Elbert, Colorado CD Rates Today - Compare Best APYs for May 2026
Content reviewed by
Brian McKay
iEditorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Elbert, Colorado CD rates include Clean Energy Federal Credit UnionClean Energy Federal Credit UnionA+5.0 ★Texas Ratio: 2.17%Real return: +1.38%APY minus CPI (February 2026) offering IRA Certificate of Deposit (CD) 6 months at 4.18% APY, United Fidelity BankUnited Fidelity BankA+5.0 ★Texas Ratio: 0.81%Real return: +1.35%APY minus CPI (February 2026) offering 6-Month CD Term at 4.15% APY, Options Credit UnionOptions Credit UnionA+5.0 ★Texas Ratio: 2.04%Real return: +1.30%APY minus CPI (February 2026) offering 60 Months Certificates (CD) at 4.10% APY, The Dolores State BankThe Dolores State BankA+5.0 ★Texas Ratio: 3.67%Real return: +1.26%APY minus CPI (February 2026) offering 6 Month Certificate of Deposit at 4.06% APY, and On Tap Credit UnionOn Tap Credit UnionA5.0 ★Texas Ratio: 9.08%Real return: +1.20%APY minus CPI (February 2026) offering roth ira 60 Months at 4.00% APY. CD rates as of May 12, 2026 according to verified data from MonitorBankRates.
Elbert is a smaller community with no bank or credit union branches currently in our database. 575 institutions serving the Colorado area are available to Elbert residents, with CD rates as high as 4.18% APY from Clean Energy Federal Credit Union. Rates are continually updated — we recommend checking back frequently.
The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: May 12, 2026
Compare Best CD Rates in Elbert, Colorado & the Surrounding Area
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Colorado Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
3 Month CD
$5,000
3.50%
▼
Rate3.44%
Min Deposit$5,000
Min Balance—
UpdatedMay 4, 2026
Details
North Valley Bank Thornton, CO
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Month CD
$1,000
3.44%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate3.36%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Credit Union of The Rockies
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
3 Month Certificates & IRA Certificates
$500
3.40%
▼
Rate3.36%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
3 Months
$100
3.30%
▼
Rate3.25%
Min Deposit$100
Min Balance—
UpdatedMay 12, 2026
Details
Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
Certificates of Deposit (CD) 3 Months
$100
3.30%
▼
Rate3.25%
Min Deposit$100
Min Balance—
UpdatedMay 12, 2026
Details
Minnequa Works Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
3 Month Certificates of Deposit
$500
3.29%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Pikes Peak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
3-Month Share Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Pikes Peak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
3-Month IRA Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
3 month CD
$500
3.19%
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedMay 6, 2026
Details
Grand Valley Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.80%
Time Certificates of Deposit 3 Months
$0
3.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
.25% bonus for Star and Senior Accounts!
Horizons North Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Share Certificates 3 Month
$0
2.75%
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$50,000+
Horizons North Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Share Certificates to $24,999.99 3 Month
$0
2.75%
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$10,000
Horizons North Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Share Certificates to $49,999.99 3 Month
$0
2.75%
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$25,000
Horizons North Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Share Certificates to $9,999.99 3 Month
$0
2.75%
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$500
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
Business CDs 3 Months
$0
2.75%
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Integrity Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 8.24%
3 Month Certificate of Deposit
$0
2.53%
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
3 Month Certificate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Min Balance: Regular/Business $500, IRA/HSA $100
San Luis Valley Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
3 Months CD
$100,000
2.29%
▼
Rate2.27%
Min Deposit$100,000
Min Balance—
UpdatedMay 5, 2026
Details
Foothills Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.50%
3 Month Certificate of Deposit
$0
2.25%
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Delta County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
3 Month Share Certificates/CD's
$0
2.02%
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
youth members only
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate1.89%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Westerra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
3 Month Certificates of Deposit (CDs)
$500
1.85%
▼
Rate1.83%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Westerra Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.61%
Individual Retirement Account (IRA) CDs 3 Month
$500
1.85%
▼
Rate1.83%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Credit Union Of Colorado
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
Traditional Certificate of Deposit (CD) 90 Day
$10,000
1.80%
▼
Rate1.79%
Min Deposit$10,000
Min Balance—
UpdatedMay 10, 2026
Details
Credit Union Of Colorado
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
Traditional Certificate of Deposit (CD) 90 Day
$500
1.70%
▼
Rate1.69%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Credit Union Of Colorado
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
Traditional Certificate of Deposit (CD) 90 Day Add-on Certificate
$500
1.70%
▼
Rate1.69%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
San Luis Valley Federal Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.35%
3 Months CD
$1,000
1.69%
▼
Rate1.68%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Credit Union Of Denver
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
3 Month Certificates - Traditional
$0
1.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
FirstOak Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Months Certificate of Deposit
$0
0.55%
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
Regular Term Certificates 3 Month Certificate
$500
0.10%
▼
Rate0.10%
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3 month Standard Fixed Rate Relationship
$2,500
0.06%
▼
Rate0.06%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Early withdrawal penalties may apply
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3 month Standard Fixed Rate
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Early withdrawal penalties may apply
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
3 month Standard Fixed Rate CD
$2,500
0.05%
▼
Rate0.05%
Min Deposit$2,500
Min Balance—
UpdatedMay 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
IRA Certificate of Deposit (CD) 6 months
$0
4.18%
▼
Rate4.10%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
United Fidelity Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.81%
6-Month CD Term
$1,000
4.15%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Rates subject to change
The Dolores State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
6 Month Certificate of Deposit
$1,000
4.06%
▼
Rate4.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
The Dolores State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
6 Month Certificates of Deposit
$1,000
4.06%
▼
Rate4.00%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Colorado Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
6 Month CD
$5,000
4.00%
▼
Rate3.92%
Min Deposit$5,000
Min Balance—
UpdatedMay 4, 2026
Details
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
6 Month Share Certificate
$0
3.91%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
6 Month Share Certificates
$50,000
3.91%
▼
Rate3.85%
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
6 Month Youth CD Share Certificate
$0
3.91%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
6 Month Youth CD Share Certificates
$50,000
3.91%
▼
Rate3.85%
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
Business CDs 6 Months
$0
3.90%
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
6-month CD
$1,000
3.80%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Open Online
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
6 Month Share Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
6 Month Share Certificates
$500
3.80%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
6 Month Youth CD Share Certificate
$0
3.80%
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
6 Month Youth CD Share Certificates
$50
3.80%
▼
Rate3.75%
Min Deposit$50
Min Balance—
UpdatedMay 10, 2026
Details
North Valley Bank Thornton, CO
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month CD
$1,000
3.79%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
6 months
$100,000
3.76%
▼
Rate3.70%
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
Pikes Peak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
6-Month IRA Certificate
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Pikes Peak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
6-Month Share Certificate
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Share & IRA Certificates 6 Month Term
$0
3.72%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
6-Months Certificate
$1,000
3.72%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
6 month CD
$100,000
3.70%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 12, 2026
Details
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
6 months
$25,000
3.66%
▼
Rate3.60%
Min Deposit$25,000
Min Balance—
UpdatedMay 10, 2026
Details
Credit Union Of Denver
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
6 Month Certificate
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Minnequa Works Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
6 Month Certificates of Deposit
$500
3.65%
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Foothills Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.50%
6 Month Certificate of Deposit
$0
3.65%
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Credit Union Of Denver
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
6 Month Certificates - Traditional
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Metrum Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
6 MONTHS Certificate of Deposit
$500
3.65%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Horizons North Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Share Certificates to $9,999.99 6 Month
$0
3.65%
▼
Rate3.58%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$500
Horizons North Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Share Certificates to $49,999.99 6 Month
$0
3.65%
▼
Rate3.58%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$25,000
Horizons North Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Share Certificates to $24,999.99 6 Month
$0
3.65%
▼
Rate3.58%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$10,000
Horizons North Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Share Certificates 6 Month
$0
3.65%
▼
Rate3.58%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$50,000+
Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
6 Months*
$100
3.60%
▼
Rate3.54%
Min Deposit$100
Min Balance—
UpdatedMay 12, 2026
Details
Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
Certificates of Deposit (CD) 6 Months
$100
3.60%
▼
Rate3.54%
Min Deposit$100
Min Balance—
UpdatedMay 12, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bonus Certificates 6 Month
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
6 months
$1,000
3.56%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
On Tap Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.08%
traditional ira 6 Months
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
On Tap Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.08%
Business 6 Month CD
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
On Tap Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.08%
6 Months Term certificates
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Member Merits (Gold1) 6 Month Certificate of Deposit
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
6 Month Certificate of Deposit (IRA)
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.46%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
6 Month Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
6 Month Certificates
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
IRA Certificate of Deposit (CD) 1 year
$0
4.07%
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Colorado Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
12 Month CD
$5,000
3.90%
▼
Rate3.83%
Min Deposit$5,000
Min Balance—
UpdatedMay 4, 2026
Details
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
1 year
$100,000
3.87%
▼
Rate3.80%
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
1 Year Share Certificate
$0
3.86%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
1 Year Share Certificates
$50,000
3.86%
▼
Rate3.80%
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
1 Year Youth CD Share Certificate
$0
3.86%
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
1 Year Youth CD Share Certificates
$50,000
3.86%
▼
Rate3.80%
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
12-Month Bonus Certificate
$0
3.84%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bonus Certificates 12 Month
$0
3.84%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bonus IRA Certificates 12 Month
$0
3.84%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Minnequa Works Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
12 Month Certificates of Deposit
$500
3.80%
▼
Rate3.75%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Minnequa Works Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
IRA / ROTH / Educational / CD's 12 Month
$1,000
3.80%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
The Dolores State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
1 Year Certificate of Deposit
$1,000
3.80%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
The Dolores State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
1 Year Certificates of Deposit
$1,000
3.80%
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
1 year
$25,000
3.76%
▼
Rate3.70%
Min Deposit$25,000
Min Balance—
UpdatedMay 10, 2026
Details
Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
12 Months
$100
3.75%
▼
Rate3.69%
Min Deposit$100
Min Balance—
UpdatedMay 12, 2026
Details
Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
Certificates of Deposit (CD) 12 Months
$100
3.75%
▼
Rate3.69%
Min Deposit$100
Min Balance—
UpdatedMay 12, 2026
Details
Westminster Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.31%
IRA Certificates 1 Year
$0
3.75%
▼
Rate3.68%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Pikes Peak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
12-Month IRA Certificate
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Pikes Peak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
12-Month Share Certificate
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
1 Year Share Certificate
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
1 Year Share Certificates
$500
3.75%
▼
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
1 Year Youth CD Share Certificate
$0
3.75%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
1 Year Youth CD Share Certificates
$50
3.75%
▼
Rate3.70%
Min Deposit$50
Min Balance—
UpdatedMay 10, 2026
Details
Metrum Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
12 MONTHS Certificate of Deposit
$100,000
3.70%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
Business CDs 12 Months
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
Youth CD 12 Months
$0
3.70%
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
YOUth Boost 12-Month Certificates
$0
3.69%
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
IRA Certificates 12 Month
$0
3.69%
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
12 Month Certificates
$0
3.69%
▼
Rate3.63%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
1 year
$1,000
3.66%
▼
Rate3.60%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
On Tap Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.08%
Youth 12 Month certificates
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
On Tap Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.08%
traditional ira 12 Months
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
On Tap Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.08%
Business 12 Month CD
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
On Tap Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.08%
12 Months Term certificates
$0
3.65%
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
North Valley Bank Thornton, CO
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1 Year CD
$1,000
3.65%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
12-month CD
$1,000
3.65%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Open Online
Credit Union of The Rockies
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
12 Month First Tracks Certificates & IRA Certificates
$250
3.60%
▼
Rate3.55%
Min Deposit$250
Min Balance—
UpdatedMay 10, 2026
Details
Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
12 month CD
$100,000
3.60%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 12, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Member Merits (Gold1) 12 Month Certificate of Deposit
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Metrum Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
12 MONTHS Certificate of Deposit
$500
3.60%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Horizons North Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Share Certificates to $9,999.99 12 Month
$0
3.60%
▼
Rate3.57%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$500
Horizons North Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Share Certificates to $49,999.99 12 Month
$0
3.60%
▼
Rate3.57%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$25,000
Horizons North Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
Share Certificates 12 Month
$0
3.60%
▼
Rate3.57%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$50,000+
Credit Union of The Rockies
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
12 Month First Tracks
$250
3.60%
▼
Rate3.55%
Min Deposit$250
Min Balance—
UpdatedMay 10, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Colorado Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
18 Month CD
$5,000
3.85%
▼
Rate3.78%
Min Deposit$5,000
Min Balance—
UpdatedMay 4, 2026
Details
Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
18 month CD
$100,000
3.60%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 12, 2026
Details
HAXTUN COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
18 month Share Certificates / CDs
$1,000
3.56%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
HAXTUN COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
IRA Certificates / CDs 18 month
$1,000
3.56%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
HAXTUN COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
IRA Shares 18 month
$1,000
3.56%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
HAXTUN COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.40%
Share Certificates / CDs 18 month
$1,000
3.56%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
The Dolores State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
18 Month Certificate of Deposit
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
The Dolores State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
18 Month Certificates of Deposit
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
18 Months
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Foothills Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.50%
18 Month Certificate of Deposit
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Credit Union of The Rockies
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
18 Month Certificates & IRA Certificates
$500
3.50%
▼
Rate3.46%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Credit Union of The Rockies
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
18 Month
$500
3.50%
▼
Rate3.46%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Options Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
18 Months Certificates (CD)
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Sterling Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
18 month Share Certificates / CDs
$1,000
3.35%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Sterling Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.45%
IRA Certificates / CDs 18 month
$1,000
3.35%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 6, 2026
Details
Northern Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
18 MONTH IRA CERT
$1,000
3.35%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Gunnison S&L
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
18 Month (Variable Rate) IRA Certificates
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Gunnison S&L
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
18 Month Certificate of Deposit
$500
3.30%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
18 Month Certificate of Deposit (IRA)
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Member Merits (Gold1) 18 Month Certificate of Deposit
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
18 month CD
$50,000
3.29%
▼
Rate3.25%
Min Deposit$50,000
Min Balance—
UpdatedMay 6, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
18 Month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Horizons North Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
IRA Share Certificates to $9,999.99 18 Month
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$500
Horizons North Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
IRA Share Certificates to $49,999.99 18 Month
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$25,000
Horizons North Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
IRA Share Certificates to $24,999.99 18 Month
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$10,000
Horizons North Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
IRA Share Certificates 18 Month
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
$50,000+
Minnequa Works Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
18 Month Certificates of Deposit
$500
3.24%
▼
Rate3.20%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Minnequa Works Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
IRA / ROTH / Educational / CD's 18 Month
$1,000
3.24%
▼
Rate3.20%
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
18 month CD
$10,000
3.24%
▼
Rate3.20%
Min Deposit$10,000
Min Balance—
UpdatedMay 6, 2026
Details
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Integrity Bank & Trust
Institution Rating:
A5.0 ★Texas Ratio: 8.24%
18 Month Certificate of Deposit
$0
3.20%
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
Options Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
18 Months Certificates (CD)
$0
3.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Aurora Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
18 Month Term Certificates
$500
3.10%
▼
Rate3.06%
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
Peoples Credit Union Springfield, CO
Institution Rating:
A+5.0 ★Texas Ratio: 0.32%
18 Month Certificate of Deposit
$100
3.07%
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMay 10, 2026
Details
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Options Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
18 Months Certificates (CD)
$0
2.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Credit Union Of Colorado
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
Traditional Certificate of Deposit (CD) 18 Month
$10,000
2.80%
▼
Rate2.77%
Min Deposit$10,000
Min Balance—
UpdatedMay 10, 2026
Details
Credit Union Of Colorado
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
Traditional Certificate of Deposit (CD) 18 Month
$500
2.70%
▼
Rate2.67%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Elevations Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.22%
18 Month Certificate
$0
2.50%
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Min Balance: Regular/Business $500, IRA/HSA $100
Rate2.42%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
Smart Move 18 Month CD
$0
2.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
The District Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.85%
Regular Term Certificates 18 Month Certificate
$500
2.05%
▼
Rate2.03%
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
Delta County Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
18 Month Share Certificates/CD's
$0
1.76%
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
FirstOak Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Months Certificate of Deposit
$0
0.70%
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
First National Bank in Trinidad
Institution Rating:
B+4.8 ★Texas Ratio: 17.17%
18 Month CD
$1,000
0.60%
▼
Rate0.60%
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
On Deposits up to $100,000
First National Bank in Trinidad
Institution Rating:
B+4.8 ★Texas Ratio: 17.17%
IRA Fixed Rate 18 Month CD
$5,000
0.60%
▼
Rate0.60%
Min Deposit$5,000
Min Balance—
UpdatedMay 4, 2026
Details
On Deposits up to $100,000
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 4, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
IRA Certificate of Deposit (CD) 2 years
$0
3.92%
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Options Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
24 Months Certificates (CD)
$0
3.90%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
2 years
$100,000
3.82%
▼
Rate3.75%
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
Colorado Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
24 Month CD
$5,000
3.80%
▼
Rate3.73%
Min Deposit$5,000
Min Balance—
UpdatedMay 4, 2026
Details
Rate3.72%
Min Deposit$250
Min Balance—
UpdatedMay 5, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bonus Certificates 24 Month
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bonus IRA Certificates 24 Month
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
On Tap Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.08%
24 Months Term certificates
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
On Tap Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.08%
traditional ira 24 Months
$0
3.75%
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
2 years
$25,000
3.71%
▼
Rate3.65%
Min Deposit$25,000
Min Balance—
UpdatedMay 10, 2026
Details
Options Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
24 Months Certificates (CD)
$0
3.65%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
2 years
$1,000
3.61%
▼
Rate3.55%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
Business CDs 24 Months
$0
3.60%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
2 Years Share Certificate
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
2 Years Share Certificates
$50,000
3.60%
▼
Rate3.55%
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
24 Month Certificates
$0
3.59%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
IRA Certificates 24 Month
$0
3.59%
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
The Dolores State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
2 Year Certificate of Deposit
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
The Dolores State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
2 Year Certificates of Deposit
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Westminster Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.31%
IRA Certificates 2 Year
$0
3.55%
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Union Bank and Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
24-month CD
$1,000
3.51%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 4, 2026
Details
Open Online
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Share & IRA Certificates 24 Month Term
$0
3.51%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
24 month CD
$100,000
3.50%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 12, 2026
Details
Credit Union of The Rockies
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
24 Month
$500
3.50%
▼
Rate3.46%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Minnequa Works Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
24 Month Certificates of Deposit
$500
3.50%
▼
Rate3.46%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
2 Years Share Certificates
$500
3.50%
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
2 Years Share Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Minnequa Works Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
IRA / ROTH / Educational / CD's 24 Month
$1,000
3.50%
▼
Rate3.46%
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
Pikes Peak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
24-Month Share Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
24 Months
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
North Valley Bank Thornton, CO
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2 Year CD
$1,000
3.50%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Metrum Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
24 MONTHS Certificate of Deposit
$100,000
3.50%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
Credit Union of The Rockies
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
24 Month Certificates & IRA Certificates
$500
3.50%
▼
Rate3.46%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Pikes Peak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
24-Month IRA Certificate
$0
3.50%
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Foothills Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.50%
24 Month Certificate of Deposit
$0
3.45%
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
Smart Move 24 Month CD
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Options Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
24 Months Certificates (CD)
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
Certificates of Deposit (CD) 24 Months
$100
3.40%
▼
Rate3.35%
Min Deposit$100
Min Balance—
UpdatedMay 12, 2026
Details
Metrum Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
24 MONTHS Certificate of Deposit
$500
3.40%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Coloramo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
24-Month Certificate
$0
3.40%
▼
Rate3.36%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
24 Months
$100
3.40%
▼
Rate3.35%
Min Deposit$100
Min Balance—
UpdatedMay 12, 2026
Details
Credit Union Of Denver
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
24 Month Certificate
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Credit Union Of Denver
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
24 Month Certificates - Traditional
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Northern Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
24 MO EVOLUTION CERT
$100
3.35%
▼
Rate—
Min Deposit$100
Min Balance—
UpdatedMay 10, 2026
Details
Gunnison S&L
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
2 Years Certificate of Deposit
$500
3.31%
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Options Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
36 Months Certificates (CD)
$0
3.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
On Tap Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.08%
36 Months Term certificates
$0
3.85%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
On Tap Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.08%
traditional ira 36 Months
$0
3.85%
▼
Rate3.78%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.71%
Min Deposit$250
Min Balance—
UpdatedMay 5, 2026
Details
Colorado Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
36 Month CD
$5,000
3.75%
▼
Rate3.68%
Min Deposit$5,000
Min Balance—
UpdatedMay 4, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bonus Certificates 36 Month
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bonus IRA Certificates 36 Month
$0
3.71%
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
36 Months**
$100,000
3.65%
▼
Rate3.59%
Min Deposit$100,000
Min Balance—
UpdatedMay 12, 2026
Details
Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
Certificates of Deposit (CD) 36 Months
$100,000
3.65%
▼
Rate3.59%
Min Deposit$100,000
Min Balance—
UpdatedMay 12, 2026
Details
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Share & IRA Certificates 36 Month Term
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Credit Union of The Rockies
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
36 Month Certificates & IRA Certificates
$500
3.60%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Options Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
36 Months Certificates (CD)
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Credit Union of The Rockies
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
36 Month
$500
3.60%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Gunnison S&L
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
3 Years Certificate of Deposit
$500
3.57%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
The Dolores State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
3 Year Certificate of Deposit
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
The Dolores State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
3 Year Certificates of Deposit
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
36 Month Certificates
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
IRA Certificates 36 Month
$0
3.55%
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
36 Months
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
36 month CD
$100,000
3.50%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 12, 2026
Details
Westminster Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.31%
IRA Certificates 3 Year
$0
3.45%
▼
Rate3.39%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Pikes Peak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
36-Month Share Certificate
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Pikes Peak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
36-Month IRA Certificate
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Credit Union Of Denver
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
36 Month Certificates - Traditional
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Credit Union Of Denver
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
36 Month Certificate
$0
3.40%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
Certificates of Deposit (CD) 36 Months
$100
3.40%
▼
Rate3.35%
Min Deposit$100
Min Balance—
UpdatedMay 12, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
Business CDs 36 Months
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Metrum Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
36 MONTHS Certificate of Deposit
$100,000
3.40%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
Coloramo Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.59%
36-Month Certificate
$0
3.40%
▼
Rate3.36%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
36 Months**
$100
3.40%
▼
Rate3.35%
Min Deposit$100
Min Balance—
UpdatedMay 12, 2026
Details
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
IRA Certificate of Deposit (CD) 3 years
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Options Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
36 Months Certificates (CD)
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Foothills Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.50%
36 Month Certificate of Deposit
$0
3.35%
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
3 Years Share Certificates
$50,000
3.30%
▼
Rate3.26%
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
3 Years Share Certificate
$0
3.30%
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Metrum Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
36 MONTHS Certificate of Deposit
$500
3.30%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Member Merits (Gold1) 36 Month Certificate of Deposit
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
36 Month Certificate of Deposit (IRA)
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Clean Energy Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.17%
3 years
$100,000
3.30%
▼
Rate3.25%
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
36 Month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
North Valley Bank Thornton, CO
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
3 Year CD
$1,000
3.25%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Minnequa Works Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
36 Month Certificates of Deposit
$500
3.23%
▼
Rate3.19%
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Minnequa Works Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
IRA / ROTH / Educational / CD's 36 Month
$1,000
3.23%
▼
Rate3.19%
Min Deposit$1,000
Min Balance—
UpdatedMay 12, 2026
Details
Northern Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
36 MONTH IRA CERT
$1,000
3.20%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
3 Years Share Certificates
$500
3.20%
▼
Rate3.16%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
On Tap Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.08%
48 Months Term certificates
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
On Tap Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.08%
traditional ira 48 Months
$0
3.95%
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Options Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
48 Months Certificates (CD)
$0
3.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bonus Certificates 48 Month
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bonus IRA Certificates 48 Month
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
48 Months**
$100,000
3.70%
▼
Rate3.64%
Min Deposit$100,000
Min Balance—
UpdatedMay 12, 2026
Details
Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
Certificates of Deposit (CD) 48 Months
$100,000
3.70%
▼
Rate3.64%
Min Deposit$100,000
Min Balance—
UpdatedMay 12, 2026
Details
Electrical Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
Share & IRA Certificates 48 Month Term
$0
3.61%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details
Options Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
48 Months Certificates (CD)
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Credit Union of The Rockies
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
48 Month
$500
3.60%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Credit Union of The Rockies
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
48 Month Certificates & IRA Certificates
$500
3.60%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
48 Month Certificates
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
IRA Certificates 48 Month
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Gunnison S&L
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
4 Years Certificate of Deposit
$500
3.57%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
The Dolores State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
4 Year Certificates of Deposit
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
The Dolores State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
4 Year Certificate of Deposit
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
48 Months
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
48 month CD
$100,000
3.50%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 12, 2026
Details
Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
48 Months**
$100
3.45%
▼
Rate3.40%
Min Deposit$100
Min Balance—
UpdatedMay 12, 2026
Details
Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
Certificates of Deposit (CD) 48 Months
$100
3.45%
▼
Rate3.40%
Min Deposit$100
Min Balance—
UpdatedMay 12, 2026
Details
Credit Union Of Denver
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
48 Month Certificate
$0
3.45%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Credit Union Of Denver
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
48 Month Certificates - Traditional
$0
3.45%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Options Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
48 Months Certificates (CD)
$0
3.35%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Metrum Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
48 MONTHS Certificate of Deposit
$100,000
3.35%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
48 Month Certificate of Deposit (IRA)
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Member Merits (Gold1) 48 Month Certificate of Deposit
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Foothills Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.50%
48 Month Certificate of Deposit
$0
3.30%
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Pikes Peak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
48-Month IRA Certificate
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Pikes Peak Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.47%
48-Month Share Certificate
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
4 Years Share Certificate
$0
3.30%
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
4 Years Share Certificates
$50,000
3.30%
▼
Rate3.26%
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details
Metrum Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
48 MONTHS Certificate of Deposit
$500
3.25%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
48 Month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Weld Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.63%
48 Month CD
$0
3.25%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Aurora Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
IRA 48 Month CD
$0
3.20%
▼
Rate3.16%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Rate3.16%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
4 Years Share Certificate
$0
3.20%
▼
Rate3.16%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
4 Years Share Certificates
$500
3.20%
▼
Rate3.16%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Minnequa Works Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
48 Month Certificates of Deposit
$2,500
3.19%
▼
Rate3.15%
Min Deposit$2,500
Min Balance—
UpdatedMay 12, 2026
Details
Minnequa Works Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
IRA / ROTH / Educational / CD's 48 Month
$2,000
3.19%
▼
Rate3.15%
Min Deposit$2,000
Min Balance—
UpdatedMay 12, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
48 month CD
$50,000
3.14%
▼
Rate3.10%
Min Deposit$50,000
Min Balance—
UpdatedMay 6, 2026
Details
Grand Valley Bank
Institution Rating:
A5.0 ★Texas Ratio: 11.80%
Time Certificates of Deposit 48 Months
$0
3.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details
.25% bonus for Star and Senior Accounts!
Northern Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
48 MONTH IRA CERT
$1,000
3.10%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Aurora Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
48 Month Term Certificates
$500
3.10%
▼
Rate3.06%
Min Deposit$500
Min Balance—
UpdatedMay 7, 2026
Details
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Holyoke Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.92%
48 month CD
$10,000
3.08%
▼
Rate3.05%
Min Deposit$10,000
Min Balance—
UpdatedMay 6, 2026
Details
Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Options Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
60 Months Certificates (CD)
$0
4.10%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
On Tap Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.08%
60 Months Term certificates
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
On Tap Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.08%
traditional ira 60 Months
$0
4.00%
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.85%
Min Deposit$250
Min Balance—
UpdatedMay 5, 2026
Details
Options Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
60 Months Certificates (CD)
$0
3.85%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bonus Certificates 60 Month
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
Bonus IRA Certificates 60 Month
$0
3.76%
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
Certificates of Deposit (CD) 60 Months
$100,000
3.70%
▼
Rate3.64%
Min Deposit$100,000
Min Balance—
UpdatedMay 12, 2026
Details
Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
60 Months**
$100,000
3.70%
▼
Rate3.64%
Min Deposit$100,000
Min Balance—
UpdatedMay 12, 2026
Details
Options Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.04%
60 Months Certificates (CD)
$0
3.60%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Credit Union of The Rockies
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
60 Month
$500
3.60%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Credit Union of The Rockies
Institution Rating:
A+5.0 ★Texas Ratio: 4.18%
60 Month Certificates & IRA Certificates
$500
3.60%
▼
Rate3.55%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
60 Month Certificates
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Colorado Federal Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.27%
60 Month CD
$5,000
3.60%
▼
Rate3.54%
Min Deposit$5,000
Min Balance—
UpdatedMay 4, 2026
Details
Northrop Grumman Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.91%
IRA Certificates 60 Month
$0
3.60%
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.36%
60 month CD
$100,000
3.60%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 12, 2026
Details
Gunnison S&L
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
5 Years Certificate of Deposit
$500
3.57%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
Gunnison S&L
Institution Rating:
A+5.0 ★Texas Ratio: 1.03%
5 Years IRA Certificates
$500
3.57%
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedMay 5, 2026
Details
The Dolores State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
5 Year Certificates of Deposit
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
The Dolores State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.67%
5 Year Certificate of Deposit
$1,000
3.55%
▼
Rate3.50%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details
Credit Union Of Denver
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
60 Month Certificates - Traditional
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Premier Members Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.73%
60 Months
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 2, 2026
Details
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 12, 2026
Details
Credit Union Of Denver
Institution Rating:
A+5.0 ★Texas Ratio: 4.99%
60 Month Certificate
$0
3.50%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
60 Months**
$100
3.45%
▼
Rate3.40%
Min Deposit$100
Min Balance—
UpdatedMay 12, 2026
Details
Denver Community Credit Union DBA Zing Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.84%
Certificates of Deposit (CD) 60 Months
$100
3.45%
▼
Rate3.40%
Min Deposit$100
Min Balance—
UpdatedMay 12, 2026
Details
Westminster Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.31%
IRA Certificates 5 Year
$0
3.45%
▼
Rate3.39%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Bellco Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.87%
Business CDs 60 Months
$0
3.40%
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
5 Years Share Certificate
$0
3.30%
▼
Rate3.26%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
5 Years Share Certificates
$50,000
3.30%
▼
Rate3.26%
Min Deposit$50,000
Min Balance—
UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
60 Month Certificate of Deposit (IRA)
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Metrum Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
60 MONTHS Certificate of Deposit
$100,000
3.30%
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedMay 10, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
Member Merits (Gold1) 60 Month Certificate of Deposit
$0
3.30%
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Minnequa Works Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
60 Month Certificates of Deposit
$2,500
3.29%
▼
Rate3.25%
Min Deposit$2,500
Min Balance—
UpdatedMay 12, 2026
Details
Minnequa Works Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.49%
IRA / ROTH / Educational / CD's 60 Month
$2,000
3.29%
▼
Rate3.25%
Min Deposit$2,000
Min Balance—
UpdatedMay 12, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
60 Month Certificate
$0
3.25%
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Foothills Credit Union
Institution Rating:
B+4.7 ★Texas Ratio: 18.50%
60 Month Certificate of Deposit
$0
3.25%
▼
Rate3.21%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
5 Years Share Certificate
$0
3.20%
▼
Rate3.16%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Power Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.62%
5 Years Share Certificates
$500
3.20%
▼
Rate3.16%
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Northern Colorado Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.28%
60 MONTH IRA CERT
$1,000
3.20%
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details
Rate3.16%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Aurora Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.24%
IRA 60 Month CD
$0
3.20%
▼
Rate3.16%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details
Metrum Community Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.43%
60 MONTHS Certificate of Deposit
$500
3.20%
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedMay 10, 2026
Details
Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
60-Month Certificate
$0
3.15%
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Meriwest Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.41%
Certificates 60-Month Term
$0
3.15%
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
60 Month Variable Rate Certificate1 Certificate of Deposit (IRA)
$0
3.15%
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details
Powered by
MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.
Key Takeaways
What to know about CD rates in Elbert, Colorado at a glance.
- APY tells you the real return. Annual Percentage Yield includes the effect of compounding, while a nominal interest rate doesn't — always compare CDs by APY, not the headline rate.
- The highest CD APY available to Elbert residents from institutions serving the Colorado area is 4.18% APY from Clean Energy Federal Credit Union. The rate table above ranks every offer we track, sorted by APY.
- Credit unions often post the highest APYs. Their not-for-profit structure and lower overhead let them pass more yield through to depositors than traditional banks, so it's worth comparing offers from both when shopping for the best rate.
- CDs are insured up to $250,000 per depositor, per institution, per ownership category — by the FDIC for banks, the NCUA for credit unions. Watch for early-withdrawal penalties, which typically run 30 to 180 days of interest depending on the term, so only commit funds you won't need before maturity.
Elbert, CO CD Rate Trends
Compare local Elbert, CO CD rate quotes against the statewide average
Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
12-Month CD — CO Avg
2.720%
▼ 0.026 vs 7 days ago
Colorado 12-month CD rates fell 0.026 points over the past 7 days to 2.720% APY.
6-Month CD — CO Avg
1.810%
▼ 0.086 vs 7 days ago
Colorado 6-month CD rates fell 0.086 points over the past 7 days to 1.810% APY.
As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
CO CD Rate Forecast — Next 12 Months
Where are Colorado CD rates headed through May 2027?
Projections based on Fed funds rate futures and historical CD-to-fed-funds spread model. Not financial advice.
CO 12-Month Avg APY
2.720%
6-Month Forecast
2.720%
Range: 2.52% – 2.87%
12-Month Forecast
2.470%
Range: 2.27% – 2.62%
Powered by
MonitorBankRates
What Your Savings Earn at CO CD Rates Today
Annual interest earnings at today’s Colorado average APYs. State average used where available; national average as fallback.
| CD Term | CO Avg APY | $5,000 | $10,000 | $25,000 | $50,000 |
|---|---|---|---|---|---|
| 3-Month CD | 1.367% | $68.35 | $136.70 | $341.75 | $683.50 |
| 6-Month CD | 1.810% | $90.48 | $180.95 | $452.38 | $904.75 |
| 12-Month CD | 2.720% | $135.98 | $271.95 | $679.88 | $1,359.75 |
| 18-Month CD | 2.851% | $142.55 | $285.10 | $712.75 | $1,425.50 |
| 24-Month CD | 3.074% | $153.72 | $307.44 | $768.60 | $1,537.20 |
| 36-Month CD | 3.029% | $151.45 | $302.89 | $757.23 | $1,514.45 |
| 48-Month CD | 2.965% | $148.25 | $296.49 | $741.23 | $1,482.45 |
| 60-Month CD | 3.096% | $154.82 | $309.64 | $774.10 | $1,548.20 |
| Earnings shown are annualized (APY basis). Actual earnings for sub-12-month terms will be proportionally lower at maturity. Rates as of May 12, 2026. | |||||
Sample CD Ladder for Elbert, Colorado Savers
$25,000 split equally across 5 terms using today’s Colorado average rates. As each CD matures, reinvest at the 36-month rung.
| Rung | Term | Deposit | CO Avg APY | Annual Earnings |
|---|---|---|---|---|
| 1 | 3-Month CD | $5,000 | 1.367% | $68.35 |
| 2 | 6-Month CD | $5,000 | 1.810% | $90.48 |
| 3 | 12-Month CD | $5,000 | 2.720% | $135.98 |
| 4 | 24-Month CD | $5,000 | 3.074% | $153.72 |
| 5 | 36-Month CD | $5,000 | 3.029% | $151.45 |
| Total ($25,000 invested) | $25,000 | 2.400% blended | $599.98/yr | |
Ladder example uses equal $5,000 rungs and Colorado average APYs. Actual earnings depend on the specific institution and product chosen. Use the calculator above to model your exact deposit amounts.
548
CD Rates
Tracked in Elbert, Colorado
Tracked in Elbert, Colorado
20 Banks
36 Credit Unions
About Our Elbert, Colorado CD Rate Database
MonitorBankRates tracks 548 CD rates from 20 banks and 36 credit unions with locations in Elbert, Colorado, plus national online institutions available to Colorado residents. Our proprietary aggregation system pulls verified rate data directly from each institution’s official website — no estimates, no national averages passed off as real offers.
Every rate listed includes the institution’s Safety Grade (A+ to F), Star Rating (1–5), and Texas Ratio — objective financial health metrics calculated from FDIC and NCUA regulatory data — so you can compare yield and institutional safety in one place.
Current top rate: Clean Energy Federal Credit Union offers a CD at 4.18% APY with a minimum deposit of $0. Use the rate table above to compare all current offers in Elbert, Colorado.
How to Find the Best CD Rates in Elbert, Colorado
What to compare when shopping for a CD in Elbert, Colorado
To find the best APYs in Elbert, Colorado, start with credit unions and online-only banks — Elbert, Colorado has 36 credit unions in our database, and they consistently offer some of the highest yields because they have lower overhead than traditional banks and compete aggressively for deposits.
Always compare the APY (Annual Percentage Yield), not just the interest rate. The APY reflects compounding and is the true measure of what you’ll earn.
Also compare the early withdrawal penalty. Common penalties range from 30 to 180 days of interest depending on the term. If you’re unsure whether you’ll need the funds early, a no-penalty CD or a high-yield savings account may be a better fit.
When a CD Makes Sense in Elbert, Colorado
- You have a planned expense coming up and want your savings to earn while you wait
- You expect rates to fall and want to lock in today’s rate
- You want FDIC or NCUA protection with a guaranteed fixed return
- You prefer banking with an institution that has a local branch in Elbert, Colorado — 56 institutions here report CD rates
Consider an Alternative If…
- You may need funds within 30 days → Elbert, Colorado savings rates
- Rates are rising and you want to benefit → Variable-rate savings or MMA
- You want check-writing access → Elbert, Colorado money market rates
Colorado Financial Snapshot
Local demographics and economic context for CD savers — Source: U.S. Census Bureau ACS 2024 (state-level data shown — city data not available)
Population 65+
15.6%
National avg: 17.3%
Median Individual Earnings
$52,167
National avg: $47,340
Poverty Rate
9.4%
National avg: 11.1%
Unemployment Rate
4.6%
National avg: 4.8%
CD Earnings on 10% of Salary
$142/yr
At CO 12-mo avg 2.720% APY
15.6% of residents are 65 or older — below the national average of 17.3%. At today’s CO 12-month CD average of 2.720%, saving 10% of the local median salary ($5,216/year) and putting it in a CD would earn an additional $142 annually in interest.
Data: U.S. Census Bureau, American Community Survey 5-Year Estimates 2024. Median earnings from ACS 2023 place-level estimates.
CD Rates vs. Other Savings Options in Elbert, Colorado
What to compare when choosing between a CD and other deposit accounts
| Feature | CD | High-Yield Savings | Money Market | 6-Month CD |
|---|---|---|---|---|
| Rate Type | Fixed APY | Variable APY | Variable APY | Fixed APY |
| Liquidity | Locked for term | Anytime | Anytime | Locked 6 months |
| Early Withdrawal | Penalty (months of interest) | None | None | Penalty (90–180 days interest) |
| FDIC / NCUA Insured | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) | Yes (up to $250K) |
| Check / Debit Access | No | Usually no | Often yes | No |
| Best For | Known savings goal, CD ladder | Emergency fund, flexible savings | Liquid savings with check-writing | Slightly higher yield, less urgency |
Frequently Asked Questions about CD Rates in Elbert, Colorado
Are CD rates in Elbert, Colorado FDIC insured?
Yes, most established banks in Elbert, Colorado are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.
Do I have to pay state taxes on CD interest in Elbert, Colorado?
Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in Elbert, Colorado.
Can I withdraw my money early from a CD?
You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.
What is the difference between a Jumbo CD and a regular CD?
Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in Elbert, Colorado may offer slightly higher APYs compared to standard CDs.
Are fixed-rate CDs better than variable-rate CDs?
Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.
What is a CD ladder?
A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.
Best CD rates in Elbert, Colorado?
Here are recent top rates found for this area:
- Clean Energy Federal Credit Union: 4.18% APY (IRA Certificate of Deposit (CD) 6 months)
- United Fidelity Bank: 4.15% APY (6-Month CD Term)
- Options Credit Union: 4.10% APY (60 Months Certificates (CD))
- The Dolores State Bank: 4.06% APY (6 Month Certificate of Deposit)
- On Tap Credit Union: 4.00% APY (roth ira 60 Months)
- Colorado Federal Savings Bank: 4.00% APY (6 Month CD)
- 5Star Bank: 3.92% APY (60 Month Variable IRA)
- Power Credit Union: 3.91% APY (6 Month Share Certificate)
- Bellco Credit Union: 3.90% APY (6 Months)
- Northrop Grumman Federal Credit Union: 3.84% APY (12-Month Bonus Certificate)
Rates reflect recent verified offers available in Elbert, Colorado. Last Updated: May 12, 2026
CD Calculators for Elbert, Colorado
Elbert, Colorado CD Calculator
At today’s CO top rate of 4.18% APY, a $10,000 deposit earns $418 in the first year. Enter your amount to see your exact return.
Elbert, Colorado CD LadderCO CD rates currently range from 1.367% (3-month) to 3.029% (36-month). Model a ladder with local rates to keep cash accessible while maximizing yield.
Early Withdrawal PenaltyBefore locking into a Elbert, Colorado CD at 4.18% APY, know your exit cost. Most institutions charge 90–180 days of interest — calculate your real net return if you need early access.
CD vs. High-Yield SavingsColorado’s average 12-month CD is 2.720% APY. Compare locking in that rate against a flexible high-yield savings account to see which earns more for your deposit and timeline.
Methodology & Data Sources
Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for Elbert, Colorado directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Elbert, Colorado. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in CO.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.
Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: May 12, 2026
Rate Assistant
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