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Auto Loan Rates in Warner, Oklahoma (OK) for March 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Warner, Oklahoma. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: March 20, 2026

Current auto loan rates in Warner, Oklahoma include Otoe-Missouria Federal Credit UnionOtoe-Missouria Federal Credit Union7480 Highway 177 Ste A, Red Rock, OK, 74651C4.0 ★Texas Ratio: 26.63% offering Auto Loan at 2.49%, TEXOMA EDUCATORSTEXOMA EDUCATORS424 N Washington Ave, Durant, OK, 74701 3461A+5.0 ★Texas Ratio: 0.63% offering New vehicles at 2.99%, Credit Union One Of Oklahoma Credit UnionCredit Union One Of Oklahoma Credit Union3330 N Lincoln Blvd, Oklahoma City, OK, 73105 5406A+5.0 ★Texas Ratio: 3.70% offering Auto Loans 2023 - Newer at 3.24%, USE Federal Credit UnionUSE Federal Credit Union4301 S INTERSTATE 44 SERVICE RD, OKLAHOMA CITY, OK, 73119A+5.0 ★Texas Ratio: 0.89% offering New & Used Autos at 3.49%, Mercy Credit UnionMercy Credit Union4200 W Memorial Rd, Oklahoma City, OK, 73120A+5.0 ★Texas Ratio: 1.69% offering New Vehicles 2025-2026 at 3.74%.

Auto loan rates in Warner, Oklahoma are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.

We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Warner, Oklahoma. Auto Loan Rates Last Updated and Verified: March 20, 2026

Compare Auto Loan Rates Today in Warner, Oklahoma & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 26.63%
7480 Highway 177 Ste A, Red Rock, OK, 74651
Auto Loan
2.49%
36 Months
View
▼
APR2.49%
Term36 Months
Last UpdatedMar 17, 2026
Details

with $20,000 amount

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK, 74701 3461
New vehicles
2.99%
0-36 months
View
▼
APR2.99%
Term0-36 months
Last UpdatedMar 15, 2026
Details

Credit Union One Of Oklahoma Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
3330 N Lincoln Blvd, Oklahoma City, OK, 73105 5406
Auto Loans 2023 - Newer
3.24%
up to 36
View
▼
APR3.24%
Termup to 36
Last UpdatedMar 18, 2026
Details

USE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
4301 S INTERSTATE 44 SERVICE RD, OKLAHOMA CITY, OK, 73119
New & Used Autos
3.49%
72 Months
View
▼
APR3.49%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As

Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 26.63%
7480 Highway 177 Ste A, Red Rock, OK, 74651
Auto Loan
3.49%
48 Months
View
▼
APR3.49%
Term48 Months
Last UpdatedMar 17, 2026
Details

with $15,000 amount

Mercy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.69%
4200 W Memorial Rd, Oklahoma City, OK, 73120
New Vehicles 2025-2026
3.74%
Up To 7 Years
View
▼
APR3.74%
TermUp To 7 Years
Last UpdatedMar 4, 2026
Details

*APR is the Annual Percentage Rate.

Credit Union One Of Oklahoma Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
3330 N Lincoln Blvd, Oklahoma City, OK, 73105 5406
Auto Loans 2023 - Newer
3.74%
37 - 48
View
▼
APR3.74%
Term37 - 48
Last UpdatedMar 18, 2026
Details

OK Members First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
10832 E 31st St, Tulsa, OK, 74146
New & Used Autos
3.99%
84 Months
View
▼
APR3.99%
Term84 Months
Last UpdatedMar 17, 2026
Details

Credit Union One Of Oklahoma Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
3330 N Lincoln Blvd, Oklahoma City, OK, 73105 5406
Auto Loans 2020 - 2022
3.99%
up to 36
View
▼
APR3.99%
Termup to 36
Last UpdatedMar 18, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK, 74701 3461
New vehicles
3.99%
37-48 months
View
▼
APR3.99%
Term37-48 months
Last UpdatedMar 15, 2026
Details

Employees Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.81%
1120 W 17th St, Tulsa, OK, 74107
Automobiles
4.24%
84 Months
View
▼
APR4.24%
Term84 Months
Last UpdatedMar 13, 2026
Details

As Low As

Credit Union One Of Oklahoma Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
3330 N Lincoln Blvd, Oklahoma City, OK, 73105 5406
Auto Loans 2023 - Newer
4.24%
49 - 60
View
▼
APR4.24%
Term49 - 60
Last UpdatedMar 18, 2026
Details

Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
New Automobile Loans
4.25%
24 Months
View
▼
APR4.25%
Term24 Months
Last UpdatedMar 15, 2026
Details

As Low As

The Focus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.71%
420 NE 10th St, Oklahoma City, OK, 73104
Vehicle Loans 66 months or less
4.45%
66 Months
View
▼
APR4.45%
Term66 Months
Last UpdatedMar 20, 2026
Details

As Low As

Mercy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.69%
4200 W Memorial Rd, Oklahoma City, OK, 73120
Used Vehicles 2023 and Older
4.49%
Up To 6 Years
View
▼
APR4.49%
TermUp To 6 Years
Last UpdatedMar 4, 2026
Details

Credit Union One Of Oklahoma Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
3330 N Lincoln Blvd, Oklahoma City, OK, 73105 5406
Auto Loans 2020 - 2022
4.49%
37 - 48
View
▼
APR4.49%
Term37 - 48
Last UpdatedMar 18, 2026
Details

Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
New Automobile Loans
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As

Credit Union One Of Oklahoma Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
3330 N Lincoln Blvd, Oklahoma City, OK, 73105 5406
Auto Loans 2023 - Newer
4.74%
61 - 72
View
▼
APR4.74%
Term61 - 72
Last UpdatedMar 18, 2026
Details

Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
New Automobile Loans
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As

The Focus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.71%
420 NE 10th St, Oklahoma City, OK, 73104
Vehicle Loans 67 thru 78 months
4.95%
78 Months
View
▼
APR4.95%
Term78 Months
Last UpdatedMar 20, 2026
Details

As Low As

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
7340 W Memorial Rd, Oklahoma City, OK, 73142
Auto Loans (New and used vehicles)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMar 18, 2026
Details

Direct Deposit APR

Employees Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.81%
1120 W 17th St, Tulsa, OK, 74107
Automobiles
4.99%
96 Months
View
▼
APR4.99%
Term96 Months
Last UpdatedMar 13, 2026
Details

As Low As

Credit Union One Of Oklahoma Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
3330 N Lincoln Blvd, Oklahoma City, OK, 73105 5406
Auto Loans 2020 - 2022
4.99%
49 - 60
View
▼
APR4.99%
Term49 - 60
Last UpdatedMar 18, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK, 74701 3461
New vehicles
4.99%
49-60 months
View
▼
APR4.99%
Term49-60 months
Last UpdatedMar 15, 2026
Details

Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
New Automobile Loans
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

Encentus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1320 S Lewis Ave, Tulsa, OK, 74104 4205
New Auto
5.00%
84 Months
View
▼
APR5.00%
Term84 Months
Last UpdatedMar 13, 2026
Details

As Low As

Encentus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1320 S Lewis Ave, Tulsa, OK, 74104 4205
Used Auto
5.00%
84 Months
View
▼
APR5.00%
Term84 Months
Last UpdatedMar 13, 2026
Details

As Low As

Red River Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.10%
2721 N Main St, Altus, OK, 73521
New Vehicles
5.19%
84 Months
View
▼
APR5.19%
Term84 Months
Last UpdatedMar 11, 2026
Details

Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
New or Used Vehicle
5.19%
60 Months
View
▼
APR5.19%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
7340 W Memorial Rd, Oklahoma City, OK, 73142
Auto Loans (New and used vehicles)
5.24%
48 months
View
▼
APR5.24%
Term48 months
Last UpdatedMar 18, 2026
Details

Direct Deposit APR

Employees Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.81%
1120 W 17th St, Tulsa, OK, 74107
Automobiles
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedMar 13, 2026
Details

As Low As

Fort Sill Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.80%
3283 Sheridan Road, Fort Sill, OK, 73503
New/Used Vehicles (2023-2025)
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As

Credit Union One Of Oklahoma Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
3330 N Lincoln Blvd, Oklahoma City, OK, 73105 5406
Auto Loans 2023 - Newer
5.24%
73 - 84
View
▼
APR5.24%
Term73 - 84
Last UpdatedMar 18, 2026
Details

Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
Used Auto Loans
5.25%
24 Months
View
▼
APR5.25%
Term24 Months
Last UpdatedMar 15, 2026
Details

As Low As

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
215 State St, Muskogee, OK, 74401
New Auto Loan
5.29%
36 Months
View
▼
APR5.29%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
215 State St, Muskogee, OK, 74401
Used Auto Loan
5.29%
36 Months
View
▼
APR5.29%
Term36 Months
Last UpdatedMar 18, 2026
Details

Red River Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.10%
2721 N Main St, Altus, OK, 73521
Used Vehicles
5.29%
72 Months
View
▼
APR5.29%
Term72 Months
Last UpdatedMar 11, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
215 State St, Muskogee, OK, 74401
New Auto Loan
5.39%
48 Months
View
▼
APR5.39%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
215 State St, Muskogee, OK, 74401
Used Auto Loan
5.39%
48 Months
View
▼
APR5.39%
Term48 Months
Last UpdatedMar 18, 2026
Details

Fort Sill Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.80%
3283 Sheridan Road, Fort Sill, OK, 73503
Used Vehicles (2020-2022)
5.39%
84 Months
View
▼
APR5.39%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
215 State St, Muskogee, OK, 74401
New Auto Loan
5.44%
60 Months
View
▼
APR5.44%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
215 State St, Muskogee, OK, 74401
Used Auto Loan
5.44%
60 Months
View
▼
APR5.44%
Term60 Months
Last UpdatedMar 18, 2026
Details

Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
New or Used Vehicle
5.44%
72 Months
View
▼
APR5.44%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As

The Focus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.71%
420 NE 10th St, Oklahoma City, OK, 73104
Vehicle Loans 79 thru 90 months
5.45%
90 Months
View
▼
APR5.45%
Term90 Months
Last UpdatedMar 20, 2026
Details

As Low As

Tinker Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
1620 Lonnie Abbott Blvd, Ada, OK, 74820
New car loans
5.49%
0 - 66
View
▼
APR5.49%
Term0 - 66
Last UpdatedMar 15, 2026
Details

As Low As

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
7340 W Memorial Rd, Oklahoma City, OK, 73142
Auto Loans (New and used vehicles)
5.49%
60 months
View
▼
APR5.49%
Term60 months
Last UpdatedMar 18, 2026
Details

Direct Deposit APR

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
215 State St, Muskogee, OK, 74401
New Auto Loan
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
215 State St, Muskogee, OK, 74401
Used Auto Loan
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 18, 2026
Details

Bison Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
2 W Macarthur St, Shawnee, OK, 74804 2026
New Vehicle (Current & Previous Year)
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As; 100% Purchase price or NADA retail value, plus tag, title, and tax

United Members Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
4833 S Sheridan Rd Ste 401, Tulsa, OK, 74145
New Auto Loans
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As; Model Year 2024

First Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
402 E Main St, Henryetta, OK, 74437
Vehicle Loans
5.49%
Up to 72 months*
View
▼
APR5.49%
TermUp to 72 months*
Last UpdatedMar 18, 2026
Details

As Low As

Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
New Auto
5.49%
48 Months
View
▼
APR5.49%
Term48 Months
Last UpdatedMar 15, 2026
Details

Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2010 - 2016, by approval)
5.49%
Up to 24 months
View
▼
APR5.49%
TermUp to 24 months
Last UpdatedMar 17, 2026
Details

As Low As

Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2017 - 2018)
5.49%
Up to 24 months
View
▼
APR5.49%
TermUp to 24 months
Last UpdatedMar 17, 2026
Details

As Low As

Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2019 - 2021)
5.49%
Up to 36 months
View
▼
APR5.49%
TermUp to 36 months
Last UpdatedMar 17, 2026
Details

As Low As

Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2022 - 2024)
5.49%
Up to 36 months
View
▼
APR5.49%
TermUp to 36 months
Last UpdatedMar 17, 2026
Details

As Low As

Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2025 - 2026)
5.49%
Up to 36 months
View
▼
APR5.49%
TermUp to 36 months
Last UpdatedMar 17, 2026
Details

As Low As

TTCU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
778 W 4th St, Tahlequah, OK, 74464 5237
New Vehicles (2025-2026)
5.49%
48 months
View
▼
APR5.49%
Term48 months
Last UpdatedMar 15, 2026
Details

As Low As

Fire Fighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.45%
9200 E 41st St, Tulsa, OK, 74145
New/Used Auto
5.49%
84 months
View
▼
APR5.49%
Term84 months
Last UpdatedMar 18, 2026
Details

As Low As; A.P.R.(formerly 5.74% A.P.R.)

Credit Union One Of Oklahoma Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
3330 N Lincoln Blvd, Oklahoma City, OK, 73105 5406
Auto Loans 2020 - 2022
5.49%
61 - 72
View
▼
APR5.49%
Term61 - 72
Last UpdatedMar 18, 2026
Details

Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
New Automobile Loans
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As

Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
Used Auto Loans
5.50%
36 Months
View
▼
APR5.50%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK, 74129 1400
Auto Loan
5.54%
36 months
View
▼
APR5.54%
Term36 months
Last UpdatedMar 17, 2026
Details

As Low As

Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
New Auto
5.59%
60 Months
View
▼
APR5.59%
Term60 Months
Last UpdatedMar 15, 2026
Details

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK, 74129 1400
Auto Loan
5.59%
72 months
View
▼
APR5.59%
Term72 months
Last UpdatedMar 17, 2026
Details

As Low As

Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
New or Used Vehicle
5.69%
84 Months
View
▼
APR5.69%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
7340 W Memorial Rd, Oklahoma City, OK, 73142
Auto Loans (New and used vehicles)
5.74%
72 months
View
▼
APR5.74%
Term72 months
Last UpdatedMar 18, 2026
Details

Direct Deposit APR

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
2612 SE Washington Blvd, Bartlesville, OK, 74006
Autos 2022-New
5.74%
60 months
View
▼
APR5.74%
Term60 months
Last UpdatedMar 15, 2026
Details

TTCU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
778 W 4th St, Tahlequah, OK, 74464 5237
Used Vehicles (2021-2026)
5.74%
66 months
View
▼
APR5.74%
Term66 months
Last UpdatedMar 15, 2026
Details

As Low As

First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★ Texas Ratio: 12.38%
1111 S Muskogee Ave, Tahlequah, OK, 74464
New Auto (2024-2025)
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As

Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
Used Auto Loans
5.75%
48 Months
View
▼
APR5.75%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As

WeStreet Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK, 74129 1400
Auto Loan
5.84%
84 months
View
▼
APR5.84%
Term84 months
Last UpdatedMar 17, 2026
Details

As Low As

Energize Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
2325 E I 44 Service Rd, Oklahoma City, OK, 73111 8219
Auto Loan
5.85%
84 Months
View
▼
APR5.85%
Term84 Months
Last UpdatedMar 13, 2026
Details

As Low As

Energize Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
2325 E I 44 Service Rd, Oklahoma City, OK, 73111 8219
Autos
5.85%
84 months
View
▼
APR5.85%
Term84 months
Last UpdatedMar 13, 2026
Details

Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
Used Vehicles 2018-2020
5.89%
60 Months
View
▼
APR5.89%
Term60 Months
Last UpdatedMar 15, 2026
Details

Tinker Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
1620 Lonnie Abbott Blvd, Ada, OK, 74820
Used car loans
5.99%
0 - 66 Months
View
▼
APR5.99%
Term0 - 66 Months
Last UpdatedMar 15, 2026
Details

As Low As

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
7340 W Memorial Rd, Oklahoma City, OK, 73142
Auto Loans (New and used vehicles)
5.99%
36 months
View
▼
APR5.99%
Term36 months
Last UpdatedMar 18, 2026
Details

Standard APR

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
2612 SE Washington Blvd, Bartlesville, OK, 74006
Autos 2022-New
5.99%
72 months
View
▼
APR5.99%
Term72 months
Last UpdatedMar 15, 2026
Details

Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
New Auto
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedMar 15, 2026
Details

TTCU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
778 W 4th St, Tahlequah, OK, 74464 5237
New Vehicles (2025-2026)
5.99%
78 months
View
▼
APR5.99%
Term78 months
Last UpdatedMar 15, 2026
Details

As Low As

TTCU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
778 W 4th St, Tahlequah, OK, 74464 5237
Used Vehicles (2018-2020)
5.99%
66 months
View
▼
APR5.99%
Term66 months
Last UpdatedMar 15, 2026
Details

As Low As

True Sky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.26%
10201 S Western Ave, Oklahoma City, OK, 73139 2931
Auto Loans
5.99%
60 Months
View
▼
APR5.99%
Term60 Months
Last UpdatedMar 17, 2026
Details

Up to 60 months

Credit Union One Of Oklahoma Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
3330 N Lincoln Blvd, Oklahoma City, OK, 73105 5406
Auto Loans 2020 - 2022
5.99%
73 - 84
View
▼
APR5.99%
Term73 - 84
Last UpdatedMar 18, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK, 74701 3461
New vehicles
5.99%
61-72 months
View
▼
APR5.99%
Term61-72 months
Last UpdatedMar 15, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK, 74701 3461
Used vehicles
5.99%
0-72 months
View
▼
APR5.99%
Term0-72 months
Last UpdatedMar 15, 2026
Details

model years 2023-2027

Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
New Automobile Loans
6.00%
84 Months
View
▼
APR6.00%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As

Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
Used Auto Loans
6.00%
60 Months
View
▼
APR6.00%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
Used Vehicles 2021-2025
6.09%
72 Months
View
▼
APR6.09%
Term72 Months
Last UpdatedMar 15, 2026
Details

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
7340 W Memorial Rd, Oklahoma City, OK, 73142
Auto Loans (New and used vehicles)
6.24%
48 months
View
▼
APR6.24%
Term48 months
Last UpdatedMar 18, 2026
Details

Standard APR

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
2612 SE Washington Blvd, Bartlesville, OK, 74006
Autos 2020-2021
6.24%
60 months
View
▼
APR6.24%
Term60 months
Last UpdatedMar 15, 2026
Details

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
2612 SE Washington Blvd, Bartlesville, OK, 74006
Autos 2022-New
6.24%
84 months
View
▼
APR6.24%
Term84 months
Last UpdatedMar 15, 2026
Details

Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2022 - 2024)
6.24%
37 - 66 months
View
▼
APR6.24%
Term37 - 66 months
Last UpdatedMar 17, 2026
Details

As Low As

Credit Union One Of Oklahoma Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
3330 N Lincoln Blvd, Oklahoma City, OK, 73105 5406
Auto Loans 2016 - 2019
6.24%
up to 36
View
▼
APR6.24%
Termup to 36
Last UpdatedMar 18, 2026
Details

Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
New Auto
6.29%
84 Months
View
▼
APR6.29%
Term84 Months
Last UpdatedMar 15, 2026
Details

Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
New or Used Vehicle
6.29%
48 Months
View
▼
APR6.29%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
7340 W Memorial Rd, Oklahoma City, OK, 73142
Auto Loans (New and used vehicles)
6.49%
60 months
View
▼
APR6.49%
Term60 months
Last UpdatedMar 18, 2026
Details

Standard APR

Bison Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
2 W Macarthur St, Shawnee, OK, 74804 2026
Used Vehicle (2 to 7 Years Old)
6.49%
72 Months
View
▼
APR6.49%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As; 100% NADA retail value, plus tag, title, and tax

United Members Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
4833 S Sheridan Rd Ste 401, Tulsa, OK, 74145
Used Auto Loans
6.49%
60 Months
View
▼
APR6.49%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As; Model Year 2019-2023

Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2019 - 2021)
6.49%
37 - 48 months
View
▼
APR6.49%
Term37 - 48 months
Last UpdatedMar 17, 2026
Details

As Low As

Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2022 - 2024)
6.49%
67 - 72 months
View
▼
APR6.49%
Term67 - 72 months
Last UpdatedMar 17, 2026
Details

As Low As

Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 26.63%
7480 Highway 177 Ste A, Red Rock, OK, 74651
Auto Loans
6.49%
0 to 60
View
▼
APR6.49%
Term0 to 60
Last UpdatedMar 17, 2026
Details

As Low As; Loan terms: 0 to 60 months (as low as)

Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 26.63%
7480 Highway 177 Ste A, Red Rock, OK, 74651
Auto Loans 2023 - 2025
6.49%
0 to 60
View
▼
APR6.49%
Term0 to 60
Last UpdatedMar 17, 2026
Details

As Low As; months

Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
Used Auto Loans
6.50%
72 Months
View
▼
APR6.50%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As

Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
New or Used Vehicle
6.54%
60 Months
View
▼
APR6.54%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
Used Vehicles 2021-2025
6.59%
84 Months
View
▼
APR6.59%
Term84 Months
Last UpdatedMar 15, 2026
Details

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
7340 W Memorial Rd, Oklahoma City, OK, 73142
Auto Loans (New and used vehicles)
6.74%
72 months
View
▼
APR6.74%
Term72 months
Last UpdatedMar 18, 2026
Details

Standard APR

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
2612 SE Washington Blvd, Bartlesville, OK, 74006
Autos 2020-2021
6.74%
72 months
View
▼
APR6.74%
Term72 months
Last UpdatedMar 15, 2026
Details

Employees Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.81%
1120 W 17th St, Tulsa, OK, 74107
Automobiles
6.74%
48 Months
View
▼
APR6.74%
Term48 Months
Last UpdatedMar 13, 2026
Details

As Low As

Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 26.63%
7480 Highway 177 Ste A, Red Rock, OK, 74651
Auto Loans
6.74%
73 to 84
View
▼
APR6.74%
Term73 to 84
Last UpdatedMar 17, 2026
Details

As Low As; Loan terms: 73 to 84 months (as low as)

Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 26.63%
7480 Highway 177 Ste A, Red Rock, OK, 74651
Auto Loans 2020 - 2022
6.74%
0 to 60
View
▼
APR6.74%
Term0 to 60
Last UpdatedMar 17, 2026
Details

As Low As; months

Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 26.63%
7480 Highway 177 Ste A, Red Rock, OK, 74651
Auto Loans 2023 - 2025
6.74%
73 to 84
View
▼
APR6.74%
Term73 to 84
Last UpdatedMar 17, 2026
Details

As Low As; months

Credit Union One Of Oklahoma Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
3330 N Lincoln Blvd, Oklahoma City, OK, 73105 5406
Auto Loans 2016 - 2019
6.74%
37 - 48
View
▼
APR6.74%
Term37 - 48
Last UpdatedMar 18, 2026
Details

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2018 S Washington, Idabel, OK, 74745
NEW Auto Loan
6.75%
up to 60 months
View
▼
APR6.75%
Termup to 60 months
Last UpdatedMar 11, 2026
Details

As Low As

Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
Used Vehicles 2015-2017
6.79%
48 Months
View
▼
APR6.79%
Term48 Months
Last UpdatedMar 15, 2026
Details

Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
New or Used Vehicle
6.79%
72 Months
View
▼
APR6.79%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As

Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2019 - 2021)
6.99%
49 - 60 months
View
▼
APR6.99%
Term49 - 60 months
Last UpdatedMar 17, 2026
Details

As Low As

Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 26.63%
7480 Highway 177 Ste A, Red Rock, OK, 74651
Auto Loans
6.99%
73 to 84
View
▼
APR6.99%
Term73 to 84
Last UpdatedMar 17, 2026
Details

As Low As; Loan terms: 73 to 84 months (as low as)

Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 26.63%
7480 Highway 177 Ste A, Red Rock, OK, 74651
Auto Loans 2018 - 2019
6.99%
0 to 60
View
▼
APR6.99%
Term0 to 60
Last UpdatedMar 17, 2026
Details

As Low As; months

Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 26.63%
7480 Highway 177 Ste A, Red Rock, OK, 74651
Auto Loans 2020 - 2022
6.99%
73 to 84
View
▼
APR6.99%
Term73 to 84
Last UpdatedMar 17, 2026
Details

As Low As; months

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK, 74701 3461
New vehicles
6.99%
73-84 months
View
▼
APR6.99%
Term73-84 months
Last UpdatedMar 15, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK, 74701 3461
Used vehicles
6.99%
0-60 months
View
▼
APR6.99%
Term0-60 months
Last UpdatedMar 15, 2026
Details

model years 2019-2022

Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
Used Auto Loans
7.00%
84 Months
View
▼
APR7.00%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As

Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
New or Used Vehicle
7.04%
36 Months
View
▼
APR7.04%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As

Fort Sill Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.80%
3283 Sheridan Road, Fort Sill, OK, 73503
Used Vehicles (2016-2019)
7.09%
75 Months
View
▼
APR7.09%
Term75 Months
Last UpdatedMar 20, 2026
Details

As Low As

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2018 S Washington, Idabel, OK, 74745
Used Auto Loan
7.15%
up to 60 months
View
▼
APR7.15%
Termup to 60 months
Last UpdatedMar 11, 2026
Details

As Low As

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
2612 SE Washington Blvd, Bartlesville, OK, 74006
Autos 2016-2019
7.24%
48 months
View
▼
APR7.24%
Term48 months
Last UpdatedMar 15, 2026
Details

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
2612 SE Washington Blvd, Bartlesville, OK, 74006
Autos 2020-2021
7.24%
84 months
View
▼
APR7.24%
Term84 months
Last UpdatedMar 15, 2026
Details

Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 26.63%
7480 Highway 177 Ste A, Red Rock, OK, 74651
Auto Loans
7.24%
61 to 72
View
▼
APR7.24%
Term61 to 72
Last UpdatedMar 17, 2026
Details

As Low As; Loan terms: 61 to 72 months (as low as)

Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 26.63%
7480 Highway 177 Ste A, Red Rock, OK, 74651
Auto Loans 2018 - 2019
7.24%
61 to 72
View
▼
APR7.24%
Term61 to 72
Last UpdatedMar 17, 2026
Details

As Low As; months

Credit Union One Of Oklahoma Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
3330 N Lincoln Blvd, Oklahoma City, OK, 73105 5406
Auto Loans 2016 - 2019
7.24%
49 - 60
View
▼
APR7.24%
Term49 - 60
Last UpdatedMar 18, 2026
Details

Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
New or Used Vehicle
7.29%
48 Months
View
▼
APR7.29%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As

Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
Used Vehicles 2015-2017
7.39%
30 Months
View
▼
APR7.39%
Term30 Months
Last UpdatedMar 15, 2026
Details

The Focus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.71%
420 NE 10th St, Oklahoma City, OK, 73104
Vehicle Loans 91 thru 120 months
7.45%
120 Months
View
▼
APR7.45%
Term120 Months
Last UpdatedMar 20, 2026
Details

As Low As

Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2017 - 2018)
7.49%
25 - 36 months
View
▼
APR7.49%
Term25 - 36 months
Last UpdatedMar 17, 2026
Details

As Low As

Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
Used Auto Loans Other vehicles 9 to 12 years old
7.50%
60 Months
View
▼
APR7.50%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
New or Used Vehicle
7.54%
60 Months
View
▼
APR7.54%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
Used Vehicles 2015-2017
7.69%
36 Months
View
▼
APR7.69%
Term36 Months
Last UpdatedMar 15, 2026
Details

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
2612 SE Washington Blvd, Bartlesville, OK, 74006
Autos 2016-2019
7.74%
60 months
View
▼
APR7.74%
Term60 months
Last UpdatedMar 15, 2026
Details

Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2017 - 2018)
7.74%
37 - 48 months
View
▼
APR7.74%
Term37 - 48 months
Last UpdatedMar 17, 2026
Details

As Low As

Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 26.63%
7480 Highway 177 Ste A, Red Rock, OK, 74651
Auto Loans
7.74%
0 to 48
View
▼
APR7.74%
Term0 to 48
Last UpdatedMar 17, 2026
Details

As Low As; Loan terms: 0 to 48 months (as low as)

Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 26.63%
7480 Highway 177 Ste A, Red Rock, OK, 74651
Auto Loans 2017 & older
7.74%
0 to 48
View
▼
APR7.74%
Term0 to 48
Last UpdatedMar 17, 2026
Details

As Low As; months

First Oklahoma Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
100 S Riverfront Dr, Jenks, OK, 74037
New Auto Loan
7.75%
Up to 60 months
View
▼
APR7.75%
TermUp to 60 months
Last UpdatedMar 16, 2026
Details

Model Year: 2026

Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2010 - 2016, by approval)
7.99%
25 - 36 months
View
▼
APR7.99%
Term25 - 36 months
Last UpdatedMar 17, 2026
Details

As Low As

Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2010 - 2016, by approval)
8.24%
37 - 48 months
View
▼
APR8.24%
Term37 - 48 months
Last UpdatedMar 17, 2026
Details

As Low As

First Oklahoma Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
100 S Riverfront Dr, Jenks, OK, 74037
Used Auto Loan
8.25%
Up to 60 months
View
▼
APR8.25%
TermUp to 60 months
Last UpdatedMar 16, 2026
Details

Model Year: 2021 - 2025

Fort Sill Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.80%
3283 Sheridan Road, Fort Sill, OK, 73503
Older Used Vehicles (2015 & Older)
8.74%
60 Months
View
▼
APR8.74%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As

First Oklahoma Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
100 S Riverfront Dr, Jenks, OK, 74037
Used Auto Loan
8.75%
Up to 60 months
View
▼
APR8.75%
TermUp to 60 months
Last UpdatedMar 16, 2026
Details

Model Year: 2016 - 2020

First Oklahoma Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
100 S Riverfront Dr, Jenks, OK, 74037
Used Auto Loan
9.25%
Up to 36 months
View
▼
APR9.25%
TermUp to 36 months
Last UpdatedMar 16, 2026
Details

Model Year: 2015 - Older

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
2612 SE Washington Blvd, Bartlesville, OK, 74006
Autos 2015-Older
9.74%
48 months
View
▼
APR9.74%
Term48 months
Last UpdatedMar 15, 2026
Details

The Focus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.71%
420 NE 10th St, Oklahoma City, OK, 73104
Fresh Start Auto Loan
12.45%
66 Months
View
▼
APR12.45%
Term66 Months
Last UpdatedMar 20, 2026
Details

Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
Pre-owned mobile homes
12.75%
60 Months
View
▼
APR12.75%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK, 74701 3461
New vehicles
2.99%
0-36 months
View
▼
APR2.99%
Term0-36 months
Last UpdatedMar 15, 2026
Details

Credit Union One Of Oklahoma Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
3330 N Lincoln Blvd, Oklahoma City, OK, 73105 5406
Auto Loans 2023 - Newer
3.24%
up to 36
View
▼
APR3.24%
Termup to 36
Last UpdatedMar 18, 2026
Details

USE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
4301 S INTERSTATE 44 SERVICE RD, OKLAHOMA CITY, OK, 73119
New & Used Autos
3.49%
72 Months
View
▼
APR3.49%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As

Mercy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.69%
4200 W Memorial Rd, Oklahoma City, OK, 73120
New Vehicles 2025-2026
3.74%
Up To 7 Years
View
▼
APR3.74%
TermUp To 7 Years
Last UpdatedMar 4, 2026
Details

*APR is the Annual Percentage Rate.

Credit Union One Of Oklahoma Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
3330 N Lincoln Blvd, Oklahoma City, OK, 73105 5406
Auto Loans 2023 - Newer
3.74%
37 - 48
View
▼
APR3.74%
Term37 - 48
Last UpdatedMar 18, 2026
Details

OK Members First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
10832 E 31st St, Tulsa, OK, 74146
New & Used Autos
3.99%
84 Months
View
▼
APR3.99%
Term84 Months
Last UpdatedMar 17, 2026
Details

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK, 74701 3461
New vehicles
3.99%
37-48 months
View
▼
APR3.99%
Term37-48 months
Last UpdatedMar 15, 2026
Details

Credit Union One Of Oklahoma Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
3330 N Lincoln Blvd, Oklahoma City, OK, 73105 5406
Auto Loans 2023 - Newer
4.24%
49 - 60
View
▼
APR4.24%
Term49 - 60
Last UpdatedMar 18, 2026
Details

Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
New Automobile Loans
4.25%
24 Months
View
▼
APR4.25%
Term24 Months
Last UpdatedMar 15, 2026
Details

As Low As

Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
New Automobile Loans
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As

Credit Union One Of Oklahoma Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
3330 N Lincoln Blvd, Oklahoma City, OK, 73105 5406
Auto Loans 2023 - Newer
4.74%
61 - 72
View
▼
APR4.74%
Term61 - 72
Last UpdatedMar 18, 2026
Details

Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
New Automobile Loans
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
7340 W Memorial Rd, Oklahoma City, OK, 73142
Auto Loans (New and used vehicles)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMar 18, 2026
Details

Direct Deposit APR

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK, 74701 3461
New vehicles
4.99%
49-60 months
View
▼
APR4.99%
Term49-60 months
Last UpdatedMar 15, 2026
Details

Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
New Automobile Loans
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

Encentus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1320 S Lewis Ave, Tulsa, OK, 74104 4205
New Auto
5.00%
84 Months
View
▼
APR5.00%
Term84 Months
Last UpdatedMar 13, 2026
Details

As Low As

Red River Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.10%
2721 N Main St, Altus, OK, 73521
New Vehicles
5.19%
84 Months
View
▼
APR5.19%
Term84 Months
Last UpdatedMar 11, 2026
Details

Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
New or Used Vehicle
5.19%
60 Months
View
▼
APR5.19%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
7340 W Memorial Rd, Oklahoma City, OK, 73142
Auto Loans (New and used vehicles)
5.24%
48 months
View
▼
APR5.24%
Term48 months
Last UpdatedMar 18, 2026
Details

Direct Deposit APR

Fort Sill Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.80%
3283 Sheridan Road, Fort Sill, OK, 73503
New/Used Vehicles (2023-2025)
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As

Credit Union One Of Oklahoma Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
3330 N Lincoln Blvd, Oklahoma City, OK, 73105 5406
Auto Loans 2023 - Newer
5.24%
73 - 84
View
▼
APR5.24%
Term73 - 84
Last UpdatedMar 18, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
215 State St, Muskogee, OK, 74401
New Auto Loan
5.29%
36 Months
View
▼
APR5.29%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
215 State St, Muskogee, OK, 74401
New Auto Loan
5.39%
48 Months
View
▼
APR5.39%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
215 State St, Muskogee, OK, 74401
New Auto Loan
5.44%
60 Months
View
▼
APR5.44%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As

Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
New or Used Vehicle
5.44%
72 Months
View
▼
APR5.44%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As

Tinker Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
1620 Lonnie Abbott Blvd, Ada, OK, 74820
New car loans
5.49%
0 - 66
View
▼
APR5.49%
Term0 - 66
Last UpdatedMar 15, 2026
Details

As Low As

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
7340 W Memorial Rd, Oklahoma City, OK, 73142
Auto Loans (New and used vehicles)
5.49%
60 months
View
▼
APR5.49%
Term60 months
Last UpdatedMar 18, 2026
Details

Direct Deposit APR

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
215 State St, Muskogee, OK, 74401
New Auto Loan
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

Bison Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
2 W Macarthur St, Shawnee, OK, 74804 2026
New Vehicle (Current & Previous Year)
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As; 100% Purchase price or NADA retail value, plus tag, title, and tax

United Members Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
4833 S Sheridan Rd Ste 401, Tulsa, OK, 74145
New Auto Loans
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As; Model Year 2024

Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
New Auto
5.49%
48 Months
View
▼
APR5.49%
Term48 Months
Last UpdatedMar 15, 2026
Details

Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2010 - 2016, by approval)
5.49%
Up to 24 months
View
▼
APR5.49%
TermUp to 24 months
Last UpdatedMar 17, 2026
Details

As Low As

Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2017 - 2018)
5.49%
Up to 24 months
View
▼
APR5.49%
TermUp to 24 months
Last UpdatedMar 17, 2026
Details

As Low As

Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2019 - 2021)
5.49%
Up to 36 months
View
▼
APR5.49%
TermUp to 36 months
Last UpdatedMar 17, 2026
Details

As Low As

Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2022 - 2024)
5.49%
Up to 36 months
View
▼
APR5.49%
TermUp to 36 months
Last UpdatedMar 17, 2026
Details

As Low As

Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2025 - 2026)
5.49%
Up to 36 months
View
▼
APR5.49%
TermUp to 36 months
Last UpdatedMar 17, 2026
Details

As Low As

TTCU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
778 W 4th St, Tahlequah, OK, 74464 5237
New Vehicles (2025-2026)
5.49%
48 months
View
▼
APR5.49%
Term48 months
Last UpdatedMar 15, 2026
Details

As Low As

Fire Fighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.45%
9200 E 41st St, Tulsa, OK, 74145
New/Used Auto
5.49%
84 months
View
▼
APR5.49%
Term84 months
Last UpdatedMar 18, 2026
Details

As Low As; A.P.R.(formerly 5.74% A.P.R.)

Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
New Automobile Loans
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As

Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
New Auto
5.59%
60 Months
View
▼
APR5.59%
Term60 Months
Last UpdatedMar 15, 2026
Details

Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
New or Used Vehicle
5.69%
84 Months
View
▼
APR5.69%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
7340 W Memorial Rd, Oklahoma City, OK, 73142
Auto Loans (New and used vehicles)
5.74%
72 months
View
▼
APR5.74%
Term72 months
Last UpdatedMar 18, 2026
Details

Direct Deposit APR

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
2612 SE Washington Blvd, Bartlesville, OK, 74006
Autos 2022-New
5.74%
60 months
View
▼
APR5.74%
Term60 months
Last UpdatedMar 15, 2026
Details

First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★ Texas Ratio: 12.38%
1111 S Muskogee Ave, Tahlequah, OK, 74464
New Auto (2024-2025)
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
7340 W Memorial Rd, Oklahoma City, OK, 73142
Auto Loans (New and used vehicles)
5.99%
36 months
View
▼
APR5.99%
Term36 months
Last UpdatedMar 18, 2026
Details

Standard APR

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
2612 SE Washington Blvd, Bartlesville, OK, 74006
Autos 2022-New
5.99%
72 months
View
▼
APR5.99%
Term72 months
Last UpdatedMar 15, 2026
Details

Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
New Auto
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedMar 15, 2026
Details

TTCU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
778 W 4th St, Tahlequah, OK, 74464 5237
New Vehicles (2025-2026)
5.99%
78 months
View
▼
APR5.99%
Term78 months
Last UpdatedMar 15, 2026
Details

As Low As

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK, 74701 3461
New vehicles
5.99%
61-72 months
View
▼
APR5.99%
Term61-72 months
Last UpdatedMar 15, 2026
Details

Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
New Automobile Loans
6.00%
84 Months
View
▼
APR6.00%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
7340 W Memorial Rd, Oklahoma City, OK, 73142
Auto Loans (New and used vehicles)
6.24%
48 months
View
▼
APR6.24%
Term48 months
Last UpdatedMar 18, 2026
Details

Standard APR

Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
2612 SE Washington Blvd, Bartlesville, OK, 74006
Autos 2022-New
6.24%
84 months
View
▼
APR6.24%
Term84 months
Last UpdatedMar 15, 2026
Details

Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2022 - 2024)
6.24%
37 - 66 months
View
▼
APR6.24%
Term37 - 66 months
Last UpdatedMar 17, 2026
Details

As Low As

Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
New Auto
6.29%
84 Months
View
▼
APR6.29%
Term84 Months
Last UpdatedMar 15, 2026
Details

Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
New or Used Vehicle
6.29%
48 Months
View
▼
APR6.29%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
7340 W Memorial Rd, Oklahoma City, OK, 73142
Auto Loans (New and used vehicles)
6.49%
60 months
View
▼
APR6.49%
Term60 months
Last UpdatedMar 18, 2026
Details

Standard APR

Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2019 - 2021)
6.49%
37 - 48 months
View
▼
APR6.49%
Term37 - 48 months
Last UpdatedMar 17, 2026
Details

As Low As

Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2022 - 2024)
6.49%
67 - 72 months
View
▼
APR6.49%
Term67 - 72 months
Last UpdatedMar 17, 2026
Details

As Low As

Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
New or Used Vehicle
6.54%
60 Months
View
▼
APR6.54%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
7340 W Memorial Rd, Oklahoma City, OK, 73142
Auto Loans (New and used vehicles)
6.74%
72 months
View
▼
APR6.74%
Term72 months
Last UpdatedMar 18, 2026
Details

Standard APR

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2018 S Washington, Idabel, OK, 74745
NEW Auto Loan
6.75%
up to 60 months
View
▼
APR6.75%
Termup to 60 months
Last UpdatedMar 11, 2026
Details

As Low As

Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
New or Used Vehicle
6.79%
72 Months
View
▼
APR6.79%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As

Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2019 - 2021)
6.99%
49 - 60 months
View
▼
APR6.99%
Term49 - 60 months
Last UpdatedMar 17, 2026
Details

As Low As

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK, 74701 3461
New vehicles
6.99%
73-84 months
View
▼
APR6.99%
Term73-84 months
Last UpdatedMar 15, 2026
Details

Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
New or Used Vehicle
7.04%
36 Months
View
▼
APR7.04%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As

Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
New or Used Vehicle
7.29%
48 Months
View
▼
APR7.29%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As

Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2017 - 2018)
7.49%
25 - 36 months
View
▼
APR7.49%
Term25 - 36 months
Last UpdatedMar 17, 2026
Details

As Low As

Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
New or Used Vehicle
7.54%
60 Months
View
▼
APR7.54%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2017 - 2018)
7.74%
37 - 48 months
View
▼
APR7.74%
Term37 - 48 months
Last UpdatedMar 17, 2026
Details

As Low As

First Oklahoma Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
100 S Riverfront Dr, Jenks, OK, 74037
New Auto Loan
7.75%
Up to 60 months
View
▼
APR7.75%
TermUp to 60 months
Last UpdatedMar 16, 2026
Details

Model Year: 2026

Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2010 - 2016, by approval)
7.99%
25 - 36 months
View
▼
APR7.99%
Term25 - 36 months
Last UpdatedMar 17, 2026
Details

As Low As

Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2010 - 2016, by approval)
8.24%
37 - 48 months
View
▼
APR8.24%
Term37 - 48 months
Last UpdatedMar 17, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
USE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
4301 S INTERSTATE 44 SERVICE RD, OKLAHOMA CITY, OK, 73119
New & Used Autos
3.49%
72 Months
View
▼
APR3.49%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As

OK Members First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
10832 E 31st St, Tulsa, OK, 74146
New & Used Autos
3.99%
84 Months
View
▼
APR3.99%
Term84 Months
Last UpdatedMar 17, 2026
Details

Mercy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.69%
4200 W Memorial Rd, Oklahoma City, OK, 73120
Used Vehicles 2023 and Older
4.49%
Up To 6 Years
View
▼
APR4.49%
TermUp To 6 Years
Last UpdatedMar 4, 2026
Details

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
7340 W Memorial Rd, Oklahoma City, OK, 73142
Auto Loans (New and used vehicles)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMar 18, 2026
Details

Direct Deposit APR

Encentus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1320 S Lewis Ave, Tulsa, OK, 74104 4205
Used Auto
5.00%
84 Months
View
▼
APR5.00%
Term84 Months
Last UpdatedMar 13, 2026
Details

As Low As

Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
New or Used Vehicle
5.19%
60 Months
View
▼
APR5.19%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
7340 W Memorial Rd, Oklahoma City, OK, 73142
Auto Loans (New and used vehicles)
5.24%
48 months
View
▼
APR5.24%
Term48 months
Last UpdatedMar 18, 2026
Details

Direct Deposit APR

Fort Sill Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.80%
3283 Sheridan Road, Fort Sill, OK, 73503
New/Used Vehicles (2023-2025)
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As

Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
Used Auto Loans
5.25%
24 Months
View
▼
APR5.25%
Term24 Months
Last UpdatedMar 15, 2026
Details

As Low As

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
215 State St, Muskogee, OK, 74401
Used Auto Loan
5.29%
36 Months
View
▼
APR5.29%
Term36 Months
Last UpdatedMar 18, 2026
Details

Red River Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.10%
2721 N Main St, Altus, OK, 73521
Used Vehicles
5.29%
72 Months
View
▼
APR5.29%
Term72 Months
Last UpdatedMar 11, 2026
Details

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
215 State St, Muskogee, OK, 74401
Used Auto Loan
5.39%
48 Months
View
▼
APR5.39%
Term48 Months
Last UpdatedMar 18, 2026
Details

Fort Sill Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.80%
3283 Sheridan Road, Fort Sill, OK, 73503
Used Vehicles (2020-2022)
5.39%
84 Months
View
▼
APR5.39%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
215 State St, Muskogee, OK, 74401
Used Auto Loan
5.44%
60 Months
View
▼
APR5.44%
Term60 Months
Last UpdatedMar 18, 2026
Details

Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
New or Used Vehicle
5.44%
72 Months
View
▼
APR5.44%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
7340 W Memorial Rd, Oklahoma City, OK, 73142
Auto Loans (New and used vehicles)
5.49%
60 months
View
▼
APR5.49%
Term60 months
Last UpdatedMar 18, 2026
Details

Direct Deposit APR

BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
215 State St, Muskogee, OK, 74401
Used Auto Loan
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 18, 2026
Details

Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2010 - 2016, by approval)
5.49%
Up to 24 months
View
▼
APR5.49%
TermUp to 24 months
Last UpdatedMar 17, 2026
Details

As Low As

Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2017 - 2018)
5.49%
Up to 24 months
View
▼
APR5.49%
TermUp to 24 months
Last UpdatedMar 17, 2026
Details

As Low As

Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2019 - 2021)
5.49%
Up to 36 months
View
▼
APR5.49%
TermUp to 36 months
Last UpdatedMar 17, 2026
Details

As Low As

Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2022 - 2024)
5.49%
Up to 36 months
View
▼
APR5.49%
TermUp to 36 months
Last UpdatedMar 17, 2026
Details

As Low As

Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2025 - 2026)
5.49%
Up to 36 months
View
▼
APR5.49%
TermUp to 36 months
Last UpdatedMar 17, 2026
Details

As Low As

Fire Fighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.45%
9200 E 41st St, Tulsa, OK, 74145
New/Used Auto
5.49%
84 months
View
▼
APR5.49%
Term84 months
Last UpdatedMar 18, 2026
Details

As Low As; A.P.R.(formerly 5.74% A.P.R.)

Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
Used Auto Loans
5.50%
36 Months
View
▼
APR5.50%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As

Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
New or Used Vehicle
5.69%
84 Months
View
▼
APR5.69%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
7340 W Memorial Rd, Oklahoma City, OK, 73142
Auto Loans (New and used vehicles)
5.74%
72 months
View
▼
APR5.74%
Term72 months
Last UpdatedMar 18, 2026
Details

Direct Deposit APR

TTCU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
778 W 4th St, Tahlequah, OK, 74464 5237
Used Vehicles (2021-2026)
5.74%
66 months
View
▼
APR5.74%
Term66 months
Last UpdatedMar 15, 2026
Details

As Low As

Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
Used Auto Loans
5.75%
48 Months
View
▼
APR5.75%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As

Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
Used Vehicles 2018-2020
5.89%
60 Months
View
▼
APR5.89%
Term60 Months
Last UpdatedMar 15, 2026
Details

Tinker Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
1620 Lonnie Abbott Blvd, Ada, OK, 74820
Used car loans
5.99%
0 - 66 Months
View
▼
APR5.99%
Term0 - 66 Months
Last UpdatedMar 15, 2026
Details

As Low As

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
7340 W Memorial Rd, Oklahoma City, OK, 73142
Auto Loans (New and used vehicles)
5.99%
36 months
View
▼
APR5.99%
Term36 months
Last UpdatedMar 18, 2026
Details

Standard APR

TTCU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
778 W 4th St, Tahlequah, OK, 74464 5237
Used Vehicles (2018-2020)
5.99%
66 months
View
▼
APR5.99%
Term66 months
Last UpdatedMar 15, 2026
Details

As Low As

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK, 74701 3461
Used vehicles
5.99%
0-72 months
View
▼
APR5.99%
Term0-72 months
Last UpdatedMar 15, 2026
Details

model years 2023-2027

Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
Used Auto Loans
6.00%
60 Months
View
▼
APR6.00%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
Used Vehicles 2021-2025
6.09%
72 Months
View
▼
APR6.09%
Term72 Months
Last UpdatedMar 15, 2026
Details

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
7340 W Memorial Rd, Oklahoma City, OK, 73142
Auto Loans (New and used vehicles)
6.24%
48 months
View
▼
APR6.24%
Term48 months
Last UpdatedMar 18, 2026
Details

Standard APR

Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2022 - 2024)
6.24%
37 - 66 months
View
▼
APR6.24%
Term37 - 66 months
Last UpdatedMar 17, 2026
Details

As Low As

Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
New or Used Vehicle
6.29%
48 Months
View
▼
APR6.29%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
7340 W Memorial Rd, Oklahoma City, OK, 73142
Auto Loans (New and used vehicles)
6.49%
60 months
View
▼
APR6.49%
Term60 months
Last UpdatedMar 18, 2026
Details

Standard APR

Bison Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
2 W Macarthur St, Shawnee, OK, 74804 2026
Used Vehicle (2 to 7 Years Old)
6.49%
72 Months
View
▼
APR6.49%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As; 100% NADA retail value, plus tag, title, and tax

United Members Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
4833 S Sheridan Rd Ste 401, Tulsa, OK, 74145
Used Auto Loans
6.49%
60 Months
View
▼
APR6.49%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As; Model Year 2019-2023

Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2019 - 2021)
6.49%
37 - 48 months
View
▼
APR6.49%
Term37 - 48 months
Last UpdatedMar 17, 2026
Details

As Low As

Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2022 - 2024)
6.49%
67 - 72 months
View
▼
APR6.49%
Term67 - 72 months
Last UpdatedMar 17, 2026
Details

As Low As

Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
Used Auto Loans
6.50%
72 Months
View
▼
APR6.50%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As

Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
New or Used Vehicle
6.54%
60 Months
View
▼
APR6.54%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
Used Vehicles 2021-2025
6.59%
84 Months
View
▼
APR6.59%
Term84 Months
Last UpdatedMar 15, 2026
Details

Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
7340 W Memorial Rd, Oklahoma City, OK, 73142
Auto Loans (New and used vehicles)
6.74%
72 months
View
▼
APR6.74%
Term72 months
Last UpdatedMar 18, 2026
Details

Standard APR

Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
Used Vehicles 2015-2017
6.79%
48 Months
View
▼
APR6.79%
Term48 Months
Last UpdatedMar 15, 2026
Details

Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
New or Used Vehicle
6.79%
72 Months
View
▼
APR6.79%
Term72 Months
Last UpdatedMar 15, 2026
Details

As Low As

Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2019 - 2021)
6.99%
49 - 60 months
View
▼
APR6.99%
Term49 - 60 months
Last UpdatedMar 17, 2026
Details

As Low As

TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK, 74701 3461
Used vehicles
6.99%
0-60 months
View
▼
APR6.99%
Term0-60 months
Last UpdatedMar 15, 2026
Details

model years 2019-2022

Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
Used Auto Loans
7.00%
84 Months
View
▼
APR7.00%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As

Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
New or Used Vehicle
7.04%
36 Months
View
▼
APR7.04%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As

Fort Sill Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.80%
3283 Sheridan Road, Fort Sill, OK, 73503
Used Vehicles (2016-2019)
7.09%
75 Months
View
▼
APR7.09%
Term75 Months
Last UpdatedMar 20, 2026
Details

As Low As

Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2018 S Washington, Idabel, OK, 74745
Used Auto Loan
7.15%
up to 60 months
View
▼
APR7.15%
Termup to 60 months
Last UpdatedMar 11, 2026
Details

As Low As

Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
New or Used Vehicle
7.29%
48 Months
View
▼
APR7.29%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As

Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
Used Vehicles 2015-2017
7.39%
30 Months
View
▼
APR7.39%
Term30 Months
Last UpdatedMar 15, 2026
Details

Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2017 - 2018)
7.49%
25 - 36 months
View
▼
APR7.49%
Term25 - 36 months
Last UpdatedMar 17, 2026
Details

As Low As

Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
Used Auto Loans Other vehicles 9 to 12 years old
7.50%
60 Months
View
▼
APR7.50%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
New or Used Vehicle
7.54%
60 Months
View
▼
APR7.54%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
Used Vehicles 2015-2017
7.69%
36 Months
View
▼
APR7.69%
Term36 Months
Last UpdatedMar 15, 2026
Details

Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2017 - 2018)
7.74%
37 - 48 months
View
▼
APR7.74%
Term37 - 48 months
Last UpdatedMar 17, 2026
Details

As Low As

Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2010 - 2016, by approval)
7.99%
25 - 36 months
View
▼
APR7.99%
Term25 - 36 months
Last UpdatedMar 17, 2026
Details

As Low As

Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2010 - 2016, by approval)
8.24%
37 - 48 months
View
▼
APR8.24%
Term37 - 48 months
Last UpdatedMar 17, 2026
Details

As Low As

First Oklahoma Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
100 S Riverfront Dr, Jenks, OK, 74037
Used Auto Loan
8.25%
Up to 60 months
View
▼
APR8.25%
TermUp to 60 months
Last UpdatedMar 16, 2026
Details

Model Year: 2021 - 2025

Fort Sill Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.80%
3283 Sheridan Road, Fort Sill, OK, 73503
Older Used Vehicles (2015 & Older)
8.74%
60 Months
View
▼
APR8.74%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As

First Oklahoma Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
100 S Riverfront Dr, Jenks, OK, 74037
Used Auto Loan
8.75%
Up to 60 months
View
▼
APR8.75%
TermUp to 60 months
Last UpdatedMar 16, 2026
Details

Model Year: 2016 - 2020

First Oklahoma Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
100 S Riverfront Dr, Jenks, OK, 74037
Used Auto Loan
9.25%
Up to 36 months
View
▼
APR9.25%
TermUp to 36 months
Last UpdatedMar 16, 2026
Details

Model Year: 2015 - Older

Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
Pre-owned mobile homes
12.75%
60 Months
View
▼
APR12.75%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

Frequently Asked Questions about Auto Loans in Warner, Oklahoma

How does my credit score affect my car loan rate in Oklahoma?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Warner, Oklahoma with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Oklahoma *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Warner, Oklahoma typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Warner, Oklahoma?

Based on our current data, some of the lowest auto loan rates available in Warner, Oklahoma include:
  • Otoe-Missouria Federal Credit Union: 2.49% (Auto Loan)
  • TEXOMA EDUCATORS: 2.99% (New vehicles)
  • Credit Union One Of Oklahoma Credit Union: 3.24% (Auto Loans 2023 - Newer)
  • USE Federal Credit Union: 3.49% (New & Used Autos)
  • Mercy Credit Union: 3.74% (New Vehicles 2025-2026)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Warner, Oklahoma. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 20, 2026

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