The best savings rates for Lubbock, Texas and the surrounding area include PNC BankPNC Bank8200 Nashville Ave, Lubbock, TX 79423A5.0 ★Texas Ratio: 6.83% PNC High Yield SavingsĀ® at 3.25% APY, Amarillo National BankAmarillo National Bank4811 50th St, Lubbock, TX 79414A5.0 ★Texas Ratio: 13.79% Savings at 3.00% APY, Lubbock Telco Federal Credit UnionLubbock Telco Federal Credit Union2802 York Ave Unit D, LUBBOCK, TX 79407 2632A+5.0 ★Texas Ratio: 0.00% Money Market Savings at 2.75% APY, TEXAS TECHTEXAS TECH1802 Texas Tech Parkway, Lubbock, TX 79409A5.0 ★Texas Ratio: 8.53% Money Market Savings at 2.75% APY, and Alliance Credit UnionAlliance Credit Union8401 Quaker Ave, Lubbock, TX 79424A5.0 ★Texas Ratio: 6.79% IRA Shares at 0.75% APY.
To see how these savings rates in Lubbock, Texas, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Lubbock, Texas (TX) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Lubbock, Texas and the surrounding area. Last Updated and Verified: March 21, 2026
Compare local Lubbock, TX savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Texas high-yield savings rates currently average 1.184% APY based on data from institutions in our monitoring network.
Texas standard savings rates currently average 0.527% APY based on data from institutions in our monitoring network.
$25 minimum to open; $100 to earn dividends; Previous Quarter
0.25% per annum interest rate discount on consumer loans1; Some transaction limitations apply2
How to avoid the $5 monthly service fee
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.
Qualifying balance up to $15,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $5,000.00
Qualifying balance up to $499.99
Qualifying balance up to $500.00
Qualifying balance up to $10,000.00
Qualifying balance up to $500.00
when you add Direct Deposit to a new or existing Justice Federal Checking Account.
Qualifying balance up to $100,000.00
New money only. Fees may reduce earnings. Offer applies to personal accounts only.
Only available in Texas
Only available in Texas
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Lubbock, Texas directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Lubbock, Texas. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in TX.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.