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The MINT National Bank Rates & Review April 2026

The MINT National Bank's 180 Days CD Special rates are at 3.40%, 12-Month CD rates are at 3.10%. The MINT National Bank's savings rates are at 1.00%. The MINT National Bank's money market rates are at 2.10%. MonitorBankRates evaluates the financial stability of The MINT National Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.18%. Rates were last updated on 04/23/2026.

The MINT National Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The MINT National Bank? Share your experience about The MINT National Bank by leaving a review below, or read customer reviews before you decide to use The MINT National Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.18%
Excellent Lower than avg
The MINT National Bank
1213 Kingwood Dr
Kingwood, TX 77339
https://www.themint.bank/
Member FDIC

The MINT National Bank CD Rates

Product Rate APY Term View More
180 Days CD Special - 3.40%
Details Limited Time CD & Money Market Offers
Last Updated 04/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.18%
12 Month CD - 3.10%
Details Limited Time CD & Money Market Offers
Last Updated 04/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.18%

The MINT National Bank Savings Rates

Product Rate APY View More
MonuMINT Savings 1.00% 1.00%
No additional details.
Last Updated 04/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.18%

The MINT National Bank Money Market Rates

Product Rate APY View More
ManageMINT Emerald MMA - 3.10%
Details Limited Time CD & Money Market Offers
Last Updated 04/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.18%
MonuMINT Emerald MMA - 3.10%
Details Limited Time CD & Money Market Offers
Last Updated 04/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.18%
ManageMINT Emerald MMA 2.08% 2.10%
No additional details.
Last Updated 04/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.18%
ManageMINT MMA 2.08% 2.10%
No additional details.
Last Updated 04/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.18%
MonuMINT Emerald MMA 2.08% 2.10%
No additional details.
Last Updated 04/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.18%
MonuMINT MMA 2.08% 2.10%
No additional details.
Last Updated 04/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.18%

The MINT National Bank Checking Rates

Product Rate APY View More
MonuMINT Checking Plus 0.50% 0.50%
No additional details.
Last Updated 04/23/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 3.18%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for The MINT National Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather The MINT National Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with The MINT National Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name The MINT National Bank
Bank Holding Company MINT HOLDINGS INC THE
Address 1213 Kingwood Dr, Kingwood, TX 77339  ·  Harris
FDIC Certificate # 58764
Established 01/05/2009
FDIC Insurance Date 01/05/2009
Domestic Offices 1
Total Branches 1
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 98/100
5.0
Exceptional Out of 5.0 Stars
3.18%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.0337%
Return on Equity (ROE) 7.1700%
Non-Performing Loans (NPL) 0.46%
Total Assets $401,518,000
Total Deposits $319,314,000
Equity Capital $68,724,000
Net Income $6,211,000
Headquarters Kingwood
Total Offices 1
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

rnPI
★★★★★
December 17, 2025
Vxcv
Average Rating
★★★★★
Total Reviews
1
Add Your Rating and Review for The MINT National Bank
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Frequently Asked Questions About The MINT National Bank

Is The MINT National Bank a safe place to deposit money?

Yes, The MINT National Bank is considered a safe financial institution. With a Texas Ratio of 3.1767314733639%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does The MINT National Bank operate?

The MINT National Bank currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, The MINT National Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, The MINT National Bank provides members with tools to manage their accounts and build a solid financial history.

Does The MINT National Bank offer online and mobile banking?

Most modern institutions like The MINT National Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.themint.bank/.

Current The MINT National Bank Rates

  • 12-Month CD3.10%
  • Savings1.00%
  • MMA2.10%
Retrieved from our database of financial products. Rates subject to change.