Auto Loan Rates in Long Beach, California (CA) for March 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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- Location-Based Rate Tables
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Long Beach, California. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Long Beach, California include Long Beach Firemens Credit UnionLong Beach Firemens Credit Union2245 Argonne Ave, Long Beach, CA, 90815A+5.0 ★Texas Ratio: 1.00% offering New Vehicle Loan at 3.25%, Arrowhead Central Credit UnionArrowhead Central Credit Union5531 E Stearns St, Long Beach, CA, 90815A+5.0 ★Texas Ratio: 2.28% offering New & Used Autos at 3.99%, Southland Credit UnionSouthland Credit Union2250 N Bellflower Blvd, Long Beach, CA, 90815 2017A5.0 ★Texas Ratio: 7.82% offering New Vehicle Loans 36 Months at 4.49%, SchoolsFirst Federal Credit UnionSchoolsFirst Federal Credit Union4725 E 2nd St Ste D, Long Beach, CA, 90803 5374A+5.0 ★Texas Ratio: 5.68% offering New Auto Loans at 4.59%, Orange Countys Credit UnionOrange Countys Credit Union1802 Ximeno Ave, Long Beach, CA, 90815A+5.0 ★Texas Ratio: 4.12% offering New Auto Loan at 4.99%.
Auto loan rates in Long Beach, California are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.
We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Long Beach, California. Auto Loan Rates Last Updated and Verified: March 22, 2026
Compare Auto Loan Rates Today in Long Beach, California & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
New Vehicle Loan
3.25%
36 Months
▼
APR3.25%
Term36 Months
Last UpdatedMar 20, 2026
Details
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
New Vehicle Loan
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedMar 20, 2026
Details
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
Used Vehicle Loan
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMar 20, 2026
Details
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
5531 E Stearns St, Long Beach, CA, 90815
New & Used Autos
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 17, 2026
Details
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
Used Vehicle Loan
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMar 20, 2026
Details
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
New Vehicle Loan
4.25%
60 Months
▼
APR4.25%
Term60 Months
Last UpdatedMar 20, 2026
Details
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
2250 N Bellflower Blvd, Long Beach, CA, 90815 2017
New Vehicle Loans 36 Months
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 21, 2026
Details
with Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
2250 N Bellflower Blvd, Long Beach, CA, 90815 2017
New Vehicle Loans 48 Months
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 21, 2026
Details
with Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
2250 N Bellflower Blvd, Long Beach, CA, 90815 2017
New Vehicle Loans 60-66 Months
4.49%
66 Months
▼
APR4.49%
Term66 Months
Last UpdatedMar 21, 2026
Details
with Autopay
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
New Vehicle Loan
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMar 20, 2026
Details
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
Used Vehicle Loan
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 20, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
4725 E 2nd St Ste D, Long Beach, CA, 90803 5374
New Auto Loans
4.59%
36 months
▼
APR4.59%
Term36 months
Last UpdatedMar 21, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
4725 E 2nd St Ste D, Long Beach, CA, 90803 5374
School Employee Auto Loan with Summers Off - New
4.59%
36 Months
▼
APR4.59%
Term36 Months
Last UpdatedMar 21, 2026
Details
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
2250 N Bellflower Blvd, Long Beach, CA, 90815 2017
New Vehicle Loans 36 Months
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 21, 2026
Details
without Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
2250 N Bellflower Blvd, Long Beach, CA, 90815 2017
New Vehicle Loans 48 Months
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 21, 2026
Details
without Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
2250 N Bellflower Blvd, Long Beach, CA, 90815 2017
New Vehicle Loans 60-66 Months
4.74%
66 Months
▼
APR4.74%
Term66 Months
Last UpdatedMar 21, 2026
Details
without Autopay
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
5531 E Stearns St, Long Beach, CA, 90815
New & Used Autos
4.99%
48 to 60 Months
▼
APR4.99%
Term48 to 60 Months
Last UpdatedMar 17, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
4725 E 2nd St Ste D, Long Beach, CA, 90803 5374
New Auto Loans
4.99%
72 months
▼
APR4.99%
Term72 months
Last UpdatedMar 21, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
4725 E 2nd St Ste D, Long Beach, CA, 90803 5374
School Employee Auto Loan with Summers Off - Used
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 21, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
4725 E 2nd St Ste D, Long Beach, CA, 90803 5374
Used Auto Loans
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 21, 2026
Details
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
2250 N Bellflower Blvd, Long Beach, CA, 90815 2017
New Vehicle Loans 72-78 Months
4.99%
78 Months
▼
APR4.99%
Term78 Months
Last UpdatedMar 21, 2026
Details
with Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
2250 N Bellflower Blvd, Long Beach, CA, 90815 2017
Used Vehicle Loans 36 Months
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 21, 2026
Details
with Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
2250 N Bellflower Blvd, Long Beach, CA, 90815 2017
Used Vehicle Loans 48 Months
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 21, 2026
Details
with Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
2250 N Bellflower Blvd, Long Beach, CA, 90815 2017
Used Vehicle Loans 60-66 Months
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMar 21, 2026
Details
with Autopay
Orange Countys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1802 Ximeno Ave, Long Beach, CA, 90815
New Auto Loan
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 21, 2026
Details
Orange Countys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1802 Ximeno Ave, Long Beach, CA, 90815
Used Auto Loan
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 21, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
6547 E Pacific Coast Hwy Ste H7, Long Beach, CA, 90803 4202
New Cars
5.14%
84 Months
▼
APR5.14%
Term84 Months
Last UpdatedMar 17, 2026
Details
2025-2026 models with less
than 7,500 miles.
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
4725 E 2nd St Ste D, Long Beach, CA, 90803 5374
Used Auto Loans
5.19%
72 months
▼
APR5.19%
Term72 months
Last UpdatedMar 21, 2026
Details
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
3447 Atlantic Ave, Long Beach, CA, 90807
New Auto
5.24%
0-48 Months
▼
APR5.24%
Term0-48 Months
Last UpdatedMar 20, 2026
Details
As Low As; Financing up to 125% for current and prior model year
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
3447 Atlantic Ave, Long Beach, CA, 90807
Pre-Owned Auto
5.24%
0-36 Months
▼
APR5.24%
Term0-36 Months
Last UpdatedMar 20, 2026
Details
110% financing
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
2250 N Bellflower Blvd, Long Beach, CA, 90815 2017
New Vehicle Loans 72-78 Months
5.24%
78 Months
▼
APR5.24%
Term78 Months
Last UpdatedMar 21, 2026
Details
without Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
2250 N Bellflower Blvd, Long Beach, CA, 90815 2017
Used Vehicle Loans 36 Months
5.24%
36 Months
▼
APR5.24%
Term36 Months
Last UpdatedMar 21, 2026
Details
without Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
2250 N Bellflower Blvd, Long Beach, CA, 90815 2017
Used Vehicle Loans 48 Months
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMar 21, 2026
Details
without Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
2250 N Bellflower Blvd, Long Beach, CA, 90815 2017
Used Vehicle Loans 60-66 Months
5.24%
66 Months
▼
APR5.24%
Term66 Months
Last UpdatedMar 21, 2026
Details
without Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
2250 N Bellflower Blvd, Long Beach, CA, 90815 2017
Used Vehicle Loans 72-78 Months
5.24%
78 Months
▼
APR5.24%
Term78 Months
Last UpdatedMar 21, 2026
Details
with Autopay
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
Used Vehicle Loan
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMar 20, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
6547 E Pacific Coast Hwy Ste H7, Long Beach, CA, 90803 4202
Used Cars
5.34%
84 Months
▼
APR5.34%
Term84 Months
Last UpdatedMar 17, 2026
Details
2017-2025 models.
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
5531 E Stearns St, Long Beach, CA, 90815
New & Used Autos
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 17, 2026
Details
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
3447 Atlantic Ave, Long Beach, CA, 90807
New Auto
5.49%
61-84 Months
▼
APR5.49%
Term61-84 Months
Last UpdatedMar 20, 2026
Details
As Low As
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
3447 Atlantic Ave, Long Beach, CA, 90807
Pre-Owned Auto
5.49%
61-72 Months
▼
APR5.49%
Term61-72 Months
Last UpdatedMar 20, 2026
Details
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
2250 N Bellflower Blvd, Long Beach, CA, 90815 2017
New Vehicle Loans 84 Months
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMar 21, 2026
Details
with Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
2250 N Bellflower Blvd, Long Beach, CA, 90815 2017
Used Vehicle Loans 72-78 Months
5.49%
78 Months
▼
APR5.49%
Term78 Months
Last UpdatedMar 21, 2026
Details
without Autopay
Orange Countys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1802 Ximeno Ave, Long Beach, CA, 90815
New Auto Loan
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMar 21, 2026
Details
Orange Countys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1802 Ximeno Ave, Long Beach, CA, 90815
Used Auto Loan
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMar 21, 2026
Details
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
New Vehicle Loan
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMar 20, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
4725 E 2nd St Ste D, Long Beach, CA, 90803 5374
New Auto Loans
5.69%
84 months
▼
APR5.69%
Term84 months
Last UpdatedMar 21, 2026
Details
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
2250 N Bellflower Blvd, Long Beach, CA, 90815 2017
New Vehicle Loans 84 Months
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 21, 2026
Details
without Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
2250 N Bellflower Blvd, Long Beach, CA, 90815 2017
Used Vehicle Loans 84 Months
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 21, 2026
Details
with Autopay
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
5531 E Stearns St, Long Beach, CA, 90815
New & Used Autos
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 17, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
4725 E 2nd St Ste D, Long Beach, CA, 90803 5374
Used Auto Loans
5.99%
84 months
▼
APR5.99%
Term84 months
Last UpdatedMar 21, 2026
Details
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
2250 N Bellflower Blvd, Long Beach, CA, 90815 2017
Used Vehicle Loans 84 Months
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 21, 2026
Details
without Autopay
Orange Countys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1802 Ximeno Ave, Long Beach, CA, 90815
New Auto Loan
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 21, 2026
Details
Orange Countys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1802 Ximeno Ave, Long Beach, CA, 90815
Used Auto Loan
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 21, 2026
Details
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
Used Vehicle Loan
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMar 20, 2026
Details
Orange Countys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1802 Ximeno Ave, Long Beach, CA, 90815
New Auto Loan
6.89%
84 Months
▼
APR6.89%
Term84 Months
Last UpdatedMar 21, 2026
Details
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
3447 Atlantic Ave, Long Beach, CA, 90807
Pre-Owned Toys
7.49%
0-36 Months
▼
APR7.49%
Term0-36 Months
Last UpdatedMar 20, 2026
Details
100% financing for toys up to 5 years old
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
3447 Atlantic Ave, Long Beach, CA, 90807
Pre-Owned Toys
7.74%
37-48 Months
▼
APR7.74%
Term37-48 Months
Last UpdatedMar 20, 2026
Details
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
3447 Atlantic Ave, Long Beach, CA, 90807
Pre-Owned Toys
7.99%
49-60 Months
▼
APR7.99%
Term49-60 Months
Last UpdatedMar 20, 2026
Details
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
3447 Atlantic Ave, Long Beach, CA, 90807
First Time Auto Buyer - New Auto
8.24%
0-48 Months
▼
APR8.24%
Term0-48 Months
Last UpdatedMar 20, 2026
Details
Financing up to 110% for current and prior model year
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
3447 Atlantic Ave, Long Beach, CA, 90807
First Time Auto Buyer - Used Auto
8.24%
0-36 Months
▼
APR8.24%
Term0-36 Months
Last UpdatedMar 20, 2026
Details
110% financing
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
3447 Atlantic Ave, Long Beach, CA, 90807
Pre-Owned RVs
8.24%
0-72 Months
▼
APR8.24%
Term0-72 Months
Last UpdatedMar 20, 2026
Details
Up to 100% financing for RVs up to 10 years old
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
3447 Atlantic Ave, Long Beach, CA, 90807
First Time Auto Buyer - New Auto
8.49%
61-72 Months
▼
APR8.49%
Term61-72 Months
Last UpdatedMar 20, 2026
Details
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
3447 Atlantic Ave, Long Beach, CA, 90807
First Time Auto Buyer - Used Auto
8.49%
61-72 Months
▼
APR8.49%
Term61-72 Months
Last UpdatedMar 20, 2026
Details
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
3447 Atlantic Ave, Long Beach, CA, 90807
Pre-Owned RVs
8.49%
73-120 Months
▼
APR8.49%
Term73-120 Months
Last UpdatedMar 20, 2026
Details
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
3447 Atlantic Ave, Long Beach, CA, 90807
Pre-Owned RVs
8.74%
121-144 Months
▼
APR8.74%
Term121-144 Months
Last UpdatedMar 20, 2026
Details
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
5531 E Stearns St, Long Beach, CA, 90815
Smart Start New & Used Auto
10.49%
Up to 60
▼
APR10.49%
TermUp to 60
Last UpdatedMar 17, 2026
Details
Dependent on amount financed
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
5531 E Stearns St, Long Beach, CA, 90815
Smart Start New & Used Auto
10.99%
72 Months
▼
APR10.99%
Term72 Months
Last UpdatedMar 17, 2026
Details
Dependent on amount financed
Orange Countys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1802 Ximeno Ave, Long Beach, CA, 90815
Auto Loan
12.50%
12 Months
▼
APR12.50%
Term12 Months
Last UpdatedMar 21, 2026
Details
Orange Countys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1802 Ximeno Ave, Long Beach, CA, 90815
Auto Loan
13.50%
60 Months
▼
APR13.50%
Term60 Months
Last UpdatedMar 21, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
4725 E 2nd St Ste D, Long Beach, CA, 90803 5374
New Auto Loans
18.00%
36 months
▼
APR18.00%
Term36 months
Last UpdatedMar 21, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
4725 E 2nd St Ste D, Long Beach, CA, 90803 5374
Used Auto Loans
18.00%
36 months
▼
APR18.00%
Term36 months
Last UpdatedMar 21, 2026
Details
Bakersfield City Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2817 16th St, Bakersfield, CA, 93301 3210
New Vehicle Loan
1.99%
48 mo
▼
APR1.99%
Term48 mo
Last UpdatedMar 17, 2026
Details
As Low As; Based On Credit Score
Bakersfield City Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2817 16th St, Bakersfield, CA, 93301 3210
Used Vehicle Loan
2.49%
48 mo
▼
APR2.49%
Term48 mo
Last UpdatedMar 17, 2026
Details
As Low As; Based On Credit Score
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
4501 Colorado Blvd, Los Angeles, CA, 90039
Auto Loans
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMar 18, 2026
Details
As Low As; APR - 2026 & Newer
KeyPoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.20%
7062 Market Place Dr, Goleta, CA, 93117 5902
New Auto: 2026 or 2025 with under 5K miles
3.29%
24 Months
▼
APR3.29%
Term24 Months
Last UpdatedMar 17, 2026
Details
KeyPoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.20%
7062 Market Place Dr, Goleta, CA, 93117 5902
Used Auto: 2019 - 2025 with 5K miles or more
3.29%
24 Months
▼
APR3.29%
Term24 Months
Last UpdatedMar 17, 2026
Details
Thinkwise Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
599 N E St, San Bernardino, CA, 92401
New & Used Auto Loans
3.49%
36 months
▼
APR3.49%
Term36 months
Last UpdatedMar 21, 2026
Details
As Low As
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Golden Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
409 W Center St, Manteca, CA, 95336
New & Used Auto Loans
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; This special will ONLY cover New and Used auto loans. These rates will be for New Money Loans Only for the period of 3/1/26-5/31/26. Vehicles 10 YRS old and Newer. Rates are subject to change without notice and are based on credit approval.
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
3.75%
12 to 36 months
▼
APR3.75%
Term12 to 36 months
Last UpdatedMar 17, 2026
Details
As Low As
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Los Angeles Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
300 S Glendale Ave, Glendale, CA, 91205 5305
Automobiles & Trucks
3.90%
1 to 60
▼
APR3.90%
Term1 to 60
Last UpdatedMar 20, 2026
Details
Compass Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
321 Wabash Ave, Eureka, CA, 95501
Auto Loans (2022 or newer)
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 16, 2026
Details
As Low As
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
701 W 18th St, Antioch, CA, 94509 1586
New Vehicles Model Year 2025-2026
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 16, 2026
Details
Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
New Autos
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMar 16, 2026
Details
Annual Percentage Rate assumes Direct Deposit and Auto Payment from a FPDCU checking account. Actual rates are determined by the credit worthiness of the borrower and other loan underwriting criteria.
Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
New Autos 2025-2026
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMar 16, 2026
Details
Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
Used Autos
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMar 16, 2026
Details
Annual Percentage Rate assumes Direct Deposit and Auto Payment from a FPDCU checking account. Actual rates are determined by the credit worthiness of the borrower and other loan underwriting criteria.
Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
Used Autos 2021 to 2025 Models
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMar 16, 2026
Details
Glendale Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.54%
1800 BROADVIEW DR, GLENDALE, CA, 91208
Auto Loan-New or Used Car* 2020 - 2025
3.99%
12-36
▼
APR3.99%
Term12-36
Last UpdatedMar 16, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
4501 Colorado Blvd, Los Angeles, CA, 90039
Auto Loans
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMar 18, 2026
Details
As Low As; APR - 2026 & Newer
Certified Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3550 Murphy Canyon Rd, San Diego, CA, 92123
New Auto Loan
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 18, 2026
Details
Certified Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3550 Murphy Canyon Rd, San Diego, CA, 92123
Used Auto Loan
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 18, 2026
Details
Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1800 W Magnolia Blvd, Burbank, CA, 91506 1726
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
3.99%
24 Months
▼
APR3.99%
Term24 Months
Last UpdatedMar 20, 2026
Details
As Low As; No Payments for up to 90 Days
Popa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
13304 Alondra Blvd, Cerritos, CA, 90703
New Auto
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedMar 21, 2026
Details
As Low As
Popa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
13304 Alondra Blvd, Cerritos, CA, 90703
Used Auto
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedMar 21, 2026
Details
As Low As
Thinkwise Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
599 N E St, San Bernardino, CA, 92401
New & Used Auto Loans
3.99%
72 months
▼
APR3.99%
Term72 months
Last UpdatedMar 21, 2026
Details
As Low As
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
4.00%
48 months
▼
APR4.00%
Term48 months
Last UpdatedMar 17, 2026
Details
As Low As
Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
1700 Pacheco Blvd, Martinez, CA, 94553 1976
New Auto
4.00%
84 Months
▼
APR4.00%
Term84 Months
Last UpdatedMar 17, 2026
Details
As Low As; Terms up to 84 months available***
Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
1700 Pacheco Blvd, Martinez, CA, 94553 1976
Used Auto
4.00%
72 Months
▼
APR4.00%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As; Terms up to 72 months available***
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
Used Auto Loans
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
701 W 18th St, Antioch, CA, 94509 1586
Used Vehicles Model Year 2020-2024
4.19%
36 Months
▼
APR4.19%
Term36 Months
Last UpdatedMar 16, 2026
Details
Greater Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1185 W Hedges Ave, Fresno, CA, 93728 1219
Auto Loan
4.19%
72 Months
▼
APR4.19%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As; APR is available for terms up to 72 months. Minimum loan amount for 72-month financing is $15,000. Existing GVCU loans are not eligible for refinance at these rates. All loans are subject to credit approval, income verification, acceptable debt-to-income ratio, and loan-to-value requirements. Monthly payment per $10,000 borrowed for 60 months at 4.19% APR is $185.00. Monthly payment per $15,000 borrowed for 72 months at 4.19% APR is $235.95. Offer available for a limited time and subject to change or end without notice.
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
New Auto - 2025 or Newer with Less than 5K Miles
4.24%
1-12 Months
▼
APR4.24%
Term1-12 Months
Last UpdatedMar 21, 2026
Details
As Low As
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
4.25%
60 months
▼
APR4.25%
Term60 months
Last UpdatedMar 17, 2026
Details
As Low As
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
Used Auto Loans
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Aerospace Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
2310 E El Segundo Blvd, El Segundo, CA, 90245
New Vehicle Loan
4.25%
36 - 60
▼
APR4.25%
Term36 - 60
Last UpdatedMar 17, 2026
Details
As Low As
Aerospace Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
2310 E El Segundo Blvd, El Segundo, CA, 90245
Used Vehicle Loan
4.25%
36 - 60
▼
APR4.25%
Term36 - 60
Last UpdatedMar 17, 2026
Details
As Low As
Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1800 W Magnolia Blvd, Burbank, CA, 91506 1726
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; No Payments for up to 90 Days
East County Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
1069 Graves Ave Ste 100, El Cajon, CA, 92021 4573
Used Vehicle Loan
4.35%
36 Months
▼
APR4.35%
Term36 Months
Last UpdatedMar 13, 2026
Details
As Low As
Employees Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
266 S Magnolia Ave Ste 101, El Cajon, CA, 92020
New & Used Vehicle
4.38%
60 Months
▼
APR4.38%
Term60 Months
Last UpdatedMar 13, 2026
Details
As Low As; Dealer purchase up to 100% of contract price. Private party purchase up to 100% of book value. WE DO NOT FINANCE ON SALVAGED TITLES.
Central Valley Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5300 N FRESNO ST, FRESNO, CA, 93710 6828
New Vehicles (2023 & newer)
4.39%
72 Months
▼
APR4.39%
Term72 Months
Last UpdatedMar 16, 2026
Details
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
2333 Utah Ave, El Segundo, CA, 90245
NEW Auto Loan
4.40%
36 Months
▼
APR4.40%
Term36 Months
Last UpdatedMar 16, 2026
Details
As Low As
California Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
9201 Spectrum Center Blvd, San Diego, CA, 92123 1407
Auto Loans - Model Years 2022 and Newer
4.48%
Up to 29
▼
APR4.48%
TermUp to 29
Last UpdatedMar 18, 2026
Details
As Low As
Compass Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
321 Wabash Ave, Eureka, CA, 95501
Auto Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 16, 2026
Details
As Low As
Glendale Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.54%
1800 BROADVIEW DR, GLENDALE, CA, 91208
Auto Loan-New or Used Car* 2020 - 2025
4.49%
37-48
▼
APR4.49%
Term37-48
Last UpdatedMar 16, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
4501 Colorado Blvd, Los Angeles, CA, 90039
Auto Loans
4.49%
Auto Buying Service
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMar 18, 2026
Details
As Low As; APR - 2023 - 2025*
Citizens Equity First Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.76%
670 Lincoln Ave, San Jose, CA, 95126 3704
Standard Vehicle Loan 2024-2025
4.49%
66 Months
▼
APR4.49%
Term66 Months
Last UpdatedMar 18, 2026
Details
LTV <= 100%
Citizens Equity First Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.76%
670 Lincoln Ave, San Jose, CA, 95126 3704
Standard Vehicle Loan 2026 AND NEWER
4.49%
66 Months
▼
APR4.49%
Term66 Months
Last UpdatedMar 18, 2026
Details
LTV <= 100%
Certified Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3550 Murphy Canyon Rd, San Diego, CA, 92123
New Auto Loan
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
Certified Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3550 Murphy Canyon Rd, San Diego, CA, 92123
Used Auto Loan
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
Families And Schools Together Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
312 W 7th St, Hanford, CA, 93230
Auto Loan
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 18, 2026
Details
As Low As; New Auto Loan Rates are for autos not previously owned and/or less than 10,000 miles. Rates subject to change, are based on credit and qualifications met. Rates listed above include .50% reduction awarded to members enrolled in eStatements and Automatic Payments. Restrictions may apply, ask an employee for details.
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
1520 W Colorado Blvd, Pasadena, CA, 91105 1413
New & Used Autos
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 18, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
19701 Hamilton Ave ste 130, Torrance, CA, 90502 1368
New Automobiles (2025 and Newer)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
2411 W Olive Ave, Burbank, CA, 91506 2629
New Vehicle Models 2025 or newer (under 10,000 miles)
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 21, 2026
Details
Popa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
13304 Alondra Blvd, Cerritos, CA, 90703
New Auto
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 21, 2026
Details
As Low As
Popa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
13304 Alondra Blvd, Cerritos, CA, 90703
Used Auto
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 21, 2026
Details
As Low As
University Credit Union Los Angeles, CA
Institution Rating:
A-5.0 ★ Texas Ratio: 15.35%
1500 S Sepulveda Blvd, Los Angeles, CA, 90025
New and Used Auto
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 22, 2026
Details
As Low As
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
4.50%
72 months
▼
APR4.50%
Term72 months
Last UpdatedMar 17, 2026
Details
As Low As
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As
UMe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.84%
3000 W Magnolia Blvd, Burbank, CA, 91505 3043
New Vehicle Loans - Cars, Trucks, and SUVs
4.50%
24 months
▼
APR4.50%
Term24 months
Last UpdatedMar 22, 2026
Details
As Low As; NEW Cars, Trucks, & SUVs | 2025-2026 | mileage up to 5k Financing up to 100% | Terms up to 84 months
Cabrillo Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
880 Front St Ste 2295, San Diego, CA, 92101 8895
2022 and newer Auto Loan
4.54%
48 Months
▼
APR4.54%
Term48 Months
Last UpdatedMar 18, 2026
Details
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1221 Nevin Ave, Richmond, CA, 94801 3123
Auto Loan
4.55%
2 Yrs
▼
APR4.55%
Term2 Yrs
Last UpdatedMar 17, 2026
Details
Model Year: 2011 to 2015
CHAFFEY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
11563 Foothill Blvd Ste 101, Rancho Cucamonga, CA, 91730 3969
Fixed Rate New and Used Auto Loans
4.59%
36 Months
▼
APR4.59%
Term36 Months
Last UpdatedMar 18, 2026
Details
New Vehicles
United Local Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
3650 E Ashlan Ave, Fresno, CA, 93726
New Auto/Truck
4.59%
84 Months
▼
APR4.59%
Term84 Months
Last UpdatedMar 22, 2026
Details
Up to 84 months*
San Francisco Fire Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.90%
3201 California St, San Francisco, CA, 94118 1903
Auto Loan
4.63%
12 to 48 Months
▼
APR4.63%
Term12 to 48 Months
Last UpdatedMar 17, 2026
Details
Citizens Equity First Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.76%
670 Lincoln Ave, San Jose, CA, 95126 3704
Standard Vehicle Loan 2022-2023
4.64%
60 Months
▼
APR4.64%
Term60 Months
Last UpdatedMar 18, 2026
Details
LTV <= 100%
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
15804 Roscoe Blvd, Van Nuys, CA, 91406 1350
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedMar 22, 2026
Details
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1221 Nevin Ave, Richmond, CA, 94801 3123
Auto Loan
4.65%
3 Yrs
▼
APR4.65%
Term3 Yrs
Last UpdatedMar 17, 2026
Details
Model Year: 2016 to 2019
Employees Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
266 S Magnolia Ave Ste 101, El Cajon, CA, 92020
New & Used Vehicle
4.68%
72 Months
▼
APR4.68%
Term72 Months
Last UpdatedMar 13, 2026
Details
As Low As; Dealer purchase up to 100% of contract price. Private party purchase up to 100% of book value. WE DO NOT FINANCE ON SALVAGED TITLES.
California Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
9201 Spectrum Center Blvd, San Diego, CA, 92123 1407
Auto Loans - Model Years 2022 and Newer
4.68%
30 to 36
▼
APR4.68%
Term30 to 36
Last UpdatedMar 18, 2026
Details
As Low As
UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
3110 INLAND EMPIRE BLVD STE A, ONTARIO, CA, 91764 6572
New and Used Auto Loans
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
California Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
8815 Folsom Blvd, Sacramento, CA, 95826
Auto Loan
4.69%
48 Months
▼
APR4.69%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As; Up to 48 Months
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Vehicle Loan
4.69%
Up to 24 months
▼
APR4.69%
TermUp to 24 months
Last UpdatedMar 20, 2026
Details
As Low As
Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Vehicle Loans
4.69%
Up to 24 months
▼
APR4.69%
TermUp to 24 months
Last UpdatedMar 20, 2026
Details
As Low As
Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
20101 Hamilton Ave Ste 150, Torrance, CA, 90502 1306
New Auto Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMar 21, 2026
Details
Advertised rate includes: 80% of LTV, -0.25% Direct Deposit, -0.25% Auto-Pay. 100% Financing is available.
Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
20101 Hamilton Ave Ste 150, Torrance, CA, 90502 1306
Used Auto
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMar 21, 2026
Details
Advertised rate includes: 80% of LTV, -0.25% Direct Deposit, -0.25% Auto-Pay. 100% Financing is available.
East County Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
1069 Graves Ave Ste 100, El Cajon, CA, 92021 4573
Used Vehicle Loan
4.70%
48 Months
▼
APR4.70%
Term48 Months
Last UpdatedMar 13, 2026
Details
As Low As
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1221 Nevin Ave, Richmond, CA, 94801 3123
Auto Loan
4.70%
2 Months
▼
APR4.70%
Term2 Months
Last UpdatedMar 17, 2026
Details
2011 to 2015 Model Year
Sun Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.98%
1068 Broadway Ave, El Centro, CA, 92243 2315
Auto Loans
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 15, 2026
Details
AltaOne Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.90%
701 S China Lake Blvd, Ridgecrest, CA, 93555 5027
Autos
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 16, 2026
Details
As Low As; 2026 & Newer
Compass Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
321 Wabash Ave, Eureka, CA, 95501
Auto Loans (2022 or newer)
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 36 months
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As; with discount
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 48 months
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As; with discount
1st Northern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
1111 Pine St, Martinez, CA, 94553
New/Used Auto Loans
4.74%
Up to 36 months
▼
APR4.74%
TermUp to 36 months
Last UpdatedMar 17, 2026
Details
As Low As
Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.91%
5757 Wilshire Blvd, Los Angeles, CA, 90036 3684
Auto Loans
4.74%
2-Year
▼
APR4.74%
Term2-Year
Last UpdatedMar 17, 2026
Details
Cal State L.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.69%
2445 MARIONDALE AVE, LOS ANGELES, CA, 90032
Vehicle Loans
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As; Financing: 100%
Camino Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.78%
520 N Taylor Ave, Montebello, CA, 90640
New Autos
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
701 N BRAND BLVD, GLENDALE, CA, 91203 1295
Auto Loan 36 Months
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
701 N BRAND BLVD, GLENDALE, CA, 91203 1295
Auto Loan Refinancing 36 Months
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
8101 E Kaiser Blvd, Anaheim, CA, 92808 2243
New Auto
4.74%
Up to 60 months
▼
APR4.74%
TermUp to 60 months
Last UpdatedMar 18, 2026
Details
Families And Schools Together Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
312 W 7th St, Hanford, CA, 93230
Auto Loan
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As; New Auto Loan Rates are for autos not previously owned and/or less than 10,000 miles. Rates subject to change, are based on credit and qualifications met. Rates listed above include .50% reduction awarded to members enrolled in eStatements and Automatic Payments. Restrictions may apply, ask an employee for details.
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
1520 W Colorado Blvd, Pasadena, CA, 91105 1413
New & Used Autos
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
First Entertainment Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
6735 Forest Lawn Dr, Hollywood, CA, 90068
New Auto Loans
4.74%
3 Months
▼
APR4.74%
Term3 Months
Last UpdatedMar 18, 2026
Details
As Low As
Foothill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.23%
250 W Colorado Blvd, Arcadia, CA, 91007
New Automobile and Truck
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; *APR-Annual Percentage Rate. Rate shown includes discounts (max of 1.00% discount per loan). New Auto Floor Rate is 4.74%. Rates subject to change without notice. Rate discounts that apply: Deduct 0.50% for auto loans if member adds a new direct deposit (minimum of $1,000/month) Deduct 0.25% for auto loans if member sets up auto pay on the new loan at the time of funding Deduct 0.25% for auto loans if member has a Foothill MasterCard or open a new MasterCard at time of funding Deduct 0.25% for auto loans if member is employed by one of our Education, Healthcare, or City Municipalities SEGs Deduct 0.25% for auto loans if member has financed an auto with Foothill within the last 60 months
Huntington Beach Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
2000 Main St # B272, Huntington Beach, CA, 92648 2702
New Vehicle Loan
4.74%
1 - 48
▼
APR4.74%
Term1 - 48
Last UpdatedMar 20, 2026
Details
As Low As; Max. Loan Up to $125,000
Merco Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.49%
1911 M ST, Merced, CA, 95340 3706
New & Used Vehicles
4.74%
Up to 72 Months
▼
APR4.74%
TermUp to 72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Rancho Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
12620 Erickson Ave Ste H, Downey, CA, 90242 4019
New & Used Auto Loans
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As
Pacific Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
1355 Willow Way, Concord, CA, 94520
New Vehicle
4.74%
Up to 84 months
▼
APR4.74%
TermUp to 84 months
Last UpdatedMar 21, 2026
Details
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
2411 W Olive Ave, Burbank, CA, 91506 2629
New Vehicle Models 2025 or newer (under 10,000 miles)
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 21, 2026
Details
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
2411 W Olive Ave, Burbank, CA, 91506 2629
Used Vehicle Models between 2019 - 2026 (between 10,001 and 100,000 miles)
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 21, 2026
Details
Premier America Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
19867 Prairie St, Chatsworth, CA, 91311 6532
New Auto Loan
4.74%
Up to 36 Months
▼
APR4.74%
TermUp to 36 Months
Last UpdatedMar 21, 2026
Details
As Low As
Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
659 Skymaster Cir, Travis AFB, CA, 94535
New Auto Loans
4.74%
Up to 36
▼
APR4.74%
TermUp to 36
Last UpdatedMar 22, 2026
Details
Up to 125% financing - includes tax, license, registration & warranty, depending on qualifications. All Terms & Conditions subject to loan approval. Final rate will be based on loan-to-value (LTV) ratio, term, and creditworthiness.
Star One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
1306 Bordeaux Dr, Sunnyvale, CA, 94089 1005
New Auto Loans
4.75%
7 Years
▼
APR4.75%
Term7 Years
Last UpdatedMar 15, 2026
Details
Your APR based on credit qualification. Promotional rates do not apply to loan modifications or refinancing of existing Star One loans.
Star One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
1306 Bordeaux Dr, Sunnyvale, CA, 94089 1005
Used Auto Loans
4.75%
7 Years
▼
APR4.75%
Term7 Years
Last UpdatedMar 15, 2026
Details
Your APR based on credit qualification. Promotional rates do not apply to loan modifications or refinancing of existing Star One loans.
San Francisco Fire Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.90%
3201 California St, San Francisco, CA, 94118 1903
Auto Loan
4.75%
61-72
▼
APR4.75%
Term61-72
Last UpdatedMar 17, 2026
Details
San Francisco Fire Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.90%
3201 California St, San Francisco, CA, 94118 1903
Used Auto Loan
4.75%
49-60
▼
APR4.75%
Term49-60
Last UpdatedMar 17, 2026
Details
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
4.75%
84 months
▼
APR4.75%
Term84 months
Last UpdatedMar 17, 2026
Details
As Low As
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1221 Nevin Ave, Richmond, CA, 94801 3123
Auto Loan
4.75%
4 Yrs
▼
APR4.75%
Term4 Yrs
Last UpdatedMar 17, 2026
Details
Model Year: 2020 to 2024
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
4.75%
84 Months
▼
APR4.75%
Term84 Months
Last UpdatedMar 17, 2026
Details
As Low As
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
Used Auto Loans
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
7084 Auburn Blvd Ste 100, Citrus Heights, CA, 95621 4334
Used Auto Loan (vehicle year 2022 - 2026)
4.75%
3 Months
▼
APR4.75%
Term3 Months
Last UpdatedMar 17, 2026
Details
As Low As; APR*
Fontana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.46%
17235 Arrow Blvd, Fontana, CA, 92335
New Auto
4.75%
1 - 48
▼
APR4.75%
Term1 - 48
Last UpdatedMar 20, 2026
Details
As Low As
Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1800 W Magnolia Blvd, Burbank, CA, 91506 1726
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; No Payments for up to 90 Days
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
312 N Pacific Coast Hwy, Redondo Beach, CA, 90277 2837
New Auto Purchase or Refinance
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMar 21, 2026
Details
As Low As; 60 months or less
UMe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.84%
3000 W Magnolia Blvd, Burbank, CA, 91505 3043
New Vehicle Loans - Cars, Trucks, and SUVs
4.75%
36 months
▼
APR4.75%
Term36 months
Last UpdatedMar 22, 2026
Details
As Low As; NEW Cars, Trucks, & SUVs | 2025-2026 | mileage up to 5k Financing up to 100% | Terms up to 84 months
Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
New Autos
4.79%
84 Months
▼
APR4.79%
Term84 Months
Last UpdatedMar 16, 2026
Details
Annual Percentage Rate assumes Direct Deposit and Auto Payment from a FPDCU checking account. Actual rates are determined by the credit worthiness of the borrower and other loan underwriting criteria.
Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
New Autos 2025-2026
4.79%
84 Months
▼
APR4.79%
Term84 Months
Last UpdatedMar 16, 2026
Details
TULARE COUNTY
Institution Rating:
A+5.0 ★ Texas Ratio: 5.05%
300 N K St, Tulare, CA, 93274 4008
Auto Loans
4.79%
72 Months
▼
APR4.79%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As; includes a 0.50% discount when enrolled in two of the following: TCFCU Checking, and automatic payment from TCFCU account or direct deposit. A discounted rate may be discontinued without notice if qualifying products are canceled.
TULARE COUNTY
Institution Rating:
A+5.0 ★ Texas Ratio: 5.05%
300 N K St, Tulare, CA, 93274 4008
New Autos (2023 and newer)
4.79%
Up to 48 Months
▼
APR4.79%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details
As Low As; Up to 100% of MSRP or Retail Kelley Blue book plus tax, title & licensing
California Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
8815 Folsom Blvd, Sacramento, CA, 95826
Auto Loan
4.79%
60 Months
▼
APR4.79%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As; $10,000 or Over
CHAFFEY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
11563 Foothill Blvd Ste 101, Rancho Cucamonga, CA, 91730 3969
Fixed Rate New and Used Auto Loans
4.79%
54 Months
▼
APR4.79%
Term54 Months
Last UpdatedMar 18, 2026
Details
New Vehicles
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1221 Nevin Ave, Richmond, CA, 94801 3123
Auto Loan
4.80%
3 Months
▼
APR4.80%
Term3 Months
Last UpdatedMar 17, 2026
Details
2016 to 2019 Model Year
Citizens Equity First Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.76%
670 Lincoln Ave, San Jose, CA, 95126 3704
Standard Vehicle Loan 2021
4.84%
60 Months
▼
APR4.84%
Term60 Months
Last UpdatedMar 18, 2026
Details
LTV <= 100%
Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
20101 Hamilton Ave Ste 150, Torrance, CA, 90502 1306
New Auto Loan
4.84%
48 Months
▼
APR4.84%
Term48 Months
Last UpdatedMar 21, 2026
Details
Advertised rate includes: 80% of LTV, -0.25% Direct Deposit, -0.25% Auto-Pay. 100% Financing is available.
Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
20101 Hamilton Ave Ste 150, Torrance, CA, 90502 1306
Used Auto
4.84%
48 Months
▼
APR4.84%
Term48 Months
Last UpdatedMar 21, 2026
Details
Advertised rate includes: 80% of LTV, -0.25% Direct Deposit, -0.25% Auto-Pay. 100% Financing is available.
Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
659 Skymaster Cir, Travis AFB, CA, 94535
New Auto Loans
4.84%
61 to 66
▼
APR4.84%
Term61 to 66
Last UpdatedMar 22, 2026
Details
Up to 125% financing - includes tax, license, registration & warranty, depending on qualifications. All Terms & Conditions subject to loan approval. Final rate will be based on loan-to-value (LTV) ratio, term, and creditworthiness.
Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1221 Nevin Ave, Richmond, CA, 94801 3123
Auto Loan
4.85%
5 Yrs
▼
APR4.85%
Term5 Yrs
Last UpdatedMar 17, 2026
Details
Model Year: 2025 to 2027
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
New Vehicle Loan
3.25%
36 Months
▼
APR3.25%
Term36 Months
Last UpdatedMar 20, 2026
Details
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
New Vehicle Loan
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedMar 20, 2026
Details
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
5531 E Stearns St, Long Beach, CA, 90815
New & Used Autos
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 17, 2026
Details
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
New Vehicle Loan
4.25%
60 Months
▼
APR4.25%
Term60 Months
Last UpdatedMar 20, 2026
Details
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
2250 N Bellflower Blvd, Long Beach, CA, 90815 2017
New Vehicle Loans 36 Months
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 21, 2026
Details
with Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
2250 N Bellflower Blvd, Long Beach, CA, 90815 2017
New Vehicle Loans 48 Months
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 21, 2026
Details
with Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
2250 N Bellflower Blvd, Long Beach, CA, 90815 2017
New Vehicle Loans 60-66 Months
4.49%
66 Months
▼
APR4.49%
Term66 Months
Last UpdatedMar 21, 2026
Details
with Autopay
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
New Vehicle Loan
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMar 20, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
4725 E 2nd St Ste D, Long Beach, CA, 90803 5374
New Auto Loans
4.59%
36 months
▼
APR4.59%
Term36 months
Last UpdatedMar 21, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
4725 E 2nd St Ste D, Long Beach, CA, 90803 5374
School Employee Auto Loan with Summers Off - New
4.59%
36 Months
▼
APR4.59%
Term36 Months
Last UpdatedMar 21, 2026
Details
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
2250 N Bellflower Blvd, Long Beach, CA, 90815 2017
New Vehicle Loans 36 Months
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 21, 2026
Details
without Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
2250 N Bellflower Blvd, Long Beach, CA, 90815 2017
New Vehicle Loans 48 Months
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 21, 2026
Details
without Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
2250 N Bellflower Blvd, Long Beach, CA, 90815 2017
New Vehicle Loans 60-66 Months
4.74%
66 Months
▼
APR4.74%
Term66 Months
Last UpdatedMar 21, 2026
Details
without Autopay
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
5531 E Stearns St, Long Beach, CA, 90815
New & Used Autos
4.99%
48 to 60 Months
▼
APR4.99%
Term48 to 60 Months
Last UpdatedMar 17, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
4725 E 2nd St Ste D, Long Beach, CA, 90803 5374
New Auto Loans
4.99%
72 months
▼
APR4.99%
Term72 months
Last UpdatedMar 21, 2026
Details
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
2250 N Bellflower Blvd, Long Beach, CA, 90815 2017
New Vehicle Loans 72-78 Months
4.99%
78 Months
▼
APR4.99%
Term78 Months
Last UpdatedMar 21, 2026
Details
with Autopay
Orange Countys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1802 Ximeno Ave, Long Beach, CA, 90815
New Auto Loan
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 21, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
6547 E Pacific Coast Hwy Ste H7, Long Beach, CA, 90803 4202
New Cars
5.14%
84 Months
▼
APR5.14%
Term84 Months
Last UpdatedMar 17, 2026
Details
2025-2026 models with less
than 7,500 miles.
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
3447 Atlantic Ave, Long Beach, CA, 90807
New Auto
5.24%
0-48 Months
▼
APR5.24%
Term0-48 Months
Last UpdatedMar 20, 2026
Details
As Low As; Financing up to 125% for current and prior model year
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
2250 N Bellflower Blvd, Long Beach, CA, 90815 2017
New Vehicle Loans 72-78 Months
5.24%
78 Months
▼
APR5.24%
Term78 Months
Last UpdatedMar 21, 2026
Details
without Autopay
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
5531 E Stearns St, Long Beach, CA, 90815
New & Used Autos
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 17, 2026
Details
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
3447 Atlantic Ave, Long Beach, CA, 90807
New Auto
5.49%
61-84 Months
▼
APR5.49%
Term61-84 Months
Last UpdatedMar 20, 2026
Details
As Low As
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
2250 N Bellflower Blvd, Long Beach, CA, 90815 2017
New Vehicle Loans 84 Months
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMar 21, 2026
Details
with Autopay
Orange Countys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1802 Ximeno Ave, Long Beach, CA, 90815
New Auto Loan
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMar 21, 2026
Details
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
New Vehicle Loan
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMar 20, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
4725 E 2nd St Ste D, Long Beach, CA, 90803 5374
New Auto Loans
5.69%
84 months
▼
APR5.69%
Term84 months
Last UpdatedMar 21, 2026
Details
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
2250 N Bellflower Blvd, Long Beach, CA, 90815 2017
New Vehicle Loans 84 Months
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 21, 2026
Details
without Autopay
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
5531 E Stearns St, Long Beach, CA, 90815
New & Used Autos
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 17, 2026
Details
Orange Countys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1802 Ximeno Ave, Long Beach, CA, 90815
New Auto Loan
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 21, 2026
Details
Orange Countys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1802 Ximeno Ave, Long Beach, CA, 90815
New Auto Loan
6.89%
84 Months
▼
APR6.89%
Term84 Months
Last UpdatedMar 21, 2026
Details
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
3447 Atlantic Ave, Long Beach, CA, 90807
First Time Auto Buyer - New Auto
8.24%
0-48 Months
▼
APR8.24%
Term0-48 Months
Last UpdatedMar 20, 2026
Details
Financing up to 110% for current and prior model year
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
3447 Atlantic Ave, Long Beach, CA, 90807
First Time Auto Buyer - New Auto
8.49%
61-72 Months
▼
APR8.49%
Term61-72 Months
Last UpdatedMar 20, 2026
Details
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
5531 E Stearns St, Long Beach, CA, 90815
Smart Start New & Used Auto
10.49%
Up to 60
▼
APR10.49%
TermUp to 60
Last UpdatedMar 17, 2026
Details
Dependent on amount financed
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
5531 E Stearns St, Long Beach, CA, 90815
Smart Start New & Used Auto
10.99%
72 Months
▼
APR10.99%
Term72 Months
Last UpdatedMar 17, 2026
Details
Dependent on amount financed
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
4725 E 2nd St Ste D, Long Beach, CA, 90803 5374
New Auto Loans
18.00%
36 months
▼
APR18.00%
Term36 months
Last UpdatedMar 21, 2026
Details
Bakersfield City Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2817 16th St, Bakersfield, CA, 93301 3210
New Vehicle Loan
1.99%
48 mo
▼
APR1.99%
Term48 mo
Last UpdatedMar 17, 2026
Details
As Low As; Based On Credit Score
KeyPoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.20%
7062 Market Place Dr, Goleta, CA, 93117 5902
New Auto: 2026 or 2025 with under 5K miles
3.29%
24 Months
▼
APR3.29%
Term24 Months
Last UpdatedMar 17, 2026
Details
Thinkwise Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
599 N E St, San Bernardino, CA, 92401
New & Used Auto Loans
3.49%
36 months
▼
APR3.49%
Term36 months
Last UpdatedMar 21, 2026
Details
As Low As
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Golden Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
409 W Center St, Manteca, CA, 95336
New & Used Auto Loans
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; This special will ONLY cover New and Used auto loans. These rates will be for New Money Loans Only for the period of 3/1/26-5/31/26. Vehicles 10 YRS old and Newer. Rates are subject to change without notice and are based on credit approval.
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
3.75%
12 to 36 months
▼
APR3.75%
Term12 to 36 months
Last UpdatedMar 17, 2026
Details
As Low As
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Compass Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
321 Wabash Ave, Eureka, CA, 95501
Auto Loans (2022 or newer)
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 16, 2026
Details
As Low As
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
701 W 18th St, Antioch, CA, 94509 1586
New Vehicles Model Year 2025-2026
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 16, 2026
Details
Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
New Autos
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMar 16, 2026
Details
Annual Percentage Rate assumes Direct Deposit and Auto Payment from a FPDCU checking account. Actual rates are determined by the credit worthiness of the borrower and other loan underwriting criteria.
Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
New Autos 2025-2026
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMar 16, 2026
Details
Glendale Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.54%
1800 BROADVIEW DR, GLENDALE, CA, 91208
Auto Loan-New or Used Car* 2020 - 2025
3.99%
12-36
▼
APR3.99%
Term12-36
Last UpdatedMar 16, 2026
Details
As Low As
Certified Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3550 Murphy Canyon Rd, San Diego, CA, 92123
New Auto Loan
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 18, 2026
Details
Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1800 W Magnolia Blvd, Burbank, CA, 91506 1726
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
3.99%
24 Months
▼
APR3.99%
Term24 Months
Last UpdatedMar 20, 2026
Details
As Low As; No Payments for up to 90 Days
Popa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
13304 Alondra Blvd, Cerritos, CA, 90703
New Auto
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedMar 21, 2026
Details
As Low As
Thinkwise Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
599 N E St, San Bernardino, CA, 92401
New & Used Auto Loans
3.99%
72 months
▼
APR3.99%
Term72 months
Last UpdatedMar 21, 2026
Details
As Low As
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
4.00%
48 months
▼
APR4.00%
Term48 months
Last UpdatedMar 17, 2026
Details
As Low As
Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
1700 Pacheco Blvd, Martinez, CA, 94553 1976
New Auto
4.00%
84 Months
▼
APR4.00%
Term84 Months
Last UpdatedMar 17, 2026
Details
As Low As; Terms up to 84 months available***
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As
San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
New Auto - 2025 or Newer with Less than 5K Miles
4.24%
1-12 Months
▼
APR4.24%
Term1-12 Months
Last UpdatedMar 21, 2026
Details
As Low As
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
4.25%
60 months
▼
APR4.25%
Term60 months
Last UpdatedMar 17, 2026
Details
As Low As
Aerospace Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
2310 E El Segundo Blvd, El Segundo, CA, 90245
New Vehicle Loan
4.25%
36 - 60
▼
APR4.25%
Term36 - 60
Last UpdatedMar 17, 2026
Details
As Low As
Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1800 W Magnolia Blvd, Burbank, CA, 91506 1726
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; No Payments for up to 90 Days
Employees Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
266 S Magnolia Ave Ste 101, El Cajon, CA, 92020
New & Used Vehicle
4.38%
60 Months
▼
APR4.38%
Term60 Months
Last UpdatedMar 13, 2026
Details
As Low As; Dealer purchase up to 100% of contract price. Private party purchase up to 100% of book value. WE DO NOT FINANCE ON SALVAGED TITLES.
Central Valley Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5300 N FRESNO ST, FRESNO, CA, 93710 6828
New Vehicles (2023 & newer)
4.39%
72 Months
▼
APR4.39%
Term72 Months
Last UpdatedMar 16, 2026
Details
FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
2333 Utah Ave, El Segundo, CA, 90245
NEW Auto Loan
4.40%
36 Months
▼
APR4.40%
Term36 Months
Last UpdatedMar 16, 2026
Details
As Low As
California Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
9201 Spectrum Center Blvd, San Diego, CA, 92123 1407
Auto Loans - Model Years 2022 and Newer
4.48%
Up to 29
▼
APR4.48%
TermUp to 29
Last UpdatedMar 18, 2026
Details
As Low As
Glendale Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.54%
1800 BROADVIEW DR, GLENDALE, CA, 91208
Auto Loan-New or Used Car* 2020 - 2025
4.49%
37-48
▼
APR4.49%
Term37-48
Last UpdatedMar 16, 2026
Details
As Low As
Citizens Equity First Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.76%
670 Lincoln Ave, San Jose, CA, 95126 3704
Standard Vehicle Loan 2026 AND NEWER
4.49%
66 Months
▼
APR4.49%
Term66 Months
Last UpdatedMar 18, 2026
Details
LTV <= 100%
Certified Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3550 Murphy Canyon Rd, San Diego, CA, 92123
New Auto Loan
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
1520 W Colorado Blvd, Pasadena, CA, 91105 1413
New & Used Autos
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 18, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
19701 Hamilton Ave ste 130, Torrance, CA, 90502 1368
New Automobiles (2025 and Newer)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
2411 W Olive Ave, Burbank, CA, 91506 2629
New Vehicle Models 2025 or newer (under 10,000 miles)
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 21, 2026
Details
Popa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
13304 Alondra Blvd, Cerritos, CA, 90703
New Auto
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 21, 2026
Details
As Low As
University Credit Union Los Angeles, CA
Institution Rating:
A-5.0 ★ Texas Ratio: 15.35%
1500 S Sepulveda Blvd, Los Angeles, CA, 90025
New and Used Auto
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 22, 2026
Details
As Low As
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
4.50%
72 months
▼
APR4.50%
Term72 months
Last UpdatedMar 17, 2026
Details
As Low As
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As
UMe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.84%
3000 W Magnolia Blvd, Burbank, CA, 91505 3043
New Vehicle Loans - Cars, Trucks, and SUVs
4.50%
24 months
▼
APR4.50%
Term24 months
Last UpdatedMar 22, 2026
Details
As Low As; NEW Cars, Trucks, & SUVs | 2025-2026 | mileage up to 5k Financing up to 100% | Terms up to 84 months
Cabrillo Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
880 Front St Ste 2295, San Diego, CA, 92101 8895
2022 and newer Auto Loan
4.54%
48 Months
▼
APR4.54%
Term48 Months
Last UpdatedMar 18, 2026
Details
CHAFFEY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
11563 Foothill Blvd Ste 101, Rancho Cucamonga, CA, 91730 3969
Fixed Rate New and Used Auto Loans
4.59%
36 Months
▼
APR4.59%
Term36 Months
Last UpdatedMar 18, 2026
Details
New Vehicles
United Local Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
3650 E Ashlan Ave, Fresno, CA, 93726
New Auto/Truck
4.59%
84 Months
▼
APR4.59%
Term84 Months
Last UpdatedMar 22, 2026
Details
Up to 84 months*
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
15804 Roscoe Blvd, Van Nuys, CA, 91406 1350
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedMar 22, 2026
Details
Employees Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
266 S Magnolia Ave Ste 101, El Cajon, CA, 92020
New & Used Vehicle
4.68%
72 Months
▼
APR4.68%
Term72 Months
Last UpdatedMar 13, 2026
Details
As Low As; Dealer purchase up to 100% of contract price. Private party purchase up to 100% of book value. WE DO NOT FINANCE ON SALVAGED TITLES.
California Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
9201 Spectrum Center Blvd, San Diego, CA, 92123 1407
Auto Loans - Model Years 2022 and Newer
4.68%
30 to 36
▼
APR4.68%
Term30 to 36
Last UpdatedMar 18, 2026
Details
As Low As
UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
3110 INLAND EMPIRE BLVD STE A, ONTARIO, CA, 91764 6572
New and Used Auto Loans
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
20101 Hamilton Ave Ste 150, Torrance, CA, 90502 1306
New Auto Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMar 21, 2026
Details
Advertised rate includes: 80% of LTV, -0.25% Direct Deposit, -0.25% Auto-Pay. 100% Financing is available.
Compass Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
321 Wabash Ave, Eureka, CA, 95501
Auto Loans (2022 or newer)
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 16, 2026
Details
As Low As
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 36 months
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As; with discount
Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 48 months
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As; with discount
1st Northern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
1111 Pine St, Martinez, CA, 94553
New/Used Auto Loans
4.74%
Up to 36 months
▼
APR4.74%
TermUp to 36 months
Last UpdatedMar 17, 2026
Details
As Low As
Camino Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.78%
520 N Taylor Ave, Montebello, CA, 90640
New Autos
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
8101 E Kaiser Blvd, Anaheim, CA, 92808 2243
New Auto
4.74%
Up to 60 months
▼
APR4.74%
TermUp to 60 months
Last UpdatedMar 18, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
1520 W Colorado Blvd, Pasadena, CA, 91105 1413
New & Used Autos
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
First Entertainment Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
6735 Forest Lawn Dr, Hollywood, CA, 90068
New Auto Loans
4.74%
3 Months
▼
APR4.74%
Term3 Months
Last UpdatedMar 18, 2026
Details
As Low As
Foothill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.23%
250 W Colorado Blvd, Arcadia, CA, 91007
New Automobile and Truck
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; *APR-Annual Percentage Rate. Rate shown includes discounts (max of 1.00% discount per loan). New Auto Floor Rate is 4.74%. Rates subject to change without notice. Rate discounts that apply: Deduct 0.50% for auto loans if member adds a new direct deposit (minimum of $1,000/month) Deduct 0.25% for auto loans if member sets up auto pay on the new loan at the time of funding Deduct 0.25% for auto loans if member has a Foothill MasterCard or open a new MasterCard at time of funding Deduct 0.25% for auto loans if member is employed by one of our Education, Healthcare, or City Municipalities SEGs Deduct 0.25% for auto loans if member has financed an auto with Foothill within the last 60 months
Huntington Beach Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
2000 Main St # B272, Huntington Beach, CA, 92648 2702
New Vehicle Loan
4.74%
1 - 48
▼
APR4.74%
Term1 - 48
Last UpdatedMar 20, 2026
Details
As Low As; Max. Loan Up to $125,000
Merco Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.49%
1911 M ST, Merced, CA, 95340 3706
New & Used Vehicles
4.74%
Up to 72 Months
▼
APR4.74%
TermUp to 72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Rancho Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
12620 Erickson Ave Ste H, Downey, CA, 90242 4019
New & Used Auto Loans
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As
Pacific Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
1355 Willow Way, Concord, CA, 94520
New Vehicle
4.74%
Up to 84 months
▼
APR4.74%
TermUp to 84 months
Last UpdatedMar 21, 2026
Details
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
2411 W Olive Ave, Burbank, CA, 91506 2629
New Vehicle Models 2025 or newer (under 10,000 miles)
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedMar 21, 2026
Details
Premier America Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
19867 Prairie St, Chatsworth, CA, 91311 6532
New Auto Loan
4.74%
Up to 36 Months
▼
APR4.74%
TermUp to 36 Months
Last UpdatedMar 21, 2026
Details
As Low As
Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
659 Skymaster Cir, Travis AFB, CA, 94535
New Auto Loans
4.74%
Up to 36
▼
APR4.74%
TermUp to 36
Last UpdatedMar 22, 2026
Details
Up to 125% financing - includes tax, license, registration & warranty, depending on qualifications. All Terms & Conditions subject to loan approval. Final rate will be based on loan-to-value (LTV) ratio, term, and creditworthiness.
Star One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
1306 Bordeaux Dr, Sunnyvale, CA, 94089 1005
New Auto Loans
4.75%
7 Years
▼
APR4.75%
Term7 Years
Last UpdatedMar 15, 2026
Details
Your APR based on credit qualification. Promotional rates do not apply to loan modifications or refinancing of existing Star One loans.
LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
4.75%
84 months
▼
APR4.75%
Term84 months
Last UpdatedMar 17, 2026
Details
As Low As
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
4.75%
84 Months
▼
APR4.75%
Term84 Months
Last UpdatedMar 17, 2026
Details
As Low As
Fontana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.46%
17235 Arrow Blvd, Fontana, CA, 92335
New Auto
4.75%
1 - 48
▼
APR4.75%
Term1 - 48
Last UpdatedMar 20, 2026
Details
As Low As
Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1800 W Magnolia Blvd, Burbank, CA, 91506 1726
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; No Payments for up to 90 Days
South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
312 N Pacific Coast Hwy, Redondo Beach, CA, 90277 2837
New Auto Purchase or Refinance
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMar 21, 2026
Details
As Low As; 60 months or less
UMe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.84%
3000 W Magnolia Blvd, Burbank, CA, 91505 3043
New Vehicle Loans - Cars, Trucks, and SUVs
4.75%
36 months
▼
APR4.75%
Term36 months
Last UpdatedMar 22, 2026
Details
As Low As; NEW Cars, Trucks, & SUVs | 2025-2026 | mileage up to 5k Financing up to 100% | Terms up to 84 months
Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
New Autos
4.79%
84 Months
▼
APR4.79%
Term84 Months
Last UpdatedMar 16, 2026
Details
Annual Percentage Rate assumes Direct Deposit and Auto Payment from a FPDCU checking account. Actual rates are determined by the credit worthiness of the borrower and other loan underwriting criteria.
Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
New Autos 2025-2026
4.79%
84 Months
▼
APR4.79%
Term84 Months
Last UpdatedMar 16, 2026
Details
TULARE COUNTY
Institution Rating:
A+5.0 ★ Texas Ratio: 5.05%
300 N K St, Tulare, CA, 93274 4008
New Autos (2023 and newer)
4.79%
Up to 48 Months
▼
APR4.79%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details
As Low As; Up to 100% of MSRP or Retail Kelley Blue book plus tax, title & licensing
CHAFFEY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
11563 Foothill Blvd Ste 101, Rancho Cucamonga, CA, 91730 3969
Fixed Rate New and Used Auto Loans
4.79%
54 Months
▼
APR4.79%
Term54 Months
Last UpdatedMar 18, 2026
Details
New Vehicles
Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
20101 Hamilton Ave Ste 150, Torrance, CA, 90502 1306
New Auto Loan
4.84%
48 Months
▼
APR4.84%
Term48 Months
Last UpdatedMar 21, 2026
Details
Advertised rate includes: 80% of LTV, -0.25% Direct Deposit, -0.25% Auto-Pay. 100% Financing is available.
Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
659 Skymaster Cir, Travis AFB, CA, 94535
New Auto Loans
4.84%
61 to 66
▼
APR4.84%
Term61 to 66
Last UpdatedMar 22, 2026
Details
Up to 125% financing - includes tax, license, registration & warranty, depending on qualifications. All Terms & Conditions subject to loan approval. Final rate will be based on loan-to-value (LTV) ratio, term, and creditworthiness.
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
Used Vehicle Loan
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMar 20, 2026
Details
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
5531 E Stearns St, Long Beach, CA, 90815
New & Used Autos
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 17, 2026
Details
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
Used Vehicle Loan
4.00%
48 Months
▼
APR4.00%
Term48 Months
Last UpdatedMar 20, 2026
Details
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
Used Vehicle Loan
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 20, 2026
Details
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
5531 E Stearns St, Long Beach, CA, 90815
New & Used Autos
4.99%
48 to 60 Months
▼
APR4.99%
Term48 to 60 Months
Last UpdatedMar 17, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
4725 E 2nd St Ste D, Long Beach, CA, 90803 5374
School Employee Auto Loan with Summers Off - Used
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 21, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
4725 E 2nd St Ste D, Long Beach, CA, 90803 5374
Used Auto Loans
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 21, 2026
Details
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
2250 N Bellflower Blvd, Long Beach, CA, 90815 2017
Used Vehicle Loans 36 Months
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 21, 2026
Details
with Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
2250 N Bellflower Blvd, Long Beach, CA, 90815 2017
Used Vehicle Loans 48 Months
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 21, 2026
Details
with Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
2250 N Bellflower Blvd, Long Beach, CA, 90815 2017
Used Vehicle Loans 60-66 Months
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMar 21, 2026
Details
with Autopay
Orange Countys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1802 Ximeno Ave, Long Beach, CA, 90815
Used Auto Loan
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 21, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
4725 E 2nd St Ste D, Long Beach, CA, 90803 5374
Used Auto Loans
5.19%
72 months
▼
APR5.19%
Term72 months
Last UpdatedMar 21, 2026
Details
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
3447 Atlantic Ave, Long Beach, CA, 90807
Pre-Owned Auto
5.24%
0-36 Months
▼
APR5.24%
Term0-36 Months
Last UpdatedMar 20, 2026
Details
110% financing
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
2250 N Bellflower Blvd, Long Beach, CA, 90815 2017
Used Vehicle Loans 36 Months
5.24%
36 Months
▼
APR5.24%
Term36 Months
Last UpdatedMar 21, 2026
Details
without Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
2250 N Bellflower Blvd, Long Beach, CA, 90815 2017
Used Vehicle Loans 48 Months
5.24%
48 Months
▼
APR5.24%
Term48 Months
Last UpdatedMar 21, 2026
Details
without Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
2250 N Bellflower Blvd, Long Beach, CA, 90815 2017
Used Vehicle Loans 60-66 Months
5.24%
66 Months
▼
APR5.24%
Term66 Months
Last UpdatedMar 21, 2026
Details
without Autopay
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
2250 N Bellflower Blvd, Long Beach, CA, 90815 2017
Used Vehicle Loans 72-78 Months
5.24%
78 Months
▼
APR5.24%
Term78 Months
Last UpdatedMar 21, 2026
Details
with Autopay
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
Used Vehicle Loan
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMar 20, 2026
Details
Nuvision Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
6547 E Pacific Coast Hwy Ste H7, Long Beach, CA, 90803 4202
Used Cars
5.34%
84 Months
▼
APR5.34%
Term84 Months
Last UpdatedMar 17, 2026
Details
2017-2025 models.
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
5531 E Stearns St, Long Beach, CA, 90815
New & Used Autos
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 17, 2026
Details
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
3447 Atlantic Ave, Long Beach, CA, 90807
Pre-Owned Auto
5.49%
61-72 Months
▼
APR5.49%
Term61-72 Months
Last UpdatedMar 20, 2026
Details
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
2250 N Bellflower Blvd, Long Beach, CA, 90815 2017
Used Vehicle Loans 72-78 Months
5.49%
78 Months
▼
APR5.49%
Term78 Months
Last UpdatedMar 21, 2026
Details
without Autopay
Orange Countys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1802 Ximeno Ave, Long Beach, CA, 90815
Used Auto Loan
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMar 21, 2026
Details
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
2250 N Bellflower Blvd, Long Beach, CA, 90815 2017
Used Vehicle Loans 84 Months
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 21, 2026
Details
with Autopay
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
5531 E Stearns St, Long Beach, CA, 90815
New & Used Autos
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 17, 2026
Details
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
4725 E 2nd St Ste D, Long Beach, CA, 90803 5374
Used Auto Loans
5.99%
84 months
▼
APR5.99%
Term84 months
Last UpdatedMar 21, 2026
Details
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
2250 N Bellflower Blvd, Long Beach, CA, 90815 2017
Used Vehicle Loans 84 Months
5.99%
84 Months
▼
APR5.99%
Term84 Months
Last UpdatedMar 21, 2026
Details
without Autopay
Orange Countys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.12%
1802 Ximeno Ave, Long Beach, CA, 90815
Used Auto Loan
5.99%
72 Months
▼
APR5.99%
Term72 Months
Last UpdatedMar 21, 2026
Details
Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
Used Vehicle Loan
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMar 20, 2026
Details
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
3447 Atlantic Ave, Long Beach, CA, 90807
Pre-Owned Toys
7.49%
0-36 Months
▼
APR7.49%
Term0-36 Months
Last UpdatedMar 20, 2026
Details
100% financing for toys up to 5 years old
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
3447 Atlantic Ave, Long Beach, CA, 90807
Pre-Owned Toys
7.74%
37-48 Months
▼
APR7.74%
Term37-48 Months
Last UpdatedMar 20, 2026
Details
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
3447 Atlantic Ave, Long Beach, CA, 90807
Pre-Owned Toys
7.99%
49-60 Months
▼
APR7.99%
Term49-60 Months
Last UpdatedMar 20, 2026
Details
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
3447 Atlantic Ave, Long Beach, CA, 90807
First Time Auto Buyer - Used Auto
8.24%
0-36 Months
▼
APR8.24%
Term0-36 Months
Last UpdatedMar 20, 2026
Details
110% financing
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
3447 Atlantic Ave, Long Beach, CA, 90807
Pre-Owned RVs
8.24%
0-72 Months
▼
APR8.24%
Term0-72 Months
Last UpdatedMar 20, 2026
Details
Up to 100% financing for RVs up to 10 years old
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
3447 Atlantic Ave, Long Beach, CA, 90807
First Time Auto Buyer - Used Auto
8.49%
61-72 Months
▼
APR8.49%
Term61-72 Months
Last UpdatedMar 20, 2026
Details
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
3447 Atlantic Ave, Long Beach, CA, 90807
Pre-Owned RVs
8.49%
73-120 Months
▼
APR8.49%
Term73-120 Months
Last UpdatedMar 20, 2026
Details
ILWU Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
3447 Atlantic Ave, Long Beach, CA, 90807
Pre-Owned RVs
8.74%
121-144 Months
▼
APR8.74%
Term121-144 Months
Last UpdatedMar 20, 2026
Details
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
5531 E Stearns St, Long Beach, CA, 90815
Smart Start New & Used Auto
10.49%
Up to 60
▼
APR10.49%
TermUp to 60
Last UpdatedMar 17, 2026
Details
Dependent on amount financed
Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
5531 E Stearns St, Long Beach, CA, 90815
Smart Start New & Used Auto
10.99%
72 Months
▼
APR10.99%
Term72 Months
Last UpdatedMar 17, 2026
Details
Dependent on amount financed
SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
4725 E 2nd St Ste D, Long Beach, CA, 90803 5374
Used Auto Loans
18.00%
36 months
▼
APR18.00%
Term36 months
Last UpdatedMar 21, 2026
Details
Bakersfield City Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2817 16th St, Bakersfield, CA, 93301 3210
Used Vehicle Loan
2.49%
48 mo
▼
APR2.49%
Term48 mo
Last UpdatedMar 17, 2026
Details
As Low As; Based On Credit Score
KeyPoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.20%
7062 Market Place Dr, Goleta, CA, 93117 5902
Used Auto: 2019 - 2025 with 5K miles or more
3.29%
24 Months
▼
APR3.29%
Term24 Months
Last UpdatedMar 17, 2026
Details
Thinkwise Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
599 N E St, San Bernardino, CA, 92401
New & Used Auto Loans
3.49%
36 months
▼
APR3.49%
Term36 months
Last UpdatedMar 21, 2026
Details
As Low As
Golden Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
409 W Center St, Manteca, CA, 95336
New & Used Auto Loans
3.50%
48 Months
▼
APR3.50%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; This special will ONLY cover New and Used auto loans. These rates will be for New Money Loans Only for the period of 3/1/26-5/31/26. Vehicles 10 YRS old and Newer. Rates are subject to change without notice and are based on credit approval.
Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
Used Autos
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMar 16, 2026
Details
Annual Percentage Rate assumes Direct Deposit and Auto Payment from a FPDCU checking account. Actual rates are determined by the credit worthiness of the borrower and other loan underwriting criteria.
Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
Used Autos 2021 to 2025 Models
3.99%
60 Months
▼
APR3.99%
Term60 Months
Last UpdatedMar 16, 2026
Details
Glendale Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.54%
1800 BROADVIEW DR, GLENDALE, CA, 91208
Auto Loan-New or Used Car* 2020 - 2025
3.99%
12-36
▼
APR3.99%
Term12-36
Last UpdatedMar 16, 2026
Details
As Low As
Certified Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3550 Murphy Canyon Rd, San Diego, CA, 92123
Used Auto Loan
3.99%
36 Months
▼
APR3.99%
Term36 Months
Last UpdatedMar 18, 2026
Details
Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1800 W Magnolia Blvd, Burbank, CA, 91506 1726
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
3.99%
24 Months
▼
APR3.99%
Term24 Months
Last UpdatedMar 20, 2026
Details
As Low As; No Payments for up to 90 Days
Popa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
13304 Alondra Blvd, Cerritos, CA, 90703
Used Auto
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedMar 21, 2026
Details
As Low As
Thinkwise Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
599 N E St, San Bernardino, CA, 92401
New & Used Auto Loans
3.99%
72 months
▼
APR3.99%
Term72 months
Last UpdatedMar 21, 2026
Details
As Low As
Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
1700 Pacheco Blvd, Martinez, CA, 94553 1976
Used Auto
4.00%
72 Months
▼
APR4.00%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As; Terms up to 72 months available***
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
Used Auto Loans
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
701 W 18th St, Antioch, CA, 94509 1586
Used Vehicles Model Year 2020-2024
4.19%
36 Months
▼
APR4.19%
Term36 Months
Last UpdatedMar 16, 2026
Details
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
Used Auto Loans
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Aerospace Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
2310 E El Segundo Blvd, El Segundo, CA, 90245
Used Vehicle Loan
4.25%
36 - 60
▼
APR4.25%
Term36 - 60
Last UpdatedMar 17, 2026
Details
As Low As
Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1800 W Magnolia Blvd, Burbank, CA, 91506 1726
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As; No Payments for up to 90 Days
East County Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
1069 Graves Ave Ste 100, El Cajon, CA, 92021 4573
Used Vehicle Loan
4.35%
36 Months
▼
APR4.35%
Term36 Months
Last UpdatedMar 13, 2026
Details
As Low As
Employees Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
266 S Magnolia Ave Ste 101, El Cajon, CA, 92020
New & Used Vehicle
4.38%
60 Months
▼
APR4.38%
Term60 Months
Last UpdatedMar 13, 2026
Details
As Low As; Dealer purchase up to 100% of contract price. Private party purchase up to 100% of book value. WE DO NOT FINANCE ON SALVAGED TITLES.
Glendale Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.54%
1800 BROADVIEW DR, GLENDALE, CA, 91208
Auto Loan-New or Used Car* 2020 - 2025
4.49%
37-48
▼
APR4.49%
Term37-48
Last UpdatedMar 16, 2026
Details
As Low As
Certified Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3550 Murphy Canyon Rd, San Diego, CA, 92123
Used Auto Loan
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
1520 W Colorado Blvd, Pasadena, CA, 91105 1413
New & Used Autos
4.49%
24 Months
▼
APR4.49%
Term24 Months
Last UpdatedMar 18, 2026
Details
As Low As
Popa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
13304 Alondra Blvd, Cerritos, CA, 90703
Used Auto
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 21, 2026
Details
As Low As
University Credit Union Los Angeles, CA
Institution Rating:
A-5.0 ★ Texas Ratio: 15.35%
1500 S Sepulveda Blvd, Los Angeles, CA, 90025
New and Used Auto
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 22, 2026
Details
As Low As
CHAFFEY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
11563 Foothill Blvd Ste 101, Rancho Cucamonga, CA, 91730 3969
Fixed Rate New and Used Auto Loans
4.59%
36 Months
▼
APR4.59%
Term36 Months
Last UpdatedMar 18, 2026
Details
New Vehicles
Employees Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
266 S Magnolia Ave Ste 101, El Cajon, CA, 92020
New & Used Vehicle
4.68%
72 Months
▼
APR4.68%
Term72 Months
Last UpdatedMar 13, 2026
Details
As Low As; Dealer purchase up to 100% of contract price. Private party purchase up to 100% of book value. WE DO NOT FINANCE ON SALVAGED TITLES.
UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
3110 INLAND EMPIRE BLVD STE A, ONTARIO, CA, 91764 6572
New and Used Auto Loans
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.
Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
20101 Hamilton Ave Ste 150, Torrance, CA, 90502 1306
Used Auto
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMar 21, 2026
Details
Advertised rate includes: 80% of LTV, -0.25% Direct Deposit, -0.25% Auto-Pay. 100% Financing is available.
East County Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
1069 Graves Ave Ste 100, El Cajon, CA, 92021 4573
Used Vehicle Loan
4.70%
48 Months
▼
APR4.70%
Term48 Months
Last UpdatedMar 13, 2026
Details
As Low As
1st Northern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
1111 Pine St, Martinez, CA, 94553
New/Used Auto Loans
4.74%
Up to 36 months
▼
APR4.74%
TermUp to 36 months
Last UpdatedMar 17, 2026
Details
As Low As
Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
1520 W Colorado Blvd, Pasadena, CA, 91105 1413
New & Used Autos
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
Merco Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.49%
1911 M ST, Merced, CA, 95340 3706
New & Used Vehicles
4.74%
Up to 72 Months
▼
APR4.74%
TermUp to 72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Rancho Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
12620 Erickson Ave Ste H, Downey, CA, 90242 4019
New & Used Auto Loans
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 21, 2026
Details
As Low As
Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
2411 W Olive Ave, Burbank, CA, 91506 2629
Used Vehicle Models between 2019 - 2026 (between 10,001 and 100,000 miles)
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 21, 2026
Details
Star One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
1306 Bordeaux Dr, Sunnyvale, CA, 94089 1005
Used Auto Loans
4.75%
7 Years
▼
APR4.75%
Term7 Years
Last UpdatedMar 15, 2026
Details
Your APR based on credit qualification. Promotional rates do not apply to loan modifications or refinancing of existing Star One loans.
San Francisco Fire Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.90%
3201 California St, San Francisco, CA, 94118 1903
Used Auto Loan
4.75%
49-60
▼
APR4.75%
Term49-60
Last UpdatedMar 17, 2026
Details
Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
Used Auto Loans
4.75%
60 Months
▼
APR4.75%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
7084 Auburn Blvd Ste 100, Citrus Heights, CA, 95621 4334
Used Auto Loan (vehicle year 2022 - 2026)
4.75%
3 Months
▼
APR4.75%
Term3 Months
Last UpdatedMar 17, 2026
Details
As Low As; APR*
Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1800 W Magnolia Blvd, Burbank, CA, 91506 1726
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; No Payments for up to 90 Days
CHAFFEY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
11563 Foothill Blvd Ste 101, Rancho Cucamonga, CA, 91730 3969
Fixed Rate New and Used Auto Loans
4.79%
54 Months
▼
APR4.79%
Term54 Months
Last UpdatedMar 18, 2026
Details
New Vehicles
Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
20101 Hamilton Ave Ste 150, Torrance, CA, 90502 1306
Used Auto
4.84%
48 Months
▼
APR4.84%
Term48 Months
Last UpdatedMar 21, 2026
Details
Advertised rate includes: 80% of LTV, -0.25% Direct Deposit, -0.25% Auto-Pay. 100% Financing is available.
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Frequently Asked Questions about Auto Loans in Long Beach, California
How does my credit score affect my car loan rate in California?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Long Beach, California with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in California *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Long Beach, California typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Long Beach, California?
Based on our current data, some of the lowest auto loan rates available in Long Beach, California include:
- Long Beach Firemens Credit Union: 3.25% (New Vehicle Loan)
- Arrowhead Central Credit Union: 3.99% (New & Used Autos)
- Southland Credit Union: 4.49% (New Vehicle Loans 36 Months)
- SchoolsFirst Federal Credit Union: 4.59% (New Auto Loans)
- Orange Countys Credit Union: 4.99% (New Auto Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Long Beach, California. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 22, 2026
