 80204 4326
36 Months** Certificates of Deposit
$100,000
3.65%
▼
Rate3.59%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details
Bankers Bank of the West
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1099 18th St, Denver, CO 80202
Fixed-rate Certificate of Deposit 36 months
$50,000
3.63%
▼
Rate3.63%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
5080 W 60th Ave, Arvada, CO 80003 6919
Share & IRA Certificates 36 Month Term
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Columbine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.00%
4902 E Dry Creek Rd, Centennial, CO 80122
Jumbo IRA Share Certificates 3 Years
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Credit Union of The Rockies
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
1010 Johnson Rd Ste 120, Golden, CO 80401 6041
36 Month Certificate
$500
3.60%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
The Dolores State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
101 S 6th St, Dolores, CO 81323
3 Year Certificates of Deposit
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
2380 E Bridge St, Brighton, CO 80601
36 month CD
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
5505 Arapahoe Ave, Boulder, CO 80303
Share and IRA Certificates min. 36 Months
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
$500
Equitable Savings and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
221 N 3rd St, Sterling, CO 80751
IRA Fixed 36 MONTH IRA
$2,000
3.46%
▼
Rate3.40%
Min Deposit$2,000
Min Balance—
UpdatedApr 21, 2026
Details
Westminster Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.31%
9053 Harlan St Ste 10, Westminster, CO 80031 2908
IRA Certificates 3 Year
$0
3.45%
▼
Rate3.39%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Coloramo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
516 28 Rd, Grand Junction, CO 81501
36-Month Certificate
$0
3.40%
▼
Rate3.36%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
116 Inverness Dr E, Englewood, CO 80112
IRA Certificate of Deposit (CD) 3 years
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Credit Union Of Denver Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
9305 W ALAMEDA AVE, LAKEWOOD, CO 80226
IRA 36 Month Certificate
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Metrum Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
6980 S Holly Cir, Centennial, CO 80112 1018
36 MONTHS Certificate of Deposit
$100,000
3.40%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details
Pikes Peak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
720 W Midland Ave, Woodland Park, CO 80863 3025
36-Month IRA Certificate
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
7600 E Orchard Rd, Greenwood Village, CO 80111
Business CDs 36 Months
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Foothills Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.50%
7990 W Alameda Ave, Lakewood, CO 80226
36 Month Certificate of Deposit
$1,000
3.35%
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
1615 E Evans Ave, Pueblo, CO 81004 3418
3 Years Share Certificates
$50,000
3.30%
▼
Rate3.26%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
1520 E Mulberry St, Fort Collins, CO 80524 3501
36 Month Certificate of Deposit (IRA)
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
North Valley Bank Thornton, CO
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
9001 Washington St, Thornton, CO 80229
3 Year CD
$1,000
3.25%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
101 W Denver St, Holyoke, CO 80734 1427
36 month CD's
$50,000
3.24%
▼
Rate3.20%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
Aurora Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
15151 E Alameda Pkwy, Aurora, CO 80012
IRA 36 Month CD
$0
3.20%
▼
Rate3.16%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Northern Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
2901 S 27TH AVE, GREELEY, CO 80631
36 MONTH IRA CERT
$1,000
3.20%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
8205 Wellington Blvd, Wellington, CO 80549
36 months Certificates and IRA Share Certificates
$500
3.10%
▼
Rate3.06%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Farmers State Bank of Calhan
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
1500 8th St, Calhan, CO 80808
3 Years Certificates of Deposit (CDs)
$500
3.07%
▼
Rate3.04%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
8250 Razorback Rd, Colorado Springs, CO 80920
36-Month Certificate of Deposit
$500
3.03%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Horizons North Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
13559 Huron St, Westminster, CO 80234 1161
Share Certificates 36 Month
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
$50,000+
HAXTUN COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
229 S Colorado Ave, Haxtun, CO 80731 5018
36 month Share Certificates / CDs
$1,000
3.00%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Grand Valley Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.80%
452 S Maple St, Fruita, CO 81521
Time Certificates of Deposit 36 Months
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
.25% bonus for Star and Senior Accounts!
Fellowship Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.92%
803 E Olive St, Lamar, CO 81052
Certificate of Deposit 36 Months
$500
3.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
1601 Wewatta St Ste 300, Denver, CO 80202 6478
36-Month Certificate
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Gateway First Bank
Institution Rating:
F1.8 ★Texas Ratio: 53.47%
155 Boardwalk Dr, Fort Collins, CO 80525
36 months CD
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Minimum Balance $500
Integrity Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 8.24%
1275 Village Ridge Pt, Monument, CO 80132
3 Year Certificate of Deposit
$0
2.84%
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Sterling Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
822 W Main St, Sterling, CO 80751
36 month Share Certificates / CDs
$1,000
2.84%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Peoples Credit Union Springfield, CO
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
125 Main St, Springfield, CO 81073
36 Month Certificate of Deposit
$100
2.83%
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedApr 21, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
7250 Campus Dr, Colorado Springs, CO 80920 6517
36 Month Flex Certificate
$0
2.83%
▼
Rate2.79%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Yampa Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
600 S Lincoln Ave, Steamboat Springs, CO 80487
IRAs (Roth & Traditional) - Fixed Rate 36 months
$0
2.80%
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
2960 Diagonal Highway, Boulder, CO 80301 1412
36 Month Certificate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Min Balance: Regular/Business $500, IRA/HSA $100
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
751 Chambers Rd, Aurora, CO 80011 7151
Jumbo Term Certificates 36 Month Certificate
$50,000
2.35%
▼
Rate2.33%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
NuVista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
2711 Commercial Way, Montrose, CO 81401
36 Month Certificate
$500
2.27%
▼
Rate2.25%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Delta County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
100 Circle Dr, Delta, CO 81416
3 Year Share Certificates/CD's
$2,500
2.07%
▼
Rate2.05%
Min Deposit$2,500
Min Balance—
UpdatedApr 21, 2026
Details
Weld Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
2555 47th Ave, Greeley, CO 80634 3722
Regular and IRA Certificates of Deposit 36 Month Term
$500
2.00%
▼
Rate1.98%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
$500 Minimum Opening Deposit Required. Maximum total CD Deposit: $500,000 per person.
Westerra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
3700 E Alameda Ave, Denver, CO 80209
36 Month Certificates of Deposit (CDs)
$500
1.55%
▼
Rate1.54%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
FirstOak Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1419 W Us Highway 50, Pueblo, CO 81008
36 Months Certificate of Deposit
$0
0.85%
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
On Tap Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.08%
816 Washington Ave, Golden, CO 80401
JUMBO certificates 48 Months
$0
4.05%
▼
Rate3.98%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
17455 E Exposition Dr, Aurora, CO 80017
Bonus Certificates 48 Month
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1075 Acoma St, Denver, CO 80204 4326
48 Months** Certificates of Deposit
$100,000
3.70%
▼
Rate3.64%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
5080 W 60th Ave, Arvada, CO 80003 6919
Share & IRA Certificates 48 Month Term
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Columbine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.00%
4902 E Dry Creek Rd, Centennial, CO 80122
Jumbo IRA Share Certificates 4 Years
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Credit Union of The Rockies
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
1010 Johnson Rd Ste 120, Golden, CO 80401 6041
48 Month Baby-Jumbo Certificate
$50,000
3.60%
▼
Rate3.55%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
Equitable Savings and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
221 N 3rd St, Sterling, CO 80751
IRA Fixed 48 MONTH IRA
$2,000
3.56%
▼
Rate3.50%
Min Deposit$2,000
Min Balance—
UpdatedApr 21, 2026
Details
The Dolores State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
101 S 6th St, Dolores, CO 81323
4 Year Certificates of Deposit
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Bankers Bank of the West
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1099 18th St, Denver, CO 80202
Fixed-rate Certificate of Deposit 48 months
$50,000
3.50%
▼
Rate3.50%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
5505 Arapahoe Ave, Boulder, CO 80303
Share and IRA Certificates min. 48 Months
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
$500
Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
2380 E Bridge St, Brighton, CO 80601
48 month CD
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Credit Union Of Denver Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
9305 W ALAMEDA AVE, LAKEWOOD, CO 80226
IRA 48 Month Certificate
$0
3.45%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Metrum Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
6980 S Holly Cir, Centennial, CO 80112 1018
48 MONTHS Certificate of Deposit
$100,000
3.35%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
1615 E Evans Ave, Pueblo, CO 81004 3418
4 Years Share Certificates
$50,000
3.30%
▼
Rate3.26%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
Foothills Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.50%
7990 W Alameda Ave, Lakewood, CO 80226
48 Month Certificate of Deposit
$1,000
3.30%
▼
Rate3.26%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
1520 E Mulberry St, Fort Collins, CO 80524 3501
48 Month Certificate of Deposit (IRA)
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Pikes Peak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
720 W Midland Ave, Woodland Park, CO 80863 3025
48-Month IRA Certificate
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Weld Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
2555 47th Ave, Greeley, CO 80634 3722
Regular and IRA Certificates of Deposit 48 Month Term
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
$500 Minimum Opening Deposit Required. Maximum total CD Deposit: $500,000 per person.
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
101 W Denver St, Holyoke, CO 80734 1427
48 month CD's
$50,000
3.24%
▼
Rate3.20%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
Aurora Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
15151 E Alameda Pkwy, Aurora, CO 80012
IRA 48 Month CD
$0
3.20%
▼
Rate3.16%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
8205 Wellington Blvd, Wellington, CO 80549
48 months Certificates and IRA Share Certificates
$500
3.15%
▼
Rate3.11%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Grand Valley Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.80%
452 S Maple St, Fruita, CO 81521
Time Certificates of Deposit 48 Months
$0
3.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
.25% bonus for Star and Senior Accounts!
Northern Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
2901 S 27TH AVE, GREELEY, CO 80631
48 MONTH IRA CERT
$1,000
3.10%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
8250 Razorback Rd, Colorado Springs, CO 80920
48-Month Certificate of Deposit
$500
3.03%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Coloramo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
516 28 Rd, Grand Junction, CO 81501
48-Month Certificate
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Fellowship Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.92%
803 E Olive St, Lamar, CO 81052
Certificate of Deposit 48 Months
$500
3.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
North Valley Bank Thornton, CO
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
9001 Washington St, Thornton, CO 80229
4 Year CD
$1,000
3.00%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Gateway First Bank
Institution Rating:
F1.8 ★Texas Ratio: 53.47%
155 Boardwalk Dr, Fort Collins, CO 80525
48 months CD
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Minimum Balance $500
Peoples Credit Union Springfield, CO
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
125 Main St, Springfield, CO 81073
48 Month Certificate of Deposit
$100
2.83%
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedApr 21, 2026
Details
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
116 Inverness Dr E, Englewood, CO 80112
IRA Certificate of Deposit (CD) 4 years
$0
2.63%
▼
Rate2.60%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Yampa Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
600 S Lincoln Ave, Steamboat Springs, CO 80487
IRAs (Roth & Traditional) - Fixed Rate 48 months
$0
2.60%
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
NuVista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
2711 Commercial Way, Montrose, CO 81401
48 Month Certificate
$500
2.53%
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Integrity Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 8.24%
1275 Village Ridge Pt, Monument, CO 80132
4 Year Certificate of Deposit
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
2960 Diagonal Highway, Boulder, CO 80301 1412
48 Month Certificate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Min Balance: Regular/Business $500, IRA/HSA $100
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
751 Chambers Rd, Aurora, CO 80011 7151
Jumbo Term Certificates 48 Month Certificate
$50,000
2.45%
▼
Rate2.42%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
5Star Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
104 S Cascade Ave, Colorado Springs, CO 80903
4 Year CD/IRA
$1,000
2.00%
▼
Rate1.98%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Westerra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
3700 E Alameda Ave, Denver, CO 80209
48 Month Certificates of Deposit (CDs)
$500
1.60%
▼
Rate1.59%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
FirstOak Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1419 W Us Highway 50, Pueblo, CO 81008
48 Months Certificate of Deposit
$0
0.95%
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
On Tap Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.08%
816 Washington Ave, Golden, CO 80401
JUMBO certificates 60 Months
$0
4.10%
▼
Rate4.03%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
5Star Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
104 S Cascade Ave, Colorado Springs, CO 80903
60 Month Variable IRA
$250
3.92%
▼
Rate3.85%
Min Deposit$250
Min Balance—
UpdatedApr 21, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
17455 E Exposition Dr, Aurora, CO 80017
Bonus Certificates 60 Month
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
1075 Acoma St, Denver, CO 80204 4326
60 Months** Certificates of Deposit
$100,000
3.70%
▼
Rate3.64%
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details
Equitable Savings and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
221 N 3rd St, Sterling, CO 80751
IRA Fixed 60 MONTH IRA
$2,000
3.67%
▼
Rate3.60%
Min Deposit$2,000
Min Balance—
UpdatedApr 21, 2026
Details
Columbine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.00%
4902 E Dry Creek Rd, Centennial, CO 80122
Jumbo IRA Share Certificates 5 Years
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
2380 E Bridge St, Brighton, CO 80601
60 month CD
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Credit Union of The Rockies
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
1010 Johnson Rd Ste 120, Golden, CO 80401 6041
60 Month Baby-Jumbo Certificate
$50,000
3.60%
▼
Rate3.55%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
Colorado Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
8400 E Prentice Ave, Greenwood Village, CO 80111
60 Month CD
$5,000
3.60%
▼
Rate3.54%
Min Deposit$5,000
Min Balance—
UpdatedApr 21, 2026
Details
Gunnison S&L
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
303 N Main St, Gunnison, CO 81230
5 Years IRA Certificates
$500
3.57%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Bankers Bank of the West
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1099 18th St, Denver, CO 80202
Fixed-rate Certificate of Deposit 60 months
$50,000
3.55%
▼
Rate3.55%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
The Dolores State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
101 S 6th St, Dolores, CO 81323
5 Year Certificates of Deposit
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Credit Union Of Denver Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
9305 W ALAMEDA AVE, LAKEWOOD, CO 80226
IRA 60 Month Certificate
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
5505 Arapahoe Ave, Boulder, CO 80303
Share and IRA Certificates min. 60 Months
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
$500
Westminster Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.31%
9053 Harlan St Ste 10, Westminster, CO 80031 2908
IRA Certificates 5 Year
$0
3.45%
▼
Rate3.39%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
7600 E Orchard Rd, Greenwood Village, CO 80111
Business CDs 60 Months
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
1615 E Evans Ave, Pueblo, CO 81004 3418
5 Years Share Certificates
$50,000
3.30%
▼
Rate3.26%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
Metrum Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
6980 S Holly Cir, Centennial, CO 80112 1018
60 MONTHS Certificate of Deposit
$100,000
3.30%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 21, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
1520 E Mulberry St, Fort Collins, CO 80524 3501
60 Month Certificate of Deposit (IRA)
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Weld Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
2555 47th Ave, Greeley, CO 80634 3722
Regular and IRA Certificates of Deposit 60 Month Term
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
$500 Minimum Opening Deposit Required. Maximum total CD Deposit: $500,000 per person.
Foothills Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.50%
7990 W Alameda Ave, Lakewood, CO 80226
60 Month Certificate of Deposit
$1,000
3.25%
▼
Rate3.21%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Meridian Trust Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.55%
8205 Wellington Blvd, Wellington, CO 80549
60 months Certificates and IRA Share Certificates
$500
3.25%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
101 W Denver St, Holyoke, CO 80734 1427
60 month CD's
$50,000
3.24%
▼
Rate3.20%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
Aurora Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
15151 E Alameda Pkwy, Aurora, CO 80012
IRA 60 Month CD
$0
3.20%
▼
Rate3.16%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Northern Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
2901 S 27TH AVE, GREELEY, CO 80631
60 MONTH IRA CERT
$1,000
3.20%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
1601 Wewatta St Ste 300, Denver, CO 80202 6478
60-Month Certificate
$0
3.15%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Farmers State Bank of Calhan
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
1500 8th St, Calhan, CO 80808
5 Years Certificates of Deposit (CDs)
$500
3.12%
▼
Rate3.08%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
8250 Razorback Rd, Colorado Springs, CO 80920
60-Month Certificate of Deposit
$500
3.03%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
7250 Campus Dr, Colorado Springs, CO 80920 6517
60 Month Certificate
$0
3.03%
▼
Rate2.99%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Coloramo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
516 28 Rd, Grand Junction, CO 81501
60-Month Certificate
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Grand Valley Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.80%
452 S Maple St, Fruita, CO 81521
Time Certificates of Deposit 60 Month
$0
3.00%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
.25% bonus for Star and Senior Accounts!
Fellowship Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.92%
803 E Olive St, Lamar, CO 81052
Certificate of Deposit 60 Months
$500
3.00%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Gateway First Bank
Institution Rating:
F1.8 ★Texas Ratio: 53.47%
155 Boardwalk Dr, Fort Collins, CO 80525
60 months CD
$0
2.95%
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Minimum Balance $500
Peoples Credit Union Springfield, CO
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
125 Main St, Springfield, CO 81073
60 Month Certificate of Deposit
$100
2.83%
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedApr 21, 2026
Details
Integrity Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 8.24%
1275 Village Ridge Pt, Monument, CO 80132
5 Year Certificate of Deposit
$0
2.79%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
NuVista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
2711 Commercial Way, Montrose, CO 81401
60 Month Certificate
$500
2.78%
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
116 Inverness Dr E, Englewood, CO 80112
IRA Certificate of Deposit (CD) 5 years
$0
2.68%
▼
Rate2.65%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
751 Chambers Rd, Aurora, CO 80011 7151
Jumbo Term Certificates 60 Month Certificate
$50,000
2.60%
▼
Rate2.57%
Min Deposit$50,000
Min Balance—
UpdatedApr 21, 2026
Details
Delta County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
100 Circle Dr, Delta, CO 81416
5 Year Share Certificates/CD's
$2,500
2.52%
▼
Rate2.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 21, 2026
Details
Horizons North Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
13559 Huron St, Westminster, CO 80234 1161
Share Certificates 60 Month
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
$50,000+
North Valley Bank Thornton, CO
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
9001 Washington St, Thornton, CO 80229
5 Year CD
$1,000
2.50%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
2960 Diagonal Highway, Boulder, CO 80301 1412
60 Month Certificate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Min Balance: Regular/Business $500, IRA/HSA $100
Yampa Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
600 S Lincoln Ave, Steamboat Springs, CO 80487
IRAs (Roth & Traditional) - Fixed Rate 60 months
$0
2.25%
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
Westerra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
3700 E Alameda Ave, Denver, CO 80209
60 Month Certificates of Deposit (CDs)
$500
1.65%
▼
Rate1.64%
Min Deposit$500
Min Balance—
UpdatedApr 21, 2026
Details
FirstOak Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1419 W Us Highway 50, Pueblo, CO 81008
60 Months Certificate of Deposit
$0
1.06%
▼
Rate1.05%
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
FirsTier Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.87%
120 S Wilcox St, Castle Rock, CO 80104
Step-Up 60 Month CD
$0
0.70%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 21, 2026
Details
You may step up your rate one time to the current rate of the equivalent term. Certificate will automatically renew to a fixed rate CD of the equivalent term with the current rate at renewal.
Verus Bank of Commerce
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3700 S College Ave, Fort Collins, CO 80525
IRA certificates of deposit 60 month + <
$1,000
0.45%
▼
Rate0.45%
Min Deposit$1,000
Min Balance—
UpdatedApr 21, 2026
Details
$100,000
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Colorado CD Rate Trends
Compare local Colorado CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — CO Avg
2.901%
▲ 0.531 vs 7 days ago
Colorado 12-month CD rates rose 0.531 points over the past 7 days to 2.901% APY.
6-Month CD — CO Avg
2.328%
▼ 0.165 vs 7 days ago
Colorado 6-month CD rates fell 0.165 points over the past 7 days to 2.328% APY.
As of Apr 21, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
CO CD Rate Forecast — Next 12 Months
Where are Colorado CD rates headed through April 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
CO 12-Month Avg APY
2.901%
6-Month Forecast
2.901%
Range: 2.70% – 3.05%
12-Month Forecast
2.651%
Range: 2.45% – 2.80%
Powered by
MonitorBankRates
What Your Savings Earn at CO CD Rates Today
Annual interest earnings at today’s Colorado average APYs. State average used where available; national average as fallback.
| CD Term | CO Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 1.614% | $80.68 | $161.35 | $403.38 | $806.75 |
| 6-Month CD | 2.328% | $116.41 | $232.81 | $582.03 | $1,164.05 |
| 12-Month CD | 2.901% | $145.06 | $290.12 | $725.30 | $1,450.60 |
| 18-Month CD | 2.845% | $142.26 | $284.52 | $711.30 | $1,422.60 |
| 24-Month CD | 3.024% | $151.21 | $302.41 | $756.03 | $1,512.05 |
| 36-Month CD | 3.055% | $152.75 | $305.50 | $763.75 | $1,527.50 |
| 48-Month CD | 2.984% | $149.18 | $298.36 | $745.90 | $1,491.80 |
| 60-Month CD | 3.086% | $154.31 | $308.61 | $771.53 | $1,543.05 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of April 21, 2026. | |||||
Sample CD Ladder for Colorado Savers
$25,000 split equally across 5 terms using today’s Colorado average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | CO Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 1.614% | $80.68 |
| 2 | 6-Month CD | $5,000 | 2.328% | $116.41 |
| 3 | 12-Month CD | $5,000 | 2.901% | $145.06 |
| 4 | 24-Month CD | $5,000 | 3.024% | $151.21 |
| 5 | 36-Month CD | $5,000 | 3.055% | $152.75 |
| Total ($25,000 invested) | $25,000 | 2.584% blended | $646.11/yr | |
Ladder example uses equal $5,000 rungs and Colorado average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
64
Institutions
in Colorado
in Colorado
28 Banks
36 Credit Unions
About Our Colorado CD Rate Database
MonitorBankRates tracks CD rates from 28 banks and 36 credit unions with locations in Colorado, plus national online institutions available to Colorado residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: United Fidelity Bank offers a CD at 4.20% APY with a minimum deposit of $1,000. Use the rate table above to compare all current offers in Colorado.
How to Find the Best CD Rates in Colorado
What to compare when shopping for a CD in Colorado
To find the best APYs in Colorado, start with credit unions and online-only banks — Colorado has 36 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Colorado
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Colorado — 64 institutions here report CD rates
Consider an Alternative If…
- You may need funds within 30 days → Colorado savings rates
- Rates are rising and you want to benefit → Variable-rate savings or MMA
- You want check-writing access → Colorado money market rates
Colorado Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024
Population 65+
15.6%
National avg: 17.3%
Median Individual Earnings
$52,167
National avg: $47,340
Poverty Rate
9.4%
National avg: 11.1%
Unemployment Rate
4.6%
National avg: 4.8%
CD Earnings on 10% of Salary
$151/yr
At CO 12-mo avg 2.901% APY
15.6% of residents are 65 or older — below the national average of 17.3%. At today’s CO 12-month CD average of 2.901%, saving 10% of the local median salary ($5,216/year) and putting it in a CD would earn an additional $151 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Colorado
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
Frequently Asked Questions about CD Rates in Colorado
Are CD rates in Colorado FDIC insured?
Yes, most established banks in Colorado are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Colorado?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Colorado.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Colorado may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Colorado?
Here are recent top rates found for this area:
- United Fidelity Bank: 4.20% APY (6-Month CD Term)
- Clean Energy Federal Credit Union: 4.18% APY (IRA Certificate of Deposit (CD) 6 months)
- On Tap Credit Union: 4.10% APY (JUMBO certificates 60 Months)
- The Dolores State Bank: 4.06% APY (6 Month Certificates of Deposit)
- Colorado Federal Savings Bank: 4.00% APY (6 Month CD)
- 5Star Bank: 3.92% APY (60 Month Variable IRA)
- Austin Capital Bank: 3.91% APY (Certificates of Deposit 3 Month)
- Power Credit Union: 3.91% APY (6 Month Share Certificates)
- Bellco Credit Union: 3.90% APY (Business CDs 6 Months)
- Columbine Federal Credit Union: 3.90% APY (Regular Share Certificates 6 Months)
Rates reflect recent verified offers available in Colorado. Last Updated: April 21, 2026
CD Calculators for Colorado
Colorado CD Calculator
At today’s CO top rate of 4.20% APY, a $10,000 deposit earns $420 in the first year. Enter your amount to see your exact return.
Colorado CD LadderCO CD rates currently range from 1.614% (3-month) to 3.055% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Colorado CD at 4.20% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsColorado’s average 12-month CD is 2.901% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Colorado directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Colorado. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in CO.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 21, 2026
Cities in Colorado
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