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Auto Loan Rates in Harrisonburg, Virginia (VA) for March 2026

Content reviewed by
Brian McKay Brian McKay
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Harrisonburg, Virginia. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: March 21, 2026

Current auto loan rates in Harrisonburg, Virginia include Park View Federal Credit UnionPark View Federal Credit Union1675 Virginia Ave, Harrisonburg, VA, 22802A+5.0 ★Texas Ratio: 0.52% offering Auto Loan at 3.24%, Commonwealth One Federal Credit UnionCommonwealth One Federal Credit Union170 Bluestone Dr, Harrisonburg, VA, 22807 1008A-5.0 ★Texas Ratio: 14.20% offering New Cars: 2025 models and newer at 3.89%, Mosaic Federal Credit UnionMosaic Federal Credit Union31 S Carlton St, Harrisonburg, VA, 22801 4324A5.0 ★Texas Ratio: 12.59% offering Auto Loan Special (Feb 14 - Jun 30) - New rate for 2025-2026 at 4.50%, University of Virginia Community Credit UnionUniversity of Virginia Community Credit Union210 University Blvd, Harrisonburg, VA, 22801A+5.0 ★Texas Ratio: 3.16% offering New and Used Autos at 4.99%, Richmond Heritage Federal Credit UnionRichmond Heritage Federal Credit Union50 W Commerce Rd, Richmond, VA, 23224 2316A+5.0 ★Texas Ratio: 0.93% offering New and Used Vehicles at 2.49%.

Auto loan rates in Harrisonburg, Virginia are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.

We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Harrisonburg, Virginia. Auto Loan Rates Last Updated and Verified: March 21, 2026

Compare Auto Loan Rates Today in Harrisonburg, Virginia & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Park View Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
1675 Virginia Ave, Harrisonburg, VA, 22802
Auto Loan
3.24%
0-36
View
▼
APR3.24%
Term0-36
Last UpdatedMar 21, 2026
Details

As Low As

Park View Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
1675 Virginia Ave, Harrisonburg, VA, 22802
New Auto Loan
3.24%
0-36
View
▼
APR3.24%
Term0-36
Last UpdatedMar 21, 2026
Details

As Low As; Model Year: 2025 and newer

Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
170 Bluestone Dr, Harrisonburg, VA, 22807 1008
New Cars: 2025 models and newer
3.89%
Up to 36 months
View
▼
APR3.89%
TermUp to 36 months
Last UpdatedMar 18, 2026
Details

As Low As

Park View Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
1675 Virginia Ave, Harrisonburg, VA, 22802
Auto Loan
3.99%
37-48
View
▼
APR3.99%
Term37-48
Last UpdatedMar 21, 2026
Details

As Low As

Park View Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
1675 Virginia Ave, Harrisonburg, VA, 22802
New Auto Loan
3.99%
37-48
View
▼
APR3.99%
Term37-48
Last UpdatedMar 21, 2026
Details

As Low As; Model Year: 2025 and newer

Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
170 Bluestone Dr, Harrisonburg, VA, 22807 1008
New Cars: 2025 models and newer
4.39%
2025 Mo
View
▼
APR4.39%
Term2025 Mo
Last UpdatedMar 18, 2026
Details

As Low As

Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
170 Bluestone Dr, Harrisonburg, VA, 22807 1008
Used Cars: 2021 - 2024 models
4.49%
Up to 36 months
View
▼
APR4.49%
TermUp to 36 months
Last UpdatedMar 18, 2026
Details

As Low As

Mosaic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.59%
31 S Carlton St, Harrisonburg, VA, 22801 4324
Auto Loan Special (Feb 14 - Jun 30) - New rate for 2025-2026
4.50%
up to 6 yrs
View
▼
APR4.50%
Termup to 6 yrs
Last UpdatedMar 21, 2026
Details

Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
170 Bluestone Dr, Harrisonburg, VA, 22807 1008
New Cars: 2025 models and newer
4.52%
2025 Mo
View
▼
APR4.52%
Term2025 Mo
Last UpdatedMar 18, 2026
Details

As Low As

Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
170 Bluestone Dr, Harrisonburg, VA, 22807 1008
New Cars: 2025 models and newer
4.74%
2025 Mo
View
▼
APR4.74%
Term2025 Mo
Last UpdatedMar 18, 2026
Details

As Low As

Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
170 Bluestone Dr, Harrisonburg, VA, 22807 1008
Used Cars: 2021 - 2024 models
4.74%
2024 Mo
View
▼
APR4.74%
Term2024 Mo
Last UpdatedMar 18, 2026
Details

As Low As

Park View Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
1675 Virginia Ave, Harrisonburg, VA, 22802
Auto Loan
4.74%
49-60
View
▼
APR4.74%
Term49-60
Last UpdatedMar 21, 2026
Details

As Low As

Park View Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
1675 Virginia Ave, Harrisonburg, VA, 22802
New Auto Loan
4.74%
49-60
View
▼
APR4.74%
Term49-60
Last UpdatedMar 21, 2026
Details

As Low As; Model Year: 2025 and newer

Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
170 Bluestone Dr, Harrisonburg, VA, 22807 1008
Used Cars: 2021 - 2024 models
4.87%
2024 Mo
View
▼
APR4.87%
Term2024 Mo
Last UpdatedMar 18, 2026
Details

As Low As

University of Virginia Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
210 University Blvd, Harrisonburg, VA, 22801
New and Used Autos
4.99%
flexible terms available
View
▼
APR4.99%
Termflexible terms available
Last UpdatedMar 15, 2026
Details

As Low As

Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
170 Bluestone Dr, Harrisonburg, VA, 22807 1008
Used Cars: 2021 - 2024 models
5.09%
2024 Mo
View
▼
APR5.09%
Term2024 Mo
Last UpdatedMar 18, 2026
Details

As Low As

Park View Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
1675 Virginia Ave, Harrisonburg, VA, 22802
Auto Loan
5.19%
61-72
View
▼
APR5.19%
Term61-72
Last UpdatedMar 21, 2026
Details

As Low As

Park View Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
1675 Virginia Ave, Harrisonburg, VA, 22802
New Auto Loan
5.19%
61-72
View
▼
APR5.19%
Term61-72
Last UpdatedMar 21, 2026
Details

As Low As; Model Year: 2025 and newer

Mosaic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.59%
31 S Carlton St, Harrisonburg, VA, 22801 4324
Auto Loan Special (Feb 14 - Jun 30) - New rate for 2025-2026
5.50%
up to 7 yrs
View
▼
APR5.50%
Termup to 7 yrs
Last UpdatedMar 21, 2026
Details

Mosaic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.59%
31 S Carlton St, Harrisonburg, VA, 22801 4324
Auto Loan Special (Feb 14 - Jun 30) - Used Autos** model year 2020-2024 (100% NADA value)
5.50%
up to 6 yrs
View
▼
APR5.50%
Termup to 6 yrs
Last UpdatedMar 21, 2026
Details

Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
170 Bluestone Dr, Harrisonburg, VA, 22807 1008
New Cars: 2025 models and newer
5.54%
2025 Mo
View
▼
APR5.54%
Term2025 Mo
Last UpdatedMar 18, 2026
Details

As Low As

Park View Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
1675 Virginia Ave, Harrisonburg, VA, 22802
Auto Loan
5.54%
73-84
View
▼
APR5.54%
Term73-84
Last UpdatedMar 21, 2026
Details

As Low As

Park View Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
1675 Virginia Ave, Harrisonburg, VA, 22802
New Auto Loan
5.54%
73-84
View
▼
APR5.54%
Term73-84
Last UpdatedMar 21, 2026
Details

As Low As; Model Year: 2025 and newer

Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
170 Bluestone Dr, Harrisonburg, VA, 22807 1008
Used Cars: 2021 - 2024 models
5.89%
2024 Mo
View
▼
APR5.89%
Term2024 Mo
Last UpdatedMar 18, 2026
Details

As Low As

Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
170 Bluestone Dr, Harrisonburg, VA, 22807 1008
Used Cars: 2020 models and older
5.94%
Up to 36 months
View
▼
APR5.94%
TermUp to 36 months
Last UpdatedMar 18, 2026
Details

As Low As

Mosaic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.59%
31 S Carlton St, Harrisonburg, VA, 22801 4324
Auto Loan Special (Feb 14 - Jun 30) - Used Autos** model year 2013-2019 (80% to 100% NADA value based on credit)
6.20%
up to 4yrs
View
▼
APR6.20%
Termup to 4yrs
Last UpdatedMar 21, 2026
Details

Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
170 Bluestone Dr, Harrisonburg, VA, 22807 1008
Used Cars: 2020 models and older
6.24%
2020 Mo
View
▼
APR6.24%
Term2020 Mo
Last UpdatedMar 18, 2026
Details

As Low As

Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
170 Bluestone Dr, Harrisonburg, VA, 22807 1008
Used Cars: 2020 models and older
6.87%
2020 Mo
View
▼
APR6.87%
Term2020 Mo
Last UpdatedMar 18, 2026
Details

As Low As

Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
170 Bluestone Dr, Harrisonburg, VA, 22807 1008
Used Cars: 2020 models and older
7.09%
2020 Mo
View
▼
APR7.09%
Term2020 Mo
Last UpdatedMar 18, 2026
Details

As Low As

Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
50 W Commerce Rd, Richmond, VA, 23224 2316
New and Used Vehicles
2.49%
36 months
View
▼
APR2.49%
Term36 months
Last UpdatedMar 17, 2026
Details

Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
50 W Commerce Rd, Richmond, VA, 23224 2316
New and Used Vehicles
2.99%
48 months
View
▼
APR2.99%
Term48 months
Last UpdatedMar 17, 2026
Details

Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
1638 Mount Athos Rd, Lynchburg, VA, 24504 5429
New Auto
2.99%
36 Months
View
▼
APR2.99%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As; 2025 & newer

Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
1638 Mount Athos Rd, Lynchburg, VA, 24504 5429
Used Auto
2.99%
36 Months
View
▼
APR2.99%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As; 2020-2025

Norfolk Fire Department Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
4100 E Virginia Beach Blvd, Norfolk, VA, 23502 3331
New Auto
2.99%
48 MONTHS
View
▼
APR2.99%
Term48 MONTHS
Last UpdatedMar 20, 2026
Details

As Low As; Regular APR: 18%

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
1345 Perimeter Pkwy, Virginia Beach, VA, 23454 5882
Auto Loans
3.24%
Auto Buying Service
View
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMar 18, 2026
Details

As Low As; APR - 2026 & Newer

Merck Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
2778 S EAST SIDE HWY, ELKTON, VA, 22827 3628
Auto Loan
3.25%
12-60
View
▼
APR3.25%
Term12-60
Last UpdatedMar 20, 2026
Details

Merck Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
2778 S EAST SIDE HWY, ELKTON, VA, 22827 3628
Used Auto Loan
3.25%
12-60
View
▼
APR3.25%
Term12-60
Last UpdatedMar 20, 2026
Details

As Low As

United Methodist Credit Union
Institution Rating:
F2.7 ★ Texas Ratio: 42.14%
7305 Boulder View Ln, North Chesterfield, VA, 23225 4953
Used Car/Bus/Van
3.34%
36-72 months
View
▼
APR3.34%
Term36-72 months
Last UpdatedMar 15, 2026
Details

Credit Union of Richmond
Institution Rating:
A+5.0 ★ Texas Ratio: 0.60%
1601 Ownby Ln, Richmond, VA, 23220
New Auto Purchase (Never Titled)
3.49%
0-48
View
▼
APR3.49%
Term0-48
Last UpdatedMar 16, 2026
Details

As Low As

Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
50 W Commerce Rd, Richmond, VA, 23224 2316
New and Used Vehicles
3.49%
60 months
View
▼
APR3.49%
Term60 months
Last UpdatedMar 17, 2026
Details

Virginia Beach Postal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
501 Viking Dr # A, Virginia Beach, VA, 23452 7306
NEW AUTOS Model Years 2026 or newer
3.50%
36 Months
View
▼
APR3.50%
Term36 Months
Last UpdatedMar 15, 2026
Details

Loan rate starting at..., based on credit score.

Virginia Beach Postal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
501 Viking Dr # A, Virginia Beach, VA, 23452 7306
USED AUTOS Model Years 2026 - 2023
3.50%
36 Months
View
▼
APR3.50%
Term36 Months
Last UpdatedMar 15, 2026
Details

Loan rate starting at..., based on credit score.

Augusta Health Care Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
78 MEDICAL CENTER DR, FISHERSVILLE, VA, 22939
2026+ New & Used Auto Loan
3.50%
36-60
View
▼
APR3.50%
Term36-60
Last UpdatedMar 16, 2026
Details

100% NADA Retail/MSRP

Credit Union of Richmond
Institution Rating:
A+5.0 ★ Texas Ratio: 0.60%
1601 Ownby Ln, Richmond, VA, 23220
New Auto Purchase (Never Titled)
3.74%
49-60
View
▼
APR3.74%
Term49-60
Last UpdatedMar 16, 2026
Details

As Low As

Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
50 W Commerce Rd, Richmond, VA, 23224 2316
New and Used Vehicles
3.75%
72 months
View
▼
APR3.75%
Term72 months
Last UpdatedMar 17, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
7025A Manchester Blvd, Alexandria, VA, 22310
New Auto Loan
3.89%
36 Months
View
▼
APR3.89%
Term36 Months
Last UpdatedMar 17, 2026
Details

As Low As

TruEnergy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.31%
6801 Industrial Rd, Springfield, VA, 22151
TrueCar New Vehicle Rate
3.99%
60 Months
View
▼
APR3.99%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

Virginia Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.25%
12626 Nettles Dr, Newport News, VA, 23606
New Auto Loan (2021 and newer)
3.99%
48 Months
View
▼
APR3.99%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As

Credit Union of Richmond
Institution Rating:
A+5.0 ★ Texas Ratio: 0.60%
1601 Ownby Ln, Richmond, VA, 23220
Used Auto Purchase and Refinance (2023-2027)
3.99%
0-48
View
▼
APR3.99%
Term0-48
Last UpdatedMar 16, 2026
Details

As Low As

FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
12560 W Creek Pkwy, Richmond, VA, 23238 1110
New Auto
3.99%
Up to 36
View
▼
APR3.99%
TermUp to 36
Last UpdatedMar 16, 2026
Details

As Low As

FRONT ROYAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
230 N Royal Ave, Front Royal, VA, 22630 2616
Used Vehicles 2025 and Older
3.99%
36-60 months
View
▼
APR3.99%
Term36-60 months
Last UpdatedMar 16, 2026
Details

As Low As

1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
224 Commons Way, Williamsburg, VA, 23185
New & Used Auto Loan Refinance
3.99%
48 Months
View
▼
APR3.99%
Term48 Months
Last UpdatedMar 17, 2026
Details

Vehicle model years 2023 or newer; Limited time offer

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
1345 Perimeter Pkwy, Virginia Beach, VA, 23454 5882
Auto Loans
3.99%
0 - 75 Months
View
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMar 18, 2026
Details

As Low As; APR - 2026 & Newer

Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
1638 Mount Athos Rd, Lynchburg, VA, 24504 5429
New Auto
3.99%
48 Months
View
▼
APR3.99%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As; 2025 & newer

Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
1638 Mount Athos Rd, Lynchburg, VA, 24504 5429
Used Auto
3.99%
48 Months
View
▼
APR3.99%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As; 2020-2025

Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
10461 White Granite Dr, Oakton, VA, 22124
New Car
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As; - Minimum of $1,000 loan

Augusta County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
18 GOVERNMENT CENTER LN, VERONA, VA, 24482 2678
New Vehicles
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedMar 16, 2026
Details

PAHO WHO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
2300 Wilson Blvd, Arlington, VA, 22201
New or Used Vehicle Loans
4.00%
36 months
View
▼
APR4.00%
Term36 months
Last UpdatedMar 21, 2026
Details

Strategic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.76%
22110 Pacific Blvd Ste 100, Sterling, VA, 20166
New Auto Loans
4.20%
36 Months
View
▼
APR4.20%
Term36 Months
Last UpdatedMar 15, 2026
Details

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
1310 Braddock Pl, Alexandria, VA, 22314 1691
New Auto Loans
4.24%
36 Months
View
▼
APR4.24%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As

Credit Union of Richmond
Institution Rating:
A+5.0 ★ Texas Ratio: 0.60%
1601 Ownby Ln, Richmond, VA, 23220
New Auto Purchase (Never Titled)
4.24%
61-66
View
▼
APR4.24%
Term61-66
Last UpdatedMar 16, 2026
Details

As Low As

Credit Union of Richmond
Institution Rating:
A+5.0 ★ Texas Ratio: 0.60%
1601 Ownby Ln, Richmond, VA, 23220
Used Auto Purchase and Refinance (2023-2027)
4.24%
49-60
View
▼
APR4.24%
Term49-60
Last UpdatedMar 16, 2026
Details

As Low As

Henrico Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
8611 Dixon Powers Dr, Henrico, VA, 23228
New Auto Loans
4.24%
12-36
View
▼
APR4.24%
Term12-36
Last UpdatedMar 16, 2026
Details

As Low As

Henrico Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
8611 Dixon Powers Dr, Henrico, VA, 23228
Used Auto Loans
4.24%
12-36
View
▼
APR4.24%
Term12-36
Last UpdatedMar 16, 2026
Details

As Low As

Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
14260J Centreville Sq, Centreville, VA, 20121
New Auto Loan(Includes Refinance) - up to 36 months
4.24%
36 Months
View
▼
APR4.24%
Term36 Months
Last UpdatedMar 17, 2026
Details

As Low As; Minimum loan of $5,000

Celco Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
3381 VIRGINIA AVE, NARROWS, VA, 24124
New Autos
4.24%
36 Months
View
▼
APR4.24%
Term36 Months
Last UpdatedMar 18, 2026
Details

WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
10301 DEMOCRACY LN STE 410, FAIRFAX, VA, 22030 2545
New Vehicle Loan
4.25%
2 Years
View
▼
APR4.25%
Term2 Years
Last UpdatedMar 15, 2026
Details

100% financing available for new and used auto, truck and motorcycle purchases.

PWC Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
8959 Center St, Manassas, VA, 20110 5403
New/Used Vehicle
4.25%
12 - 96
View
▼
APR4.25%
Term12 - 96
Last UpdatedMar 17, 2026
Details

Merck Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
2778 S EAST SIDE HWY, ELKTON, VA, 22827 3628
Auto Loan
4.25%
72-120
View
▼
APR4.25%
Term72-120
Last UpdatedMar 20, 2026
Details

Merck Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
2778 S EAST SIDE HWY, ELKTON, VA, 22827 3628
Used Auto Loan
4.25%
72-120
View
▼
APR4.25%
Term72-120
Last UpdatedMar 20, 2026
Details

As Low As

FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
12560 W Creek Pkwy, Richmond, VA, 23238 1110
New Auto
4.29%
37-48
View
▼
APR4.29%
Term37-48
Last UpdatedMar 16, 2026
Details

As Low As

FRONT ROYAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
230 N Royal Ave, Front Royal, VA, 22630 2616
Used Vehicles 2025 and Older
4.29%
72 months
View
▼
APR4.29%
Term72 months
Last UpdatedMar 16, 2026
Details

As Low As

Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
10461 White Granite Dr, Oakton, VA, 22124
Used Car
4.29%
36 Months
View
▼
APR4.29%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As; - Minimum of $1,000 loan

United Methodist Credit Union
Institution Rating:
F2.7 ★ Texas Ratio: 42.14%
7305 Boulder View Ln, North Chesterfield, VA, 23225 4953
Used Car/Bus/Van
4.34%
36-72 months
View
▼
APR4.34%
Term36-72 months
Last UpdatedMar 15, 2026
Details

Strategic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.76%
22110 Pacific Blvd Ste 100, Sterling, VA, 20166
New Auto Loans
4.40%
48 Months
View
▼
APR4.40%
Term48 Months
Last UpdatedMar 15, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
7025A Manchester Blvd, Alexandria, VA, 22310
Used Auto Loan
4.40%
36 Months
View
▼
APR4.40%
Term36 Months
Last UpdatedMar 17, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
5440 Cherokee Ave Ste 200, Alexandria, VA, 22312
New Vehicles
4.45%
36 Months
View
▼
APR4.45%
Term36 Months
Last UpdatedMar 21, 2026
Details

As Low As

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
1310 Braddock Pl, Alexandria, VA, 22314 1691
New Auto Loans
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
1310 Braddock Pl, Alexandria, VA, 22314 1691
Used Auto Loan
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As; Maximum: $75,000

Credit Union of Richmond
Institution Rating:
A+5.0 ★ Texas Ratio: 0.60%
1601 Ownby Ln, Richmond, VA, 23220
Used Auto Purchase and Refinance (2022 and older)
4.49%
0-48
View
▼
APR4.49%
Term0-48
Last UpdatedMar 16, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
7025A Manchester Blvd, Alexandria, VA, 22310
New Auto Loan
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMar 17, 2026
Details

As Low As

Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
14260J Centreville Sq, Centreville, VA, 20121
New Auto Loan(Includes Refinance) - up to 48 months
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMar 17, 2026
Details

As Low As; Minimum loan of $5,000

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
1345 Perimeter Pkwy, Virginia Beach, VA, 23454 5882
Auto Loans
4.49%
Auto Buying Service
View
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMar 18, 2026
Details

As Low As; APR - 2023 - 2025*

Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
10461 White Granite Dr, Oakton, VA, 22124
New Car
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As; - Minimum of $1,000 loan

Augusta Health Care Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
78 MEDICAL CENTER DR, FISHERSVILLE, VA, 22939
2023-2025 Auto Loan
4.50%
36-60
View
▼
APR4.50%
Term36-60
Last UpdatedMar 16, 2026
Details

100% NADA Retail

Augusta Health Care Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
78 MEDICAL CENTER DR, FISHERSVILLE, VA, 22939
2026+ New & Used Auto Loan
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedMar 16, 2026
Details

100% NADA Retail/MSRP

Baylands Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.17%
7031 Richmond Rd, Williamsburg, VA, 23188 7214
New Auto Loan
4.50%
84 Months
View
▼
APR4.50%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As; Up to 84 Months

Chartway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
5700 Cleveland St, Virginia Beach, VA, 23462 1752
Auto Loan New 2025 (6,000 miles or less)
4.50%
1 to 48 months
View
▼
APR4.50%
Term1 to 48 months
Last UpdatedMar 18, 2026
Details

As Low As; Rates shown not available in VA, NC, UT, NV, and TX. Other rates subject to terms and are based on creditworthiness, therefore rates and terms may differ. Not all applicants will qualify for the lowest rate. Auto debit discount of 0.25% APR, Member Loyalty discount of .25% APR, and loan to value of less than 90% discount of 0.25% APR. Discounts may not exceed 0.75% APR.

PAHO WHO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
2300 Wilson Blvd, Arlington, VA, 22201
New or Used Vehicle Loans
4.50%
48 months
View
▼
APR4.50%
Term48 months
Last UpdatedMar 21, 2026
Details

Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
10461 White Granite Dr, Oakton, VA, 22124
New Car
4.59%
48 Months
View
▼
APR4.59%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As; - Minimum of $1,000 loan

Chartway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
5700 Cleveland St, Virginia Beach, VA, 23462 1752
Auto Loan New 2025 (6,000 miles or less)
4.60%
49 to 60 months
View
▼
APR4.60%
Term49 to 60 months
Last UpdatedMar 18, 2026
Details

As Low As; Rates shown not available in VA, NC, UT, NV, and TX. Other rates subject to terms and are based on creditworthiness, therefore rates and terms may differ. Not all applicants will qualify for the lowest rate. Auto debit discount of 0.25% APR, Member Loyalty discount of .25% APR, and loan to value of less than 90% discount of 0.25% APR. Discounts may not exceed 0.75% APR.

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
243 Mclaws Cir Ste 100, Williamsburg, VA, 23185 5673
New Auto
4.64%
Up to 63 Months
View
▼
APR4.64%
TermUp to 63 Months
Last UpdatedMar 15, 2026
Details

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Vehicle Loan
4.69%
Up to 24 months
View
▼
APR4.69%
TermUp to 24 months
Last UpdatedMar 20, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Vehicle Loans
4.69%
Up to 24 months
View
▼
APR4.69%
TermUp to 24 months
Last UpdatedMar 20, 2026
Details

As Low As

Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
14419 Chantilly Crossing Ln, Chantilly, VA, 20151 2116
2025 Car Loans
4.69%
up to 36
View
▼
APR4.69%
Termup to 36
Last UpdatedMar 20, 2026
Details

As Low As

Strategic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.76%
22110 Pacific Blvd Ste 100, Sterling, VA, 20166
New Auto Loans
4.70%
60 Months
View
▼
APR4.70%
Term60 Months
Last UpdatedMar 15, 2026
Details

Strategic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.76%
22110 Pacific Blvd Ste 100, Sterling, VA, 20166
Used Auto Up to 5 Years Old
4.70%
36 Months
View
▼
APR4.70%
Term36 Months
Last UpdatedMar 15, 2026
Details

Topside Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.59%
2004 Augustine Ave, Fredericksburg, VA, 22401
New Auto Loans
4.74%
12 to 36
View
▼
APR4.74%
Term12 to 36
Last UpdatedMar 15, 2026
Details

100% of MSRP/NADA Value

TruEnergy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.31%
6801 Industrial Rd, Springfield, VA, 22151
New Vehicles
4.74%
60 Months
View
▼
APR4.74%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
1310 Braddock Pl, Alexandria, VA, 22314 1691
New Auto Loans
4.74%
60 Months
View
▼
APR4.74%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
1310 Braddock Pl, Alexandria, VA, 22314 1691
Used Auto Loan
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As; Maximum: $75,000

Credit Union of Richmond
Institution Rating:
A+5.0 ★ Texas Ratio: 0.60%
1601 Ownby Ln, Richmond, VA, 23220
New Auto Purchase (Never Titled)
4.74%
67-72
View
▼
APR4.74%
Term67-72
Last UpdatedMar 16, 2026
Details

As Low As

Credit Union of Richmond
Institution Rating:
A+5.0 ★ Texas Ratio: 0.60%
1601 Ownby Ln, Richmond, VA, 23220
Used Auto Purchase and Refinance (2022 and older)
4.74%
49-60
View
▼
APR4.74%
Term49-60
Last UpdatedMar 16, 2026
Details

As Low As

Credit Union of Richmond
Institution Rating:
A+5.0 ★ Texas Ratio: 0.60%
1601 Ownby Ln, Richmond, VA, 23220
Used Auto Purchase and Refinance (2023-2027)
4.74%
61-66
View
▼
APR4.74%
Term61-66
Last UpdatedMar 16, 2026
Details

As Low As

Henrico Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
8611 Dixon Powers Dr, Henrico, VA, 23228
New Auto Loans
4.74%
49-63
View
▼
APR4.74%
Term49-63
Last UpdatedMar 16, 2026
Details

As Low As

Henrico Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
8611 Dixon Powers Dr, Henrico, VA, 23228
Used Auto Loans
4.74%
49-63
View
▼
APR4.74%
Term49-63
Last UpdatedMar 16, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
7025A Manchester Blvd, Alexandria, VA, 22310
Used Auto Loan
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMar 17, 2026
Details

As Low As

Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
14260J Centreville Sq, Centreville, VA, 20121
New Auto Loan(Includes Refinance) - up to 60 months
4.74%
60 Months
View
▼
APR4.74%
Term60 Months
Last UpdatedMar 17, 2026
Details

As Low As; Minimum loan of $5,000

Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
14260J Centreville Sq, Centreville, VA, 20121
Used Auto Loan
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedMar 17, 2026
Details

As Low As; Minimum loan of $5,000; vehicle must be no more than 7 model years old. Maximum mileage of 115,000.

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
44747 Brimfield Dr, Ashburn, VA, 20147 5920
New Autos
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMar 21, 2026
Details

As Low As

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
7635 Plantation Rd, Roanoke, VA, 24019
New Auto/Truck
4.74%
48 months
View
▼
APR4.74%
Term48 months
Last UpdatedMar 21, 2026
Details

Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.67%
501 Dulany St, Alexandria, VA, 22314
New/Used Automobile 100% Or Less Financing
4.74%
48 months
View
▼
APR4.74%
Term48 months
Last UpdatedMar 21, 2026
Details

Rate based on evaluation of credit history

Eastman Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
265 Jones St, Gate City, VA, 24251
New Auto
4.75%
36 - 120 months
View
▼
APR4.75%
Term36 - 120 months
Last UpdatedMar 13, 2026
Details

As Low As

United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.52%
2555 Lee Highway, Bristol, VA, 24201 1625
New Auto ('26 or Newer)
4.75%
36-84 months
View
▼
APR4.75%
Term36-84 months
Last UpdatedMar 15, 2026
Details

As Low As; up to 120%

Virginia Beach Postal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
501 Viking Dr # A, Virginia Beach, VA, 23452 7306
NEW AUTOS Model Years 2026 or newer
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMar 15, 2026
Details

Loan rate starting at..., based on credit score.

Virginia Beach Postal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
501 Viking Dr # A, Virginia Beach, VA, 23452 7306
USED AUTOS Model Year 2022 - 2020
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMar 15, 2026
Details

Loan rate starting at..., based on credit score.

Virginia Beach Postal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
501 Viking Dr # A, Virginia Beach, VA, 23452 7306
USED AUTOS Model Years 2026 - 2023
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMar 15, 2026
Details

Loan rate starting at..., based on credit score.

WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
10301 DEMOCRACY LN STE 410, FAIRFAX, VA, 22030 2545
New Vehicle Loan
4.75%
3 Years
View
▼
APR4.75%
Term3 Years
Last UpdatedMar 15, 2026
Details

100% financing available for new and used auto, truck and motorcycle purchases.

1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
224 Commons Way, Williamsburg, VA, 23185
New & Used Auto Loan Refinance
4.75%
75 Months
View
▼
APR4.75%
Term75 Months
Last UpdatedMar 17, 2026
Details

Vehicle model years 2023 or newer; Limited time offer

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
5440 Cherokee Ave Ste 200, Alexandria, VA, 22312
Used Vehicles
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedMar 21, 2026
Details

As Low As

FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
12560 W Creek Pkwy, Richmond, VA, 23238 1110
New Auto
4.79%
61-72
View
▼
APR4.79%
Term61-72
Last UpdatedMar 16, 2026
Details

As Low As

FRONT ROYAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
230 N Royal Ave, Front Royal, VA, 22630 2616
Used Vehicles 2025 and Older
4.79%
84 months
View
▼
APR4.79%
Term84 months
Last UpdatedMar 16, 2026
Details

As Low As

Chartway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
5700 Cleveland St, Virginia Beach, VA, 23462 1752
Auto Loan Used 2025-2024
4.79%
1 to 48 months
View
▼
APR4.79%
Term1 to 48 months
Last UpdatedMar 18, 2026
Details

As Low As; Rates shown not available in VA, NC, UT, NV, and TX. Other rates subject to terms and are based on creditworthiness, therefore rates and terms may differ. Not all applicants will qualify for the lowest rate. Auto debit discount of 0.25% APR, Member Loyalty discount of .25% APR, and loan to value of less than 90% discount of 0.25% APR. Discounts may not exceed 0.75% APR.

Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
10461 White Granite Dr, Oakton, VA, 22124
Used Car
4.79%
36 Months
View
▼
APR4.79%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As; - Minimum of $1,000 loan

Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
14419 Chantilly Crossing Ln, Chantilly, VA, 20151 2116
2024 Car Loans
4.79%
up to 36
View
▼
APR4.79%
Termup to 36
Last UpdatedMar 20, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
5440 Cherokee Ave Ste 200, Alexandria, VA, 22312
New Vehicles
4.80%
48 Months
View
▼
APR4.80%
Term48 Months
Last UpdatedMar 21, 2026
Details

As Low As

1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
224 Commons Way, Williamsburg, VA, 23185
New & Used Auto Loan Refinance
4.84%
60 Months
View
▼
APR4.84%
Term60 Months
Last UpdatedMar 17, 2026
Details

Chartway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
5700 Cleveland St, Virginia Beach, VA, 23462 1752
Auto Loan Used 2025-2024
4.85%
49 to 60 months
View
▼
APR4.85%
Term49 to 60 months
Last UpdatedMar 18, 2026
Details

As Low As; Rates shown not available in VA, NC, UT, NV, and TX. Other rates subject to terms and are based on creditworthiness, therefore rates and terms may differ. Not all applicants will qualify for the lowest rate. Auto debit discount of 0.25% APR, Member Loyalty discount of .25% APR, and loan to value of less than 90% discount of 0.25% APR. Discounts may not exceed 0.75% APR.

PAHO WHO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
2300 Wilson Blvd, Arlington, VA, 22201
New or Used Vehicle Loans
4.85%
60 months
View
▼
APR4.85%
Term60 months
Last UpdatedMar 21, 2026
Details

Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
10461 White Granite Dr, Oakton, VA, 22124
New Car
4.89%
60 Months
View
▼
APR4.89%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As; - Minimum of $7,000 loan

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Vehicle Loan
4.89%
36 months
View
▼
APR4.89%
Term36 months
Last UpdatedMar 20, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Vehicle Loans
4.89%
36 months
View
▼
APR4.89%
Term36 months
Last UpdatedMar 20, 2026
Details

As Low As

Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
14419 Chantilly Crossing Ln, Chantilly, VA, 20151 2116
2023 Car Loans
4.89%
up to 36
View
▼
APR4.89%
Termup to 36
Last UpdatedMar 20, 2026
Details

As Low As

Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
14419 Chantilly Crossing Ln, Chantilly, VA, 20151 2116
2026 Car Loans
4.89%
up to 36
View
▼
APR4.89%
Termup to 36
Last UpdatedMar 20, 2026
Details

As Low As

Strategic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.76%
22110 Pacific Blvd Ste 100, Sterling, VA, 20166
New Auto Loans
4.90%
72 Months
View
▼
APR4.90%
Term72 Months
Last UpdatedMar 15, 2026
Details

Strategic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.76%
22110 Pacific Blvd Ste 100, Sterling, VA, 20166
Used Auto Up to 5 Years Old
4.90%
48 Months
View
▼
APR4.90%
Term48 Months
Last UpdatedMar 15, 2026
Details

United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.52%
2555 Lee Highway, Bristol, VA, 24201 1625
Used Auto (2017-2025)
4.90%
36-84 months
View
▼
APR4.90%
Term36-84 months
Last UpdatedMar 15, 2026
Details

As Low As; up to 120%

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
243 Mclaws Cir Ste 100, Williamsburg, VA, 23185 5673
Used Auto1
4.99%
Up to 63 Months
View
▼
APR4.99%
TermUp to 63 Months
Last UpdatedMar 15, 2026
Details

TruEnergy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.31%
6801 Industrial Rd, Springfield, VA, 22151
TrueCar New Vehicle Rate
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
1310 Braddock Pl, Alexandria, VA, 22314 1691
New Auto Loans
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
1310 Braddock Pl, Alexandria, VA, 22314 1691
Used Auto Loan
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As; Maximum: $75,000

FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
12560 W Creek Pkwy, Richmond, VA, 23238 1110
Used Auto
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedMar 16, 2026
Details

As Low As

Henrico Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
8611 Dixon Powers Dr, Henrico, VA, 23228
New Auto Loans
4.99%
64 -75
View
▼
APR4.99%
Term64 -75
Last UpdatedMar 16, 2026
Details

As Low As

Henrico Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
8611 Dixon Powers Dr, Henrico, VA, 23228
Used Auto Loans
4.99%
64-75
View
▼
APR4.99%
Term64-75
Last UpdatedMar 16, 2026
Details

As Low As

Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
50 W Commerce Rd, Richmond, VA, 23224 2316
New and Used Vehicles
4.99%
84 months
View
▼
APR4.99%
Term84 months
Last UpdatedMar 17, 2026
Details

Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
14260J Centreville Sq, Centreville, VA, 20121
New Auto Loan(Includes Refinance) - up to 72 months
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedMar 17, 2026
Details

As Low As; Minimum loan of $15,000

Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
14260J Centreville Sq, Centreville, VA, 20121
Used Auto Loan
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMar 17, 2026
Details

As Low As; Minimum loan of $5,000; vehicle must be no more than 7 model years old. Maximum mileage of 115,000.

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
10800 Main St, Fairfax, VA, 22030
Autos, Trucks, Vans New 2024-2026 models
4.99%
24 Months
View
▼
APR4.99%
Term24 Months
Last UpdatedMar 17, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
1345 Perimeter Pkwy, Virginia Beach, VA, 23454 5882
Auto Loans
4.99%
0 - 75 Months
View
▼
APR4.99%
Term0 - 75 Months
Last UpdatedMar 18, 2026
Details

As Low As; APR - 2023 - 2025*

Celco Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
3381 VIRGINIA AVE, NARROWS, VA, 24124
New Autos
4.99%
78 Months
View
▼
APR4.99%
Term78 Months
Last UpdatedMar 18, 2026
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
12011 Sunset Hills Rd Ste 110, Reston, VA, 20190 5919
New Vehicle Loan
4.99%
12-60
View
▼
APR4.99%
Term12-60
Last UpdatedMar 18, 2026
Details

As Low As

Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
1638 Mount Athos Rd, Lynchburg, VA, 24504 5429
New Auto
4.99%
66 Months
View
▼
APR4.99%
Term66 Months
Last UpdatedMar 18, 2026
Details

As Low As; 2025 & newer

Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
1638 Mount Athos Rd, Lynchburg, VA, 24504 5429
Used Auto
4.99%
66 Months
View
▼
APR4.99%
Term66 Months
Last UpdatedMar 18, 2026
Details

As Low As; 2020-2025

Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
10461 White Granite Dr, Oakton, VA, 22124
Used Car
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As; - Minimum of $7,000 loan

Langley Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.01%
721 Lakefront Cmns, Newport News, VA, 23606
New Car Loans
4.99%
12-36
View
▼
APR4.99%
Term12-36
Last UpdatedMar 20, 2026
Details

As Low As

Langley Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.01%
721 Lakefront Cmns, Newport News, VA, 23606
Used Car Loans (2024 and Older)
4.99%
12-36
View
▼
APR4.99%
Term12-36
Last UpdatedMar 20, 2026
Details

As Low As

Norfolk Fire Department Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
4100 E Virginia Beach Blvd, Norfolk, VA, 23502 3331
New Auto
4.99%
60 MONTHS
View
▼
APR4.99%
Term60 MONTHS
Last UpdatedMar 20, 2026
Details

As Low As; Regular APR: 18%

Roanoke Valley Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.52%
723 5th St NE, Roanoke, VA, 24016 2123
Auto Loan 2022 - current
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMar 21, 2026
Details

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
44747 Brimfield Dr, Ashburn, VA, 20147 5920
New Autos
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMar 21, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
44747 Brimfield Dr, Ashburn, VA, 20147 5920
Used Autos
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMar 21, 2026
Details

As Low As

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
7635 Plantation Rd, Roanoke, VA, 24019
New Auto/Truck
4.99%
66 months
View
▼
APR4.99%
Term66 months
Last UpdatedMar 21, 2026
Details

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
7635 Plantation Rd, Roanoke, VA, 24019
Used Auto/Truck
4.99%
48 months
View
▼
APR4.99%
Term48 months
Last UpdatedMar 21, 2026
Details

Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.67%
501 Dulany St, Alexandria, VA, 22314
New Automobile greater than
4.99%
60 - 84
View
▼
APR4.99%
Term60 - 84
Last UpdatedMar 21, 2026
Details

$75,000; Rate based on evaluation of credit history. Max. finance amt. $150,000

Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.67%
501 Dulany St, Alexandria, VA, 22314
New/Used Automobile 100% Or Less Financing
4.99%
60 months
View
▼
APR4.99%
Term60 months
Last UpdatedMar 21, 2026
Details

Rate based on evaluation of credit history

URW Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
539 Arnett Blvd, Danville, VA, 24540
New, Used, or Refinanced Vehicle Loan
5.00%
24 Months or Less
View
▼
APR5.00%
Term24 Months or Less
Last UpdatedMar 15, 2026
Details

As Low As

WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
10301 DEMOCRACY LN STE 410, FAIRFAX, VA, 22030 2545
New Vehicle Loan
5.00%
4 Years
View
▼
APR5.00%
Term4 Years
Last UpdatedMar 15, 2026
Details

100% financing available for new and used auto, truck and motorcycle purchases.

Augusta Health Care Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
78 MEDICAL CENTER DR, FISHERSVILLE, VA, 22939
2020-2022 Auto Loan
5.00%
36-60
View
▼
APR5.00%
Term36-60
Last UpdatedMar 16, 2026
Details

90 % NADA Retail

Augusta Health Care Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
78 MEDICAL CENTER DR, FISHERSVILLE, VA, 22939
2023-2025 Auto Loan
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedMar 16, 2026
Details

100% NADA Retail

Augusta Health Care Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
78 MEDICAL CENTER DR, FISHERSVILLE, VA, 22939
2026+ New & Used Auto Loan
5.00%
84 Months
View
▼
APR5.00%
Term84 Months
Last UpdatedMar 16, 2026
Details

100% NADA Retail/MSRP

Baylands Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.17%
7031 Richmond Rd, Williamsburg, VA, 23188 7214
2026 - 2020 Auto Loan
5.00%
84 Months
View
▼
APR5.00%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As; Up to 84 Months

Blue Eagle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
419 Rutherford Ave NE, Roanoke, VA, 24022
New and Used Vehicle
5.00%
96 Months
View
▼
APR5.00%
Term96 Months
Last UpdatedMar 18, 2026
Details

Up to 96 Month Term

Chartway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
5700 Cleveland St, Virginia Beach, VA, 23462 1752
Auto Loan New 2025 (6,000 miles or less)
5.00%
61 to 66 months
View
▼
APR5.00%
Term61 to 66 months
Last UpdatedMar 18, 2026
Details

As Low As; Rates shown not available in VA, NC, UT, NV, and TX. Other rates subject to terms and are based on creditworthiness, therefore rates and terms may differ. Not all applicants will qualify for the lowest rate. Auto debit discount of 0.25% APR, Member Loyalty discount of .25% APR, and loan to value of less than 90% discount of 0.25% APR. Discounts may not exceed 0.75% APR.

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
6890 Elm St, Mclean, VA, 22101
New Auto Loan
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedMar 20, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
6890 Elm St, Mclean, VA, 22101
Used Auto Loan
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedMar 20, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
6890 Elm St, Mclean, VA, 22101
Vehicle Loans New Auto
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedMar 20, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
6890 Elm St, Mclean, VA, 22101
Vehicle Loans Used Auto
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedMar 20, 2026
Details

Salem VA Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
1970 Roanoke Blvd, Salem, VA, 24153
Automobiles up to 5 years old
5.00%
up to 48 months
View
▼
APR5.00%
Termup to 48 months
Last UpdatedMar 21, 2026
Details

NAE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
3701 INDIAN RIVER RD, CHESAPEAKE, VA, 23325 2907
Auto Loans
5.04%
0-60
View
▼
APR5.04%
Term0-60
Last UpdatedMar 17, 2026
Details

2020 - Present

Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
10461 White Granite Dr, Oakton, VA, 22124
New Car
5.09%
48 Months
View
▼
APR5.09%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As; - Minimum of $1,000 loan

Northwest Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
14419 Chantilly Crossing Ln, Chantilly, VA, 20151 2116
2022 Car Loans
5.09%
up to 36
View
▼
APR5.09%
Termup to 36
Last UpdatedMar 20, 2026
Details

As Low As

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
400 N Columbus St, Alexandria, VA, 22314
New Auto Loan
5.10%
66 Months
View
▼
APR5.10%
Term66 Months
Last UpdatedMar 13, 2026
Details

As Low As; Up to 125% of MSRP to include tax, tags, warranties and GAP

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
243 Mclaws Cir Ste 100, Williamsburg, VA, 23185 5673
New Auto
5.14%
Up to 75 Months
View
▼
APR5.14%
TermUp to 75 Months
Last UpdatedMar 15, 2026
Details

Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
7321 Peppers Ferry Blvd, Fairlawn, VA, 24141
New Auto Loans 2025 - Newer
5.14%
36 - 63
View
▼
APR5.14%
Term36 - 63
Last UpdatedMar 15, 2026
Details

NAE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
3701 INDIAN RIVER RD, CHESAPEAKE, VA, 23325 2907
Auto Loans
5.14%
61-66
View
▼
APR5.14%
Term61-66
Last UpdatedMar 17, 2026
Details

2020 - Present

1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
224 Commons Way, Williamsburg, VA, 23185
New & Used Auto Loan Refinance
5.14%
66 Months
View
▼
APR5.14%
Term66 Months
Last UpdatedMar 17, 2026
Details

Eastman Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
265 Jones St, Gate City, VA, 24251
Used Auto
5.15%
36 - 120 months
View
▼
APR5.15%
Term36 - 120 months
Last UpdatedMar 13, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Vehicle Loan
5.19%
48 months
View
▼
APR5.19%
Term48 months
Last UpdatedMar 20, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
5175 Parkstone Dr Ste 200, Chantilly, VA, 20151 3816
Vehicle Loans
5.19%
36 months
View
▼
APR5.19%
Term36 months
Last UpdatedMar 20, 2026
Details

As Low As

Loudoun Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
801 Sycolin Rd SE Ste 101, Leesburg, VA, 20175
New Vehicles
5.19%
36 Months
View
▼
APR5.19%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As

Strategic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.76%
22110 Pacific Blvd Ste 100, Sterling, VA, 20166
New Auto Loans
5.20%
84 Months
View
▼
APR5.20%
Term84 Months
Last UpdatedMar 15, 2026
Details

Strategic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.76%
22110 Pacific Blvd Ste 100, Sterling, VA, 20166
Used Auto Up to 5 Years Old
5.20%
60 Months
View
▼
APR5.20%
Term60 Months
Last UpdatedMar 15, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
5440 Cherokee Ave Ste 200, Alexandria, VA, 22312
Used Vehicles
5.20%
48 Months
View
▼
APR5.20%
Term48 Months
Last UpdatedMar 21, 2026
Details

As Low As

Topside Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.59%
2004 Augustine Ave, Fredericksburg, VA, 22401
Used Auto Loans
5.24%
12 to 36
View
▼
APR5.24%
Term12 to 36
Last UpdatedMar 15, 2026
Details

100% of MSRP/NADA Value

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
1310 Braddock Pl, Alexandria, VA, 22314 1691
New Auto Loans
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
1310 Braddock Pl, Alexandria, VA, 22314 1691
Used Auto Loan
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As; Maximum: $75,000

Virginia Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.25%
12626 Nettles Dr, Newport News, VA, 23606
New Auto Loan (2021 and newer)
5.24%
66 Months
View
▼
APR5.24%
Term66 Months
Last UpdatedMar 15, 2026
Details

As Low As

Credit Union of Richmond
Institution Rating:
A+5.0 ★ Texas Ratio: 0.60%
1601 Ownby Ln, Richmond, VA, 23220
New Auto Purchase (Never Titled)
5.24%
73-78
View
▼
APR5.24%
Term73-78
Last UpdatedMar 16, 2026
Details

As Low As

Credit Union of Richmond
Institution Rating:
A+5.0 ★ Texas Ratio: 0.60%
1601 Ownby Ln, Richmond, VA, 23220
Used Auto Purchase and Refinance (2022 and older)
5.24%
61-66
View
▼
APR5.24%
Term61-66
Last UpdatedMar 16, 2026
Details

As Low As

Credit Union of Richmond
Institution Rating:
A+5.0 ★ Texas Ratio: 0.60%
1601 Ownby Ln, Richmond, VA, 23220
Used Auto Purchase and Refinance (2023-2027)
5.24%
72-77
View
▼
APR5.24%
Term72-77
Last UpdatedMar 16, 2026
Details

As Low As

NAE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.47%
3701 INDIAN RIVER RD, CHESAPEAKE, VA, 23325 2907
Auto Loans
5.24%
67-75
View
▼
APR5.24%
Term67-75
Last UpdatedMar 17, 2026
Details

2020 - Present

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Park View Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
1675 Virginia Ave, Harrisonburg, VA, 22802
New Auto Loan
3.24%
0-36
View
▼
APR3.24%
Term0-36
Last UpdatedMar 21, 2026
Details

As Low As; Model Year: 2025 and newer

Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
170 Bluestone Dr, Harrisonburg, VA, 22807 1008
New Cars: 2025 models and newer
3.89%
Up to 36 months
View
▼
APR3.89%
TermUp to 36 months
Last UpdatedMar 18, 2026
Details

As Low As

Park View Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
1675 Virginia Ave, Harrisonburg, VA, 22802
New Auto Loan
3.99%
37-48
View
▼
APR3.99%
Term37-48
Last UpdatedMar 21, 2026
Details

As Low As; Model Year: 2025 and newer

Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
170 Bluestone Dr, Harrisonburg, VA, 22807 1008
New Cars: 2025 models and newer
4.39%
2025 Mo
View
▼
APR4.39%
Term2025 Mo
Last UpdatedMar 18, 2026
Details

As Low As

Mosaic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.59%
31 S Carlton St, Harrisonburg, VA, 22801 4324
Auto Loan Special (Feb 14 - Jun 30) - New rate for 2025-2026
4.50%
up to 6 yrs
View
▼
APR4.50%
Termup to 6 yrs
Last UpdatedMar 21, 2026
Details

Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
170 Bluestone Dr, Harrisonburg, VA, 22807 1008
New Cars: 2025 models and newer
4.52%
2025 Mo
View
▼
APR4.52%
Term2025 Mo
Last UpdatedMar 18, 2026
Details

As Low As

Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
170 Bluestone Dr, Harrisonburg, VA, 22807 1008
New Cars: 2025 models and newer
4.74%
2025 Mo
View
▼
APR4.74%
Term2025 Mo
Last UpdatedMar 18, 2026
Details

As Low As

Park View Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
1675 Virginia Ave, Harrisonburg, VA, 22802
New Auto Loan
4.74%
49-60
View
▼
APR4.74%
Term49-60
Last UpdatedMar 21, 2026
Details

As Low As; Model Year: 2025 and newer

University of Virginia Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
210 University Blvd, Harrisonburg, VA, 22801
New and Used Autos
4.99%
flexible terms available
View
▼
APR4.99%
Termflexible terms available
Last UpdatedMar 15, 2026
Details

As Low As

Park View Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
1675 Virginia Ave, Harrisonburg, VA, 22802
New Auto Loan
5.19%
61-72
View
▼
APR5.19%
Term61-72
Last UpdatedMar 21, 2026
Details

As Low As; Model Year: 2025 and newer

Mosaic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.59%
31 S Carlton St, Harrisonburg, VA, 22801 4324
Auto Loan Special (Feb 14 - Jun 30) - New rate for 2025-2026
5.50%
up to 7 yrs
View
▼
APR5.50%
Termup to 7 yrs
Last UpdatedMar 21, 2026
Details

Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
170 Bluestone Dr, Harrisonburg, VA, 22807 1008
New Cars: 2025 models and newer
5.54%
2025 Mo
View
▼
APR5.54%
Term2025 Mo
Last UpdatedMar 18, 2026
Details

As Low As

Park View Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
1675 Virginia Ave, Harrisonburg, VA, 22802
New Auto Loan
5.54%
73-84
View
▼
APR5.54%
Term73-84
Last UpdatedMar 21, 2026
Details

As Low As; Model Year: 2025 and newer

Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
50 W Commerce Rd, Richmond, VA, 23224 2316
New and Used Vehicles
2.49%
36 months
View
▼
APR2.49%
Term36 months
Last UpdatedMar 17, 2026
Details

Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
50 W Commerce Rd, Richmond, VA, 23224 2316
New and Used Vehicles
2.99%
48 months
View
▼
APR2.99%
Term48 months
Last UpdatedMar 17, 2026
Details

Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
1638 Mount Athos Rd, Lynchburg, VA, 24504 5429
New Auto
2.99%
36 Months
View
▼
APR2.99%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As; 2025 & newer

Norfolk Fire Department Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
4100 E Virginia Beach Blvd, Norfolk, VA, 23502 3331
New Auto
2.99%
48 MONTHS
View
▼
APR2.99%
Term48 MONTHS
Last UpdatedMar 20, 2026
Details

As Low As; Regular APR: 18%

Credit Union of Richmond
Institution Rating:
A+5.0 ★ Texas Ratio: 0.60%
1601 Ownby Ln, Richmond, VA, 23220
New Auto Purchase (Never Titled)
3.49%
0-48
View
▼
APR3.49%
Term0-48
Last UpdatedMar 16, 2026
Details

As Low As

Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
50 W Commerce Rd, Richmond, VA, 23224 2316
New and Used Vehicles
3.49%
60 months
View
▼
APR3.49%
Term60 months
Last UpdatedMar 17, 2026
Details

Virginia Beach Postal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
501 Viking Dr # A, Virginia Beach, VA, 23452 7306
NEW AUTOS Model Years 2026 or newer
3.50%
36 Months
View
▼
APR3.50%
Term36 Months
Last UpdatedMar 15, 2026
Details

Loan rate starting at..., based on credit score.

Augusta Health Care Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
78 MEDICAL CENTER DR, FISHERSVILLE, VA, 22939
2026+ New & Used Auto Loan
3.50%
36-60
View
▼
APR3.50%
Term36-60
Last UpdatedMar 16, 2026
Details

100% NADA Retail/MSRP

Credit Union of Richmond
Institution Rating:
A+5.0 ★ Texas Ratio: 0.60%
1601 Ownby Ln, Richmond, VA, 23220
New Auto Purchase (Never Titled)
3.74%
49-60
View
▼
APR3.74%
Term49-60
Last UpdatedMar 16, 2026
Details

As Low As

Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
50 W Commerce Rd, Richmond, VA, 23224 2316
New and Used Vehicles
3.75%
72 months
View
▼
APR3.75%
Term72 months
Last UpdatedMar 17, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
7025A Manchester Blvd, Alexandria, VA, 22310
New Auto Loan
3.89%
36 Months
View
▼
APR3.89%
Term36 Months
Last UpdatedMar 17, 2026
Details

As Low As

TruEnergy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.31%
6801 Industrial Rd, Springfield, VA, 22151
TrueCar New Vehicle Rate
3.99%
60 Months
View
▼
APR3.99%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

Virginia Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.25%
12626 Nettles Dr, Newport News, VA, 23606
New Auto Loan (2021 and newer)
3.99%
48 Months
View
▼
APR3.99%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As

FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
12560 W Creek Pkwy, Richmond, VA, 23238 1110
New Auto
3.99%
Up to 36
View
▼
APR3.99%
TermUp to 36
Last UpdatedMar 16, 2026
Details

As Low As

1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
224 Commons Way, Williamsburg, VA, 23185
New & Used Auto Loan Refinance
3.99%
48 Months
View
▼
APR3.99%
Term48 Months
Last UpdatedMar 17, 2026
Details

Vehicle model years 2023 or newer; Limited time offer

Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
1638 Mount Athos Rd, Lynchburg, VA, 24504 5429
New Auto
3.99%
48 Months
View
▼
APR3.99%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As; 2025 & newer

Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
10461 White Granite Dr, Oakton, VA, 22124
New Car
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As; - Minimum of $1,000 loan

Augusta County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
18 GOVERNMENT CENTER LN, VERONA, VA, 24482 2678
New Vehicles
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedMar 16, 2026
Details

PAHO WHO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
2300 Wilson Blvd, Arlington, VA, 22201
New or Used Vehicle Loans
4.00%
36 months
View
▼
APR4.00%
Term36 months
Last UpdatedMar 21, 2026
Details

Strategic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.76%
22110 Pacific Blvd Ste 100, Sterling, VA, 20166
New Auto Loans
4.20%
36 Months
View
▼
APR4.20%
Term36 Months
Last UpdatedMar 15, 2026
Details

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
1310 Braddock Pl, Alexandria, VA, 22314 1691
New Auto Loans
4.24%
36 Months
View
▼
APR4.24%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As

Credit Union of Richmond
Institution Rating:
A+5.0 ★ Texas Ratio: 0.60%
1601 Ownby Ln, Richmond, VA, 23220
New Auto Purchase (Never Titled)
4.24%
61-66
View
▼
APR4.24%
Term61-66
Last UpdatedMar 16, 2026
Details

As Low As

Henrico Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
8611 Dixon Powers Dr, Henrico, VA, 23228
New Auto Loans
4.24%
12-36
View
▼
APR4.24%
Term12-36
Last UpdatedMar 16, 2026
Details

As Low As

Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
14260J Centreville Sq, Centreville, VA, 20121
New Auto Loan(Includes Refinance) - up to 36 months
4.24%
36 Months
View
▼
APR4.24%
Term36 Months
Last UpdatedMar 17, 2026
Details

As Low As; Minimum loan of $5,000

Celco Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
3381 VIRGINIA AVE, NARROWS, VA, 24124
New Autos
4.24%
36 Months
View
▼
APR4.24%
Term36 Months
Last UpdatedMar 18, 2026
Details

WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
10301 DEMOCRACY LN STE 410, FAIRFAX, VA, 22030 2545
New Vehicle Loan
4.25%
2 Years
View
▼
APR4.25%
Term2 Years
Last UpdatedMar 15, 2026
Details

100% financing available for new and used auto, truck and motorcycle purchases.

PWC Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
8959 Center St, Manassas, VA, 20110 5403
New/Used Vehicle
4.25%
12 - 96
View
▼
APR4.25%
Term12 - 96
Last UpdatedMar 17, 2026
Details

FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
12560 W Creek Pkwy, Richmond, VA, 23238 1110
New Auto
4.29%
37-48
View
▼
APR4.29%
Term37-48
Last UpdatedMar 16, 2026
Details

As Low As

Strategic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.76%
22110 Pacific Blvd Ste 100, Sterling, VA, 20166
New Auto Loans
4.40%
48 Months
View
▼
APR4.40%
Term48 Months
Last UpdatedMar 15, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
5440 Cherokee Ave Ste 200, Alexandria, VA, 22312
New Vehicles
4.45%
36 Months
View
▼
APR4.45%
Term36 Months
Last UpdatedMar 21, 2026
Details

As Low As

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
1310 Braddock Pl, Alexandria, VA, 22314 1691
New Auto Loans
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
7025A Manchester Blvd, Alexandria, VA, 22310
New Auto Loan
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMar 17, 2026
Details

As Low As

Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
14260J Centreville Sq, Centreville, VA, 20121
New Auto Loan(Includes Refinance) - up to 48 months
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMar 17, 2026
Details

As Low As; Minimum loan of $5,000

Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
10461 White Granite Dr, Oakton, VA, 22124
New Car
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As; - Minimum of $1,000 loan

Augusta Health Care Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
78 MEDICAL CENTER DR, FISHERSVILLE, VA, 22939
2026+ New & Used Auto Loan
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedMar 16, 2026
Details

100% NADA Retail/MSRP

Baylands Family Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.17%
7031 Richmond Rd, Williamsburg, VA, 23188 7214
New Auto Loan
4.50%
84 Months
View
▼
APR4.50%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As; Up to 84 Months

Chartway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
5700 Cleveland St, Virginia Beach, VA, 23462 1752
Auto Loan New 2025 (6,000 miles or less)
4.50%
1 to 48 months
View
▼
APR4.50%
Term1 to 48 months
Last UpdatedMar 18, 2026
Details

As Low As; Rates shown not available in VA, NC, UT, NV, and TX. Other rates subject to terms and are based on creditworthiness, therefore rates and terms may differ. Not all applicants will qualify for the lowest rate. Auto debit discount of 0.25% APR, Member Loyalty discount of .25% APR, and loan to value of less than 90% discount of 0.25% APR. Discounts may not exceed 0.75% APR.

PAHO WHO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
2300 Wilson Blvd, Arlington, VA, 22201
New or Used Vehicle Loans
4.50%
48 months
View
▼
APR4.50%
Term48 months
Last UpdatedMar 21, 2026
Details

Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
10461 White Granite Dr, Oakton, VA, 22124
New Car
4.59%
48 Months
View
▼
APR4.59%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As; - Minimum of $1,000 loan

Chartway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
5700 Cleveland St, Virginia Beach, VA, 23462 1752
Auto Loan New 2025 (6,000 miles or less)
4.60%
49 to 60 months
View
▼
APR4.60%
Term49 to 60 months
Last UpdatedMar 18, 2026
Details

As Low As; Rates shown not available in VA, NC, UT, NV, and TX. Other rates subject to terms and are based on creditworthiness, therefore rates and terms may differ. Not all applicants will qualify for the lowest rate. Auto debit discount of 0.25% APR, Member Loyalty discount of .25% APR, and loan to value of less than 90% discount of 0.25% APR. Discounts may not exceed 0.75% APR.

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
243 Mclaws Cir Ste 100, Williamsburg, VA, 23185 5673
New Auto
4.64%
Up to 63 Months
View
▼
APR4.64%
TermUp to 63 Months
Last UpdatedMar 15, 2026
Details

Strategic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.76%
22110 Pacific Blvd Ste 100, Sterling, VA, 20166
New Auto Loans
4.70%
60 Months
View
▼
APR4.70%
Term60 Months
Last UpdatedMar 15, 2026
Details

Topside Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.59%
2004 Augustine Ave, Fredericksburg, VA, 22401
New Auto Loans
4.74%
12 to 36
View
▼
APR4.74%
Term12 to 36
Last UpdatedMar 15, 2026
Details

100% of MSRP/NADA Value

TruEnergy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.31%
6801 Industrial Rd, Springfield, VA, 22151
New Vehicles
4.74%
60 Months
View
▼
APR4.74%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
1310 Braddock Pl, Alexandria, VA, 22314 1691
New Auto Loans
4.74%
60 Months
View
▼
APR4.74%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

Credit Union of Richmond
Institution Rating:
A+5.0 ★ Texas Ratio: 0.60%
1601 Ownby Ln, Richmond, VA, 23220
New Auto Purchase (Never Titled)
4.74%
67-72
View
▼
APR4.74%
Term67-72
Last UpdatedMar 16, 2026
Details

As Low As

Henrico Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
8611 Dixon Powers Dr, Henrico, VA, 23228
New Auto Loans
4.74%
49-63
View
▼
APR4.74%
Term49-63
Last UpdatedMar 16, 2026
Details

As Low As

Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
14260J Centreville Sq, Centreville, VA, 20121
New Auto Loan(Includes Refinance) - up to 60 months
4.74%
60 Months
View
▼
APR4.74%
Term60 Months
Last UpdatedMar 17, 2026
Details

As Low As; Minimum loan of $5,000

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
44747 Brimfield Dr, Ashburn, VA, 20147 5920
New Autos
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMar 21, 2026
Details

As Low As

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
7635 Plantation Rd, Roanoke, VA, 24019
New Auto/Truck
4.74%
48 months
View
▼
APR4.74%
Term48 months
Last UpdatedMar 21, 2026
Details

Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.67%
501 Dulany St, Alexandria, VA, 22314
New/Used Automobile 100% Or Less Financing
4.74%
48 months
View
▼
APR4.74%
Term48 months
Last UpdatedMar 21, 2026
Details

Rate based on evaluation of credit history

Eastman Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
265 Jones St, Gate City, VA, 24251
New Auto
4.75%
36 - 120 months
View
▼
APR4.75%
Term36 - 120 months
Last UpdatedMar 13, 2026
Details

As Low As

United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.52%
2555 Lee Highway, Bristol, VA, 24201 1625
New Auto ('26 or Newer)
4.75%
36-84 months
View
▼
APR4.75%
Term36-84 months
Last UpdatedMar 15, 2026
Details

As Low As; up to 120%

Virginia Beach Postal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
501 Viking Dr # A, Virginia Beach, VA, 23452 7306
NEW AUTOS Model Years 2026 or newer
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMar 15, 2026
Details

Loan rate starting at..., based on credit score.

WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
10301 DEMOCRACY LN STE 410, FAIRFAX, VA, 22030 2545
New Vehicle Loan
4.75%
3 Years
View
▼
APR4.75%
Term3 Years
Last UpdatedMar 15, 2026
Details

100% financing available for new and used auto, truck and motorcycle purchases.

1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
224 Commons Way, Williamsburg, VA, 23185
New & Used Auto Loan Refinance
4.75%
75 Months
View
▼
APR4.75%
Term75 Months
Last UpdatedMar 17, 2026
Details

Vehicle model years 2023 or newer; Limited time offer

FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
12560 W Creek Pkwy, Richmond, VA, 23238 1110
New Auto
4.79%
61-72
View
▼
APR4.79%
Term61-72
Last UpdatedMar 16, 2026
Details

As Low As

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
5440 Cherokee Ave Ste 200, Alexandria, VA, 22312
New Vehicles
4.80%
48 Months
View
▼
APR4.80%
Term48 Months
Last UpdatedMar 21, 2026
Details

As Low As

1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
224 Commons Way, Williamsburg, VA, 23185
New & Used Auto Loan Refinance
4.84%
60 Months
View
▼
APR4.84%
Term60 Months
Last UpdatedMar 17, 2026
Details

PAHO WHO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
2300 Wilson Blvd, Arlington, VA, 22201
New or Used Vehicle Loans
4.85%
60 months
View
▼
APR4.85%
Term60 months
Last UpdatedMar 21, 2026
Details

Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
10461 White Granite Dr, Oakton, VA, 22124
New Car
4.89%
60 Months
View
▼
APR4.89%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As; - Minimum of $7,000 loan

Strategic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.76%
22110 Pacific Blvd Ste 100, Sterling, VA, 20166
New Auto Loans
4.90%
72 Months
View
▼
APR4.90%
Term72 Months
Last UpdatedMar 15, 2026
Details

TruEnergy Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.31%
6801 Industrial Rd, Springfield, VA, 22151
TrueCar New Vehicle Rate
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
1310 Braddock Pl, Alexandria, VA, 22314 1691
New Auto Loans
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As

Henrico Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
8611 Dixon Powers Dr, Henrico, VA, 23228
New Auto Loans
4.99%
64 -75
View
▼
APR4.99%
Term64 -75
Last UpdatedMar 16, 2026
Details

As Low As

Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
50 W Commerce Rd, Richmond, VA, 23224 2316
New and Used Vehicles
4.99%
84 months
View
▼
APR4.99%
Term84 months
Last UpdatedMar 17, 2026
Details

Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
14260J Centreville Sq, Centreville, VA, 20121
New Auto Loan(Includes Refinance) - up to 72 months
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedMar 17, 2026
Details

As Low As; Minimum loan of $15,000

Autotruck Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
10800 Main St, Fairfax, VA, 22030
Autos, Trucks, Vans New 2024-2026 models
4.99%
24 Months
View
▼
APR4.99%
Term24 Months
Last UpdatedMar 17, 2026
Details

As Low As

Celco Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.06%
3381 VIRGINIA AVE, NARROWS, VA, 24124
New Autos
4.99%
78 Months
View
▼
APR4.99%
Term78 Months
Last UpdatedMar 18, 2026
Details

Chevron Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.35%
12011 Sunset Hills Rd Ste 110, Reston, VA, 20190 5919
New Vehicle Loan
4.99%
12-60
View
▼
APR4.99%
Term12-60
Last UpdatedMar 18, 2026
Details

As Low As

Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
1638 Mount Athos Rd, Lynchburg, VA, 24504 5429
New Auto
4.99%
66 Months
View
▼
APR4.99%
Term66 Months
Last UpdatedMar 18, 2026
Details

As Low As; 2025 & newer

Langley Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.01%
721 Lakefront Cmns, Newport News, VA, 23606
New Car Loans
4.99%
12-36
View
▼
APR4.99%
Term12-36
Last UpdatedMar 20, 2026
Details

As Low As

Norfolk Fire Department Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
4100 E Virginia Beach Blvd, Norfolk, VA, 23502 3331
New Auto
4.99%
60 MONTHS
View
▼
APR4.99%
Term60 MONTHS
Last UpdatedMar 20, 2026
Details

As Low As; Regular APR: 18%

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
44747 Brimfield Dr, Ashburn, VA, 20147 5920
New Autos
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMar 21, 2026
Details

As Low As

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
7635 Plantation Rd, Roanoke, VA, 24019
New Auto/Truck
4.99%
66 months
View
▼
APR4.99%
Term66 months
Last UpdatedMar 21, 2026
Details

Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.67%
501 Dulany St, Alexandria, VA, 22314
New Automobile greater than
4.99%
60 - 84
View
▼
APR4.99%
Term60 - 84
Last UpdatedMar 21, 2026
Details

$75,000; Rate based on evaluation of credit history. Max. finance amt. $150,000

Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.67%
501 Dulany St, Alexandria, VA, 22314
New/Used Automobile 100% Or Less Financing
4.99%
60 months
View
▼
APR4.99%
Term60 months
Last UpdatedMar 21, 2026
Details

Rate based on evaluation of credit history

URW Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
539 Arnett Blvd, Danville, VA, 24540
New, Used, or Refinanced Vehicle Loan
5.00%
24 Months or Less
View
▼
APR5.00%
Term24 Months or Less
Last UpdatedMar 15, 2026
Details

As Low As

WATERBURY POSTAL EMPLOYEES
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
10301 DEMOCRACY LN STE 410, FAIRFAX, VA, 22030 2545
New Vehicle Loan
5.00%
4 Years
View
▼
APR5.00%
Term4 Years
Last UpdatedMar 15, 2026
Details

100% financing available for new and used auto, truck and motorcycle purchases.

Augusta Health Care Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
78 MEDICAL CENTER DR, FISHERSVILLE, VA, 22939
2026+ New & Used Auto Loan
5.00%
84 Months
View
▼
APR5.00%
Term84 Months
Last UpdatedMar 16, 2026
Details

100% NADA Retail/MSRP

Blue Eagle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
419 Rutherford Ave NE, Roanoke, VA, 24022
New and Used Vehicle
5.00%
96 Months
View
▼
APR5.00%
Term96 Months
Last UpdatedMar 18, 2026
Details

Up to 96 Month Term

Chartway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
5700 Cleveland St, Virginia Beach, VA, 23462 1752
Auto Loan New 2025 (6,000 miles or less)
5.00%
61 to 66 months
View
▼
APR5.00%
Term61 to 66 months
Last UpdatedMar 18, 2026
Details

As Low As; Rates shown not available in VA, NC, UT, NV, and TX. Other rates subject to terms and are based on creditworthiness, therefore rates and terms may differ. Not all applicants will qualify for the lowest rate. Auto debit discount of 0.25% APR, Member Loyalty discount of .25% APR, and loan to value of less than 90% discount of 0.25% APR. Discounts may not exceed 0.75% APR.

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
6890 Elm St, Mclean, VA, 22101
New Auto Loan
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedMar 20, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
6890 Elm St, Mclean, VA, 22101
Vehicle Loans New Auto
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedMar 20, 2026
Details

Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
10461 White Granite Dr, Oakton, VA, 22124
New Car
5.09%
48 Months
View
▼
APR5.09%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As; - Minimum of $1,000 loan

Democracy Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.72%
400 N Columbus St, Alexandria, VA, 22314
New Auto Loan
5.10%
66 Months
View
▼
APR5.10%
Term66 Months
Last UpdatedMar 13, 2026
Details

As Low As; Up to 125% of MSRP to include tax, tags, warranties and GAP

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
243 Mclaws Cir Ste 100, Williamsburg, VA, 23185 5673
New Auto
5.14%
Up to 75 Months
View
▼
APR5.14%
TermUp to 75 Months
Last UpdatedMar 15, 2026
Details

Truliant Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
7321 Peppers Ferry Blvd, Fairlawn, VA, 24141
New Auto Loans 2025 - Newer
5.14%
36 - 63
View
▼
APR5.14%
Term36 - 63
Last UpdatedMar 15, 2026
Details

1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
224 Commons Way, Williamsburg, VA, 23185
New & Used Auto Loan Refinance
5.14%
66 Months
View
▼
APR5.14%
Term66 Months
Last UpdatedMar 17, 2026
Details

Loudoun Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
801 Sycolin Rd SE Ste 101, Leesburg, VA, 20175
New Vehicles
5.19%
36 Months
View
▼
APR5.19%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As

Strategic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.76%
22110 Pacific Blvd Ste 100, Sterling, VA, 20166
New Auto Loans
5.20%
84 Months
View
▼
APR5.20%
Term84 Months
Last UpdatedMar 15, 2026
Details

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
1310 Braddock Pl, Alexandria, VA, 22314 1691
New Auto Loans
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As

Virginia Educators Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.25%
12626 Nettles Dr, Newport News, VA, 23606
New Auto Loan (2021 and newer)
5.24%
66 Months
View
▼
APR5.24%
Term66 Months
Last UpdatedMar 15, 2026
Details

As Low As

Credit Union of Richmond
Institution Rating:
A+5.0 ★ Texas Ratio: 0.60%
1601 Ownby Ln, Richmond, VA, 23220
New Auto Purchase (Never Titled)
5.24%
73-78
View
▼
APR5.24%
Term73-78
Last UpdatedMar 16, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
170 Bluestone Dr, Harrisonburg, VA, 22807 1008
Used Cars: 2021 - 2024 models
4.49%
Up to 36 months
View
▼
APR4.49%
TermUp to 36 months
Last UpdatedMar 18, 2026
Details

As Low As

Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
170 Bluestone Dr, Harrisonburg, VA, 22807 1008
Used Cars: 2021 - 2024 models
4.74%
2024 Mo
View
▼
APR4.74%
Term2024 Mo
Last UpdatedMar 18, 2026
Details

As Low As

Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
170 Bluestone Dr, Harrisonburg, VA, 22807 1008
Used Cars: 2021 - 2024 models
4.87%
2024 Mo
View
▼
APR4.87%
Term2024 Mo
Last UpdatedMar 18, 2026
Details

As Low As

University of Virginia Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
210 University Blvd, Harrisonburg, VA, 22801
New and Used Autos
4.99%
flexible terms available
View
▼
APR4.99%
Termflexible terms available
Last UpdatedMar 15, 2026
Details

As Low As

Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
170 Bluestone Dr, Harrisonburg, VA, 22807 1008
Used Cars: 2021 - 2024 models
5.09%
2024 Mo
View
▼
APR5.09%
Term2024 Mo
Last UpdatedMar 18, 2026
Details

As Low As

Mosaic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.59%
31 S Carlton St, Harrisonburg, VA, 22801 4324
Auto Loan Special (Feb 14 - Jun 30) - Used Autos** model year 2020-2024 (100% NADA value)
5.50%
up to 6 yrs
View
▼
APR5.50%
Termup to 6 yrs
Last UpdatedMar 21, 2026
Details

Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
170 Bluestone Dr, Harrisonburg, VA, 22807 1008
Used Cars: 2021 - 2024 models
5.89%
2024 Mo
View
▼
APR5.89%
Term2024 Mo
Last UpdatedMar 18, 2026
Details

As Low As

Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
170 Bluestone Dr, Harrisonburg, VA, 22807 1008
Used Cars: 2020 models and older
5.94%
Up to 36 months
View
▼
APR5.94%
TermUp to 36 months
Last UpdatedMar 18, 2026
Details

As Low As

Mosaic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.59%
31 S Carlton St, Harrisonburg, VA, 22801 4324
Auto Loan Special (Feb 14 - Jun 30) - Used Autos** model year 2013-2019 (80% to 100% NADA value based on credit)
6.20%
up to 4yrs
View
▼
APR6.20%
Termup to 4yrs
Last UpdatedMar 21, 2026
Details

Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
170 Bluestone Dr, Harrisonburg, VA, 22807 1008
Used Cars: 2020 models and older
6.24%
2020 Mo
View
▼
APR6.24%
Term2020 Mo
Last UpdatedMar 18, 2026
Details

As Low As

Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
170 Bluestone Dr, Harrisonburg, VA, 22807 1008
Used Cars: 2020 models and older
6.87%
2020 Mo
View
▼
APR6.87%
Term2020 Mo
Last UpdatedMar 18, 2026
Details

As Low As

Commonwealth One Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.20%
170 Bluestone Dr, Harrisonburg, VA, 22807 1008
Used Cars: 2020 models and older
7.09%
2020 Mo
View
▼
APR7.09%
Term2020 Mo
Last UpdatedMar 18, 2026
Details

As Low As

Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
50 W Commerce Rd, Richmond, VA, 23224 2316
New and Used Vehicles
2.49%
36 months
View
▼
APR2.49%
Term36 months
Last UpdatedMar 17, 2026
Details

Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
50 W Commerce Rd, Richmond, VA, 23224 2316
New and Used Vehicles
2.99%
48 months
View
▼
APR2.99%
Term48 months
Last UpdatedMar 17, 2026
Details

Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
1638 Mount Athos Rd, Lynchburg, VA, 24504 5429
Used Auto
2.99%
36 Months
View
▼
APR2.99%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As; 2020-2025

Merck Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
2778 S EAST SIDE HWY, ELKTON, VA, 22827 3628
Used Auto Loan
3.25%
12-60
View
▼
APR3.25%
Term12-60
Last UpdatedMar 20, 2026
Details

As Low As

United Methodist Credit Union
Institution Rating:
F2.7 ★ Texas Ratio: 42.14%
7305 Boulder View Ln, North Chesterfield, VA, 23225 4953
Used Car/Bus/Van
3.34%
36-72 months
View
▼
APR3.34%
Term36-72 months
Last UpdatedMar 15, 2026
Details

Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
50 W Commerce Rd, Richmond, VA, 23224 2316
New and Used Vehicles
3.49%
60 months
View
▼
APR3.49%
Term60 months
Last UpdatedMar 17, 2026
Details

Virginia Beach Postal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
501 Viking Dr # A, Virginia Beach, VA, 23452 7306
USED AUTOS Model Years 2026 - 2023
3.50%
36 Months
View
▼
APR3.50%
Term36 Months
Last UpdatedMar 15, 2026
Details

Loan rate starting at..., based on credit score.

Augusta Health Care Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
78 MEDICAL CENTER DR, FISHERSVILLE, VA, 22939
2026+ New & Used Auto Loan
3.50%
36-60
View
▼
APR3.50%
Term36-60
Last UpdatedMar 16, 2026
Details

100% NADA Retail/MSRP

Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
50 W Commerce Rd, Richmond, VA, 23224 2316
New and Used Vehicles
3.75%
72 months
View
▼
APR3.75%
Term72 months
Last UpdatedMar 17, 2026
Details

Credit Union of Richmond
Institution Rating:
A+5.0 ★ Texas Ratio: 0.60%
1601 Ownby Ln, Richmond, VA, 23220
Used Auto Purchase and Refinance (2023-2027)
3.99%
0-48
View
▼
APR3.99%
Term0-48
Last UpdatedMar 16, 2026
Details

As Low As

FRONT ROYAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
230 N Royal Ave, Front Royal, VA, 22630 2616
Used Vehicles 2025 and Older
3.99%
36-60 months
View
▼
APR3.99%
Term36-60 months
Last UpdatedMar 16, 2026
Details

As Low As

1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
224 Commons Way, Williamsburg, VA, 23185
New & Used Auto Loan Refinance
3.99%
48 Months
View
▼
APR3.99%
Term48 Months
Last UpdatedMar 17, 2026
Details

Vehicle model years 2023 or newer; Limited time offer

Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
1638 Mount Athos Rd, Lynchburg, VA, 24504 5429
Used Auto
3.99%
48 Months
View
▼
APR3.99%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As; 2020-2025

PAHO WHO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
2300 Wilson Blvd, Arlington, VA, 22201
New or Used Vehicle Loans
4.00%
36 months
View
▼
APR4.00%
Term36 months
Last UpdatedMar 21, 2026
Details

Credit Union of Richmond
Institution Rating:
A+5.0 ★ Texas Ratio: 0.60%
1601 Ownby Ln, Richmond, VA, 23220
Used Auto Purchase and Refinance (2023-2027)
4.24%
49-60
View
▼
APR4.24%
Term49-60
Last UpdatedMar 16, 2026
Details

As Low As

Henrico Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
8611 Dixon Powers Dr, Henrico, VA, 23228
Used Auto Loans
4.24%
12-36
View
▼
APR4.24%
Term12-36
Last UpdatedMar 16, 2026
Details

As Low As

PWC Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
8959 Center St, Manassas, VA, 20110 5403
New/Used Vehicle
4.25%
12 - 96
View
▼
APR4.25%
Term12 - 96
Last UpdatedMar 17, 2026
Details

Merck Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.22%
2778 S EAST SIDE HWY, ELKTON, VA, 22827 3628
Used Auto Loan
4.25%
72-120
View
▼
APR4.25%
Term72-120
Last UpdatedMar 20, 2026
Details

As Low As

FRONT ROYAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
230 N Royal Ave, Front Royal, VA, 22630 2616
Used Vehicles 2025 and Older
4.29%
72 months
View
▼
APR4.29%
Term72 months
Last UpdatedMar 16, 2026
Details

As Low As

Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
10461 White Granite Dr, Oakton, VA, 22124
Used Car
4.29%
36 Months
View
▼
APR4.29%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As; - Minimum of $1,000 loan

United Methodist Credit Union
Institution Rating:
F2.7 ★ Texas Ratio: 42.14%
7305 Boulder View Ln, North Chesterfield, VA, 23225 4953
Used Car/Bus/Van
4.34%
36-72 months
View
▼
APR4.34%
Term36-72 months
Last UpdatedMar 15, 2026
Details

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
7025A Manchester Blvd, Alexandria, VA, 22310
Used Auto Loan
4.40%
36 Months
View
▼
APR4.40%
Term36 Months
Last UpdatedMar 17, 2026
Details

As Low As

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
1310 Braddock Pl, Alexandria, VA, 22314 1691
Used Auto Loan
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As; Maximum: $75,000

Credit Union of Richmond
Institution Rating:
A+5.0 ★ Texas Ratio: 0.60%
1601 Ownby Ln, Richmond, VA, 23220
Used Auto Purchase and Refinance (2022 and older)
4.49%
0-48
View
▼
APR4.49%
Term0-48
Last UpdatedMar 16, 2026
Details

As Low As

Augusta Health Care Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
78 MEDICAL CENTER DR, FISHERSVILLE, VA, 22939
2026+ New & Used Auto Loan
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedMar 16, 2026
Details

100% NADA Retail/MSRP

PAHO WHO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
2300 Wilson Blvd, Arlington, VA, 22201
New or Used Vehicle Loans
4.50%
48 months
View
▼
APR4.50%
Term48 months
Last UpdatedMar 21, 2026
Details

Strategic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.76%
22110 Pacific Blvd Ste 100, Sterling, VA, 20166
Used Auto Up to 5 Years Old
4.70%
36 Months
View
▼
APR4.70%
Term36 Months
Last UpdatedMar 15, 2026
Details

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
1310 Braddock Pl, Alexandria, VA, 22314 1691
Used Auto Loan
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As; Maximum: $75,000

Credit Union of Richmond
Institution Rating:
A+5.0 ★ Texas Ratio: 0.60%
1601 Ownby Ln, Richmond, VA, 23220
Used Auto Purchase and Refinance (2022 and older)
4.74%
49-60
View
▼
APR4.74%
Term49-60
Last UpdatedMar 16, 2026
Details

As Low As

Credit Union of Richmond
Institution Rating:
A+5.0 ★ Texas Ratio: 0.60%
1601 Ownby Ln, Richmond, VA, 23220
Used Auto Purchase and Refinance (2023-2027)
4.74%
61-66
View
▼
APR4.74%
Term61-66
Last UpdatedMar 16, 2026
Details

As Low As

Henrico Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
8611 Dixon Powers Dr, Henrico, VA, 23228
Used Auto Loans
4.74%
49-63
View
▼
APR4.74%
Term49-63
Last UpdatedMar 16, 2026
Details

As Low As

Andrews Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.92%
7025A Manchester Blvd, Alexandria, VA, 22310
Used Auto Loan
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMar 17, 2026
Details

As Low As

Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
14260J Centreville Sq, Centreville, VA, 20121
Used Auto Loan
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedMar 17, 2026
Details

As Low As; Minimum loan of $5,000; vehicle must be no more than 7 model years old. Maximum mileage of 115,000.

Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.67%
501 Dulany St, Alexandria, VA, 22314
New/Used Automobile 100% Or Less Financing
4.74%
48 months
View
▼
APR4.74%
Term48 months
Last UpdatedMar 21, 2026
Details

Rate based on evaluation of credit history

Virginia Beach Postal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
501 Viking Dr # A, Virginia Beach, VA, 23452 7306
USED AUTOS Model Year 2022 - 2020
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMar 15, 2026
Details

Loan rate starting at..., based on credit score.

Virginia Beach Postal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.01%
501 Viking Dr # A, Virginia Beach, VA, 23452 7306
USED AUTOS Model Years 2026 - 2023
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMar 15, 2026
Details

Loan rate starting at..., based on credit score.

1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
224 Commons Way, Williamsburg, VA, 23185
New & Used Auto Loan Refinance
4.75%
75 Months
View
▼
APR4.75%
Term75 Months
Last UpdatedMar 17, 2026
Details

Vehicle model years 2023 or newer; Limited time offer

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
5440 Cherokee Ave Ste 200, Alexandria, VA, 22312
Used Vehicles
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedMar 21, 2026
Details

As Low As

FRONT ROYAL
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
230 N Royal Ave, Front Royal, VA, 22630 2616
Used Vehicles 2025 and Older
4.79%
84 months
View
▼
APR4.79%
Term84 months
Last UpdatedMar 16, 2026
Details

As Low As

Chartway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
5700 Cleveland St, Virginia Beach, VA, 23462 1752
Auto Loan Used 2025-2024
4.79%
1 to 48 months
View
▼
APR4.79%
Term1 to 48 months
Last UpdatedMar 18, 2026
Details

As Low As; Rates shown not available in VA, NC, UT, NV, and TX. Other rates subject to terms and are based on creditworthiness, therefore rates and terms may differ. Not all applicants will qualify for the lowest rate. Auto debit discount of 0.25% APR, Member Loyalty discount of .25% APR, and loan to value of less than 90% discount of 0.25% APR. Discounts may not exceed 0.75% APR.

Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
10461 White Granite Dr, Oakton, VA, 22124
Used Car
4.79%
36 Months
View
▼
APR4.79%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As; - Minimum of $1,000 loan

1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
224 Commons Way, Williamsburg, VA, 23185
New & Used Auto Loan Refinance
4.84%
60 Months
View
▼
APR4.84%
Term60 Months
Last UpdatedMar 17, 2026
Details

Chartway Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.26%
5700 Cleveland St, Virginia Beach, VA, 23462 1752
Auto Loan Used 2025-2024
4.85%
49 to 60 months
View
▼
APR4.85%
Term49 to 60 months
Last UpdatedMar 18, 2026
Details

As Low As; Rates shown not available in VA, NC, UT, NV, and TX. Other rates subject to terms and are based on creditworthiness, therefore rates and terms may differ. Not all applicants will qualify for the lowest rate. Auto debit discount of 0.25% APR, Member Loyalty discount of .25% APR, and loan to value of less than 90% discount of 0.25% APR. Discounts may not exceed 0.75% APR.

PAHO WHO
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
2300 Wilson Blvd, Arlington, VA, 22201
New or Used Vehicle Loans
4.85%
60 months
View
▼
APR4.85%
Term60 months
Last UpdatedMar 21, 2026
Details

Strategic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.76%
22110 Pacific Blvd Ste 100, Sterling, VA, 20166
Used Auto Up to 5 Years Old
4.90%
48 Months
View
▼
APR4.90%
Term48 Months
Last UpdatedMar 15, 2026
Details

United Southeast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.52%
2555 Lee Highway, Bristol, VA, 24201 1625
Used Auto (2017-2025)
4.90%
36-84 months
View
▼
APR4.90%
Term36-84 months
Last UpdatedMar 15, 2026
Details

As Low As; up to 120%

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
243 Mclaws Cir Ste 100, Williamsburg, VA, 23185 5673
Used Auto1
4.99%
Up to 63 Months
View
▼
APR4.99%
TermUp to 63 Months
Last UpdatedMar 15, 2026
Details

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
1310 Braddock Pl, Alexandria, VA, 22314 1691
Used Auto Loan
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As; Maximum: $75,000

FRB Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.96%
12560 W Creek Pkwy, Richmond, VA, 23238 1110
Used Auto
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedMar 16, 2026
Details

As Low As

Henrico Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.03%
8611 Dixon Powers Dr, Henrico, VA, 23228
Used Auto Loans
4.99%
64-75
View
▼
APR4.99%
Term64-75
Last UpdatedMar 16, 2026
Details

As Low As

Richmond Heritage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.93%
50 W Commerce Rd, Richmond, VA, 23224 2316
New and Used Vehicles
4.99%
84 months
View
▼
APR4.99%
Term84 months
Last UpdatedMar 17, 2026
Details

Apple Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.37%
14260J Centreville Sq, Centreville, VA, 20121
Used Auto Loan
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMar 17, 2026
Details

As Low As; Minimum loan of $5,000; vehicle must be no more than 7 model years old. Maximum mileage of 115,000.

Central Virginia Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
1638 Mount Athos Rd, Lynchburg, VA, 24504 5429
Used Auto
4.99%
66 Months
View
▼
APR4.99%
Term66 Months
Last UpdatedMar 18, 2026
Details

As Low As; 2020-2025

Congressional Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
10461 White Granite Dr, Oakton, VA, 22124
Used Car
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As; - Minimum of $7,000 loan

Langley Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.01%
721 Lakefront Cmns, Newport News, VA, 23606
Used Car Loans (2024 and Older)
4.99%
12-36
View
▼
APR4.99%
Term12-36
Last UpdatedMar 20, 2026
Details

As Low As

Signal Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
44747 Brimfield Dr, Ashburn, VA, 20147 5920
Used Autos
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMar 21, 2026
Details

As Low As

Pen Air Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
7635 Plantation Rd, Roanoke, VA, 24019
Used Auto/Truck
4.99%
48 months
View
▼
APR4.99%
Term48 months
Last UpdatedMar 21, 2026
Details

Patent And Trademark Office Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 15.67%
501 Dulany St, Alexandria, VA, 22314
New/Used Automobile 100% Or Less Financing
4.99%
60 months
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▼
APR4.99%
Term60 months
Last UpdatedMar 21, 2026
Details

Rate based on evaluation of credit history

URW Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.37%
539 Arnett Blvd, Danville, VA, 24540
New, Used, or Refinanced Vehicle Loan
5.00%
24 Months or Less
View
▼
APR5.00%
Term24 Months or Less
Last UpdatedMar 15, 2026
Details

As Low As

Augusta Health Care Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
78 MEDICAL CENTER DR, FISHERSVILLE, VA, 22939
2026+ New & Used Auto Loan
5.00%
84 Months
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▼
APR5.00%
Term84 Months
Last UpdatedMar 16, 2026
Details

100% NADA Retail/MSRP

Blue Eagle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.29%
419 Rutherford Ave NE, Roanoke, VA, 24022
New and Used Vehicle
5.00%
96 Months
View
▼
APR5.00%
Term96 Months
Last UpdatedMar 18, 2026
Details

Up to 96 Month Term

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
6890 Elm St, Mclean, VA, 22101
Used Auto Loan
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedMar 20, 2026
Details

Lafayette Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.75%
6890 Elm St, Mclean, VA, 22101
Vehicle Loans Used Auto
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedMar 20, 2026
Details

1st Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
224 Commons Way, Williamsburg, VA, 23185
New & Used Auto Loan Refinance
5.14%
66 Months
View
▼
APR5.14%
Term66 Months
Last UpdatedMar 17, 2026
Details

Eastman Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
265 Jones St, Gate City, VA, 24251
Used Auto
5.15%
36 - 120 months
View
▼
APR5.15%
Term36 - 120 months
Last UpdatedMar 13, 2026
Details

As Low As

Strategic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.76%
22110 Pacific Blvd Ste 100, Sterling, VA, 20166
Used Auto Up to 5 Years Old
5.20%
60 Months
View
▼
APR5.20%
Term60 Months
Last UpdatedMar 15, 2026
Details

SPECTRA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
5440 Cherokee Ave Ste 200, Alexandria, VA, 22312
Used Vehicles
5.20%
48 Months
View
▼
APR5.20%
Term48 Months
Last UpdatedMar 21, 2026
Details

As Low As

Topside Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.59%
2004 Augustine Ave, Fredericksburg, VA, 22401
Used Auto Loans
5.24%
12 to 36
View
▼
APR5.24%
Term12 to 36
Last UpdatedMar 15, 2026
Details

100% of MSRP/NADA Value

United States Senate Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.61%
1310 Braddock Pl, Alexandria, VA, 22314 1691
Used Auto Loan
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As; Maximum: $75,000

Credit Union of Richmond
Institution Rating:
A+5.0 ★ Texas Ratio: 0.60%
1601 Ownby Ln, Richmond, VA, 23220
Used Auto Purchase and Refinance (2022 and older)
5.24%
61-66
View
▼
APR5.24%
Term61-66
Last UpdatedMar 16, 2026
Details

As Low As

Credit Union of Richmond
Institution Rating:
A+5.0 ★ Texas Ratio: 0.60%
1601 Ownby Ln, Richmond, VA, 23220
Used Auto Purchase and Refinance (2023-2027)
5.24%
72-77
View
▼
APR5.24%
Term72-77
Last UpdatedMar 16, 2026
Details

As Low As

Frequently Asked Questions about Auto Loans in Harrisonburg, Virginia

How does my credit score affect my car loan rate in Virginia?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Harrisonburg, Virginia with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Virginia *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Harrisonburg, Virginia typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Harrisonburg, Virginia?

Based on our current data, some of the lowest auto loan rates available in Harrisonburg, Virginia include:
  • Park View Federal Credit Union: 3.24% (Auto Loan)
  • Commonwealth One Federal Credit Union: 3.89% (New Cars: 2025 models and newer)
  • Mosaic Federal Credit Union: 4.50% (Auto Loan Special (Feb 14 - Jun 30) - New rate for 2025-2026)
  • University of Virginia Community Credit Union: 4.99% (New and Used Autos)
  • Richmond Heritage Federal Credit Union: 2.49% (New and Used Vehicles)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Harrisonburg, Virginia. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 21, 2026

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