Auto Loan Rates in Biddeford, Maine (ME) for March 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Biddeford, Maine. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Biddeford, Maine include Atlantic Regional Federal Credit UnionAtlantic Regional Federal Credit Union75 Boulder Way, Biddeford, ME, 04005A+5.0 ★Texas Ratio: 2.96% offering Auto Loan at 3.99%, TruChoice Federal Credit UnionTruChoice Federal Credit Union6 Barra Rd, Biddeford, ME, 04005 9459A5.0 ★Texas Ratio: 7.63% offering New Vehicle (Less than 3 years old) at 4.45%, PeoplesChoice Credit UnionPeoplesChoice Credit Union369 Elm St, Biddeford, ME, 04005 3023A5.0 ★Texas Ratio: 7.93% offering New and Used Vehicles at 5.24%, Evergreen Credit Union Portland, MEEvergreen Credit Union Portland, ME225 Riverside St, Portland, ME, 04103 1038A5.0 ★Texas Ratio: 8.27% offering Vehicle Loan at 3.99%, The County Federal Credit UnionThe County Federal Credit Union776 Main St, Presque Isle, ME, 04769A+5.0 ★Texas Ratio: 4.40% offering New Vehicles to 2023 models at 3.99%.
Auto loan rates in Biddeford, Maine are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.
We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Biddeford, Maine. Auto Loan Rates Last Updated and Verified: March 21, 2026
Compare Auto Loan Rates Today in Biddeford, Maine & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
75 Boulder Way, Biddeford, ME, 04005
Auto Loan
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
75 Boulder Way, Biddeford, ME, 04005
New/Used Automobiles
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
TruChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
6 Barra Rd, Biddeford, ME, 04005 9459
New Vehicle (Less than 3 years old)
4.45%
48 Months
▼
APR4.45%
Term48 Months
Last UpdatedMar 15, 2026
Details
As Low As
TruChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
6 Barra Rd, Biddeford, ME, 04005 9459
Used Vehicle (3 years or older)
4.45%
48 Months
▼
APR4.45%
Term48 Months
Last UpdatedMar 15, 2026
Details
As Low As; Up to 48 months
TruChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
6 Barra Rd, Biddeford, ME, 04005 9459
New Vehicle (Less than 3 years old)
4.70%
60 Months
▼
APR4.70%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As
TruChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
6 Barra Rd, Biddeford, ME, 04005 9459
Used Vehicle (3 years or older)
4.70%
60 Months
▼
APR4.70%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As; Up to 60 months
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
75 Boulder Way, Biddeford, ME, 04005
Auto Loan
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
75 Boulder Way, Biddeford, ME, 04005
New/Used Automobiles
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As
TruChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
6 Barra Rd, Biddeford, ME, 04005 9459
New Vehicle (Less than 3 years old)
5.20%
72 Months
▼
APR5.20%
Term72 Months
Last UpdatedMar 15, 2026
Details
As Low As
TruChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
6 Barra Rd, Biddeford, ME, 04005 9459
Used Vehicle (3 years or older)
5.20%
72 Months
▼
APR5.20%
Term72 Months
Last UpdatedMar 15, 2026
Details
As Low As; Up to 72 months
PeoplesChoice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.93%
369 Elm St, Biddeford, ME, 04005 3023
New and Used Vehicles
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedMar 21, 2026
Details
As Low As
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
75 Boulder Way, Biddeford, ME, 04005
New/Used Automobiles
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMar 17, 2026
Details
As Low As
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
75 Boulder Way, Biddeford, ME, 04005
New/Used Automobiles
6.99%
96 Months
▼
APR6.99%
Term96 Months
Last UpdatedMar 17, 2026
Details
As Low As
TruChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
6 Barra Rd, Biddeford, ME, 04005 9459
New Vehicle (Less than 3 years old)
7.75%
84 Months
▼
APR7.75%
Term84 Months
Last UpdatedMar 15, 2026
Details
As Low As
TruChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
6 Barra Rd, Biddeford, ME, 04005 9459
Used Vehicle (3 years or older)
7.75%
84 Months
▼
APR7.75%
Term84 Months
Last UpdatedMar 15, 2026
Details
As Low As; Up to 84 months
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
225 Riverside St, Portland, ME, 04103 1038
Vehicle Loan
3.99%
24 Months
▼
APR3.99%
Term24 Months
Last UpdatedMar 13, 2026
Details
As Low As; Up to 110% financing
The County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.40%
776 Main St, Presque Isle, ME, 04769
New Vehicles to 2023 models
3.99%
42 Months
▼
APR3.99%
Term42 Months
Last UpdatedMar 18, 2026
Details
As Low As
Katahdin Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1000 Central St, Millinocket, ME, 04462 2101
New Vehicle --(Model Year 2023 and Newer)
3.99%
Up to 36 months
▼
APR3.99%
TermUp to 36 months
Last UpdatedMar 20, 2026
Details
As Low As
Maine State Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.98%
200 Capitol St, Augusta, ME, 04330 6238
Vehicle Loan
3.99%
24 Months
▼
APR3.99%
Term24 Months
Last UpdatedMar 20, 2026
Details
As Low As
Maine State Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.98%
200 Capitol St, Augusta, ME, 04330 6238
Vehicle Loan
4.14%
36 Months
▼
APR4.14%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
333 Cottage Rd, South Portland, ME, 04106 3919
Auto Loan
4.22%
24 Months
▼
APR4.22%
Term24 Months
Last UpdatedMar 18, 2026
Details
As Low As; Model Year: 2023 and Newer
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
225 Riverside St, Portland, ME, 04103 1038
Vehicle Loan
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedMar 13, 2026
Details
As Low As; Up to 110% financing
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
557 Main St, South Portland, ME, 04106 5408
New Vehicle Loans
4.24%
Up to 48 Months
▼
APR4.24%
TermUp to 48 Months
Last UpdatedMar 15, 2026
Details
As Low As
Lisbon Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
325 Lisbon St, Lisbon, ME, 04250 6865
New/Used Vehicle Loans, Model Year 2022 & Newer
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMar 20, 2026
Details
Maine State Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.98%
200 Capitol St, Augusta, ME, 04330 6238
Vehicle Loan
4.24%
48 Months
▼
APR4.24%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
225 Riverside St, Portland, ME, 04103 1038
Vehicle Loan
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 13, 2026
Details
As Low As; Up to 110% financing
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
557 Main St, South Portland, ME, 04106 5408
Used Vehicle Loans
4.49%
Up to 48 Months
▼
APR4.49%
TermUp to 48 Months
Last UpdatedMar 15, 2026
Details
As Low As
cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
New & Used Auto Loans
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
Lisbon Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
325 Lisbon St, Lisbon, ME, 04250 6865
New/Used Vehicle Loans, Model Year 2022 & Newer
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 20, 2026
Details
Maine State Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.98%
200 Capitol St, Augusta, ME, 04330 6238
Vehicle Loan
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
291 Pine St, Lewiston, ME, 04240
New Car/Truck
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Connected Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
85 Civic Center Drive, AUGUSTA, ME, 04330
Vehicle Loans 2020 & Newer
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
34 Bates St, Lewiston, ME, 04240 7606
New & Used Autos - 2019 & Newer
4.50%
12 Months
▼
APR4.50%
Term12 Months
Last UpdatedMar 20, 2026
Details
As Low As
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
177 Main St, Bucksport, ME, 04416
Brand New Auto
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As; Up to 100% of MSRP/NADA GAP, Warranty and Debt Protection are available!
MyCom Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.63%
2 Ledgeview Dr, Westbrook, ME, 04092 3939
New Auto 2023 - 2026
4.59%
36 Months
▼
APR4.59%
Term36 Months
Last UpdatedMar 20, 2026
Details
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
291 Pine St, Lewiston, ME, 04240
New Car/Truck
4.60%
48 Months
▼
APR4.60%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
333 Cottage Rd, South Portland, ME, 04106 3919
Auto Loan
4.69%
60 Months
▼
APR4.69%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As; Model Year: 2023 and Newer
MyCom Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.63%
2 Ledgeview Dr, Westbrook, ME, 04092 3939
New Auto 2023 - 2026
4.69%
48 Months
▼
APR4.69%
Term48 Months
Last UpdatedMar 20, 2026
Details
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
225 Riverside St, Portland, ME, 04103 1038
Vehicle Loan
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedMar 13, 2026
Details
As Low As; Up to 110% financing
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
557 Main St, South Portland, ME, 04106 5408
New Vehicle Loans
4.74%
Up to 63 Months
▼
APR4.74%
TermUp to 63 Months
Last UpdatedMar 15, 2026
Details
As Low As
cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
New & Used Auto Loans
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
Maine State Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.98%
200 Capitol St, Augusta, ME, 04330 6238
Vehicle Loan
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
291 Pine St, Lewiston, ME, 04240
New Car/Truck
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As
Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
34 Bates St, Lewiston, ME, 04240 7606
New & Used Autos - 2019 & Newer
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Katahdin Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1000 Central St, Millinocket, ME, 04462 2101
New Vehicle --(Model Year 2023 and Newer)
4.75%
37-48 months
▼
APR4.75%
Term37-48 months
Last UpdatedMar 20, 2026
Details
As Low As
Cumberland County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.16%
1345 Washington Ave, Portland, ME, 04103
A+ Auto Loan
4.75%
24 Months
▼
APR4.75%
Term24 Months
Last UpdatedMar 20, 2026
Details
MyCom Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.63%
2 Ledgeview Dr, Westbrook, ME, 04092 3939
New Auto 2023 - 2026
4.79%
60 Months
▼
APR4.79%
Term60 Months
Last UpdatedMar 20, 2026
Details
Downeast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
23 Third Ave, Baileyville, ME, 04694
New Auto Loans or Refinance
4.89%
84 Months
▼
APR4.89%
Term84 Months
Last UpdatedMar 13, 2026
Details
As Low As; Terms up to 84 Months
Downeast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
23 Third Ave, Baileyville, ME, 04694
Used Auto Loans or Refinance
4.89%
84 Months
▼
APR4.89%
Term84 Months
Last UpdatedMar 13, 2026
Details
As Low As; Terms up to 84 Months
MyCom Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.63%
2 Ledgeview Dr, Westbrook, ME, 04092 3939
New Auto 2023 - 2026
4.89%
72 Months
▼
APR4.89%
Term72 Months
Last UpdatedMar 20, 2026
Details
Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
333 Cottage Rd, South Portland, ME, 04106 3919
Auto Loan
4.95%
66 Months
▼
APR4.95%
Term66 Months
Last UpdatedMar 18, 2026
Details
As Low As; Model Year: 2023 and Newer
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
557 Main St, South Portland, ME, 04106 5408
Used Vehicle Loans
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedMar 15, 2026
Details
As Low As
The County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.40%
776 Main St, Presque Isle, ME, 04769
New Vehicles to 2023 models
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
New & Used Auto Loans
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As
Katahdin Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1000 Central St, Millinocket, ME, 04462 2101
Used Vehicle (Model Year 2018-2022)
4.99%
Up to 36 months
▼
APR4.99%
TermUp to 36 months
Last UpdatedMar 20, 2026
Details
As Low As; Used vehicles must be listed in the NADA used car guide
Lisbon Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
325 Lisbon St, Lisbon, ME, 04250 6865
Vehicle Loans, Model Year Older Than 2021
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
291 Pine St, Lewiston, ME, 04240
Used Car/Truck
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
177 Main St, Bucksport, ME, 04416
Used Auto
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As; Up to 100% of MSRP/NADA GAP, Warranty and Debt Protection are available!
Maine Savings Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.16%
101 Western Ave, Hampden, ME, 04444
New Auto
5.09%
10 Months
▼
APR5.09%
Term10 Months
Last UpdatedMar 17, 2026
Details
As Low As
Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
333 Cottage Rd, South Portland, ME, 04106 3919
Auto Loan
5.15%
72 Months
▼
APR5.15%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As; Model Year: 2023 and Newer
Katahdin Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1000 Central St, Millinocket, ME, 04462 2101
New Vehicle --(Model Year 2023 and Newer)
5.15%
61-72 months
▼
APR5.15%
Term61-72 months
Last UpdatedMar 20, 2026
Details
As Low As
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
177 Main St, Bucksport, ME, 04416
Brand New Auto
5.15%
72 Months
▼
APR5.15%
Term72 Months
Last UpdatedMar 21, 2026
Details
As Low As; Up to 100% of MSRP/NADA GAP, Warranty and Debt Protection are available!
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
557 Main St, South Portland, ME, 04106 5408
New Vehicle Loans
5.24%
Up to 75 Months
▼
APR5.24%
TermUp to 75 Months
Last UpdatedMar 15, 2026
Details
As Low As
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
291 Pine St, Lewiston, ME, 04240
New Car/Truck
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
291 Pine St, Lewiston, ME, 04240
Used Car/Truck
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Bangor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
339 Hogan Rd, Bangor, ME, 04401 4205
New Autos (2023 and newer)
5.25%
7 Months
▼
APR5.25%
Term7 Months
Last UpdatedMar 17, 2026
Details
As Low As
Connected Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
85 Civic Center Drive, AUGUSTA, ME, 04330
Vehicle Loans 2020 & Newer
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
Katahdin Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1000 Central St, Millinocket, ME, 04462 2101
Used Vehicle (Model Year 2018-2022)
5.25%
37-48 months
▼
APR5.25%
Term37-48 months
Last UpdatedMar 20, 2026
Details
As Low As; Used vehicles must be listed in the NADA used car guide
Lisbon Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
325 Lisbon St, Lisbon, ME, 04250 6865
Vehicle Loans, Model Year Older Than 2021
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMar 20, 2026
Details
Maine State Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.98%
200 Capitol St, Augusta, ME, 04330 6238
Vehicle Loan
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Cumberland County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.16%
1345 Washington Ave, Portland, ME, 04103
A+ Auto Loan
5.30%
36 Months
▼
APR5.30%
Term36 Months
Last UpdatedMar 20, 2026
Details
Maine Savings Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.16%
101 Western Ave, Hampden, ME, 04444
Used Auto
5.34%
7 Months
▼
APR5.34%
Term7 Months
Last UpdatedMar 17, 2026
Details
As Low As
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
557 Main St, South Portland, ME, 04106 5408
Used Vehicle Loans
5.49%
Up to 75 Months
▼
APR5.49%
TermUp to 75 Months
Last UpdatedMar 15, 2026
Details
As Low As
Lisbon Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
325 Lisbon St, Lisbon, ME, 04250 6865
New/Used Vehicle Loans, Model Year 2022 & Newer
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 20, 2026
Details
Maine State Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.98%
200 Capitol St, Augusta, ME, 04330 6238
Vehicle Loan
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
291 Pine St, Lewiston, ME, 04240
Used Car/Truck
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As
Bangor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
339 Hogan Rd, Bangor, ME, 04401 4205
Used Autos (2017 - 2022)
5.50%
6 Months
▼
APR5.50%
Term6 Months
Last UpdatedMar 17, 2026
Details
As Low As
Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
34 Bates St, Lewiston, ME, 04240 7606
New & Used Autos - 2019 & Newer
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Katahdin Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1000 Central St, Millinocket, ME, 04462 2101
New Vehicle --(Model Year 2023 and Newer)
5.50%
73-84 months
▼
APR5.50%
Term73-84 months
Last UpdatedMar 20, 2026
Details
As Low As; over $25,000 only
Katahdin Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1000 Central St, Millinocket, ME, 04462 2101
Used Vehicle (Model Year 2018-2022)
5.50%
49-60 months
▼
APR5.50%
Term49-60 months
Last UpdatedMar 20, 2026
Details
As Low As; Used vehicles must be listed in the NADA used car guide
Lisbon Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
325 Lisbon St, Lisbon, ME, 04250 6865
Vehicle Loans, Model Year Older Than 2021
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 20, 2026
Details
Maine State Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.98%
200 Capitol St, Augusta, ME, 04330 6238
Vehicle Loan
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Cumberland County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.16%
1345 Washington Ave, Portland, ME, 04103
A+ Auto Loan
5.55%
48 Months
▼
APR5.55%
Term48 Months
Last UpdatedMar 20, 2026
Details
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
177 Main St, Bucksport, ME, 04416
Used Auto
5.65%
72 Months
▼
APR5.65%
Term72 Months
Last UpdatedMar 21, 2026
Details
As Low As; Up to 100% of MSRP/NADA GAP, Warranty and Debt Protection are available!
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
177 Main St, Bucksport, ME, 04416
Used Auto
5.70%
36 Months
▼
APR5.70%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As; Up to 100% of NADA GAP, Warranty and Debt Protection are available!
Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
333 Cottage Rd, South Portland, ME, 04106 3919
Auto Loan
5.74%
24 Months
▼
APR5.74%
Term24 Months
Last UpdatedMar 18, 2026
Details
As Low As; Model Year: 2016
Lisbon Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
325 Lisbon St, Lisbon, ME, 04250 6865
New/Used Vehicle Loans, Model Year 2022 & Newer
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 20, 2026
Details
Maine State Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.98%
200 Capitol St, Augusta, ME, 04330 6238
Vehicle Loan
5.74%
48 Months
▼
APR5.74%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
291 Pine St, Lewiston, ME, 04240
New Car/Truck
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedMar 17, 2026
Details
As Low As
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
291 Pine St, Lewiston, ME, 04240
Used Car/Truck
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.38%
144 Pine St, Lewiston, ME, 04240
New/Used Auto Loans
5.75%
1 year
▼
APR5.75%
Term1 year
Last UpdatedMar 18, 2026
Details
As Low As
Connected Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
85 Civic Center Drive, AUGUSTA, ME, 04330
Vehicle Loans 2020 & Newer
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
NorState Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.25%
78 Fox St, Madawaska, ME, 04756
Auto Loan
5.75%
60 months
▼
APR5.75%
Term60 months
Last UpdatedMar 20, 2026
Details
As Low As
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
177 Main St, Bucksport, ME, 04416
Brand New Auto
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedMar 21, 2026
Details
As Low As; Up to 100% of MSRP/NADA GAP, Warranty and Debt Protection are available!
Bath Savings Institution
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
105 Front St, Bath, ME, 04530
Auto Loan
5.79%
36 months
▼
APR5.79%
Term36 months
Last UpdatedMar 18, 2026
Details
NEW to 10 Years
Cumberland County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.16%
1345 Washington Ave, Portland, ME, 04103
A+ Auto Loan
5.85%
60 Months
▼
APR5.85%
Term60 Months
Last UpdatedMar 20, 2026
Details
Bath Savings Institution
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
105 Front St, Bath, ME, 04530
Auto Loan
5.88%
48 months
▼
APR5.88%
Term48 months
Last UpdatedMar 18, 2026
Details
NEW to 7 Years
The County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.40%
776 Main St, Presque Isle, ME, 04769
New Vehicles to 2023 models
5.89%
72 Months
▼
APR5.89%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
Bath Savings Institution
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
105 Front St, Bath, ME, 04530
Auto Loan
5.98%
60 months
▼
APR5.98%
Term60 months
Last UpdatedMar 18, 2026
Details
NEW to 5 Years
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
225 Riverside St, Portland, ME, 04103 1038
Vehicle Loan
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 13, 2026
Details
As Low As; Up to 100% financing
Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
333 Cottage Rd, South Portland, ME, 04106 3919
Auto Loan
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As; Model Year: 2016
Maine State Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.98%
200 Capitol St, Augusta, ME, 04330 6238
Vehicle Loan
5.99%
60 Months
▼
APR5.99%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
505 SOMERSET AVE, PITTSFIELD, ME, 04967
New & Used Vehicles
6.00%
24 Months
▼
APR6.00%
Term24 Months
Last UpdatedMar 17, 2026
Details
As Low As
Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
34 Bates St, Lewiston, ME, 04240 7606
New & Used Autos - 2019 & Newer
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
34 Bates St, Lewiston, ME, 04240 7606
New Auto Loan
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedMar 20, 2026
Details
Katahdin Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1000 Central St, Millinocket, ME, 04462 2101
Used Vehicle (Model Year 2018-2022)
6.00%
61-72 months
▼
APR6.00%
Term61-72 months
Last UpdatedMar 20, 2026
Details
As Low As; Used vehicles must be listed in the NADA used car guide
Bath Savings Institution
Institution Rating:
A+5.0 ★ Texas Ratio: 0.02%
105 Front St, Bath, ME, 04530
Auto Loan
6.09%
72 months
▼
APR6.09%
Term72 months
Last UpdatedMar 18, 2026
Details
NEW to 3 Years
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.38%
144 Pine St, Lewiston, ME, 04240
New/Used Auto Loans
6.15%
4 years
▼
APR6.15%
Term4 years
Last UpdatedMar 18, 2026
Details
As Low As
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
225 Riverside St, Portland, ME, 04103 1038
1st Time Auto Loans
6.24%
24 Months
▼
APR6.24%
Term24 Months
Last UpdatedMar 13, 2026
Details
As Low As; Up to 100% financing
Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
333 Cottage Rd, South Portland, ME, 04106 3919
Auto Loan
6.24%
36 Months
▼
APR6.24%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As; Model Year: 2015
Maine State Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.98%
200 Capitol St, Augusta, ME, 04330 6238
Vehicle Loan
6.24%
60 Months
▼
APR6.24%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
291 Pine St, Lewiston, ME, 04240
Used Car/Truck
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMar 17, 2026
Details
As Low As
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
505 SOMERSET AVE, PITTSFIELD, ME, 04967
New & Used Vehicles
6.25%
25-36
▼
APR6.25%
Term25-36
Last UpdatedMar 17, 2026
Details
As Low As
Connected Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
85 Civic Center Drive, AUGUSTA, ME, 04330
Vehicle Loans 2020 & Newer
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As
Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
34 Bates St, Lewiston, ME, 04240 7606
Used Autos - 2014 - 2018
6.25%
36 Months
▼
APR6.25%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; Maximum Loan to Value of 90%. Mileage cap of 150,000 miles .Must add GAP if financing over MSRP or NADA
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
177 Main St, Bucksport, ME, 04416
Used Auto
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMar 21, 2026
Details
As Low As; Up to 100% of MSRP/NADA GAP, Warranty and Debt Protection are available!
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.38%
144 Pine St, Lewiston, ME, 04240
New/Used Auto Loans
6.30%
6 years
▼
APR6.30%
Term6 years
Last UpdatedMar 18, 2026
Details
As Low As
NorState Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.25%
78 Fox St, Madawaska, ME, 04756
Auto Loan
6.44%
72 months
▼
APR6.44%
Term72 months
Last UpdatedMar 20, 2026
Details
As Low As
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
225 Riverside St, Portland, ME, 04103 1038
1st Time Auto Loans
6.49%
36 Months
▼
APR6.49%
Term36 Months
Last UpdatedMar 13, 2026
Details
As Low As; Up to 100% financing
Coast Line Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.05%
333 Cottage Rd, South Portland, ME, 04106 3919
Auto Loan
6.49%
24 Months
▼
APR6.49%
Term24 Months
Last UpdatedMar 18, 2026
Details
As Low As; Model Year: 2014
Maine State Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.98%
200 Capitol St, Augusta, ME, 04330 6238
Vehicle Loan
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
505 SOMERSET AVE, PITTSFIELD, ME, 04967
New & Used Vehicles
6.50%
37- 48
▼
APR6.50%
Term37- 48
Last UpdatedMar 17, 2026
Details
As Low As
Cumberland County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.16%
1345 Washington Ave, Portland, ME, 04103
A+ Auto Loan
6.55%
72 Months
▼
APR6.55%
Term72 Months
Last UpdatedMar 20, 2026
Details
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
177 Main St, Bucksport, ME, 04416
Used Auto
6.70%
72 Months
▼
APR6.70%
Term72 Months
Last UpdatedMar 21, 2026
Details
As Low As; Up to 100% of NADA GAP, Warranty and Debt Protection are available!
Evergreen Credit Union Portland, ME
Institution Rating:
A5.0 ★ Texas Ratio: 8.27%
225 Riverside St, Portland, ME, 04103 1038
1st Time Auto Loans
6.74%
60 Months
▼
APR6.74%
Term60 Months
Last UpdatedMar 13, 2026
Details
As Low As; Up to 100% financing
Maine State Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.98%
200 Capitol St, Augusta, ME, 04330 6238
Vehicle Loan
6.74%
84 Months
▼
APR6.74%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
505 SOMERSET AVE, PITTSFIELD, ME, 04967
New & Used Vehicles
6.75%
49-60
▼
APR6.75%
Term49-60
Last UpdatedMar 17, 2026
Details
As Low As
Cumberland County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.16%
1345 Washington Ave, Portland, ME, 04103
A+ Auto Loan
6.75%
84 Months
▼
APR6.75%
Term84 Months
Last UpdatedMar 20, 2026
Details
Cumberland County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.16%
1345 Washington Ave, Portland, ME, 04103
A+ Auto Loan
6.80%
96 Months
▼
APR6.80%
Term96 Months
Last UpdatedMar 20, 2026
Details
Cumberland County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.16%
1345 Washington Ave, Portland, ME, 04103
A+ Auto Loan
6.85%
120 Months
▼
APR6.85%
Term120 Months
Last UpdatedMar 20, 2026
Details
Cumberland County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.16%
1345 Washington Ave, Portland, ME, 04103
A+ Auto Loan
6.95%
144 Months
▼
APR6.95%
Term144 Months
Last UpdatedMar 20, 2026
Details
Bangor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
339 Hogan Rd, Bangor, ME, 04401 4205
Used Autos (2016 and older)
7.00%
4 Months
▼
APR7.00%
Term4 Months
Last UpdatedMar 17, 2026
Details
As Low As
Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
34 Bates St, Lewiston, ME, 04240 7606
Used Autos - 2014 - 2018
7.00%
48 Months
▼
APR7.00%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; Maximum Loan to Value of 90%. Mileage cap of 150,000 miles .Must add GAP if financing over MSRP or NADA
Katahdin Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1000 Central St, Millinocket, ME, 04462 2101
Used Vehicle Loans (Model Year 2017 and Older)
7.00%
up to 36 months
▼
APR7.00%
Termup to 36 months
Last UpdatedMar 20, 2026
Details
As Low As
NorState Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.25%
78 Fox St, Madawaska, ME, 04756
Auto Loan
7.13%
120 months
▼
APR7.13%
Term120 months
Last UpdatedMar 20, 2026
Details
As Low As
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.38%
144 Pine St, Lewiston, ME, 04240
New/Used Auto Loans
7.15%
7 years
▼
APR7.15%
Term7 years
Last UpdatedMar 18, 2026
Details
As Low As
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
505 SOMERSET AVE, PITTSFIELD, ME, 04967
New & Used Vehicles
7.25%
61-72
▼
APR7.25%
Term61-72
Last UpdatedMar 17, 2026
Details
As Low As
Maine State Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.98%
200 Capitol St, Augusta, ME, 04330 6238
Vehicle Loan
7.49%
96-120
▼
APR7.49%
Term96-120
Last UpdatedMar 20, 2026
Details
As Low As
Cumberland County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.16%
1345 Washington Ave, Portland, ME, 04103
Auto Loan A+
7.50%
18 Months
▼
APR7.50%
Term18 Months
Last UpdatedMar 20, 2026
Details
NorState Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.25%
78 Fox St, Madawaska, ME, 04756
Auto Loan
7.63%
144 months
▼
APR7.63%
Term144 months
Last UpdatedMar 20, 2026
Details
As Low As
Maine State Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.98%
200 Capitol St, Augusta, ME, 04330 6238
Vehicle Loan
7.74%
120 Months
▼
APR7.74%
Term120 Months
Last UpdatedMar 20, 2026
Details
As Low As
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
505 SOMERSET AVE, PITTSFIELD, ME, 04967
New & Used Vehicles
7.75%
73-84
▼
APR7.75%
Term73-84
Last UpdatedMar 17, 2026
Details
As Low As
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
177 Main St, Bucksport, ME, 04416
Used Auto
7.75%
36 Months
▼
APR7.75%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As; Up to 100% of NADA, Up to 75% of NADA Rebuilts/Salvage GAP, Warranty and Debt Protection are available!
NorState Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.25%
78 Fox St, Madawaska, ME, 04756
Auto Loan
8.13%
180 months
▼
APR8.13%
Term180 months
Last UpdatedMar 20, 2026
Details
As Low As; (Model year 2025 and 2024 only)
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
30 Lisbon St, Lewiston, ME, 04240
Auto Loan
8.40%
4 yrs or less
▼
APR8.40%
Term4 yrs or less
Last UpdatedMar 17, 2026
Details
Relationship Pricing**
Maine State Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.98%
200 Capitol St, Augusta, ME, 04330 6238
Vehicle Loan
8.49%
60 Months
▼
APR8.49%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As; up to 60 months
Cumberland County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.16%
1345 Washington Ave, Portland, ME, 04103
Auto Loan A+
8.50%
24 Months
▼
APR8.50%
Term24 Months
Last UpdatedMar 20, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
30 Lisbon St, Lewiston, ME, 04240
Auto Loan
8.53%
5 yrs
▼
APR8.53%
Term5 yrs
Last UpdatedMar 17, 2026
Details
Relationship Pricing**
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
30 Lisbon St, Lewiston, ME, 04240
Auto Loan
8.60%
3 yrs or less
▼
APR8.60%
Term3 yrs or less
Last UpdatedMar 17, 2026
Details
Relationship Pricing**
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
30 Lisbon St, Lewiston, ME, 04240
Auto Loan
8.65%
4 yrs
▼
APR8.65%
Term4 yrs
Last UpdatedMar 17, 2026
Details
Relationship Pricing**
Maine State Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.98%
200 Capitol St, Augusta, ME, 04330 6238
Vehicle Loan
8.74%
72 Months
▼
APR8.74%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As; 72 months
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
30 Lisbon St, Lewiston, ME, 04240
Auto Loan
8.86%
3 yrs or less
▼
APR8.86%
Term3 yrs or less
Last UpdatedMar 17, 2026
Details
Relationship Pricing**
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
30 Lisbon St, Lewiston, ME, 04240
Auto Loan
8.88%
5 yrs
▼
APR8.88%
Term5 yrs
Last UpdatedMar 17, 2026
Details
Relationship Pricing**
Cumberland County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.16%
1345 Washington Ave, Portland, ME, 04103
Auto Loan A+
8.90%
30 Months
▼
APR8.90%
Term30 Months
Last UpdatedMar 20, 2026
Details
Maine State Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.98%
200 Capitol St, Augusta, ME, 04330 6238
Vehicle Loan
8.99%
84 Months
▼
APR8.99%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As; 84 months
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
30 Lisbon St, Lewiston, ME, 04240
Auto Loan
9.16%
4 yrs
▼
APR9.16%
Term4 yrs
Last UpdatedMar 17, 2026
Details
Relationship Pricing**
Cumberland County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.16%
1345 Washington Ave, Portland, ME, 04103
Auto Loan A+
9.35%
36 Months
▼
APR9.35%
Term36 Months
Last UpdatedMar 20, 2026
Details
Cumberland County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.16%
1345 Washington Ave, Portland, ME, 04103
Auto Loan A+
9.50%
42 Months
▼
APR9.50%
Term42 Months
Last UpdatedMar 20, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
30 Lisbon St, Lewiston, ME, 04240
Auto Loan
9.61%
3 yrs or less
▼
APR9.61%
Term3 yrs or less
Last UpdatedMar 17, 2026
Details
Relationship Pricing**
Maine State Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.98%
200 Capitol St, Augusta, ME, 04330 6238
Vehicle Loan
9.74%
96-120
▼
APR9.74%
Term96-120
Last UpdatedMar 20, 2026
Details
As Low As; 96-120 Months
Cumberland County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.16%
1345 Washington Ave, Portland, ME, 04103
Auto Loan A+
9.90%
48 Months
▼
APR9.90%
Term48 Months
Last UpdatedMar 20, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
30 Lisbon St, Lewiston, ME, 04240
Auto Loan
10.04%
5 yrs
▼
APR10.04%
Term5 yrs
Last UpdatedMar 17, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
30 Lisbon St, Lewiston, ME, 04240
Auto Loan
10.16%
4 yrs
▼
APR10.16%
Term4 yrs
Last UpdatedMar 17, 2026
Details
Maine State Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.98%
200 Capitol St, Augusta, ME, 04330 6238
Vehicle Loan
10.24%
121-180
▼
APR10.24%
Term121-180
Last UpdatedMar 20, 2026
Details
As Low As; 121-180 Months
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
30 Lisbon St, Lewiston, ME, 04240
Auto Loan
10.29%
5 yrs
▼
APR10.29%
Term5 yrs
Last UpdatedMar 17, 2026
Details
Relationship pricing**
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
30 Lisbon St, Lewiston, ME, 04240
Auto Loan
10.36%
3 yrs or less
▼
APR10.36%
Term3 yrs or less
Last UpdatedMar 17, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
30 Lisbon St, Lewiston, ME, 04240
Auto Loan
10.39%
5 yrs
▼
APR10.39%
Term5 yrs
Last UpdatedMar 17, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
30 Lisbon St, Lewiston, ME, 04240
Auto Loan
10.41%
4 yrs or less
▼
APR10.41%
Term4 yrs or less
Last UpdatedMar 17, 2026
Details
Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
34 Bates St, Lewiston, ME, 04240 7606
Used Autos - 2013 & Older
10.50%
24 Months
▼
APR10.50%
Term24 Months
Last UpdatedMar 20, 2026
Details
As Low As
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
30 Lisbon St, Lewiston, ME, 04240
Auto Loan
10.61%
3 yrs or less
▼
APR10.61%
Term3 yrs or less
Last UpdatedMar 17, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
30 Lisbon St, Lewiston, ME, 04240
Auto Loan
10.66%
4 yrs
▼
APR10.66%
Term4 yrs
Last UpdatedMar 17, 2026
Details
Relationship pricing**
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
30 Lisbon St, Lewiston, ME, 04240
Auto Loan
10.87%
3 yrs or less
▼
APR10.87%
Term3 yrs or less
Last UpdatedMar 17, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
30 Lisbon St, Lewiston, ME, 04240
Auto Loan
11.37%
3 yrs or less
▼
APR11.37%
Term3 yrs or less
Last UpdatedMar 17, 2026
Details
Relationship pricing**
Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
34 Bates St, Lewiston, ME, 04240 7606
Used Autos - 2013 & Older
11.50%
48 Months
▼
APR11.50%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
34 Bates St, Lewiston, ME, 04240 7606
Used Autos - 2013 & Older
12.50%
60 Months
▼
APR12.50%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
30 Lisbon St, Lewiston, ME, 04240
Auto Loan
12.67%
4 yrs or less
▼
APR12.67%
Term4 yrs or less
Last UpdatedMar 17, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
30 Lisbon St, Lewiston, ME, 04240
Auto Loan
12.80%
5 yrs
▼
APR12.80%
Term5 yrs
Last UpdatedMar 17, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
30 Lisbon St, Lewiston, ME, 04240
Auto Loan
12.88%
3 yrs or less
▼
APR12.88%
Term3 yrs or less
Last UpdatedMar 17, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
30 Lisbon St, Lewiston, ME, 04240
Auto Loan
13.18%
4 yrs
▼
APR13.18%
Term4 yrs
Last UpdatedMar 17, 2026
Details
Androscoggin Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
30 Lisbon St, Lewiston, ME, 04240
Auto Loan
13.88%
3 yrs or less
▼
APR13.88%
Term3 yrs or less
Last UpdatedMar 17, 2026
Details
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
75 Boulder Way, Biddeford, ME, 04005
New/Used Automobiles
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
TruChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
6 Barra Rd, Biddeford, ME, 04005 9459
New Vehicle (Less than 3 years old)
4.45%
48 Months
▼
APR4.45%
Term48 Months
Last UpdatedMar 15, 2026
Details
As Low As
TruChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
6 Barra Rd, Biddeford, ME, 04005 9459
New Vehicle (Less than 3 years old)
4.70%
60 Months
▼
APR4.70%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
75 Boulder Way, Biddeford, ME, 04005
New/Used Automobiles
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As
TruChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
6 Barra Rd, Biddeford, ME, 04005 9459
New Vehicle (Less than 3 years old)
5.20%
72 Months
▼
APR5.20%
Term72 Months
Last UpdatedMar 15, 2026
Details
As Low As
PeoplesChoice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.93%
369 Elm St, Biddeford, ME, 04005 3023
New and Used Vehicles
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedMar 21, 2026
Details
As Low As
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
75 Boulder Way, Biddeford, ME, 04005
New/Used Automobiles
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMar 17, 2026
Details
As Low As
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
75 Boulder Way, Biddeford, ME, 04005
New/Used Automobiles
6.99%
96 Months
▼
APR6.99%
Term96 Months
Last UpdatedMar 17, 2026
Details
As Low As
TruChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
6 Barra Rd, Biddeford, ME, 04005 9459
New Vehicle (Less than 3 years old)
7.75%
84 Months
▼
APR7.75%
Term84 Months
Last UpdatedMar 15, 2026
Details
As Low As
The County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.40%
776 Main St, Presque Isle, ME, 04769
New Vehicles to 2023 models
3.99%
42 Months
▼
APR3.99%
Term42 Months
Last UpdatedMar 18, 2026
Details
As Low As
Katahdin Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1000 Central St, Millinocket, ME, 04462 2101
New Vehicle --(Model Year 2023 and Newer)
3.99%
Up to 36 months
▼
APR3.99%
TermUp to 36 months
Last UpdatedMar 20, 2026
Details
As Low As
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
557 Main St, South Portland, ME, 04106 5408
New Vehicle Loans
4.24%
Up to 48 Months
▼
APR4.24%
TermUp to 48 Months
Last UpdatedMar 15, 2026
Details
As Low As
Lisbon Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
325 Lisbon St, Lisbon, ME, 04250 6865
New/Used Vehicle Loans, Model Year 2022 & Newer
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMar 20, 2026
Details
cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
New & Used Auto Loans
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
Lisbon Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
325 Lisbon St, Lisbon, ME, 04250 6865
New/Used Vehicle Loans, Model Year 2022 & Newer
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 20, 2026
Details
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
291 Pine St, Lewiston, ME, 04240
New Car/Truck
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Connected Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
85 Civic Center Drive, AUGUSTA, ME, 04330
Vehicle Loans 2020 & Newer
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
34 Bates St, Lewiston, ME, 04240 7606
New & Used Autos - 2019 & Newer
4.50%
12 Months
▼
APR4.50%
Term12 Months
Last UpdatedMar 20, 2026
Details
As Low As
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
177 Main St, Bucksport, ME, 04416
Brand New Auto
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As; Up to 100% of MSRP/NADA GAP, Warranty and Debt Protection are available!
MyCom Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.63%
2 Ledgeview Dr, Westbrook, ME, 04092 3939
New Auto 2023 - 2026
4.59%
36 Months
▼
APR4.59%
Term36 Months
Last UpdatedMar 20, 2026
Details
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
291 Pine St, Lewiston, ME, 04240
New Car/Truck
4.60%
48 Months
▼
APR4.60%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
MyCom Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.63%
2 Ledgeview Dr, Westbrook, ME, 04092 3939
New Auto 2023 - 2026
4.69%
48 Months
▼
APR4.69%
Term48 Months
Last UpdatedMar 20, 2026
Details
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
557 Main St, South Portland, ME, 04106 5408
New Vehicle Loans
4.74%
Up to 63 Months
▼
APR4.74%
TermUp to 63 Months
Last UpdatedMar 15, 2026
Details
As Low As
cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
New & Used Auto Loans
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
291 Pine St, Lewiston, ME, 04240
New Car/Truck
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As
Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
34 Bates St, Lewiston, ME, 04240 7606
New & Used Autos - 2019 & Newer
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Katahdin Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1000 Central St, Millinocket, ME, 04462 2101
New Vehicle --(Model Year 2023 and Newer)
4.75%
37-48 months
▼
APR4.75%
Term37-48 months
Last UpdatedMar 20, 2026
Details
As Low As
MyCom Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.63%
2 Ledgeview Dr, Westbrook, ME, 04092 3939
New Auto 2023 - 2026
4.79%
60 Months
▼
APR4.79%
Term60 Months
Last UpdatedMar 20, 2026
Details
Downeast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
23 Third Ave, Baileyville, ME, 04694
New Auto Loans or Refinance
4.89%
84 Months
▼
APR4.89%
Term84 Months
Last UpdatedMar 13, 2026
Details
As Low As; Terms up to 84 Months
MyCom Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.63%
2 Ledgeview Dr, Westbrook, ME, 04092 3939
New Auto 2023 - 2026
4.89%
72 Months
▼
APR4.89%
Term72 Months
Last UpdatedMar 20, 2026
Details
The County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.40%
776 Main St, Presque Isle, ME, 04769
New Vehicles to 2023 models
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
New & Used Auto Loans
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As
Maine Savings Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.16%
101 Western Ave, Hampden, ME, 04444
New Auto
5.09%
10 Months
▼
APR5.09%
Term10 Months
Last UpdatedMar 17, 2026
Details
As Low As
Katahdin Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1000 Central St, Millinocket, ME, 04462 2101
New Vehicle --(Model Year 2023 and Newer)
5.15%
61-72 months
▼
APR5.15%
Term61-72 months
Last UpdatedMar 20, 2026
Details
As Low As
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
177 Main St, Bucksport, ME, 04416
Brand New Auto
5.15%
72 Months
▼
APR5.15%
Term72 Months
Last UpdatedMar 21, 2026
Details
As Low As; Up to 100% of MSRP/NADA GAP, Warranty and Debt Protection are available!
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
557 Main St, South Portland, ME, 04106 5408
New Vehicle Loans
5.24%
Up to 75 Months
▼
APR5.24%
TermUp to 75 Months
Last UpdatedMar 15, 2026
Details
As Low As
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
291 Pine St, Lewiston, ME, 04240
New Car/Truck
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As
Bangor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
339 Hogan Rd, Bangor, ME, 04401 4205
New Autos (2023 and newer)
5.25%
7 Months
▼
APR5.25%
Term7 Months
Last UpdatedMar 17, 2026
Details
As Low As
Connected Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
85 Civic Center Drive, AUGUSTA, ME, 04330
Vehicle Loans 2020 & Newer
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
Lisbon Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
325 Lisbon St, Lisbon, ME, 04250 6865
New/Used Vehicle Loans, Model Year 2022 & Newer
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 20, 2026
Details
Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
34 Bates St, Lewiston, ME, 04240 7606
New & Used Autos - 2019 & Newer
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Katahdin Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1000 Central St, Millinocket, ME, 04462 2101
New Vehicle --(Model Year 2023 and Newer)
5.50%
73-84 months
▼
APR5.50%
Term73-84 months
Last UpdatedMar 20, 2026
Details
As Low As; over $25,000 only
Lisbon Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
325 Lisbon St, Lisbon, ME, 04250 6865
New/Used Vehicle Loans, Model Year 2022 & Newer
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 20, 2026
Details
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
291 Pine St, Lewiston, ME, 04240
New Car/Truck
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedMar 17, 2026
Details
As Low As
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.38%
144 Pine St, Lewiston, ME, 04240
New/Used Auto Loans
5.75%
1 year
▼
APR5.75%
Term1 year
Last UpdatedMar 18, 2026
Details
As Low As
Connected Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
85 Civic Center Drive, AUGUSTA, ME, 04330
Vehicle Loans 2020 & Newer
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
177 Main St, Bucksport, ME, 04416
Brand New Auto
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedMar 21, 2026
Details
As Low As; Up to 100% of MSRP/NADA GAP, Warranty and Debt Protection are available!
The County Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.40%
776 Main St, Presque Isle, ME, 04769
New Vehicles to 2023 models
5.89%
72 Months
▼
APR5.89%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
505 SOMERSET AVE, PITTSFIELD, ME, 04967
New & Used Vehicles
6.00%
24 Months
▼
APR6.00%
Term24 Months
Last UpdatedMar 17, 2026
Details
As Low As
Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
34 Bates St, Lewiston, ME, 04240 7606
New & Used Autos - 2019 & Newer
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
34 Bates St, Lewiston, ME, 04240 7606
New Auto Loan
6.00%
72 Months
▼
APR6.00%
Term72 Months
Last UpdatedMar 20, 2026
Details
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.38%
144 Pine St, Lewiston, ME, 04240
New/Used Auto Loans
6.15%
4 years
▼
APR6.15%
Term4 years
Last UpdatedMar 18, 2026
Details
As Low As
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
505 SOMERSET AVE, PITTSFIELD, ME, 04967
New & Used Vehicles
6.25%
25-36
▼
APR6.25%
Term25-36
Last UpdatedMar 17, 2026
Details
As Low As
Connected Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.61%
85 Civic Center Drive, AUGUSTA, ME, 04330
Vehicle Loans 2020 & Newer
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.38%
144 Pine St, Lewiston, ME, 04240
New/Used Auto Loans
6.30%
6 years
▼
APR6.30%
Term6 years
Last UpdatedMar 18, 2026
Details
As Low As
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
505 SOMERSET AVE, PITTSFIELD, ME, 04967
New & Used Vehicles
6.50%
37- 48
▼
APR6.50%
Term37- 48
Last UpdatedMar 17, 2026
Details
As Low As
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
505 SOMERSET AVE, PITTSFIELD, ME, 04967
New & Used Vehicles
6.75%
49-60
▼
APR6.75%
Term49-60
Last UpdatedMar 17, 2026
Details
As Low As
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.38%
144 Pine St, Lewiston, ME, 04240
New/Used Auto Loans
7.15%
7 years
▼
APR7.15%
Term7 years
Last UpdatedMar 18, 2026
Details
As Low As
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
505 SOMERSET AVE, PITTSFIELD, ME, 04967
New & Used Vehicles
7.25%
61-72
▼
APR7.25%
Term61-72
Last UpdatedMar 17, 2026
Details
As Low As
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
505 SOMERSET AVE, PITTSFIELD, ME, 04967
New & Used Vehicles
7.75%
73-84
▼
APR7.75%
Term73-84
Last UpdatedMar 17, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
75 Boulder Way, Biddeford, ME, 04005
New/Used Automobiles
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
TruChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
6 Barra Rd, Biddeford, ME, 04005 9459
Used Vehicle (3 years or older)
4.45%
48 Months
▼
APR4.45%
Term48 Months
Last UpdatedMar 15, 2026
Details
As Low As; Up to 48 months
TruChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
6 Barra Rd, Biddeford, ME, 04005 9459
Used Vehicle (3 years or older)
4.70%
60 Months
▼
APR4.70%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As; Up to 60 months
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
75 Boulder Way, Biddeford, ME, 04005
New/Used Automobiles
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As
TruChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
6 Barra Rd, Biddeford, ME, 04005 9459
Used Vehicle (3 years or older)
5.20%
72 Months
▼
APR5.20%
Term72 Months
Last UpdatedMar 15, 2026
Details
As Low As; Up to 72 months
PeoplesChoice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.93%
369 Elm St, Biddeford, ME, 04005 3023
New and Used Vehicles
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedMar 21, 2026
Details
As Low As
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
75 Boulder Way, Biddeford, ME, 04005
New/Used Automobiles
6.24%
84 Months
▼
APR6.24%
Term84 Months
Last UpdatedMar 17, 2026
Details
As Low As
Atlantic Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
75 Boulder Way, Biddeford, ME, 04005
New/Used Automobiles
6.99%
96 Months
▼
APR6.99%
Term96 Months
Last UpdatedMar 17, 2026
Details
As Low As
TruChoice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.63%
6 Barra Rd, Biddeford, ME, 04005 9459
Used Vehicle (3 years or older)
7.75%
84 Months
▼
APR7.75%
Term84 Months
Last UpdatedMar 15, 2026
Details
As Low As; Up to 84 months
Lisbon Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
325 Lisbon St, Lisbon, ME, 04250 6865
New/Used Vehicle Loans, Model Year 2022 & Newer
4.24%
36 Months
▼
APR4.24%
Term36 Months
Last UpdatedMar 20, 2026
Details
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
557 Main St, South Portland, ME, 04106 5408
Used Vehicle Loans
4.49%
Up to 48 Months
▼
APR4.49%
TermUp to 48 Months
Last UpdatedMar 15, 2026
Details
As Low As
cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
New & Used Auto Loans
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
Lisbon Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
325 Lisbon St, Lisbon, ME, 04250 6865
New/Used Vehicle Loans, Model Year 2022 & Newer
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 20, 2026
Details
Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
34 Bates St, Lewiston, ME, 04240 7606
New & Used Autos - 2019 & Newer
4.50%
12 Months
▼
APR4.50%
Term12 Months
Last UpdatedMar 20, 2026
Details
As Low As
cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
New & Used Auto Loans
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
34 Bates St, Lewiston, ME, 04240 7606
New & Used Autos - 2019 & Newer
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Downeast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.39%
23 Third Ave, Baileyville, ME, 04694
Used Auto Loans or Refinance
4.89%
84 Months
▼
APR4.89%
Term84 Months
Last UpdatedMar 13, 2026
Details
As Low As; Terms up to 84 Months
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
557 Main St, South Portland, ME, 04106 5408
Used Vehicle Loans
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedMar 15, 2026
Details
As Low As
cPort Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.99%
50 Riverside Industrial Pkwy, Portland, ME, 04103
New & Used Auto Loans
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMar 18, 2026
Details
As Low As
Katahdin Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1000 Central St, Millinocket, ME, 04462 2101
Used Vehicle (Model Year 2018-2022)
4.99%
Up to 36 months
▼
APR4.99%
TermUp to 36 months
Last UpdatedMar 20, 2026
Details
As Low As; Used vehicles must be listed in the NADA used car guide
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
291 Pine St, Lewiston, ME, 04240
Used Car/Truck
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
177 Main St, Bucksport, ME, 04416
Used Auto
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As; Up to 100% of MSRP/NADA GAP, Warranty and Debt Protection are available!
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
291 Pine St, Lewiston, ME, 04240
Used Car/Truck
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Katahdin Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1000 Central St, Millinocket, ME, 04462 2101
Used Vehicle (Model Year 2018-2022)
5.25%
37-48 months
▼
APR5.25%
Term37-48 months
Last UpdatedMar 20, 2026
Details
As Low As; Used vehicles must be listed in the NADA used car guide
Maine Savings Federal Credit Union
Institution Rating:
A-4.9 ★ Texas Ratio: 16.16%
101 Western Ave, Hampden, ME, 04444
Used Auto
5.34%
7 Months
▼
APR5.34%
Term7 Months
Last UpdatedMar 17, 2026
Details
As Low As
Town & Country Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
557 Main St, South Portland, ME, 04106 5408
Used Vehicle Loans
5.49%
Up to 75 Months
▼
APR5.49%
TermUp to 75 Months
Last UpdatedMar 15, 2026
Details
As Low As
Lisbon Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
325 Lisbon St, Lisbon, ME, 04250 6865
New/Used Vehicle Loans, Model Year 2022 & Newer
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 20, 2026
Details
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
291 Pine St, Lewiston, ME, 04240
Used Car/Truck
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As
Bangor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
339 Hogan Rd, Bangor, ME, 04401 4205
Used Autos (2017 - 2022)
5.50%
6 Months
▼
APR5.50%
Term6 Months
Last UpdatedMar 17, 2026
Details
As Low As
Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
34 Bates St, Lewiston, ME, 04240 7606
New & Used Autos - 2019 & Newer
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Katahdin Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1000 Central St, Millinocket, ME, 04462 2101
Used Vehicle (Model Year 2018-2022)
5.50%
49-60 months
▼
APR5.50%
Term49-60 months
Last UpdatedMar 20, 2026
Details
As Low As; Used vehicles must be listed in the NADA used car guide
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
177 Main St, Bucksport, ME, 04416
Used Auto
5.65%
72 Months
▼
APR5.65%
Term72 Months
Last UpdatedMar 21, 2026
Details
As Low As; Up to 100% of MSRP/NADA GAP, Warranty and Debt Protection are available!
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
177 Main St, Bucksport, ME, 04416
Used Auto
5.70%
36 Months
▼
APR5.70%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As; Up to 100% of NADA GAP, Warranty and Debt Protection are available!
Lisbon Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
325 Lisbon St, Lisbon, ME, 04250 6865
New/Used Vehicle Loans, Model Year 2022 & Newer
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 20, 2026
Details
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
291 Pine St, Lewiston, ME, 04240
Used Car/Truck
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.38%
144 Pine St, Lewiston, ME, 04240
New/Used Auto Loans
5.75%
1 year
▼
APR5.75%
Term1 year
Last UpdatedMar 18, 2026
Details
As Low As
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
505 SOMERSET AVE, PITTSFIELD, ME, 04967
New & Used Vehicles
6.00%
24 Months
▼
APR6.00%
Term24 Months
Last UpdatedMar 17, 2026
Details
As Low As
Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
34 Bates St, Lewiston, ME, 04240 7606
New & Used Autos - 2019 & Newer
6.00%
84 Months
▼
APR6.00%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Katahdin Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1000 Central St, Millinocket, ME, 04462 2101
Used Vehicle (Model Year 2018-2022)
6.00%
61-72 months
▼
APR6.00%
Term61-72 months
Last UpdatedMar 20, 2026
Details
As Low As; Used vehicles must be listed in the NADA used car guide
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.38%
144 Pine St, Lewiston, ME, 04240
New/Used Auto Loans
6.15%
4 years
▼
APR6.15%
Term4 years
Last UpdatedMar 18, 2026
Details
As Low As
Milestones Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
291 Pine St, Lewiston, ME, 04240
Used Car/Truck
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMar 17, 2026
Details
As Low As
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
505 SOMERSET AVE, PITTSFIELD, ME, 04967
New & Used Vehicles
6.25%
25-36
▼
APR6.25%
Term25-36
Last UpdatedMar 17, 2026
Details
As Low As
Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
34 Bates St, Lewiston, ME, 04240 7606
Used Autos - 2014 - 2018
6.25%
36 Months
▼
APR6.25%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; Maximum Loan to Value of 90%. Mileage cap of 150,000 miles .Must add GAP if financing over MSRP or NADA
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
177 Main St, Bucksport, ME, 04416
Used Auto
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMar 21, 2026
Details
As Low As; Up to 100% of MSRP/NADA GAP, Warranty and Debt Protection are available!
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.38%
144 Pine St, Lewiston, ME, 04240
New/Used Auto Loans
6.30%
6 years
▼
APR6.30%
Term6 years
Last UpdatedMar 18, 2026
Details
As Low As
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
505 SOMERSET AVE, PITTSFIELD, ME, 04967
New & Used Vehicles
6.50%
37- 48
▼
APR6.50%
Term37- 48
Last UpdatedMar 17, 2026
Details
As Low As
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
177 Main St, Bucksport, ME, 04416
Used Auto
6.70%
72 Months
▼
APR6.70%
Term72 Months
Last UpdatedMar 21, 2026
Details
As Low As; Up to 100% of NADA GAP, Warranty and Debt Protection are available!
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
505 SOMERSET AVE, PITTSFIELD, ME, 04967
New & Used Vehicles
6.75%
49-60
▼
APR6.75%
Term49-60
Last UpdatedMar 17, 2026
Details
As Low As
Bangor Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
339 Hogan Rd, Bangor, ME, 04401 4205
Used Autos (2016 and older)
7.00%
4 Months
▼
APR7.00%
Term4 Months
Last UpdatedMar 17, 2026
Details
As Low As
Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
34 Bates St, Lewiston, ME, 04240 7606
Used Autos - 2014 - 2018
7.00%
48 Months
▼
APR7.00%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; Maximum Loan to Value of 90%. Mileage cap of 150,000 miles .Must add GAP if financing over MSRP or NADA
Katahdin Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1000 Central St, Millinocket, ME, 04462 2101
Used Vehicle Loans (Model Year 2017 and Older)
7.00%
up to 36 months
▼
APR7.00%
Termup to 36 months
Last UpdatedMar 20, 2026
Details
As Low As
Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 13.38%
144 Pine St, Lewiston, ME, 04240
New/Used Auto Loans
7.15%
7 years
▼
APR7.15%
Term7 years
Last UpdatedMar 18, 2026
Details
As Low As
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
505 SOMERSET AVE, PITTSFIELD, ME, 04967
New & Used Vehicles
7.25%
61-72
▼
APR7.25%
Term61-72
Last UpdatedMar 17, 2026
Details
As Low As
Sebasticook Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.75%
505 SOMERSET AVE, PITTSFIELD, ME, 04967
New & Used Vehicles
7.75%
73-84
▼
APR7.75%
Term73-84
Last UpdatedMar 17, 2026
Details
As Low As
Seaboard Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.20%
177 Main St, Bucksport, ME, 04416
Used Auto
7.75%
36 Months
▼
APR7.75%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As; Up to 100% of NADA, Up to 75% of NADA Rebuilts/Salvage GAP, Warranty and Debt Protection are available!
Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
34 Bates St, Lewiston, ME, 04240 7606
Used Autos - 2013 & Older
10.50%
24 Months
▼
APR10.50%
Term24 Months
Last UpdatedMar 20, 2026
Details
As Low As
Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
34 Bates St, Lewiston, ME, 04240 7606
Used Autos - 2013 & Older
11.50%
48 Months
▼
APR11.50%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Great Falls Regional Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
34 Bates St, Lewiston, ME, 04240 7606
Used Autos - 2013 & Older
12.50%
60 Months
▼
APR12.50%
Term60 Months
Last UpdatedMar 20, 2026
Details
As Low As
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Frequently Asked Questions about Auto Loans in Biddeford, Maine
How does my credit score affect my car loan rate in Maine?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Biddeford, Maine with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Maine *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Biddeford, Maine typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Biddeford, Maine?
Based on our current data, some of the lowest auto loan rates available in Biddeford, Maine include:
- Atlantic Regional Federal Credit Union: 3.99% (Auto Loan)
- TruChoice Federal Credit Union: 4.45% (New Vehicle (Less than 3 years old))
- PeoplesChoice Credit Union: 5.24% (New and Used Vehicles)
- Evergreen Credit Union Portland, ME: 3.99% (Vehicle Loan)
- The County Federal Credit Union: 3.99% (New Vehicles to 2023 models)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Biddeford, Maine. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 21, 2026
