Auto Loan Rates in Norman, Oklahoma (OK) for March 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Norman, Oklahoma. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Norman, Oklahoma include BOK FinancialBOK Financial3550 W Main St, Norman, OK, 73072A+5.0 ★Texas Ratio: 3.85% offering New Auto Loan at 5.29%, Tinker Federal Credit UnionTinker Federal Credit Union1451 12th Ave SE, Norman, OK, 73071A+5.0 ★Texas Ratio: 2.99% offering New car loans at 5.49%, True Sky Federal Credit UnionTrue Sky Federal Credit Union1212 W Lindsey St, Norman, OK, 73069 4308A5.0 ★Texas Ratio: 9.26% offering Auto Loans at 5.99%, Otoe-Missouria Federal Credit UnionOtoe-Missouria Federal Credit Union7480 Highway 177 Ste A, Red Rock, OK, 74651C4.0 ★Texas Ratio: 26.63% offering Auto Loan at 2.49%, TEXOMA EDUCATORSTEXOMA EDUCATORS424 N Washington Ave, Durant, OK, 74701 3461A+5.0 ★Texas Ratio: 0.63% offering New vehicles at 2.99%.
Auto loan rates in Norman, Oklahoma are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.
We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Norman, Oklahoma. Auto Loan Rates Last Updated and Verified: March 20, 2026
Compare Auto Loan Rates Today in Norman, Oklahoma & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
3550 W Main St, Norman, OK, 73072
New Auto Loan
5.29%
36 Months
▼
APR5.29%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
3550 W Main St, Norman, OK, 73072
Used Auto Loan
5.29%
36 Months
▼
APR5.29%
Term36 Months
Last UpdatedMar 18, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
3550 W Main St, Norman, OK, 73072
New Auto Loan
5.39%
48 Months
▼
APR5.39%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
3550 W Main St, Norman, OK, 73072
Used Auto Loan
5.39%
48 Months
▼
APR5.39%
Term48 Months
Last UpdatedMar 18, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
3550 W Main St, Norman, OK, 73072
New Auto Loan
5.44%
60 Months
▼
APR5.44%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
3550 W Main St, Norman, OK, 73072
Used Auto Loan
5.44%
60 Months
▼
APR5.44%
Term60 Months
Last UpdatedMar 18, 2026
Details
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
1451 12th Ave SE, Norman, OK, 73071
New car loans
5.49%
0 - 66
▼
APR5.49%
Term0 - 66
Last UpdatedMar 15, 2026
Details
As Low As
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
3550 W Main St, Norman, OK, 73072
New Auto Loan
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
3550 W Main St, Norman, OK, 73072
Used Auto Loan
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 18, 2026
Details
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
1451 12th Ave SE, Norman, OK, 73071
Used car loans
5.99%
0 - 66 Months
▼
APR5.99%
Term0 - 66 Months
Last UpdatedMar 15, 2026
Details
As Low As
True Sky Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.26%
1212 W Lindsey St, Norman, OK, 73069 4308
Auto Loans
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedMar 17, 2026
Details
Up to 60 months
Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 26.63%
7480 Highway 177 Ste A, Red Rock, OK, 74651
Auto Loan
2.49%
36 Months
▼
APR2.49%
Term36 Months
Last UpdatedMar 17, 2026
Details
with $20,000 amount
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK, 74701 3461
New vehicles
2.99%
0-36 months
▼
APR2.99%
Term0-36 months
Last UpdatedMar 15, 2026
Details
Credit Union One Of Oklahoma Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
3330 N Lincoln Blvd, Oklahoma City, OK, 73105 5406
Auto Loans 2023 - Newer
3.24%
up to 36
▼
APR3.24%
Termup to 36
Last UpdatedMar 18, 2026
Details
USE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
4301 S INTERSTATE 44 SERVICE RD, OKLAHOMA CITY, OK, 73119
New & Used Autos
3.49%
72 Months
▼
APR3.49%
Term72 Months
Last UpdatedMar 15, 2026
Details
As Low As
Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 26.63%
7480 Highway 177 Ste A, Red Rock, OK, 74651
Auto Loan
3.49%
48 Months
▼
APR3.49%
Term48 Months
Last UpdatedMar 17, 2026
Details
with $15,000 amount
Mercy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.69%
4200 W Memorial Rd, Oklahoma City, OK, 73120
New Vehicles 2025-2026
3.74%
Up To 7 Years
▼
APR3.74%
TermUp To 7 Years
Last UpdatedMar 4, 2026
Details
*APR is the Annual Percentage Rate.
Credit Union One Of Oklahoma Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
3330 N Lincoln Blvd, Oklahoma City, OK, 73105 5406
Auto Loans 2023 - Newer
3.74%
37 - 48
▼
APR3.74%
Term37 - 48
Last UpdatedMar 18, 2026
Details
OK Members First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
10832 E 31st St, Tulsa, OK, 74146
New & Used Autos
3.99%
84 Months
▼
APR3.99%
Term84 Months
Last UpdatedMar 17, 2026
Details
Credit Union One Of Oklahoma Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
3330 N Lincoln Blvd, Oklahoma City, OK, 73105 5406
Auto Loans 2020 - 2022
3.99%
up to 36
▼
APR3.99%
Termup to 36
Last UpdatedMar 18, 2026
Details
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK, 74701 3461
New vehicles
3.99%
37-48 months
▼
APR3.99%
Term37-48 months
Last UpdatedMar 15, 2026
Details
Employees Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.81%
1120 W 17th St, Tulsa, OK, 74107
Automobiles
4.24%
84 Months
▼
APR4.24%
Term84 Months
Last UpdatedMar 13, 2026
Details
As Low As
Credit Union One Of Oklahoma Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
3330 N Lincoln Blvd, Oklahoma City, OK, 73105 5406
Auto Loans 2023 - Newer
4.24%
49 - 60
▼
APR4.24%
Term49 - 60
Last UpdatedMar 18, 2026
Details
Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
New Automobile Loans
4.25%
24 Months
▼
APR4.25%
Term24 Months
Last UpdatedMar 15, 2026
Details
As Low As
The Focus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.71%
420 NE 10th St, Oklahoma City, OK, 73104
Vehicle Loans 66 months or less
4.45%
66 Months
▼
APR4.45%
Term66 Months
Last UpdatedMar 20, 2026
Details
As Low As
Mercy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.69%
4200 W Memorial Rd, Oklahoma City, OK, 73120
Used Vehicles 2023 and Older
4.49%
Up To 6 Years
▼
APR4.49%
TermUp To 6 Years
Last UpdatedMar 4, 2026
Details
Credit Union One Of Oklahoma Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
3330 N Lincoln Blvd, Oklahoma City, OK, 73105 5406
Auto Loans 2020 - 2022
4.49%
37 - 48
▼
APR4.49%
Term37 - 48
Last UpdatedMar 18, 2026
Details
Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
New Automobile Loans
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 15, 2026
Details
As Low As
Credit Union One Of Oklahoma Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
3330 N Lincoln Blvd, Oklahoma City, OK, 73105 5406
Auto Loans 2023 - Newer
4.74%
61 - 72
▼
APR4.74%
Term61 - 72
Last UpdatedMar 18, 2026
Details
Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
New Automobile Loans
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 15, 2026
Details
As Low As
The Focus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.71%
420 NE 10th St, Oklahoma City, OK, 73104
Vehicle Loans 67 thru 78 months
4.95%
78 Months
▼
APR4.95%
Term78 Months
Last UpdatedMar 20, 2026
Details
As Low As
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
7340 W Memorial Rd, Oklahoma City, OK, 73142
Auto Loans (New and used vehicles)
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 18, 2026
Details
Direct Deposit APR
Employees Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.81%
1120 W 17th St, Tulsa, OK, 74107
Automobiles
4.99%
96 Months
▼
APR4.99%
Term96 Months
Last UpdatedMar 13, 2026
Details
As Low As
Credit Union One Of Oklahoma Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
3330 N Lincoln Blvd, Oklahoma City, OK, 73105 5406
Auto Loans 2020 - 2022
4.99%
49 - 60
▼
APR4.99%
Term49 - 60
Last UpdatedMar 18, 2026
Details
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK, 74701 3461
New vehicles
4.99%
49-60 months
▼
APR4.99%
Term49-60 months
Last UpdatedMar 15, 2026
Details
Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
New Automobile Loans
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As
Encentus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1320 S Lewis Ave, Tulsa, OK, 74104 4205
New Auto
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedMar 13, 2026
Details
As Low As
Encentus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1320 S Lewis Ave, Tulsa, OK, 74104 4205
Used Auto
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedMar 13, 2026
Details
As Low As
Red River Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.10%
2721 N Main St, Altus, OK, 73521
New Vehicles
5.19%
84 Months
▼
APR5.19%
Term84 Months
Last UpdatedMar 11, 2026
Details
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
New or Used Vehicle
5.19%
60 Months
▼
APR5.19%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
7340 W Memorial Rd, Oklahoma City, OK, 73142
Auto Loans (New and used vehicles)
5.24%
48 months
▼
APR5.24%
Term48 months
Last UpdatedMar 18, 2026
Details
Direct Deposit APR
Employees Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.81%
1120 W 17th St, Tulsa, OK, 74107
Automobiles
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 13, 2026
Details
As Low As
Fort Sill Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.80%
3283 Sheridan Road, Fort Sill, OK, 73503
New/Used Vehicles (2023-2025)
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Credit Union One Of Oklahoma Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
3330 N Lincoln Blvd, Oklahoma City, OK, 73105 5406
Auto Loans 2023 - Newer
5.24%
73 - 84
▼
APR5.24%
Term73 - 84
Last UpdatedMar 18, 2026
Details
Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
Used Auto Loans
5.25%
24 Months
▼
APR5.25%
Term24 Months
Last UpdatedMar 15, 2026
Details
As Low As
Red River Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.10%
2721 N Main St, Altus, OK, 73521
Used Vehicles
5.29%
72 Months
▼
APR5.29%
Term72 Months
Last UpdatedMar 11, 2026
Details
Fort Sill Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.80%
3283 Sheridan Road, Fort Sill, OK, 73503
Used Vehicles (2020-2022)
5.39%
84 Months
▼
APR5.39%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
New or Used Vehicle
5.44%
72 Months
▼
APR5.44%
Term72 Months
Last UpdatedMar 15, 2026
Details
As Low As
The Focus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.71%
420 NE 10th St, Oklahoma City, OK, 73104
Vehicle Loans 79 thru 90 months
5.45%
90 Months
▼
APR5.45%
Term90 Months
Last UpdatedMar 20, 2026
Details
As Low As
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
7340 W Memorial Rd, Oklahoma City, OK, 73142
Auto Loans (New and used vehicles)
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedMar 18, 2026
Details
Direct Deposit APR
Bison Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
2 W Macarthur St, Shawnee, OK, 74804 2026
New Vehicle (Current & Previous Year)
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As; 100% Purchase price or NADA retail value, plus tag, title, and tax
United Members Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
4833 S Sheridan Rd Ste 401, Tulsa, OK, 74145
New Auto Loans
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As; Model Year 2024
First Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
402 E Main St, Henryetta, OK, 74437
Vehicle Loans
5.49%
Up to 72 months*
▼
APR5.49%
TermUp to 72 months*
Last UpdatedMar 18, 2026
Details
As Low As
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
New Auto
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedMar 15, 2026
Details
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2010 - 2016, by approval)
5.49%
Up to 24 months
▼
APR5.49%
TermUp to 24 months
Last UpdatedMar 17, 2026
Details
As Low As
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2017 - 2018)
5.49%
Up to 24 months
▼
APR5.49%
TermUp to 24 months
Last UpdatedMar 17, 2026
Details
As Low As
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2019 - 2021)
5.49%
Up to 36 months
▼
APR5.49%
TermUp to 36 months
Last UpdatedMar 17, 2026
Details
As Low As
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2022 - 2024)
5.49%
Up to 36 months
▼
APR5.49%
TermUp to 36 months
Last UpdatedMar 17, 2026
Details
As Low As
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2025 - 2026)
5.49%
Up to 36 months
▼
APR5.49%
TermUp to 36 months
Last UpdatedMar 17, 2026
Details
As Low As
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
778 W 4th St, Tahlequah, OK, 74464 5237
New Vehicles (2025-2026)
5.49%
48 months
▼
APR5.49%
Term48 months
Last UpdatedMar 15, 2026
Details
As Low As
Fire Fighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.45%
9200 E 41st St, Tulsa, OK, 74145
New/Used Auto
5.49%
84 months
▼
APR5.49%
Term84 months
Last UpdatedMar 18, 2026
Details
As Low As; A.P.R.(formerly 5.74% A.P.R.)
Credit Union One Of Oklahoma Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
3330 N Lincoln Blvd, Oklahoma City, OK, 73105 5406
Auto Loans 2020 - 2022
5.49%
61 - 72
▼
APR5.49%
Term61 - 72
Last UpdatedMar 18, 2026
Details
Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
New Automobile Loans
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedMar 15, 2026
Details
As Low As
Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
Used Auto Loans
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedMar 15, 2026
Details
As Low As
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK, 74129 1400
Auto Loan
5.54%
36 months
▼
APR5.54%
Term36 months
Last UpdatedMar 17, 2026
Details
As Low As
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
New Auto
5.59%
60 Months
▼
APR5.59%
Term60 Months
Last UpdatedMar 15, 2026
Details
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK, 74129 1400
Auto Loan
5.59%
72 months
▼
APR5.59%
Term72 months
Last UpdatedMar 17, 2026
Details
As Low As
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
New or Used Vehicle
5.69%
84 Months
▼
APR5.69%
Term84 Months
Last UpdatedMar 15, 2026
Details
As Low As
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
7340 W Memorial Rd, Oklahoma City, OK, 73142
Auto Loans (New and used vehicles)
5.74%
72 months
▼
APR5.74%
Term72 months
Last UpdatedMar 18, 2026
Details
Direct Deposit APR
Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
2612 SE Washington Blvd, Bartlesville, OK, 74006
Autos 2022-New
5.74%
60 months
▼
APR5.74%
Term60 months
Last UpdatedMar 15, 2026
Details
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
778 W 4th St, Tahlequah, OK, 74464 5237
Used Vehicles (2021-2026)
5.74%
66 months
▼
APR5.74%
Term66 months
Last UpdatedMar 15, 2026
Details
As Low As
First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★ Texas Ratio: 12.38%
1111 S Muskogee Ave, Tahlequah, OK, 74464
New Auto (2024-2025)
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
Used Auto Loans
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedMar 15, 2026
Details
As Low As
WeStreet Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 22.03%
9323 E 21st St, Tulsa, OK, 74129 1400
Auto Loan
5.84%
84 months
▼
APR5.84%
Term84 months
Last UpdatedMar 17, 2026
Details
As Low As
Energize Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
2325 E I 44 Service Rd, Oklahoma City, OK, 73111 8219
Auto Loan
5.85%
84 Months
▼
APR5.85%
Term84 Months
Last UpdatedMar 13, 2026
Details
As Low As
Energize Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
2325 E I 44 Service Rd, Oklahoma City, OK, 73111 8219
Autos
5.85%
84 months
▼
APR5.85%
Term84 months
Last UpdatedMar 13, 2026
Details
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
Used Vehicles 2018-2020
5.89%
60 Months
▼
APR5.89%
Term60 Months
Last UpdatedMar 15, 2026
Details
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
7340 W Memorial Rd, Oklahoma City, OK, 73142
Auto Loans (New and used vehicles)
5.99%
36 months
▼
APR5.99%
Term36 months
Last UpdatedMar 18, 2026
Details
Standard APR
Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
2612 SE Washington Blvd, Bartlesville, OK, 74006
Autos 2022-New
5.99%
72 months
▼
APR5.99%
Term72 months
Last UpdatedMar 15, 2026
Details
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
New Auto
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 15, 2026
Details
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
778 W 4th St, Tahlequah, OK, 74464 5237
New Vehicles (2025-2026)
5.99%
78 months
▼
APR5.99%
Term78 months
Last UpdatedMar 15, 2026
Details
As Low As
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
778 W 4th St, Tahlequah, OK, 74464 5237
Used Vehicles (2018-2020)
5.99%
66 months
▼
APR5.99%
Term66 months
Last UpdatedMar 15, 2026
Details
As Low As
Credit Union One Of Oklahoma Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
3330 N Lincoln Blvd, Oklahoma City, OK, 73105 5406
Auto Loans 2020 - 2022
5.99%
73 - 84
▼
APR5.99%
Term73 - 84
Last UpdatedMar 18, 2026
Details
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK, 74701 3461
New vehicles
5.99%
61-72 months
▼
APR5.99%
Term61-72 months
Last UpdatedMar 15, 2026
Details
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK, 74701 3461
Used vehicles
5.99%
0-72 months
▼
APR5.99%
Term0-72 months
Last UpdatedMar 15, 2026
Details
model years 2023-2027
Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
New Automobile Loans
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedMar 15, 2026
Details
As Low As
Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
Used Auto Loans
6.00%
60 Months
▼
APR6.00%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
Used Vehicles 2021-2025
6.09%
72 Months
▼
APR6.09%
Term72 Months
Last UpdatedMar 15, 2026
Details
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
7340 W Memorial Rd, Oklahoma City, OK, 73142
Auto Loans (New and used vehicles)
6.24%
48 months
▼
APR6.24%
Term48 months
Last UpdatedMar 18, 2026
Details
Standard APR
Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
2612 SE Washington Blvd, Bartlesville, OK, 74006
Autos 2020-2021
6.24%
60 months
▼
APR6.24%
Term60 months
Last UpdatedMar 15, 2026
Details
Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
2612 SE Washington Blvd, Bartlesville, OK, 74006
Autos 2022-New
6.24%
84 months
▼
APR6.24%
Term84 months
Last UpdatedMar 15, 2026
Details
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2022 - 2024)
6.24%
37 - 66 months
▼
APR6.24%
Term37 - 66 months
Last UpdatedMar 17, 2026
Details
As Low As
Credit Union One Of Oklahoma Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
3330 N Lincoln Blvd, Oklahoma City, OK, 73105 5406
Auto Loans 2016 - 2019
6.24%
up to 36
▼
APR6.24%
Termup to 36
Last UpdatedMar 18, 2026
Details
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
New Auto
6.29%
84 Months
▼
APR6.29%
Term84 Months
Last UpdatedMar 15, 2026
Details
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
New or Used Vehicle
6.29%
48 Months
▼
APR6.29%
Term48 Months
Last UpdatedMar 15, 2026
Details
As Low As
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
7340 W Memorial Rd, Oklahoma City, OK, 73142
Auto Loans (New and used vehicles)
6.49%
60 months
▼
APR6.49%
Term60 months
Last UpdatedMar 18, 2026
Details
Standard APR
Bison Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
2 W Macarthur St, Shawnee, OK, 74804 2026
Used Vehicle (2 to 7 Years Old)
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As; 100% NADA retail value, plus tag, title, and tax
United Members Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
4833 S Sheridan Rd Ste 401, Tulsa, OK, 74145
Used Auto Loans
6.49%
60 Months
▼
APR6.49%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As; Model Year 2019-2023
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2019 - 2021)
6.49%
37 - 48 months
▼
APR6.49%
Term37 - 48 months
Last UpdatedMar 17, 2026
Details
As Low As
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2022 - 2024)
6.49%
67 - 72 months
▼
APR6.49%
Term67 - 72 months
Last UpdatedMar 17, 2026
Details
As Low As
Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 26.63%
7480 Highway 177 Ste A, Red Rock, OK, 74651
Auto Loans
6.49%
0 to 60
▼
APR6.49%
Term0 to 60
Last UpdatedMar 17, 2026
Details
As Low As; Loan terms: 0 to 60 months (as low as)
Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 26.63%
7480 Highway 177 Ste A, Red Rock, OK, 74651
Auto Loans 2023 - 2025
6.49%
0 to 60
▼
APR6.49%
Term0 to 60
Last UpdatedMar 17, 2026
Details
As Low As; months
Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
Used Auto Loans
6.50%
72 Months
▼
APR6.50%
Term72 Months
Last UpdatedMar 15, 2026
Details
As Low As
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
New or Used Vehicle
6.54%
60 Months
▼
APR6.54%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
Used Vehicles 2021-2025
6.59%
84 Months
▼
APR6.59%
Term84 Months
Last UpdatedMar 15, 2026
Details
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
7340 W Memorial Rd, Oklahoma City, OK, 73142
Auto Loans (New and used vehicles)
6.74%
72 months
▼
APR6.74%
Term72 months
Last UpdatedMar 18, 2026
Details
Standard APR
Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
2612 SE Washington Blvd, Bartlesville, OK, 74006
Autos 2020-2021
6.74%
72 months
▼
APR6.74%
Term72 months
Last UpdatedMar 15, 2026
Details
Employees Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.81%
1120 W 17th St, Tulsa, OK, 74107
Automobiles
6.74%
48 Months
▼
APR6.74%
Term48 Months
Last UpdatedMar 13, 2026
Details
As Low As
Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 26.63%
7480 Highway 177 Ste A, Red Rock, OK, 74651
Auto Loans
6.74%
73 to 84
▼
APR6.74%
Term73 to 84
Last UpdatedMar 17, 2026
Details
As Low As; Loan terms: 73 to 84 months (as low as)
Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 26.63%
7480 Highway 177 Ste A, Red Rock, OK, 74651
Auto Loans 2020 - 2022
6.74%
0 to 60
▼
APR6.74%
Term0 to 60
Last UpdatedMar 17, 2026
Details
As Low As; months
Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 26.63%
7480 Highway 177 Ste A, Red Rock, OK, 74651
Auto Loans 2023 - 2025
6.74%
73 to 84
▼
APR6.74%
Term73 to 84
Last UpdatedMar 17, 2026
Details
As Low As; months
Credit Union One Of Oklahoma Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
3330 N Lincoln Blvd, Oklahoma City, OK, 73105 5406
Auto Loans 2016 - 2019
6.74%
37 - 48
▼
APR6.74%
Term37 - 48
Last UpdatedMar 18, 2026
Details
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2018 S Washington, Idabel, OK, 74745
NEW Auto Loan
6.75%
up to 60 months
▼
APR6.75%
Termup to 60 months
Last UpdatedMar 11, 2026
Details
As Low As
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
Used Vehicles 2015-2017
6.79%
48 Months
▼
APR6.79%
Term48 Months
Last UpdatedMar 15, 2026
Details
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
New or Used Vehicle
6.79%
72 Months
▼
APR6.79%
Term72 Months
Last UpdatedMar 15, 2026
Details
As Low As
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2019 - 2021)
6.99%
49 - 60 months
▼
APR6.99%
Term49 - 60 months
Last UpdatedMar 17, 2026
Details
As Low As
Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 26.63%
7480 Highway 177 Ste A, Red Rock, OK, 74651
Auto Loans
6.99%
73 to 84
▼
APR6.99%
Term73 to 84
Last UpdatedMar 17, 2026
Details
As Low As; Loan terms: 73 to 84 months (as low as)
Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 26.63%
7480 Highway 177 Ste A, Red Rock, OK, 74651
Auto Loans 2018 - 2019
6.99%
0 to 60
▼
APR6.99%
Term0 to 60
Last UpdatedMar 17, 2026
Details
As Low As; months
Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 26.63%
7480 Highway 177 Ste A, Red Rock, OK, 74651
Auto Loans 2020 - 2022
6.99%
73 to 84
▼
APR6.99%
Term73 to 84
Last UpdatedMar 17, 2026
Details
As Low As; months
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK, 74701 3461
New vehicles
6.99%
73-84 months
▼
APR6.99%
Term73-84 months
Last UpdatedMar 15, 2026
Details
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK, 74701 3461
Used vehicles
6.99%
0-60 months
▼
APR6.99%
Term0-60 months
Last UpdatedMar 15, 2026
Details
model years 2019-2022
Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
Used Auto Loans
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedMar 15, 2026
Details
As Low As
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
New or Used Vehicle
7.04%
36 Months
▼
APR7.04%
Term36 Months
Last UpdatedMar 15, 2026
Details
As Low As
Fort Sill Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.80%
3283 Sheridan Road, Fort Sill, OK, 73503
Used Vehicles (2016-2019)
7.09%
75 Months
▼
APR7.09%
Term75 Months
Last UpdatedMar 20, 2026
Details
As Low As
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2018 S Washington, Idabel, OK, 74745
Used Auto Loan
7.15%
up to 60 months
▼
APR7.15%
Termup to 60 months
Last UpdatedMar 11, 2026
Details
As Low As
Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
2612 SE Washington Blvd, Bartlesville, OK, 74006
Autos 2016-2019
7.24%
48 months
▼
APR7.24%
Term48 months
Last UpdatedMar 15, 2026
Details
Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
2612 SE Washington Blvd, Bartlesville, OK, 74006
Autos 2020-2021
7.24%
84 months
▼
APR7.24%
Term84 months
Last UpdatedMar 15, 2026
Details
Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 26.63%
7480 Highway 177 Ste A, Red Rock, OK, 74651
Auto Loans
7.24%
61 to 72
▼
APR7.24%
Term61 to 72
Last UpdatedMar 17, 2026
Details
As Low As; Loan terms: 61 to 72 months (as low as)
Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 26.63%
7480 Highway 177 Ste A, Red Rock, OK, 74651
Auto Loans 2018 - 2019
7.24%
61 to 72
▼
APR7.24%
Term61 to 72
Last UpdatedMar 17, 2026
Details
As Low As; months
Credit Union One Of Oklahoma Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
3330 N Lincoln Blvd, Oklahoma City, OK, 73105 5406
Auto Loans 2016 - 2019
7.24%
49 - 60
▼
APR7.24%
Term49 - 60
Last UpdatedMar 18, 2026
Details
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
New or Used Vehicle
7.29%
48 Months
▼
APR7.29%
Term48 Months
Last UpdatedMar 15, 2026
Details
As Low As
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
Used Vehicles 2015-2017
7.39%
30 Months
▼
APR7.39%
Term30 Months
Last UpdatedMar 15, 2026
Details
The Focus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.71%
420 NE 10th St, Oklahoma City, OK, 73104
Vehicle Loans 91 thru 120 months
7.45%
120 Months
▼
APR7.45%
Term120 Months
Last UpdatedMar 20, 2026
Details
As Low As
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2017 - 2018)
7.49%
25 - 36 months
▼
APR7.49%
Term25 - 36 months
Last UpdatedMar 17, 2026
Details
As Low As
Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
Used Auto Loans Other vehicles 9 to 12 years old
7.50%
60 Months
▼
APR7.50%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
New or Used Vehicle
7.54%
60 Months
▼
APR7.54%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
Used Vehicles 2015-2017
7.69%
36 Months
▼
APR7.69%
Term36 Months
Last UpdatedMar 15, 2026
Details
Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
2612 SE Washington Blvd, Bartlesville, OK, 74006
Autos 2016-2019
7.74%
60 months
▼
APR7.74%
Term60 months
Last UpdatedMar 15, 2026
Details
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2017 - 2018)
7.74%
37 - 48 months
▼
APR7.74%
Term37 - 48 months
Last UpdatedMar 17, 2026
Details
As Low As
Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 26.63%
7480 Highway 177 Ste A, Red Rock, OK, 74651
Auto Loans
7.74%
0 to 48
▼
APR7.74%
Term0 to 48
Last UpdatedMar 17, 2026
Details
As Low As; Loan terms: 0 to 48 months (as low as)
Otoe-Missouria Federal Credit Union
Institution Rating:
C4.0 ★ Texas Ratio: 26.63%
7480 Highway 177 Ste A, Red Rock, OK, 74651
Auto Loans 2017 & older
7.74%
0 to 48
▼
APR7.74%
Term0 to 48
Last UpdatedMar 17, 2026
Details
As Low As; months
First Oklahoma Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
100 S Riverfront Dr, Jenks, OK, 74037
New Auto Loan
7.75%
Up to 60 months
▼
APR7.75%
TermUp to 60 months
Last UpdatedMar 16, 2026
Details
Model Year: 2026
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2010 - 2016, by approval)
7.99%
25 - 36 months
▼
APR7.99%
Term25 - 36 months
Last UpdatedMar 17, 2026
Details
As Low As
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2010 - 2016, by approval)
8.24%
37 - 48 months
▼
APR8.24%
Term37 - 48 months
Last UpdatedMar 17, 2026
Details
As Low As
First Oklahoma Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
100 S Riverfront Dr, Jenks, OK, 74037
Used Auto Loan
8.25%
Up to 60 months
▼
APR8.25%
TermUp to 60 months
Last UpdatedMar 16, 2026
Details
Model Year: 2021 - 2025
Fort Sill Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.80%
3283 Sheridan Road, Fort Sill, OK, 73503
Older Used Vehicles (2015 & Older)
8.74%
60 Months
▼
APR8.74%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As
First Oklahoma Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
100 S Riverfront Dr, Jenks, OK, 74037
Used Auto Loan
8.75%
Up to 60 months
▼
APR8.75%
TermUp to 60 months
Last UpdatedMar 16, 2026
Details
Model Year: 2016 - 2020
First Oklahoma Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
100 S Riverfront Dr, Jenks, OK, 74037
Used Auto Loan
9.25%
Up to 36 months
▼
APR9.25%
TermUp to 36 months
Last UpdatedMar 16, 2026
Details
Model Year: 2015 - Older
Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
2612 SE Washington Blvd, Bartlesville, OK, 74006
Autos 2015-Older
9.74%
48 months
▼
APR9.74%
Term48 months
Last UpdatedMar 15, 2026
Details
The Focus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.71%
420 NE 10th St, Oklahoma City, OK, 73104
Fresh Start Auto Loan
12.45%
66 Months
▼
APR12.45%
Term66 Months
Last UpdatedMar 20, 2026
Details
Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
Pre-owned mobile homes
12.75%
60 Months
▼
APR12.75%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
3550 W Main St, Norman, OK, 73072
New Auto Loan
5.29%
36 Months
▼
APR5.29%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
3550 W Main St, Norman, OK, 73072
New Auto Loan
5.39%
48 Months
▼
APR5.39%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
3550 W Main St, Norman, OK, 73072
New Auto Loan
5.44%
60 Months
▼
APR5.44%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
1451 12th Ave SE, Norman, OK, 73071
New car loans
5.49%
0 - 66
▼
APR5.49%
Term0 - 66
Last UpdatedMar 15, 2026
Details
As Low As
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
3550 W Main St, Norman, OK, 73072
New Auto Loan
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK, 74701 3461
New vehicles
2.99%
0-36 months
▼
APR2.99%
Term0-36 months
Last UpdatedMar 15, 2026
Details
Credit Union One Of Oklahoma Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
3330 N Lincoln Blvd, Oklahoma City, OK, 73105 5406
Auto Loans 2023 - Newer
3.24%
up to 36
▼
APR3.24%
Termup to 36
Last UpdatedMar 18, 2026
Details
USE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
4301 S INTERSTATE 44 SERVICE RD, OKLAHOMA CITY, OK, 73119
New & Used Autos
3.49%
72 Months
▼
APR3.49%
Term72 Months
Last UpdatedMar 15, 2026
Details
As Low As
Mercy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.69%
4200 W Memorial Rd, Oklahoma City, OK, 73120
New Vehicles 2025-2026
3.74%
Up To 7 Years
▼
APR3.74%
TermUp To 7 Years
Last UpdatedMar 4, 2026
Details
*APR is the Annual Percentage Rate.
Credit Union One Of Oklahoma Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
3330 N Lincoln Blvd, Oklahoma City, OK, 73105 5406
Auto Loans 2023 - Newer
3.74%
37 - 48
▼
APR3.74%
Term37 - 48
Last UpdatedMar 18, 2026
Details
OK Members First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
10832 E 31st St, Tulsa, OK, 74146
New & Used Autos
3.99%
84 Months
▼
APR3.99%
Term84 Months
Last UpdatedMar 17, 2026
Details
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK, 74701 3461
New vehicles
3.99%
37-48 months
▼
APR3.99%
Term37-48 months
Last UpdatedMar 15, 2026
Details
Credit Union One Of Oklahoma Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
3330 N Lincoln Blvd, Oklahoma City, OK, 73105 5406
Auto Loans 2023 - Newer
4.24%
49 - 60
▼
APR4.24%
Term49 - 60
Last UpdatedMar 18, 2026
Details
Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
New Automobile Loans
4.25%
24 Months
▼
APR4.25%
Term24 Months
Last UpdatedMar 15, 2026
Details
As Low As
Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
New Automobile Loans
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 15, 2026
Details
As Low As
Credit Union One Of Oklahoma Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
3330 N Lincoln Blvd, Oklahoma City, OK, 73105 5406
Auto Loans 2023 - Newer
4.74%
61 - 72
▼
APR4.74%
Term61 - 72
Last UpdatedMar 18, 2026
Details
Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
New Automobile Loans
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 15, 2026
Details
As Low As
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
7340 W Memorial Rd, Oklahoma City, OK, 73142
Auto Loans (New and used vehicles)
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 18, 2026
Details
Direct Deposit APR
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK, 74701 3461
New vehicles
4.99%
49-60 months
▼
APR4.99%
Term49-60 months
Last UpdatedMar 15, 2026
Details
Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
New Automobile Loans
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As
Encentus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1320 S Lewis Ave, Tulsa, OK, 74104 4205
New Auto
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedMar 13, 2026
Details
As Low As
Red River Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.10%
2721 N Main St, Altus, OK, 73521
New Vehicles
5.19%
84 Months
▼
APR5.19%
Term84 Months
Last UpdatedMar 11, 2026
Details
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
New or Used Vehicle
5.19%
60 Months
▼
APR5.19%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
7340 W Memorial Rd, Oklahoma City, OK, 73142
Auto Loans (New and used vehicles)
5.24%
48 months
▼
APR5.24%
Term48 months
Last UpdatedMar 18, 2026
Details
Direct Deposit APR
Fort Sill Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.80%
3283 Sheridan Road, Fort Sill, OK, 73503
New/Used Vehicles (2023-2025)
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Credit Union One Of Oklahoma Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
3330 N Lincoln Blvd, Oklahoma City, OK, 73105 5406
Auto Loans 2023 - Newer
5.24%
73 - 84
▼
APR5.24%
Term73 - 84
Last UpdatedMar 18, 2026
Details
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
New or Used Vehicle
5.44%
72 Months
▼
APR5.44%
Term72 Months
Last UpdatedMar 15, 2026
Details
As Low As
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
7340 W Memorial Rd, Oklahoma City, OK, 73142
Auto Loans (New and used vehicles)
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedMar 18, 2026
Details
Direct Deposit APR
Bison Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
2 W Macarthur St, Shawnee, OK, 74804 2026
New Vehicle (Current & Previous Year)
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As; 100% Purchase price or NADA retail value, plus tag, title, and tax
United Members Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
4833 S Sheridan Rd Ste 401, Tulsa, OK, 74145
New Auto Loans
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As; Model Year 2024
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
New Auto
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedMar 15, 2026
Details
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2010 - 2016, by approval)
5.49%
Up to 24 months
▼
APR5.49%
TermUp to 24 months
Last UpdatedMar 17, 2026
Details
As Low As
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2017 - 2018)
5.49%
Up to 24 months
▼
APR5.49%
TermUp to 24 months
Last UpdatedMar 17, 2026
Details
As Low As
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2019 - 2021)
5.49%
Up to 36 months
▼
APR5.49%
TermUp to 36 months
Last UpdatedMar 17, 2026
Details
As Low As
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2022 - 2024)
5.49%
Up to 36 months
▼
APR5.49%
TermUp to 36 months
Last UpdatedMar 17, 2026
Details
As Low As
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2025 - 2026)
5.49%
Up to 36 months
▼
APR5.49%
TermUp to 36 months
Last UpdatedMar 17, 2026
Details
As Low As
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
778 W 4th St, Tahlequah, OK, 74464 5237
New Vehicles (2025-2026)
5.49%
48 months
▼
APR5.49%
Term48 months
Last UpdatedMar 15, 2026
Details
As Low As
Fire Fighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.45%
9200 E 41st St, Tulsa, OK, 74145
New/Used Auto
5.49%
84 months
▼
APR5.49%
Term84 months
Last UpdatedMar 18, 2026
Details
As Low As; A.P.R.(formerly 5.74% A.P.R.)
Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
New Automobile Loans
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedMar 15, 2026
Details
As Low As
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
New Auto
5.59%
60 Months
▼
APR5.59%
Term60 Months
Last UpdatedMar 15, 2026
Details
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
New or Used Vehicle
5.69%
84 Months
▼
APR5.69%
Term84 Months
Last UpdatedMar 15, 2026
Details
As Low As
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
7340 W Memorial Rd, Oklahoma City, OK, 73142
Auto Loans (New and used vehicles)
5.74%
72 months
▼
APR5.74%
Term72 months
Last UpdatedMar 18, 2026
Details
Direct Deposit APR
Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
2612 SE Washington Blvd, Bartlesville, OK, 74006
Autos 2022-New
5.74%
60 months
▼
APR5.74%
Term60 months
Last UpdatedMar 15, 2026
Details
First State Bank Tahlequah, OK
Institution Rating:
A5.0 ★ Texas Ratio: 12.38%
1111 S Muskogee Ave, Tahlequah, OK, 74464
New Auto (2024-2025)
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
7340 W Memorial Rd, Oklahoma City, OK, 73142
Auto Loans (New and used vehicles)
5.99%
36 months
▼
APR5.99%
Term36 months
Last UpdatedMar 18, 2026
Details
Standard APR
Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
2612 SE Washington Blvd, Bartlesville, OK, 74006
Autos 2022-New
5.99%
72 months
▼
APR5.99%
Term72 months
Last UpdatedMar 15, 2026
Details
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
New Auto
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 15, 2026
Details
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
778 W 4th St, Tahlequah, OK, 74464 5237
New Vehicles (2025-2026)
5.99%
78 months
▼
APR5.99%
Term78 months
Last UpdatedMar 15, 2026
Details
As Low As
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK, 74701 3461
New vehicles
5.99%
61-72 months
▼
APR5.99%
Term61-72 months
Last UpdatedMar 15, 2026
Details
Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
New Automobile Loans
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedMar 15, 2026
Details
As Low As
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
7340 W Memorial Rd, Oklahoma City, OK, 73142
Auto Loans (New and used vehicles)
6.24%
48 months
▼
APR6.24%
Term48 months
Last UpdatedMar 18, 2026
Details
Standard APR
Truity Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
2612 SE Washington Blvd, Bartlesville, OK, 74006
Autos 2022-New
6.24%
84 months
▼
APR6.24%
Term84 months
Last UpdatedMar 15, 2026
Details
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2022 - 2024)
6.24%
37 - 66 months
▼
APR6.24%
Term37 - 66 months
Last UpdatedMar 17, 2026
Details
As Low As
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
New Auto
6.29%
84 Months
▼
APR6.29%
Term84 Months
Last UpdatedMar 15, 2026
Details
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
New or Used Vehicle
6.29%
48 Months
▼
APR6.29%
Term48 Months
Last UpdatedMar 15, 2026
Details
As Low As
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
7340 W Memorial Rd, Oklahoma City, OK, 73142
Auto Loans (New and used vehicles)
6.49%
60 months
▼
APR6.49%
Term60 months
Last UpdatedMar 18, 2026
Details
Standard APR
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2019 - 2021)
6.49%
37 - 48 months
▼
APR6.49%
Term37 - 48 months
Last UpdatedMar 17, 2026
Details
As Low As
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2022 - 2024)
6.49%
67 - 72 months
▼
APR6.49%
Term67 - 72 months
Last UpdatedMar 17, 2026
Details
As Low As
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
New or Used Vehicle
6.54%
60 Months
▼
APR6.54%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
7340 W Memorial Rd, Oklahoma City, OK, 73142
Auto Loans (New and used vehicles)
6.74%
72 months
▼
APR6.74%
Term72 months
Last UpdatedMar 18, 2026
Details
Standard APR
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2018 S Washington, Idabel, OK, 74745
NEW Auto Loan
6.75%
up to 60 months
▼
APR6.75%
Termup to 60 months
Last UpdatedMar 11, 2026
Details
As Low As
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
New or Used Vehicle
6.79%
72 Months
▼
APR6.79%
Term72 Months
Last UpdatedMar 15, 2026
Details
As Low As
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2019 - 2021)
6.99%
49 - 60 months
▼
APR6.99%
Term49 - 60 months
Last UpdatedMar 17, 2026
Details
As Low As
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK, 74701 3461
New vehicles
6.99%
73-84 months
▼
APR6.99%
Term73-84 months
Last UpdatedMar 15, 2026
Details
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
New or Used Vehicle
7.04%
36 Months
▼
APR7.04%
Term36 Months
Last UpdatedMar 15, 2026
Details
As Low As
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
New or Used Vehicle
7.29%
48 Months
▼
APR7.29%
Term48 Months
Last UpdatedMar 15, 2026
Details
As Low As
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2017 - 2018)
7.49%
25 - 36 months
▼
APR7.49%
Term25 - 36 months
Last UpdatedMar 17, 2026
Details
As Low As
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
New or Used Vehicle
7.54%
60 Months
▼
APR7.54%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2017 - 2018)
7.74%
37 - 48 months
▼
APR7.74%
Term37 - 48 months
Last UpdatedMar 17, 2026
Details
As Low As
First Oklahoma Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
100 S Riverfront Dr, Jenks, OK, 74037
New Auto Loan
7.75%
Up to 60 months
▼
APR7.75%
TermUp to 60 months
Last UpdatedMar 16, 2026
Details
Model Year: 2026
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2010 - 2016, by approval)
7.99%
25 - 36 months
▼
APR7.99%
Term25 - 36 months
Last UpdatedMar 17, 2026
Details
As Low As
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2010 - 2016, by approval)
8.24%
37 - 48 months
▼
APR8.24%
Term37 - 48 months
Last UpdatedMar 17, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
3550 W Main St, Norman, OK, 73072
Used Auto Loan
5.29%
36 Months
▼
APR5.29%
Term36 Months
Last UpdatedMar 18, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
3550 W Main St, Norman, OK, 73072
Used Auto Loan
5.39%
48 Months
▼
APR5.39%
Term48 Months
Last UpdatedMar 18, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
3550 W Main St, Norman, OK, 73072
Used Auto Loan
5.44%
60 Months
▼
APR5.44%
Term60 Months
Last UpdatedMar 18, 2026
Details
BOK Financial
Institution Rating:
A+5.0 ★ Texas Ratio: 3.85%
3550 W Main St, Norman, OK, 73072
Used Auto Loan
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 18, 2026
Details
Tinker Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.99%
1451 12th Ave SE, Norman, OK, 73071
Used car loans
5.99%
0 - 66 Months
▼
APR5.99%
Term0 - 66 Months
Last UpdatedMar 15, 2026
Details
As Low As
USE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
4301 S INTERSTATE 44 SERVICE RD, OKLAHOMA CITY, OK, 73119
New & Used Autos
3.49%
72 Months
▼
APR3.49%
Term72 Months
Last UpdatedMar 15, 2026
Details
As Low As
OK Members First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
10832 E 31st St, Tulsa, OK, 74146
New & Used Autos
3.99%
84 Months
▼
APR3.99%
Term84 Months
Last UpdatedMar 17, 2026
Details
Mercy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.69%
4200 W Memorial Rd, Oklahoma City, OK, 73120
Used Vehicles 2023 and Older
4.49%
Up To 6 Years
▼
APR4.49%
TermUp To 6 Years
Last UpdatedMar 4, 2026
Details
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
7340 W Memorial Rd, Oklahoma City, OK, 73142
Auto Loans (New and used vehicles)
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 18, 2026
Details
Direct Deposit APR
Encentus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1320 S Lewis Ave, Tulsa, OK, 74104 4205
Used Auto
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedMar 13, 2026
Details
As Low As
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
New or Used Vehicle
5.19%
60 Months
▼
APR5.19%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
7340 W Memorial Rd, Oklahoma City, OK, 73142
Auto Loans (New and used vehicles)
5.24%
48 months
▼
APR5.24%
Term48 months
Last UpdatedMar 18, 2026
Details
Direct Deposit APR
Fort Sill Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.80%
3283 Sheridan Road, Fort Sill, OK, 73503
New/Used Vehicles (2023-2025)
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
Used Auto Loans
5.25%
24 Months
▼
APR5.25%
Term24 Months
Last UpdatedMar 15, 2026
Details
As Low As
Red River Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.10%
2721 N Main St, Altus, OK, 73521
Used Vehicles
5.29%
72 Months
▼
APR5.29%
Term72 Months
Last UpdatedMar 11, 2026
Details
Fort Sill Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.80%
3283 Sheridan Road, Fort Sill, OK, 73503
Used Vehicles (2020-2022)
5.39%
84 Months
▼
APR5.39%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
New or Used Vehicle
5.44%
72 Months
▼
APR5.44%
Term72 Months
Last UpdatedMar 15, 2026
Details
As Low As
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
7340 W Memorial Rd, Oklahoma City, OK, 73142
Auto Loans (New and used vehicles)
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedMar 18, 2026
Details
Direct Deposit APR
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2010 - 2016, by approval)
5.49%
Up to 24 months
▼
APR5.49%
TermUp to 24 months
Last UpdatedMar 17, 2026
Details
As Low As
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2017 - 2018)
5.49%
Up to 24 months
▼
APR5.49%
TermUp to 24 months
Last UpdatedMar 17, 2026
Details
As Low As
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2019 - 2021)
5.49%
Up to 36 months
▼
APR5.49%
TermUp to 36 months
Last UpdatedMar 17, 2026
Details
As Low As
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2022 - 2024)
5.49%
Up to 36 months
▼
APR5.49%
TermUp to 36 months
Last UpdatedMar 17, 2026
Details
As Low As
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2025 - 2026)
5.49%
Up to 36 months
▼
APR5.49%
TermUp to 36 months
Last UpdatedMar 17, 2026
Details
As Low As
Fire Fighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.45%
9200 E 41st St, Tulsa, OK, 74145
New/Used Auto
5.49%
84 months
▼
APR5.49%
Term84 months
Last UpdatedMar 18, 2026
Details
As Low As; A.P.R.(formerly 5.74% A.P.R.)
Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
Used Auto Loans
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedMar 15, 2026
Details
As Low As
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
New or Used Vehicle
5.69%
84 Months
▼
APR5.69%
Term84 Months
Last UpdatedMar 15, 2026
Details
As Low As
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
7340 W Memorial Rd, Oklahoma City, OK, 73142
Auto Loans (New and used vehicles)
5.74%
72 months
▼
APR5.74%
Term72 months
Last UpdatedMar 18, 2026
Details
Direct Deposit APR
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
778 W 4th St, Tahlequah, OK, 74464 5237
Used Vehicles (2021-2026)
5.74%
66 months
▼
APR5.74%
Term66 months
Last UpdatedMar 15, 2026
Details
As Low As
Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
Used Auto Loans
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedMar 15, 2026
Details
As Low As
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
Used Vehicles 2018-2020
5.89%
60 Months
▼
APR5.89%
Term60 Months
Last UpdatedMar 15, 2026
Details
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
7340 W Memorial Rd, Oklahoma City, OK, 73142
Auto Loans (New and used vehicles)
5.99%
36 months
▼
APR5.99%
Term36 months
Last UpdatedMar 18, 2026
Details
Standard APR
TTCU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
778 W 4th St, Tahlequah, OK, 74464 5237
Used Vehicles (2018-2020)
5.99%
66 months
▼
APR5.99%
Term66 months
Last UpdatedMar 15, 2026
Details
As Low As
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK, 74701 3461
Used vehicles
5.99%
0-72 months
▼
APR5.99%
Term0-72 months
Last UpdatedMar 15, 2026
Details
model years 2023-2027
Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
Used Auto Loans
6.00%
60 Months
▼
APR6.00%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
Used Vehicles 2021-2025
6.09%
72 Months
▼
APR6.09%
Term72 Months
Last UpdatedMar 15, 2026
Details
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
7340 W Memorial Rd, Oklahoma City, OK, 73142
Auto Loans (New and used vehicles)
6.24%
48 months
▼
APR6.24%
Term48 months
Last UpdatedMar 18, 2026
Details
Standard APR
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2022 - 2024)
6.24%
37 - 66 months
▼
APR6.24%
Term37 - 66 months
Last UpdatedMar 17, 2026
Details
As Low As
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
New or Used Vehicle
6.29%
48 Months
▼
APR6.29%
Term48 Months
Last UpdatedMar 15, 2026
Details
As Low As
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
7340 W Memorial Rd, Oklahoma City, OK, 73142
Auto Loans (New and used vehicles)
6.49%
60 months
▼
APR6.49%
Term60 months
Last UpdatedMar 18, 2026
Details
Standard APR
Bison Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
2 W Macarthur St, Shawnee, OK, 74804 2026
Used Vehicle (2 to 7 Years Old)
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As; 100% NADA retail value, plus tag, title, and tax
United Members Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
4833 S Sheridan Rd Ste 401, Tulsa, OK, 74145
Used Auto Loans
6.49%
60 Months
▼
APR6.49%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As; Model Year 2019-2023
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2019 - 2021)
6.49%
37 - 48 months
▼
APR6.49%
Term37 - 48 months
Last UpdatedMar 17, 2026
Details
As Low As
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2022 - 2024)
6.49%
67 - 72 months
▼
APR6.49%
Term67 - 72 months
Last UpdatedMar 17, 2026
Details
As Low As
Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
Used Auto Loans
6.50%
72 Months
▼
APR6.50%
Term72 Months
Last UpdatedMar 15, 2026
Details
As Low As
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
New or Used Vehicle
6.54%
60 Months
▼
APR6.54%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
Used Vehicles 2021-2025
6.59%
84 Months
▼
APR6.59%
Term84 Months
Last UpdatedMar 15, 2026
Details
Farmers Insurance Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.43%
7340 W Memorial Rd, Oklahoma City, OK, 73142
Auto Loans (New and used vehicles)
6.74%
72 months
▼
APR6.74%
Term72 months
Last UpdatedMar 18, 2026
Details
Standard APR
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
Used Vehicles 2015-2017
6.79%
48 Months
▼
APR6.79%
Term48 Months
Last UpdatedMar 15, 2026
Details
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
New or Used Vehicle
6.79%
72 Months
▼
APR6.79%
Term72 Months
Last UpdatedMar 15, 2026
Details
As Low As
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2019 - 2021)
6.99%
49 - 60 months
▼
APR6.99%
Term49 - 60 months
Last UpdatedMar 17, 2026
Details
As Low As
TEXOMA EDUCATORS
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
424 N Washington Ave, Durant, OK, 74701 3461
Used vehicles
6.99%
0-60 months
▼
APR6.99%
Term0-60 months
Last UpdatedMar 15, 2026
Details
model years 2019-2022
Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
Used Auto Loans
7.00%
84 Months
▼
APR7.00%
Term84 Months
Last UpdatedMar 15, 2026
Details
As Low As
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
New or Used Vehicle
7.04%
36 Months
▼
APR7.04%
Term36 Months
Last UpdatedMar 15, 2026
Details
As Low As
Fort Sill Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.80%
3283 Sheridan Road, Fort Sill, OK, 73503
Used Vehicles (2016-2019)
7.09%
75 Months
▼
APR7.09%
Term75 Months
Last UpdatedMar 20, 2026
Details
As Low As
Red River Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.10%
2018 S Washington, Idabel, OK, 74745
Used Auto Loan
7.15%
up to 60 months
▼
APR7.15%
Termup to 60 months
Last UpdatedMar 11, 2026
Details
As Low As
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
New or Used Vehicle
7.29%
48 Months
▼
APR7.29%
Term48 Months
Last UpdatedMar 15, 2026
Details
As Low As
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
Used Vehicles 2015-2017
7.39%
30 Months
▼
APR7.39%
Term30 Months
Last UpdatedMar 15, 2026
Details
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2017 - 2018)
7.49%
25 - 36 months
▼
APR7.49%
Term25 - 36 months
Last UpdatedMar 17, 2026
Details
As Low As
Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
Used Auto Loans Other vehicles 9 to 12 years old
7.50%
60 Months
▼
APR7.50%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As
Saint Francis Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
6600 S Yale Ave Ste 101, Tulsa, OK, 74136 3344
New or Used Vehicle
7.54%
60 Months
▼
APR7.54%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As
Oklahoma Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
311 E McElroy Rd, Stillwater, OK, 74075 3815
Used Vehicles 2015-2017
7.69%
36 Months
▼
APR7.69%
Term36 Months
Last UpdatedMar 15, 2026
Details
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2017 - 2018)
7.74%
37 - 48 months
▼
APR7.74%
Term37 - 48 months
Last UpdatedMar 17, 2026
Details
As Low As
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2010 - 2016, by approval)
7.99%
25 - 36 months
▼
APR7.99%
Term25 - 36 months
Last UpdatedMar 17, 2026
Details
As Low As
Arbuckle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.48%
317 S Broadway Ave, Ada, OK, 74820
New & Used Autos (2010 - 2016, by approval)
8.24%
37 - 48 months
▼
APR8.24%
Term37 - 48 months
Last UpdatedMar 17, 2026
Details
As Low As
First Oklahoma Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
100 S Riverfront Dr, Jenks, OK, 74037
Used Auto Loan
8.25%
Up to 60 months
▼
APR8.25%
TermUp to 60 months
Last UpdatedMar 16, 2026
Details
Model Year: 2021 - 2025
Fort Sill Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.80%
3283 Sheridan Road, Fort Sill, OK, 73503
Older Used Vehicles (2015 & Older)
8.74%
60 Months
▼
APR8.74%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As
First Oklahoma Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
100 S Riverfront Dr, Jenks, OK, 74037
Used Auto Loan
8.75%
Up to 60 months
▼
APR8.75%
TermUp to 60 months
Last UpdatedMar 16, 2026
Details
Model Year: 2016 - 2020
First Oklahoma Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
100 S Riverfront Dr, Jenks, OK, 74037
Used Auto Loan
9.25%
Up to 36 months
▼
APR9.25%
TermUp to 36 months
Last UpdatedMar 16, 2026
Details
Model Year: 2015 - Older
Southwest Oklahoma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.49%
1806 NW Liberty Ave, Lawton, OK, 73507
Pre-owned mobile homes
12.75%
60 Months
▼
APR12.75%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As
Powered by
MonitorBankRates
Frequently Asked Questions about Auto Loans in Norman, Oklahoma
How does my credit score affect my car loan rate in Oklahoma?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Norman, Oklahoma with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Oklahoma *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Norman, Oklahoma typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Norman, Oklahoma?
Based on our current data, some of the lowest auto loan rates available in Norman, Oklahoma include:
- BOK Financial: 5.29% (New Auto Loan)
- Tinker Federal Credit Union: 5.49% (New car loans)
- True Sky Federal Credit Union: 5.99% (Auto Loans)
- Otoe-Missouria Federal Credit Union: 2.49% (Auto Loan)
- TEXOMA EDUCATORS: 2.99% (New vehicles)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Norman, Oklahoma. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 20, 2026
