CD Rates Thornton, Colorado (CO) for March 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Thornton, Colorado CD rates include Academy BankAcademy Bank9901 Grant St, Thornton, CO 80229A+5.0 ★Texas Ratio: 5.58% offering 12-Month Certificate at 3.55% APY, Ent Credit UnionEnt Credit Union13670 Grant St, Thornton, CO 80023A+5.0 ★Texas Ratio: 4.95% offering 12 Month Certificate at 3.50% APY, Bellco Credit UnionBellco Credit Union9710 Washington St, Thornton, CO 80229 2162A+5.0 ★Texas Ratio: 4.87% offering Smart Move 24 Month CD at 3.40% APY, Credit Union Of ColoradoCredit Union Of Colorado3907 E 120th Ave, Thornton, CO 80233A+5.0 ★Texas Ratio: 4.15% offering 6 Month Add-on Certificate at 3.20% APY, and FirstBank (Colorado)FirstBank (Colorado)3990 E 104th Ave, Thornton, CO 80233A+5.0 ★Texas Ratio: 1.68% offering 1 Year Time Deposit Account at 2.15% APY. CD rates as of March 28, 2026 according to verified data from MonitorBankRates.
To help you find the best CD rates in Thornton, Colorado, and the surrounding area,, use our comprehensive rate tables for side-by-side comparisons across all 8 CD terms from local and national banks and credit unions, to ensure you find the best CD rates available.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: March 28, 2026
Compare Best CD Rates in Thornton, Colorado & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Credit Union Of Colorado
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
3907 E 120th Ave, Thornton, CO 80233
90 Day Add-on Certificate
$0
1.70%
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
12100 Washington St, Thornton, CO 80241
3 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedMar 28, 2026
Details
$2,500 minimum opening deposit; Early withdrawal penalties may apply
Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
685 Citadel Dr E Ste 290 9, Colorado Springs, CO 80909
3 Month Certificate of Deposit
$0
3.91%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Colorado Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
8400 E Prentice Ave, Greenwood Village, CO 80111
3 Month CD
$5,000
3.50%
▼
Rate3.44%
Min Deposit$5,000
Min Balance—
UpdatedMar 28, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
101 W Denver St, Holyoke, CO 80734 1427
3 month CD
$500
3.44%
▼
Rate3.40%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Credit Union of The Rockies
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
1010 Johnson Rd Ste 120, Golden, CO 80401 6041
3 Month Certificates & IRA Certificates
$500
3.40%
▼
Rate3.36%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Pikes Peak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
720 W Midland Ave, Woodland Park, CO 80863 3025
3-Month IRA Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
ANB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
3033 E 1st Ave, Denver, CO 80206
90 Day Certificates of Deposit
$1,000
2.88%
▼
Rate2.85%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Horizons North Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
13559 Huron St, Westminster, CO 80234 1161
3 Month Share Certificates
$0
2.75%
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Integrity Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 8.24%
1275 Village Ridge Pt, Monument, CO 80132
3 Month Certificate of Deposit
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
First FarmBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
2939 65th Ave, Greeley, CO 80634
3 Month CD
$0
2.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Foothills Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.50%
7990 W Alameda Ave, Lakewood, CO 80226
3 Month Certificate of Deposit
$1,000
2.25%
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Delta County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
100 Circle Dr, Delta, CO 81416
3 Month Share Certificates/CD's
$250
2.02%
▼
Rate2.00%
Min Deposit$250
Min Balance—
UpdatedMar 28, 2026
Details
(youth members only)
FlatIrons Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
1095 Canyon Blvd, Boulder, CO 80302
3 Month CD
$10,000
2.00%
▼
Rate1.98%
Min Deposit$10,000
Min Balance—
UpdatedMar 28, 2026
Details
Westerra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
3700 E Alameda Ave, Denver, CO 80209
3 Month Certificates of Deposit (CDs)
$0
1.85%
▼
Rate1.83%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Credit Union Of Denver Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
9305 W ALAMEDA AVE, LAKEWOOD, CO 80226
3 Month Certificate
$0
1.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Equitable Savings and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
221 N 3rd St, Sterling, CO 80751
Jumbo Certificate 3 MONTH
$100,000
0.95%
▼
Rate0.95%
Min Deposit$100,000
Min Balance—
UpdatedMar 28, 2026
Details
Century SLA
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
233 E Main St, Trinidad, CO 81082
3 Mo Jumbo Certificates of Deposit
$100,000
0.65%
▼
Rate0.45%
Min Deposit$100,000
Min Balance—
UpdatedMar 28, 2026
Details
FNB of Hugo
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
321 4th St, Hugo, CO 80821
3 Month CD - Hugo/Limon
$100,000
0.11%
▼
Rate0.11%
Min Deposit$100,000
Min Balance—
UpdatedMar 28, 2026
Details
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
751 Chambers Rd, Aurora, CO 80011 7151
Regular Term Certificates 3 Month Certificate
$500
0.10%
▼
Rate0.10%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Credit Union Of Colorado
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
3907 E 120th Ave, Thornton, CO 80233
6 Month Add-on Certificate
$0
3.20%
▼
Rate3.16%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
12100 Washington St, Thornton, CO 80241
6 month Standard Fixed Rate CD
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedMar 28, 2026
Details
$2,500 minimum opening deposit; Early withdrawal penalties may apply
The Dolores State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
101 S 6th St, Dolores, CO 81323
6 Month Certificates of Deposit
$1,000
4.06%
▼
Rate4.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Colorado Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
8400 E Prentice Ave, Greenwood Village, CO 80111
6 Month CD
$5,000
4.00%
▼
Rate3.92%
Min Deposit$5,000
Min Balance—
UpdatedMar 28, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
1520 E Mulberry St, Fort Collins, CO 80524 3501
6 Month Certificate of Deposit (IRA)
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
1615 E Evans Ave, Pueblo, CO 81004 3418
6 Month Share Certificates
$0
3.91%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Westminster Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.31%
9053 Harlan St Ste 10, Westminster, CO 80031 2908
IRA Savings 6-Month
$500
3.85%
▼
Rate3.78%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Pikes Peak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
720 W Midland Ave, Woodland Park, CO 80863 3025
6-Month IRA Certificate
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
5080 W 60th Ave, Arvada, CO 80003 6919
Share & IRA Certificates 6 Month Term
$0
3.72%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
123 N College Ave, Fort Collins, CO 80524
6-month CD
$1,000
3.70%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Open Online
On Tap Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.08%
816 Washington Ave, Golden, CO 80401
Jumbo & Jumbo IRA Share Certificate 6 Month
$100,000
3.65%
▼
Rate3.59%
Min Deposit$100,000
Min Balance—
UpdatedMar 28, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
17455 E Exposition Dr, Aurora, CO 80017
6 Month Bonus Certificates
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Aurora Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
15151 E Alameda Pkwy, Aurora, CO 80012
Super Jumbo Certificates ** 6 Month
$50,000
3.55%
▼
Rate3.50%
Min Deposit$50,000
Min Balance—
UpdatedMar 28, 2026
Details
$50,000
Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
685 Citadel Dr E Ste 290 9, Colorado Springs, CO 80909
6 Month Certificate of Deposit
$0
3.53%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
HAXTUN COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
229 S Colorado Ave, Haxtun, CO 80731 5018
6 month Share Certificates / CDs
$1,000
3.46%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Sunflower Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.67%
101 Adams St, Monte Vista, CO 81144
6-Month CD Special
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
101 W Denver St, Holyoke, CO 80734 1427
6 month CD
$2,500
3.39%
▼
Rate3.35%
Min Deposit$2,500
Min Balance—
UpdatedMar 28, 2026
Details
Integrity Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 8.24%
1275 Village Ridge Pt, Monument, CO 80132
6 Month Certificate of Deposit
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Sterling Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
822 W Main St, Sterling, CO 80751
6 month Share Certificates / CDs
$1,000
3.25%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Equitable Savings and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
221 N 3rd St, Sterling, CO 80751
IRA Fixed 6 MONTH IRA
$2,000
3.15%
▼
Rate3.10%
Min Deposit$2,000
Min Balance—
UpdatedMar 28, 2026
Details
Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
1601 Wewatta St Ste 300, Denver, CO 80202 6478
6-Month Certificate
$0
3.05%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Mountain River Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
205 E 3rd St, Salida, CO 81201
6 MONTH CERTIFICATE
$500
3.04%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
2960 Diagonal Highway, Boulder, CO 80301 1412
6 Month Certificate
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Min Balance: Regular/Business $500, IRA/HSA $100
ANB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
3033 E 1st Ave, Denver, CO 80206
180 Day Certificates of Deposit
$1,000
2.98%
▼
Rate2.95%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Coloramo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
516 28 Rd, Grand Junction, CO 81501
6-Month Certificate
$0
2.80%
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
FlatIrons Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
1095 Canyon Blvd, Boulder, CO 80302
6 Month CD
$10,000
2.75%
▼
Rate2.73%
Min Deposit$10,000
Min Balance—
UpdatedMar 28, 2026
Details
FNB of Hugo
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
321 4th St, Hugo, CO 80821
6 Month CD - Hugo/Limon
$100,000
2.52%
▼
Rate2.50%
Min Deposit$100,000
Min Balance—
UpdatedMar 28, 2026
Details
5Star Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
104 S Cascade Ave, Colorado Springs, CO 80903
6 Month CD
$1,000
2.45%
▼
Rate2.42%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
$1,000 - $24,999
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
751 Chambers Rd, Aurora, CO 80011 7151
Jumbo Term Certificates 6 Month Certificate
$50,000
2.10%
▼
Rate2.08%
Min Deposit$50,000
Min Balance—
UpdatedMar 28, 2026
Details
Delta County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
100 Circle Dr, Delta, CO 81416
6 Month Share Certificates/CD's
$2,500
2.02%
▼
Rate2.00%
Min Deposit$2,500
Min Balance—
UpdatedMar 28, 2026
Details
Westerra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
3700 E Alameda Ave, Denver, CO 80209
6 Month Certificates of Deposit (CDs)
$0
1.70%
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Century SLA
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
233 E Main St, Trinidad, CO 81082
6 Mo Jumbo Certificates of Deposit
$100,000
0.85%
▼
Rate0.65%
Min Deposit$100,000
Min Balance—
UpdatedMar 28, 2026
Details
First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
1601 28th St, Boulder, CO 80301
6-month automatic saver CD
$500
0.01%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
9901 Grant St, Thornton, CO 80229
12-Month Certificate
$500
3.55%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
13670 Grant St, Thornton, CO 80023
12 Month Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
3990 E 104th Ave, Thornton, CO 80233
1 Year Time Deposit Account
$0
2.15%
▼
Rate2.12%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
12100 Washington St, Thornton, CO 80241
1 year Standard Fixed Rate CD
$2,500
1.51%
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedMar 28, 2026
Details
$2,500 minimum opening deposit; Early withdrawal penalties may apply
NuVista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
2711 Commercial Way, Montrose, CO 81401
12 Month DREAM Certificate
$100
5.12%
▼
Rate5.00%
Min Deposit$100
Min Balance—
UpdatedMar 28, 2026
Details
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
116 Inverness Dr E, Englewood, CO 80112
IRA Certificate of Deposit (CD) 1 year
$0
4.07%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Colorado Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
8400 E Prentice Ave, Greenwood Village, CO 80111
12 Month CD
$5,000
3.90%
▼
Rate3.83%
Min Deposit$5,000
Min Balance—
UpdatedMar 28, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
17455 E Exposition Dr, Aurora, CO 80017
12 Month Bonus Certificates
$0
3.89%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
1615 E Evans Ave, Pueblo, CO 81004 3418
1 Year Youth CD
$0
3.86%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Mountain River Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
205 E 3rd St, Salida, CO 81201
1 YEAR CERTIFICATE
$500
3.82%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
The Dolores State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
101 S 6th St, Dolores, CO 81323
1 Year Certificates of Deposit
$1,000
3.80%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Pikes Peak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
720 W Midland Ave, Woodland Park, CO 80863 3025
12-Month IRA Certificate
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
5080 W 60th Ave, Arvada, CO 80003 6919
Share & IRA Certificates 12 Month Term- Jumbo
$0
3.67%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Columbine Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.00%
4902 E Dry Creek Rd, Centennial, CO 80122
Regular IRA Share Certificates 1 Year
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Horizons North Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
13559 Huron St, Westminster, CO 80234 1161
12 Month Share Certificates
$0
3.60%
▼
Rate3.57%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
HAXTUN COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
229 S Colorado Ave, Haxtun, CO 80731 5018
12 month Share Certificates / CDs
$1,000
3.51%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
101 W Denver St, Holyoke, CO 80734 1427
Kid's CD - 12 Month (0-18 yrs old)
$200
3.45%
▼
Rate3.45%
Min Deposit$200
Min Balance—
UpdatedMar 28, 2026
Details
Coloramo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
516 28 Rd, Grand Junction, CO 81501
12-Month Certificate
$0
3.40%
▼
Rate3.36%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Yampa Valley Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
600 S Lincoln Ave, Steamboat Springs, CO 80487
IRAs (Roth & Traditional) - Fixed Rate 12 month
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Sterling Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
822 W Main St, Sterling, CO 80751
12 month Share Certificates / CDs
$1,000
3.30%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Equitable Savings and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
221 N 3rd St, Sterling, CO 80751
IRA Fixed 12 MONTH IRA
$2,000
3.25%
▼
Rate3.20%
Min Deposit$2,000
Min Balance—
UpdatedMar 28, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
6384 Wetzel Ave, Fort Carson, CO 80913
12-Month Certificate of Deposit IRA
$500
3.15%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Gunnison S&L
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
303 N Main St, Gunnison, CO 81230
IRA Certificates 1 Year
$500
3.05%
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
ANB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
3033 E 1st Ave, Denver, CO 80206
12 Month Certificates of Deposit
$1,000
3.03%
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
685 Citadel Dr E Ste 290 9, Colorado Springs, CO 80909
12 Month Certificate of Deposit
$0
3.00%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
1601 Wewatta St Ste 300, Denver, CO 80202 6478
12-Month Certificate
$0
2.95%
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
FNB of Hugo
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
321 4th St, Hugo, CO 80821
1 Year CD - Leadville
$1,000
2.83%
▼
Rate2.80%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
5Star Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
104 S Cascade Ave, Colorado Springs, CO 80903
1 Year CD/IRA
$1,000
2.55%
▼
Rate2.52%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Credit Union Of Denver Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
9305 W ALAMEDA AVE, LAKEWOOD, CO 80226
12 Month Term Starter Certificate
$25
2.40%
▼
Rate—
Min Deposit$25
Min Balance—
UpdatedMar 28, 2026
Details
FlatIrons Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
1095 Canyon Blvd, Boulder, CO 80302
12 Month CD
$10,000
2.25%
▼
Rate2.23%
Min Deposit$10,000
Min Balance—
UpdatedMar 28, 2026
Details
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
751 Chambers Rd, Aurora, CO 80011 7151
Regular Term Certificates 12 Month Certificate
$500
2.00%
▼
Rate1.98%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Delta County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
100 Circle Dr, Delta, CO 81416
1 Year Share Certificates/CD's
$2,500
1.81%
▼
Rate1.80%
Min Deposit$2,500
Min Balance—
UpdatedMar 28, 2026
Details
Westerra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
3700 E Alameda Ave, Denver, CO 80209
12 Month Certificates of Deposit (CDs)
$0
1.60%
▼
Rate1.59%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
San Luis Valley Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
401 Edison Ave, Alamosa, CO 81101
1 Year CD
$100,000
1.20%
▼
Rate1.19%
Min Deposit$100,000
Min Balance—
UpdatedMar 28, 2026
Details
First National Bank in Trinidad
Institution Rating:
B+4.8 ★Texas Ratio: 17.17%
100 E Main St, Trinidad, CO 81082
12 Month CD
$1,000
0.50%
▼
Rate0.50%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
On Deposits up to $100,000
BOK Financial
Institution Rating:
A+5.0 ★Texas Ratio: 3.85%
1600 Broadway, Denver, CO 80202
IRA CD 1 Year
$0
0.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
First Citizens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
1601 28th St, Boulder, CO 80301
1-year convertible CD
$500
0.01%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Qualifying balance up to $49,000.00
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
9901 Grant St, Thornton, CO 80229
18-Month Certificate
$500
3.10%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
9710 Washington St, Thornton, CO 80229 2162
Smart Move 18 Month CD
$0
2.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Colorado Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
8400 E Prentice Ave, Greenwood Village, CO 80111
18 Month CD
$5,000
3.85%
▼
Rate3.78%
Min Deposit$5,000
Min Balance—
UpdatedMar 28, 2026
Details
Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
2380 E Bridge St, Brighton, CO 80601
18 month CD
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
HAXTUN COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
229 S Colorado Ave, Haxtun, CO 80731 5018
18 month Share Certificates / CDs
$1,000
3.56%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
The Dolores State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
101 S 6th St, Dolores, CO 81323
18 Month Certificates of Deposit
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Credit Union of The Rockies
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
1010 Johnson Rd Ste 120, Golden, CO 80401 6041
18 Month Certificates & IRA Certificates
$500
3.50%
▼
Rate3.46%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Sterling Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
822 W Main St, Sterling, CO 80751
18 month Share Certificates / CDs
$1,000
3.35%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Gunnison S&L
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
303 N Main St, Gunnison, CO 81230
IRA Certificates 18 Month (Variable Rate)
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
101 W Denver St, Holyoke, CO 80734 1427
18 month CD
$50,000
3.29%
▼
Rate3.25%
Min Deposit$50,000
Min Balance—
UpdatedMar 28, 2026
Details
Horizons North Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
13559 Huron St, Westminster, CO 80234 1161
IRA Share Certificates 18 Month
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
$50,000+
Integrity Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 8.24%
1275 Village Ridge Pt, Monument, CO 80132
18 Month Certificate of Deposit
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Aurora Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
15151 E Alameda Pkwy, Aurora, CO 80012
Jumbo Certificates ** 18 Month
$10,000
3.15%
▼
Rate3.11%
Min Deposit$10,000
Min Balance—
UpdatedMar 28, 2026
Details
$10,000
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
2960 Diagonal Highway, Boulder, CO 80301 1412
18 Month Certificate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Min Balance: Regular/Business $500, IRA/HSA $100
5Star Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
104 S Cascade Ave, Colorado Springs, CO 80903
18 Month CD/IRA
$1,000
2.45%
▼
Rate2.42%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
6384 Wetzel Ave, Fort Carson, CO 80913
18-Month Certificate of Deposit IRA
$500
2.35%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
751 Chambers Rd, Aurora, CO 80011 7151
Regular Term Certificates 18 Month Certificate
$500
2.05%
▼
Rate2.03%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
FlatIrons Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
1095 Canyon Blvd, Boulder, CO 80302
18 Month CD
$10,000
2.00%
▼
Rate1.98%
Min Deposit$10,000
Min Balance—
UpdatedMar 28, 2026
Details
Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
123 N College Ave, Fort Collins, CO 80524
18 month Variable IRA
$0
1.97%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Delta County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
100 Circle Dr, Delta, CO 81416
18 Month Share Certificates/CD's
$2,500
1.76%
▼
Rate1.75%
Min Deposit$2,500
Min Balance—
UpdatedMar 28, 2026
Details
Century SLA
Institution Rating:
A+5.0 ★Texas Ratio: 4.12%
233 E Main St, Trinidad, CO 81082
18 Mo IRA Certificates of Deposit
$1,000
0.70%
▼
Rate0.70%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
First National Bank in Trinidad
Institution Rating:
B+4.8 ★Texas Ratio: 17.17%
100 E Main St, Trinidad, CO 81082
18 Month CD
$1,000
0.60%
▼
Rate0.60%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
On Deposits up to $100,000
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
9710 Washington St, Thornton, CO 80229 2162
Smart Move 24 Month CD
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
9901 Grant St, Thornton, CO 80229
24-Month Certificate
$500
3.10%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
3990 E 104th Ave, Thornton, CO 80233
2 Year Time Deposit Account
$0
1.85%
▼
Rate1.83%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
On Tap Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.08%
816 Washington Ave, Golden, CO 80401
Jumbo & Jumbo IRA Share Certificate 24 Month
$100,000
3.85%
▼
Rate3.78%
Min Deposit$100,000
Min Balance—
UpdatedMar 28, 2026
Details
Colorado Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
8400 E Prentice Ave, Greenwood Village, CO 80111
24 Month CD
$5,000
3.80%
▼
Rate3.73%
Min Deposit$5,000
Min Balance—
UpdatedMar 28, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
17455 E Exposition Dr, Aurora, CO 80017
24 Month Bonus Certificates
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
5Star Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
104 S Cascade Ave, Colorado Springs, CO 80903
24 Month Variable IRA
$250
3.71%
▼
Rate3.64%
Min Deposit$250
Min Balance—
UpdatedMar 28, 2026
Details
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
5080 W 60th Ave, Arvada, CO 80003 6919
Share & IRA Certificates 24 Month Term- Jumbo
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Westminster Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.31%
9053 Harlan St Ste 10, Westminster, CO 80031 2908
IRA Certificates 2 Year
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
123 N College Ave, Fort Collins, CO 80524
24-month CD
$1,000
3.51%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Open Online
Pikes Peak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
720 W Midland Ave, Woodland Park, CO 80863 3025
24-Month IRA Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Foothills Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.50%
7990 W Alameda Ave, Lakewood, CO 80226
24 Month Certificate of Deposit
$1,000
3.45%
▼
Rate3.40%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Credit Union Of Denver Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
9305 W ALAMEDA AVE, LAKEWOOD, CO 80226
24 Month Certificate
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
1520 E Mulberry St, Fort Collins, CO 80524 3501
24 Month Certificate of Deposit (IRA)
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Northern Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
2901 S 27TH AVE, GREELEY, CO 80631
24 MONTH IRA CERT
$1,000
3.26%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
HAXTUN COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
229 S Colorado Ave, Haxtun, CO 80731 5018
24 month Share Certificates / CDs
$1,000
3.21%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Aurora Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
15151 E Alameda Pkwy, Aurora, CO 80012
IRA 24 Month CD
$0
3.20%
▼
Rate3.16%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
101 W Denver St, Holyoke, CO 80734 1427
24 month CD
$50,000
3.14%
▼
Rate3.10%
Min Deposit$50,000
Min Balance—
UpdatedMar 28, 2026
Details
Integrity Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 8.24%
1275 Village Ridge Pt, Monument, CO 80132
2 Year Certificate of Deposit
$0
3.03%
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Horizons North Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
13559 Huron St, Westminster, CO 80234 1161
24 Month Share Certificates
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Sterling Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
822 W Main St, Sterling, CO 80751
24 month Share Certificates / CDs
$1,000
2.94%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
1601 Wewatta St Ste 300, Denver, CO 80202 6478
24-Month Certificate
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Mountain River Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
205 E 3rd St, Salida, CO 81201
2 YEAR CERTIFICATE
$500
2.79%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
ANB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
3033 E 1st Ave, Denver, CO 80206
24 Month Certificates of Deposit
$1,000
2.78%
▼
Rate2.75%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
FNB of Hugo
Institution Rating:
A+5.0 ★Texas Ratio: 1.12%
321 4th St, Hugo, CO 80821
2 Year CD - Leadville
$1,000
2.72%
▼
Rate2.70%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
2960 Diagonal Highway, Boulder, CO 80301 1412
24 Month Certificate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Min Balance: Regular/Business $500, IRA/HSA $100
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
6384 Wetzel Ave, Fort Carson, CO 80913
24-Month Certificate of Deposit IRA
$500
2.35%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
NuVista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
2711 Commercial Way, Montrose, CO 81401
High Balance Share 24 Month Certificate
$50,000
2.27%
▼
Rate2.25%
Min Deposit$50,000
Min Balance—
UpdatedMar 28, 2026
Details
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
751 Chambers Rd, Aurora, CO 80011 7151
Jumbo Term Certificates 24 Month Certificate
$50,000
2.25%
▼
Rate2.23%
Min Deposit$50,000
Min Balance—
UpdatedMar 28, 2026
Details
FlatIrons Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.66%
1095 Canyon Blvd, Boulder, CO 80302
24 Month CD
$10,000
2.00%
▼
Rate1.98%
Min Deposit$10,000
Min Balance—
UpdatedMar 28, 2026
Details
Delta County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
100 Circle Dr, Delta, CO 81416
2 Year Share Certificates/CD's
$2,500
1.86%
▼
Rate1.85%
Min Deposit$2,500
Min Balance—
UpdatedMar 28, 2026
Details
Westerra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
3700 E Alameda Ave, Denver, CO 80209
24 Month Certificates of Deposit (CDs)
$0
1.55%
▼
Rate1.54%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
First National Bank in Trinidad
Institution Rating:
B+4.8 ★Texas Ratio: 17.17%
100 E Main St, Trinidad, CO 81082
24 Month CD
$1,000
0.70%
▼
Rate0.70%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
On Deposits up to $100,000
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
9710 Washington St, Thornton, CO 80229 2162
Smart Move 36 Month CD
$0
3.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
9901 Grant St, Thornton, CO 80229
36-Month Certificate
$500
3.03%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
13670 Grant St, Thornton, CO 80023
36 Month Flex Certificate
$0
2.83%
▼
Rate2.79%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
On Tap Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.08%
816 Washington Ave, Golden, CO 80401
Jumbo & Jumbo IRA Share Certificate 36 Month
$100,000
3.95%
▼
Rate3.88%
Min Deposit$100,000
Min Balance—
UpdatedMar 28, 2026
Details
Colorado Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
8400 E Prentice Ave, Greenwood Village, CO 80111
36 Month CD
$5,000
3.75%
▼
Rate3.68%
Min Deposit$5,000
Min Balance—
UpdatedMar 28, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
17455 E Exposition Dr, Aurora, CO 80017
36 Month Bonus Certificates
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
5Star Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
104 S Cascade Ave, Colorado Springs, CO 80903
36 Month Variable IRA
$250
3.70%
▼
Rate3.64%
Min Deposit$250
Min Balance—
UpdatedMar 28, 2026
Details
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
5080 W 60th Ave, Arvada, CO 80003 6919
Share & IRA Certificates 36 Month Term
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Credit Union of The Rockies
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
1010 Johnson Rd Ste 120, Golden, CO 80401 6041
36 Month Certificates & IRA Certificates
$500
3.60%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
The Dolores State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
101 S 6th St, Dolores, CO 81323
3 Year Certificates of Deposit
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
2380 E Bridge St, Brighton, CO 80601
36 month CD
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Equitable Savings and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
221 N 3rd St, Sterling, CO 80751
IRA Fixed 36 MONTH IRA
$2,000
3.46%
▼
Rate3.40%
Min Deposit$2,000
Min Balance—
UpdatedMar 28, 2026
Details
Westminster Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.31%
9053 Harlan St Ste 10, Westminster, CO 80031 2908
IRA Certificates 3 Year
$0
3.45%
▼
Rate3.39%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Pikes Peak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
720 W Midland Ave, Woodland Park, CO 80863 3025
36-Month IRA Certificate
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Foothills Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.50%
7990 W Alameda Ave, Lakewood, CO 80226
36 Month Certificate of Deposit
$1,000
3.35%
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
1520 E Mulberry St, Fort Collins, CO 80524 3501
36 Month Certificate of Deposit (IRA)
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
101 W Denver St, Holyoke, CO 80734 1427
36 month CD
$50,000
3.24%
▼
Rate3.20%
Min Deposit$50,000
Min Balance—
UpdatedMar 28, 2026
Details
Northern Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
2901 S 27TH AVE, GREELEY, CO 80631
36 MONTH IRA CERT
$1,000
3.20%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Aurora Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
15151 E Alameda Pkwy, Aurora, CO 80012
36 Month Term Certificates
$500
3.10%
▼
Rate3.06%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Horizons North Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
13559 Huron St, Westminster, CO 80234 1161
36 Month Share Certificates
$0
3.00%
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
1601 Wewatta St Ste 300, Denver, CO 80202 6478
36-Month Certificate
$0
2.90%
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Sterling Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
822 W Main St, Sterling, CO 80751
36 month Share Certificates / CDs
$1,000
2.84%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
2960 Diagonal Highway, Boulder, CO 80301 1412
36 Month Certificate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Min Balance: Regular/Business $500, IRA/HSA $100
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
751 Chambers Rd, Aurora, CO 80011 7151
Jumbo Term Certificates 36 Month Certificate
$50,000
2.35%
▼
Rate2.33%
Min Deposit$50,000
Min Balance—
UpdatedMar 28, 2026
Details
NuVista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
2711 Commercial Way, Montrose, CO 81401
36 Month Certificate
$500
2.27%
▼
Rate2.25%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
ANB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
3033 E 1st Ave, Denver, CO 80206
36 Month Certificates of Deposit
$1,000
2.22%
▼
Rate2.20%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Delta County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
100 Circle Dr, Delta, CO 81416
3 Year Share Certificates/CD's
$2,500
2.07%
▼
Rate2.05%
Min Deposit$2,500
Min Balance—
UpdatedMar 28, 2026
Details
Westerra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
3700 E Alameda Ave, Denver, CO 80209
36 Month Certificates of Deposit (CDs)
$0
1.55%
▼
Rate1.54%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Mountain River Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
205 E 3rd St, Salida, CO 81201
3 YEAR CERTIFICATE
$500
1.26%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Academy Bank
Institution Rating:
A+5.0 ★Texas Ratio: 5.58%
9901 Grant St, Thornton, CO 80229
48-Month Certificate
$500
3.03%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
On Tap Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.08%
816 Washington Ave, Golden, CO 80401
Jumbo & Jumbo IRA Share Certificate 48 Month
$100,000
4.05%
▼
Rate3.98%
Min Deposit$100,000
Min Balance—
UpdatedMar 28, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
17455 E Exposition Dr, Aurora, CO 80017
48 Month Bonus Certificates
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
5080 W 60th Ave, Arvada, CO 80003 6919
Share & IRA Certificates 48 Month Term
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Credit Union of The Rockies
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
1010 Johnson Rd Ste 120, Golden, CO 80401 6041
48 Month Baby-Jumbo Certificates & IRA Certificates
$50,000
3.60%
▼
Rate3.55%
Min Deposit$50,000
Min Balance—
UpdatedMar 28, 2026
Details
Equitable Savings and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
221 N 3rd St, Sterling, CO 80751
IRA Fixed 48 MONTH IRA
$2,000
3.56%
▼
Rate3.50%
Min Deposit$2,000
Min Balance—
UpdatedMar 28, 2026
Details
The Dolores State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
101 S 6th St, Dolores, CO 81323
4 Year Certificates of Deposit
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
2380 E Bridge St, Brighton, CO 80601
48 month CD
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Credit Union Of Denver Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
9305 W ALAMEDA AVE, LAKEWOOD, CO 80226
48 Month Certificate
$0
3.45%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Pikes Peak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
720 W Midland Ave, Woodland Park, CO 80863 3025
48-Month IRA Certificate
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Weld Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
2555 47th Ave, Greeley, CO 80634 3722
48 Month CD
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
101 W Denver St, Holyoke, CO 80734 1427
48 month CD
$50,000
3.24%
▼
Rate3.20%
Min Deposit$50,000
Min Balance—
UpdatedMar 28, 2026
Details
Aurora Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
15151 E Alameda Pkwy, Aurora, CO 80012
IRA 48 Month CD
$0
3.20%
▼
Rate3.16%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Northern Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
2901 S 27TH AVE, GREELEY, CO 80631
48 MONTH IRA CERT
$1,000
3.10%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Coloramo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
516 28 Rd, Grand Junction, CO 81501
48-Month Certificate
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Integrity Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 8.24%
1275 Village Ridge Pt, Monument, CO 80132
4 Year Certificate of Deposit
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
2960 Diagonal Highway, Boulder, CO 80301 1412
48 Month Certificate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Min Balance: Regular/Business $500, IRA/HSA $100
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
751 Chambers Rd, Aurora, CO 80011 7151
Jumbo Term Certificates 48 Month Certificate
$50,000
2.45%
▼
Rate2.42%
Min Deposit$50,000
Min Balance—
UpdatedMar 28, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
6384 Wetzel Ave, Fort Carson, CO 80913
48-Month Certificate of Deposit IRA
$500
2.27%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
ANB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
3033 E 1st Ave, Denver, CO 80206
48 Month Certificates of Deposit
$1,000
2.12%
▼
Rate2.10%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
5Star Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
104 S Cascade Ave, Colorado Springs, CO 80903
4 Year CD/IRA
$1,000
2.00%
▼
Rate1.98%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Westerra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
3700 E Alameda Ave, Denver, CO 80209
48 Month Certificates of Deposit (CDs)
$0
1.60%
▼
Rate1.59%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Mountain River Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
205 E 3rd St, Salida, CO 81201
4 YEAR CERTIFICATE
$500
1.56%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Ent Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.95%
13670 Grant St, Thornton, CO 80023
60 Month Certificate
$0
3.03%
▼
Rate2.99%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
FirstBank (Colorado)
Institution Rating:
A+5.0 ★Texas Ratio: 1.68%
3990 E 104th Ave, Thornton, CO 80233
5 Year Time Deposit Account
$0
1.80%
▼
Rate1.78%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
On Tap Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.08%
816 Washington Ave, Golden, CO 80401
Jumbo & Jumbo IRA Share Certificate 60 Month
$100,000
4.10%
▼
Rate4.03%
Min Deposit$100,000
Min Balance—
UpdatedMar 28, 2026
Details
5Star Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.13%
104 S Cascade Ave, Colorado Springs, CO 80903
60 Month Variable IRA
$250
3.86%
▼
Rate3.79%
Min Deposit$250
Min Balance—
UpdatedMar 28, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
17455 E Exposition Dr, Aurora, CO 80017
60 Month Bonus Certificates
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Equitable Savings and Loan Association
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
221 N 3rd St, Sterling, CO 80751
IRA Fixed 60 MONTH IRA
$2,000
3.67%
▼
Rate3.60%
Min Deposit$2,000
Min Balance—
UpdatedMar 28, 2026
Details
Colorado Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
8400 E Prentice Ave, Greenwood Village, CO 80111
60 Month CD
$5,000
3.60%
▼
Rate3.54%
Min Deposit$5,000
Min Balance—
UpdatedMar 28, 2026
Details
The Dolores State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
101 S 6th St, Dolores, CO 81323
5 Year Certificates of Deposit
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Credit Union Of Denver Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
9305 W ALAMEDA AVE, LAKEWOOD, CO 80226
60 Month Certificate
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Westminster Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.31%
9053 Harlan St Ste 10, Westminster, CO 80031 2908
IRA Certificates 5 Year
$0
3.45%
▼
Rate3.39%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Denver Fire Department Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.21%
12 Lakeside Ln, Denver, CO 80212 7413
Share/IRA/HSA Certificates 60 month
$500
3.35%
▼
Rate3.30%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
1520 E Mulberry St, Fort Collins, CO 80524 3501
60 Month Certificate of Deposit (IRA)
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Foothills Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.50%
7990 W Alameda Ave, Lakewood, CO 80226
60 Month Certificate of Deposit
$1,000
3.25%
▼
Rate3.21%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
101 W Denver St, Holyoke, CO 80734 1427
60 month CD
$50,000
3.24%
▼
Rate3.20%
Min Deposit$50,000
Min Balance—
UpdatedMar 28, 2026
Details
Northern Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
2901 S 27TH AVE, GREELEY, CO 80631
60 MONTH IRA CERT
$1,000
3.20%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Aurora Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
15151 E Alameda Pkwy, Aurora, CO 80012
Jumbo Certificates ** 60 Month
$10,000
3.15%
▼
Rate3.11%
Min Deposit$10,000
Min Balance—
UpdatedMar 28, 2026
Details
$10,000
Coloramo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
516 28 Rd, Grand Junction, CO 81501
60-Month Certificate
$0
3.00%
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Integrity Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 8.24%
1275 Village Ridge Pt, Monument, CO 80132
5 Year Certificate of Deposit
$0
2.79%
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
NuVista Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.67%
2711 Commercial Way, Montrose, CO 81401
60 Month Certificate
$500
2.78%
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
751 Chambers Rd, Aurora, CO 80011 7151
Jumbo Term Certificates 60 Month Certificate
$50,000
2.60%
▼
Rate2.57%
Min Deposit$50,000
Min Balance—
UpdatedMar 28, 2026
Details
Delta County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
100 Circle Dr, Delta, CO 81416
5 Year Share Certificates/CD's
$2,500
2.52%
▼
Rate2.50%
Min Deposit$2,500
Min Balance—
UpdatedMar 28, 2026
Details
Horizons North Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
13559 Huron St, Westminster, CO 80234 1161
60 Month Share Certificates
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Armed Forces Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.63%
6384 Wetzel Ave, Fort Carson, CO 80913
60-Month Certificate of Deposit IRA
$500
2.27%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
ANB Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.17%
3033 E 1st Ave, Denver, CO 80206
60 Month Certificates of Deposit
$1,000
2.07%
▼
Rate2.05%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
Mountain River Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
205 E 3rd St, Salida, CO 81201
5 YEAR CERTIFICATE
$500
1.76%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMar 28, 2026
Details
Westerra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
3700 E Alameda Ave, Denver, CO 80209
60 Month Certificates of Deposit (CDs)
$0
1.65%
▼
Rate1.64%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details
Verus Bank of Commerce
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3700 S College Ave, Fort Collins, CO 80525
IRA certificates of deposit 60 month +
$1,000
0.45%
▼
Rate0.45%
Min Deposit$1,000
Min Balance—
UpdatedMar 28, 2026
Details
< $100,000
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
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Thornton, CO CD Rate Trends
Compare local Thornton, CO CD rate quotes against the statewide average
Weekly CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — CO Avg
2.384%
▼ 1.257 from last week
Colorado 12-month CD rates fell 1.257 points this week to 2.384% APY, down from 3.640% last week.
6-Month CD — CO Avg
2.255%
▼ 1.094 from last week
Colorado 6-month CD rates fell 1.094 points this week to 2.255% APY, down from 3.348% last week.
As of Mar 28, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about CD Rates in Thornton, Colorado
Are CD rates in Thornton, Colorado FDIC insured?
Yes, most established banks in Thornton, Colorado are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Thornton, Colorado?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Thornton, Colorado.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Thornton, Colorado may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Thornton, Colorado?
Here are recent top rates found for this area:
- Academy Bank: 3.55% APY (12-Month Certificate)
- Ent Credit Union: 3.50% APY (12 Month Certificate)
- Bellco Credit Union: 3.40% APY (Smart Move 24 Month CD)
- Credit Union Of Colorado: 3.20% APY (6 Month Add-on Certificate)
- FirstBank (Colorado): 2.15% APY (1 Year Time Deposit Account)
- Wells Fargo: 1.51% APY (1 year Standard Fixed Rate CD)
- NuVista Federal Credit Union: 5.12% APY (12 Month DREAM Certificate)
- On Tap Credit Union: 4.10% APY (Jumbo & Jumbo IRA Share Certificate 60 Month)
- Clean Energy Federal Credit Union: 4.07% APY (IRA Certificate of Deposit (CD) 1 year)
- The Dolores State Bank: 4.06% APY (6 Month Certificates of Deposit)
Rates reflect recent verified offers available in Thornton, Colorado. Last Updated: March 28, 2026
CD Calculators
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Thornton, Colorado directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Thornton, Colorado. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in CO.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: March 28, 2026
