Energize Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Energize Credit Union12-month CD rates can be found at 3.50%, 6-month CD rates at 0.50% and 3-month CD rates at 3.55%. Savings rates are at 0.20% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 6.67%. Credit Card rates are at 7.99%. Personal Loan rates are at 8.50%. All these rates, and more, can be found in our database of rates which you can compare to Energize Credit Union rates.

Compare Energize Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Energize Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Energize Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Energize Credit Union? Share your experience about Energize Credit Union by leaving a review below, or read customer reviews before you decide to use Energize Credit Union.

Overall, Energize Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Energize Credit Union
ECU Office
2325 E I 44 Service Rd
Oklahoma City, OK 73111 8219
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Energize Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
QCBT Quad City B&T Co.
QCBT Quad City B&T Co.
12-Month CD
3.96%
$500
JVB Juniata Valley Bank
JVB Juniata Valley Bank
12-Month CD
3.70%
$1,000
Bank of Brenham
Bank of Brenham
12-Month CD
3.50%
$1,000
FirstBank of Nebraska
FirstBank of Nebraska
36-Month CD
3.50%
$1,000
Empower Federal Credit Union
Empower Federal Credit Union
48-Month CD
3.25%
$500
Bank of Vici
Bank of Vici
3-Month CD
3.15%
$1,000
New Peoples Bank
New Peoples Bank
60-Month CD
3.10%
$0
State Bank of Southern Utah
State Bank of Southern Utah
Big Interest Checking
3.04%
$0
Iowa Falls State Bank
Iowa Falls State Bank
12-Month CD
3.03%
$1,000
Wintrust Bank
Wintrust Bank
33-Month CD
3.00%
$1,000
Jarrettsville Federal S&L
Jarrettsville Federal S&L
60-Month CD
2.85%
$500
State Bank of Industry
State Bank of Industry
60-Month CD
2.78%
$1,000
New Haven Bank
New Haven Bank
48-Month CD
2.75%
$500
Commercial Bank De Kalb, MS
Commercial Bank De Kalb, MS
60-Month CD
2.52%
$1,000
First National Bank of Ava
First National Bank of Ava
60-Month CD
2.52%
$500
Logansport Savings Bank
Logansport Savings Bank
24-Month CD
2.07%
$1,000
First Federal Bank of Kansas City
First Federal Bank of Kansas City
24-Month CD
2.02%
$1,000
State Bank of Industry
State Bank of Industry
36-Month CD
2.02%
$1,000
Triad Bank, N.A.
Triad Bank, N.A.
12-Month CD
2.01%
$1,000
San Luis Valley Federal Bank
San Luis Valley Federal Bank
24-Month CD
1.69%
$1,000
Connex Credit Union
Connex Credit Union
36-Month CD
1.60%
$500
American Bank & Trust Co, Inc.
American Bank & Trust Co, Inc.
Presidential Checking
1.50%
$5,000
Community Bank of Oelwein
Community Bank of Oelwein
48-Month CD
1.45%
$1,000
USAA Federal Savings Bank
USAA Federal Savings Bank
36-Month CD
1.30%
$1,000
FNB at St. James
FNB at St. James
24-Month CD
1.26%
$500
RBT Rollstone B&T
RBT Rollstone B&T
36-Month CD
1.15%
$500
Parkway Bank and Trust Company
Parkway Bank and Trust Company
36-Month CD
1.00%
$1,000
Farmers State Bank of Alto Pass, Ill.
Farmers State Bank of Alto Pass, Ill.
Kasasa Savings
1.00%
$0
First FSB of Kentucky
First FSB of Kentucky
48-Month CD
1.00%
$500
Fairfield County Bank
Fairfield County Bank
12-Month CD
1.00%
$2,500
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
12-Month CD
0.80%
$500
First Security Bank Mackinaw, IL
First Security Bank Mackinaw, IL
Money Market
0.75%
$2,500
Triad Bank, N.A.
Triad Bank, N.A.
6-Month CD
0.75%
$1,000
Marion State Bank Marion, TX
Marion State Bank Marion, TX
Money Market
0.65%
$2,500
FSB of Rosemount
FSB of Rosemount
Classic Savings
0.60%
$10
Iowa Falls State Bank
Iowa Falls State Bank
Premium Checking
0.50%
$1,000
United Minnesota Bank
United Minnesota Bank
6-Month CD
0.50%
$500
Harleysville Bank
Harleysville Bank
36-Month CD
0.35%
$500
Somerset Trust Company
Somerset Trust Company
24-Month CD
0.35%
$500
Embassy Bank for the Lehigh Valley
Embassy Bank for the Lehigh Valley
24-Month CD
0.25%
$500
WaterStone Bank
WaterStone Bank
12-Month CD
0.25%
$1,000
Washita State Bank
Washita State Bank
Traditional Savings
0.20%
$200
Southwest National Bank
Southwest National Bank
Investment Savings
0.15%
$0
Consumers Credit Union
Consumers Credit Union
Interest Checking
0.15%
$0
United States Senate Federal Credit Union
United States Senate Federal Credit Union
Primary Savings
0.10%
$5
Busey Bank
Busey Bank
18-Month CD
0.05%
$1,000
Central Bank Houston, TX
Central Bank Houston, TX
Central Choice Premier Checking
0.05%
$100
360 Federal Credit Union
360 Federal Credit Union
Share Savings
0.05%
$5
Academic Federal Credit Union
Academic Federal Credit Union
Primary Shares Savings
0.05%
$20
United Bank of Philadelphia
United Bank of Philadelphia
Statement Savings
0.02%
$150
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Energize Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
15-Year Fixed (Jumbo)
5.375%
5.525%
0.750
Catskill Hudson Bank
Catskill Hudson Bank
15-Year Fixed
5.375%
5.528%
0.623
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
10-Year Fixed
5.375%
5.552%
0.500
Abound Federal Credit Union
Abound Federal Credit Union
5-Year ARM
5.500%
5.581%
0.000
Rhinebeck Bank
Rhinebeck Bank
15-Year Fixed
5.500%
5.604%
0.750
The Golden 1 Credit Union
The Golden 1 Credit Union
15-Year Fixed
5.625%
5.625%
0.125
Savings Bank of Danbury
Savings Bank of Danbury
15-Year Fixed
5.625%
5.705%
0.000
Pioneer Federal Credit Union
Pioneer Federal Credit Union
15-Year Fixed
5.500%
5.743%
0.000
PNB of Kewanee
PNB of Kewanee
15-Year Fixed
5.500%
5.785%
0.000
Bank of America
Bank of America
15 Year Fixed
5.500%
5.844%
0.714
First National Bank of Orwell
First National Bank of Orwell
15-Year Fixed
5.750%
5.848%
0.000
Manasquan Bank
Manasquan Bank
15-Year Fixed
5.750%
5.875%
0.000
Magnifi Financial Credit Union
Magnifi Financial Credit Union
15 Year Fixed
5.750%
5.887%
0.000
Mutual Security Credit Union
Mutual Security Credit Union
15-Year Fixed
5.875%
5.918%
0.000
Investment Savings Bank
Investment Savings Bank
30-Year Fixed
5.875%
5.936%
0.000
Phoenixville Federal B&T
15-Year Fixed
5.875%
5.984%
0.125
NESC Federal Credit Union
NESC Federal Credit Union
15 Year Fixed
6.000%
6.008%
0.000
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union
30-Year Fixed
5.875%
6.031%
0.000
Unity Bank
Unity Bank
15-Year Fixed
6.000%
6.047%
0.000
Luana Savings Bank
Luana Savings Bank
30-Year Fixed
6.000%
6.047%
0.000
Vystar Credit Union
Vystar Credit Union
15-Year Fixed
6.000%
6.051%
0.000
A+ Federal Credit Union
A+ Federal Credit Union
30-Year Fixed
5.990%
6.054%
0.000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
15-Year Fixed
5.875%
6.105%
0.000
Service Federal Credit Union
Service Federal Credit Union
5/1 ARM
5.375%
6.137%
0.000
Ridgewood Savings Bank
Ridgewood Savings Bank
20-Year Fixed
6.125%
6.250%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Energize Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Rewards Visa Credit Card
15.250%
1st Valley Credit Union
1st Valley Credit Union
Platinum Visa
8.750%
ACFCU
ACFCU
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Classroom Supply Visa
8.500%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
ACFCU
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Secured
18.000%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Classic
15.400%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum with Rewards
8.900%
Vystar Credit Union
Vystar Credit Union
Savings Secured Visa®
18.000%
ABNB Federal Credit Union
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Platinum
16.200%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum without Rewards
7.900%
ACFCU
ACFCU
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
ACFCU
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Energize Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.740%
$0
60
A+ Federal Credit Union
A+ Federal Credit Union
A+ Preferred Line Of Credit
10.990%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $2,500
36 - 36
360 Federal Credit Union
360 Federal Credit Union
Anything Loan
10.990%
$500
36
1st United Credit Union
1st United Credit Union
Personal Line of Credit Variable
13.150%
$0
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Signature Loan
10.250% - 17.950%
$0
1 - 36
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $500
48 - 48
Achieve Financial Credit Union
Achieve Financial Credit Union
Credit Builder Loan
9.000%
$0
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Personal Loan
10.990%
$0 - $10,000
60 - 60
Randolph Brooks FCU
Randolph Brooks FCU
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
11.240% - 17.950%
$0
25 - 36
ABCO Federal Credit Union
ABCO Federal Credit Union
Vacation Loans
10.490%
$0
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
25 - 36
Acadian Federal Credit Union
Acadian Federal Credit Union
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
12.990%
$0 - $2,000
24 - 24
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
13.700%
$2,500 - $5,000
36 - 36
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
11.500%
$0
48 - 48
Academic Employees Credit Union
Academic Employees Credit Union
Personal Loan
10.500%
$0 - $5,000
24 - 36
ACFCU
ACFCU
Gold Star Loan
14.200%
$0
48
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.240%
$0 - $2,000
36 - 36
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
13.060%
$0
1 - 36
Alec Federal Credit Union
Alec Federal Credit Union
Refinanced Signature Loans
18.000%
$0
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.700%
$8,000
60 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Energize Credit Union rate data right now, check back for updates, we are adding rates all the time.

Energize Credit Union Information

Credit Union Name: Energize Credit Union
Full Time Employees: 4
Part Time Employees: 0
President: Michelle Phelps
CEO: Lisa Dailey
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
2325 E I 44 Service Rd
Oklahoma City, OK 73111 8219
Phone Number: 405-478-0046
Fax Number: 405-478-1279

Energize Credit Union Financials

Total Assets:
28,641,625
Total Amount of Shares and Deposits:
25,079,555
Total Shares and Deposits < 1 Year:
20,220,961
Total Shares and Deposits 1 3 Years:
4,858,594
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,452,124
Total Uninsured Shares and Deposits > $250K (F+J):
1,452,124
Total Insured Shares and Deposits > $250K (item 17 less item K):
23,627,431
Total Interest Expense (Sum of items 6 8):
123,003
Share Certificates:
300
IRA KEOGH Accounts:
10
Number of Accounts for Regular Shares:
3,654
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,792,798
Total Liabilities:
25,148,917
Show More

Energize Credit Union Questions and Answers

No Cost Share Drafts:
No
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
Yes
No Cost Bill Payer:
Yes
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
No
Are New Loans Available:
No
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage Rates Head Lower on Poor Job Numbers and Fears in Europe: 30 Year Mortgage Rates at 4.85%Mortgage rates continue to head lower following Treasury yields lower on poor job numbers and concerns of the financial crisis in Europe. 30 year mortgage rate dropped from 4.96 percent to 4.85 percent over the weekend. U.S. Treasury yields were down 21 basis points on Friday on a report showing only 432,000 jobs were created in May, which was less than the 513,000 jobs analysts had expected. Fears of Hungary defaulting on its debt also sent Treasury yields down.  The ongoing concerns in Europe will drive Treasury yields and mortgage rates lower this week.
credit-cards-and-charge-cardsCredit cards and charge cards are actually two different types of cards. Credit cards allow you to make purchases and carry a running balance on the account month to month.
Mortgage rates were mixed in the most recent Primary Mortgage Market Survey released this morning by Freddie Mac. 30 year fixed home mortgage rates and 15 year fixed home mortgage rates were unchanged for week ending September 23, 2010. 15 year mortgage interest rates are still at a record low set last week. Adjustable mortgage rates were mixed for the week ending September 23, 2010. 5 year adjustable home mortgage rates were slightly lower and 1 year home adjustable home mortgage rates were slightly higher.  

Bank or Credit Union Offers and Deals

Mortgage Rates Mixed in Mortgage Survey: 30 Year Mortgage Rates at 4.74% and 15 Year Mortgage Rates at 4.05%
Mortgage Rates Hold Steady This Week
Mortgage Rates: Lenders Mortgage Rates Higher Friday October 28, 2011
Astoria Bank Money Market Account Rates now at 0.20%
Mortgage Rates Mixed in Latest Mortgage Survey: 15 Year Mortgage Rates Highest Since April 2010
Credit Cards - Review & Reform
30 Year Mortgage Rates Remain at 5.04% This Week According to Freddie Mac
Mortgage Rates: Weekly Average Rates Mixed as Budget Talks Continue, 30 Year Mortgage rates at 4.59%
Best Savings Rates in December 2018
First Central Direct Best CD Rates

Alternative Bank and Credit Union Offers to Explore

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Government Shutdown May Derail Housing Recovery
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Mortgage Rates Stabilize This Morning: 15 Year Jumbo Mortgage Rates and Refinance Rates Averaging 4.60%
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Trillions Lost in Household Wealth
Home Buyer Tax Credit Ends April 30, 2010
Refinance Applications Drop During Holiday Week as Refinance Rates Decline

Energize Credit Union Reviews

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