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Auto Loan Rates in Downey, California (CA) for March 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Downey, California. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: March 20, 2026

Current auto loan rates in Downey, California include Southland Credit UnionSouthland Credit Union8545 Florence Ave, Downey, CA, 90240 4014A5.0 ★Texas Ratio: 7.82% offering New Vehicle Loans at 4.49%, SchoolsFirst Federal Credit UnionSchoolsFirst Federal Credit Union9125 Imperial Hwy Ste A, Downey, CA, 90242A+5.0 ★Texas Ratio: 5.68% offering New Auto Loan at 4.59%, Rancho Federal Credit UnionRancho Federal Credit Union12620 Erickson Ave Ste H, Downey, CA, 90242 4019A+5.0 ★Texas Ratio: 1.83% offering New & Used Auto Loans at 4.74%, California Credit UnionCalifornia Credit Union9300 IMPERIAL HWY, DOWNEY, CA, 90242 2813A+5.0 ★Texas Ratio: 1.98% offering Auto Loan 36 Months at 4.74%, Downey Federal Credit UnionDowney Federal Credit Union8237 3rd St, Downey, CA, 90241 3718C3.8 ★Texas Ratio: 29.42% offering New (2026 or newer) Auto Loan at 4.99%.

Auto loan rates in Downey, California are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.

We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Downey, California. Auto Loan Rates Last Updated and Verified: March 20, 2026

Compare Auto Loan Rates Today in Downey, California & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
8545 Florence Ave, Downey, CA, 90240 4014
New Vehicle Loans
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMar 15, 2026
Details

with Autopay

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
9125 Imperial Hwy Ste A, Downey, CA, 90242
New Auto Loan
4.59%
36 months
View
▼
APR4.59%
Term36 months
Last UpdatedMar 11, 2026
Details

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
9125 Imperial Hwy Ste A, Downey, CA, 90242
New Auto Loans
4.59%
36 Months
View
▼
APR4.59%
Term36 Months
Last UpdatedMar 11, 2026
Details

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
9125 Imperial Hwy Ste A, Downey, CA, 90242
School Employee Auto Loan with Summers Off
4.59%
36 months
View
▼
APR4.59%
Term36 months
Last UpdatedMar 11, 2026
Details

As Low As

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
9125 Imperial Hwy Ste A, Downey, CA, 90242
School Employee Auto Loan with Summers Off - New
4.59%
36 Months
View
▼
APR4.59%
Term36 Months
Last UpdatedMar 11, 2026
Details

As Low As

Rancho Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
12620 Erickson Ave Ste H, Downey, CA, 90242 4019
New & Used Auto Loans
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedMar 11, 2026
Details

As Low As

California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
9300 IMPERIAL HWY, DOWNEY, CA, 90242 2813
Auto Loan 36 Months
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As

California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
9300 IMPERIAL HWY, DOWNEY, CA, 90242 2813
Auto Loan Refinancing 36 Months
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As

Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
8545 Florence Ave, Downey, CA, 90240 4014
New Vehicle Loans
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedMar 15, 2026
Details

without Autopay

Downey Federal Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.42%
8237 3rd St, Downey, CA, 90241 3718
New (2026 or newer) Auto Loan
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMar 13, 2026
Details

As Low As; FICO ?720

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
9125 Imperial Hwy Ste A, Downey, CA, 90242
New Auto Loan
4.99%
72 months
View
▼
APR4.99%
Term72 months
Last UpdatedMar 11, 2026
Details

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
9125 Imperial Hwy Ste A, Downey, CA, 90242
New Auto Loans
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedMar 11, 2026
Details

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
9125 Imperial Hwy Ste A, Downey, CA, 90242
School Employee Auto Loan with Summers Off - Used
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMar 11, 2026
Details

As Low As

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
9125 Imperial Hwy Ste A, Downey, CA, 90242
Used Auto Loan
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMar 11, 2026
Details

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
9125 Imperial Hwy Ste A, Downey, CA, 90242
Used Auto Loans
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedMar 11, 2026
Details

California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
9300 IMPERIAL HWY, DOWNEY, CA, 90242 2813
Auto Loan 48 Months
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As

California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
9300 IMPERIAL HWY, DOWNEY, CA, 90242 2813
Auto Loan Refinancing 48 Months
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As

Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
8545 Florence Ave, Downey, CA, 90240 4014
New Vehicle Loans
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedMar 15, 2026
Details

with Autopay

Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
8545 Florence Ave, Downey, CA, 90240 4014
Used Vehicle Loans
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedMar 15, 2026
Details

with Autopay

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
9125 Imperial Hwy Ste A, Downey, CA, 90242
Used Auto Loan
5.19%
72 months
View
▼
APR5.19%
Term72 months
Last UpdatedMar 11, 2026
Details

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
9125 Imperial Hwy Ste A, Downey, CA, 90242
Used Auto Loans
5.19%
72 Months
View
▼
APR5.19%
Term72 Months
Last UpdatedMar 11, 2026
Details

Rancho Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
12620 Erickson Ave Ste H, Downey, CA, 90242 4019
New & Used Auto Loans
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedMar 11, 2026
Details

As Low As

California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
9300 IMPERIAL HWY, DOWNEY, CA, 90242 2813
Auto Loan 66 Months
5.24%
66 Months
View
▼
APR5.24%
Term66 Months
Last UpdatedMar 18, 2026
Details

As Low As

California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
9300 IMPERIAL HWY, DOWNEY, CA, 90242 2813
Auto Loan Refinancing 66 Months
5.24%
66 Months
View
▼
APR5.24%
Term66 Months
Last UpdatedMar 18, 2026
Details

As Low As

Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
8545 Florence Ave, Downey, CA, 90240 4014
New Vehicle Loans
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedMar 15, 2026
Details

without Autopay

Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
8545 Florence Ave, Downey, CA, 90240 4014
Used Vehicle Loans
5.24%
36 Months
View
▼
APR5.24%
Term36 Months
Last UpdatedMar 15, 2026
Details

without Autopay

Downey Federal Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.42%
8237 3rd St, Downey, CA, 90241 3718
New (2026 or newer) Auto Loan
5.49%
48 months
View
▼
APR5.49%
Term48 months
Last UpdatedMar 13, 2026
Details

As Low As; FICO ?720

California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
9300 IMPERIAL HWY, DOWNEY, CA, 90242 2813
Auto Loan 72 Months
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
9300 IMPERIAL HWY, DOWNEY, CA, 90242 2813
Auto Loan Refinancing 72 Months
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
8545 Florence Ave, Downey, CA, 90240 4014
New Vehicle Loans
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedMar 15, 2026
Details

with Autopay

Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
8545 Florence Ave, Downey, CA, 90240 4014
Used Vehicle Loans
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 15, 2026
Details

without Autopay

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
9125 Imperial Hwy Ste A, Downey, CA, 90242
New Auto Loan
5.69%
84 months
View
▼
APR5.69%
Term84 months
Last UpdatedMar 11, 2026
Details

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
9125 Imperial Hwy Ste A, Downey, CA, 90242
New Auto Loans
5.69%
84 Months
View
▼
APR5.69%
Term84 Months
Last UpdatedMar 11, 2026
Details

Rancho Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
12620 Erickson Ave Ste H, Downey, CA, 90242 4019
New & Used Auto Loans
5.74%
72 Months
View
▼
APR5.74%
Term72 Months
Last UpdatedMar 11, 2026
Details

As Low As

Downey Federal Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.42%
8237 3rd St, Downey, CA, 90241 3718
New (2026 or newer) Auto Loan
5.74%
60 months
View
▼
APR5.74%
Term60 months
Last UpdatedMar 13, 2026
Details

As Low As; FICO ?720

Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
8545 Florence Ave, Downey, CA, 90240 4014
New Vehicle Loans
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedMar 15, 2026
Details

without Autopay

Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
8545 Florence Ave, Downey, CA, 90240 4014
Used Vehicle Loans
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedMar 15, 2026
Details

with Autopay

Downey Federal Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.42%
8237 3rd St, Downey, CA, 90241 3718
New (2026 or newer) Auto Loan
5.99%
72 months
View
▼
APR5.99%
Term72 months
Last UpdatedMar 13, 2026
Details

As Low As; FICO ?720

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
9125 Imperial Hwy Ste A, Downey, CA, 90242
Used Auto Loan
5.99%
84 months
View
▼
APR5.99%
Term84 months
Last UpdatedMar 11, 2026
Details

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
9125 Imperial Hwy Ste A, Downey, CA, 90242
Used Auto Loans
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMar 11, 2026
Details

Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
8545 Florence Ave, Downey, CA, 90240 4014
Used Vehicle Loans
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMar 15, 2026
Details

without Autopay

Rancho Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
12620 Erickson Ave Ste H, Downey, CA, 90242 4019
New & Used Auto Loans
6.24%
84 Months
View
▼
APR6.24%
Term84 Months
Last UpdatedMar 11, 2026
Details

As Low As

California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
9300 IMPERIAL HWY, DOWNEY, CA, 90242 2813
Auto Loan 84 Months
6.99%
84 Months
View
▼
APR6.99%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As

California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.98%
9300 IMPERIAL HWY, DOWNEY, CA, 90242 2813
Auto Loan Refinancing 84 Months
6.99%
84 Months
View
▼
APR6.99%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As

Downey Federal Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.42%
8237 3rd St, Downey, CA, 90241 3718
New (2026 or newer) Auto Loan
7.00%
36 months
View
▼
APR7.00%
Term36 months
Last UpdatedMar 13, 2026
Details

As Low As; FICO 680-719

Downey Federal Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.42%
8237 3rd St, Downey, CA, 90241 3718
New (2026 or newer) Auto Loan
7.25%
48 months
View
▼
APR7.25%
Term48 months
Last UpdatedMar 13, 2026
Details

As Low As; FICO 680-719

Downey Federal Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.42%
8237 3rd St, Downey, CA, 90241 3718
New (2026 or newer) Auto Loan
7.50%
60 months
View
▼
APR7.50%
Term60 months
Last UpdatedMar 13, 2026
Details

As Low As; FICO 680-719

Downey Federal Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.42%
8237 3rd St, Downey, CA, 90241 3718
New (2026 or newer) Auto Loan
8.00%
72 months
View
▼
APR8.00%
Term72 months
Last UpdatedMar 13, 2026
Details

As Low As; FICO 680-719

Downey Federal Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.42%
8237 3rd St, Downey, CA, 90241 3718
New (2026 or newer) Auto Loan
10.25%
36 months
View
▼
APR10.25%
Term36 months
Last UpdatedMar 13, 2026
Details

As Low As; FICO 640-679

Downey Federal Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.42%
8237 3rd St, Downey, CA, 90241 3718
New (2026 or newer) Auto Loan
10.50%
48 months
View
▼
APR10.50%
Term48 months
Last UpdatedMar 13, 2026
Details

As Low As; FICO 640-679

Downey Federal Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.42%
8237 3rd St, Downey, CA, 90241 3718
New (2026 or newer) Auto Loan
10.75%
60 months
View
▼
APR10.75%
Term60 months
Last UpdatedMar 13, 2026
Details

As Low As; FICO 640-679

Downey Federal Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.42%
8237 3rd St, Downey, CA, 90241 3718
New (2026 or newer) Auto Loan
11.25%
72 months
View
▼
APR11.25%
Term72 months
Last UpdatedMar 13, 2026
Details

As Low As; FICO 640-679

Downey Federal Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.42%
8237 3rd St, Downey, CA, 90241 3718
New (2026 or newer) Auto Loan
13.00%
36 months
View
▼
APR13.00%
Term36 months
Last UpdatedMar 13, 2026
Details

As Low As; FICO 600-639

Downey Federal Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.42%
8237 3rd St, Downey, CA, 90241 3718
New (2026 or newer) Auto Loan
13.25%
48 months
View
▼
APR13.25%
Term48 months
Last UpdatedMar 13, 2026
Details

As Low As; FICO 600-639

Downey Federal Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.42%
8237 3rd St, Downey, CA, 90241 3718
New (2026 or newer) Auto Loan
13.50%
60 months
View
▼
APR13.50%
Term60 months
Last UpdatedMar 13, 2026
Details

As Low As; FICO 600-639

Downey Federal Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.42%
8237 3rd St, Downey, CA, 90241 3718
New (2026 or newer) Auto Loan
14.00%
72 months
View
▼
APR14.00%
Term72 months
Last UpdatedMar 13, 2026
Details

As Low As; FICO 600-639

Downey Federal Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.42%
8237 3rd St, Downey, CA, 90241 3718
New (2026 or newer) Auto Loan
16.50%
36 months
View
▼
APR16.50%
Term36 months
Last UpdatedMar 13, 2026
Details

As Low As; FICO 599 or below

Downey Federal Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.42%
8237 3rd St, Downey, CA, 90241 3718
New (2026 or newer) Auto Loan
16.75%
48 months
View
▼
APR16.75%
Term48 months
Last UpdatedMar 13, 2026
Details

As Low As; FICO 599 or below

Downey Federal Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.42%
8237 3rd St, Downey, CA, 90241 3718
New (2026 or newer) Auto Loan
17.00%
60 months
View
▼
APR17.00%
Term60 months
Last UpdatedMar 13, 2026
Details

As Low As; FICO 599 or below

Downey Federal Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.42%
8237 3rd St, Downey, CA, 90241 3718
New (2026 or newer) Auto Loan
17.50%
72 months
View
▼
APR17.50%
Term72 months
Last UpdatedMar 13, 2026
Details

As Low As; FICO 599 or below

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
9125 Imperial Hwy Ste A, Downey, CA, 90242
New Auto Loan
18.00%
36 months
View
▼
APR18.00%
Term36 months
Last UpdatedMar 11, 2026
Details

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
9125 Imperial Hwy Ste A, Downey, CA, 90242
New Auto Loans
18.00%
36 Months
View
▼
APR18.00%
Term36 Months
Last UpdatedMar 11, 2026
Details

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
9125 Imperial Hwy Ste A, Downey, CA, 90242
School Employee Auto Loan with Summers Off
18.00%
36 months
View
▼
APR18.00%
Term36 months
Last UpdatedMar 11, 2026
Details

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
9125 Imperial Hwy Ste A, Downey, CA, 90242
School Employee Auto Loan with Summers Off - Used
18.00%
36 months
View
▼
APR18.00%
Term36 months
Last UpdatedMar 11, 2026
Details

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
9125 Imperial Hwy Ste A, Downey, CA, 90242
Used Auto Loan
18.00%
36 months
View
▼
APR18.00%
Term36 months
Last UpdatedMar 11, 2026
Details

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
9125 Imperial Hwy Ste A, Downey, CA, 90242
Used Auto Loans
18.00%
36 Months
View
▼
APR18.00%
Term36 Months
Last UpdatedMar 11, 2026
Details

Bakersfield City Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2817 16th St, Bakersfield, CA, 93301 3210
New Vehicle Loan
1.99%
48 mo
View
▼
APR1.99%
Term48 mo
Last UpdatedMar 17, 2026
Details

As Low As; Based On Credit Score

Bakersfield City Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2817 16th St, Bakersfield, CA, 93301 3210
Used Vehicle Loan
2.49%
48 mo
View
▼
APR2.49%
Term48 mo
Last UpdatedMar 17, 2026
Details

As Low As; Based On Credit Score

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
4501 Colorado Blvd, Los Angeles, CA, 90039
Auto Loans
3.24%
Auto Buying Service
View
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMar 18, 2026
Details

As Low As; APR - 2026 & Newer

Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
New Vehicle Loan
3.25%
36 Months
View
▼
APR3.25%
Term36 Months
Last UpdatedMar 20, 2026
Details

KeyPoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.20%
7062 Market Place Dr, Goleta, CA, 93117 5902
New Auto: 2026 or 2025 with under 5K miles
3.29%
24 Months
View
▼
APR3.29%
Term24 Months
Last UpdatedMar 17, 2026
Details

KeyPoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.20%
7062 Market Place Dr, Goleta, CA, 93117 5902
Used Auto: 2019 - 2025 with 5K miles or more
3.29%
24 Months
View
▼
APR3.29%
Term24 Months
Last UpdatedMar 17, 2026
Details

Thinkwise Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
599 N E St, San Bernardino, CA, 92401
New & Used Auto Loans
3.49%
36 months
View
▼
APR3.49%
Term36 months
Last UpdatedMar 15, 2026
Details

As Low As

Golden Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
409 W Center St, Manteca, CA, 95336
New & Used Auto Loans
3.50%
48 Months
View
▼
APR3.50%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; This special will ONLY cover New and Used auto loans. These rates will be for New Money Loans Only for the period of 3/1/26-5/31/26. Vehicles 10 YRS old and Newer. Rates are subject to change without notice and are based on credit approval.

Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
3.50%
36 Months
View
▼
APR3.50%
Term36 Months
Last UpdatedMar 17, 2026
Details

As Low As

Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
New Vehicle Loan
3.50%
48 Months
View
▼
APR3.50%
Term48 Months
Last UpdatedMar 20, 2026
Details

Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
Used Vehicle Loan
3.50%
36 Months
View
▼
APR3.50%
Term36 Months
Last UpdatedMar 20, 2026
Details

LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
3.75%
12 to 36 months
View
▼
APR3.75%
Term12 to 36 months
Last UpdatedMar 17, 2026
Details

As Low As

Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
3.75%
48 Months
View
▼
APR3.75%
Term48 Months
Last UpdatedMar 17, 2026
Details

As Low As

Los Angeles Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.94%
300 S Glendale Ave, Glendale, CA, 91205 5305
Automobiles & Trucks
3.90%
1 to 60
View
▼
APR3.90%
Term1 to 60
Last UpdatedMar 20, 2026
Details

Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1800 W Magnolia Blvd, Burbank, CA, 91506 1726
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
3.99%
24 Months
View
▼
APR3.99%
Term24 Months
Last UpdatedMar 20, 2026
Details

As Low As; No Payments for up to 90 Days

Thinkwise Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
599 N E St, San Bernardino, CA, 92401
New & Used Auto Loans
3.99%
72 months
View
▼
APR3.99%
Term72 months
Last UpdatedMar 15, 2026
Details

As Low As

Certified Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3550 Murphy Canyon Rd, San Diego, CA, 92123
New Auto Loan
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 18, 2026
Details

Certified Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3550 Murphy Canyon Rd, San Diego, CA, 92123
Used Auto Loan
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 18, 2026
Details

Popa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
13304 Alondra Blvd, Cerritos, CA, 90703
New Auto
3.99%
48 Months
View
▼
APR3.99%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As

Popa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
13304 Alondra Blvd, Cerritos, CA, 90703
Used Auto
3.99%
48 Months
View
▼
APR3.99%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
701 W 18th St, Antioch, CA, 94509 1586
New Vehicles Model Year 2025-2026
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 16, 2026
Details

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
23971 Lake Dr, Crestline, CA, 92325
New & Used Autos
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 17, 2026
Details

Compass Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
321 Wabash Ave, Eureka, CA, 95501
Auto Loans (2022 or newer)
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 16, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
4501 Colorado Blvd, Los Angeles, CA, 90039
Auto Loans
3.99%
0 - 75 Months
View
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMar 18, 2026
Details

As Low As; APR - 2026 & Newer

Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
New Autos
3.99%
60 Months
View
▼
APR3.99%
Term60 Months
Last UpdatedMar 16, 2026
Details

Annual Percentage Rate assumes Direct Deposit and Auto Payment from a FPDCU checking account. Actual rates are determined by the credit worthiness of the borrower and other loan underwriting criteria.

Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
New Autos 2025-2026
3.99%
60 Months
View
▼
APR3.99%
Term60 Months
Last UpdatedMar 16, 2026
Details

Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
Used Autos
3.99%
60 Months
View
▼
APR3.99%
Term60 Months
Last UpdatedMar 16, 2026
Details

Annual Percentage Rate assumes Direct Deposit and Auto Payment from a FPDCU checking account. Actual rates are determined by the credit worthiness of the borrower and other loan underwriting criteria.

Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
Used Autos 2021 to 2025 Models
3.99%
60 Months
View
▼
APR3.99%
Term60 Months
Last UpdatedMar 16, 2026
Details

Glendale Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.54%
1800 BROADVIEW DR, GLENDALE, CA, 91208
Auto Loan-New or Used Car* 2020 - 2025
3.99%
12-36
View
▼
APR3.99%
Term12-36
Last UpdatedMar 16, 2026
Details

As Low As

Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
1700 Pacheco Blvd, Martinez, CA, 94553 1976
New Auto
4.00%
84 Months
View
▼
APR4.00%
Term84 Months
Last UpdatedMar 17, 2026
Details

As Low As; Terms up to 84 months available***

Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
1700 Pacheco Blvd, Martinez, CA, 94553 1976
Used Auto
4.00%
72 Months
View
▼
APR4.00%
Term72 Months
Last UpdatedMar 17, 2026
Details

As Low As; Terms up to 72 months available***

LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
4.00%
48 months
View
▼
APR4.00%
Term48 months
Last UpdatedMar 17, 2026
Details

As Low As

Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
4.00%
60 Months
View
▼
APR4.00%
Term60 Months
Last UpdatedMar 17, 2026
Details

As Low As

Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
Used Auto Loans
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedMar 17, 2026
Details

As Low As

Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
Used Vehicle Loan
4.00%
48 Months
View
▼
APR4.00%
Term48 Months
Last UpdatedMar 20, 2026
Details

San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
4926 La Cuenta Dr, San Diego, CA, 92124 2609
Auto Loan Model Years 2021 and Newer
4.19%
24 Months
View
▼
APR4.19%
Term24 Months
Last UpdatedMar 11, 2026
Details

As Low As; up to 24 Months

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
701 W 18th St, Antioch, CA, 94509 1586
Used Vehicles Model Year 2020-2024
4.19%
36 Months
View
▼
APR4.19%
Term36 Months
Last UpdatedMar 16, 2026
Details

Greater Valley Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1185 W Hedges Ave, Fresno, CA, 93728 1219
Auto Loan
4.19%
72 Months
View
▼
APR4.19%
Term72 Months
Last UpdatedMar 20, 2026
Details

As Low As; APR is available for terms up to 72 months. Minimum loan amount for 72-month financing is $15,000. Existing GVCU loans are not eligible for refinance at these rates. All loans are subject to credit approval, income verification, acceptable debt-to-income ratio, and loan-to-value requirements. Monthly payment per $10,000 borrowed for 60 months at 4.19% APR is $185.00. Monthly payment per $15,000 borrowed for 72 months at 4.19% APR is $235.95. Offer available for a limited time and subject to change or end without notice.

San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
New Auto - 2025 or Newer with Less than 5K Miles
4.24%
1-12 Months
View
▼
APR4.24%
Term1-12 Months
Last UpdatedMar 11, 2026
Details

As Low As

Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1800 W Magnolia Blvd, Burbank, CA, 91506 1726
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As; No Payments for up to 90 Days

Aerospace Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
2310 E El Segundo Blvd, El Segundo, CA, 90245
New Vehicle Loan
4.25%
36 - 60
View
▼
APR4.25%
Term36 - 60
Last UpdatedMar 17, 2026
Details

As Low As

Aerospace Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
2310 E El Segundo Blvd, El Segundo, CA, 90245
Used Vehicle Loan
4.25%
36 - 60
View
▼
APR4.25%
Term36 - 60
Last UpdatedMar 17, 2026
Details

As Low As

LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
4.25%
60 months
View
▼
APR4.25%
Term60 months
Last UpdatedMar 17, 2026
Details

As Low As

Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
Used Auto Loans
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMar 17, 2026
Details

As Low As

Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
New Vehicle Loan
4.25%
60 Months
View
▼
APR4.25%
Term60 Months
Last UpdatedMar 20, 2026
Details

San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
4926 La Cuenta Dr, San Diego, CA, 92124 2609
Auto Loan Model Years 2021 and Newer
4.29%
36 Months
View
▼
APR4.29%
Term36 Months
Last UpdatedMar 11, 2026
Details

As Low As; up to 36 Months

East County Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
1069 Graves Ave Ste 100, El Cajon, CA, 92021 4573
Used Vehicle Loan
4.35%
36 Months
View
▼
APR4.35%
Term36 Months
Last UpdatedMar 13, 2026
Details

As Low As

Employees Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
266 S Magnolia Ave Ste 101, El Cajon, CA, 92020
New & Used Vehicle
4.38%
60 Months
View
▼
APR4.38%
Term60 Months
Last UpdatedMar 13, 2026
Details

As Low As; Dealer purchase up to 100% of contract price. Private party purchase up to 100% of book value. WE DO NOT FINANCE ON SALVAGED TITLES.

San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
4926 La Cuenta Dr, San Diego, CA, 92124 2609
Auto Loan Model Years 2021 and Newer
4.39%
48 Months
View
▼
APR4.39%
Term48 Months
Last UpdatedMar 11, 2026
Details

As Low As; up to 48 Months

Central Valley Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5300 N FRESNO ST, FRESNO, CA, 93710 6828
New Vehicles (2023 & newer)
4.39%
72 Months
View
▼
APR4.39%
Term72 Months
Last UpdatedMar 16, 2026
Details

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
2333 Utah Ave, El Segundo, CA, 90245
NEW Auto Loan
4.40%
36 Months
View
▼
APR4.40%
Term36 Months
Last UpdatedMar 16, 2026
Details

As Low As

California Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
9201 Spectrum Center Blvd, San Diego, CA, 92123 1407
Auto Loans - Model Years 2022 and Newer
4.48%
Up to 29
View
▼
APR4.48%
TermUp to 29
Last UpdatedMar 18, 2026
Details

As Low As

Families And Schools Together Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
312 W 7th St, Hanford, CA, 93230
Auto Loan
4.49%
24 Months
View
▼
APR4.49%
Term24 Months
Last UpdatedMar 18, 2026
Details

As Low As; New Auto Loan Rates are for autos not previously owned and/or less than 10,000 miles. Rates subject to change, are based on credit and qualifications met. Rates listed above include .50% reduction awarded to members enrolled in eStatements and Automatic Payments. Restrictions may apply, ask an employee for details.

Certified Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3550 Murphy Canyon Rd, San Diego, CA, 92123
New Auto Loan
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details

Certified Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3550 Murphy Canyon Rd, San Diego, CA, 92123
Used Auto Loan
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
19701 Hamilton Ave ste 130, Torrance, CA, 90502 1368
New Automobiles (2025 and Newer)
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As

Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
2411 W Olive Ave, Burbank, CA, 91506 2629
New Vehicle
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMar 15, 2026
Details

Models 2025 or newer (under 10,000 miles)

Popa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
13304 Alondra Blvd, Cerritos, CA, 90703
New Auto
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

Popa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
13304 Alondra Blvd, Cerritos, CA, 90703
Used Auto
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
4926 La Cuenta Dr, San Diego, CA, 92124 2609
Auto Loan Model Years 2021 and Newer
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedMar 11, 2026
Details

As Low As; up to 60 Months

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
1520 W Colorado Blvd, Pasadena, CA, 91105 1413
New & Used Autos
4.49%
24 Months
View
▼
APR4.49%
Term24 Months
Last UpdatedMar 18, 2026
Details

As Low As

Compass Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
321 Wabash Ave, Eureka, CA, 95501
Auto Loan
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMar 16, 2026
Details

As Low As

University Credit Union Los Angeles, CA
Institution Rating:
A-5.0 ★ Texas Ratio: 15.35%
1500 S Sepulveda Blvd, Los Angeles, CA, 90025
New and Used Auto
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
4501 Colorado Blvd, Los Angeles, CA, 90039
Auto Loans
4.49%
Auto Buying Service
View
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMar 18, 2026
Details

As Low As; APR - 2023 - 2025*

Citizens Equity First Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.76%
670 Lincoln Ave, San Jose, CA, 95126 3704
Standard Vehicle Loan 2024-2025
4.49%
66 Months
View
▼
APR4.49%
Term66 Months
Last UpdatedMar 18, 2026
Details

LTV <= 100%

Citizens Equity First Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.76%
670 Lincoln Ave, San Jose, CA, 95126 3704
Standard Vehicle Loan 2026 AND NEWER
4.49%
66 Months
View
▼
APR4.49%
Term66 Months
Last UpdatedMar 18, 2026
Details

LTV <= 100%

Glendale Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.54%
1800 BROADVIEW DR, GLENDALE, CA, 91208
Auto Loan-New or Used Car* 2020 - 2025
4.49%
37-48
View
▼
APR4.49%
Term37-48
Last UpdatedMar 16, 2026
Details

As Low As

UMe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.84%
3000 W Magnolia Blvd, Burbank, CA, 91505 3043
New Vehicle Loans - Cars, Trucks, and SUVs
4.50%
24 months
View
▼
APR4.50%
Term24 months
Last UpdatedMar 15, 2026
Details

As Low As

LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
4.50%
72 months
View
▼
APR4.50%
Term72 months
Last UpdatedMar 17, 2026
Details

As Low As

Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedMar 17, 2026
Details

As Low As

Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
New Vehicle Loan
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedMar 20, 2026
Details

Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
Used Vehicle Loan
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedMar 20, 2026
Details

Cabrillo Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
880 Front St Ste 2295, San Diego, CA, 92101 8895
2022 and newer Auto Loan
4.54%
48 Months
View
▼
APR4.54%
Term48 Months
Last UpdatedMar 18, 2026
Details

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1221 Nevin Ave, Richmond, CA, 94801 3123
Auto Loan
4.55%
2 Yrs
View
▼
APR4.55%
Term2 Yrs
Last UpdatedMar 17, 2026
Details

Model Year: 2011 to 2015

CHAFFEY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
11563 Foothill Blvd Ste 101, Rancho Cucamonga, CA, 91730 3969
Fixed Rate New and Used Auto Loans
4.59%
36 Months
View
▼
APR4.59%
Term36 Months
Last UpdatedMar 18, 2026
Details

New Vehicles

San Francisco Fire Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.90%
3201 California St, San Francisco, CA, 94118 1903
Auto Loan
4.63%
12 to 48 Months
View
▼
APR4.63%
Term12 to 48 Months
Last UpdatedMar 17, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
15804 Roscoe Blvd, Van Nuys, CA, 91406 1350
New Auto
4.64%
Up to 63 Months
View
▼
APR4.64%
TermUp to 63 Months
Last UpdatedMar 15, 2026
Details

Citizens Equity First Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.76%
670 Lincoln Ave, San Jose, CA, 95126 3704
Standard Vehicle Loan 2022-2023
4.64%
60 Months
View
▼
APR4.64%
Term60 Months
Last UpdatedMar 18, 2026
Details

LTV <= 100%

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1221 Nevin Ave, Richmond, CA, 94801 3123
Auto Loan
4.65%
3 Yrs
View
▼
APR4.65%
Term3 Yrs
Last UpdatedMar 17, 2026
Details

Model Year: 2016 to 2019

Employees Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
266 S Magnolia Ave Ste 101, El Cajon, CA, 92020
New & Used Vehicle
4.68%
72 Months
View
▼
APR4.68%
Term72 Months
Last UpdatedMar 13, 2026
Details

As Low As; Dealer purchase up to 100% of contract price. Private party purchase up to 100% of book value. WE DO NOT FINANCE ON SALVAGED TITLES.

California Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
9201 Spectrum Center Blvd, San Diego, CA, 92123 1407
Auto Loans - Model Years 2022 and Newer
4.68%
30 to 36
View
▼
APR4.68%
Term30 to 36
Last UpdatedMar 18, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Vehicle Loan
4.69%
Up to 24 months
View
▼
APR4.69%
TermUp to 24 months
Last UpdatedMar 20, 2026
Details

As Low As

Justice Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.17%
11000 Wilshire Blvd, Los Angeles, CA, 90024
Vehicle Loans
4.69%
Up to 24 months
View
▼
APR4.69%
TermUp to 24 months
Last UpdatedMar 20, 2026
Details

As Low As

Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
20101 Hamilton Ave Ste 150, Torrance, CA, 90502 1306
New Auto Loan
4.69%
36 Months
View
▼
APR4.69%
Term36 Months
Last UpdatedMar 11, 2026
Details

Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
20101 Hamilton Ave Ste 150, Torrance, CA, 90502 1306
Used Auto
4.69%
36 Months
View
▼
APR4.69%
Term36 Months
Last UpdatedMar 11, 2026
Details

UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
3110 INLAND EMPIRE BLVD STE A, ONTARIO, CA, 91764 6572
New and Used Auto Loans
4.69%
36 Months
View
▼
APR4.69%
Term36 Months
Last UpdatedMar 17, 2026
Details

As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.

California Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
8815 Folsom Blvd, Sacramento, CA, 95826
Auto Loan
4.69%
48 Months
View
▼
APR4.69%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As; Up to 48 Months

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1221 Nevin Ave, Richmond, CA, 94801 3123
Auto Loan
4.70%
2 Months
View
▼
APR4.70%
Term2 Months
Last UpdatedMar 17, 2026
Details

2011 to 2015 Model Year

East County Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
1069 Graves Ave Ste 100, El Cajon, CA, 92021 4573
Used Vehicle Loan
4.70%
48 Months
View
▼
APR4.70%
Term48 Months
Last UpdatedMar 13, 2026
Details

As Low As

Camino Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.78%
520 N Taylor Ave, Montebello, CA, 90640
New Autos
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As

AltaOne Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.90%
701 S China Lake Blvd, Ridgecrest, CA, 93555 5027
Autos
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedMar 16, 2026
Details

As Low As; 2026 & Newer

Families And Schools Together Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
312 W 7th St, Hanford, CA, 93230
Auto Loan
4.74%
60 Months
View
▼
APR4.74%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As; New Auto Loan Rates are for autos not previously owned and/or less than 10,000 miles. Rates subject to change, are based on credit and qualifications met. Rates listed above include .50% reduction awarded to members enrolled in eStatements and Automatic Payments. Restrictions may apply, ask an employee for details.

Sun Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.98%
1068 Broadway Ave, El Centro, CA, 92243 2315
Auto Loans
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedMar 15, 2026
Details

Cal State L.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.69%
2445 MARIONDALE AVE, LOS ANGELES, CA, 90032
Vehicle Loans
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As; Financing: 100%

Actors Federal Credit Union
Institution Rating:
B+4.8 ★ Texas Ratio: 17.91%
5757 Wilshire Blvd, Los Angeles, CA, 90036 3684
Auto Loans
4.74%
2-Year
View
▼
APR4.74%
Term2-Year
Last UpdatedMar 17, 2026
Details

Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
2411 W Olive Ave, Burbank, CA, 91506 2629
New Vehicle
4.74%
60 Months
View
▼
APR4.74%
Term60 Months
Last UpdatedMar 15, 2026
Details

Models 2025 or newer (under 10,000 miles)

Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
2411 W Olive Ave, Burbank, CA, 91506 2629
Used Vehicle
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedMar 15, 2026
Details

Models between 2019 - 2026 (between 10,001 and 100,000 miles)

Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 36 months
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedMar 17, 2026
Details

As Low As; with discount

Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 48 months
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMar 17, 2026
Details

As Low As; with discount

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
1520 W Colorado Blvd, Pasadena, CA, 91105 1413
New & Used Autos
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As

Huntington Beach Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
2000 Main St # B272, Huntington Beach, CA, 92648 2702
New Vehicle Loan
4.74%
1 - 48
View
▼
APR4.74%
Term1 - 48
Last UpdatedMar 20, 2026
Details

As Low As; Max. Loan Up to $125,000

Compass Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
321 Wabash Ave, Eureka, CA, 95501
Auto Loans (2022 or newer)
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMar 16, 2026
Details

As Low As

Merco Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.49%
1911 M ST, Merced, CA, 95340 3706
New & Used Vehicles
4.74%
Up to 72 Months
View
▼
APR4.74%
TermUp to 72 Months
Last UpdatedMar 20, 2026
Details

As Low As

First Entertainment Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
6735 Forest Lawn Dr, Hollywood, CA, 90068
New Auto Loans
4.74%
3 Months
View
▼
APR4.74%
Term3 Months
Last UpdatedMar 18, 2026
Details

As Low As

Pacific Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
1355 Willow Way, Concord, CA, 94520
New Vehicle
4.74%
Up to 84 months
View
▼
APR4.74%
TermUp to 84 months
Last UpdatedMar 15, 2026
Details

Premier America Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
19867 Prairie St, Chatsworth, CA, 91311 6532
New Auto Loan
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As

Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
659 Skymaster Cir, Travis AFB, CA, 94535
New Auto Loans
4.74%
Up to 36
View
▼
APR4.74%
TermUp to 36
Last UpdatedMar 15, 2026
Details

Up to 125% financing - includes tax, license, registration & warranty, depending on qualifications. All Terms & Conditions subject to loan approval. Final rate will be based on loan-to-value (LTV) ratio, term, and creditworthiness.

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
8101 E Kaiser Blvd, Anaheim, CA, 92808 2243
New Auto
4.74%
Up to 60 months
View
▼
APR4.74%
TermUp to 60 months
Last UpdatedMar 18, 2026
Details

1st Northern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
1111 Pine St, Martinez, CA, 94553
New/Used Auto Loans
4.74%
Up to 36 months
View
▼
APR4.74%
TermUp to 36 months
Last UpdatedMar 17, 2026
Details

As Low As

Foothill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.23%
250 W Colorado Blvd, Arcadia, CA, 91007
New Automobile and Truck
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As; *APR-Annual Percentage Rate. Rate shown includes discounts (max of 1.00% discount per loan). New Auto Floor Rate is 4.74%. Rates subject to change without notice. Rate discounts that apply: Deduct 0.50% for auto loans if member adds a new direct deposit (minimum of $1,000/month) Deduct 0.25% for auto loans if member sets up auto pay on the new loan at the time of funding Deduct 0.25% for auto loans if member has a Foothill MasterCard or open a new MasterCard at time of funding Deduct 0.25% for auto loans if member is employed by one of our Education, Healthcare, or City Municipalities SEGs Deduct 0.25% for auto loans if member has financed an auto with Foothill within the last 60 months

Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1800 W Magnolia Blvd, Burbank, CA, 91506 1726
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; No Payments for up to 90 Days

UMe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.84%
3000 W Magnolia Blvd, Burbank, CA, 91505 3043
New Vehicle Loans - Cars, Trucks, and SUVs
4.75%
36 months
View
▼
APR4.75%
Term36 months
Last UpdatedMar 15, 2026
Details

As Low As

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1221 Nevin Ave, Richmond, CA, 94801 3123
Auto Loan
4.75%
4 Yrs
View
▼
APR4.75%
Term4 Yrs
Last UpdatedMar 17, 2026
Details

Model Year: 2020 to 2024

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
7084 Auburn Blvd Ste 100, Citrus Heights, CA, 95621 4334
Used Auto Loan (vehicle year 2022 - 2026)
4.75%
3 Months
View
▼
APR4.75%
Term3 Months
Last UpdatedMar 17, 2026
Details

As Low As; APR*

Fontana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.46%
17235 Arrow Blvd, Fontana, CA, 92335
New Auto
4.75%
1 - 48
View
▼
APR4.75%
Term1 - 48
Last UpdatedMar 20, 2026
Details

As Low As

LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
4.75%
84 months
View
▼
APR4.75%
Term84 months
Last UpdatedMar 17, 2026
Details

As Low As

Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
4.75%
84 Months
View
▼
APR4.75%
Term84 Months
Last UpdatedMar 17, 2026
Details

As Low As

Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
Used Auto Loans
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMar 17, 2026
Details

As Low As

Star One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
1306 Bordeaux Dr, Sunnyvale, CA, 94089 1005
New Auto Loans
4.75%
7 Years
View
▼
APR4.75%
Term7 Years
Last UpdatedMar 15, 2026
Details

Your APR based on credit qualification. Promotional rates do not apply to loan modifications or refinancing of existing Star One loans.

Star One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
1306 Bordeaux Dr, Sunnyvale, CA, 94089 1005
Used Auto Loans
4.75%
7 Years
View
▼
APR4.75%
Term7 Years
Last UpdatedMar 15, 2026
Details

Your APR based on credit qualification. Promotional rates do not apply to loan modifications or refinancing of existing Star One loans.

South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
312 N Pacific Coast Hwy, Redondo Beach, CA, 90277 2837
New Auto Purchase or Refinance
4.75%
60 months
View
▼
APR4.75%
Term60 months
Last UpdatedMar 15, 2026
Details

As Low As

San Francisco Fire Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.90%
3201 California St, San Francisco, CA, 94118 1903
Auto Loan
4.75%
61-72
View
▼
APR4.75%
Term61-72
Last UpdatedMar 17, 2026
Details

San Francisco Fire Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.90%
3201 California St, San Francisco, CA, 94118 1903
Used Auto Loan
4.75%
49-60
View
▼
APR4.75%
Term49-60
Last UpdatedMar 17, 2026
Details

California Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.59%
8815 Folsom Blvd, Sacramento, CA, 95826
Auto Loan
4.79%
60 Months
View
▼
APR4.79%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As; $10,000 or Over

Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
New Autos
4.79%
84 Months
View
▼
APR4.79%
Term84 Months
Last UpdatedMar 16, 2026
Details

Annual Percentage Rate assumes Direct Deposit and Auto Payment from a FPDCU checking account. Actual rates are determined by the credit worthiness of the borrower and other loan underwriting criteria.

Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
New Autos 2025-2026
4.79%
84 Months
View
▼
APR4.79%
Term84 Months
Last UpdatedMar 16, 2026
Details

TULARE COUNTY
Institution Rating:
A+5.0 ★ Texas Ratio: 5.05%
300 N K St, Tulare, CA, 93274 4008
Auto Loans
4.79%
72 Months
View
▼
APR4.79%
Term72 Months
Last UpdatedMar 17, 2026
Details

As Low As; includes a 0.50% discount when enrolled in two of the following: TCFCU Checking, and automatic payment from TCFCU account or direct deposit. A discounted rate may be discontinued without notice if qualifying products are canceled.

TULARE COUNTY
Institution Rating:
A+5.0 ★ Texas Ratio: 5.05%
300 N K St, Tulare, CA, 93274 4008
New Autos (2023 and newer)
4.79%
Up to 48 Months
View
▼
APR4.79%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details

As Low As; Up to 100% of MSRP or Retail Kelley Blue book plus tax, title & licensing

CHAFFEY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
11563 Foothill Blvd Ste 101, Rancho Cucamonga, CA, 91730 3969
Fixed Rate New and Used Auto Loans
4.79%
54 Months
View
▼
APR4.79%
Term54 Months
Last UpdatedMar 18, 2026
Details

New Vehicles

Sun Pacific Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.66%
1221 Nevin Ave, Richmond, CA, 94801 3123
Auto Loan
4.80%
3 Months
View
▼
APR4.80%
Term3 Months
Last UpdatedMar 17, 2026
Details

2016 to 2019 Model Year

Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
20101 Hamilton Ave Ste 150, Torrance, CA, 90502 1306
New Auto Loan
4.84%
48 Months
View
▼
APR4.84%
Term48 Months
Last UpdatedMar 11, 2026
Details

Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
20101 Hamilton Ave Ste 150, Torrance, CA, 90502 1306
Used Auto
4.84%
48 Months
View
▼
APR4.84%
Term48 Months
Last UpdatedMar 11, 2026
Details

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
8545 Florence Ave, Downey, CA, 90240 4014
New Vehicle Loans
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMar 15, 2026
Details

with Autopay

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
9125 Imperial Hwy Ste A, Downey, CA, 90242
New Auto Loan
4.59%
36 months
View
▼
APR4.59%
Term36 months
Last UpdatedMar 11, 2026
Details

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
9125 Imperial Hwy Ste A, Downey, CA, 90242
New Auto Loans
4.59%
36 Months
View
▼
APR4.59%
Term36 Months
Last UpdatedMar 11, 2026
Details

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
9125 Imperial Hwy Ste A, Downey, CA, 90242
School Employee Auto Loan with Summers Off - New
4.59%
36 Months
View
▼
APR4.59%
Term36 Months
Last UpdatedMar 11, 2026
Details

As Low As

Rancho Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
12620 Erickson Ave Ste H, Downey, CA, 90242 4019
New & Used Auto Loans
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedMar 11, 2026
Details

As Low As

Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
8545 Florence Ave, Downey, CA, 90240 4014
New Vehicle Loans
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedMar 15, 2026
Details

without Autopay

Downey Federal Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.42%
8237 3rd St, Downey, CA, 90241 3718
New (2026 or newer) Auto Loan
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMar 13, 2026
Details

As Low As; FICO ?720

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
9125 Imperial Hwy Ste A, Downey, CA, 90242
New Auto Loan
4.99%
72 months
View
▼
APR4.99%
Term72 months
Last UpdatedMar 11, 2026
Details

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
9125 Imperial Hwy Ste A, Downey, CA, 90242
New Auto Loans
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedMar 11, 2026
Details

Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
8545 Florence Ave, Downey, CA, 90240 4014
New Vehicle Loans
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedMar 15, 2026
Details

with Autopay

Rancho Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
12620 Erickson Ave Ste H, Downey, CA, 90242 4019
New & Used Auto Loans
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedMar 11, 2026
Details

As Low As

Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
8545 Florence Ave, Downey, CA, 90240 4014
New Vehicle Loans
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedMar 15, 2026
Details

without Autopay

Downey Federal Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.42%
8237 3rd St, Downey, CA, 90241 3718
New (2026 or newer) Auto Loan
5.49%
48 months
View
▼
APR5.49%
Term48 months
Last UpdatedMar 13, 2026
Details

As Low As; FICO ?720

Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
8545 Florence Ave, Downey, CA, 90240 4014
New Vehicle Loans
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedMar 15, 2026
Details

with Autopay

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
9125 Imperial Hwy Ste A, Downey, CA, 90242
New Auto Loan
5.69%
84 months
View
▼
APR5.69%
Term84 months
Last UpdatedMar 11, 2026
Details

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
9125 Imperial Hwy Ste A, Downey, CA, 90242
New Auto Loans
5.69%
84 Months
View
▼
APR5.69%
Term84 Months
Last UpdatedMar 11, 2026
Details

Rancho Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
12620 Erickson Ave Ste H, Downey, CA, 90242 4019
New & Used Auto Loans
5.74%
72 Months
View
▼
APR5.74%
Term72 Months
Last UpdatedMar 11, 2026
Details

As Low As

Downey Federal Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.42%
8237 3rd St, Downey, CA, 90241 3718
New (2026 or newer) Auto Loan
5.74%
60 months
View
▼
APR5.74%
Term60 months
Last UpdatedMar 13, 2026
Details

As Low As; FICO ?720

Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
8545 Florence Ave, Downey, CA, 90240 4014
New Vehicle Loans
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedMar 15, 2026
Details

without Autopay

Downey Federal Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.42%
8237 3rd St, Downey, CA, 90241 3718
New (2026 or newer) Auto Loan
5.99%
72 months
View
▼
APR5.99%
Term72 months
Last UpdatedMar 13, 2026
Details

As Low As; FICO ?720

Rancho Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
12620 Erickson Ave Ste H, Downey, CA, 90242 4019
New & Used Auto Loans
6.24%
84 Months
View
▼
APR6.24%
Term84 Months
Last UpdatedMar 11, 2026
Details

As Low As

Downey Federal Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.42%
8237 3rd St, Downey, CA, 90241 3718
New (2026 or newer) Auto Loan
7.00%
36 months
View
▼
APR7.00%
Term36 months
Last UpdatedMar 13, 2026
Details

As Low As; FICO 680-719

Downey Federal Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.42%
8237 3rd St, Downey, CA, 90241 3718
New (2026 or newer) Auto Loan
7.25%
48 months
View
▼
APR7.25%
Term48 months
Last UpdatedMar 13, 2026
Details

As Low As; FICO 680-719

Downey Federal Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.42%
8237 3rd St, Downey, CA, 90241 3718
New (2026 or newer) Auto Loan
7.50%
60 months
View
▼
APR7.50%
Term60 months
Last UpdatedMar 13, 2026
Details

As Low As; FICO 680-719

Downey Federal Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.42%
8237 3rd St, Downey, CA, 90241 3718
New (2026 or newer) Auto Loan
8.00%
72 months
View
▼
APR8.00%
Term72 months
Last UpdatedMar 13, 2026
Details

As Low As; FICO 680-719

Downey Federal Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.42%
8237 3rd St, Downey, CA, 90241 3718
New (2026 or newer) Auto Loan
10.25%
36 months
View
▼
APR10.25%
Term36 months
Last UpdatedMar 13, 2026
Details

As Low As; FICO 640-679

Downey Federal Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.42%
8237 3rd St, Downey, CA, 90241 3718
New (2026 or newer) Auto Loan
10.50%
48 months
View
▼
APR10.50%
Term48 months
Last UpdatedMar 13, 2026
Details

As Low As; FICO 640-679

Downey Federal Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.42%
8237 3rd St, Downey, CA, 90241 3718
New (2026 or newer) Auto Loan
10.75%
60 months
View
▼
APR10.75%
Term60 months
Last UpdatedMar 13, 2026
Details

As Low As; FICO 640-679

Downey Federal Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.42%
8237 3rd St, Downey, CA, 90241 3718
New (2026 or newer) Auto Loan
11.25%
72 months
View
▼
APR11.25%
Term72 months
Last UpdatedMar 13, 2026
Details

As Low As; FICO 640-679

Downey Federal Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.42%
8237 3rd St, Downey, CA, 90241 3718
New (2026 or newer) Auto Loan
13.00%
36 months
View
▼
APR13.00%
Term36 months
Last UpdatedMar 13, 2026
Details

As Low As; FICO 600-639

Downey Federal Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.42%
8237 3rd St, Downey, CA, 90241 3718
New (2026 or newer) Auto Loan
13.25%
48 months
View
▼
APR13.25%
Term48 months
Last UpdatedMar 13, 2026
Details

As Low As; FICO 600-639

Downey Federal Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.42%
8237 3rd St, Downey, CA, 90241 3718
New (2026 or newer) Auto Loan
13.50%
60 months
View
▼
APR13.50%
Term60 months
Last UpdatedMar 13, 2026
Details

As Low As; FICO 600-639

Downey Federal Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.42%
8237 3rd St, Downey, CA, 90241 3718
New (2026 or newer) Auto Loan
14.00%
72 months
View
▼
APR14.00%
Term72 months
Last UpdatedMar 13, 2026
Details

As Low As; FICO 600-639

Downey Federal Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.42%
8237 3rd St, Downey, CA, 90241 3718
New (2026 or newer) Auto Loan
16.50%
36 months
View
▼
APR16.50%
Term36 months
Last UpdatedMar 13, 2026
Details

As Low As; FICO 599 or below

Downey Federal Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.42%
8237 3rd St, Downey, CA, 90241 3718
New (2026 or newer) Auto Loan
16.75%
48 months
View
▼
APR16.75%
Term48 months
Last UpdatedMar 13, 2026
Details

As Low As; FICO 599 or below

Downey Federal Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.42%
8237 3rd St, Downey, CA, 90241 3718
New (2026 or newer) Auto Loan
17.00%
60 months
View
▼
APR17.00%
Term60 months
Last UpdatedMar 13, 2026
Details

As Low As; FICO 599 or below

Downey Federal Credit Union
Institution Rating:
C3.8 ★ Texas Ratio: 29.42%
8237 3rd St, Downey, CA, 90241 3718
New (2026 or newer) Auto Loan
17.50%
72 months
View
▼
APR17.50%
Term72 months
Last UpdatedMar 13, 2026
Details

As Low As; FICO 599 or below

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
9125 Imperial Hwy Ste A, Downey, CA, 90242
New Auto Loan
18.00%
36 months
View
▼
APR18.00%
Term36 months
Last UpdatedMar 11, 2026
Details

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
9125 Imperial Hwy Ste A, Downey, CA, 90242
New Auto Loans
18.00%
36 Months
View
▼
APR18.00%
Term36 Months
Last UpdatedMar 11, 2026
Details

Bakersfield City Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2817 16th St, Bakersfield, CA, 93301 3210
New Vehicle Loan
1.99%
48 mo
View
▼
APR1.99%
Term48 mo
Last UpdatedMar 17, 2026
Details

As Low As; Based On Credit Score

Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
New Vehicle Loan
3.25%
36 Months
View
▼
APR3.25%
Term36 Months
Last UpdatedMar 20, 2026
Details

KeyPoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.20%
7062 Market Place Dr, Goleta, CA, 93117 5902
New Auto: 2026 or 2025 with under 5K miles
3.29%
24 Months
View
▼
APR3.29%
Term24 Months
Last UpdatedMar 17, 2026
Details

Thinkwise Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
599 N E St, San Bernardino, CA, 92401
New & Used Auto Loans
3.49%
36 months
View
▼
APR3.49%
Term36 months
Last UpdatedMar 15, 2026
Details

As Low As

Golden Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
409 W Center St, Manteca, CA, 95336
New & Used Auto Loans
3.50%
48 Months
View
▼
APR3.50%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; This special will ONLY cover New and Used auto loans. These rates will be for New Money Loans Only for the period of 3/1/26-5/31/26. Vehicles 10 YRS old and Newer. Rates are subject to change without notice and are based on credit approval.

Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
3.50%
36 Months
View
▼
APR3.50%
Term36 Months
Last UpdatedMar 17, 2026
Details

As Low As

Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
New Vehicle Loan
3.50%
48 Months
View
▼
APR3.50%
Term48 Months
Last UpdatedMar 20, 2026
Details

LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
3.75%
12 to 36 months
View
▼
APR3.75%
Term12 to 36 months
Last UpdatedMar 17, 2026
Details

As Low As

Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
3.75%
48 Months
View
▼
APR3.75%
Term48 Months
Last UpdatedMar 17, 2026
Details

As Low As

Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1800 W Magnolia Blvd, Burbank, CA, 91506 1726
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
3.99%
24 Months
View
▼
APR3.99%
Term24 Months
Last UpdatedMar 20, 2026
Details

As Low As; No Payments for up to 90 Days

Thinkwise Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
599 N E St, San Bernardino, CA, 92401
New & Used Auto Loans
3.99%
72 months
View
▼
APR3.99%
Term72 months
Last UpdatedMar 15, 2026
Details

As Low As

Certified Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3550 Murphy Canyon Rd, San Diego, CA, 92123
New Auto Loan
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 18, 2026
Details

Popa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
13304 Alondra Blvd, Cerritos, CA, 90703
New Auto
3.99%
48 Months
View
▼
APR3.99%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
701 W 18th St, Antioch, CA, 94509 1586
New Vehicles Model Year 2025-2026
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 16, 2026
Details

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
23971 Lake Dr, Crestline, CA, 92325
New & Used Autos
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 17, 2026
Details

Compass Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
321 Wabash Ave, Eureka, CA, 95501
Auto Loans (2022 or newer)
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 16, 2026
Details

As Low As

Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
New Autos
3.99%
60 Months
View
▼
APR3.99%
Term60 Months
Last UpdatedMar 16, 2026
Details

Annual Percentage Rate assumes Direct Deposit and Auto Payment from a FPDCU checking account. Actual rates are determined by the credit worthiness of the borrower and other loan underwriting criteria.

Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
New Autos 2025-2026
3.99%
60 Months
View
▼
APR3.99%
Term60 Months
Last UpdatedMar 16, 2026
Details

Glendale Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.54%
1800 BROADVIEW DR, GLENDALE, CA, 91208
Auto Loan-New or Used Car* 2020 - 2025
3.99%
12-36
View
▼
APR3.99%
Term12-36
Last UpdatedMar 16, 2026
Details

As Low As

Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
1700 Pacheco Blvd, Martinez, CA, 94553 1976
New Auto
4.00%
84 Months
View
▼
APR4.00%
Term84 Months
Last UpdatedMar 17, 2026
Details

As Low As; Terms up to 84 months available***

LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
4.00%
48 months
View
▼
APR4.00%
Term48 months
Last UpdatedMar 17, 2026
Details

As Low As

Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
4.00%
60 Months
View
▼
APR4.00%
Term60 Months
Last UpdatedMar 17, 2026
Details

As Low As

San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
4926 La Cuenta Dr, San Diego, CA, 92124 2609
Auto Loan Model Years 2021 and Newer
4.19%
24 Months
View
▼
APR4.19%
Term24 Months
Last UpdatedMar 11, 2026
Details

As Low As; up to 24 Months

San Francisco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.14%
770 Golden Gate Ave, San Francisco, CA, 94102 3120
New Auto - 2025 or Newer with Less than 5K Miles
4.24%
1-12 Months
View
▼
APR4.24%
Term1-12 Months
Last UpdatedMar 11, 2026
Details

As Low As

Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1800 W Magnolia Blvd, Burbank, CA, 91506 1726
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As; No Payments for up to 90 Days

Aerospace Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
2310 E El Segundo Blvd, El Segundo, CA, 90245
New Vehicle Loan
4.25%
36 - 60
View
▼
APR4.25%
Term36 - 60
Last UpdatedMar 17, 2026
Details

As Low As

LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
4.25%
60 months
View
▼
APR4.25%
Term60 months
Last UpdatedMar 17, 2026
Details

As Low As

Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
New Vehicle Loan
4.25%
60 Months
View
▼
APR4.25%
Term60 Months
Last UpdatedMar 20, 2026
Details

San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
4926 La Cuenta Dr, San Diego, CA, 92124 2609
Auto Loan Model Years 2021 and Newer
4.29%
36 Months
View
▼
APR4.29%
Term36 Months
Last UpdatedMar 11, 2026
Details

As Low As; up to 36 Months

Employees Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
266 S Magnolia Ave Ste 101, El Cajon, CA, 92020
New & Used Vehicle
4.38%
60 Months
View
▼
APR4.38%
Term60 Months
Last UpdatedMar 13, 2026
Details

As Low As; Dealer purchase up to 100% of contract price. Private party purchase up to 100% of book value. WE DO NOT FINANCE ON SALVAGED TITLES.

San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
4926 La Cuenta Dr, San Diego, CA, 92124 2609
Auto Loan Model Years 2021 and Newer
4.39%
48 Months
View
▼
APR4.39%
Term48 Months
Last UpdatedMar 11, 2026
Details

As Low As; up to 48 Months

Central Valley Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.68%
5300 N FRESNO ST, FRESNO, CA, 93710 6828
New Vehicles (2023 & newer)
4.39%
72 Months
View
▼
APR4.39%
Term72 Months
Last UpdatedMar 16, 2026
Details

FedEx Employees Credit Association Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.11%
2333 Utah Ave, El Segundo, CA, 90245
NEW Auto Loan
4.40%
36 Months
View
▼
APR4.40%
Term36 Months
Last UpdatedMar 16, 2026
Details

As Low As

California Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
9201 Spectrum Center Blvd, San Diego, CA, 92123 1407
Auto Loans - Model Years 2022 and Newer
4.48%
Up to 29
View
▼
APR4.48%
TermUp to 29
Last UpdatedMar 18, 2026
Details

As Low As

Certified Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3550 Murphy Canyon Rd, San Diego, CA, 92123
New Auto Loan
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
19701 Hamilton Ave ste 130, Torrance, CA, 90502 1368
New Automobiles (2025 and Newer)
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As

Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
2411 W Olive Ave, Burbank, CA, 91506 2629
New Vehicle
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMar 15, 2026
Details

Models 2025 or newer (under 10,000 miles)

Popa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
13304 Alondra Blvd, Cerritos, CA, 90703
New Auto
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

San Diego Firefighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.97%
4926 La Cuenta Dr, San Diego, CA, 92124 2609
Auto Loan Model Years 2021 and Newer
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedMar 11, 2026
Details

As Low As; up to 60 Months

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
1520 W Colorado Blvd, Pasadena, CA, 91105 1413
New & Used Autos
4.49%
24 Months
View
▼
APR4.49%
Term24 Months
Last UpdatedMar 18, 2026
Details

As Low As

University Credit Union Los Angeles, CA
Institution Rating:
A-5.0 ★ Texas Ratio: 15.35%
1500 S Sepulveda Blvd, Los Angeles, CA, 90025
New and Used Auto
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As

Citizens Equity First Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.76%
670 Lincoln Ave, San Jose, CA, 95126 3704
Standard Vehicle Loan 2026 AND NEWER
4.49%
66 Months
View
▼
APR4.49%
Term66 Months
Last UpdatedMar 18, 2026
Details

LTV <= 100%

Glendale Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.54%
1800 BROADVIEW DR, GLENDALE, CA, 91208
Auto Loan-New or Used Car* 2020 - 2025
4.49%
37-48
View
▼
APR4.49%
Term37-48
Last UpdatedMar 16, 2026
Details

As Low As

UMe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.84%
3000 W Magnolia Blvd, Burbank, CA, 91505 3043
New Vehicle Loans - Cars, Trucks, and SUVs
4.50%
24 months
View
▼
APR4.50%
Term24 months
Last UpdatedMar 15, 2026
Details

As Low As

LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
4.50%
72 months
View
▼
APR4.50%
Term72 months
Last UpdatedMar 17, 2026
Details

As Low As

Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedMar 17, 2026
Details

As Low As

Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
New Vehicle Loan
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedMar 20, 2026
Details

Cabrillo Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
880 Front St Ste 2295, San Diego, CA, 92101 8895
2022 and newer Auto Loan
4.54%
48 Months
View
▼
APR4.54%
Term48 Months
Last UpdatedMar 18, 2026
Details

CHAFFEY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
11563 Foothill Blvd Ste 101, Rancho Cucamonga, CA, 91730 3969
Fixed Rate New and Used Auto Loans
4.59%
36 Months
View
▼
APR4.59%
Term36 Months
Last UpdatedMar 18, 2026
Details

New Vehicles

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
15804 Roscoe Blvd, Van Nuys, CA, 91406 1350
New Auto
4.64%
Up to 63 Months
View
▼
APR4.64%
TermUp to 63 Months
Last UpdatedMar 15, 2026
Details

Employees Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
266 S Magnolia Ave Ste 101, El Cajon, CA, 92020
New & Used Vehicle
4.68%
72 Months
View
▼
APR4.68%
Term72 Months
Last UpdatedMar 13, 2026
Details

As Low As; Dealer purchase up to 100% of contract price. Private party purchase up to 100% of book value. WE DO NOT FINANCE ON SALVAGED TITLES.

California Coast Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
9201 Spectrum Center Blvd, San Diego, CA, 92123 1407
Auto Loans - Model Years 2022 and Newer
4.68%
30 to 36
View
▼
APR4.68%
Term30 to 36
Last UpdatedMar 18, 2026
Details

As Low As

Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
20101 Hamilton Ave Ste 150, Torrance, CA, 90502 1306
New Auto Loan
4.69%
36 Months
View
▼
APR4.69%
Term36 Months
Last UpdatedMar 11, 2026
Details

UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
3110 INLAND EMPIRE BLVD STE A, ONTARIO, CA, 91764 6572
New and Used Auto Loans
4.69%
36 Months
View
▼
APR4.69%
Term36 Months
Last UpdatedMar 17, 2026
Details

As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.

Camino Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.78%
520 N Taylor Ave, Montebello, CA, 90640
New Autos
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As

Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
2411 W Olive Ave, Burbank, CA, 91506 2629
New Vehicle
4.74%
60 Months
View
▼
APR4.74%
Term60 Months
Last UpdatedMar 15, 2026
Details

Models 2025 or newer (under 10,000 miles)

Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 36 months
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedMar 17, 2026
Details

As Low As; with discount

Polam Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
589 N LARCHMONT BLVD, LOS ANGELES, CA, 90004 1305
New Vehicles up to 48 months
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMar 17, 2026
Details

As Low As; with discount

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
1520 W Colorado Blvd, Pasadena, CA, 91105 1413
New & Used Autos
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As

Huntington Beach Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
2000 Main St # B272, Huntington Beach, CA, 92648 2702
New Vehicle Loan
4.74%
1 - 48
View
▼
APR4.74%
Term1 - 48
Last UpdatedMar 20, 2026
Details

As Low As; Max. Loan Up to $125,000

Compass Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.31%
321 Wabash Ave, Eureka, CA, 95501
Auto Loans (2022 or newer)
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMar 16, 2026
Details

As Low As

Merco Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.49%
1911 M ST, Merced, CA, 95340 3706
New & Used Vehicles
4.74%
Up to 72 Months
View
▼
APR4.74%
TermUp to 72 Months
Last UpdatedMar 20, 2026
Details

As Low As

First Entertainment Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.72%
6735 Forest Lawn Dr, Hollywood, CA, 90068
New Auto Loans
4.74%
3 Months
View
▼
APR4.74%
Term3 Months
Last UpdatedMar 18, 2026
Details

As Low As

Pacific Service Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.60%
1355 Willow Way, Concord, CA, 94520
New Vehicle
4.74%
Up to 84 months
View
▼
APR4.74%
TermUp to 84 months
Last UpdatedMar 15, 2026
Details

Premier America Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.61%
19867 Prairie St, Chatsworth, CA, 91311 6532
New Auto Loan
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As

Travis Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.39%
659 Skymaster Cir, Travis AFB, CA, 94535
New Auto Loans
4.74%
Up to 36
View
▼
APR4.74%
TermUp to 36
Last UpdatedMar 15, 2026
Details

Up to 125% financing - includes tax, license, registration & warranty, depending on qualifications. All Terms & Conditions subject to loan approval. Final rate will be based on loan-to-value (LTV) ratio, term, and creditworthiness.

Credit Union of Southern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.57%
8101 E Kaiser Blvd, Anaheim, CA, 92808 2243
New Auto
4.74%
Up to 60 months
View
▼
APR4.74%
TermUp to 60 months
Last UpdatedMar 18, 2026
Details

1st Northern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
1111 Pine St, Martinez, CA, 94553
New/Used Auto Loans
4.74%
Up to 36 months
View
▼
APR4.74%
TermUp to 36 months
Last UpdatedMar 17, 2026
Details

As Low As

Foothill Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.23%
250 W Colorado Blvd, Arcadia, CA, 91007
New Automobile and Truck
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As; *APR-Annual Percentage Rate. Rate shown includes discounts (max of 1.00% discount per loan). New Auto Floor Rate is 4.74%. Rates subject to change without notice. Rate discounts that apply: Deduct 0.50% for auto loans if member adds a new direct deposit (minimum of $1,000/month) Deduct 0.25% for auto loans if member sets up auto pay on the new loan at the time of funding Deduct 0.25% for auto loans if member has a Foothill MasterCard or open a new MasterCard at time of funding Deduct 0.25% for auto loans if member is employed by one of our Education, Healthcare, or City Municipalities SEGs Deduct 0.25% for auto loans if member has financed an auto with Foothill within the last 60 months

Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1800 W Magnolia Blvd, Burbank, CA, 91506 1726
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; No Payments for up to 90 Days

UMe Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.84%
3000 W Magnolia Blvd, Burbank, CA, 91505 3043
New Vehicle Loans - Cars, Trucks, and SUVs
4.75%
36 months
View
▼
APR4.75%
Term36 months
Last UpdatedMar 15, 2026
Details

As Low As

Fontana Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.46%
17235 Arrow Blvd, Fontana, CA, 92335
New Auto
4.75%
1 - 48
View
▼
APR4.75%
Term1 - 48
Last UpdatedMar 20, 2026
Details

As Low As

LA Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.51%
320 W 15th St Ste 128, Los Angeles, CA, 90015 3092
New Auto
4.75%
84 months
View
▼
APR4.75%
Term84 months
Last UpdatedMar 17, 2026
Details

As Low As

Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
New Auto Loans
4.75%
84 Months
View
▼
APR4.75%
Term84 Months
Last UpdatedMar 17, 2026
Details

As Low As

Star One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
1306 Bordeaux Dr, Sunnyvale, CA, 94089 1005
New Auto Loans
4.75%
7 Years
View
▼
APR4.75%
Term7 Years
Last UpdatedMar 15, 2026
Details

Your APR based on credit qualification. Promotional rates do not apply to loan modifications or refinancing of existing Star One loans.

South Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
312 N Pacific Coast Hwy, Redondo Beach, CA, 90277 2837
New Auto Purchase or Refinance
4.75%
60 months
View
▼
APR4.75%
Term60 months
Last UpdatedMar 15, 2026
Details

As Low As

Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
New Autos
4.79%
84 Months
View
▼
APR4.79%
Term84 Months
Last UpdatedMar 16, 2026
Details

Annual Percentage Rate assumes Direct Deposit and Auto Payment from a FPDCU checking account. Actual rates are determined by the credit worthiness of the borrower and other loan underwriting criteria.

Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
New Autos 2025-2026
4.79%
84 Months
View
▼
APR4.79%
Term84 Months
Last UpdatedMar 16, 2026
Details

TULARE COUNTY
Institution Rating:
A+5.0 ★ Texas Ratio: 5.05%
300 N K St, Tulare, CA, 93274 4008
New Autos (2023 and newer)
4.79%
Up to 48 Months
View
▼
APR4.79%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details

As Low As; Up to 100% of MSRP or Retail Kelley Blue book plus tax, title & licensing

CHAFFEY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
11563 Foothill Blvd Ste 101, Rancho Cucamonga, CA, 91730 3969
Fixed Rate New and Used Auto Loans
4.79%
54 Months
View
▼
APR4.79%
Term54 Months
Last UpdatedMar 18, 2026
Details

New Vehicles

Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
20101 Hamilton Ave Ste 150, Torrance, CA, 90502 1306
New Auto Loan
4.84%
48 Months
View
▼
APR4.84%
Term48 Months
Last UpdatedMar 11, 2026
Details

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Rancho Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
12620 Erickson Ave Ste H, Downey, CA, 90242 4019
New & Used Auto Loans
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedMar 11, 2026
Details

As Low As

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
9125 Imperial Hwy Ste A, Downey, CA, 90242
School Employee Auto Loan with Summers Off - Used
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMar 11, 2026
Details

As Low As

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
9125 Imperial Hwy Ste A, Downey, CA, 90242
Used Auto Loan
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMar 11, 2026
Details

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
9125 Imperial Hwy Ste A, Downey, CA, 90242
Used Auto Loans
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedMar 11, 2026
Details

Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
8545 Florence Ave, Downey, CA, 90240 4014
Used Vehicle Loans
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedMar 15, 2026
Details

with Autopay

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
9125 Imperial Hwy Ste A, Downey, CA, 90242
Used Auto Loan
5.19%
72 months
View
▼
APR5.19%
Term72 months
Last UpdatedMar 11, 2026
Details

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
9125 Imperial Hwy Ste A, Downey, CA, 90242
Used Auto Loans
5.19%
72 Months
View
▼
APR5.19%
Term72 Months
Last UpdatedMar 11, 2026
Details

Rancho Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
12620 Erickson Ave Ste H, Downey, CA, 90242 4019
New & Used Auto Loans
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedMar 11, 2026
Details

As Low As

Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
8545 Florence Ave, Downey, CA, 90240 4014
Used Vehicle Loans
5.24%
36 Months
View
▼
APR5.24%
Term36 Months
Last UpdatedMar 15, 2026
Details

without Autopay

Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
8545 Florence Ave, Downey, CA, 90240 4014
Used Vehicle Loans
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 15, 2026
Details

without Autopay

Rancho Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
12620 Erickson Ave Ste H, Downey, CA, 90242 4019
New & Used Auto Loans
5.74%
72 Months
View
▼
APR5.74%
Term72 Months
Last UpdatedMar 11, 2026
Details

As Low As

Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
8545 Florence Ave, Downey, CA, 90240 4014
Used Vehicle Loans
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedMar 15, 2026
Details

with Autopay

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
9125 Imperial Hwy Ste A, Downey, CA, 90242
Used Auto Loan
5.99%
84 months
View
▼
APR5.99%
Term84 months
Last UpdatedMar 11, 2026
Details

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
9125 Imperial Hwy Ste A, Downey, CA, 90242
Used Auto Loans
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMar 11, 2026
Details

Southland Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.82%
8545 Florence Ave, Downey, CA, 90240 4014
Used Vehicle Loans
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMar 15, 2026
Details

without Autopay

Rancho Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
12620 Erickson Ave Ste H, Downey, CA, 90242 4019
New & Used Auto Loans
6.24%
84 Months
View
▼
APR6.24%
Term84 Months
Last UpdatedMar 11, 2026
Details

As Low As

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
9125 Imperial Hwy Ste A, Downey, CA, 90242
School Employee Auto Loan with Summers Off - Used
18.00%
36 months
View
▼
APR18.00%
Term36 months
Last UpdatedMar 11, 2026
Details

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
9125 Imperial Hwy Ste A, Downey, CA, 90242
Used Auto Loan
18.00%
36 months
View
▼
APR18.00%
Term36 months
Last UpdatedMar 11, 2026
Details

SchoolsFirst Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.68%
9125 Imperial Hwy Ste A, Downey, CA, 90242
Used Auto Loans
18.00%
36 Months
View
▼
APR18.00%
Term36 Months
Last UpdatedMar 11, 2026
Details

Bakersfield City Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2817 16th St, Bakersfield, CA, 93301 3210
Used Vehicle Loan
2.49%
48 mo
View
▼
APR2.49%
Term48 mo
Last UpdatedMar 17, 2026
Details

As Low As; Based On Credit Score

KeyPoint Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.20%
7062 Market Place Dr, Goleta, CA, 93117 5902
Used Auto: 2019 - 2025 with 5K miles or more
3.29%
24 Months
View
▼
APR3.29%
Term24 Months
Last UpdatedMar 17, 2026
Details

Thinkwise Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
599 N E St, San Bernardino, CA, 92401
New & Used Auto Loans
3.49%
36 months
View
▼
APR3.49%
Term36 months
Last UpdatedMar 15, 2026
Details

As Low As

Golden Valley Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
409 W Center St, Manteca, CA, 95336
New & Used Auto Loans
3.50%
48 Months
View
▼
APR3.50%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; This special will ONLY cover New and Used auto loans. These rates will be for New Money Loans Only for the period of 3/1/26-5/31/26. Vehicles 10 YRS old and Newer. Rates are subject to change without notice and are based on credit approval.

Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
Used Vehicle Loan
3.50%
36 Months
View
▼
APR3.50%
Term36 Months
Last UpdatedMar 20, 2026
Details

Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1800 W Magnolia Blvd, Burbank, CA, 91506 1726
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
3.99%
24 Months
View
▼
APR3.99%
Term24 Months
Last UpdatedMar 20, 2026
Details

As Low As; No Payments for up to 90 Days

Thinkwise Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.33%
599 N E St, San Bernardino, CA, 92401
New & Used Auto Loans
3.99%
72 months
View
▼
APR3.99%
Term72 months
Last UpdatedMar 15, 2026
Details

As Low As

Certified Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3550 Murphy Canyon Rd, San Diego, CA, 92123
Used Auto Loan
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 18, 2026
Details

Popa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
13304 Alondra Blvd, Cerritos, CA, 90703
Used Auto
3.99%
48 Months
View
▼
APR3.99%
Term48 Months
Last UpdatedMar 15, 2026
Details

As Low As

Arrowhead Central Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.28%
23971 Lake Dr, Crestline, CA, 92325
New & Used Autos
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedMar 17, 2026
Details

Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
Used Autos
3.99%
60 Months
View
▼
APR3.99%
Term60 Months
Last UpdatedMar 16, 2026
Details

Annual Percentage Rate assumes Direct Deposit and Auto Payment from a FPDCU checking account. Actual rates are determined by the credit worthiness of the borrower and other loan underwriting criteria.

Fresno Police Department Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1004 N Van Ness Ave, Fresno, CA, 93728 3430
Used Autos 2021 to 2025 Models
3.99%
60 Months
View
▼
APR3.99%
Term60 Months
Last UpdatedMar 16, 2026
Details

Glendale Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.54%
1800 BROADVIEW DR, GLENDALE, CA, 91208
Auto Loan-New or Used Car* 2020 - 2025
3.99%
12-36
View
▼
APR3.99%
Term12-36
Last UpdatedMar 16, 2026
Details

As Low As

Shell Western States Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
1700 Pacheco Blvd, Martinez, CA, 94553 1976
Used Auto
4.00%
72 Months
View
▼
APR4.00%
Term72 Months
Last UpdatedMar 17, 2026
Details

As Low As; Terms up to 72 months available***

Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
Used Auto Loans
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedMar 17, 2026
Details

As Low As

Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
Used Vehicle Loan
4.00%
48 Months
View
▼
APR4.00%
Term48 Months
Last UpdatedMar 20, 2026
Details

Delta Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.35%
701 W 18th St, Antioch, CA, 94509 1586
Used Vehicles Model Year 2020-2024
4.19%
36 Months
View
▼
APR4.19%
Term36 Months
Last UpdatedMar 16, 2026
Details

Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1800 W Magnolia Blvd, Burbank, CA, 91506 1726
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As; No Payments for up to 90 Days

Aerospace Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
2310 E El Segundo Blvd, El Segundo, CA, 90245
Used Vehicle Loan
4.25%
36 - 60
View
▼
APR4.25%
Term36 - 60
Last UpdatedMar 17, 2026
Details

As Low As

Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
Used Auto Loans
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedMar 17, 2026
Details

As Low As

East County Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
1069 Graves Ave Ste 100, El Cajon, CA, 92021 4573
Used Vehicle Loan
4.35%
36 Months
View
▼
APR4.35%
Term36 Months
Last UpdatedMar 13, 2026
Details

As Low As

Employees Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
266 S Magnolia Ave Ste 101, El Cajon, CA, 92020
New & Used Vehicle
4.38%
60 Months
View
▼
APR4.38%
Term60 Months
Last UpdatedMar 13, 2026
Details

As Low As; Dealer purchase up to 100% of contract price. Private party purchase up to 100% of book value. WE DO NOT FINANCE ON SALVAGED TITLES.

Certified Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
3550 Murphy Canyon Rd, San Diego, CA, 92123
Used Auto Loan
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMar 18, 2026
Details

Popa Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
13304 Alondra Blvd, Cerritos, CA, 90703
Used Auto
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
1520 W Colorado Blvd, Pasadena, CA, 91105 1413
New & Used Autos
4.49%
24 Months
View
▼
APR4.49%
Term24 Months
Last UpdatedMar 18, 2026
Details

As Low As

University Credit Union Los Angeles, CA
Institution Rating:
A-5.0 ★ Texas Ratio: 15.35%
1500 S Sepulveda Blvd, Los Angeles, CA, 90025
New and Used Auto
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMar 15, 2026
Details

As Low As

Glendale Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.54%
1800 BROADVIEW DR, GLENDALE, CA, 91208
Auto Loan-New or Used Car* 2020 - 2025
4.49%
37-48
View
▼
APR4.49%
Term37-48
Last UpdatedMar 16, 2026
Details

As Low As

Long Beach Firemens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
2245 Argonne Ave, Long Beach, CA, 90815
Used Vehicle Loan
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedMar 20, 2026
Details

CHAFFEY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
11563 Foothill Blvd Ste 101, Rancho Cucamonga, CA, 91730 3969
Fixed Rate New and Used Auto Loans
4.59%
36 Months
View
▼
APR4.59%
Term36 Months
Last UpdatedMar 18, 2026
Details

New Vehicles

Employees Choice Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
266 S Magnolia Ave Ste 101, El Cajon, CA, 92020
New & Used Vehicle
4.68%
72 Months
View
▼
APR4.68%
Term72 Months
Last UpdatedMar 13, 2026
Details

As Low As; Dealer purchase up to 100% of contract price. Private party purchase up to 100% of book value. WE DO NOT FINANCE ON SALVAGED TITLES.

Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
20101 Hamilton Ave Ste 150, Torrance, CA, 90502 1306
Used Auto
4.69%
36 Months
View
▼
APR4.69%
Term36 Months
Last UpdatedMar 11, 2026
Details

UPS Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.73%
3110 INLAND EMPIRE BLVD STE A, ONTARIO, CA, 91764 6572
New and Used Auto Loans
4.69%
36 Months
View
▼
APR4.69%
Term36 Months
Last UpdatedMar 17, 2026
Details

As Low As; APR rates are shown with a 0.25% discount rate for automatic payment transfers and for having a checking account.

East County Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.39%
1069 Graves Ave Ste 100, El Cajon, CA, 92021 4573
Used Vehicle Loan
4.70%
48 Months
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APR4.70%
Term48 Months
Last UpdatedMar 13, 2026
Details

As Low As

Partners Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.57%
2411 W Olive Ave, Burbank, CA, 91506 2629
Used Vehicle
4.74%
36 Months
View
▼
APR4.74%
Term36 Months
Last UpdatedMar 15, 2026
Details

Models between 2019 - 2026 (between 10,001 and 100,000 miles)

Firefighters First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.58%
1520 W Colorado Blvd, Pasadena, CA, 91105 1413
New & Used Autos
4.74%
48 Months
View
▼
APR4.74%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As

Merco Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.49%
1911 M ST, Merced, CA, 95340 3706
New & Used Vehicles
4.74%
Up to 72 Months
View
▼
APR4.74%
TermUp to 72 Months
Last UpdatedMar 20, 2026
Details

As Low As

1st Northern California Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
1111 Pine St, Martinez, CA, 94553
New/Used Auto Loans
4.74%
Up to 36 months
View
▼
APR4.74%
TermUp to 36 months
Last UpdatedMar 17, 2026
Details

As Low As

Gain Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.09%
1800 W Magnolia Blvd, Burbank, CA, 91506 1726
New or Used Car, Truck, SUV, Van* - Fixed Rate for Vehicles Up to Three Years Old
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; No Payments for up to 90 Days

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
7084 Auburn Blvd Ste 100, Citrus Heights, CA, 95621 4334
Used Auto Loan (vehicle year 2022 - 2026)
4.75%
3 Months
View
▼
APR4.75%
Term3 Months
Last UpdatedMar 17, 2026
Details

As Low As; APR*

Utility District Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
375 11th St STE 203, Oakland, CA, 94607
Used Auto Loans
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMar 17, 2026
Details

As Low As

Star One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
1306 Bordeaux Dr, Sunnyvale, CA, 94089 1005
Used Auto Loans
4.75%
7 Years
View
▼
APR4.75%
Term7 Years
Last UpdatedMar 15, 2026
Details

Your APR based on credit qualification. Promotional rates do not apply to loan modifications or refinancing of existing Star One loans.

San Francisco Fire Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.90%
3201 California St, San Francisco, CA, 94118 1903
Used Auto Loan
4.75%
49-60
View
▼
APR4.75%
Term49-60
Last UpdatedMar 17, 2026
Details

CHAFFEY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
11563 Foothill Blvd Ste 101, Rancho Cucamonga, CA, 91730 3969
Fixed Rate New and Used Auto Loans
4.79%
54 Months
View
▼
APR4.79%
Term54 Months
Last UpdatedMar 18, 2026
Details

New Vehicles

Schools Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.31%
20101 Hamilton Ave Ste 150, Torrance, CA, 90502 1306
Used Auto
4.84%
48 Months
View
▼
APR4.84%
Term48 Months
Last UpdatedMar 11, 2026
Details

Frequently Asked Questions about Auto Loans in Downey, California

How does my credit score affect my car loan rate in California?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Downey, California with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in California *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Downey, California typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Downey, California?

Based on our current data, some of the lowest auto loan rates available in Downey, California include:
  • Southland Credit Union: 4.49% (New Vehicle Loans)
  • SchoolsFirst Federal Credit Union: 4.59% (New Auto Loan)
  • Rancho Federal Credit Union: 4.74% (New & Used Auto Loans)
  • California Credit Union: 4.74% (Auto Loan 36 Months)
  • Downey Federal Credit Union: 4.99% (New (2026 or newer) Auto Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Downey, California. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 20, 2026

Downey, California Rates & Resources

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