Auto Loan Rates in Detroit, Michigan (MI) for May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Detroit, Michigan. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Detroit, Michigan include Diversified Members Credit UnionDiversified Members Credit Union1480 E Jefferson Ave, Detroit, MI, 48207A+5.0 ★Texas Ratio: 5.57% offering Auto Loan at 3.50%, Alliance Catholic Credit UnionAlliance Catholic Credit Union5459 W Vernor Hwy, Detroit, MI, 48209A+5.0 ★Texas Ratio: 1.35% offering Auto Loans 2023 & Newer at 4.74%, Zeal Credit UnionZeal Credit Union4501 Woodward Ave, Detroit, MI, 48201A+5.0 ★Texas Ratio: 4.08% offering New & Used Auto Loans at 4.74%, Electrical Workers Local 58 Credit UnionElectrical Workers Local 58 Credit Union1366 porter ST, DETROIT, MI, 48226A+5.0 ★Texas Ratio: 0.00% offering New Vehicles at 4.75%, Public Service Credit UnionPublic Service Credit Union3044 W Grand Blvd Ste L 350, Detroit, MI, 48202 3142A5.0 ★Texas Ratio: 6.75% offering New/Used Vehicle at 4.80%. Auto loan rates as of May 12, 2026 according to verified data from MonitorBankRates.
Detroit has 7 local institutions in our database, with auto loan rates as low as 3.50% APR from Diversified Members Credit Union at 1480 E Jefferson Ave, Detroit, MI, 48207. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Detroit, Michigan. Auto Loan Rates Last Updated and Verified: May 12, 2026
Compare Auto Loan Rates Today in Detroit, Michigan & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Diversified Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.57%
1480 E Jefferson Ave, Detroit, MI, 48207
Auto Loan
3.50%
60 Months
▼
APR3.50%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As; Up to 60 months
Alliance Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
5459 W Vernor Hwy, Detroit, MI, 48209
Auto Loans 2023 & Newer
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
Zeal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.08%
4501 Woodward Ave, Detroit, MI, 48201
New & Used Auto Loans
4.74%
up to 48 months
▼
APR4.74%
Termup to 48 months
Last UpdatedMay 10, 2026
Details
As Low As
Electrical Workers Local 58 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1366 porter ST, DETROIT, MI, 48226
New Vehicles
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As; apr = annual percent rate
Public Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
3044 W Grand Blvd Ste L 350, Detroit, MI, 48202 3142
New/Used Vehicle
4.80%
Up to 60 Months
▼
APR4.80%
TermUp to 60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Alliance Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
5459 W Vernor Hwy, Detroit, MI, 48209
Auto Loans 2019-2022
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
Alliance Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
5459 W Vernor Hwy, Detroit, MI, 48209
Auto Loans 2023 & Newer
4.99%
49 to 60
▼
APR4.99%
Term49 to 60
Last UpdatedMay 10, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
4830 Cass Ave, Detroit, MI, 48201 1330
New Vehicle with Auto Pay from DFCU Account
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
4830 Cass Ave, Detroit, MI, 48201 1330
Used Vehicle with Auto Pay from DFCU Account
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Diversified Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.57%
1480 E Jefferson Ave, Detroit, MI, 48207
New, Used Auto Loans
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Electrical Workers Local 58 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1366 porter ST, DETROIT, MI, 48226
New Vehicles
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As; apr = annual percent rate
Diversified Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.57%
1480 E Jefferson Ave, Detroit, MI, 48207
New, Used Auto Loans
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Alliance Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
5459 W Vernor Hwy, Detroit, MI, 48209
Auto Loans 2019-2022
5.24%
49-60
▼
APR5.24%
Term49-60
Last UpdatedMay 10, 2026
Details
As Low As
Alliance Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
5459 W Vernor Hwy, Detroit, MI, 48209
Auto Loans 2023 & Newer
5.24%
61-72
▼
APR5.24%
Term61-72
Last UpdatedMay 10, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
4830 Cass Ave, Detroit, MI, 48201 1330
New Vehicle with Auto Pay from DFCU Account
5.24%
83 Months
▼
APR5.24%
Term83 Months
Last UpdatedMay 10, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
4830 Cass Ave, Detroit, MI, 48201 1330
New Vehicle without Auto Pay
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
4830 Cass Ave, Detroit, MI, 48201 1330
Used Vehicle with Auto Pay from DFCU Account
5.24%
83 Months
▼
APR5.24%
Term83 Months
Last UpdatedMay 10, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
4830 Cass Ave, Detroit, MI, 48201 1330
Used Vehicle without Auto Pay
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Diversified Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.57%
1480 E Jefferson Ave, Detroit, MI, 48207
New, Used Auto Loans
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
Electrical Workers Local 58 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1366 porter ST, DETROIT, MI, 48226
2017 to current Used Vehicles
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As; apr = annual percent rate
Diversified Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.57%
1480 E Jefferson Ave, Detroit, MI, 48207
New, Used Auto Loans
5.39%
75 Months
▼
APR5.39%
Term75 Months
Last UpdatedMay 10, 2026
Details
As Low As
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
243 W Congress St, Detroit, MI, 48226 3291
Business New and Used Auto Loans
5.49%
Up to 36 months
▼
APR5.49%
TermUp to 36 months
Last UpdatedMay 7, 2026
Details
As Low As
Public Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
3044 W Grand Blvd Ste L 350, Detroit, MI, 48202 3142
New/Used Vehicle
5.49%
61-72 Months
▼
APR5.49%
Term61-72 Months
Last UpdatedMay 10, 2026
Details
As Low As
Alliance Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
5459 W Vernor Hwy, Detroit, MI, 48209
Auto Loans 2019-2022
5.49%
61-72
▼
APR5.49%
Term61-72
Last UpdatedMay 10, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
4830 Cass Ave, Detroit, MI, 48201 1330
New Vehicle without Auto Pay
5.49%
83 Months
▼
APR5.49%
Term83 Months
Last UpdatedMay 10, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
4830 Cass Ave, Detroit, MI, 48201 1330
Used Vehicle without Auto Pay
5.49%
83 Months
▼
APR5.49%
Term83 Months
Last UpdatedMay 10, 2026
Details
As Low As
Electrical Workers Local 58 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1366 porter ST, DETROIT, MI, 48226
New Vehicles
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As; apr =annual percent
Diversified Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.57%
1480 E Jefferson Ave, Detroit, MI, 48207
New, Used Auto Loans
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Alliance Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
5459 W Vernor Hwy, Detroit, MI, 48209
Auto Loans 2023 & Newer
5.74%
73-84
▼
APR5.74%
Term73-84
Last UpdatedMay 10, 2026
Details
As Low As
Zeal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.08%
4501 Woodward Ave, Detroit, MI, 48201
New & Used Auto Loans
5.74%
49 - 60 months
▼
APR5.74%
Term49 - 60 months
Last UpdatedMay 10, 2026
Details
As Low As
Diversified Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.57%
1480 E Jefferson Ave, Detroit, MI, 48207
New, Used Auto Loans
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
4830 Cass Ave, Detroit, MI, 48201 1330
New Vehicle with Auto Pay from DFCU Account
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
4830 Cass Ave, Detroit, MI, 48201 1330
Used Vehicle with Auto Pay from DFCU Account
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As
Diversified Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.57%
1480 E Jefferson Ave, Detroit, MI, 48207
Auto Loan
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As; Models 2016 or newer
Zeal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.08%
4501 Woodward Ave, Detroit, MI, 48201
New & Used Auto Loans
5.99%
61 - 72 months
▼
APR5.99%
Term61 - 72 months
Last UpdatedMay 10, 2026
Details
As Low As
Diversified Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.57%
1480 E Jefferson Ave, Detroit, MI, 48207
New, Used Auto Loans
6.00%
60 Months
▼
APR6.00%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Diversified Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.57%
1480 E Jefferson Ave, Detroit, MI, 48207
New, Used Auto Loans
6.05%
84 Months
▼
APR6.05%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As
Alliance Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
5459 W Vernor Hwy, Detroit, MI, 48209
Auto Loans 2019-2022
6.24%
73-84
▼
APR6.24%
Term73-84
Last UpdatedMay 10, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
4830 Cass Ave, Detroit, MI, 48201 1330
New Vehicle without Auto Pay
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
4830 Cass Ave, Detroit, MI, 48201 1330
Used Vehicle without Auto Pay
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
243 W Congress St, Detroit, MI, 48226 3291
Business New and Used Auto Loans
6.49%
37 to 48 months
▼
APR6.49%
Term37 to 48 months
Last UpdatedMay 7, 2026
Details
As Low As
Public Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
3044 W Grand Blvd Ste L 350, Detroit, MI, 48202 3142
New/Used Vehicle
6.49%
73 - 84 Months
▼
APR6.49%
Term73 - 84 Months
Last UpdatedMay 10, 2026
Details
As Low As
Alliance Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
5459 W Vernor Hwy, Detroit, MI, 48209
Auto Loans 2018 & Older
6.49%
48 Months
▼
APR6.49%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
Alliance Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
5459 W Vernor Hwy, Detroit, MI, 48209
Auto Loans 2023 & Newer
6.49%
85-96
▼
APR6.49%
Term85-96
Last UpdatedMay 10, 2026
Details
As Low As
Diversified Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.57%
1480 E Jefferson Ave, Detroit, MI, 48207
New, Used Auto Loans
6.50%
75 Months
▼
APR6.50%
Term75 Months
Last UpdatedMay 10, 2026
Details
As Low As
Diversified Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.57%
1480 E Jefferson Ave, Detroit, MI, 48207
Auto Loan
6.74%
84 Months
▼
APR6.74%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As; 2016 or newer
Zeal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.08%
4501 Woodward Ave, Detroit, MI, 48201
New & Used Auto Loans
6.74%
73 - 84 months
▼
APR6.74%
Term73 - 84 months
Last UpdatedMay 10, 2026
Details
As Low As
Diversified Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.57%
1480 E Jefferson Ave, Detroit, MI, 48207
Auto Loan
6.75%
120 Months
▼
APR6.75%
Term120 Months
Last UpdatedMay 10, 2026
Details
As Low As; Models 2016 or newer
Public Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
3044 W Grand Blvd Ste L 350, Detroit, MI, 48202 3142
New/Used Vehicle
6.99%
85-96 Months
▼
APR6.99%
Term85-96 Months
Last UpdatedMay 10, 2026
Details
As Low As
Zeal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.08%
4501 Woodward Ave, Detroit, MI, 48201
Classic Car Auto Loans
6.99%
Up to 84 months
▼
APR6.99%
TermUp to 84 months
Last UpdatedMay 10, 2026
Details
As Low As
Zeal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.08%
4501 Woodward Ave, Detroit, MI, 48201
New & Used Auto Loans
7.24%
85 - 96 months
▼
APR7.24%
Term85 - 96 months
Last UpdatedMay 10, 2026
Details
As Low As
Diversified Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.57%
1480 E Jefferson Ave, Detroit, MI, 48207
Auto Loan
7.25%
120 Months
▼
APR7.25%
Term120 Months
Last UpdatedMay 10, 2026
Details
As Low As; 2016 or newer
Alliance Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
5459 W Vernor Hwy, Detroit, MI, 48209
Auto Loans 2018 & Older
7.49%
49-60
▼
APR7.49%
Term49-60
Last UpdatedMay 10, 2026
Details
As Low As
Alliance Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
5459 W Vernor Hwy, Detroit, MI, 48209
Auto Loans 2023 & Newer
7.49%
97-120
▼
APR7.49%
Term97-120
Last UpdatedMay 10, 2026
Details
As Low As
Zeal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.08%
4501 Woodward Ave, Detroit, MI, 48201
Classic Car Auto Loans
7.49%
85 - 96 months
▼
APR7.49%
Term85 - 96 months
Last UpdatedMay 10, 2026
Details
As Low As
Zeal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.08%
4501 Woodward Ave, Detroit, MI, 48201
New & Used Auto Loans
7.74%
97 - 120 months
▼
APR7.74%
Term97 - 120 months
Last UpdatedMay 10, 2026
Details
As Low As
Diversified Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.57%
1480 E Jefferson Ave, Detroit, MI, 48207
Auto Loan
7.99%
60 Months
▼
APR7.99%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As; Models 2015 or older
Zeal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.08%
4501 Woodward Ave, Detroit, MI, 48201
Classic Car Auto Loans
7.99%
97 - 120 months
▼
APR7.99%
Term97 - 120 months
Last UpdatedMay 10, 2026
Details
As Low As
Diversified Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.57%
1480 E Jefferson Ave, Detroit, MI, 48207
Auto Loan
8.74%
84 Months
▼
APR8.74%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As; 2015 or older
Diversified Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.57%
1480 E Jefferson Ave, Detroit, MI, 48207
Auto Loan
8.75%
120 Months
▼
APR8.75%
Term120 Months
Last UpdatedMay 10, 2026
Details
As Low As; Models 2015 or older
Diversified Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.57%
1480 E Jefferson Ave, Detroit, MI, 48207
Auto Loan
9.25%
120 Months
▼
APR9.25%
Term120 Months
Last UpdatedMay 10, 2026
Details
As Low As; 2015 or older
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As; All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As; All Years**
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New or Used Auto Loans
3.79%
36 Months
▼
APR3.79%
Term36 Months
Last UpdatedMay 12, 2026
Details
As Low As
Aeroquip Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
New/Used Auto
3.99%
0-36 Months
▼
APR3.99%
Term0-36 Months
Last UpdatedMay 10, 2026
Details
Family Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.25%
Auto Loan
3.99%
36 months
▼
APR3.99%
Term36 months
Last UpdatedMay 10, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As; All Years**
Extra Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
Vehicle Loans
4.07%
96 Months
▼
APR4.07%
Term96 Months
Last UpdatedMay 10, 2026
Details
As Low As; Specific rates are based on credit history and are determined after the application is reviewed. *APR is Annual Percentage Rate and includes the cost of the loan. Costs vary from $45-$75 and are assessed by loan amount.
Chiropractic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Auto Loans
4.24%
24-36
▼
APR4.24%
Term24-36
Last UpdatedMay 6, 2026
Details
Relationship APR
Ukrainian Selfreliance Michigan Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
New Car
4.24%
72 Months
▼
APR4.24%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As
Shore to Shore Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.27%
New Autos
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As; All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
TRUE Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.15%
New and Used Auto (5 years and newer)
4.24%
Up to 36 Months
▼
APR4.24%
TermUp to 36 Months
Last UpdatedMay 12, 2026
Details
As Low As
1166 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Auto Loans: New and Used 36 Months
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedMay 6, 2026
Details
Muskegon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
Vehicle Loan
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedMay 6, 2026
Details
Credit Score 780+
Circle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.23%
New & Used Vehicle
4.25%
84 Months
▼
APR4.25%
Term84 Months
Last UpdatedMay 7, 2026
Details
Term Based on Loan Amount - Up to 84 Months; Credit Score: 800+
Alpena-Alcona Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.81%
New Auto (54 month term)
4.25%
up to 54 months
▼
APR4.25%
Termup to 54 months
Last UpdatedMay 4, 2026
Details
As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and a loan amount example of $35,000 based on the maximum term noted.
Alpena-Alcona Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.81%
New Auto (66 month term)
4.25%
up to 66 months
▼
APR4.25%
Termup to 66 months
Last UpdatedMay 4, 2026
Details
As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and a loan amount example of $35,000 based on the maximum term noted.
Alpena-Alcona Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.81%
New Auto (78 month term)
4.25%
up to 78 months
▼
APR4.25%
Termup to 78 months
Last UpdatedMay 4, 2026
Details
As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and a loan amount example of $35,000 based on the maximum term noted.
Walled Lake Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Automobiles
4.44%
48 Months
▼
APR4.44%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As; 2020 - 2026, up to 48 months
Shore to Shore Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.27%
New Auto
4.49%
48 MO
▼
APR4.49%
Term48 MO
Last UpdatedMay 6, 2026
Details
Aeroquip Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
New/Used Auto
4.49%
37-48 Months
▼
APR4.49%
Term37-48 Months
Last UpdatedMay 10, 2026
Details
Family First Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.34%
New Auto - 2026-2024 with less than 25,000 miles
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Family First Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.34%
Used Auto 1-5 Model Year Old (2025-2021)
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
TRUE Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.15%
New and Used Auto (5 years and newer)
4.49%
5 Years
▼
APR4.49%
Term5 Years
Last UpdatedMay 12, 2026
Details
As Low As
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Auto Loans - New & Used
4.49%
Up to 39 Months
▼
APR4.49%
TermUp to 39 Months
Last UpdatedMay 12, 2026
Details
As Low As; Minimum Loan Amount $4,000
1166 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Auto Loans: New and Used 60 Months
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMay 6, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As; 2020 or Newer**
Muskegon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
Vehicle Loan
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMay 6, 2026
Details
Credit Score 680-779
Consumers Professional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New Auto Loan
4.55%
24 Months
▼
APR4.55%
Term24 Months
Last UpdatedMay 10, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
New Auto (2025-2026) 36 Month
4.58%
36 Months
▼
APR4.58%
Term36 Months
Last UpdatedMay 6, 2026
Details
Walled Lake Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Automobiles
4.69%
60 Months
▼
APR4.69%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As; 2020 - 2026, 49 - 60 months
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Auto Loans - New & Used
4.69%
40 - 64 Months
▼
APR4.69%
Term40 - 64 Months
Last UpdatedMay 12, 2026
Details
As Low As; Minimum Loan Amount $7,500
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
New Auto (2025-2026) 60 Month
4.71%
60 Months
▼
APR4.71%
Term60 Months
Last UpdatedMay 6, 2026
Details
Southeast Michigan State Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.26%
Auto Loan Refinance
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As
Ukrainian Selfreliance Michigan Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Used Car (2025-2023)
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
New Auto (2025-2026) 24 Month
4.74%
24 Months
▼
APR4.74%
Term24 Months
Last UpdatedMay 6, 2026
Details
Shore to Shore Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.27%
New Autos
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As; All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
People Driven Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
2026 Auto Loan Special
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedMay 10, 2026
Details
People Driven Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
Auto Loan
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
United Bay Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.98%
Vehicle Loan
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
Aeroquip Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
New/Used Auto
4.74%
61-66 Months
▼
APR4.74%
Term61-66 Months
Last UpdatedMay 10, 2026
Details
Family First Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.34%
New Auto - 2026-2024 with less than 25,000 miles
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Family First Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.34%
Used Auto 1-5 Model Year Old (2025-2021)
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
BlueOx Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
New and Used Vehicle Loans
4.74%
Up to 60 Months
▼
APR4.74%
TermUp to 60 Months
Last UpdatedMay 10, 2026
Details
As Low As
The Local Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
Auto Loans
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As; Loan Amount: n/a
TRUE Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.15%
New and Used Auto (5 years and newer)
4.74%
5 Years
▼
APR4.74%
Term5 Years
Last UpdatedMay 12, 2026
Details
As Low As
1166 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Auto Loans: New and Used 72 Months
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMay 6, 2026
Details
Montcalm Public Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New Vehicles (2024 & newer)
4.75%
Up to 36 Months
▼
APR4.75%
TermUp to 36 Months
Last UpdatedMay 10, 2026
Details
APR4.75%
Term36 Months
Last UpdatedMay 10, 2026
Details
Embers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
Used Autos
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMay 10, 2026
Details
Alpena-Alcona Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.81%
Used Auto
4.75%
72-78 months
▼
APR4.75%
Term72-78 months
Last UpdatedMay 4, 2026
Details
As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and a loan amount example of $35,000 based on the maximum term noted.
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
New Auto (2025-2026) 48 Month
4.76%
48 Months
▼
APR4.76%
Term48 Months
Last UpdatedMay 6, 2026
Details
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Autos - New
4.79%
36 Months
▼
APR4.79%
Term36 Months
Last UpdatedMay 12, 2026
Details
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Autos - Used
4.79%
36 Months
▼
APR4.79%
Term36 Months
Last UpdatedMay 12, 2026
Details
TruNorth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
New & Used Autos
4.85%
24 months
▼
APR4.85%
Term24 months
Last UpdatedMay 6, 2026
Details
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Auto Loans - New & Used
4.89%
65 - 75 Months
▼
APR4.89%
Term65 - 75 Months
Last UpdatedMay 12, 2026
Details
As Low As; Minimum Loan Amount $10,000
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
New Auto (2025-2026) 72 Month
4.92%
72 Months
▼
APR4.92%
Term72 Months
Last UpdatedMay 6, 2026
Details
Walled Lake Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Automobiles
4.94%
72 Months
▼
APR4.94%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As; 2020 - 2026, 61 - 72 months
TruNorth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
New & Used Autos
4.95%
36 months
▼
APR4.95%
Term36 months
Last UpdatedMay 6, 2026
Details
Downriver Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.59%
NEW Auto Loan
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As; *APR = Annual Percentage Rate. *Your individual rate (APR) will be determined based on your credit score.
Integra First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.20%
Recreational Titled Vehicle Loans - 2024 & Newer
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As
Warren Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
New Cars and Trucks
4.99%
Up to 60 Months
▼
APR4.99%
TermUp to 60 Months
Last UpdatedMay 6, 2026
Details
As Low As
Warren Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
Used Cars and Trucks
4.99%
Up to 60 Months
▼
APR4.99%
TermUp to 60 Months
Last UpdatedMay 6, 2026
Details
As Low As
Southeast Michigan State Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.26%
Auto Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
Used Auto (2018-2024) 24 Month
4.99%
24 Months
▼
APR4.99%
Term24 Months
Last UpdatedMay 6, 2026
Details
Shore to Shore Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.27%
New Autos
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As; All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
Shore to Shore Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.27%
Used Auto 2020 & newer
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As; All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
United Bay Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.98%
Vehicle Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Aeroquip Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
New/Used Auto
4.99%
67-72 Months
▼
APR4.99%
Term67-72 Months
Last UpdatedMay 10, 2026
Details
Family Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.25%
Auto Loan
4.99%
48 months
▼
APR4.99%
Term48 months
Last UpdatedMay 10, 2026
Details
As Low As
Arbor Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.24%
Auto Loans
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As; 2026-2025 (up to 100% LTV Max)
Arbor Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.24%
Auto Loans 2026-2025 (up to 100% LTV Max)
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
South Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
Auto Loan
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As
United Churches Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New Auto Loan
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 10, 2026
Details
United Churches Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New or Used Automobiles
4.99%
12 to 36 months
▼
APR4.99%
Term12 to 36 months
Last UpdatedMay 10, 2026
Details
with auto pay from your UCCU saving or checking account
Bloom Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
Newer Autos, 2024 and newer
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Intandem Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
Auto Loan Special (2023 & newer)
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
West Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
2024 and Newer Autos
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
American 1 Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.10%
New & Used Auto
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As
TRUE Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.15%
New and Used Auto (5 years and newer)
4.99%
5 Years
▼
APR4.99%
Term5 Years
Last UpdatedMay 12, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedMay 12, 2026
Details
As Low As
Tandem Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
Used vehicles 2018-2023
5.00%
Up to 48 Months
▼
APR5.00%
TermUp to 48 Months
Last UpdatedMay 6, 2026
Details
Great Lakes First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
NEW AUTO LOAN
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As; 2022 or Newer
Jessop Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.43%
New Auto 37 to 84 Months
5.00%
84 months
▼
APR5.00%
Term84 months
Last UpdatedMay 6, 2026
Details
72 months over $20,000 financed 84 months over $40,000 financed
Jessop Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.43%
New Auto Up to 36 Months
5.00%
36 months
▼
APR5.00%
Term36 months
Last UpdatedMay 6, 2026
Details
Jessop Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.43%
Used Auto: 2024-2026 Model Years
5.00%
84 months
▼
APR5.00%
Term84 months
Last UpdatedMay 6, 2026
Details
72 months over $20,000 financed 84 months over $40,000 financed
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
Used Auto (2018-2024) 48 Month
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedMay 6, 2026
Details
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Autos - New
5.04%
37 - 48 Months
▼
APR5.04%
Term37 - 48 Months
Last UpdatedMay 12, 2026
Details
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Autos - Used
5.04%
37 - 48 Months
▼
APR5.04%
Term37 - 48 Months
Last UpdatedMay 12, 2026
Details
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
Used Auto (2018-2024) 36 Month
5.08%
36 Months
▼
APR5.08%
Term36 Months
Last UpdatedMay 6, 2026
Details
Wildfire Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loans Autos 12 to 60 Months
5.09%
12 to 60
▼
APR5.09%
Term12 to 60
Last UpdatedMay 10, 2026
Details
Wildfire Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Autos 2018 - Newer
5.09%
12 to 60 Months
▼
APR5.09%
Term12 to 60 Months
Last UpdatedMay 10, 2026
Details
Wildfire Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Autos Any Model Year
5.09%
12 to 48 Months
▼
APR5.09%
Term12 to 48 Months
Last UpdatedMay 10, 2026
Details
Frankenmuth Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.43%
Auto Loan Special
5.09%
48 Months
▼
APR5.09%
Term48 Months
Last UpdatedMay 10, 2026
Details
Marquette Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.98%
New - Used Auto Loans
5.10%
36 months
▼
APR5.10%
Term36 months
Last UpdatedMay 6, 2026
Details
Includes snowmobiles, motorcycles, ATVs, motor homes, campers, tractors
TruNorth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
New & Used Autos
5.15%
48 months
▼
APR5.15%
Term48 months
Last UpdatedMay 6, 2026
Details
Walled Lake Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Automobiles
5.19%
84 Months
▼
APR5.19%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As; 2023 - 2026, 73 - 84 months
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Auto Loans - New & Used
5.19%
76 - 88 Months
▼
APR5.19%
Term76 - 88 Months
Last UpdatedMay 12, 2026
Details
As Low As; Minimum Loan Amount $15,000
Community West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.93%
New & Used Auto Loans (2026-2022)
5.20%
36 Months
▼
APR5.20%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
Used Auto (2018-2024) 60 Month
5.21%
60 Months
▼
APR5.21%
Term60 Months
Last UpdatedMay 6, 2026
Details
Chiropractic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Auto Loans
5.24%
24-36
▼
APR5.24%
Term24-36
Last UpdatedMay 6, 2026
Details
Fixed APR
Ukrainian Selfreliance Michigan Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Used Car (2022-2018)
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As
Shore to Shore Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.27%
New Autos
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As; All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
Wildfire Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Autos 2021 - Newer
5.24%
61 to 72 Months
▼
APR5.24%
Term61 to 72 Months
Last UpdatedMay 10, 2026
Details
TLC Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New and Used Auto
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As
People Driven Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.98%
Auto Loan
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As
United Bay Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.98%
Vehicle Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As
University of Michigan Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.02%
Auto Loan
5.24%
Up to 36
▼
APR5.24%
TermUp to 36
Last UpdatedMay 10, 2026
Details
Arbor Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.24%
Auto Loans
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As; 2026-2025 (up to 100% LTV Max)
Arbor Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.24%
Auto Loans 2024-2019 (up to 100% LTV Max)
5.24%
36 Months
▼
APR5.24%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Arbor Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.24%
Auto Loans 2026-2025 (up to 100% LTV Max)
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
Family First Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.34%
New Auto - 2026-2024 with less than 25,000 miles
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As
Family First Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.34%
Used Auto 1-5 Model Year Old (2025-2021)
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As
Team One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
Auto Loan
5.24%
Up to 60 months
▼
APR5.24%
TermUp to 60 months
Last UpdatedMay 10, 2026
Details
The Local Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
Auto Loans
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.24%
36 to 72 Months
▼
APR5.24%
Term36 to 72 Months
Last UpdatedMay 12, 2026
Details
As Low As
Muskegon Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
Vehicle Loan
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMay 6, 2026
Details
Credit Score 780+
APR5.25%
Term60 Months
Last UpdatedMay 10, 2026
Details
Embers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
Used Autos
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMay 10, 2026
Details
Frankenmuth Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.43%
Auto Loan 2025 or newer
5.26%
75 Months
▼
APR5.26%
Term75 Months
Last UpdatedMay 10, 2026
Details
As Low As
Shore to Shore Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.27%
Used Auto 2016 - 2019
5.29%
36 Months
▼
APR5.29%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As; All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
Frankenmuth Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.43%
Auto Loan 2024-2022
5.29%
63 Months
▼
APR5.29%
Term63 Months
Last UpdatedMay 10, 2026
Details
As Low As
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Autos - New
5.29%
49 - 60 Months
▼
APR5.29%
Term49 - 60 Months
Last UpdatedMay 12, 2026
Details
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Autos - Used
5.29%
49 - 60 Months
▼
APR5.29%
Term49 - 60 Months
Last UpdatedMay 12, 2026
Details
APR5.30%
Term72 Months
Last UpdatedMay 10, 2026
Details
Embers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
Used Autos
5.30%
72 Months
▼
APR5.30%
Term72 Months
Last UpdatedMay 10, 2026
Details
Highpoint Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
Auto Loans 2024 & Newer
5.31%
84 Months
▼
APR5.31%
Term84 Months
Last UpdatedMay 4, 2026
Details
Up to 84 months
Frankenmuth Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.43%
Auto Loan 2021-2019
5.33%
51 Months
▼
APR5.33%
Term51 Months
Last UpdatedMay 10, 2026
Details
As Low As
Walled Lake Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Automobiles
5.34%
48 Months
▼
APR5.34%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As; 2019 & older, up to 48 months
TruNorth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
New & Used Autos
5.35%
60 months
▼
APR5.35%
Term60 months
Last UpdatedMay 6, 2026
Details
Frankenmuth Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.43%
Auto Loan 2018 and older
5.39%
39 Months
▼
APR5.39%
Term39 Months
Last UpdatedMay 10, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
Used Auto (2018-2024) 72 Month
5.43%
72 Months
▼
APR5.43%
Term72 Months
Last UpdatedMay 6, 2026
Details
Community West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.93%
New & Used Auto Loans (2026-2022)
5.45%
72 Months
▼
APR5.45%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As
United Bay Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.98%
Vehicle Loan
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As
Family Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.25%
Auto Loan
5.49%
72 months
▼
APR5.49%
Term72 months
Last UpdatedMay 10, 2026
Details
As Low As
Monroe Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
New Auto (2023 and newer)
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As; *APR = Annual Percentage Rate. Rates listed above are estimates, and may vary by term selected.
Arbor Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.24%
Auto Loans
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As; 2026-2025 (up to 100% LTV Max)
Arbor Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.24%
Auto Loans 2024-2019 (up to 100% LTV Max)
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
Arbor Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.24%
Auto Loans 2026-2025 (up to 100% LTV Max)
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Alliance Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
5459 W Vernor Hwy, Detroit, MI, 48209
Auto Loans 2023 & Newer
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
Zeal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.08%
4501 Woodward Ave, Detroit, MI, 48201
New & Used Auto Loans
4.74%
up to 48 months
▼
APR4.74%
Termup to 48 months
Last UpdatedMay 10, 2026
Details
As Low As
Electrical Workers Local 58 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1366 porter ST, DETROIT, MI, 48226
New Vehicles
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As; apr = annual percent rate
Public Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
3044 W Grand Blvd Ste L 350, Detroit, MI, 48202 3142
New/Used Vehicle
4.80%
Up to 60 Months
▼
APR4.80%
TermUp to 60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Alliance Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
5459 W Vernor Hwy, Detroit, MI, 48209
Auto Loans 2023 & Newer
4.99%
49 to 60
▼
APR4.99%
Term49 to 60
Last UpdatedMay 10, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
4830 Cass Ave, Detroit, MI, 48201 1330
New Vehicle with Auto Pay from DFCU Account
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Diversified Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.57%
1480 E Jefferson Ave, Detroit, MI, 48207
New, Used Auto Loans
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Electrical Workers Local 58 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1366 porter ST, DETROIT, MI, 48226
New Vehicles
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As; apr = annual percent rate
Diversified Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.57%
1480 E Jefferson Ave, Detroit, MI, 48207
New, Used Auto Loans
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Alliance Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
5459 W Vernor Hwy, Detroit, MI, 48209
Auto Loans 2023 & Newer
5.24%
61-72
▼
APR5.24%
Term61-72
Last UpdatedMay 10, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
4830 Cass Ave, Detroit, MI, 48201 1330
New Vehicle with Auto Pay from DFCU Account
5.24%
83 Months
▼
APR5.24%
Term83 Months
Last UpdatedMay 10, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
4830 Cass Ave, Detroit, MI, 48201 1330
New Vehicle without Auto Pay
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Diversified Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.57%
1480 E Jefferson Ave, Detroit, MI, 48207
New, Used Auto Loans
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
Diversified Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.57%
1480 E Jefferson Ave, Detroit, MI, 48207
New, Used Auto Loans
5.39%
75 Months
▼
APR5.39%
Term75 Months
Last UpdatedMay 10, 2026
Details
As Low As
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
243 W Congress St, Detroit, MI, 48226 3291
Business New and Used Auto Loans
5.49%
Up to 36 months
▼
APR5.49%
TermUp to 36 months
Last UpdatedMay 7, 2026
Details
As Low As
Public Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
3044 W Grand Blvd Ste L 350, Detroit, MI, 48202 3142
New/Used Vehicle
5.49%
61-72 Months
▼
APR5.49%
Term61-72 Months
Last UpdatedMay 10, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
4830 Cass Ave, Detroit, MI, 48201 1330
New Vehicle without Auto Pay
5.49%
83 Months
▼
APR5.49%
Term83 Months
Last UpdatedMay 10, 2026
Details
As Low As
Electrical Workers Local 58 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1366 porter ST, DETROIT, MI, 48226
New Vehicles
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As; apr =annual percent
Diversified Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.57%
1480 E Jefferson Ave, Detroit, MI, 48207
New, Used Auto Loans
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Alliance Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
5459 W Vernor Hwy, Detroit, MI, 48209
Auto Loans 2023 & Newer
5.74%
73-84
▼
APR5.74%
Term73-84
Last UpdatedMay 10, 2026
Details
As Low As
Zeal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.08%
4501 Woodward Ave, Detroit, MI, 48201
New & Used Auto Loans
5.74%
49 - 60 months
▼
APR5.74%
Term49 - 60 months
Last UpdatedMay 10, 2026
Details
As Low As
Diversified Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.57%
1480 E Jefferson Ave, Detroit, MI, 48207
New, Used Auto Loans
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
4830 Cass Ave, Detroit, MI, 48201 1330
New Vehicle with Auto Pay from DFCU Account
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As
Zeal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.08%
4501 Woodward Ave, Detroit, MI, 48201
New & Used Auto Loans
5.99%
61 - 72 months
▼
APR5.99%
Term61 - 72 months
Last UpdatedMay 10, 2026
Details
As Low As
Diversified Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.57%
1480 E Jefferson Ave, Detroit, MI, 48207
New, Used Auto Loans
6.00%
60 Months
▼
APR6.00%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Diversified Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.57%
1480 E Jefferson Ave, Detroit, MI, 48207
New, Used Auto Loans
6.05%
84 Months
▼
APR6.05%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
4830 Cass Ave, Detroit, MI, 48201 1330
New Vehicle without Auto Pay
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
243 W Congress St, Detroit, MI, 48226 3291
Business New and Used Auto Loans
6.49%
37 to 48 months
▼
APR6.49%
Term37 to 48 months
Last UpdatedMay 7, 2026
Details
As Low As
Public Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
3044 W Grand Blvd Ste L 350, Detroit, MI, 48202 3142
New/Used Vehicle
6.49%
73 - 84 Months
▼
APR6.49%
Term73 - 84 Months
Last UpdatedMay 10, 2026
Details
As Low As
Alliance Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
5459 W Vernor Hwy, Detroit, MI, 48209
Auto Loans 2023 & Newer
6.49%
85-96
▼
APR6.49%
Term85-96
Last UpdatedMay 10, 2026
Details
As Low As
Diversified Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.57%
1480 E Jefferson Ave, Detroit, MI, 48207
New, Used Auto Loans
6.50%
75 Months
▼
APR6.50%
Term75 Months
Last UpdatedMay 10, 2026
Details
As Low As
Zeal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.08%
4501 Woodward Ave, Detroit, MI, 48201
New & Used Auto Loans
6.74%
73 - 84 months
▼
APR6.74%
Term73 - 84 months
Last UpdatedMay 10, 2026
Details
As Low As
Public Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
3044 W Grand Blvd Ste L 350, Detroit, MI, 48202 3142
New/Used Vehicle
6.99%
85-96 Months
▼
APR6.99%
Term85-96 Months
Last UpdatedMay 10, 2026
Details
As Low As
Zeal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.08%
4501 Woodward Ave, Detroit, MI, 48201
New & Used Auto Loans
7.24%
85 - 96 months
▼
APR7.24%
Term85 - 96 months
Last UpdatedMay 10, 2026
Details
As Low As
Alliance Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.35%
5459 W Vernor Hwy, Detroit, MI, 48209
Auto Loans 2023 & Newer
7.49%
97-120
▼
APR7.49%
Term97-120
Last UpdatedMay 10, 2026
Details
As Low As
Zeal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.08%
4501 Woodward Ave, Detroit, MI, 48201
New & Used Auto Loans
7.74%
97 - 120 months
▼
APR7.74%
Term97 - 120 months
Last UpdatedMay 10, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As; All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As; All Years**
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New or Used Auto Loans
3.79%
36 Months
▼
APR3.79%
Term36 Months
Last UpdatedMay 12, 2026
Details
As Low As
Aeroquip Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
New/Used Auto
3.99%
0-36 Months
▼
APR3.99%
Term0-36 Months
Last UpdatedMay 10, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As; All Years**
Chiropractic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Auto Loans
4.24%
24-36
▼
APR4.24%
Term24-36
Last UpdatedMay 6, 2026
Details
Relationship APR
Ukrainian Selfreliance Michigan Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
New Car
4.24%
72 Months
▼
APR4.24%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As
Shore to Shore Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.27%
New Autos
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As; All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
TRUE Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.15%
New and Used Auto (5 years and newer)
4.24%
Up to 36 Months
▼
APR4.24%
TermUp to 36 Months
Last UpdatedMay 12, 2026
Details
As Low As
1166 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Auto Loans: New and Used 36 Months
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedMay 6, 2026
Details
Circle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.23%
New & Used Vehicle
4.25%
84 Months
▼
APR4.25%
Term84 Months
Last UpdatedMay 7, 2026
Details
Term Based on Loan Amount - Up to 84 Months; Credit Score: 800+
Alpena-Alcona Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.81%
New Auto (54 month term)
4.25%
up to 54 months
▼
APR4.25%
Termup to 54 months
Last UpdatedMay 4, 2026
Details
As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and a loan amount example of $35,000 based on the maximum term noted.
Alpena-Alcona Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.81%
New Auto (66 month term)
4.25%
up to 66 months
▼
APR4.25%
Termup to 66 months
Last UpdatedMay 4, 2026
Details
As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and a loan amount example of $35,000 based on the maximum term noted.
Alpena-Alcona Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.81%
New Auto (78 month term)
4.25%
up to 78 months
▼
APR4.25%
Termup to 78 months
Last UpdatedMay 4, 2026
Details
As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and a loan amount example of $35,000 based on the maximum term noted.
Shore to Shore Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.27%
New Auto
4.49%
48 MO
▼
APR4.49%
Term48 MO
Last UpdatedMay 6, 2026
Details
Aeroquip Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
New/Used Auto
4.49%
37-48 Months
▼
APR4.49%
Term37-48 Months
Last UpdatedMay 10, 2026
Details
Family First Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.34%
New Auto - 2026-2024 with less than 25,000 miles
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
TRUE Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.15%
New and Used Auto (5 years and newer)
4.49%
5 Years
▼
APR4.49%
Term5 Years
Last UpdatedMay 12, 2026
Details
As Low As
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Auto Loans - New & Used
4.49%
Up to 39 Months
▼
APR4.49%
TermUp to 39 Months
Last UpdatedMay 12, 2026
Details
As Low As; Minimum Loan Amount $4,000
1166 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Auto Loans: New and Used 60 Months
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMay 6, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As; 2020 or Newer**
Consumers Professional Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New Auto Loan
4.55%
24 Months
▼
APR4.55%
Term24 Months
Last UpdatedMay 10, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
New Auto (2025-2026) 36 Month
4.58%
36 Months
▼
APR4.58%
Term36 Months
Last UpdatedMay 6, 2026
Details
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Auto Loans - New & Used
4.69%
40 - 64 Months
▼
APR4.69%
Term40 - 64 Months
Last UpdatedMay 12, 2026
Details
As Low As; Minimum Loan Amount $7,500
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
New Auto (2025-2026) 60 Month
4.71%
60 Months
▼
APR4.71%
Term60 Months
Last UpdatedMay 6, 2026
Details
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
New Auto (2025-2026) 24 Month
4.74%
24 Months
▼
APR4.74%
Term24 Months
Last UpdatedMay 6, 2026
Details
Shore to Shore Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.27%
New Autos
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As; All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
Aeroquip Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
New/Used Auto
4.74%
61-66 Months
▼
APR4.74%
Term61-66 Months
Last UpdatedMay 10, 2026
Details
Family First Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.34%
New Auto - 2026-2024 with less than 25,000 miles
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
BlueOx Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
New and Used Vehicle Loans
4.74%
Up to 60 Months
▼
APR4.74%
TermUp to 60 Months
Last UpdatedMay 10, 2026
Details
As Low As
TRUE Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.15%
New and Used Auto (5 years and newer)
4.74%
5 Years
▼
APR4.74%
Term5 Years
Last UpdatedMay 12, 2026
Details
As Low As
1166 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Auto Loans: New and Used 72 Months
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMay 6, 2026
Details
Montcalm Public Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.55%
New Vehicles (2024 & newer)
4.75%
Up to 36 Months
▼
APR4.75%
TermUp to 36 Months
Last UpdatedMay 10, 2026
Details
APR4.75%
Term36 Months
Last UpdatedMay 10, 2026
Details
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
New Auto (2025-2026) 48 Month
4.76%
48 Months
▼
APR4.76%
Term48 Months
Last UpdatedMay 6, 2026
Details
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Autos - New
4.79%
36 Months
▼
APR4.79%
Term36 Months
Last UpdatedMay 12, 2026
Details
TruNorth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
New & Used Autos
4.85%
24 months
▼
APR4.85%
Term24 months
Last UpdatedMay 6, 2026
Details
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Auto Loans - New & Used
4.89%
65 - 75 Months
▼
APR4.89%
Term65 - 75 Months
Last UpdatedMay 12, 2026
Details
As Low As; Minimum Loan Amount $10,000
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
New Auto (2025-2026) 72 Month
4.92%
72 Months
▼
APR4.92%
Term72 Months
Last UpdatedMay 6, 2026
Details
TruNorth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
New & Used Autos
4.95%
36 months
▼
APR4.95%
Term36 months
Last UpdatedMay 6, 2026
Details
Downriver Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.59%
NEW Auto Loan
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As; *APR = Annual Percentage Rate. *Your individual rate (APR) will be determined based on your credit score.
Integra First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.20%
Recreational Titled Vehicle Loans - 2024 & Newer
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As
Warren Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
New Cars and Trucks
4.99%
Up to 60 Months
▼
APR4.99%
TermUp to 60 Months
Last UpdatedMay 6, 2026
Details
As Low As
Shore to Shore Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.27%
New Autos
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As; All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
Shore to Shore Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.27%
Used Auto 2020 & newer
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As; All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
Aeroquip Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
New/Used Auto
4.99%
67-72 Months
▼
APR4.99%
Term67-72 Months
Last UpdatedMay 10, 2026
Details
United Churches Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New Auto Loan
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 10, 2026
Details
United Churches Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New or Used Automobiles
4.99%
12 to 36 months
▼
APR4.99%
Term12 to 36 months
Last UpdatedMay 10, 2026
Details
with auto pay from your UCCU saving or checking account
Bloom Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
Newer Autos, 2024 and newer
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Intandem Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.45%
Auto Loan Special (2023 & newer)
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
West Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.19%
2024 and Newer Autos
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
American 1 Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.10%
New & Used Auto
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As
TRUE Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.15%
New and Used Auto (5 years and newer)
4.99%
5 Years
▼
APR4.99%
Term5 Years
Last UpdatedMay 12, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto Loans - Promotion
4.99%
36, 48, or 60 Months
▼
APR4.99%
Term36, 48, or 60 Months
Last UpdatedMay 12, 2026
Details
As Low As
Great Lakes First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
NEW AUTO LOAN
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As; 2022 or Newer
Jessop Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.43%
New Auto 37 to 84 Months
5.00%
84 months
▼
APR5.00%
Term84 months
Last UpdatedMay 6, 2026
Details
72 months over $20,000 financed 84 months over $40,000 financed
Jessop Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.43%
New Auto Up to 36 Months
5.00%
36 months
▼
APR5.00%
Term36 months
Last UpdatedMay 6, 2026
Details
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Autos - New
5.04%
37 - 48 Months
▼
APR5.04%
Term37 - 48 Months
Last UpdatedMay 12, 2026
Details
Wildfire Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Autos 2018 - Newer
5.09%
12 to 60 Months
▼
APR5.09%
Term12 to 60 Months
Last UpdatedMay 10, 2026
Details
Marquette Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.98%
New - Used Auto Loans
5.10%
36 months
▼
APR5.10%
Term36 months
Last UpdatedMay 6, 2026
Details
Includes snowmobiles, motorcycles, ATVs, motor homes, campers, tractors
TruNorth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
New & Used Autos
5.15%
48 months
▼
APR5.15%
Term48 months
Last UpdatedMay 6, 2026
Details
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Auto Loans - New & Used
5.19%
76 - 88 Months
▼
APR5.19%
Term76 - 88 Months
Last UpdatedMay 12, 2026
Details
As Low As; Minimum Loan Amount $15,000
Community West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.93%
New & Used Auto Loans (2026-2022)
5.20%
36 Months
▼
APR5.20%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Chiropractic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
New Auto Loans
5.24%
24-36
▼
APR5.24%
Term24-36
Last UpdatedMay 6, 2026
Details
Fixed APR
Shore to Shore Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.27%
New Autos
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As; All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
Wildfire Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Autos 2021 - Newer
5.24%
61 to 72 Months
▼
APR5.24%
Term61 to 72 Months
Last UpdatedMay 10, 2026
Details
TLC Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New and Used Auto
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As
Family First Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.34%
New Auto - 2026-2024 with less than 25,000 miles
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As
Credit Union 1 Credit Union Rantoul, IL
Institution Rating:
A5.0 ★ Texas Ratio: 8.23%
New Auto 2025 + Newer
5.24%
36 to 72 Months
▼
APR5.24%
Term36 to 72 Months
Last UpdatedMay 12, 2026
Details
As Low As
APR5.25%
Term60 Months
Last UpdatedMay 10, 2026
Details
Frankenmuth Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.43%
Auto Loan 2025 or newer
5.26%
75 Months
▼
APR5.26%
Term75 Months
Last UpdatedMay 10, 2026
Details
As Low As
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Autos - New
5.29%
49 - 60 Months
▼
APR5.29%
Term49 - 60 Months
Last UpdatedMay 12, 2026
Details
APR5.30%
Term72 Months
Last UpdatedMay 10, 2026
Details
Highpoint Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
Auto Loans 2024 & Newer
5.31%
84 Months
▼
APR5.31%
Term84 Months
Last UpdatedMay 4, 2026
Details
Up to 84 months
TruNorth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
New & Used Autos
5.35%
60 months
▼
APR5.35%
Term60 months
Last UpdatedMay 6, 2026
Details
Community West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.93%
New & Used Auto Loans (2026-2022)
5.45%
72 Months
▼
APR5.45%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As
Monroe Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
New Auto (2023 and newer)
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As; *APR = Annual Percentage Rate. Rates listed above are estimates, and may vary by term selected.
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Zeal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.08%
4501 Woodward Ave, Detroit, MI, 48201
New & Used Auto Loans
4.74%
up to 48 months
▼
APR4.74%
Termup to 48 months
Last UpdatedMay 10, 2026
Details
As Low As
Public Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
3044 W Grand Blvd Ste L 350, Detroit, MI, 48202 3142
New/Used Vehicle
4.80%
Up to 60 Months
▼
APR4.80%
TermUp to 60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
4830 Cass Ave, Detroit, MI, 48201 1330
Used Vehicle with Auto Pay from DFCU Account
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Diversified Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.57%
1480 E Jefferson Ave, Detroit, MI, 48207
New, Used Auto Loans
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Diversified Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.57%
1480 E Jefferson Ave, Detroit, MI, 48207
New, Used Auto Loans
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
4830 Cass Ave, Detroit, MI, 48201 1330
Used Vehicle with Auto Pay from DFCU Account
5.24%
83 Months
▼
APR5.24%
Term83 Months
Last UpdatedMay 10, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
4830 Cass Ave, Detroit, MI, 48201 1330
Used Vehicle without Auto Pay
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Diversified Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.57%
1480 E Jefferson Ave, Detroit, MI, 48207
New, Used Auto Loans
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
Electrical Workers Local 58 Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1366 porter ST, DETROIT, MI, 48226
2017 to current Used Vehicles
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As; apr = annual percent rate
Diversified Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.57%
1480 E Jefferson Ave, Detroit, MI, 48207
New, Used Auto Loans
5.39%
75 Months
▼
APR5.39%
Term75 Months
Last UpdatedMay 10, 2026
Details
As Low As
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
243 W Congress St, Detroit, MI, 48226 3291
Business New and Used Auto Loans
5.49%
Up to 36 months
▼
APR5.49%
TermUp to 36 months
Last UpdatedMay 7, 2026
Details
As Low As
Public Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
3044 W Grand Blvd Ste L 350, Detroit, MI, 48202 3142
New/Used Vehicle
5.49%
61-72 Months
▼
APR5.49%
Term61-72 Months
Last UpdatedMay 10, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
4830 Cass Ave, Detroit, MI, 48201 1330
Used Vehicle without Auto Pay
5.49%
83 Months
▼
APR5.49%
Term83 Months
Last UpdatedMay 10, 2026
Details
As Low As
Diversified Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.57%
1480 E Jefferson Ave, Detroit, MI, 48207
New, Used Auto Loans
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Zeal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.08%
4501 Woodward Ave, Detroit, MI, 48201
New & Used Auto Loans
5.74%
49 - 60 months
▼
APR5.74%
Term49 - 60 months
Last UpdatedMay 10, 2026
Details
As Low As
Diversified Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.57%
1480 E Jefferson Ave, Detroit, MI, 48207
New, Used Auto Loans
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedMay 10, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
4830 Cass Ave, Detroit, MI, 48201 1330
Used Vehicle with Auto Pay from DFCU Account
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As
Zeal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.08%
4501 Woodward Ave, Detroit, MI, 48201
New & Used Auto Loans
5.99%
61 - 72 months
▼
APR5.99%
Term61 - 72 months
Last UpdatedMay 10, 2026
Details
As Low As
Diversified Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.57%
1480 E Jefferson Ave, Detroit, MI, 48207
New, Used Auto Loans
6.00%
60 Months
▼
APR6.00%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
Diversified Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.57%
1480 E Jefferson Ave, Detroit, MI, 48207
New, Used Auto Loans
6.05%
84 Months
▼
APR6.05%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As
Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
4830 Cass Ave, Detroit, MI, 48201 1330
Used Vehicle without Auto Pay
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As
Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.68%
243 W Congress St, Detroit, MI, 48226 3291
Business New and Used Auto Loans
6.49%
37 to 48 months
▼
APR6.49%
Term37 to 48 months
Last UpdatedMay 7, 2026
Details
As Low As
Public Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
3044 W Grand Blvd Ste L 350, Detroit, MI, 48202 3142
New/Used Vehicle
6.49%
73 - 84 Months
▼
APR6.49%
Term73 - 84 Months
Last UpdatedMay 10, 2026
Details
As Low As
Diversified Members Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.57%
1480 E Jefferson Ave, Detroit, MI, 48207
New, Used Auto Loans
6.50%
75 Months
▼
APR6.50%
Term75 Months
Last UpdatedMay 10, 2026
Details
As Low As
Zeal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.08%
4501 Woodward Ave, Detroit, MI, 48201
New & Used Auto Loans
6.74%
73 - 84 months
▼
APR6.74%
Term73 - 84 months
Last UpdatedMay 10, 2026
Details
As Low As
Public Service Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
3044 W Grand Blvd Ste L 350, Detroit, MI, 48202 3142
New/Used Vehicle
6.99%
85-96 Months
▼
APR6.99%
Term85-96 Months
Last UpdatedMay 10, 2026
Details
As Low As
Zeal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.08%
4501 Woodward Ave, Detroit, MI, 48201
New & Used Auto Loans
7.24%
85 - 96 months
▼
APR7.24%
Term85 - 96 months
Last UpdatedMay 10, 2026
Details
As Low As
Zeal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.08%
4501 Woodward Ave, Detroit, MI, 48201
New & Used Auto Loans
7.74%
97 - 120 months
▼
APR7.74%
Term97 - 120 months
Last UpdatedMay 10, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As; All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As; All Years**
Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New or Used Auto Loans
3.79%
36 Months
▼
APR3.79%
Term36 Months
Last UpdatedMay 12, 2026
Details
As Low As
Aeroquip Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
New/Used Auto
3.99%
0-36 Months
▼
APR3.99%
Term0-36 Months
Last UpdatedMay 10, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As; All Years**
TRUE Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.15%
New and Used Auto (5 years and newer)
4.24%
Up to 36 Months
▼
APR4.24%
TermUp to 36 Months
Last UpdatedMay 12, 2026
Details
As Low As
1166 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Auto Loans: New and Used 36 Months
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedMay 6, 2026
Details
Circle Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.23%
New & Used Vehicle
4.25%
84 Months
▼
APR4.25%
Term84 Months
Last UpdatedMay 7, 2026
Details
Term Based on Loan Amount - Up to 84 Months; Credit Score: 800+
Aeroquip Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
New/Used Auto
4.49%
37-48 Months
▼
APR4.49%
Term37-48 Months
Last UpdatedMay 10, 2026
Details
Family First Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.34%
Used Auto 1-5 Model Year Old (2025-2021)
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
TRUE Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.15%
New and Used Auto (5 years and newer)
4.49%
5 Years
▼
APR4.49%
Term5 Years
Last UpdatedMay 12, 2026
Details
As Low As
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Auto Loans - New & Used
4.49%
Up to 39 Months
▼
APR4.49%
TermUp to 39 Months
Last UpdatedMay 12, 2026
Details
As Low As; Minimum Loan Amount $4,000
1166 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Auto Loans: New and Used 60 Months
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMay 6, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As; 2020 or Newer**
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Auto Loans - New & Used
4.69%
40 - 64 Months
▼
APR4.69%
Term40 - 64 Months
Last UpdatedMay 12, 2026
Details
As Low As; Minimum Loan Amount $7,500
Ukrainian Selfreliance Michigan Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Used Car (2025-2023)
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As
Aeroquip Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
New/Used Auto
4.74%
61-66 Months
▼
APR4.74%
Term61-66 Months
Last UpdatedMay 10, 2026
Details
Family First Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.34%
Used Auto 1-5 Model Year Old (2025-2021)
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMay 10, 2026
Details
As Low As
BlueOx Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
New and Used Vehicle Loans
4.74%
Up to 60 Months
▼
APR4.74%
TermUp to 60 Months
Last UpdatedMay 10, 2026
Details
As Low As
TRUE Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.15%
New and Used Auto (5 years and newer)
4.74%
5 Years
▼
APR4.74%
Term5 Years
Last UpdatedMay 12, 2026
Details
As Low As
1166 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Auto Loans: New and Used 72 Months
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMay 6, 2026
Details
Embers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
Used Autos
4.75%
36 Months
▼
APR4.75%
Term36 Months
Last UpdatedMay 10, 2026
Details
Alpena-Alcona Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.81%
Used Auto
4.75%
72-78 months
▼
APR4.75%
Term72-78 months
Last UpdatedMay 4, 2026
Details
As Low As; Rate and APR advertised assumes a FICO Credit Score of 680 or better and a loan amount example of $35,000 based on the maximum term noted.
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Autos - Used
4.79%
36 Months
▼
APR4.79%
Term36 Months
Last UpdatedMay 12, 2026
Details
TruNorth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
New & Used Autos
4.85%
24 months
▼
APR4.85%
Term24 months
Last UpdatedMay 6, 2026
Details
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Auto Loans - New & Used
4.89%
65 - 75 Months
▼
APR4.89%
Term65 - 75 Months
Last UpdatedMay 12, 2026
Details
As Low As; Minimum Loan Amount $10,000
TruNorth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
New & Used Autos
4.95%
36 months
▼
APR4.95%
Term36 months
Last UpdatedMay 6, 2026
Details
Warren Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
Used Cars and Trucks
4.99%
Up to 60 Months
▼
APR4.99%
TermUp to 60 Months
Last UpdatedMay 6, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
Used Auto (2018-2024) 24 Month
4.99%
24 Months
▼
APR4.99%
Term24 Months
Last UpdatedMay 6, 2026
Details
Shore to Shore Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.27%
Used Auto 2020 & newer
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As; All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
Aeroquip Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.13%
New/Used Auto
4.99%
67-72 Months
▼
APR4.99%
Term67-72 Months
Last UpdatedMay 10, 2026
Details
United Churches Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.26%
New or Used Automobiles
4.99%
12 to 36 months
▼
APR4.99%
Term12 to 36 months
Last UpdatedMay 10, 2026
Details
with auto pay from your UCCU saving or checking account
American 1 Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.10%
New & Used Auto
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As
TRUE Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.15%
New and Used Auto (5 years and newer)
4.99%
5 Years
▼
APR4.99%
Term5 Years
Last UpdatedMay 12, 2026
Details
As Low As
Tandem Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.73%
Used vehicles 2018-2023
5.00%
Up to 48 Months
▼
APR5.00%
TermUp to 48 Months
Last UpdatedMay 6, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As; 2022 or Newer
Jessop Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.43%
Used Auto: 2024-2026 Model Years
5.00%
84 months
▼
APR5.00%
Term84 months
Last UpdatedMay 6, 2026
Details
72 months over $20,000 financed 84 months over $40,000 financed
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
Used Auto (2018-2024) 48 Month
5.00%
48 Months
▼
APR5.00%
Term48 Months
Last UpdatedMay 6, 2026
Details
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Autos - Used
5.04%
37 - 48 Months
▼
APR5.04%
Term37 - 48 Months
Last UpdatedMay 12, 2026
Details
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
Used Auto (2018-2024) 36 Month
5.08%
36 Months
▼
APR5.08%
Term36 Months
Last UpdatedMay 6, 2026
Details
Marquette Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.98%
New - Used Auto Loans
5.10%
36 months
▼
APR5.10%
Term36 months
Last UpdatedMay 6, 2026
Details
Includes snowmobiles, motorcycles, ATVs, motor homes, campers, tractors
TruNorth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
New & Used Autos
5.15%
48 months
▼
APR5.15%
Term48 months
Last UpdatedMay 6, 2026
Details
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Auto Loans - New & Used
5.19%
76 - 88 Months
▼
APR5.19%
Term76 - 88 Months
Last UpdatedMay 12, 2026
Details
As Low As; Minimum Loan Amount $15,000
Community West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.93%
New & Used Auto Loans (2026-2022)
5.20%
36 Months
▼
APR5.20%
Term36 Months
Last UpdatedMay 10, 2026
Details
As Low As
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
Used Auto (2018-2024) 60 Month
5.21%
60 Months
▼
APR5.21%
Term60 Months
Last UpdatedMay 6, 2026
Details
Ukrainian Selfreliance Michigan Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Used Car (2022-2018)
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As
TLC Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
New and Used Auto
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedMay 10, 2026
Details
As Low As
Family First Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.34%
Used Auto 1-5 Model Year Old (2025-2021)
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As
Embers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
Used Autos
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMay 10, 2026
Details
Shore to Shore Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.27%
Used Auto 2016 - 2019
5.29%
36 Months
▼
APR5.29%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As; All rates featured are listed ''as low as'' and are subject to credit approval and credit score. Rates and terms subject to change without notice. Please contact Shore to Shore for the latest rates. Some restrictions may apply.
Dort Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Autos - Used
5.29%
49 - 60 Months
▼
APR5.29%
Term49 - 60 Months
Last UpdatedMay 12, 2026
Details
Embers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
Used Autos
5.30%
72 Months
▼
APR5.30%
Term72 Months
Last UpdatedMay 10, 2026
Details
TruNorth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
New & Used Autos
5.35%
60 months
▼
APR5.35%
Term60 months
Last UpdatedMay 6, 2026
Details
Breakwater Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
Used Auto (2018-2024) 72 Month
5.43%
72 Months
▼
APR5.43%
Term72 Months
Last UpdatedMay 6, 2026
Details
Community West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.93%
New & Used Auto Loans (2026-2022)
5.45%
72 Months
▼
APR5.45%
Term72 Months
Last UpdatedMay 10, 2026
Details
As Low As
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MonitorBankRates
Detroit, MI Auto Loan Rate Trends
Compare local Detroit, MI auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — MI Avg
5.276%
▲ 0.242 vs 7 days ago
Michigan new auto rates rose 0.242 points over the past 7 days to 5.276% APR.
Used Auto Loan — MI Avg
6.085%
▲ 0.220 vs 7 days ago
Michigan used auto rates rose 0.220 points over the past 7 days to 6.085% APR.
As of May 12, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about Auto Loans in Detroit, Michigan
How does my credit score affect my car loan rate in Michigan?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Detroit, Michigan with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Michigan *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Detroit, Michigan typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Detroit, Michigan?
Based on our current data, some of the lowest auto loan rates available in Detroit, Michigan include:
- Diversified Members Credit Union: 3.50% (Auto Loan)
- Alliance Catholic Credit Union: 4.74% (Auto Loans 2023 & Newer)
- Zeal Credit Union: 4.74% (New & Used Auto Loans)
- Electrical Workers Local 58 Credit Union: 4.75% (New Vehicles)
- Public Service Credit Union: 4.80% (New/Used Vehicle)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Detroit, Michigan. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 12, 2026
Rate Assistant
MonitorBankRates.com · Live Data
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